If You Have $100, BUY THIS NOW (3 Top Tech ETFs for 2025) 🔥
Kamilah Stevenson recommends three tech ETFs for beginners starting with $100: FTEC, VGT, and XLK. She argues that small, consistent investments compound into real wealth over time, using her daughter's portfolio and a martial-arts analogy to show how daily discipline builds long-term gains.
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Alright, what's up? Drop in the chat where you are from so I can know where you're joining from. Um, I'm doing this, um, this video, uh, because this was a request to ask about ETFs. And so I'm going to share with you today a couple of ETFs that I really think you should, um, uh, get some positions in. And I want to start by just saying that everything that I share with you is for educational purposes only. I'm not your financial advisor. Uh, investing comes with risk. You can lose everything you have. And, um, don't, don't, um, take what I say and, you know, go in and, and lose all your money and then come back blaming me. I'm only sharing this for educational purposes only, and I'm sharing what I would do, okay? So hey, you can follow it or not, but I'm sharing what I would do. With that being said, let's get into it. All right, um, you finally made a live and I'm, I'm, I'm happy that you're finally here, LSD. All right, um, drop where you're from. Hey, hit that like button, can you please do that for me? It doesn't cost you anything. Um, a lot of people will watch, they'll engage, but they will not hit that like button. It helps me, it helps the video. And I want to say this real quick too, if you are watching from Instagram, from, um, any other outlet, Facebook, make sure you come over to YouTube and hit that subscribe button. And the reason why is because I'm not always going to stream from different platforms, all right? As a matter of fact, I'm leaving out of the country. Hey, Dove, thank you so much. This woman of God is a powerful teacher. Thank you, I appreciate that. Um, hey from Buffalo, New York. I'm, I'm headed out of the country and I'm, I'm going to stream while I'm there Uh, but I, I don't— I won't have, uh, the equipment set up to stream everywhere, so I'm only going to stream on YouTube. All right, so if you are watching this and you are not subscribed to my YouTube page, just go subscribe there so you can get the notifications, the content. But hit that like button for me. Hello from the Bahamas, the beautiful Bahamas. All right, all right. Hey everyone, Nola. All right, all right, Alabama, what's up in the house? Hey, I'm going to share with you guys my top 3 picks for ETFs, and I'm going to kind of break down what that looks like and how you should be spending your money. Again, this is for educational purposes only. This is what I would do, and I'm just sharing that for, for learning sake. Okay, all right, let's get into it because I want to talk about some things. Um, I did get a chance to get my Wi-Fi fixed. As you see, I am not freezing, and, and, and I hope that this man fixed it right. All right, because I gave him a tip. All right, uh, hey from Georgia, what's going on? Hey, listen, all you need is $100. All you need is $100 to start, okay? All you need is $100. I don't want you to feel overwhelmed with this. $100 can save your life, it could change your life, and I'm going to explain how and why that works, okay? Uh, yes, go on YouTube, Ocean Beauty, and subscribe right now. And anybody who is not on YouTube, subscribe. I mean, you can go back to whatever platform you watch me at, but just come to YouTube because next week, um, and there's just sometimes I'll be traveling and things like that and I won't be able to stream with all of these, uh, different outlets. I just do that because I'm at home set up, but I'm not always going to be that way and I'm going to do some traveling and, you know, I'm not going to be able to do it. Hey, tuning in from Virginia. All right, okay, so listen, $100, I'm going to explain to you some amazing ETFs that I think you really should get involved in Um, most people look at $100 like, ah, that ain't a lot of money, that's gas money, uh, that's a little, you know, maybe a dinner or whatever, that's nothing. But I want you to know that $100 that you have right now could either disappear next week or it can be the seed of a portfolio that can change your future. I'm telling you what I know, okay? So I'm going to break it down for you. I'm going to, um, give you my 3 top ETF picks. And I'm going to help you to understand what an ETF is because again, I'm doing this video because someone asked about it. And I also want to address just the psychology that separates people who stay in scarcity versus those who build wealth. Okay, so I want to go there, right? Again, like the video, subscribe, and I'm not your financial advisor. Hey Kimberly, what's going on? Hey