Japan Is Moving Without Us... And They Just Put XRP In Front Of MILLIONS

Kamilah Stevenson breaks down Japan's SBI/Shinsei Bank pilot that lets 4 million retail savers convert interest vouchers into crypto like XRP directly through their bank. She argues real institutional adoption happens quietly, through trusted institutions embedding crypto into everyday products, not hype. Institutional inflows continue despite XRP's price decline, signaling accumulation before price discovery.
Chapters
Hey, it's Kamilah Stevenson, and around here we talk wealth, and we got a lot to get in today. Go ahead and like the video, subscribe if you have not already, share the video with someone who needs to hear about this. Uh, I'm going to go over some updated information and help you to understand the psychology behind why, uh, what is happening is happening. And, uh, it feels good to be with you. I did get a, uh, I missed Wednesday because we had a storm, so I had no power, so So, um, and I just want to say right away, please watch the scams. I have a lot of people in my comments that are not me. Like, this person is not me, and I don't even, uh, know how they got Dr. Kamilah Stevenson, um, attached here. They do something where they, they change something very, very, uh, weird. I will never send you a WhatsApp. I will never send you a number to call me through a comment, a chat. Watch the fake pages. There's a lot of fake pages as well, okay? And so, um, yeah, I, I wanted to mention that because it popped up right away. I, I have been filing for a ton of copy, and I feel like I got a second job of filing for copy infringement, uh, and, and getting some of those videos off of some of those pages. So be very careful for the scams, okay? My page, it's so crazy because I was watching, uh, whoever was scamming and doing my— you know, they had my pages and they had these like weird demonic looking thumbnails with me like looking like a monster basically in the thumbnails. And people were in the comments because about, you know, thousands of people thought it was me. And they're like, why? What's up with these crazy thumbnails? What's up with them is that they're not mine. Okay, y'all, y'all, and I was like, I would, I would think that, but maybe it's hard to tell, you know, like my type of thumbnails versus looking at something that's completely like totally out the box. Like, I want y'all to just stop for a minute if something don't look right and just realize and look at how many subscribers they have, you know. I have over 130,000 subscribers. A lot of these new pages have a few thousand. I think they're going to keep doing it. I have to keep I have to keep submitting these. So do me a favor, if you see any of those videos, please do, uh, file a report or whatever. A lot of them— one of them got taken down because there was a lot of reports filed, but I think they're gonna keep trying to do this. So thank you so much, uh, Larry, uh, I appreciate that so much. So, but I want— I don't want you guys to get fooled or anything. They're, they're not me. Just, just make sure when you see a video with me pop up that you look and see who is it coming from my page with 130,000 subscribers @DrKamilahStevenson. Uh, theirs might be @Dr— uh, one is @MissKamilahStevenson or @KamilahStevenson66 or something really weird. Okay, so, uh, all right, so I want to get into it. And you know what, let me say this before I even get started. Again, like the video, subscribe if you have not already. For those who have been asking to go deeper with me, as of today I have officially opened enrollment for the very first cohort of the Wealth Architects Inner Circle. This is my private program, uh, where I work directly with a small group of investors to build your complete wealth architecture, uh, the whole system, your structure, your legal, uh, protection, your passive income, your estate plan, built specifically around you and your family. Okay, um, the people that I'm working with, um, I, I'm, I'm trying to sculpt out a game plan, right, to give them a, a, even a written wealth plan that they can sit down and execute. And you walk with me hands-on, close up, in-person, um, for those 90 days to build everything out. I personally, um, when I speak, I speak from experience when I tell you I've lost hundreds of thousands of dollars going in the wrong direction. Most people don't even know my story. I, I'll share with, with my inner circle. Most people don't know the horror stories that I had to face, um, with building the wrong structure and tax problems and stuff like that. And so I don't, I don't speak just from like an airy place. I have, I, I've gone through the— yeah, I've gone through it with that. And so I know how to— I know what, what shouldn't happen. I know when you have bad accountants. I've, I've been there and I've done that. Uh, anyway, had to build back, um, some things from scratch and redesign things after spending tens of thousands of dollars Um, yeah, I'll share that with my inner circle, but I know what I'm talking about. And so again, um, the link is in the description if you want access to that, right? Um, yes, uh, I will, um, I will only do 15 HS at a time, and, and I'll, I'll, uh, do another one after that, okay? But I do— I will have a community that you can still, um, stay a part of. And so You will have that opportunity, but I will say, uh, I can't, I can't tell you how quickly things will change or not. So they're changing fast, and I can't prom— I can't promise you just because of the space that we're in, uh, what things look like. As I continue to evolve, I adapt as well, and so things won't always look the same. So if you have the opportunity to do it, I say do it now, because who knows if something happened in, in 90 days and we all on a different path. I, I don't, I don't know what, what that looks like for my time, right? I'm on here every 4 times a week, um, and even Wednesday when my power went out, I was sitting hoping that my power would come back on, and I didn't have, uh, the, the means to help to get a generator set up at that, at that moment, so I was just hoping that it would come back on. I'm on here 4 times a week live to try to get you guys to understand what is happening. Uh, there was a comment at the very beginning, like, and so there— I don't think people realize that there, there could be missed opportunities. Um, and I don't say like missed opportunities for good, but look at where we're sitting right now. And I'm— what I'm going to share with you today, I'm going to help you. I'm not just here to give you news, right? You guys, some of you all may know some, some of what Japan is doing. I'm here to explain why what is happening is happening and to catch the signals and the psychology behind it, and I'm going to help you to understand that. But there are too many people that's going to be late to this party, and there's no reason, no reason— I know I got a fake in the comment too— there's no reason for anyone to not, um, be able to get in on this, okay? So I'm going to