If Ripple Became a Bank, Why Isn't XRP Moving? Let Me Explain.
In this live‑style crypto‑education video, Kamilah Stevenson addresses a community of XRP holders who are worried that the token’s price is stagnant or falling despite their belief in its long‑term value. She begins by acknowledging viewer comments about cutting losses and technical analysis, then pivots to a deeper explanation of why XRP’s price does not currently reflect its underlying utility. Stevenson outlines XRP’s original design as a low‑latency, low‑slippage settlement and bridge‑liquidity asset for banks and large institutions, emphasizing that value (the ability to move large sums quickly and cheaply) precedes price. She discusses the “reverse carry trade” scenario, how institutional demand for high‑price, high‑liquidity assets could trigger a rapid price discovery once infrastructure, access, and liquidity are in place. The video covers the regulatory milestone that a U.S. court ruled XRP is not a security, clarifying its legal status and making it more attractive for regulated products such as ETFs and futures, which in turn absorb supply and support price. Stevenson contrasts the mindsets of short‑term traders (focused on chart patterns, entries, exits) with long‑term holders (focused on function, necessity, and future system integration). She offers practical risk‑management advice—diversification, avoiding over‑leverage, planning exits, and using cash‑flow strategies—while warning against putting all savings into a single crypto. Throughout, she encourages community engagement, promotes her paid membership where she shares a personal XRP exit strategy, and repeatedly asks viewers to like, subscribe, and share the video. The overarching message is that XRP’s intrinsic utility for cross‑border, high‑value transfers is the real driver of future value, and price will eventually align once institutional adoption, liquidity pools, and regulatory clarity mature.
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Hey, it's Kamilah Stevenson and we are about to talk about wealth round here. I love to do it and I see some of the comments. You guys are wonderful. Why is the price of XRP not going down? I really believe that if you listen to this video and you stick with me, you're going to learn some things about XRP that maybe you haven't learned. Okay, it is my passion to be able to explain this asset, especially if those, um, who are holding it want to understand it better and want to understand, okay, where is this going, and, and even build some conviction around it. All right, there's a lot of things that people don't understand about XRP, and I know this, and there's a lot of history even that you don't understand about it. This has been in the works for quite some time, guys. Hit that like button, by the way. And I got a couple of comments. You know, when the price go down, people get real afraid. Hey guys, what's going on? XRP to 20, uh, 10 to 20 in 2030. I just keep accumulating. Reverse carry traders is playing out. What do you think? I'll tell you what I think about that as well. Um, I had a comment where somebody said Can you please just let people know that they need to cut their losses and, uh, to look at the technical analysis? And you know what, if you don't plan on holding and you don't believe that XRP is going to go up, you should have cut your losses a long time ago, okay? If you're still in this, it's probably because you want to hold. XRP got to almost $4. You could have cut your losses there. Um, well, it wouldn't have been your losses, it would have been all-time highs pretty much. But you could have got out there. You could have even got out when it dipped down to like the $1.80s and then went back up, you know, to into the $2 range, right? Even on October 10th when it plummeted, it plummeted and then came right back up to around $2.50. I would have told you to cut your loss there. But as for me and my household, we are in it because we understand XRP, and I want to help you to understand a little bit more technical, uh, analysis. The longer the base, the greater into the space. If you are trading XRP and you're trying to get money, you need to know technical analysis, okay? You can make money off of XRP just like you can make money off of any asset, but I'm here to explain to you why I hold XRP and where XRP is going in the future. And I want to do a little bit of history for you so you can get it. Why is the price not going down? Hit the like button for me, subscribe if you haven't already. I'm going to help you to understand why the price, uh, keeps going down or why it hasn't gone up. And I'm gonna help to give you clarity with that. I'm a little worried. I get this. I understand this. I have my entire life saving in it. I have so much faith. I'm down so much. I totally get it. And you know, the thing is, is that, you know, some— sometimes we might get a little bit over-leveraged, you know. I always tell people to invest in crypto in a safe way because it is a volatile market and there could be dips and you may not be able to