Frank, what's going on? And this is for educational purposes only. Now let me tell you a quick story because this is Um, this is profound. I was having a conversation with my daughter on the way to church. Uh, was that yesterday? I think, yeah, yesterday. And I was asking her, I said, hey, how much is your portfolio? There was a portfolio where I gave my kids $100 and I told them to invest it. I told them, hey, y'all can't spend this, y'all got to invest it. And I just wanted to see where it would go. You know, we try out different portfolios just like I do, right? Right? So I asked her, I said, hey, what's going on with that portfolio? Now this was like a year ago or so, okay? And so she looked into it, she was like, hey, let me check. And then, um, she came back and she was like, oh, okay. She was like, um, she came back and said it's only $190. I stopped her. I said, baby, baby, I said, wait a minute. I said, only $190? And let me just stop right there and just say, just— that is the mindset problem that most people have. They look at the $190 and they shrug it off. What she was basically saying is, this isn't a lot. But what I have to help her understand is, this is what you put in. And this is what you're getting out. But I asked her, I said, do you realize how much of a percentage that is in a year? And she was like, oh. I said, that's a 90% return. Do you know what that means, right? See, see, most people don't get— they're not good with math, y'all. People are just not good with math. You're looking at just the money, right? Okay, you're not understanding the math. You're not understanding that if this works even a little bit, then I need to double down, then I need to triple down, then I need to quadruple down. People are not looking at it like that. And so I had to break it down. I said, according to the percentage, 90%, I said, how much would you have if you put $1,000 in there? $1,900. How much would you have if you put $10,000 in there? $19,000. I said, well, I said, do you think a $9,000 return on a $10,000 investment is a nice amount? I said, how about this, what if you put a million in there, how much would you have to have? She like, $900,000. I said, do you think that a $900,000 return on a $1 million investment in a year is a good idea, her eyes got big. She suddenly understood the principle. It's not about just the $100, it's about what happens when you scale. See, this is the thing that so many people are missing. They are dismissing small beginnings because they're looking at numbers. I just had somebody in one of my groups, groups, um, say, hey, I hope to have Bitcoin by the end of the year. You know, a little bit of Bitcoin by the end of the year. I think she may have said that because Bitcoin is over $100,000. I said, what happens if Bitcoin is at $200,000 by the end of the year? I'm not saying it is or it isn't, but I'm just saying, I said, what's making you not— and if you want some of Bitcoin, what's making you not start a position right this moment, right? I'm like, it was just up at its high about a month ago and it's down like $15,000. We know it's got to retrace and get back to some level of high at some point. So, but it's these numbers that are throwing us off, y'all. We gotta get with the mentality. We gotta understand the principle. Thank you. She said, uh, Dove said, I love her passion for teaching others. I love teaching, right? And so we got to get these principles down pack, right? Because this is this lesson that so many people are missing. It's the dismissive of small things. Like, they are ignoring compounding effects. Listen, not just money, y'all. I'm talking about the compounding effects of your decisions that you make. I'm in— I do martial arts, right? Um, and I have kick combo. I love kicking. I'm Okay, I love boxing, right? Okay, y'all better watch out for the right hand. Okay, I love boxing, but kicking is one of those things that I had to kind of learn a little bit more because I wasn't naturally, you know, it just didn't come as easy as the boxing part did for me. And, you know, I just started— I decided I didn't want to go all crazy and try to do all this aggressive crazy stuff when I was just learning the basics of kicking. And so I just started kicking every day, right? And it took me about— seriously, in order to get like really comfortable with kicking, it took me about 9 months of just kicking every day. Kicking, kicking. I didn't care about doing 1,000 kicks in one day. I cared about doing at least one kick for 1,000 days, okay? I just wanted to keep kicking, okay? Little by little. I didn't care about like trying to knock it out the park in one day. Like, that's what people trying to do. Like, They trying to win the lottery. They trying to do everything in one day and get this lump sum. But it took me 9 months, and then it just started to come naturally. And