share something, um, that I, that I wanted to— I kind of wanted to talk about it on Wednesday. I didn't know where it would go, but today I want to share something about what is happening with Japan, where everything is headed. Uh, first let me say nothing I share is financial advice. Everything I share is for educational and entertainment purposes only. Do your own research. One of Japan's major banks— hear me out— uh, SBI Shinsei Bank just opened the ability where millions of everyday banking customers can start earning XRP directly through their bank. I'm gonna break all of that down. And also, I want to interject and say this, uh, I did, uh, go back and watch, um, support Paul Barron's show. Uh, we did a— I think he released it maybe Wednesday, sometime this week, but I was able to, um, do an interview with him. Powerful interview. Uh, we talked a lot about like the psychology and the mental aspects and the emotional aspects behind investing. It was a powerful show. I want y'all to go back and watch that, find that show. Uh, it is under his— it says @DrKamilahStevenson on the, the title of that. So go back and watch that if you have not already. All right, um, you know, and let me say this, let me just go ahead and say this really quick. Um, I'm so glad you know you're working here, I love it. Um, let me say this really quick, man. I, I really— oh, to those who are holding XRP Let me say something specifically with love for you. I do not think the majority of people who, um, who hold XRP— I don't even think they understand what they're holding. And, um, and I mean this as a— we gotta wake up. And what I'm gonna share today with you, you're gonna understand what institutional adoption looks like, right? We gotta wake up because people who have even owned it for years, uh, when I, when I talk to them I think they're still watching it like a lottery ticket, refreshing the price, trying to see what the price is, hoping it moons. You, if you are holding XRP like that and you're looking to figure out when it's going to pop, I get it, and it will, but you are completely missing what you really have your hands on, okay? You are not holding a meme coin. You are holding a piece of settlement infrastructure that serious institutions are building the future of money on. You gotta understand, you, you gotta connect the dots, right? Because in that, that way you'll stop— the, the red days won't scare you as much. The suppression, even if they put— I'm telling you this, and I'm telling you this because then if the, if there's a next leg down, which I do believe could happen, so many people are going to get out. This is going to be it for them. When I tell you, they're gonna, they're gonna wipe out the weekends after this next move if it goes down, okay? Um, and so I want you to understand that there is something structural happening. This is not a gamble on something random. Okay, most people have still never made that mental shift, and I'm telling you, it's time to make it so you do not— so the weekends— because I, I can guarantee you that some people are still going to get shaken out who didn't plan on getting shaken out because they're going to second-guess themselves. They want you to do that. All right, so this is why I'm going to talk about what I'm going to talk about today, um, and Japan. So, so let's talk about exactly what is going on there. So Um, go down, time to buy. I love this. Yes, what's up, 744? Yeah, I promise you I will not be a lottery winner. Nope, nope, nope, nope, by no means. This is not a lottery play. And believe it or not, you're quite, uh, uh, you're quite blessed if you just got in, you know, a year ago or whatever, and, and you, and you just happen to, you know, risk it a little bit more and put more of your, uh, money to get a good position. You just happen to be quite blessed because I can tell you what's going on. Hola! I can tell you— I'm talking to S744— I can tell you that people have been waiting like 7 to 10 years. People have been accumulating for quite some time. What's up, J Positive? So, um, you just happen to be quite blessed, but this isn't something that just happened out of the blue, and this is something that's been going on for quite some time. But let me explain what's going on with Japan so you can understand the psychology behind it. So when you keep your, uh, just think about a normal bank, um, and I'll help you to understand what this move looks like for Japan. When you keep your savings at, uh, this bank in Japan, uh, you earn interest like any normal savings account, right? So what is new with this bank in Japan is that they are now letting customers take a portion of that interest, uh, 20— I think it's about 20% of it. And receive it as a voucher that they can turn into Bitcoin, Ethereum, or XRP. And I'm going to get to the Super Chat in a minute. Uh, so the money still sits in yen and the interest is normal, and then on top you get this slice that you can convert into crypto right through, uh, the bank's own exchange. So, and this kicks off what I believe— I believe it's a 3-month pilot. Over 4 million accounts are eligible to participate. Now, I wanna— let me be precise, and then I'll— like I said, I'll get to the Super Chats in a moment. Let me be precise because I don't want you switching this, and I'd rather you have the truth over a bunch of hype because XRP don't need to be hyped, okay? It really don't. And the truth is more interesting than the hype. That's why I come on here and tell you the truth. I'm not hyping you with nothing. I'm telling you what, what is happening that, that most people don't realize. So in this, because I know what people are going to say, oh, it's a small amount, always this, just like when I talk about when XRP, a, a little bit of it gets burned, oh, isn't it such a tiny amount? It is until it's not, when all the institutions are constantly using it and AI agents and robots are moving money every day, all day, 24/7. So I know there's always this pushback on stuff, so The dollar amount that, uh, that this bank is using, and always, uh, uh, uh, Shinsei, that the bank is using, it is a, it is a small amount. Okay, um, the dollar amount is small, so I'm not, I'm not saying this is like a big amount. A typical saver might see the equivalent of around like $10 in voucher value. Okay, so that's not a program that's going to make anybody rich, and, and it's not a bank that's pouring billions into XRP, although I talk about that as well. But I want to— I want you to understand what this means, okay? The rewards are very modest, so I'm not here to like boast, oh, it's all this much. No, it's not. But here's why I am excited to help you understand this, and it's because the significance of this is where— it's where XRP is sitting. It's where it's sitting. A major regulated traditional bank is placing XRP inside of an ordinary savings product as a normal feature in front of over 4 million regular people who have never probably been crypto investors. Think about who the customers are. They're not people in the