liquidate for quite some time. So you have to be wise with that, right? But I hope to give you a little bit of inspiration today when I explain to you what you hold and, uh, and why it's important. And, um, I wouldn't have put my whole life savings in XRP, you know what I mean? Like, you wanna— you don't wanna You don't want to put everything in one asset. I mean, there are some people who just went all in. I'm just not that person. I'm pretty diversified. And so, uh, that, that can be a little scary. But, um, it's hard now because, yeah, I mean, you don't want to sell at the bottom, right? So, you know, uh, but don't worry, don't worry. Um, XRP is a good hold. I don't think you should have had your whole savings in there. Uh, you got to find some way to make some money. Okay, cut your expenses, don't spend a lot for Christmas, um, figure out a way to get some cash flow. And you got to offset those risks. So if you are overleveraged, then you have to do some things to offset you being overleveraged. Okay, so that's, that's, that's kind of how I want to say that. Thank you so much, John. I appreciate you. I appreciate you so much. All right guys, let me, uh, let me— I really believe you're going to learn some things, I promise. Um, as I, as I kind of break down to you, uh, what we're looking at and why XRP holds value, okay? And, um, I'm gonna help you to understand why this isn't an issue of the charts right now. It's not even an issue of the price, believe it or not. And I know that's hard to imagine, that how, how in the world can you hold an asset and not be worried about the price right now? Well, I'm going to explain that a bit. And it's not that I'm not worried about the price. I'm just as human as everybody else. Like If it were me, like, yeah, we— I would love to go to the moon right away, but investing does require a little bit of patience, okay? And, uh, Georgie said, um, oh hey, hey there, what's going on? Reverse trade, um, sorry, I was trying to catch it. These, uh, comments are going quick. Reverse carry trade would be huge. And the thing is, uh, thank you so much, uh J-Ham, I appreciate that. All right, but we're gonna get, uh, we gonna get busy with you understanding, um, and giving you just a little bit of perspective concerning XRP. Okay, trying to make sure my monitors are all— again, hit that like button, share the video. I'm on my way to 100,000 subscribers, so help me out, share this video. Uh, there's people who need to understand this. Um, so yeah, and make sure you have— if you have not subscribed, that you go ahead and subscribe. Okay, all right, um, let's, let's try to, let's try to break this down. Oh, one more thing, uh, I will be meeting with my members after this and I'm going to be going over my personal game plan, all right, with my ex— with my exit strategy for pretty much XRP and some other cryptocurrency coins and exactly what I'm doing and why I'm doing it. And so you're going to learn a lot. If you have not already joined, it's only $3.99. It helps to support the channel and it's just my way of giving back. So if you haven't joined, I'm going to be going live right after this and and I'm going to get into the nitty-gritty of what I'm doing. Now, if Ripple has become a bank, why is XRP going down? Well, let me explain, okay, why the price isn't moving, okay? And I'm going to take my time with this because I really, really feel like you should know it. And again, I'm looking at the comments. Thank you so much, all of you all, in your beautiful comments. Thank you, I appreciate you so much. That question that a lot of people ask asked me. And again, I'm getting all the people who are upset in my comments also, you know, they're like, let them cut their losses. But that question lets me know, um, when people are still looking at the price instead of understanding what is actually being built, it lets me know that there's a need to give a little bit more clarity on this. Okay, so it's not— this is not about guessing, oh, what's the next candle? Are we going to get a green candle? Are we going to get a red candle? It's not about that. Okay, it's about understanding why XRP is valuable even if the price does not reflect it. I bought the dip today. Did you buy the dip? Put 1 in there if you bought the dip. Put 2 if you haven't. I bought the dip today and I put some in my Roth IRA. Um, I actually had a limit order set too, so I bought a couple of times today. Okay, I bought manually and I bought because it was already set for certain limits. All right, no, no buy. And some people are like, I'm all out of Drive powder, no money to buy the dip, right? And some people just like, I have no more money, I just need this to go up. All right, thanks so much, uh, we gonna— we got some new members, I appreciate that. Okay, here's where we got to shift our mind, okay? And I'm going to talk about what really matters, okay? The price, the price is going to tell you what someone paid last, okay? I set a limit but didn't feel— that's all right, that's all right, we may get to some, some goodbye orders. Um, the