I Asked AI The Future Price Of XRP… The Answer SHOCKED Me.

Hey, it's Kamilah Stevenson, and around here we talk wealth. And it is a beautiful day out, at least where I stay. And I look forward to this live because I think it's going to be very, very fun. Okay, go ahead and like the video, subscribe if you have not already. I am going to reveal AI's price point. Now, AI is not better than God, and I got my God's Plan shirt on today. So But I think you'll find this very interesting. And let me just say from the beginning, AI actually gave me a more outlandish bullish price point. And because it did, I actually stress tested a little more to push it, to push it against too bullish., and I'm just going to tell you where we landed with this. Okay? And I did it in a very intelligent way. Okay? First of all, AI is intelligence as it is, but it's all about the prompts and how much, you know, how much intellectual property you give it. And I think that it gave a lot of wisdom, and you're going to see a lot of wisdom in this. So trust me, it is not crazy what AI came up with and the results that it gave. And I'm going to walk you through it because I think it's important for everybody to know, uh, and I do think everyone should continue to buy the dip. Nothing I say is financial advice. Everything I say is for educational and entertainment purposes only, and this is entertaining. So, um, it sounds like you have a cup over your mouth. Oh, does it? Okay, you guys can't hear me clear. Just, just want to make sure I, I get this mic together. Thank you so much, Marcus. Uh, can you guys hear me? Can you guys hear me clear? I just want to, uh, make, make sure. Are you not entertained? Okay, you guys can hear me clear. Okay, making sure. All right, perfect, perfect. All right, good, good, good, good, good. Okay, maybe it's, um, your particular uh, outlet. So I would say go back out and then come back in if you are not hearing me clear. All right, what's up from RDU Airport? Thank you so much, uh, Jen. Thank you. Um, looking through some of the comments, let me know, um, let me know. Thank you so much, you— that, that's so sweet. You guys are so kind. If you guys think that Thanks, Bri Bri. Um, let me know if you guys think that XRP goes to double digits by the end of the year, and then I'm going to get into it and I'm going to walk you through this in with intelligence. Okay, I'm going to walk you through exactly— it's not just about the price point, I'm going to walk you through everything, right? And I think you're going to find it pretty fascinating. Do we get to double digits by the end of the year, right? Let's see, let's see what you What you say? Have I seen the movie Michael? I have, I have. I like Michael, so I have definitely seen it. Nah, not quite yet. Okay, so Ruby said no, we don't get to double digits. Some people say yes, double digits easily. Yes, absolutely. Can you suggest a cold wallet for HBAR? You can do Tangem or Decent for HBAR. Um, a lot of people are asking this question, so I'll put it up there. Uh, okay, maybe, maybe. All right, let's, let's, let's see. Somebody said $100. I like to see it. All right, let's, um, I'm saying between $8 and $15 by the end of the year 2027. Uh, I see it going to $30. That's actually, that's actually a pretty good, um, price point. All right, so why did I do this? Well, first of all, and I'll get to some more of the, uh, of the chats, I did this because somebody— I had a short, I had a, a short video and somebody put in there, in the comment, um, ask AI what the, um, XRP price would be. Now I don't know if they were saying it in a derogatory way, like, um, you know, XRP ain't going nowhere, ask, ask AI what the price is going to be, going to be. Or I don't know if they were saying it as in like, man, you should check out the price, ask AI what the price is going to be, they're going to tell you, you know, a good price. So I don't— I didn't know how to take it, but nevertheless I decided to go ahead and do it. And so Um, I— but I had to do it the right way, right? I wasn't just going to ask a chatbot for a number and call it a, a video, okay? So I wanted to know what the most advanced AI system would actually say if I asked it to think like institutional capital, to look at, uh, global macro forces, way tokenization— because these are real things that are happening. Uh, weigh the reverse carry trade, weigh sovereign debt stress, and tell me where XRP could realistically land in 2026 and in 2030. Okay, I wanted to know both, both of those price points. Okay, and so PVA say AI won't give an accurate price. Well, um, yeah, I'll help you make sense of it. My, the way I did this, make sense. All right. And so when I asked AI, when I set it up, it, what it said, it did genuinely surprise me. And it's not because of the price ranges, uh, though I'm going to walk you through exactly how AI arrived at them. And, and that's what you need to know is how did AI and why did AI say this price point for, for this and what scenarios it sees beyond the numbers. So this is, it's kind of like I wanted AI to let me understand the real story of what AI sees when it looks at this asset without any of the emotions that come from being an investor. Because we give price points, we're emotionally attached to things, okay? Whether we know it or not, right? So I'm going to walk you through the whole thing, all right? And see exactly what AI said and maybe what retail holders are missing and what you should do with the answer. Again, like and subscribe if you have not already. Let me go ahead and start. I see some people say, you know, double digit, double digits, and, um, thank you so much. I appreciate this. I love your energy when you teach, especially XRP. You're genuinely passionate about helping us. God honor favor beyond human reasoning, and I take that, I receive it in every way possible, right? And so yes, and I am very excited about this because I do understand the aspects of generational wealth and the opportunity that is before us. But a lot of people can't see it because, again, people are just emotional, right? So let me start with why. Let me start with why most people who ask AI about crypto are usually asking the wrong questions, okay? Because most people are just trying to figure out, is it going to go to the moon? What's the high price? I mean, They want AI to say something that's going to make them feel good most of the time. And AI does not answer that question well because that is not how the smartest systems in the world look at financial assets. Okay? The right question is, one, what global liquidity actually touches? Or yeah, what global liquidity actually touches? Um, that, uh, or what systems do it touch that's connected to XRP's infrastructure? And then two, uh, you have to ask it almost what macro forces are converging right now. And then three, what would have to be true for the price to follow the architecture that's being built? Like, it can't