comment sections talking about ledgers and validators and all of this other techy stuff. No, no, no, no, no. These are everyday savers, conservative people. The kind of people who keep their money in banks precisely because they were probably never comfortable with crypto. And now their bank is handing them a simple, safe, regulated doorway into holding XRP with no exchange to figure it out on their own, no wallet that they got to set up on their own because most of them don't know how to do that, no fear of doing it wrong. The bank is the on-ramp, okay? And I need you to grasp this very clearly because it is a pattern that repeats every time a new technology crosses over from the early crowd into the mainstream. A technology does not go mainstream when the enthusiasts adopt it. It goes mainstream when it gets baked into the boring. Trusted everyday things that normal people are already, you know, um, thinking about, already using. It's the boring. And that's why I'm going to continue to talk to you about even the boring stuff, right? I, I just did a video on the XRP Ledger. Now, one was an exciting upgrade of collateralization, but I got another video that there's a boring update, and you got to watch the boring because most people did not start using the internet because they got excited about the technology. That is not what happened. They started using it because it started to show up inside of the tools that they were already using, that they already need. The same thing is happening with money, you guys. XRP does not reach the masses by convincing millions of people to become crypto traders. It reaches them when their own bank, the institution that they already trust, just offers them as a normal option on a product that they already have. Here, you can get XRP. Do you get what I'm saying? I need you to think. Like, I'm always— when I'm looking at stuff like this, I'm always wondering, what does this mean? Why did they do it this way? Why did they put it this way? Like, it's a slow process. And also notice the brilliance of how it is designed, because this tells you that Let me tell you something. Let me look at the Super Chat real quick and I'll get back to that. Hey fam, Dr. K, for being God's— get— thanks, uh, for being God's gift, uh, to us and helping us. Thank you so much, Deshawn. I appreciate that so much. You guys are— listen, I know y'all, y'all are here for it. Y'all are here for it. Thank you so much for the Super Chat. Patience is key. Please, y'all, don't, don't talk yourselves out of this when I tell you this leg, this next leg down is going to wipe out the weak hands. There's so many weak hands involved in this process. If you don't really— if you don't know what you're holding, you are not going to hold on long. You got it. Your reasoning got to be there. And this is why I give you this information, not just, you know— and I love the crypto news, um, I, I keep up with it and I watch, you know, uh, Good Evening Crypto and, and Paul Barron Show, and I watch other shows to keep up with the news. But what I'm, I'm helping you to understand— I like— y'all know I like studying human behavior and the behavior patterns of institutions because I, I like to see the backside of why are they doing it this way, you know what I mean? Like the, the brilliance of the, of, of how they're like, they're sliding things in under your nose and most people are just waiting on something exciting. The way they're doing things, you may not notice, but I notice it, trust me. The way the institutions are do, are making changes I can tell that they actually understand human behavior. They hire people that understand human behavior. They are not asking conservative savers to take a risk with their savings. The principal in this situation, like, because, you know, you already know Japan is embedded, the principal stays— that of what they already earned stays safe in yen. That was strategic. The normal interest keeps coming. Strategic. And then listen what they did— they layered the crypto on top as a little bonus. A low pressure— come on, they understand human behavior— a low pressure, low fear way to get somebody to hold their very first XRP. I look at everything through human behavior. And when I would— when I was coaching with health, same thing, human behavior. Nothing is a coincidence how things are shaped. Did you ever pay attention to when you go to the checkout to buy your groceries or your food? What's at the checkout register? What kind of food is there? Candy and chemical-based bubble gum and stuff. Skittles, um, Snickers candy right at the checkout. Do you understand human behavior. Why? Because they want you to think impulsively, instinctively. They don't want you to think. They want to get you to make a— to grab it like a zombie. They don't want you to have to think about— see, when you're in the store shopping, yeah, okay, that's fine, you're thinking about what you might have, your little grocery list or whatever. But listen, while you're— they know people are impatient and they get like airy in their head while they're just sitting around waiting and waiting on the next person to do, you know. And most people They don't have a meditative life enough to even just sit still for a moment and just do nothing, okay? So while they're sitting there waiting and waiting in line and stuff, let me just grab this Snickers aimlessly, no thoughts behind it, like a robot, automatic subconscious behavior patterns. They study you, I'm telling you. They put the, they put the certain colors There are people who study human behavior, and so I'm telling you that even the way they're like, okay, Japan, like, we gotta position people, we gotta get them in, and we can't pressure them. They gonna run and say, oh, that's a scam, this is nothing, you know, I, I'm not gonna lose my— no, they don't, they don't, they don't have to do that. All they have to do is slide it in, keep you getting your yen, your interest and everything, and then give you a little icing on top, a little icing on the cake. Right? And that's how you get introduced to it. And once— hear me out, because like I said, I don't— I try to think in layers. Like, I'm not— I don't look at news as like, oh, here's the new news, oh, the ETS. And— but I can get into that too. But what you got to understand about people and human behavior— yes, dollar cost average, love it, love it, love it, love it. Say the highlight of the show. Um, what you got to understand, I'm telling y'all, I know that I, I I'm telling y'all, once a person holds something, even a small amount, guess what? Their relationship to it changes. It does. They start watching it a little bit more. If they know, like, oh, what's this little— what's this little piece of, you know, whether it's $10 worth or whatever, like, they start watching it, they start to understand it. They go from someone who would have never touched crypto to someone who subtly, quietly owns a piece of it through a trusted bank, okay? Because you got to bridge the unknown from what you know. You— that's