Japanese Banks Just PROVED XRP Works — And The Money Is Already Moving

Hey, it's Kamilah Stevenson, and around here we talk wealth. And yes, I am live, RC0715, just handling some, some business. I have so many impersonators, they're getting crazy. Um, watch the chats. I will never ask you for your phone, for, for your phone number or any private information, okay? Uh, any links that you get, always get them from the description because they cannot go inside the description. They just get to the cats in there sending out WhatsApps and stuff. It's not me, okay? Just be careful out there because they go on a lot of financial pages, okay? So like the video, subscribe if you have not already, and, uh, just look and see if you subscribe because a lot of people watch the videos and they still don't know that they're not subscribed. And, uh, we are going to get into some amazing news today. What's going on, Jax? Pretty in Pink, thank you Tiffany. Absolutely. And then I will be going on with my members after this, um, and we're going to dive a little bit deeper. There is something that took place this week that I want to unfold and unravel, and, uh, it is showing that the centralized infrastructure is in trouble. And I'm going to expose exactly what happened because a lot of people missed it. They thought it was a tech, a tech, uh, story, and it was not. And I'm gonna go— you, you're gonna want to be a part of that. And I'll do some more Q&A. So if you have not joined the membership, the join button is by the video, and it's only $2.99 a month, um, or $3.99 if you have an iPhone, uh, just because they charge you a little bit more. My back is doing better, right? So I will, um, for my members After this, I will meet with them at 6:15. I'm going to come back on with my members at 6:15 so that I don't sit straight through. I have to get up a little bit in between, walk around, and make sure that I'm doing my little therapeutic exercises because I, uh, had some back issues from MMA. I shouldn't have done MMA. I was having some— a little bit of back problems before, but it got worse. So I was kind of in the bed all weekend, and if you see me, guys, trying to get comfortable, that's why. But but all is well, and I appreciate you guys checking in on me. All right, uh, a lot of y'all asked me about this black swan around my neck. Um, no, it doesn't mean anything. Me and my kids all have them together. This is our necklace. Me and my daughters, my two daughters, they have one as well. And, um, it is, uh, does not represent anything. All right, uh, what on earth happened to the ratio? Yeesh. Using heating pads. Now I am because it's been a few days. In the beginning, you should do the icing, and then you can go to icing and then heating. I am going to get into something amazing. All right, go ahead and like the video, subscribe if you have not. And I just want to say, this is not financial advice. Everything I speak to you is just for entertainment and educational purposes only. And 744, we are just getting, uh, started. You guys have been holding through the noise Price is, um, been suppressed. The market is uncertain. Headlines are mixed. I don't care what is happening on the day-to-day, whether it's the green, the red, or whatever. We can see the cracks that are happening in the financial infrastructure and in the traditional routes that were not created to handle the level of crisis that we are facing right now. And, um, so I, I know you guys have been holding through the storm, and trust me, I'm— what I'm going to share is going to be very encouraging to those, because what I try to do is help you to strengthen your conviction, okay? And you're not late, uh, Nam, you are not late. And for those who are naysayers, I hope that they just open their eyes and see what's happening and research what's, what's happening so that they can make sure that they're making the best financial moves for themselves. Okay, I really feel bad for people who's not paying attention and just moving forward like everything is okay. Um, I, I just, you know, but for those who, who understand, hopefully you're making decisions, uh, to position you and your family. And, um, yeah, so we're just getting started. What's going on, Kevin the Spider? All right, so, uh, last, last week Uh, the Japanese bank stood up at a live conference, um, and showing that there was actual, uh, settlement data. And I want to talk about what they showed. So the Japanese banks are, are, are using XRP, and I want to help you to understand what that meant. So I believe it was on the 7th, there was another event on the 8th that took place that I'm going to talk about with my membership that was astounding. Um, when I explain it, you'll see what it all means, right? So, um, thanks so much, Endowment Factory, and, um, trying to help people to really understand what's happening, um, and get positioned. April 7th, uh, at the XRP Tokyo 2026 conference, uh, the Japanese banks did something that, of course, the mainstream financial press is not going to cover deeply, and I'm going to expose it to you today. Uh, they show receipts, receipts from actual settlement data from actual cross-border payment corridors that they have been running. So now they're at the point where they're meeting and they're