price is going to tell you what, uh, what someone paid last, okay? But the value is going to tell you when— what something is capable of doing. And that's why I'm— that's why I'm going to stick there. What is this capable of doing? Okay, hear me out and hear me very clear and share this video. I promise you, XRP was never ever designed to win on hype cycles or retail emotion. It was not— I need you to understand why XRP was designed. It was not designed for that, y'all. It was not designed for that. Yes, you can make money. A lot of people have made a lot of money off of it. You can make money off of any asset, but it was not designed for that. It was designed to solve a very specific problem that institutions and banks are running into right now. Okay, which is moving large amounts of money quickly, cheaply, and without any friction or restriction. Okay, that is what it was built for, and that's why people who only watch the price feel confused. They are. So I want to break it down where you understand that it's not about the price right now unless you're trying to make money. And I keep saying this, if you are swing trading, yes, you need technical analysis. Yes, you need to figure out where your good entry points and your exit points are and all of of that. But here's what I need to say. Most people assume price leads to value, okay? In reality, value leads price, okay? Price does not lead value. Value leads price, especially when there's an infrastructure, okay? And these are infrastructure assets. Thank you, Living Life Is First. Thank you. And I hope to break this down so you can understand today why there is a difference between trading it and, and understanding its purpose. Okay, now think about it like this: global financial systems, they don't break because price goes down, okay? They break when money needs to move at scale and systems can't handle it, right? So we're talking— remember, we're talking billions and trillions and cross-border in real time. That's what we're talking about. Thanks, C Dude. The real enemy in those moments is not volatility, it's slippage. And I need you to understand that it's slippage, delays, and friction. When I am looking at a contract, when I'm trading, even I don't like slippage, you know. I don't want— okay, for example, when there's a bid and an ask price and they like eons of years apart, because sometimes you look at a contract and you look at the bid and ask And it's just too— it's too— I don't want an unpredictable buy. Now, my little money compared to institutional money, if I don't want slippage and I don't want uncertainty, what makes you think they're gonna want uncertainty? That is the problem that XRP was designed to solve. XRP is not a company, and I'll explain that. I'm gonna go back in a little bit of history so you can understand it. The Git said, yeah. Like, slippage annoys me. I don't want it. Can y'all imagine what that does for banks and institutions sending billions of dollars at once? Do you understand how much that could cost a person? Okay, XRP is not a company. It's not X— it's not, uh, equity. It's not a stock. And I'll explain that in the morning— in a minute. I said in the morning— in a minute. And because XRP has a fixed supply, the only way it can support larger flows of money is not by creating more tokens. This is not a dollar, we can't keep printing it, right? But it is by each unit now representing more value, okay? So higher valuation isn't speculative here, it is requirement. It is a requirement for scale, okay? And that's why institutions actually prefer settlement assets to be higher priced, not lower. Why? Higher price means deeper liquidity and more stability when large transfers happen. They want certainty, okay? They, they will pay higher price. I will. I, I'm going to talk up to my members even right now while I'm, I'm going to pay higher price for certain things for certainty. I don't want to pay lower price and have uncertainty. I need stability. They need stability. They're dealing with trillions of dollars, okay? And so when people say, well, why is XRP under $2? Why is it $1.90? You know, they are asking the wrong question, okay? What we need to ask the right questions, because see, when you get to ask the right questions, you get the right answers, okay? I ask the right questions. The question right now is, what role is this asset being prepared to play in the future system? That's, that's the question, right? And that's where most people are going to lose patience, right before the reason for the build becomes obvious. So let me explain to you what's actually being built, okay? Thank you so much. I'm trying to explain it, uh, uh, well, okay? I'm trying to put your comment up, right? So I, I want you to understand this again because some of you all are holding, and I want you to understand now, some people will exit, of course, even at low. Some people got They ready to sell, right? They, they like, if this thing get back to all-time high, I'm selling, okay? But let me explain to you first what's being built, okay? Because I need you to