it wasn't because anything was different with my actual kicks. It's because I'm different. The way my brain processes a kick is different. And so it naturally, automatically makes me kick different, because success has to be automatically. Success cannot be a part of effort. You, you got to understand that the effort is in the beginning. The effort is in the snowballing effect. The effort is when you're disciplining yourself. But there comes an automation. And I always use this example, and I say, you're not going to be a good driver unless you know how to automatically drive. If you— somebody in the car— if you're in the car with somebody and they like, oh my God, wait, I gotta hit the blinker. Oh, I gotta hit— oh, there's a stop sign. Oh, oh, oh, it's a car in front of me. Let me get to the right. Let me— that's, that's a horrible driver. Get out the car right now. You're going to get in an accident. A good driver is a driver that doesn't think about driving. They get from A to B. And if you ask them, were you even thinking when you were driving? It's like, no, I just, I just did it. My brain did it. I just, you know, it's automatic. And that is what success is about. It's about you changing. So in MMA, it wasn't like I'm trying to— yeah, I'm learning skills and stuff, but it has to be automatic. I skate. Skating has to be automatic. If you keep— if everything is in your brain in the beginning, it is, it's a lot going on. It's like, oh my God, I gotta say, oh, you shaky and all it— you, you can't. It has to be automatic. It got to get in your brain automatically. Success is automated if you're not thinking about it, right? And that comes from the discipline, right? And then it took me, uh, it took me a year and a half to learn how to do successful combinations. A whole year and a half. Yes, I've been practicing, and now I can do 10 combo, uh, kicks. I can do, I can do combo kicks just for a long time. I could just keep doing them, but it took a long time. I first had to learn 2 combo kicks, then 3, then 4, then 5, you know what I mean? And now I can move my body naturally in a way where I can turn around and do a you know, a kick here, and then I could turn around, then I could do a left kick, and then I could swing around the other, you know. I can— I learned how to pivot my foot and move my body, but it didn't come in the beginning. I'm thinking about all of this, but then it just, it just, it's natural because I'm just doing it. I'm just trying to get y'all to move. Get over inertia. Get over the stuck part, right? Okay, stop giving up. I just last month I hit, uh, 30 million, uh, views on all my social media outlets. 30 million views. Did that come from like one day of doing social media and video? No, I have done thousands of videos, y'all. Probably two— I've done thousands of videos, right? I just had to show up every day and do what I love and add value and do what— you know what I mean? It just doesn't come out the blue. You have to understand that most people are spending their lives saying it's only a little. So that's what stops you from going all in. Your mindset needs to recognize small wins, because when you recognize small wins like the $100 that goes to $190, it's proof that the system works. So what you do when you find out the system works is you put more effort behind it, you put more of your energy into it, okay? And the more you're doing that, you're becoming something different in the process, and then it just becomes natural. It's automated. It's, it's like you don't have to think about it. It's not hard anymore. Ask a wealthy person, is it hard to be wealthy? When I, when I tell you it's easy to be wealthy, you guys, it really is. You just got to put in the work in the beginner— in the beginning. So the principle doesn't stop with $100. That's, that's the start, okay? That's to get your brain activated. It's about the discipline. Because if you have the mindset to repeat that $100 move every time over 10 years, do you know where you gonna be? 10 years go by fast, y'all. Most of you, um, if you look back at the last 10 years of your life, doesn't it feel like yesterday? I mean, it's quick. And if your money had been compounding that whole time, you'd be in a different place even right now. Where do you think you would have been 10 years if you heard this message, or if you started, you know, consistently, intentionally investing your money in assets. Where do you think you could really be? You know where some of these stocks was 10 years from now and where they are now? Come on, y'all. Matter of fact, think about Bitcoin. If you had invested in Bitcoin 10 years from now, the truth is this: it's the gap between wealthy people and everyone else is not intelligence. Is patience and consistency. They see a little bit of return, right? And instead of spending it, they reinvest it, they repeat