where the bridging comes, is that, okay, they know the bank, they know how this works, they know how interest rates, uh, work on their money. So we're going to bring a little bit of the unknown into what they own. We're not going to take them outside and say, hey, you should invest in crypto. They don't know nothing about that. The most people don't. You and I do, but most people don't, okay? And so they go from, again, someone who never touched crypto to now owning it in their bank. And it's my— in my— and you know, what's this that I'm like, you know, XRP, Ethereum? That is how fear melts, because most people don't take action because of fear. You got to melt the fear away. They take action one small, safe, familiar step at a time. For millions of people all at once. 4 million people got access to this. Thank you, Japan. Japan knows how to get it done, okay? And that's how it works. That's how this game works, is they— that, that's how you slide into something. They understand that. They— that, and that's why I love the way Jesus taught. If you, if you look at the, if you look at the Bible, he always taught in parables. If he come talk to a lawyer, he gonna talk, he gonna give you a story that, that makes sense for a lawyer. If he talks to a baseball player, he gonna give a parable that makes sense, or a story that makes sense for a baseball player, okay? If you talk to a business owner, he gonna give a story that makes sense for a business owner, and then he gonna ask you questions that make sense for the business owner so that you can understand the principle of the unknown. He bridged the gap between the known and the unknown. Now, Japan is wise because they understand XRP. Let me, let me widen it out, because this bank announcement, you know, for them, this is, this is not an isolated move. Y'all know they've been moving and shaking. The same financial group behind this bank has been building around XRP for nearly a decade. None of this is new. They have been one of Ripple's most committed partners since 2016. They run live payment corridors moving money across Asia using XRP. Uh, maybe about a month ago or so, I could be off on the time, and weeks back They launched a credit card that earns yield, uh, that earns, uh, you crypto rewards including XRP on everyday spending. Okay, I talked about that. They are the first regulated distributor of, of Ripple's stablecoin in Asia. Okay, and they have filed to bring Japan's first spot, uh, XRP investment fund to the market. So y'all look at while we sitting here waiting, look at what they are quietly assembling together. Payments, a credit card, a stablecoin, an investment fund, and now you got everyday bank deposits, all of it weaving XRP into the normal financial life of the entire country from every single direction at once. Now let me ask you, just, uh, let's just use some common sense. Do y'all think that they would want to do this after price discovery or before? Hmm. Do you think that institutions want to quietly engraft and weave in everyday users into the new infrastructure? Do you think they want to do that before or after price discovery? Hmm. Come on, come on. And think about this too, because I gotta say it. And so if we're gonna talk about the, the actual news of what's happening, why everybody is sitting up wondering why the price still down, why the price still down, the spot XRP ETFs just crossed roughly $1.4 billion in total inflows, and they have now logged 4 straight weeks of money coming in. While the price is down. Do you get what I'm saying? While Bitcoin and Ethereum funds are actually bleeding hundreds of millions out the door. Did you hear what I'm saying? Money is leaving Bitcoin and Ethereum funds and it's still flowing into XRP week after week after week during a brutal stretch for the price. Let me tell— this is not retail panic, y'all. That is That is patient institutional money walking through the back door, positioning themselves while the crowd is looking over here at the chart. Y'all looking here, and they, and they coming through the back door, putting their money in, sliding their money in, right? And here's what that means for us outside of Japan, because I'm, you know, I'm watching. What's up, George? What's going on? Let's go, Clarity Act! And, and I, I Uh, I am praying. Like, we'll see what happens. Put in the chat, do y'all think— what y'all think about July 4th? They trying to get this done by July 4th, right? What y'all think about it? Uh, it's public, it's public knowledge when, uh, for the inflows. You can, you can look, um, you can look that up. It's public knowledge. Uh, I'm looking at the chart hoping it does not go up, man. I'm at the point I don't want it to go up. Why? Because I got so many limit orders. At lower numbers. But I think we're going to have that next leg down, and it's going— it's going— listen, only the convicted will be standing. I mean, the storm is about to come wave after wave and knock everybody out, and it's only going to be strong hands standing. And thank you, because if you sell, I will be there to buy. I'm actually going to be buying your XRP when you sell. So when you— when, when I buy it at 75, 80 cents, I'm buying yours that you got out of because you're scared. And then when it, when it bounce back up and go up, you might need to see a therapist. I'm just gonna be— just call your therapist now. Just get one on, on cue, because most people are gonna need a therapist after this when they see what's gonna happen with XRP. Thank you so much, Marcus. I appreciate the Super Chat. We will never see this price again after this. It's done. It's over. And like I said, do you really think that they want to do all of this before or after, okay? You watching the movements, okay? So, and while much— okay, so we're— I'm in America. I know I get a lot of international people, um, but while we— so much conversation here is stuck on a single piece of legislation and a daily price. That's, that's all we got going on, right? Is the Clarity Act. What's the price at? Okay, we don't Meanwhile, do you, do you understand? First of all, this is a global reset. While we're still either the Price or the Clarity Act, which I'm looking for the Clarity Act too, I'm gonna be sitting there with my popcorn on July 4th. Okay, White House, y'all said y'all was gonna get this done by July 4th. Where's the fireworks? Let's go! But while we're doing that, you have an entire major economy that is methodically building XRP into everyday banking life for its people. Japan is not waiting on permission for nobody. They, they, bye-bye, they moving. They already, they already got their clarity act. They are doing it step by step, product by product. That's why you keep seeing this. And when— hear me out, because remember, human behavior, country-like behavior, leadership behavior, egotistical behavior, FOMO behavior— when one major economy shows that you can take a digital asset and responsibly— that's the word I want to use— responsibly weave it into ordinary banking, the credit card, the