know this, because this is where you can connect the dots, right? Share this video, like it, subscribe if you haven't already. Banks and institutions are not looking for coins that go up, y'all. I, I'm trying to explain, they're not— look, we, we got to get out of the retail mind that we're looking for Oh, it's going up. Oh, we sell it. Oh, we get a pro— they're not looking for the coins to go up. There is real function behind these coins. They're looking for infrastructure that works under pressure. That's why I'm going to explain why this even fits into the reverse carry trade, and I keep talking about it because there's pressure, there's pressure happening there. They're looking for infrastructure that works under pressure. When institutions move money, they're not moving a few thousand dollars, they're moving, remember, hundreds of millions and billions, uh, billions of dollars across borders under time constraints, that creates a very specific problem. Well, a few. Slow— it creates slow settlements, and that breaks— that just breaks things, okay? When you have slow settlement, we, we don't need slow settlement, we need fast settlement. It also creates thin liquidity, which causes again slippage, and then it creates fragmented systems, okay? And that creates more risk. And this is why this— the, the entire system is shifting towards faster settlement, deeper liquidity pools. They need enough liquidity. They need the value of XRP to be high on the books so that it can move large amounts of money, right? They also need assets that can act as neutral bridges between currencies and systems. And people are missing all of this, and that's where XRP fits, okay? Now here is also where the ETFs and the futures come into this picture. Not as, uh, the goal, but as tools. These are tools, okay? ETFs exist because institutions need regulated access. They need, uh, custody solutions, and they also need exposure without, uh, friction, okay? They need exposure. So they don't create value by themselves though. The ETFs and and, and the future, they don't create value by themselves. This is working together, y'all. What they do is they absorb supply. They absorb the supply. Supply shock, okay? Demand and supply, right? They absorb supply, okay? This is where they all tie together. So there's a lot of pieces that are coming together, okay? So when ETFs and custodians and long-term holders lock up supply, the market has fewer low-priced units available. Supply and demand 101, y'all. If demand continues, the system has only one way to adjust, and I mean one. You know what that is? It's called price discovery. And it's the same thing with futures. They're not hype vehicles. They're used for hedging, for liquidity management, and for risk control. Okay? Institutions don't enter future markets unless they plan to operate at scale. Now, okay, because I'm building the case right now, layer in regulation. Now here's where I'm going to go back and help you to understand why XRP shines a bit right now, even before Clarity Act. The course case, uh, the court case that XRP had to go through, okay, and that's when I was accumulating. Hey, and you know, at that point, yeah, we don't know what's going to happen, all right, but I was getting it at great prices., right? And so, um, I was looking at some of the comments. And so the court case, uh, clarified that XRP is not a security. I don't want to assume that you know what I, I mean when I say that, because sometimes, you know, you can say things and people like, well, I don't know what that means. Or they may go and repeat it, but they don't even know what it means. XRP is not a security. And they might get in arguments with people, and it's like, no, I like XRP, it ain't a security. The court ordered it, but you still don't know what it means. But I'm going to tell you what it means, and it's very simple. XRP— so XRP itself is not a security, meaning it does not represent owning Ripple, and it doesn't give equity or dividends or control in Ripple. A security is, is, is an asset that you would, um, like Amazon, okay? You own You have ownership in Amazon. It's connected to the actual business. That is a security. And Ripple was like, XRP is not connected to Ripple. When you own XRP, you don't own Ripple. And that was the whole court case, which I don't even understand why they even had to go through that. Okay, he was saying like Ripple, they were, they were arguing and they were saying, listen, Ripple don't own, um, doesn't own XRP the way a company owns stock. Stock. That is a security. And a commodity is a, is a raw material, uh, store value. Okay, so that's like gold and silver. Okay, and so what they were saying is XRP exists to function as a settlement and liquidity asset. And he was trying to explain— they were trying to explain that during the court case. Okay, and because they won that court case, what this means is that SEC cannot legally treat XRP as a security by default, which gives XRP real regulatory clarity even though it's not congressional law. Okay, so, uh, this is why if there was a