it, they see what's working, they double down. And over time, again, that snowball grows into something unstoppable, okay? And that is what you have to learn. If you have no stocks, what is stopping you right now from investing $10? $20, $50. What's stopping you right now? It's mostly because you don't think it's enough, what you got. But yet a small seed can produce an entire human being. Do y'all recognize that? Yeah. Do y'all know how small the seed really is that creates us as human beings, living, breathing, talking? You gotta understand what that seed looks like. So where in your life are you saying, hey, it's only, it's only, it's only $50, it's only $100, it's only Uh, $10 is only a little win. Where are you saying that? Because you got to remember, wealth is built on stacking those onlys, okay? You know, I don't know what movie this was, but it was a movie where this guy, he kept rescuing people from a real bad— they were in war. And I can't remember, I can't remember what movie it was, but he kept going. He was real tiny and petite, and he was saving these soldiers who were injured and stuff from war, and he kept going back. And he was like, just one more. And he would go get one more soldier and bring them back and he— and rescue them. Then he said, just one more. Just— and to— man, he has saved so many. It was a true story. This little skinny dude, he was skinny. He has saved so many soldiers because he's like, just one more. How about just one more day? See, you got to win the day. Forget about winning a year. You got to win the day. And then tomorrow, win the day again. And then the next day, win the day again. These little onlys is going to snowball into something you have never even imagined. And that's where discipline comes in, because if you want to change your life financially, you don't need a perfect plan. You need a plan, but not a perfect plan, okay? Because wealth is not just about numbers, it's about momentum. Usually the hardest dollar that sometimes you will invest or or even if you're investing in yourself or whatever, it's the first. That's the hardest one, is the first. Okay? Because you're not just moving money again, you're breaking inertia, that stuck place, right? And most people never build wealth because they never overcome that invisible resistance, that voice that speaks to you and say, wait till the right time, or what difference this gonna make? This ain't enough. I need to wait till I get another job. I need to wait till I do this. And I wait till I— no. Because the investor knows that it's not the size of the first move that matters, it's the shift in identity. We're identity-oriented. The moment you, you go from consumer to owner, your identity changes. You're no longer just a consumer, you're an owner. And discipline isn't about necessarily, oh, I gotta deny myself forever. It's about pushing through the first wall of resistance, the second, the third wall of resistance. So that compounding efforts can overtake, and, and, and you don't have to— you don't have to involve your willpower. It's, it's about becoming efficient. Efficient is growing things with less energy. The more willpower I put in it, I'm, I'm putting energy into it, you know what I mean? Like, but once that momentum gets going, you— it's less energy to keep moving. Less energy, less energy, and it's moving further. Less energy, right? Right? That is what brings success, right? So I need you to catch this because again, it's never about the numbers, okay? It's about discipline. If you can't handle $100 with discipline, you're not going to handle $100,000 with discipline. You're not going to handle a million dollars. You're not going to handle $10 million. You're not going to handle $100 million or a billion or anything if you can't handle the hundred. If you sitting up waiting on more, like, oh, I need more money, I need more, you know, and you won't do nothing with the $50 you got, Do you really think if you can't do nothing with $50, the right thing with $50, that you're going to do the right thing with $50 million? That's not going to happen. You're going to find more things to spend, right? This is where people get stuck. They think wealth is when they finally have a big bag of money. Wealth starts when you, you know, prove you can steward over the little. I, I saw a video today, and I'll get into these 3 ETFs. The guy won $1.3 million. He won $1.3 million at the gambling table at the casino. He called his mama and he said, we moving out of— we moving out the hood, baby. We gone, we gone. I said, oh Lord. First of all, I said, first, he ain't even considered the taxes, okay? That's first. And yeah, his mama might be like, I need to, I need to move in a big house. I'm like, that's gonna eat away his money. Then his friends who've been with him gonna be like, oh man, we made it, we made it. Like, like, you