I'm Loading Up Before the Storm Hits… Here's Why

What's up, what's up? Kamilah Stevenson here. We're here to talk about wealth, all right? We're here to talk about wealth, and it's an incredible time. It's some things going on in the market. We got some great, um, we got some great things happening right now. Unfortunately, it's not a great time for everybody, and it just, it just won't be even in the future. And let me just say this before I get right into it: hit that thumbs up for, for me, please. Um, if you can, and subscribe if you haven't already. I'm continuing to give you economic reality, okay, because there's a lot of things happening right now, and I think people are so adjusted to the traditional way of doing things. I've said this before, you can't put new wine in old wineskins. Everything's gonna burst, okay? And so we are, we are in a, a new financial structure as we speak. There are things happening. And let me just say this. Thank you, Teresa. What's up from Canada? What's going on? I'm happy you guys can hear me loud and clear. Let me say this. You guys may be familiar with the terminology and the language. I know there's people being added to the community every single day, so you'll hear me repeat some things. And I think repetition kind of helps you to be educated as well. And there's just a lot of things happening really, really fast. But I want you to understand that the average person does not understand what's going on right now in cryptocurrency, in the market, in the economy. They don't have a lot of financial literacy. Actually, when we get done with this, um, live, I'm actually going to go in with my membership and I'm going to break down a wealth tool that most people don't ever talk about, and it's an account that grows tax-free, okay? And it can help you pay back some, some, it can help you with your income years later, okay? It's one of the only accounts in America that lets you grow this money tax-free and withdraw tax-free, and it becomes a long-term wealth engine if you use it correctly, okay? So when you're preparing for 2026, I say diversify. You don't need just crypto assets. You need a tax strategy. You need liquidity strategy. You need structural, uh, strategy. And, uh, people are overlooking a lot of wealth-building tools, and that's because people like to go all in in one area. I, I don't understand it, you know. So anyway, I'm going with my members after this, and I'm going to talk about that. And no, it's not a Roth IRA, because I know a lot of people may assume it's not, and it's probably an account you don't have, okay? Most of you guys probably don't have it, all right? Because most of the people who I talk to don't have this account. All right, so, um, uh, thank you, um, thank you guys. I'm looking at the comments and I'm gonna go over a few things so that everybody should be strategic. Yeah, I'm gonna go over— I'm a little delayed on my, on my chat, sorry. Um, I'm gonna go over a few things. Um, I see, uh, The Real Antidote, I just got my, uh, life, uh, insurance license. Awesome, awesome, awesome. Yeah, um, if, if that's another wealth-building strategy, and I've talked about that in the past, there's a lot of different accounts you guys can get that can grow your wealth and, um, can help offset your taxes. Because I'm telling you, if you build wealth, your tax bill is going to be the worst bill you could ever get. Trust me, I know this. Okay, um, yeah, so anyway, thank you guys. Listen, I want to, uh, Jason said, I've been telling my family and friends about the storm. Yeah, I want to go into that. Um, most people are not going to listen until they're in pain. And, um, yeah, I'm going, I'm going to talk a little bit about that because again, I don't think a lot of people are really paying attention to what could potentially happen. And things are unwinding slowly day to day. And, uh, again, yeah, hit that, uh, like button for me, please do that. All right, um, I want to help you understand what is happening so that, and that everybody's not going to be happy about this. So I, you know, I want to just say this too. I don't know if— I mean, there's a lot of people who will be in a great position if this reverse carry trade happens. But man, oh man, I'm telling you guys, if this thing happens, it's not going to be nice for a lot of people. Okay. First, let me just start here. A lot of people, because 2026 is panning out to be an exciting year in the first quarter, we got a dovish Fed coming. We got the Clarity Act coming. There's a lot happening, right? That's that's going to move us in the right direction, okay? However, I'm not sure if this is going to look like a— because of the Clarity Act and the utility adoption, I don't know if this is going to look like a normal bull cycle, okay? So, so just be open, okay? I don't know if it's going to look like a meme cycle, okay? I don't— you know, there, there's been hype cycles in the past where, man, you could just throw anything at something and it just take off, right? We got to understand this is a macro transition, a shift in global liquidity, global debt, and global monetary structure. And when the system starts to shift, the old patterns just