savings account, again, the investment fund, it becomes— what it becomes is a working model that other countries, they're going to study it and they're going to follow it. They're going to study and follow it because no nation— I don't care what you say— no nation wants to be the one left explaining why it fell behind on infrastructure of modern money. That transition has been decades in the making, and something built for decades don't just happen, y'all. The people running it are not trying to figure out if this happens. I know, like, like most, most people are like, well, is this gonna— you know, it dropped down some more, you think it's really gonna happen? Like, people are still questioning whether it's gonna really happen. But what are they looking at to question that? They're only looking at the price. That's it. They don't understand value. They're only looking at the price. And like I said, this is the only— this is the only asset where people complain that the price doesn't match, okay? I mean, if you had a house on sale, 50% off house, the house is fine, the house is— the foundation is built, you wouldn't have no problem with that. You'll be, you'll be throwing your money at it. But not, not, not this, because people don't understand it. This is not— they are not trying to figure out if this is going to happen. They are just waiting for the right moment for it to make sense, and then it moves, okay? With us or without us, it's going to move. It's left already. So this, this news that we're talking about is— it's more about— it's not like I'm, you know, I try not to just come on here and say, guess what happened, um, SBI, one of SBI banks Um, uh, since Shinsei Bank, they just, uh, allow XRP, you know, to be embedded into their system. Uh, this is the update news. No, no, no, I try to tell you the understanding behind it, okay? Which is this, this— when you look at something like this, because again, I don't analyze just news, it's like, oh, here's the new update, guys, here's what's happening. No, this is a, a story about how the walls between everyday people and this asset are coming down one trusted institution at a time. And one of the most important financial markets on Earth, this asset is being placed gently. I mean, that's why I say it's, it's strategic. Gently inside, into the hands of millions of ordinary people who would have never ever sought it out by institutions that they already trust. Okay, that is what adoption looks like, y'all. For people who are like— and I'll get to some more, uh, Super Chats— for people who are like, well, it needs to— you don't know what institutional adoption looks like. People are confused. They think it's loud. Institutional adoption is not loud, y'all. The, the Price is the last to confirm it is happening. Institutional adoption is happening. Okay, it's not like we're not waiting for it. It's happening. People confused, they think some institutional adoption doesn't happen in, in a single explosive headline. Guess what, everybody, everybody's— it doesn't happen like that. By the time— and XRP is built for a liquidity crisis, so by the time that crisis is— the crisis has been happening since 2008. It's 2026. I'm telling y'all, the way institutional adoption— and that's what people are waiting on, something explosive. That's the finale. That's the beginning of the finale, not, not the end. That's the beginning of the finale. And people who got in early are going to benefit from that, the beginning of the finale. And then the finale continues into other phases, and it just keeps going and going and going without a ceiling. Institutional— this is how institutional adoption looks. Adoption, it is XRP becoming normal, becoming boring. But y'all don't like boring because boring is like, it's not something that's like massaging your emotions. It becomes bo— it becomes normal and boring. And, you know, it just becomes an— just another option that your bank offers. And that, that subtle normalization is far more powerful for the long term than any single day of price movement to get people excited. I guarantee you that this normal, the normal boring slow method that y'all don't see as institutional adoption of. And when I say y'all, not, not y'all, I know y'all are, um, I know y'all are in it, but most people are not. Um, they, they, they get more excitement if XRP went from— what is it at today? They get more excited. Let's see what XRP is at right now. Um, uh, I'm signed out. Okay, let me go to— why am I signed out of CoinMarketCap? They signed me out. So let me look. I'm curious. I know it was around $1.13 earlier, and I'm just trying to see where it's at right now. Um, okay, $1.14. So if, if XRP all of a sudden went on some crazy run from $1.14 to $1.50, people would get excited. But this don't excite them because people are emotional. But institutional adoption looks boring, y'all. It is. And but I'm excited about it. See, I create excitement around this. Most people create excitement around the price chart, right? You got to know the difference. And the reason why is because I understand the, the method that they're using, and it's so exciting to me. I mean, I just be two-stepping by myself. I'm just two-stepping. Hey, Hey, yeah, while everybody else is looking at, you know, well, this doesn't make me feel good that my portfolio is down or that it's in the red or anything. And I'm, I'm excited because I know the lower I buy, the, the wealthier I become. And I know what real adoption looks like, okay? I know what it looks like. Let me make sure I got, uh, did I get to the— nope, I got to get to these, uh, Super Chats. Um, okay, I missed a couple of them and I'm gonna get to them, y'all. Here we go. All right, um, oh wait, let me— I just saw something that was interesting. Uh, where was it? Okay, July 4th, Iran peace deal, DTCC ETFs open straight up Hormuz, and I still say 15% with Geico. Too much going on. I love to see it. Listen, I'm telling you, it's some— it's gonna be some happy people out there. George, Japan will force the US to push forward with clarity because, as you know, our economies are tied together. One can't move without the other. And that's actually where I did a video where I talked about how Japan wants you, the US, to get clarity. They want— they, they like, listen now, come on, because it, you know, like, your, your economy, you know, we depend on— like, we need to all move together. And it's, and it's so easy to do because XRP doesn't require any trust, y'all. You know, I'll go probably, um, a little deeper with my members on Monday, uh, for YouTube. A lot of people don't— just don't understand what's happening with the trust in the traditional financial system. And XRP doesn't require trust. Do you understand having a monetary system at your disposal that doesn't require trust? Oh my God. Oh, y'all don't know what's going on. I'm all in, Billionaires to God. I love to see this. Thank you for the Super Chat. I love to see it. I mean, if this don't make y'all excited, I'm sorry, I don't know what