ain't did nothing. I barely did nothing. I gambled, okay, and won this, okay. And they gonna feel entitled to your money. Shoot, they feel entitled to your hard-working money when you work hard for it. Here they come calling you, asking you for stuff, and it's like How you think you deserve this? You ain't working for nothing, you know. And then you're gonna get all the cousins and friends who you ain't talked to in 2 years, you're gonna get all of them coming too. And here they come with they sob story, okay. So you, you, you, you don't even know what you preparing for. First of all, first of all, you shouldn't even be on social media sharing this because hopefully you don't get robbed with these crazy fools in this world, okay, with people who robbing people and doing all kind of criminal activity. But I'm like, the man is about to go— he, he already got a, a destination for this money. He ain't even thought a nada twice about, I'm about to invest half of this and then I'm gonna use the rest to, to make more. He don't— no game plan. We about to move in a big house. And that's what people do. We gotta stop this foolishness because your lifestyle cannot be funded by your active income. If that be the case, what happens when your active income stops? You gotta set yourself up. Your lifestyle need to be funded by your passive income and other streams that's happening. You got to set yourself up first. That's how people get in trouble. They get a, you know, I'm going to the NBA, I don't— I didn't got it, I didn't hit the goal, you know what I mean? And then they take— and then before they even step on their first game, they got new jewelry hanging down they, they chest, they got new cars and wings, the car wings coming up, and Ferraris and all these expensive then they got new houses and new— now why you ain't just invest some of that and put it somewhere where you could have made more money off of it and then took the passive income and then went to go buy your house? We gotta stop this. We got to get a little smarter, you guys, okay? You need to learn how to win and recycle your wins. And the best place to win is to start small and get a small win and see that it works, okay? Now that doesn't mean that That doesn't mean that you're not going to have times— like, my daughter could have looked at that account and at some point saw it from $100 to $80. But I'm going to show you, because when you're thinking long term, you know, when you think of ETFs especially, um, you, you're thinking long term. There's great returns when you're thinking long term. It's, it's a little safer and it's a little wiser. I love growth companies, but the ones that I'm going to introduce to you today are growth companies, and they're, and they're safe. And, um, these are places that I will park my money. Um, now, now, you know, remember, you're gonna need, um, you're gonna need a little bit of discipline with this, okay? Right? So I'm not saying that you just put money somewhere and then it just boom, it just blows up, okay? Right? You, you got to put discipline. And here's the irony: the less you have, the more discipline you need. Remember, you need more willpower, more effort up front. The snowman— when you build the snowman You start off and it's harder, right, until you— it starts rolling and compounding, okay, right? In the beginning, your growth doesn't look sexy. It looks slow, okay? It's not sexy, it's slow, but— and, and it looks boring, but eventually it's gonna look sexy. Don't worry. The slow and the boring builds the foundation for explosive and fast-paced growth later, okay? And that's why— and we got to build that solid, uh, foundation, okay? Now, discipline is going to be that bridge between where you are now and where you want to go. All right, so I want to get, uh, very practical, and I want to, um, make sure that you guys are not starving your future and feeding your past. Okay, you— that's what debt does, is financing yesterday's issues. We got to move forward, y'all. We got to do something for tomorrow. Okay, so here are, um, first let me tell you about the ETFs. What are ETFs? Most people hear ETFs and they think, oh, boring, slow, not worth my time, blah blah blah. I need some fast pace, I need the cryptocurrency. And yeah, I love cryptocurrency. Uh, but there are some plays that are more riskier. You know, you want to balance yourself if you're, if you're new to this. Okay, now ETFs are like a basket of stocks. So instead of like betting on one horse in the race, you're betting on a whole stable. Think of it like that. And that is what lowers your risk and gives you exposure to industries that are shaping the future. And that's why I like these tech ETFs, because they shape, shape in the future. Let me, um, just make sure nobody's, um, asking any questions in the chat. All right, and so these are again ETFs that's shaping