don't apply. So please just be open. You know, a lot of people are staring at these prices and they are so— I, I, I see a lot of people, I read comments, I even read comments. Uh, thank you so much, Chuck. We gonna rock and roll. I even read comments in other people's videos and they are very discouraged. They're very discouraged. They're upset. And you know what I found out? Most people, like, like some of the people who come at me and say like XRP is going to zero, it's not going anywhere, usually people are upset because they've been hurt by the, the cryptocurrency that they're in, you know, for whatever reason. Hey, uh, Tangela, I see you. Um, they've been hurt by it and they, and so they're emotional about it, they're upset about it. I lost money during it, you know, that, that's usually the sentiment of people who are against, um, yeah, the, the coins that are going to do well. Honestly, they just got hurt by it and, and it's just they're, they're upset, okay? Um, and the bulls will win. The bulls will win. You know why? Because even if you're bearish, like, it doesn't make any sense to me because even if someone was bearish, why wouldn't they start buying at low amounts? You know what I mean? Why wouldn't they start buying Uh, if we're in a bear season and if we're at the bottom and we're, you know, gonna dump some more, why wouldn't they be putting their money aside and, and start scooping up some of this, you know, money if they're bearish about it? You know what I mean? And they're thinking like, okay, we're in a bear season, it's time to buy. Because usually people who, uh, load up in a recession are the ones who wind up rich, right? And so, but, but these are the very same people who are bearish and negative. These are the people who actually bought at the top. That's why they're upset. They bought at the top and now it's down. So now it's like, this is crash, you know, they're upset. Okay, so that's one of the things that I noticed, you know. Uh, someone asked, do I— uh, thank you so much, Todd Christian. Uh, yes, I do recommend, um, there's a, there's a lot of different ones that you can get. You can get Decent, you can get, uh, Nano Ledger, um, there's different ones on Ledger. You can get Tangem, you can get Um, uh, there's a— it's one on the tip of my tongue. There's a lot of different ones that you can get. Um, but this is what I'll say for— it's two that starts with T, Tangem. And what's the other one? What's the other one that starts with a T? Uh, it's at the tip of my tongue. But this is what I will say. Hey, Derek, make sure that you get them from the site, okay? Do not buy these off of Amazon. If you're going to Ledger, go to ledger.com. Go to tangem.com. Trezor, that's the one I'm looking for. Yeah, Trezor. Um, uh, it's Trezor. I said Tether, I put up Tether. It's T-R-E-Z-O-R, right? Um, go to trezor.com. Okay, so do not buy these on third-party, um, do not buy these on third-party, uh, sites. Tangem is the best. Yeah, like a lot of people like Tangem. I have Tangem too. All right, so I have a few different ones. All right. So, um, so here, let's just understand this because a lot of people are looking at price. People who stare at price, uh, at candles right now in the price point, they're missing the entire point. I keep telling you guys, I can't tell you guys enough, right? Derek said he uses Tangent, and Tangent is really good. Okay, um, institutional money moves first. Okay, the price is the last thing to react. The system moves first. So you got to follow the system. Settlement rails move first, derivatives, infrastructure moves first. Macro liquidity moves first. If you want to be ahead of the game, you got to look at these things. Matter of fact, by the time you see the headlines and stuff, they— it's over. The move is over. They want you to— and you know what, I did a video on that, you know, about how there is so much manipulation in media. Media is not there to try to get you to be profitable as an investor. Media wants you to buy it when it's on the top because they need an exit strategy. Big money, smart money needs an exit strategy, so they push out the narrative on top and let you know crypto's going to the moon. But then that's when it falls, and then when it falls all the way to the bottom, they'll say stuff like, um, crypto is a scam, you know what I mean? And so, uh, then now you're, you're, um they push these narratives out because when they say crypto is a scam, it drops the prices and smart money needs to move in, right? They need somebody to sell them at the bottom and then they need someone to— that they can buy from at the top, you know what I mean? And so, or, um, sell at the top and they need someone that they can— they can enter at the bottom and they can exit at the top. And so the narrative is pushed in alignment for those two realities. But it's, it's manipulative. Okay, so it's emotional right now. Let me, let me just start with what's going on. Okay, uh, yes, uh, do you have to, uh, well, not to necessarily be safe, you have to wrap Flare if you want to get yield off of it on, on the DeFi, if you want to do it yourself. And I've learned how to do that myself, so I have some XRP that