just be, oh, will it go to the moon? Will it go to $100? Will it go to $1,000? Will it go to this price, right? These are different questions And if you ask it different questions, it comes back with a different response. Now let me just say this, um, before I go further, let me address something that you may already be thinking, okay, which is fair, and I'm gonna do it for you. I'm gonna just address it for you. You might say, why should I trust what AI says about XRP? AI don't know the future. AI is just guessing. It doesn't know, right? And somebody actually just said that. And what I can tell you is that what AI is really good at is processing massive amounts of information, weighing competing forces, and giving you a structural framework that humans miss because humans are emotional. Okay? So there are some things that AI does well that can really help us to understand what's going on with this asset. Okay? Like the video if you have not already. It really do help the channel. So when you ask AI to look at, which is what I did, macro liquidity, again, sovereign debt, tokenization, central bank behavior, and ETF flows all at the same time, it can hold— and some other things— it can hold all of those variables in its analysis the way a single human will overlook and miss. Okay? So that is why I ask it., not to predict a date, but to pressure test the structural thesis. That's what I want. And such, so much so that, like I said, what it actually came back with, I pressed it. I pressed against it. Okay. So when you, you know, the retail mind is going to ask what the price is today and when it's going to move. And that's it. Like it's very, very shallow. The institutional mindset asks what is being built And when does the price catch up to what's being built? And AI knows how to think more like institutions if you allow it to, uh, and that's the entire difference between how maybe AI sees XRP and how most retailers, retail holders see XRP. So I asked AI to think the way capital thinks, okay? So again, look at the macro liquidity, the sovereign debt, which is just the debt of a country that a country owes. You know, let me, let me explain in definition because some people are new and they don't know. I asked it to think about tokenization, which is when real assets like treasury bonds or real estate gets, start to get digital versions on the blockchain. I asked it to even think about the reverse carry trade, which is when investors borrow cheap money from one country to buy assets in another, and also ETF flows and regulatory clarity. And then I asked it to give me realistic ranges based on those forces. Um, that are happening right now. Okay, so let me stop and say this. Invest in all. I love that. Um, let me stop and say this too. Uh, thank you guys. You guys are so kind. I see that. Uh, ask Brad to stop diluting XRP. You know, I, I did a video on this, um, it— because there are a lot of people who have questions about the buyback. I did a video on this to help you guys understand um, what, what Brad is actually doing. Okay, so I think people misread that a little bit, and I'm gonna, I'm gonna help you to understand that a little more. But I don't want to do it right now because, um, I just want to walk through this and help you to understand something. But let me just stop and say this too, because I think this is so important to say. There is something that just a lot of people don't understand, um, about XRP, because I see you in the chat sometimes, and I see them in other people's chats, and a lot of people— and I'll get to the, um, Super Chats A lot of people think that XRP is a scam, and what most people don't understand is that XRP was never designed to be a retail gambling chip. That's the problem. It was engineered to be a neutral bridge liquidity that lets institutions move value across borders, settle in seconds, and exit into any currency on the other side without going through the correspondent, uh, banking chokehold that has slowed money down for 50 years. Okay, that is what XRP does. And the people who call it a scam, if you ask me, um, those who say nothing is happening and it's a scam and all of this because the price has not moved, those people are revealing something about themselves. Not about the asset. They are revealing that they do not understand how infrastructure repricing actually works. They don't understand. And the, the reality is, if you just look at the patterns of history, history is going to tell you the same story every single time. People just don't look at patterns at all. Markets systematically undervalue infrastructure assets right before those assets become systematically important. Think about Visa, a small payment network nobody was talking about before it became the rails, um, that the entire consumer economy runs on. Swift was a back office messaging protocol between banks before it became the backbone of global trade. We always talk about also the internet protocols. Every single one of them looked invisible and unimportant right up until the moment they became important. That's where XRP is, and people can't see it. And actually, that's the normality of the pattern, okay? They don't see that quiet adoptioning, um, that, that is accelerating, real utility being proven behind the scenes by the largest institutions in the world. The price today is the discount window, and people don't like discounts on assets for some reason. They like discounts when they go buy clothes and stuff, Right? So, and when you see a discount on something that's very valuable, you don't look at it and say, oh, it's not valuable because it's on discount. Usually people want it. Assets are the only thing that people complain about being on sale, right? The people who saw Visa and Swift and, and the internet early, they were the ones that got repriced with the system. The rest of the people just watched what happened from the outside. And I'm sure they called that a scam too, right up until the day that they couldn't afford to get in. And that's what's gonna happen with everybody. Who call XRP a scam is eventually is going to catch up because they're going to see what it's actually worth and how it's being used, and they're not going to be able to afford it at that moment. So all I can do is try to get the good news out. Now let's get into this, but first I want to say thank you so much, Purple Rain, for the Super Chat. Deep thinking with prompts on AI to assist, not replace our processes. That's absolutely correct. I love this. Love the way you are breaking it down, how you use, um, how you used it for calculations. Please put, um, this toward the XRP fund for the kids. I appreciate that so much, and I absolutely will, man. These kids are so blessed, they don't even understand. They— I'm doing all the hard work and they getting all the money, right? So I always write that down. Uh, I'm gonna tell them, Mama working hard and people just keep blessing y'all. Y'all ain't