a few, uh, the, uh, the future. And the reason why I like them, um, is they're, they're for beginner investors and advanced investors, um, and it allows you to start small. You know, these ETFs, you can buy them in slices, meaning a small, a portion of them. You don't have to buy the whole one share at a time. You can buy portions of the share, kind of like people do with Bitcoin. You just put a certain amount of money in there, okay? So you don't need $10,000, okay? You don't even need $1,000. You You can start with $100 and you can own a piece of the biggest players in the world. And that's why I chose these ETF, uh, uh, uh, tech, uh, ETFs, okay? Tech stocks. Well, the ETFs, right? And so again, that's not one company, it's a collaborative of companies. Now the first one is called FTEC, that's Fidelity MSCI Information Technology ETF. It's a technology ETF, okay? All of these are tech ETFs and that's why I love them. Um, so what this ETF does, it does expose you to the entire tech sector. So for example, we're talking Apple, uh, Microsoft, Nvidia, Visa, Mastercard, companies that literally run the, the infrastructure of the digital world. Okay, so again, you don't just buy the stock, you buy the backbone of modern, um, the modern economy when you're doing tech stocks. Okay, if you believe in technology, And you believe technology will still be here 10 years, and I believe it will. This ETF lets you ride that wave without betting on just one company, okay? Um, it tracks about 300, uh, tech companies. Again, Apple, Microsoft, Nvidia, and some of these you may not have, you know, these individual stocks, but this helps you to get, um, exposed to all of these type, okay? So these are literally plumbing the digital world, okay? Great 5-year returns, over 100% for all of these, um, as far as returns are concerned. Okay, so these are really, really good if you believe tech, uh, uh, tech will still dominate in the next decade, which I think it will. Okay, um, again, hit that like button, hit that like and subscribe button. Number 2, VGT. This is Vanguard Information Technology ETF. This is similar to FTEC, but it's from Vanguard, and Vanguard is known for its discipline. I love Vanguard's low cost. Okay, and they have a long-term track record. Okay, I love Vanguard. Um, VGT has a heavier weight in companies like Apple and Nvidia. So if you're bullish again on tech, VGT is a straightforward way to lock in that conviction, okay, that you have for tech. So think of it as, I don't know, like owning the picks and shovels of the digital gold rush. Okay, this, uh, this ETF will cover a little bit more, about over 320, I think, tech stocks. But it does weigh heavy in Apple and Nvidia. So if you don't have a lot of shares in Apple and Nvidia, these are a great way to expose yourself to that. Okay, again, great returns for 5 years, over 120%, I believe. Yeah, but a lot of Apple and Nvidia is in this tech. The last one is XLK. This is Technology Select Sector SPDR Fund. This one is another angle on tech, but it's slightly a lot more concentrated. Okay, so now for this one, Microsoft, which I love, and Apple alone make up a huge chunk of XLK. So if you want more focus on like the giants, okay, XLK is definitely solid. All right, it tracks 65 companies, right? So it's more concentrated, but again, Microsoft and Apple make up at least 40% of it, I believe. Okay, so if you want more concentration in Apple and, uh, Apple and Microsoft, which I both hold and I love— okay, Microsoft is doing his thing. Um, Apple has come up off the low, off some of the lows. It moved a little slower than some of the other tech Um, but they got a lot of cash on the sideline there, you know. So hopefully they'll find a great game plan to put it into, uh, AI. Okay, so again, there is a theme for these. They are all technology stocks. Because why do I love this? The world we live in is being built and rebuilt by tech, right? Y'all believe in tech? AI, cloud, fintech, semiconductors. Okay, cybersecurity. All right, they are trillion-dollar industries that touch every part of our lives. Okay, so this is where you can— or if I— again, I'm, I'm sharing this for educational purposes only. I'm not telling you what to buy, hold, or sell, but this is where I would park $100 for sure, and a lot more. Okay, but all you need is $100. You can split it up, you can put a little bit of some, you can choose one, you can go all in on one and say, hey, I like the Apple, Apple and NVIDIA, I like the Apple and Microsoft. You can, or you can just do the one that has the concentration of all of them, right? So those are 3 amazing ETFs. And again, ETFs are a lot safer. They don't have as much of the crazy volatilities when there's a crash. You know, they're hedged, okay? They move a little slower than individual companies, but they're very safe and they're growing ETFs because