is wrapped in Flare, and I actually do have some that are— that is making yield, uh, currently. I have a small amount, I'm testing it, uh, and that's basically what the, the, the brokerage accounts are gonna do anyway. So I'm learning how to do it myself, you know. It is very— it's a little complicated, you like— you— it's a learning curve, you really have to learn how to do it, you know what I'm saying. So, uh, mine is on Bifrost, but it's, it's a— it's— you got to be educated on how to do it. So, and be careful, you know what I'm saying, because Um, yeah, there, there can be some things that go wrong with that. All right, let's, let's, let's talk about this real quick because I want to help you to understand the, uh, yeah, and do take note of this, uh, um, yes, avoid falling for scams, okay? There's a lot of people impersonating— I hope you're talking about me because it's all in the comments, guys. So, um, there's people and they got my little picture on there. That's not me. I'm not, I'm not giving you a WhatsApp, you know, uh, number and all of that. So be very, very, very careful, okay? Um, if you're talking about me, uh, with that, because a lot of people are trying to scam and act like they're me and they're not. I, I don't— you can use the links in the description of my video. They, they can't get inside my descriptions, but in the comments, if I'm sending— don't, don't click on nothing, uh, go inside the descriptions. All right, let's, let's talk about what's going on right now. Number one, there is economic pressure that, that is coming, uh, if there's an XRP moment, and I'll explain that in just a moment. But with there is a— the global economy is already breaking apart, y'all, is breaking apart. We have the lowest, uh, consumer sentiment in over a year. Think about that. Uh, we got other places right now like that's not even hiring even for Christmas, like Walmart and all of these other places, because there's not as much buying because of what's happening. We got repos, we got foreclosures that's rising, we got, uh, delinquencies. Like, a lot of people are really struggling. We got people taking out loans just to buy Christmas gifts. There were people at the think trying to take out loans for Christmas gifts— come on now, why are you taking out a loan to buy Christmas gifts? That is the last thing that we need. Please, y'all, just use some wisdom. Also, let me just say this: everything I say is, uh, for educational purposes only. I'm not giving you financial advice. I'm not your financial advisor. I'm not telling you what to buy, hold, or sell. I'm only telling you things that I do, and I'm just giving education the way I see it. But I am not here to tell you what to do with your money. Investing comes with risk. You can lose everything. Okay, let me just say that. But I would not be taking out loans to buy Christmas gifts. Let's get out of this nonsense, right? Then you also have, uh, tech stocks artificially— they are carrying the entire market, but they also firing people because of AI and stuff, right? Thank you. Um, I appreciate this. I appreciate this, right? And so, um, the headlines are saying that the economy is fine, but y'all, the reality says something different. Number 2, you got Japan's reverse carry trade. It is the spark. Hear me out, guys. Um, hear me out. Let me explain. Uh, for 30 years, okay, Japan has kept interest rates near zero, okay? And what that did was that allowed the institutions around the world to borrow cheap yen and then use it to buy US Treasuries right here in the US. US Treasuries stocks, crypto, global risk assets, right? So they were dumping their money into our economy, and that's a huge part of why the West experienced such economic growth for decades. Now, there is— I think there was— I think, um, they said that we were going to be buying our own U.S. Treasury bonds in the beginning of the year. I think if there is a reverse carry trade in the end, I think it's a— I think it is going to help in a sense, because we need to have our own. Like, if we're relying on one country, what's up? Alicia, if we want, uh, relying on one country with all of that economic boom, we need to own our own, you know what I'm saying? So if we're gonna buy our own U.S. Treasury bonds with our own U.S. dollars, I think in the end, even if it's a little pain, um, it may be good in the end. But, but listen, right now Japan is raising rates, okay? And so the yen is now strengthening, and those trillions of dollars that left Japan is being forced to go back home, okay? That means that institutions must pay, uh, Dig V uh, D-I-G-V-I-D guy, uh, I couldn't pronounce the name right. But that means that institutions must sell. What are they selling? They're selling now the U.S. Treasuries, the stocks, the risk assets, the crypto, to unwind their position. Y'all, do y'all understand what that means? If they have to sell, even if Japan sells a fraction of its $1 trillion in the U.S. Treasuries, it can trigger a global liquidity crisis. I am telling you that it is possible for a crisis to come if this thing unwinds with Japan, okay? And, uh, that, that's just the honest truth. And you know, sometimes the markets sometimes can