situation required that needed immediate, uh, a large-scale— okay, or large-scale liquidity movement— okay, XRP would be more attractive because it's already had legal clarity from a court ruling to be not a security. It is not a security, okay? So this is why it shines a bit if there was anything that played out with the, um, reverse carry trade, right? And so, and then with Ripple also, you got to think about this, right? Sorry, I'm not selling to Trump, uh, because he has a lot of money invested. Yeah, these big dogs got a lot of money. You gotta wonder, do you think they're gonna let this thing fall through? I don't think so. And then X, uh, and then Ripple moving towards banking integration. So what you're seeing is something very important because the system isn't asking if this will be used, is preparing for how it will be used responsibly. That's the truth. And this is why price cannot stay quiet while everything else is moving. It just— it's not. So here's what I want you to know, okay? So they won a security— so, so they won that lawsuit. And so if the, if, if the reverse carry trade panned out and there was a stress situation, XRP would be the one that shined because it's made to be able to have fast settlement and it's, and it's got speed. Okay, and so this is why when you go back in history and you wonder, well, why not the other coins? Well, because they haven't gone through the court case. Okay, really, we need the Clarity Act. Okay. And if the Clarity Act were to come, then there will be a little bit more competition, right? But in essence, because I want to tie this together so you can understand this, infrastructure gets built first, access gets open second, liquidity deepens third. These are the processes. And then price adjusts last. And once you see that sequence, then you stop being as worried about the price because it really is last. And honestly, I'm trying to explain to you, institutions are accumulating and they're putting a lot of money in this. And by the time this move happens, we don't know, we don't, we know it'll happen. We don't know at the speed or anything. Okay. Now, why do long-term holders think differently about this? And I need you to understand this is because this, the, the, the ones who are into trading are the ones who are worried about the price. See, once you understand what an asset is built to do, The way you behave around it starts to change, and that's why I'm trying to help you to understand. And yeah, I don't think there'll be any Clarity Act until, uh, yeah, 2026. Some people were saying it was gonna happen now. It's not, right? But if there was— if again, there— if there is, uh, a situation that occurs, XRP will probably shine more. Okay, so traders, here to— here's the difference, okay? Traders and long-term holders are not playing the same game, y'all. They're not. And that's important to understand. They're not playing the same game. Traders— here's the difference. Let me explain the difference between traders and long-term holders. Traders right now are focused on entries and exits. Yes, you need technical analysis for that. Entries and exits. They are concerned about short-term moves. They are concerned about charts and momentum. That's cool. But long-term holders are concerned about function, necessity, and where an asset fits into the future system. Okay, and, and XRP was never designed to be traded like a stock. It's, it's not. It was designed to be used, right? So when the price go down, a trader is going to see a problem. When the price go down, a long-term holder thinks different. They say, has the function changed? Nope. Oh, well, there it is, y'all. There it is. Has the function changed? No. In fact, I will argue to say the function is becoming clearer. And that's why people who understand value are not rushing to sell everything just because the price hasn't reflected it yet. They know that infrastructure assets don't reprice on emotion. They reprice when adoption and liquidity requires it, and it's gonna require it. This doesn't mean that people never take profits. I'm not saying that. There are going to be times where people take profits because they have enough of it. Um, some have massive amounts to diversify, so they can take profits at certain levels and still it not shake them because they have been accumulating so much that they're gonna take profits at certain places and they may diversify and use that money and go bring it into something else and diversify, especially if you're not diversified. Okay, because once an asset becomes— and listen, once an asset becomes embedded in, in a system it's no longer just something you trade. It's not. It becomes something you position around. You got to get in position. You have to get in position. This is a positional issue, and I want you guys to know that. And that's the difference between those who are— who keep reacting to this price versus those who's holding with conviction. It is becoming clear to me what this is all about. And like I said, I didn't get really into the reverse carry trade a whole lot. I've