even lifting a finger. No, I love it. Thank you so much. Y'all are so kind. All right, I'm gonna get into some more of the, the chats, but I want to get into this because I want to get into what XRP actually said. And let me take this off. I apologize. Apologize, I didn't. Um, all right, so this is where it gets interesting, okay? So AI, first of all, AI told me that XRP is not a meme cycle coin. It didn't say it wasn't a meme coin, we know that. It said it wasn't a meme cycle coin, and I, and I understand what it meant like by that, because people are treating it like a meme cycle coin. They, they're trying to trade it and make money off of it. I get it, we want to make money, that's fine., right? But it's, it's not meant to be that. It said that the biggest mistake that retail investors make is treating it like one. And then the second biggest mistake that AI said, uh, was assuming, uh, utility automatically equals, uh, price explosion overnight. Okay, so the reality is somewhere in the middle where XRP is potentially liquidity infrastructure sitting at the intersection of cross-border settlement, tokenization, stablecoin interoperability and bridge liquidity during sovereign debt stress. Okay, and I want to make sure I'm hitting on all the points that it said. All right, so that was the first thing that it talked about. Then it walked me through the macro forces, and this is where it really started to make sense. Okay, and so the world— and it took all of this into consideration— the world is entering a debt and liquidity era. So countries are drowning in debt, and the United States alone is sitting at over $35 trillion— I think it's more like $39 trillion— in debt, and it's rising very fast. The interest of it is rising, right? That kind of debt load forces central banks into liquidity injections. I've talked about this also, financial repression and yield curve control. Right? I've talked about all of these. And that environment historically— hear me out so you can know what to invest in— that environment, we got to pay attention to the environment, historically benefits gold, hard assets, alternative settlement systems, and neutral liquidity assets. XRP's entire thesis is neutral bridge liquidity that is not tied to any single nation. That positioning is going to matter more in a fragmented world than it does in a stable one. That is why it's— it will become more valuable, because our environment is unstable. There is instability in our environment. Now I want to dig into the Kerry trade piece as well, because that, that matters, okay, that we're going through that. And, um, I've often said it, I think it's still a very methodical, slow pace of what they— they know what is happening, and I, I think they have a little more control over it than maybe what we realize. That, that's just what I think. Um, but it doesn't mean that it can't get out of control, right? So I want to dig into that because I think it is an underrated force in the entire cycle, and people are not considering it. So, and for those who don't know what the reverse carry trade is, for a decade the global markets have been basically fueled by something called the Japan or Japanese yen carry trade. Okay, so investors and institutions, um, that they have been borrowing money from, uh, the, you know, for the yen, borrowing the yen at extremely low interest rates, almost basically nothing, like basically free money, and using that cheap money to buy stocks and tech and crypto and bonds and real estate all around the world. Okay, so that cheap funding has been one of the biggest sources of global liquidity for a generation, and still to this day some people have never heard of it, right? So the Bank of Japan, however, started to raise rates, so the loan is getting expensive, and yields on Japanese government bonds are now at the highest level than it, uh, since 1999. So when that cheap funding gets expensive, the carry trade starts to unwind. Now initially the unwind is, it can be brutal because leveraged positions across every asset class gets forced liquidation. Okay. So it gets liquidated very quickly. And we saw a small version of that play out. If you go back and look in 2024 around August in the summer months when the yen briefly spiked and crypto markets sold off violently. And you know what? I think it was in a matter of hours if you go back. Okay. But here's the part that AI flagged. So after the initial liquidation, something else happens. Okay. So follow me because again, these are macro center events and these are things you're not going to find just on a chart. You're not going to be able to predict where XRP is going in even 2030 from looking just at a chart. Okay. Alone. Especially when these environments make certain assets have a greater necessity. Okay, so again, after initial liquidity, um, when traditional— or when traditional liquidity, uh, channel sees up, then institutions are going to start looking for faster, cheaper alternative settlement rails. So that is when the structural case for assets like XRP actually gets stronger and not weaker. The unwind in and of itself is not bullish, but the response— it's the response to the unwind that reshapes which assets institutions choose to hold and which infrastructure they are gonna choose to build on. All right, so the carry trade is not a price target. It is a catalyst that accelerates whatever trend is already in motion. So if the infrastructure thesis is real, then the unwind, uh, the reverse carry trade is going to eventually route capital towards bridge assets like XRP. And if the thesis is wrong, then the unwind just liquidates everything, everything, okay? But if you look at the data, the data is increasingly suggesting that this thesis, the conviction, the theory, whatever you want to call it, it is real. Another thing it also flagged was tokenization as the change that nobody is pricing in correctly. If tokenization scales the way, uh, institutional players are already signaling, then the treasuries, bonds, real estate, commodities, and private credit all need to move efficiently between systems. Okay, that's why I like Quant too. That is where interoperable rails, uh, become very important. I like Quant because Quant will allow all of them to communicate with each other. But this is where the rails become very important— interoperability rails and assets like XRP. Um, so not just Bitcoin, not just Ethereum, but infrastructure that can bridge them all. And that is why BlackRock, uh, Franklin Templeton, uh, JP Morgan, uh, Mastercard are all moving into tokenization and digital settlement infrastructure right now in real time. That's why they're moving there, okay? And so I'm looking at some of the, uh, triple digits by the end of the year, somebody said. Um, yes, you know, this is a very good point. And you know, for people who don't think XRP can go high, it did 1,200% when under attack, when being delisted off of all the exchanges. Okay, so