collapse in a straight line, sometimes it can pump then flush. Not sure about that, but I am telling you, this is not going to be good for a lot of people. And then you got to remember that most people do not have liquidity. So if we see a huge correction, a huge crash. You got people living paycheck to paycheck, maxing out credit cards, borrowing to survive. You see, they're borrowing money to buy Christmas gifts and to go on vacations, and borrowing money to, um, buy food on Uber Eats, you know what I'm saying? For crying out loud, you know. So you got people that are borrowing to survive instead of investing. So when the liquidity crisis hit, they are not going to be able to— like, that's going to be, that's going to be a downfall for most people, okay? They're gonna— most people, if they— even if they're in assets and they're living paycheck to paycheck, guess what? You know, people are waiting for the bull run. So you might have some people that's forced to sell at the bottom. They, they won't be able to sell at the top. Why? Because if things start crashing and people have to sell their stuff to survive then— and this is why I say don't put all of your money in one position at one time, and don't put money that you need for your livelihood into cryptocurrency or high-risk plays, okay? So be very careful with that. That's why I tell you very, uh, safe ways to do this, to build your position, okay? Now there are people cheering for the reverse carry trade because they don't understand— like, crisis is an opportunity, but it's going to destroy people who are not ready. Okay, now if you own XRP, let me just say this to you, my brothers and sisters, right? Because some people don't and they think it's going to zero. But here's where XRP looks very good in this situation. But it's kind of hard to cheer for a situation that's going to cause so many people pain, right? But I do want you to know that XRP, um, why it exists in this environment, in this, uh, global environment, is the exact moment that it was designed for. Let me just say that, okay? Number one, we are looking for the Clarity Act for— we're not going to have a bull market like until we get the Clarity Act, I don't think, right? So the altcoins, the utility coins, they cannot really go crazy because There are just still some institutions that are waiting for that, okay, that, that's waiting on that. They're waiting on the Clarity Act, the regulation, but it's going to come and it's going to be all good. But in the meantime, XRP is not— let me clear this up— it is not waiting on the Clarity Act to be functional. That is what makes it unique. It does not need that. As a matter of fact, it is more attractive before the Clarity Act. Because now if you bring the Clarity Act and the regulation into all of the, all, all of the utility coins, now you have more competition. Okay, so most altcoins need the Clarity Act before institutions can touch them, but what separates XRP is that it is already treated as non-security in secondary markets. It all, it, it also had It has legal clarity that allows institutions to use it operationally. It's one of the only assets that can legally function as a cross-border liquidity tool today. That's what makes it different. And this is why XRP is in a completely different category than the rest of the altcoins if this were to happen. Okay. Also, you have, um, a liquidity crisis. You got to understand this. Doesn't wait for perfect regulation. So when liquidity breaks down, banks and institutions is not gonna say, uh, we'll fix it after the Clarity Act, Pat. They're not gonna say that. No, when money stops moving, they need a solution if they need a solution immediately. Um, and they, they need a, a coin that doesn't depend on a specific country or a specific treasury or a specific banking network or, or a stablecoin that might depeg. XRP fills that gap, y'all. It does. Why? Because it's above the system. It's not necessarily like you in that way, US-backed, Japan-backed, or stablecoin-backed. It's neutral, and its neutrality is exactly what you need when currencies are in conflict. Okay, and then also the reverse carry trade puts stress on cross-border settlements. Okay, that's what I'm talking about when you ask, uh, about XRP. This, this is what I'm talking about. This is what makes it different before the Clarity Act. That's what I'm trying to explain, is that the Clarity Act is going to allow adoption and use for pretty much, you know, all of the utility— most of the utility coins, not all of them, y'all. We're not talking about meme coins and all of that and speculative coins, right? And so, um, you know what, I don't— I might— I don't— I don't— I try not to bring that level of expectation because it really messes a lot of people up. If you're— if that's what you're planning, don't plan for this. If it were to happen, then it happens. But don't plan for this because you'll be— your expectations is what's going to create your, your emotional, you know what I'm saying, either joy or sadness at the end of it all. Like, if it does, don't plan for that because when people plan for, you know, these high prices, then they start moving really funny, you know