will. Go, go watch you a comedy show or something. I don't know what will make you excited, but if this don't make you excited, I don't know what to tell you. That you have the opportunity of a lifetime. I don't know what to tell you. How Citibank crypto? Hey Antoine, what's going on? I don't know if I understand that, uh, if it's a statement or a question. Um, But, but Citibank is also, uh, in on, on this. And so a lot of banks are going to get in on it. And, you know, I think I did, um, I did a video talking about just, you know, I just want to play, you know, have a little fun with it. Like, oh hey, what if Clarity Act didn't happen? I think it's going to happen. Um, you know, I'm— the timeline, I don't, I don't know. Like, they're gonna have to pull some strings. I think, I think I'm biased. I think my hope is getting involved. Um, with the Clarity Act. It doesn't matter to me either way. XRP is going to, uh, succeed whether or not, um, I, I get the, the stall and everything that can happen without the Clarity Act. I just want the Clarity Act to happen so we don't have any problems, uh, with this. What's up, Anita? Thank you so much for the Super Chat. XRP is in all, uh, financial news worldwide. That don't happen unless something's happening behind the screen. Absolutely, absolutely. And, and still, I mean, they know most people are not paying attention to this type of stuff, right? Most people are just not paying— this, this isn't exciting to people, you know what I mean? Like, this is the average person. They're not excited about this. The average person really needs something that can, uh, make them, I don't know, feel like something big is going on, you know what I mean? They, they don't understand it. Keep both. Yep, XRP and XLM. Love this. Uh, thank you so much, Dassa. Uh, I appreciate the Super Chat. Hi Kamilah, I hold my crypto on a Tangem wallet. Any advice to get my crypto held, uh, quantum-proof? Um, well, you're— if XRP on the Ledger already has like up— they're already in a phase for quantum, uh, doing it quantum-proof. Now I, I don't know what to tell you about Ethereum and Bitcoin. They, they're not ready yet. They haven't had a consensus yet. And after the consistent Consensus is going to take— that's what Bitcoin's expert says, technology expert— it'll take 7 years. So I don't know what that looks like. Um, they haven't started the process yet, but XRP has. Uh, Ripple has a, uh, a 4— I think it's like a 4-phase, um, process where they are helping to quantum-proof the ledger. And they got also a system where if— and it's supposed to be done by The, the, the deadline, um, was that was given that, that this needs to happen is by 2030. Um, Ripple, uh, and Brad Garlinghouse have their plan is supposed to be fully integrated by 20— by the, I think the last quarter of 2028. So there'll be 2 years early. Okay, they also have a backup plan where if something were to happen, everything would get shut down, and then they have a process where you can migrate everything over in a safe way. Um, and they have that already built within their ledger, so they already have mechanisms in place for what— for if something were to happen before 2030, and then they're already 2 years ahead of schedule, and then they already have an emergency backup plan of a migration process. If anything were to occur. Bitcoin don't have that. I just— I, I, I, I'm not— I hold Bitcoin. I'm— and I'm not trying to like, you know what I'm saying, I'm just telling you the truth. It doesn't. So if something were to happen, and the older wallets are at more risk than even the newer wallets for Bitcoin— Bitcoin has to first come to a consensus before that, that clock starts ticking for them to prepare. But I mean Maybe they'll get it worked out, we'll see. But XRP has already got a plan in place and they've already presented the plan publicly, um, and, uh, but most people are not paying attention to that. Of course they're not thinking about Quantum. And, and that's a, that's a, um, Quantum Proof is important because it matters for which, um, which assets you want to hold, right? That matters for the future and probably the value of that asset. So imagine, and that, and that type of stuff also to me confirms why XRP Ledger was built for institutions, because they was proactively thinking about stuff like this from the beginning. A lot of the stuff, um, is already baked into the ledger to where it's a clean process, you know, to be upgraded and all of that. And so It makes me think, oh, they was really thinking about number one, institutions, and number two, a long time span. So it made me feel even better about— but obviously people are not paying attention to stuff like that, right? They're not paying attention to stuff because they understand XRP. They're not paying attention to that. They just looking at the charts to see what, what price is at, right? They're not paying attention to if it's quantum-proof and which digital assets have already prepared for that, meaning You know, like, you got these monstrous computers that could hack. And for those who don't know, the whole point of the security of the XRP Ledger is that you can have a, a public key, okay, but reveal— but the public key can never reveal or go back to expose the private key. That's the safety net. Of the blockchain, right? And these digital assets. And so, but what quantum computing would do is it would be powerful enough to be able to look at the public key and derive the private key from the public key, which is again the reason why it's the, you know, why it's safe is that nobody has access to that private key. But with quantum computing, if something went wrong, they would be able to find out that private key, which means they would have access. Because if they got the keys, then they got access to your crypto. So you would want the projects that you're invested in to make sure that they're thinking about this, because if they have like some massive crazy hack across the board, then of course that's going to diminish the value of that digital asset. So you want to invest in you know, the right ones, okay, that's thinking about this. Great question, great, great question, by the way. Um, and did I miss any? Did I miss any? I know I'm missing a lot of, uh, of— um, here we go. 744, what's going on? Dr. K, you keep this crypto space alive. Thank you, thank you. I promise you I won't lose my wealth in these casinos. Vegas, yeah. Thanks for all the knowledge you bring daily. Stay true. Thank you so much, I appreciate that. Yeah, y'all don't— don't go and blow it all off. You know, I know, I know some people that, you know, have a little fun. You know, the thing about risk is, you know, you walk into a casino and you want to gamble or whatever, and it's cool because it's, it's cool if you know what you're doing from the beginning. Like, hey, I'm just having fun, I'm gonna take this $1,000 and I won't, I won't lose more than $1,000. Now some people say, $1,000, please, I ain't even gonna lose $200. That's fine, your number is your