we're having no certainty, no talks of a clarity call— I mean, a clarity act or any of that. No institutional adoption. They didn't even want to have nothing to do with it. They delisted it. They put it off their exchanges. And even then, it did a 1,200— 1,200% move. So I don't understand the thought processing of somebody at this point when you got institutions after institutions after institutions coming out. And you know, the ETF inflow— ETFs, the inflows And all that you see that's happening in Japan and Europe and Korea, you know, like, and they're like, oh, it, it, it won't even— it's, it's gonna stay at $1.50. But it did a 1,200% move when it was delisted and it was going through a court case and everything. No institutional adoption or anything. You know what, some people just not gonna get it. I, I just, I just laying there, okay? But anyway, for those who wanna have an ear to hear and want to learn and want to be educated, this is for you. Um, this is for you. So let's go through the actual numbers, and this is the part that surprised me. So let me give you the numbers for 2026. Um, for 2026, AI gave a— first, we're going to start with a base. Y'all know what a base means? A base, a bottom, the bottom. Okay, it gave a base case range for $8 to $15, $8 to $15. Uh, for an aggressive bull case in 2026, it gave the range for $25 to $40 plus, okay, $25 to $40 plus or more, okay. For an extreme liquidity crisis with institutional rotation, it gave a range of 50 plus, so 50 or more, whatever that or more is. It also gave an extreme bear case, right, like below the base, okay, um, all the way bearish. And that bear case was $1.50 to $4, okay. So that's even a still a 2x, 3x if it was just completely bearish. Everybody's just wrong, you know, or it's gonna just move sideways for, for a long time. And even in a bear case, that's exactly what the bear case would be, is just more time to accumulate. Right? I don't see that as a bad thing, by the way. Now let me say that again. So the base case for 2026, $8 to $15, that's a 5x to 10x move from where XRP is pretty much trading. And then, um, but that's not the bull case, remember, that, that was a base case that he gave. Okay, um, now, uh, 2030, let me go to those numbers. They gave a very conservative conservative, uh, AI gave a very conservative scenario, and 2030's, uh, conservative scenario was $10 to $30. And so that was the, the very conservative. And remember, I do want you to know, again, they actually pumped out bigger numbers than this, but I pressed it to be more bearish. I did. I pressed it to say, you know, how do you know? You know, like, I really pressed it, right? So this is not even like what it originally said. And I also want to say this too, I did this same thing last year and XRP didn't make it over like $5 last year. So I did this same thing last year and it was nowhere near this. So there's something that's happening in the environment that AI is capturing in real time because it's real data. That has now made it give something else. Because I'm telling you, we were at maybe at the most bullish case in like 5 years. I, I, it was like $4. Okay, so I just want to say that as well. Um, so let's move on. Strong institutional adoption scenario. Monica Long, uh, institutional adoption at scale by 2026. But this is just being a little bit more conservative. In 2030, it's saying by 2030, if there is strong institutional adoption scenario, then we're looking at 50 to 150 plus. Okay, so not a cap, not 50 to 150, but 50 to 150 and above. An extreme macro breakdown scenario was much higher than that, with the caveat that those numbers require global tokenization at scale. Sovereign debt fracture and a major, uh, a monetary transition. So, um, AI also flagged something at the extreme end, and I want to address it because some of you guys do hear like these massive numbers from other channels, of course, and I'm not against that. Like, I hope I'm not right with how long I think it'll, it'll take to get to 4 digits, um, and but you may wonder why I didn't mention the 4 digits, the 5 digits, or whatever. If you get in my inner circle, I'll, I'll really tell you what I really believe about XRP's price. But most people, you can, you barely can get them to know that it's about to, that it's going to go to all-time highs again, right? But there is a scenario that it takes into consideration where the reverse carry trade unwinds violently and combines with a full dollar reset event where sovereign debt systems fracture, fiat confidence weakens. Materially, and blockchain rails become the new core infrastructure for global finance. In that scenario, the price modeling stops being conservative immediately and starts repricing across the entire monetary system. Okay, and I want to say that because if that were to happen, a monetary reset, what I just mentioned, okay, in that scenario then there is no conservative nothing. What will happen, uh, AI describes, which I agree that this would happen if this were to happen again. If the dollar reset, there's an event, uh, sovereign debt systems fracture, fiat confidence completely weakens, and the blockchain rails now become the new core infrastructure. What will happen is gold will reprice massively. Silver is going to reprice. Commodities will rise. Bitcoin will rise. Neutral settlement assets like XRP is going to reprice with them, right? And, uh, and AI— AI was very clear that this is not a base case and not even a bull case. This is, uh, the just the tail outcome that only plays out if the global monetary system genuinely restructures. Uh, but it's on the table now. You know, I did say Bitcoin rise, all of it rise, but if, if, if there was an institution, if Japan were like to come just completely adapt XRP, then I think we would see, just because of the reverse carry trade in general, I think we would see everything dump. And then XRP, if they chose it, then yeah, I mean, there's a supply-demand process that happens with that, but I still think everything else will start to rise. I think everything else will still get repriced even if it dropped, okay? Because now we're into a different system. It's a tight— entire global reset, all right? So again, for XRP to reach those 4-digit, um, targets, AI concluded that it would require a major restructuring, uh, of the global monetary system, massive liquidity and velocity assumptions, of course, or scarcity dynamics far beyond current adoption models. And that's why I talked about the supply demand. So there will have to be scarcity dynamics. All right, so, um, now quick math, you know, so that you understand this for you. Like, because I know some people like, oh, I got 1,000 XRP, I got 10,000 XRP, what do I aim at? I mean, 10,000 is very great to aim if you can aim to, uh, 10,000. 