talked about it before. But what happens is that, um, when you're dealing with a stressful situation like that, it can change the timing of things. And, and truth be told, like, if there is a need for, um, you— the thing about it is that the old system can cause like trapped capital and settlement delays and, and, and counter, um, counterparty risk. It can— there's so much stuff that can happen. It can, um, capital sitting idle for days. That cannot happen when you need money to move fast because of a catastrophe, right? So I'm saying that to say that if the reverse carry trade did pan out and they needed to liquidate and they needed to sell their stock because, you know, um, the, the first of all, the interest rates are going up. I mean, they're higher than they've been in 15 years. It's just costing them more to keep those loans open. And so if there was a need— I'm not saying it's going to be the case, I'm not I'm just saying, if there was a need and if there was a stressor, like, you know, oil spiking would be a huge stressor, this thing would unravel. And if there needed to be quick movement, cross-border movement for cheap with speed and, and certainty, XRP is built for something like that. If they would adopt it, it could reprice very quickly. That's an if-then situation though. But even without it, y'all, even without it, the value is still there. Okay, the value is still there, and I need you to understand this. XRP was not meant to be traded. It wasn't meant to— it's, it's, it's meant to be used, not even by you, by the institutions and the banks and the big dogs. They want to lose you. They want to move a lot of money with speed, and they want to do it with certainty, stability, predictability. It has to be high. It cannot move large. You can't move trillions and billions of dollars on an XRP that's $2. It needs— it's, it's needed, okay? And so that's the difference. This is not about— this is not a hype coin, y'all. It's not a hype coin. There's a lot of hype coins that you can make if you want to make money and you are good with charts, by all means. And actually, there are some people that are really good at charts and they, and they can position themselves to buy large amounts of XRP and sell them and stuff, you know what I mean? But they, they get their understanding of technical analysis. But even some of them are just like, they just want to make money off of it, and I get it, you You can make money off of any asset, but there's a— there's another group of people that this is more about the conviction of the future and where XR— XRP is needed. The dinosaur ages are not gonna— I mean, I'm not saying that it cancels banks or anything, but it integrates into their systems and it makes things more functional, less friction, more speed, less delays, less, uh, um, having to go through all of this, these other, you know, regulatory processes and everything. Like, you can't— like, you, you can't be dealing with all of that when you're trying to move large amounts of money. And so, um, I want you to understand this, and that's why I'm sharing it, and that's why I'm going to continue to share it, because I don't think a lot of people get it. Because they like, cut your losses now. Well, we're gonna see what losses get cut in the next 5, 10 years. We gonna see who, who really got their losses cut. We gonna see, like, and if you don't think it's going anywhere and you have no conviction about it and you don't understand it, then maybe you shouldn't hold it. Matter of fact, if you don't think it's going up, just do the exact opposite as me, some of the XRP Army, and all the institutions and all the banks. You smarter than Ripple, I guess, okay? You are much smarter than them even though they just became a bank. Hit that like button for me. Hit that like button now. I know I'm being funny in the process. We got almost 1,000 people. Can we hit it? Can we hit it? We got 999. Can we get one person at it somehow? Hit that like button. Um, I will continue. I'll continue and do my best to share and to help you understand what it is that you hold. You gotta know what you hold. You have to have conviction, and you got to understand It would be nice for you to even understand the whole concept of blockchain and, and what cryptocurrency is used for. Okay, so, uh, these are utility coins that have use, right? Yeah, we, you know, in the early days, yeah, you can trade them and make a little money, but these are useful. But I only suggest— oh, everything that I have shared is only for educational purposes only. I'm not your financial advisor. I'm not telling you what to buy, hold, or sell. This is only what I'm doing, what I— how I see things. And I'm not telling you, um, how to maneuver your money. It's for— it's only for educational purposes only, and I'm sharing what I'm doing. But I do want you to understand that, like, in the early days of adoption, yeah, people can make money off of stuff, but some of this stuff, you got to understand what the future holds for them. And that's what I'm here to explain. And these are macro