number, okay? Somebody else might walk in and say, you know, have $10,000, you know, everybody— as long as you know up front this is like— and that's the way you play even high-risk plays. There are some plays you get into and you like, I'll lose it all. And I tell you, I've gotten into plays like that, like, I'm just doing this for fun, let's see where it go. And if it don't go, I already know this, I can lose all of this. Now if you put money in that if you lose it you ain't gonna be able to pay your rent, get groceries, your utility bill, then you can't do that. Come on, let's wake up. This is something I could tell my 12-year-old daughter, you know what I mean? If you're depending on this money and you don't have an emergency fund, you know what I'm saying, you don't have no investments, you, you're not secure, you, you have like— you don't have every— your framework together that you just didn't know, you should not be gambling. No, no, no, no, no. Like, that's for people who already got— just like a Cashflow Life Policy, you want to build that, you want to get— you can't just go into that like, I'm gonna go all it You, you want— that is a layer, that's a layer on top of your, your wealth framework, okay? That's not something you should go into if you don't have consistent cash flow, if you have— you don't have, you know, enough assets, enough investments, enough, you know what I mean? Like, that's not something you just go into. That's a layer that you build on top. So you just got to know the order of things. What's up, Purple Rain? Thank you so much for the Super Chat. I praise your research and guidance. Thanks for all, uh, for all you continue to do for us. Put this in the XRP fund for the kids. Listen, the kids again. I'm working for the kids. No, I'm just playing. You guys are so sweet. Um, I, I will let them know. I keep— I'm like, y'all don't know how blessed y'all are. Mommy is on here doing all the work and the people is just giving y'all the money for y'all future. Um, thank you so much, uh, Purple Rain. You are always blessing them. And I gotta let them know, like, because you come on here all the time and you're, you're donating it to them. And I do put that money into their cold wallets. So, um, thank you so much. I appreciate y'all so much. And, uh, and yeah, you, you got this right, Matt. Charts don't matter. Utility phase kicks in, it's over. Absolutely. The charts will not matter when this thing kicks off into like total utility phase. The charts will not matter, y'all. They matter for trading, like for swing trading. So if you're trying to get in and out of plays and make money, absolutely. Learn the charts, learn them for option trading, absolutely. But when you are talking about long-term investing in infrastructure and building something that you can— but you know, the whole key first is you got to build. Most people skip the build stage, okay? You can't even get to the borrow stage. You know, as they say, build, borrow, die. You can't get to the borrow stage if you don't build, okay? And most people will lose their money. And let me say this too, because everything that I continue to come on here and talk about is headed in one direction, y'all. And let me talk to the people who are going to be fine. There are people who are, who are, who are invested in XRP, and a few years from now they're going to be able to just breathe. They're going to be like, I don't have to worry about money, which is one of the most anxiety-driven things that, you know, most people are thinking about. They're not going to have any anxiety about the future. They're not going to have any panic. Hear me out. Can you imagine? No anxiety about the future because you've done the right thing with your investments. And it don't take much. A little seed go a long way. No panic. Because while everybody else was distracted, they accumulated. And not only did they accumulate, they built their structure. Because y'all know that's the next phase. I have no— I had never have a problem with making money, but the structure— that's why I say I'll, I'll talk to my inner circle. I was just talking to my team about it today. I was like giving them like more information like about some of the journeys that I've gone through. I was like, you know, I don't know if I've ever shared this with you guys, but it was— for me, it was a structure part that I had to like really grow into, and it really takes an identity shift. I promise you it do. But anyway, um, a lot of people are going to lose to taxes as well, okay? If they set it up right— and man, I, I commend the ones who have already done their Roth IRA. I keep hearing like, I've got some in my Roth IRA. You are setting yourself up in a way you can't even fully see yet. I, I've been through tax horror stories. You are setting yourself up in a way you, you can't even understand. I am telling you It is one of the smartest things that you can do right now. And the only reason that more people do not do it is because they are thinking about today instead of tomorrow. They're buying things right now that they don't even need, and they're gonna wake up in a few years from now and they are gonna be deeply, deeply devastatingly— I don't even know if that's a word, but I just felt the need to say it— they're gonna be devastated. They're going to be deeply disappointed that they had a chance and let it slip. I'm telling you, I know what I'm saying. So here's what— this all I want y'all to start doing. Anybody who haven't opened up their Roth IRA, just notice your own patterns. Like, the next time you catch yourself about to spend money on something that you don't actually need, pause and ask one question: could this have gone to a Roth IRA instead for my future? For my kids, for my grandkids, you know, for whatever the future holds. So that one day I never have to feel nervous about my future again. Never. Because why would you choose to, to carry anxiety about your future when you have the power to change it right now? Why? And why would you wait? See, I, I know for most people that that requires change. And if you didn't know, I'm actually trying to get you to change. I'm always trying to get you to change. That's, that's all I'm, I'm here to do. I'm trying to get you to change because I know if you will change, everything will change for you. Everybody's okay with change until it requires your involvement. You know, like at a job when they're like, we making changes, and, and other people, they like, oh, okay, yeah, uh-huh. And then when they come and say, yeah, you're affected by this change, huh? Whoa, Well, we don't need to make no changes then if I'm affected by it. Everybody's okay until it's them. If you wind up in a horrible situation several years from now, it's because of one thing and one thing only: you did not change. XRP is sitting at $1.14. I just looked at it. Near 4-month lows. 4-month lows. Lowest RSI that has been for a long time. The asset is on sale. The structure to protect it exists. At one point it didn't, and the door is wide open. So for