showing data of what is taking place. So what they're showing is that cross-border payments using XRP settled 60% cheaper than SWIFT. It's one thing to just say what it is. It's another thing to say, listen, we are testing this and we are doing studies on this in real, in real tests, by the way, and saying and presenting to the world and saying this is the results, okay, that is 60% cheaper than SWIFT and it settles in under 4 seconds. This is not like me or you just saying, yeah, XRP settle in 3— we always say 3 to 5 seconds, right? They are— they have tested it and they are presenting it. Okay, so these are not— when you, when you think about the comparison of SWIFT, these are not, um, small improvements or incremental upgrades to an existing system. They represent a fundamental restructuring of how the cost and the speed of moving money across border works. Okay, and, um, I like ZBIC Network. I do, uh, and I do personally think it's worth getting into. Nothing I say is financial advice, but it's all about your education and your conviction around it. Okay, it's not one of the ones that I'm personally overly invested in. I do have some. Okay, let me just say that, and I've talked about ZBIC a lot in my membership. I went over it. If you, if you're part of my membership, you can go back and watch the videos, but I've talked about it a lot. I think there's real use case for it. Um, but when I am not all the way invested or educated in something, I have a smaller position size. It's just like when I'm option trading, I take small position sizes in the beginning when I don't technically know what direction this may go in. It's called like a starting position. And it's the same way you do, is that you can increase your size when you have a little more conviction and education behind what it is you're holding. And I always tell you guys to get educated in what you hold because it'll give you stronger conviction and it'll help you to hold through the noise, right? Um, crazy, was just looking at it for with a friend. Uh, but yeah, I do have, uh, I do have ZBEC and I've been investing in it, you know, building my position. And, and the thing is, you guys, like, let me just interrupt and just say this and I'll get back to what I was saying. For all of you all who are— there's a lot of people since last year who have been saying they're waiting, they're waiting on the best price, they're waiting on the, the, you know, XRP to drop to this price and that price. I already told you guys I have limit orders in for large amounts at lower prices, so you guys know that about me. And I, and I hope that it falls. I'm waiting on it to fall. I really, you know, if, if the reverse carry trade every, you know, happens, everything will fall. I don't know what happens after that. I think XRP is still in the best situation Um, but this is what I keep, um, saying also, uh, and this has nothing to do with the CBAC question, it just made me think of something. If you're not participating right now, think about somebody who last year, back in October or November, started saying, okay, I'm gonna start accumulating. For those who are like just waiting for the perfect timing, please, you guys, do not time the top, do not time the bottom. This has been— it's been 6 months since October 10th, the big liquidation event. It's been 6 months to be able to accumulate. It doesn't matter whether it takes off, whether it drops, or whatever. You should be— if you don't have a good position in these assets that you want to get a good position in, you should be dollar cost averaging. You should be participating. All right, and so imagine somebody for the last 6 months who've been DCA-ing a little here when they get paid, a little there, or whatever that looks like. Imagine how far they probably are to where you are right now if you are that person waiting on the best entry point. Please, y'all, don't do that, okay? I just wanted— I just wanted to say that, right? Do not do that. Participate, dollar cost average, check on your position sizing. And yes, if we get a drop, save your money, okay, for a nice drop. All right, so, okay, back to what I was talking about. So we have fundamental, uh, restructuring that is happening, um, and I love this, um, buying, uh, Thank you so much. So close. I buy every week. Love this. Um, I just wait a few paychecks. Yep, make it easy and simple, you guys. Like, don't try to time the top and the bottom and all of that because you get in trouble. I mean, this is a very simple principle. Continue to learn. Dollar cost average. You know, don't spend your money on stupid stuff because I'm telling y'all, everything is being tokenized on the blockchain, and I don't think people really understand what that means with the market cap. I don't think people understand what's going to happen with inflation. We got stagflation right now ringing its, uh, ringing a bell. The Fed's hands are tied. There is no real way out of this mess that we're in, to be honest. It all ends up, uh, breaking. It does. Uh, so either you're gonna be on the wrong side of the street or you're not. Um, now let's talk about SWIFT. SWIFT is, um, because this is important to what we're holding, and, and it's going to make sense to you. SWIFT is, um And I've explained this before in