they are tech savvy, okay? So hopefully that kind of helps you to understand some Uh, XLT, good to cover communication services. Yes. And so, um, hopefully these are some— let me look at some of the more— the— shouldn't have— shouldn't told nobody. Shouldn't tell nobody what. Hi from Florida. Hey, what's going on? All right, I'm seeing— oh, um, hello, I'm new here. Hey Marcella, what's going on? I like SPY. Yeah, you know what, y'all, listen, I love SPY. I love VOO more so. I love VOO more than SPY. I love VTI, but I chose these specifically for tech because, man, we are living in an AI future. Okay, I love QQQ. Um, so I love a lot of different ETFs. I just chose these. Remember, these are some of my tech stocks that I love. Um, but absolutely, there's a lot of different ETFs that I could— I mean, there's so many. You can expose yourself to international funds. I mean, there's so much. Um, but I just wanted to give you 3 solid ones that you you know, if you're not real savvy with, you know, knowing what kind of ETFs and stuff to get in, I always talk about VOO and VTI. I have a lot of— I have a lot of VTI, okay, a lot of VTI. Um, I have QQQ, I have VTI, VOO. Um, I got a lot of different— I have— I even have, um, IBIT. I have Bitcoin ETFs. I love ETFs. Um, so they make up a small portion, but I— more than even ETFs, y'all, I love growth companies, okay, or growth ETFs, okay. I love the growth in it. I love a dividend also. Um, they get passive income. But if you feel— if you're young and you feel like you're gonna be around for a lot— a while, growth, growth, um, stocks are really good because you're gonna be here for a long time. Okay. Um, so I like to diverse. Okay. But I just want to keep it clean and simple. There's a lot I could talk about. Okay. So, um, now don't, don't throw money in blind. Again, have a discipline, have a game plan. Um, that's what you need. But there is opportunity when you invest in assets. Um, there's opportunity, but there's also responsibility. The responsibility to educate yourself, um, to have patience, to stop sabotaging your future by thinking short-term. Okay, so I want you all to switch the, the gears on that. And if you have— even if you got $50 or whatever, you know, choose an ETF that you like. Some of you all may know some ETFs that you already want to put yourself in position, or you want to add to, or you might not even, even thought about it in the last 3 weeks, and it's like, man, I done paid money for this, I done paid money for that, I'm making all these, uh, subscriptions, I'm making them wealthy with my $29 a month, maybe I need to match that subscription fee and put it over here in an ETF or growth stock or whatever that looks like. Okay, it's all about assets. All right, um, now I do have some, um, link, uh, a couple of resources in the description, so please make sure that you visit The, the, the links in the description. I do still have my 90-day health and wealth challenge going. Um, I, uh, encourage you to check that out because I help to walk you through step by step, um, how to rewire your habits, um, so you stop sabotaging your money and your health. That's what most people are doing. How to build a, a real financial game plan that puts you back in control and finally start stacking assets that grow, okay, instead of bills that drain you, okay. I know we got bills and stuff, but we gotta We got to have a better game plan. All right, so visit the links in the description, uh, below for that. And, uh, also I got some other resources. My favorite energy drink, a lot of people are asking about, and, uh, some of my gummies that I choose to have. Really, really good. Just check them out. All right, uh, okay, I'm happy you said that, Travel. VGT is very expensive. Do not look at the money. Don't look at how much it costs. I said y'all can put $30 in there, and guess what? When it raises your $30, just like Bitcoin, right? No, a lot of people not putting $112,000 in one Bitcoin. They might be getting 0.0001. If they put a thou— even $1,000— if they put $100 in Bitcoin, guess what? If Bitcoin doubles, your $100 doubles. If Bitcoin goes up, your, your money moving right with it, whatever that look like. Bitcoin here, this here is going like this, okay? It's going like this, both of them moving, okay? Your money gonna move right with it. So I know that that be— that, that, that can be a little discouraging, um, and that's why people are discouraged when I tell them to, um, you know, buy Netflix, buy Meta, because they think, oh, I got to spend $1,000, I got to spend $700, I got to spend this. No, you can buy in what you call slices, a slice of the pie, okay? So do not let that discourage you. VOO is, is pretty expensive. I think it's over $500 or something. I, I don't even know, I haven't looked in a long but it's, you know, yes, it's up there. Microsoft is up there. Um, it