me, of course, y'all know that structure is a Roth IRA. I do, uh, mine through iTrust Capital, and I love the fact that they allow that. And I'm, I'm holding my assets there where, as it grow over the years, it's gonna stay mine tax-free. There's no— until you've been in tax problem, in tax trouble, you won't understand this. Like, from making a lot of money, of course, you know what I'm saying? Like, first of all, you gotta make a lot of money to be in tax problem, in tax trouble. So I bless the tax trouble. That means I made a lot of money, and I make a lot of money. Uh, well, I'm not in tax trouble at the moment, but I've had, uh, I've had so much that I had to do to try to clean up, um, stuff from the tax. And it wasn't just it was having, you know, when you have the wrong planners, you have the wrong accountants, you have the wrong structure, you know, people just want to take your money because you got a lot of money and you're not paying attention to stuff like that because you're just like, you know, you're just trying to get it done and you think that like when you, when you hand your information over to other professionals that they just know how to do it. That's why I get educated, because I, as an educated person who understands structure, estate planning You don't have to be like a, a lawyer to understand this stuff, but you should understand it because then you're not going to be taken advantage of. And I've been taken advantage of. And the more money you have, you get taken advantage of. Listen to all the stories. Go listen to, uh, what was his name, um, the bald head guy who, who was boxing, George Foreman. Like, when you, when you have a lot of money and you don't— you're not really paying attention and you just— you know what I'm saying? Like, people will take advantage of you, and people just sometimes charge you because they know you got more money, right? I've tested it out, you know, have workers doing certain stuff, and then they know, you know, like, or, or they, they come to your house or whatever, and they, or they see a car you drive or whatever, and they just want to charge you more because they know you got more money. And I've tested, I've like had family members, hey, call and see how much this person would charge you, you know what I'm saying? I'm telling you, people take advantage of you. I've been through there. Right? And so, uh, thank you so much, uh, Purple Rain again. Jay-Z and Pharrell want us to change clothes, but Dr. K is changing minds. Let's go get this generational wealth, y'all! Thank you for the Super Chat. And absolutely, it requires a mind change and just doing things differently, because like I said, if you will change, everything will change for you. But you are the initiation— initiator of that. Okay, so again, um, even open up your account, do whatever you need to do, um, park some away in a safety net, in a tax-free account, a portion of it at least. Come on, y'all, let's use— let's— we got to use— we, we got to use some common sense. Like, we, we can't— we got to structure things right. And, um, again, for those who have already done it, kudos to you. You are in a brilliant place. The thing about it is that, what, what are you waiting for? Are you gonna wait for it to get to what, $10, $100? Like, what are you, what are you gonna wait for? You're gonna wait until the opportunity is like— most people won't do it when it gets to those prices, by the way. Okay, so, uh, go ahead and do that. The link is in the description. $100, um, free funding bonus that they give you when you fund the account, and that's just their way of saying, you know, thank you, uh, to my community. And so I thank them for even allowing me to present that to my community and giving them that free funding bonus. All right, go ahead and like and subscribe and make sure— I'll be back on Monday and we gonna get into it. I'll be with my members, we gonna go even deeper. Um, yeah, no, no selling, no selling. Let's, let's, you know, never sell it, no way. Let's, let's build a plan for, um, to borrow against and to get yield on our XRP. Uh, the only, the only account that I will, uh, be, uh, cashing in at some point is probably, uh, my Roth account. And you can do a backdoor Roth also. And they can also work with, uh, you can contact them, the numbers in the description as well. They also work with if you have money invested in another 401k and you just want to expose a little bit of that money, you can pay the taxes now, which makes sense, and get in at ground level so that you can get that upside, that appreciation side. So you can diversify also if you only have— if you don't have 4 If you don't have retirement— a retirement account for digital assets, you're missing a tremendous asymmetry move. You're missing out. I— how— do what you want, but you're missing out. Nothing I say is financial advice, uh, but I think people are going to be disappointed in the end. And that doesn't have to be a retirement account. Like I said, that could be an account for you. I know people who are doing it over their retirement age for their grandkids. Like, I parked it away from my daughter for my granddaughter. It's for them. So you can secure the bag for your future as well, because everything ain't about you, right? It's not. It's just not, right? So, uh, hey, let's continue to build, continue to stack, um, get educated. That's why I'm on here telling you guys the business, um, behind what is happening, not just the news, but what it signals behind it. And, uh, and I want you guys to continue to do your own due diligence and know exactly what is at play. Uh, the, uh, the $100 bonus usually takes, um, up to 30 days. Some people have gotten it sooner and some people haven't, and that's only because that's not a correct thing. I'm still working out with a couple of people who haven't gotten it, but you 100% will get it, uh, but it's supposed to be up to 30 days. So if it's more than that, then that's when you want to start, um, you can call them and contact them and let them know, or you can email me and let me know, uh, but you will 100%. And then of course, don't forget, when you get that money, uh, and a lot of people have, because I, I checked with them, they've gotten their fund, their bonus, and don't forget to invest that money too. If it's not invested, you can't get the upside unless you're waiting on a dollar cost average for it to come back down. But just remember that at some point you guys need to invest it, okay? Yeah, uh, keep an eye out on it, uh, at 744 for sure. Um, so, uh, continue to the plan. I'll be back, like I said, Monday. I'll go even deeper with my, my members, and, uh, we're gonna get it in. I'm here to, you know, so that we can do this together. What good is it if you can't do it together? But do not also, um, misunderstand this part. Thank you so much, Tiffany. That in order for you to have more, you simply have to become more. And as always, stay wise, stay wealthy, and I'll see you guys in the next video. Peace out. Happy Saturday.