what I'm saying? They start moving really risky. Okay, now if that would have happened because, uh, the I did do a video and I talked about how it can get to 2 digits, 3 digits really quickly. And that does become because it gets revalued. It can get revalued in a short amount of time if it needs to be there to fix the issue. So could it happen? Yes, it could. It could. But will it happen? Well, that's determined by a bunch of different things happening all at once. And nobody can really say if those things will happen all at once by the end of the year. If they did happen before the Clarity Act, then, then hey, I, I don't have a problem with something beating my expectations. I do have a problem with something coming short of my expectations. So I don't have high expectations. I do know that XRP and other utility coins are going to grow because of the adoption, you know what I mean? So we don't have to worry about that part. That's going to happen. Um, but this is what I'm doing. Hold, hold, and holding. And I'm buy, buy, and buying. Why? Because in a couple of years, people are going to look back and realize that now in this November and December is— this is going to be one of the best buying opportunities, probably, you know what I mean? And even if it drops a little bit more, that's fine too. I can't— XRP won't hit $100 this cycle. And see what does this cycle mean. This cycle, is that at the end of the year? Is that next year? You know, but I'm not, I'm not playing for it. I'm just trying to get XRP to get to $5 to $8, y'all. Um, and then we go to $10, but this will be, it'll be a no-brainer. Okay, do y'all understand? It's billions. It's like the ETF flows that there's, there's not going to be the demand for it. The supply and demand is going to have a supply shock at some point. All right, now, um, this is what people overlook, okay, is that when you unwind global positions, what actually gets stressed? It's not the price chart, it's not the meme coins, it's not the predictions that we're talking about, it's the settlement layer, okay? So banks suddenly have different currencies moving at once, they have forced conversions, they have massive FX balances, they have liquidity shortages between different nations., and that is when a neutral settlement asset becomes incredibly important. So that's XRP's lane. Again, if it's needed to that degree, if there was a catastrophe, it gets revalued. You know what I'm saying? The charts can't really give that, right? And this is why XRP, it does have the potential to decouple before alt season. Right now it's coupled with Bitcoin. It's coupled together. And right now everything is moving at the beat of Bitcoin. Okay. But all— because alt season requires clarity, while XRP already has enough clarity to serve its purpose right now, then let me say it very clearly: all altcoins are going to need regulation to run. XRP needs demand for liquidity to run. Do y'all see the difference? Altcoins are going to need regulation to run. XRP needs demand for liquidity to run. These are totally different things, okay? Just, just know that they're different. If the reverse carry trade cracks liquidity, XRP doesn't need a Clarity Act to become useful. It already has the green light. This is not speculation. Japan is already embedded in the system, okay? So, uh, XRP is structurally positioned, not emotionally positioned. I'm, I'm just saying, I love XLM as well, right? But, and, and here's what people need to understand, and this is where you're going to get wisdom with this. You don't buy XRP for hoping for a pump. I, I think people are doing it. They are buying XRP for the pump. No, you buy XRP because its use case becomes strongest when money stops flowing, uh, when banks need faster settlement, when liquidity dries up, uh, when currencies start to weaken, right? When, uh, nations reposition, when debt rolls over. These are the things that really XRP is useful for, okay? That's when a bridge asset matters, okay? That is what— not whether or not people like it or not. The world we live in right now is the exact world that XRP was built for, okay? And so it's just different. And so I just want you to understand that, right? So thank you so much. I appreciate this, okay? Um, there will be multiple winners. Yeah, yeah. I love— I just got some XDC. Uh, this, uh, just yesterday. Um, these are all great. Yeah. Um, you must have a 5 to 10 year lookout. Absolutely. This is what I'm saying. You should position yourself thinking 5 to 10 years out, y'all. This is not about gambling. I mean, people— I get it, people want to make money, but to build long-term wealth, you got to be thinking out, okay? Now, so if you don't— this is, this is the thing— if you don't have a lot, because some people might be like, I only, I only have a little bit of money, I don't have a lot. To be able to invest. Okay, listen, here's— it's very simple, okay? First, I always say this: buy fear and sell greed. I don't care what the fear is, off the charts. This is a great buy. You're going to look back and realize it's the same thing over and over and over again, right? And then if you long-term, bulls always win. If you long-term, when has a bull