1,000 to 3,000 to 5,000 to hit it towards 10,000, right? If you're holding 1,000 XRP today, the base case AI scenario for 2026— this is the base case— alone has your position worth $8,000 to $15,000. $8,000 to $15,000 if you have 1,000 XRP by the end of the year. If you're holding 10,000 XRP, which I think a lot of people are trying to get to 10,000 along the way, so— and as long as it moves sideways, you'll have time to just keep accumulating. Right? So if you're holding 10,000 XRP, the same base case, um, has your position at $80,000 to $150,000 by 2026. That's just this year. Now if you extend that to 2030 at institutional adoption, the scenario that it gave, um, of the 50 to 150 plus, then that same position at 10,000, uh, XRP is worth $500,000 to $1.5 million and above. Okay. And above. Those are numbers that AI gave, uh, when asked to do macro analysis without emotion. Okay, that is not, um, that is not the— remember that amount that I just gave you, the $150 plus? That, that is not the restructuring, uh, of global monetary scenario. That's way more. That's way more. We're going into a lot higher if that, if that be the case. Okay, so that was just the 2030 institutional adoption. Okay, now, um, let me look at the chats. Let me, let me, let me look and make sure I didn't miss anything. Somebody said, what did I miss? So I'm walking you through this, and I wanted it to be clear. Um, I wanted it to be clear. Um, 7 years into my XRP bag, I love it, I love it. World Finance Elite, no way more than you, Miss Clear. Okay, I see y'all talking. All right, somebody, uh, yeah, this is live, this is live. And somebody said $39 trillion. Yeah, $39 trillion in debt is the right amount. Um, uh, Bank of International Settlements are not 100% all in on XRP. Okay, I see you talking to somebody with that. And yeah, you could disagree. Um, uh, Japan to possibly, uh, adjust their interest rates in June. Uh, yep. So they are— we're seeing what they're going to do, right? We're, we're watching it. You got to watch the macro events. Thank you so much, Kimberly. I appreciate the Super Chat. I appreciate it. Um, all right, it doesn't mean, um, you know, it doesn't mean that you can use more than one settlement. Like, there, there's a lot of, um— and, and yeah, they are looking to not just, uh, ETH. They're not just looking to use ETH. They're going to use probably, uh, well, they're going to use ETH and Polygon. They're going to use ETH and Polygon, um, but, uh, so for social media. So, but you got to understand, there are, there are different, uh, settlement layers, right? And so this is not a one crypto is gonna win, y'all. It's not like that. Solana is gonna do well, right? There's other— HBAR is going to do well. There's, there's other, um, cryptocurrencies, there's coins that are going to do very well. But you don't have to have every single institution in the world get in on XRP, okay? You know, so if you see, if you see a company say, oh well, I'm gonna get it, remember the unified ledger makes them all, everything, all of it come together anyway. And so if you see, just like Quant, Quant is going to do well. There are some coins that can do what other coins cannot do. Like XRP is fast, quick, It's cheap, all right? And so Solana is a little bit fast, but it, it's not as fast as— it doesn't do what XRP does. So you have some that will also choose Solana, but Solana is more like— they're gonna do like more, um, you know, game apps and stuff like that, you know. Of course, we know smart contracts, you know, ETH is going— is the granddaddy of smart contracts, um, but you don't necessarily need to choose ETH unless it's super complex. Okay, because it's, it's not fast, you know, it's actually slow and it gets very, very, very expensive. So every— you got to know what these coins do very well. I keep telling people, because when one— when an institution choose to do something with one, then it's like, oh, see, they didn't choose to— listen, a lot of them are going to do well. Why? Because they have utility. Okay, and so every company is not going to choose the same thing, but guess what? There's an interoperability, um, process that happens with them where you can use more than one on— if you're using an app or software device or whatever, you can use more than one of these technologies. You don't have to use just one of them. There's times where you can use ETH and XRPL, right? So you got to also understand how they're going to work together. And to understand that, you got to understand Quant and what Quant does very, very well. Because it's a messaging system that brings all of them to communicate together. And you can pick the best world of all— Quant will allow you to create something and pick the best world out of all of them. So it's not this or that, you know, for each of them. You got to understand what they all do well. So I just want to stop and say that because sometimes when you see an institution, oh, this person picked this and this, you know, put HBAR— yeah, yeah, they're gonna, they're gonna choose some of the other ones as well, right? And but You got to understand, XRP is made for banks to move money to one another fast, quick, and cheap. Okay, well, fast and quick are the same thing, but quick, cheap. And it can— it doesn't represent either country, it doesn't represent a currency, it's a neutral liquidity bridge, right? So you can move it to those other countries and it can convert into their currency, right? Fast and cheap. And that is what it is meant to do at its highest potential, which means that it cannot be cheap. You got— if when you really— if you can just simplify it and know what each technology does, then you'll know what's required of it to operate at its fullest capacity. If you just stop and understand what exactly XRP does and what it was created to do and you simplify it to that one simple thing. Even now, it's got a lot of other stuff that, you know, because we haven't even talked about— come on, y'all, we haven't even gotten into AI agents. How— what do you think they're gonna use to move money with one another? They— what do you think they're gonna use? They have to use something neutral, right? They don't have a representation, they don't have an ID or anything. So when you find out what it's supposed to do, well the, the case for it being low goes out the window. Because guess what? We all wasted our, our entire lives. Why? Because if XRP don't get— go to higher prices, it cannot do what it was created to do. And do y'all think that they created this technology for it not to do what— do you think Ripple was getting all of these partnerships and doing what they're doing and buying G Treasury for a billion dollars for XRP to stay at a dollar. Wake up! It won't do what it's created to do. It can't. How are you going to move money and trillions and, you know, all of this money between different countries if it's at $1.40? You have to have a lot of XRP to do that. It will not be efficient. It cannot operate like that. And I'm like, what don't people get about this? It's so— I'm, I'm speaking like ABC language right now. I'm not