events, and these are not contingent upon the charts, okay? So want to put explanation to that and why the price is still going down, because this isn't— it's not a price thing, it's a value thing. Okay, XRP is a value coin, okay? And matter of fact, it helps to move value really fast. And, um, it's not a security. It is a— it is a bridge asset. It is a bridge asset. It is a liquidity asset. Y'all don't think it's gonna be used in the future? We got 1,000 on here live. I appreciate all of y'all because I couldn't make this happen without you. Um, thank you so much. Uh, I tried to explain it in a way where you understand it and you just understand what XRP is meant for. Okay, thank you so much. I so appreciate this. Remember, people will sell for tax purposes and then buy back in after the first of the year. Yep, that's true, that's true. So, um, that is absolutely true. Yeah, and everybody has a game plan, by the way. Everybody has a game plan, and sometimes there's certain moves that you make that fits well into your personalized game plan. Right? I have a game plan and I'm gonna— I'm about to share it with my members right now. And my game plan may be different from yours, so you, you, you shouldn't necessarily have my game plan. It, it depends on a lot— your age, your, um, diversification, are you hedged, you know, your risk management, you know, all of these different things matter, you know what I mean? How liquid are you, you know, um, do you own other assets that can, um, that can offset if there is some kind of correction in the market or whatever, you know what I mean? Like, there's just all of these different things, um, that are at play. How much taxes will you have? Do you have businesses where you can write off expenses, or do you not have anything to write off expenses? Like, all of these things will matter. Um, are you, are you again selling because maybe you want to pay off some high— you, first of all, you have a strong position, and then maybe you want to, you know, um, you want to pay off debt, like high-interest debt, or maybe you want to use that capital to invest in real estate or reinvest in gold and silver. You know, there's different strategies that people have. Not one strategy remains, um, the best for everybody, okay? It just depends on what phase you are in your wealth building process. But your wealth building process does come with stages. And I'm telling you, first of all, if you hold XRP, I do believe that you're going to be wealthy. And the reason why I'm so convicted about this. Thank you so much for your generosity. The reason why I'm so convicted about this is because I do believe this could be one of the last open doors for you to experience a wealth transfer. I, I, I don't know if you'll ever get another chance in this lifetime, um, to invest in something that is so centered in the future, such a need into in, in the future. And it's such a need, almost like the internet days, the days of the internet, right? It's happening again, and I don't think it'll happen again for a very long time. So I do think that this may be a once-in-a-lifetime opportunity for the wealth transfer to happen. All right, wealth transfer incoming, right? Thank you so much, I appreciate it. I appreciate y'all. Y'all so sweet, y'all so sweet. All right, I, I, I'm grateful for all of you all. Again, I'm on my way to 100,000, and I couldn't— it couldn't be possible without you guys. And, um, I appreciate all of you all. I'm here to continue to serve you, um, with whatever knowledge I have. Um, I love to research, I love to educate, and I love to try to break things down in a way that makes sense. And so I'll continue to do that. There's a lot of things that I talk about. Also, make sure you follow me, hit that like button if you haven't, subscribe if you haven't already. There's a lot of, um, uh, I'm doing also, let me, let me reroute and say this. I, I'm also doing prerecorded videos, so make sure that you check those out as well. Also, um, everything that we talked about tonight is about understanding the system, okay? And if you really want to understand how markets work, how cycles, technical analysis, risk management, um, how money actually moves, I really strongly recommend Stock Up University. The link is in the description for that. He has a special discount for those who use my code, and the code is, uh, is in the description. And that's where you're going to build real market literacy and become a better investor overall. It is absolutely phenomenal. And then if you want execute, uh, execution and structure and personalized guidance, that is where we do our 90-day, uh, Wealth and Health Accelerator. Okay, so that's hands-on coaching, and that link is in the description. We look at your portfolio, your strategy, your mindset, your next phase, and we build wealth intentionally. Okay, and, uh, and again, if you are not a part of the membership, that's where I'm gonna go over to now, and I'm going to talk about my personal XRP strategy, where I'm holding everything, what I'm thinking about. Like, you have to be