not won being long-term, huh? Tell me that. If you don't sell and you wait it out and you weather the storm Who, who loses at the end of the day, right? Focus 5, 10 years out, okay? You, you all, you— and honestly, even to start, you only really need 1 or 2 utilities that will still, like, that'll still matter, you know, years from now, really, okay? Number 2, keep a little cash. Liquidity is protection. If a crash do happen, you won't be forced to sell at the bottom. Some people are going to be forced to sell at the bottom, y'all, and that's going to be unfortunate. And then 3, I would say don't chase volatility. I keep saying this, accumulate slowly to protect yourself. DCA into utility, okay? You're not trying to be perfect, you're trying to stay consistent. Small steady positioning works, right? It always beats these big emotional bets every single time. People are always betting and they trying to make a lot of money. And you know, and the people who are worried about like XRP jumping up today, they, they're looking for a profit now. Like, this is not about— this is, this is setting yourself up for the future. Okay, although yeah, I do think a bull run is going to come, but if this reverse carry trade does happen and it breaks and it cracks, a lot of people will suffer. And I do think XRP is positioned to be a solution if that does happen. So here's what we have, guys. We have a few winners and we have a lot of people suffering for those few winners. Okay, now I can't stop that. You can't stop that, you know what I'm saying? But all you can do is be in position early. It's the people who are in position early. You're gonna wait for all of these altcoins to start pumping up. You're gonna wait for Clarity Act and all of that to come, and then all of a sudden you're gonna feel the confidence. Well, that's not usually how smart money position themselves. They're already there. They're going to be selling at some point, and then some of these coins will be reevaluated, um, and some of them may not come back down. Depending on the need for the coin, depending on what's happening. Okay, so, um, why do you say don't DCA into XRP? I'm just curious. Why not? You should DCA into every asset. Why not? And then you should buy it the most when it crashes or when there's a recession or a pullback or whatever. What should you do if you're not DCAing? What should you do? Should you throw in a million dollars at once? And then if cryptocurrency happens to have a 50% pullback, you just lose $500,000 in the short term. Why would you say not to DCA? I don't think that that's— I don't think that's the way to go. Um, so, but if you, if you, if you're like, hey, I want to throw my entire bag in, or are you saying again don't DCA into XRP because it ain't going nowhere? I'm telling y'all, it's a lot of people who don't think it's going anywhere. Okay, but see, I understand its use case and I study the macro environment of its use case, so I believe in it. But if you don't, don't buy XRP, all right? There's a lot of other coins that you can, you can buy. You can buy XLM, you can buy XDC, you can buy SHX, okay? Um, and, uh, but I do believe that DCA and over time, uh, don't try to time it, and right, you're gonna lose a lot of liquidity at once. You gotta have, you gotta be liquid. Right? What, what happens when, when something goes wrong, right? Um, yeah, I'm trying, probably because, uh, a supply shock is coming. Yeah, I believe that too, you know what I'm saying? But what, what if, um, 4K3, I'm trying not to, probably because— okay, so you're trying not to DCA in there because you think a supply shock is coming? Um, is that what you're saying? All right, uh, let me— I'm just looking. Uh, I'm— DCA is, um, dollar cost average. So that means like you're buying them at different prices, especially when it comes down, so you can bring your average cost down. Meaning that if somebody bought XRP at $3, well, now it's, you know, close to $2. Start buying it at $2 because then you can bring your average cost down. For anybody who bought on the top, that's the smartest thing that they can do is start buying it when it drops down. Because if you bought, let's say, 1,000 of it at $3, and then you buy 1,000 at $2, now you've brought your dollar cost average from $3 to $2.50, right? Um, decoupling just means that it doesn't move to the same beat of the drum as, uh, uh, Bitcoin. And right now, it's every— all the altcoins are coupled with Bitcoin, meaning if Bitcoin goes down, most of the altcoins are going down. When Bitcoin goes up, most of the altcoins are going up. If XRP is needed to fix a liquidity issue because of a reverse carry trade or catastrophe that's happening, it has to decouple from Bitcoin and it can no longer move to the same beat of Bitcoin. And as a matter of fact, Bitcoin would actually probably go down while XRP went up. So, uh, it's not— it's no longer now tied to XRP because it's being used for a real case scenario of a liquidity crisis. Um, so that's what I mean by, uh, got some SHX. That's awesome. Uh, I hope to have a lot of investors on the live stream. Y'all make sure y'all hit that like button too, right? All right, so, um, here's, uh, two things