even getting into all of the other intricacies and the details of the institutions and what they're doing right now and, and how the whales are— look, I'm being real basic right now, y'all, just to like make it make sense. Just find out— all you got one, one, you got one assignment: find out what XRP does. Just find out what it does, then ask yourself, can it stay at this price to do what it's supposed— what it's supposed to do, what this technology is supposed to do? So for people who say XRP, uh, can't get— should— won't be able to get priced high. Do you know what it does? How can it not get priced high if you know what it does? I, I just think these people don't know what it's supposed to do. That— I just think they don't understand the ledger. That's it. That's it. It's just that simple. So I'm trying to make it as simple as possible, right? Um, let's see. Uh, thank you so much, uh, FedEx 1097. Dr. K, you're an awesome educator of wealth. Continue to teach. What God has instilled in you. I enjoy listening to you and learning XRP, XLM, HBAR, Solana. I love it. I love to see this. Thank you so much. Thank you for the Super Chat. And I just bought some Solana this morning. And so, um, I'm, I'm invested in a lot of different, uh, cryptocurrencies, uh, utility coins, because I think that they have institutional adoption and they're going to be utilized for different reasons, right? Solana is going to be used differently than the XRP ledger, right? And so, um, only hold what you can afford. And that's good wisdom. Only hold what you can afford, right? Don't— and, and, but most of you guys can afford more than you think you can afford. It's just that you spending a lot of your money on other stuff. And if you stop spending your money on this other stuff, then you can afford a little bit of assets, right? You should pay yourself first. You should always invest first. Let everything else work itself out. I'm not saying, you know, be negligent with your bills or anything like that, but I am saying on a psychological level most people do spend a lot of their money on like other stuff, like going— you know how many people I see walking through Starbucks every day? Hey, I'm one of them too. That's how I get to see them, okay? So I'm just saying, like, you— a lot of people spend their money on stuff. DoorDash and GrubHub and, you know, Subway. And I go to the mall and, and people are walking around the mall shopping. They buying shoes and all kind of stuff. If you just stop for a minute in your tracks and look at where your money is going Go do an audit. Go look at your banking account. Look at how much money you spend on food and just a bunch of stuff in Amazon and stuff, you know. Um, so, uh, let me make sure I didn't miss any of the Super Chats. I want to say just a few more important things. I'm not going to be able to get to everything. Uh, somebody said y'all were worried about the wrong one of the 10% here. I love to see it. You say you preaching to the choir, you don't have to convince me. That's right. All you got to do is your due diligence. I just— people just— it's retail behavior. Again, when, when retail— oh, it's a scam, it's this and that— they don't understand infrastructure. And guess what? They're just gonna miss out. They, they don't understand it. That's retail behavior. So honestly, what I, what I want y'all to know is that is normal. That is normal. That's what they did with every infrastructure asset. That is absolutely normal, right? And so Let me just say this, um, even what I just shared, you know, walking through AI, I didn't just come out here like, oh, I just want to give y'all a price point, because I tell y'all, I don't do price point predictions. But I did do what someone asked me to do, which is ask AI, and I use my intelligence to do that, to ask it to push back, to, you know, uh, allow it to consider these different things, you know. And remember, so the framework underneath it makes sense. Remember, markets systematically— hear me out, Hear me out. Markets will undervalue infrastructure assets before they become systematically important, okay? Remember again, the Visa, SWIFT, internet, all of any infrastructure asset is going to be undervalued. The market repriced all three of those when the infrastructure became load-bearing, okay? XRP is in that same window. Whether you know it or not, you'll find out. I guarantee you that you're going to find out quiet adoption is accelerating. Like I said, real utility is being proven. A $100 trillion cross-border payment problem that is being solved by the infrastructure being built. Retail looks at the price and says nothing is happening because of the price. Institutions are looking at infrastructure and seeing everything that's happening. And like I said, AI, I asked it to see like institutions see. Okay, so again, if the— if the— even a base case is $8 to $15, there's money to be made, y'all. There is money to be made even by the end of 2026 if, if this is a base case, um, or $20 to $30 on, um, you know, or higher, uh, $20, $30, 3 digits, whatever that looks like. It's not about whether this move comes. The move is gonna come. It's gonna come. Um, I just want you to really pay attention to the structure piece. Because it is not wise to have your entire position exposed to capital gains. Nobody's thinking about that because they're just too focused on how much money they're going to make. Most have spent years, uh, thinking about which asset they're going to hold and almost zero time thinking about, okay, well, how am I going to structure this? How I'm going to set it up? What account am I going to give it or put it into to have the right structure? I've done that with my silver and gold as well, and I've done that years ago. I'm like, you got to get the right structure in place. That, that is going to be the difference between someone who builds and preserves their wealth and someone who just loses it. And we see people lose money all the time. And for me, I do the opposite. The assets matter, but the account matters just as much. The structure matters just as much. And that is why I do hold mine inside of a Roth IRA. And I do it through iTrust Capital, uh, because inside a Roth IRA, uh, every, every dollar of growth and appreciation is going to stay mine forever, okay? It is a tax-protected— for those who don't know, the Roth IRA is a tax-protected account, okay? And I see some people, they're reaching out like, hey, I need to figure out a tax strategy, okay? If you plan on making money, you better figure out a tax strategy. And if you're like 50 or 55 years old, you, you're gonna— you want to think about that a little deeper. You have about 5 years to put your assets somewhere that's going to appreciate, that you're not going to have to pay taxes. Also, a backdoor Roth for those who make too much. You can do a backdoor Roth, and a backdoor Roth don't have the same limitations as, uh, if you just have— if you're doing