intentional about this. As I always say, things don't end wrong, they start wrong. So if you haven't started thinking about this, you know what I mean, then now is the time, because you don't want to have to try to fix things on the back end. There's a lot that can happen and can go wrong if you're not planning for things from the front end. As I always say, when I would do real estate, I know when I'm gonna buy a property what the exit strategy looks like. Matter of fact, the exit strategy helps me to know what kind of property I'm going to get. Am I going to get a property in a, uh, like, that's centered around growth and appreciation, or am I going to get a property that's centered around cash flow? There's different, um, types of reasons why you would get certain properties, okay? Is this a 1031 exchange? Am I leaving this for my kids? Like, what, what am I doing with this, right? And so, um, you really want to know that ahead of time. And so these are things you got to get real intentional about, and that's what I, I really want to influence you to please get very intentional about your wealth building, okay? Uh, look, uh, hit that like button. I didn't look into Zebic just yet, but I will, I will, I promise I will. But I did get some Quant for the first time, everybody. I did get some Quant. Y'all told me to get Quant and I got it. That was the only one I wanted but I haven't had, and so I did do that. Um, but again, hit that like button and, uh, we'll be back on, uh, in a couple of days. I will have some videos released. Uh, I usually do them on Tuesday, Wednesday— Tuesday, Thursday, and Friday. Um, but that could change, y'all, you know what I mean? I'm trying to get them out as much as I can. All right, so, uh, continue on the journey. I'll be back on to share some information with you for my members Give me about 5 minutes, let me transition, let me transition. And hey Christopher, um, let me read this real quick. Feel like they have— okay, can I talk about people who have small bags and are discouraged, like 5K tokens? What are your thoughts? My thoughts are you're on— you, you had a good start because, uh, most people don't even have a thousand. Uh, and let me just give you perspective real quick before I leave out Christopher. Most people don't know about XRP. Okay, the reason why you think a lot of people know about it is because your algorithm is different. Okay, if you're on here and you're, you're talking about XRP, you're getting around community, you're watching videos, and you know what I mean, like you found a community, you found a tribe of people who share the same values. But it's like, you know, when you're in a group and, and y'all all kind of like think this is like normal, this ain't normal. Step outside of that world, go to your your, your job, talk to your friends and ask them, hey, you got XRP? Hey, do you got Quant? Hey, do you got SHX? Hey, do you know about XDC? They don't know nothing about nothing, okay? Most people don't know nothing about nothing. They don't know nothing about cryptocurrency. You ask them, do they hold cryptocurrency? They like, no, ain't that, that, that, that fraud type stuff? Didn't they— didn't somebody do a, a, a scheme? They don't know, okay? So most people don't know. So you're actually in the top whatever percentile. I don't know what the percentile is, but trust me, you're in the top percentile whether you think it or not, okay? Even with that amount of coins, like, most people don't even have a thousand, okay? So, and people are struggling right now. People don't have cash flow. The economy, the inflation is hard. So even if you have that, you know, if I had that amount, I would just keep accumulating as much as I could, little by little, you know what I mean? And stick to the plan, right? But I just want to encourage you because you further than what you think, I promise you. Go ask your family members if they got 5,000 XRP. All right, um, and what is that 5,000 XRP gonna be worth in the long term? Okay, see, look at this. I'm just— I see 5K is a lot. That's it. That's to encourage you, right? So that's what I'm saying, that's, that's a lot, um, for, for the average person, okay? Maybe it's not, you know, for somebody who got $100,000 or $500,000, okay, cool. But I'm just saying, um, if you match that against the average person, that's a lot more, okay? See, and, and I'm just here to confirm this, right? There's a lot of people who only— who don't have a lot, you know what I'm saying? They're just now getting into it, right? And then, you know, we was getting in at 10 cents, 20 cents, and, you know, it was easier to accumulate at that place. Right? So I just wanted to encourage you with that and let you know you are farther than you think. Continue to accumulate. That's what I would do. Not financial advice, everything I say is for educational purposes, but I'm going to continue to accumulate, um, and I'm going to continue to put it in my Roth IRA. All right, as always, I want you to stay wise and stay wealthy, and I'll see you all in the next video. Peace out.