I want to say. If you do want to understand cycles, the volatility, the reversals, um, the crypto, um, seasons, how to maneuver them in the markets, and just how the market behave instead of being emotional about it, then Stock Up University is, um, the place to be. This is the education that literally people wish they had before volatility hits. Okay, there's still a code that you can use, Earn. He's given my audience a special discount. And so if you want to know what you're doing in the markets, it is a really great place to start. I'm telling you, um, and I've, I've gone through it and I'm going back through certain parts. It's so good. And then also for those who want deeper guidance, Um, not just information, of course, but structure, accountability, long-term preparation. Like, I am restructuring now just because of the demand. I'm restructuring my coaching community for 2026. I was just doing some training videos yesterday, and, uh, we're elevating the entire process. New systems, deeper training, um, just real wealth structure. And yes, the price will go up because everything is being upgraded. Um, so if you've been on the fence about that, now is the time to join, you know what I'm saying? So, uh, because the price will go up, but we are restructuring it because, I mean, we're going to talk about tax strategies, building your wealth, um, just how to do this step by step. Some people are in the beginning stages, but I'll walk you through. We have live sessions, um, it is absolutely incredible, right? So I think I'm going to be live with them tomorrow as well. But, um, also for my members, I do want you to know that I am about to teach you of an account as a stealth, a stealth, I would say wealth building tool, right? Tax deductions, tax-free growth, tax-free going out. Matter of fact, it's got a triple tax benefit and most accounts do not have that, right? In this account, you can even reimburse yourself years after letting your money compound. I love it. I have mine. I'll tell you where I got mine through and two places that you can get it. But it's one of the smartest hidden vehicles available, but a lot of people don't understand it and they haven't even heard of it, most people. All right, so I'm going to go through that. Let me just look through the comments. Uh, we need a conference soon. I would love that. I, I've been— I'm going to work on some, um, meetups and some— yeah, I want to do some live sessions. I really do. I really do. All right, um, XRP is almost free at this point. Yes, absolutely. Aura, yeah, you say you can't wait. I love it. XLM is 30 cents. I got buying orders for XLM down all the way to 12 and 11 cents. So if there— if it would come and get me, I would really appreciate that. But, uh, in the meantime, it hasn't come down yet. Oh, somebody said they bought XRP at 11 cents. I love that. I love it. Yeah. Uh, all right, thank you so much. I appreciate it. All right, so what I'm going to do is I'm going to hop off here. And, uh, my members, give me about 5 minutes. I will, uh, get the video up and going, and I will move over to there, and I will talk about this special account that I want you guys to, uh, set up for yourselves. And I'll explain exactly what it is and how you set it up, and it does not require a lot of money, right? It's just another strategy under your belt. All right, uh, you are so very welcome. All right, um, XRP is the best about— yeah, uh, let's see this. Do your teaching and the membership apply to Canadian taxes? Oh, that's a good question because you guys have like some different structures. I'm not sure, I can't answer that because, uh, I can, I can find out because you guys have a little bit of a different— let me see, let me, let me answer that question real quick because I, I wanna answer that for you. Okay, um, yeah, because, because, uh, there's different— you guys have a different code. And I'm just gonna ask, uh, I'm gonna ask AI, does it work for Canada? And that's a simple— come on, it's a little delayed. Hey, I'm gonna need you. It does not. Okay, it doesn't work, um, in Canada as it does in the United States. Okay, so, uh, that's your answer for that. But I have other— I have other trainings there, and I'll be doing some more moving forward as well. All right, all right, guys, uh, I just want to answer that quick question. I'm gonna move on over to that. And, uh, listen, I want you to, um, be wise. First of all, uh, towards the end of the year with Christmas spending and stuff like that coming up, just be very wise with your spending habits. Use wisdom because, you know, rainy days come, okay? There are storms that do come, and it's not a matter of if, it's a matter of when, okay? And you got to have a foundation built to weather the storm. I keep saying this, we live in four seasons, okay? Imagine a house without a roof, okay? You don't have covering for when it rains, for when it gets cold. Like, that's not a good strategy to have. You want a strategy that can hedge yourself for all 4 seasons, because 4 seasons do come, and they come over and over again in your lifetime. So continue to get wisdom, stay wise, stay wealthy, and I will see you guys in the next video. All right.