it off of earned income. And, um, iTrust Capital also has instant transfers now as well. So also, if you want to customize plan around your specific situation and you need more clarity on exactly what your next steps are, what they should be, how to set up everything correctly, then that is what my one-on-one clarity calls are for. My coaching community is also open if you want ongoing weekly support and a room of people who are building together. The links are in— I'm looking at the comments— the links are in the description for that. And let me tell you something, I tell, I tell my community and my clients things that your lawyers don't. I get a lot of people who have gone through lawyer, lawyers to set things up, and they still don't know what's going on. Like, they're like, I don't know, my lawyer just sent it over to me, I notarized this, and I don't really know where— what he is, they didn't tell me. And I'm like, absolutely not. You, you want to be clear. The more educated you are, the better you can work with your lawyers, your estate planner. You can understand what's going on, how to structure everything. And so, um, a lack of clarity is very expensive. So get clear on what it is, um, that you need to do with your finances. Um, love it, love it. Uh, love the encouragement I see that you guys are even giving each other. XRP to $100,000. I don't think XRP has a cap, so, um, there isn't a price that XRP couldn't get to in my eyes. In a sense, it's just all about timing, all about timing. Okay, um, so I'm just looking to see, uh, thank you, I appreciate this. You're smarter than most people in here. These sheep think the XRP bag will have them retire every month. Um, since the lawsuit ended last year, okay. And, and you know what, he— first of all, um, the XRP bag is not going to retire anybody if you don't have your structure in place, if you don't know what to do with the money. It is not about how much you can make, it is about how much you can keep. How much can you keep? And you need a structure and you need a game plan for that. So I'm going to be the first to tell you that your XRP bag is not going to make you rich. I'm sorry to tell you, okay. You are going to make yourself rich. Your mindset is going to make yourself rich. Your game plan is going to make yourself rich. What you're going to do with what you get, all right, what you do with your resources, that is going to make you rich. And I, I have to keep saying this, right, because if you think that external resources make you rich, then you're going to find out that, um, real quick how quickly you can lose that if you don't have any level of accountability with stewarding and managing what you've received. External resources do not just appear. If that be the case, then why, why, why isn't lottery winners— why don't they stay wealthy? Because it's all about the hands that you put that resource in. And so for some of you all who's sitting up waiting on XRP to go to certain prices so you can be okay, that's not what's going to make you okay. You are going to make yourself okay. Your mindset is going to make yourself okay. So you gotta grow, right? You are your biggest asset. You didn't know that? You are a greater asset than XRP. You are your greatest asset. And if you don't invest in yourself, you're going to lose control of all of this, right? So, and I tell people that all the time, I'm my greatest asset. I invest in me first, right? And, and so these are just resources. These are resources, but they have to come through my hands they have to come through my decisions, my programming, my habits, you know what I mean? Like, if my identity, right, if I got an identity that's verified through, you know, trying to please people or show people, oh, I got this and I got— you know what I mean? Then I'm gonna do the wrong things, right? So you have— it's, it's deeper, y'all. It's, it's deeper than what y'all think. And that's why people lose so much money, right? Thank you so much, Purple Rain. I appreciate this Super Chat. 50% in raw. 25% in wallet, 20% in institutional custody, and 5% for selling. Seems like a good game plan. I love that you have a game plan, and that sounds great. You're keeping your upside, right? You— and, and then you can— hey guys, if the, the better— thank you so much for that, Purple Rain. You, you're also, uh, you're always so kind. The better you kind of know what you're gonna do, and you can adjust and you can tweak things along the way, but the The better you have a position in knowing, okay, what does my game plan look like? Let me write it down. Let me put it before me. The better you can kind of adapt as time go on, and you can kind of see where you are, and you can see, okay, where will I buy? Where will I sell? Where will I start to borrow against? Like, you have to have all of that ahead of time because I'm telling you, the dopamine rush ain't nothing nice. I know humans. The dopamine rush. And I'm telling y'all, we are, as humans, we love dopamine. We love a dopamine rush. Everything about our environment makes us want a dopamine hit. And what these dopamine hits, um, make us do is they, they make us not want to work hard for anything, okay? That's why if somebody winds up on drugs, all right, and they get a quick, a quick high That type of person is wiring their brain to not work for anything. That type of person is not going to want to, you know, go to school or do something that takes time or invest in something because that takes time. And they don't— they haven't developed, uh, the wiring to be able to be patient enough because they have trained themselves that when I do this, I get a quick dopamine hit, I get a quick rush. And that's why sometimes it's good to not scroll too much or to just slow yourself down, go take a walk in nature. Um, put your phone in the other room and sit down and journal. Go read a book, like do some meditation. You have to slow yourself down because if you always want a quick dopamine hit— the scrolling gives you a dopamine hit, we all get it, okay? Like, let's not play, let's not play ourselves, okay? We love sometimes getting on here scrolling and things make us, you know what I mean? And it's just, it's a hit. But you got to train yourself against that because if you keep wanting that quick dopamine hit That is going to now filter over into how you invest. I know what I'm talking about. These small little things that you do for yourself, they're going to filter into everything you do, okay? That's why people are, uh, wanna, you know, a donut or something that's gonna make them feel— that's why people stress eat and stuff like that, because they want to feel good in that moment. When people feel bad, they go and get a donut, they go get some sugar, some processed sugar, something that can make them feel better. You seen the show, they sitting there eating ice cream because they depressed from a relationship, you know. They just want something to make