was at $300 and some early this year, but it's, it's— I know, I think it dipped into the fours. Uh, but it's over— you know, don't look at the number. This is not a numbers game, y'all, in the sense of like, uh, I only invest in what number looks good. No, no, no, no, no, no. You can buy a portion of it, okay, and just work your way up. You put a little here, a little there, okay? Put $10 a day. Put $10 a day if you want. That's a smart move. That's only like $300 a month, right? It's just some stuff, some stuff you got to automate just to help yourself out so that you don't talk yourself out of, out of wealth. Most of y'all gonna talk yourself out of wealth if y'all looking at the numbers like that. Just keep investing. Just keep— it's, it's about the, the, the action item that's changing you. It's not, it's not just your money growing, but you growing. And when you grow, you gonna double down and do a lot of different things. Because again, the person who starts is not the same person who finishes, who, who comes on the other side. Wherever you start now, if you're not a millionaire, you're not going to look the same when you become a millionaire. There's a lot that has processed in your brain and your intelligence and your level of wisdom, decisions, your level of sacrifice. There's a lot that you've done to get where you are when you become a millionaire, right? So it's not about the money changing, it's that you change. And that, that person is going to start making different decisions, right? You're not going to make the same decisions as a millionaire as you would as somebody who making $50,000 a year. It's not— you're different. And that's what this whole process is about. That person know how to make even more money. That person, if they got to a million, they can double that. They can do it again, right? If you can do it once, you can do it again. That's the whole point. Okay, if you can do it once, you can do it again. Do it once, y'all. Okay, just do it once. Okay, all right, um, all right, uh, yeah, I wish I bought Hood. Yeah, yeah, yeah, I know that's true. I know that's true. I mean, I'm in the Hood option right now. It's already up 15%, as a matter of fact. Um, so I have a Hood option for 2027, and I'm in a NVIDIA play for 2027. Not that I might keep the option that long, but I know where this is going. So, um, yeah, yeah. And if you wish you bought, then just buy it on a red day when it, when it bounce back. Or buy— what, what I said, Hood has just been added, I believe, to the S&P 500. It's just been added. So I think we got some, probably some more to the upside at some point. Again, the, the vacillate, the, the going up and down and, uh, you know, um, corrections and all, they come, you know. Don't, don't worry about that if you looking at stuff Some of these plays are long-term plays, okay? So just pay attention. All right, all right. Uh, thank you so much, Woman of Divine. I love you and your husband work. I got into the gym now, thank you for your help. Yes, come on, we building some muscles, y'all. We building some muscles. For all of y'all who don't know, I am a health coach, so I love getting my, my workout, my exercise on and all of that stuff. All right, SoFi and Webull, Webull, uh, will be the next hood, hopefully. Hopefully. There's some things about Webull I like, and there's some things I don't like. I don't like how they keep concentrating their shares and splitting them up and stuff. So, um, it kind of makes me sometimes think they're not confident in, um, where the actual price point will go. So I would like to see them a little bit more confident in their own, um, stock, you know what I mean? So a little bit. But I like both of them. Um, I like— I like— I love SoFi. I love SoFi too. I love where I think SoFi is going long term. All right guys, um, that's it for now. Uh, again, hit that like button, make sure you subscribe. Please, if you're listening from Instagram, as soon as you get off— if you're listening from Facebook, as soon as you get off, go ahead into YouTube, hit that subscribe button, turn on the notification. Um, like the video, please. It doesn't cost you anything, and it helps to— it helps the algorithm, it helps my video, it helps my channel. And, um, but there are times I will not— I will only stream from YouTube when I'm traveling and I'm about to get ready to leave, and I will only be streaming, um, I will only be streaming on YouTube. So please go ahead and, and hit that subscribe button and sign up there so that you can get the notifications, uh, if you're not already. Okay, all right, I will talk to you guys, uh, very soon, and I always appreciate you guys. All right, keep, keep doing what you're doing, um, we're gonna get this together, and I, I look forward to all the success and the wins that you're gonna have. All right, I'll see you guys next time. Bye.