them feel good. And that's how we are wired, even when we invest. So we got to slow ourselves down and use some wisdom and get intelligent about this. Let me get to the last of the Super Chats. Thank you so much. I look for XRP to dip, want it to drop to $1.35 today. Yes, I love when it dips. I don't like when it takes off, honestly. Or it hasn't taken off, but I don't like when it starts going to $1.45 and all the way up to $1.50. It keeps getting rejected there. But I'm like, no, I don't— I'm not ready for you to go away yet, right? So, um, let's just buy the dip, you know. Um, sis, is the Clarity Act getting approved this week? I don't know. They keep saying it, you know. You— we ain't gonna know until we know. We ain't— I'm using slang now— we're not gonna know until it happens. But every single day that it doesn't happen, it bothers me, it worries me. But y'all want to know something? I kid you not, I'm praying for the Clarity Act. No, I'm, I'm I'm not just saying that. I am praying for the Clarity Act. It is in my prayers, right? I'm praying to God for the Clarity Act. I really am. Um, I'm interceding for the Clarity Act because the Clarity Act would be good for cryptocurrency. It will be good for crypto holders. And so that's why I am praying for it. So I am, you know, they said something about maybe July 4th, you know, I, I guess it's the, what, 250th year anniversary or whatever. That would be nice, but we ain't got time to play games with the whole This ain't— this is this whole dog and pony show. We don't got time to play games. Let's get this Clarity Act going, right? So, you know, trying to hit it on this day and all of this, all the shenanigans, we ain't gonna wind up getting it if that be the case, or it'll get moved back. And I don't know what's going to happen. Some people said no. Uh, LaDonna said, I'm praying for it too, hopefully. Um, so a few people say nope. Um, say you praying for— yeah, let's pray, let's intercede. Look, prayer changes things, I know that. What's the worst case scenario if it doesn't? And then it just takes longer. Um, XRP is gonna— it's a utility coin, it will be utilized. I think it'll just take longer because now the institutions— there's a lot of money on the sidelines and they don't have the rules of the road. They— it is clear, there is clarity, meaning, uh, what is it and what is it not. Uh, but the utility would have to drive it, you know. Um, supply and demand would eventually have to, uh, drive it. And they're going to utilize it at some point. It's just that they're going to get very— it's going to be slower, you know. Some of the, the money is going to be on the sidelines. And so, um, but the good thing is that XRP is the perfect solution for liquidity crisis. And again, we're in a global reset. I think they want it to break. I think they want it to crack. So it will, it will crack, right? So we need it, but it may just take longer. We may have more time to accumulate. Hey, ain't nothing wrong with that. We got to look at this the positive way, right? We'll have more time to accumulate, which means you'll be more wealthier in the future, okay? You'll be more wealthier because if this thing were to move tomorrow, some people are not going to make it. So we have more people to come into the fold and more time to spend on developing you, growing yourself, growing your mindset, learning finances, because most people don't learn— they don't know finances. Being financially intelligent, we have more time to set our structures up to know what our game plan is going to be. Uh, we'll continue to, you know, put our money in other assets. Don't sit around and think that this the only opportunity that you have. God is not that type of God, right? There's a lot of opportunities that's right in front of your face. I just told my membership, I went up 130% on a coin that I just got into on March 11th. I just got into that coin, I'm up 130%. I went in an AI stock, and I went up 100 and— no, I went up 200 and something percent in 2 weeks in an AI stock. Seriously, I'm not making this up. I'm up on all my copper stocks. My copper— copper just had an all-time high yesterday, right? And so there's a lot of stocks. Uh, my energy stocks are all up. There are other opportunities. Don't sit around like Boo Boo the Foo Foo waiting on just, you know, one thing to explode. Like, what, you know, get— put some— you know, you got to deploy your money, find ways to make money, your borrowability, needs to— we need to level it up, get them skills that pay the bills, right? And start investing and putting your money aside into investments. There's other opportunities, right? So, and I get it, I get it if you don't have a lot of money. Yes, we often like to kind of consolidate into one asset and just kind of load up. I get it. I don't want you to be too diverse, right? But there are little plays you can make that you can then take the profits. And remember, what you do with when you take them profits, roll them over into something that's going to bring you generational wealth, a more safer play, a more long-term play. Just like I roll over my option plays into ETFs. I don't just take it all, hey, a new steak dinner every day of the week, me and everybody, come on, let's go. No, no. Now I'm rolling this over into dividend stocks, into passive income. I'm saving for real estate. I'm putting it into silver and gold. I'm rolling it over. So you just have to have the right game plan in place. And thank you so much. Uh, what's my opinion on Ando coin? I think Ando is going to do fine. It has institutional adoption. Um, they're, you know, remember the Unified Ledger, the test that they just ran? They place real-world assets, um, on the blockchain to tokenize them. So I, I think Ando is going to do fine. I haven't invested a lot in Ando lately because I invested a lot in it in the past., and I'm just keeping my position and I'm waiting. So, um, so I never sold. Um, I'm still, you know, I'm still Ondo heavy. I made a lot of money off Ondo too, swing trading Ondo as well, but I did hold some also long term. So we'll see what happens with that. Um, but I think it, I think it'll do fine as well, right? And so, but I think others will do. It's not— Ondo is probably in, it's probably in my top 10. Um, I believe it is. Um, but there's some that will do better than Ondo, but I still like Ondo. Let me just say that. And some that I'm a little bit more strong on. Okay, so, um, go ahead and like the video, subscribe if you have not already. And you know what, at the end of the day, maybe the real question is not whether XRP reaches a certain price. Maybe the real question is what kind of financial system is the world moving toward? And which assets are positioned inside of that transition? I think if you answer that question, you're gonna find your way into great wealth. And as always, I want you to stay wise, stay wealthy, and I'll see y'all in the next video. Love you guys, peace out.