the video, but SWIFT is the system that's processed, uh, global banking transactions for really over about 50 years, right? And think about how SWIFT works. It takes one— if you've ever used it to wire or anything, it takes 1 to 5 business days to settle an international payment. I do not like that. I just can't stand waiting that long at this moment. That's why, y'all, I don't really use wires like that. What do I use? Take a wild guess. Something that can get to you in 3 to 5 seconds that don't cost a lot of money. Just take a wild guess, right? So, um, it— with SWIFT, the fees, they, they're gonna stack up, right? You got the, the cross, um, across correspondent banks, you got the intermediaries, you got the currency conversion. Um, a business sending money like from Japan to the Philippines does not just pay one fee. They pay multiple fees of, uh, to multiple institutions along that chain. So think about how every single hand that passes through that, that chain has to take a cut, and that's what happens. Okay, so, and the reason why I want to explain this to you, let me just say this too, and I'm looking at the comments making sure I'm not missing something important. The reason why I have to say that, um, is because, and the reason why I continue to explain XRP's Um, Price, uh, thank you so much. I, I'm just looking at some of y'all's comments while I'm talking. You're amazing. I've been following your content, very informative. Look forward to your content. Thank you so much. Um, you guys are always so kind. Um, but the reason why I continue to talk about this is, uh, because of XRP's use case. You know, I continue to explain its use case in a way that you can understand because it's connected to the future price. Okay, and there's always new people on the channel, so I am constantly building a case for XRP, you know, because honestly, some people who didn't believe it earlier, that may start to change as they hear another piece, like, and then another piece. And you have some people that's like, they never believed in XRP, and I'll get to the, to the Super Chats, but now all of a sudden they believe in it because they see what's happening. Okay, and they're being educated. All right, and so now being an early believer, it does require some risk, but guess what? That risk pays off because you get in at bottom level. You— you know, I was getting in at 20 cents, okay? Some people didn't get in until the hype came and it reached all-time highs, and now everybody's like, oh my God, XRP taking off! And then they got in at the top, and then it dropped to the bottom, and then now they're mad, and they're like, this stupid cryptocurrency, this didn't— you know, it's, it's dumb, I'm getting out. Why? Because they got in at the top. It, it's not— XRP's use case haven't changed, it's actually building a case, but they're mad because of the emotional you know, um, feelings that they had to go through with getting at the end, at the top of something, and then having to watch it drop, you know, 50+ percent. That's psychologically damaging for a lot of people, right? But if you follow the use case story, you will understand what is going on, okay? And, um, it's never a good idea to get in at the top and to sell at the bottom. Sorry, uh, that's just a mistake you got to understand that you made, and you gotta really follow what's going on. All right, so, um, off subject, thank you so much, I appreciate this, uh, Super Chat. Off, uh, subject, but I tried to move SHX to Tangem and lost your tokens. Luckily you tried a small amount, but don't understand why. Did you move it through Ethereum or did you move it through Stellar? And you got to make sure that Tangem— did you put— do you have Ethereum on, uh, Tangem? You got to make sure that those— that you add those tokens also to Tangem. Um, yeah, because I'm not sure why. And I'm happy you— that's why you always test a small amount and make sure for sure that it's not lost, right? So it's not going to be under SHX, it will be under Ethereum. If you transferred it through Ethereum, you got to go under Ethereum to find it. So make sure that you're, that you're looking in the right place, okay? So, and if you did it through Stellar, then you got to go under Stellar. So it's not gonna say SHX, it's gonna be a drop-down from probably more than likely Ethereum for you, um, but you got to check both of them. So, uh, do a little bit more digging to find out if you really— you're not going to just see SHX just pop up there on the Tangem. It's, it's on— it has to be, uh, it would have been transferred through either Ethereum or, or SHX, um, and then you got two different types of Ethereums that you would— you can transfer it from. So, um, I don't think you may have lost it if you put the the actual address in. You may just not be able to find it, but I wanna, I wanna kind of know. I wanna follow that story. Um, all right. Um, Sheeb too, you, you lost Sheeb, is that what you're saying? Um, yeah, that's interesting. Are you sure? Um, and then let's say try opening iTrust Capital Roth and they want $1,000 before they can move crypto into a cold wallet. I guess you have to wait to put $1,000 in. Uh, for the Roth IRA, yes, it's a minimum— when you, when you open up an account, it's a minimum of $1,000. But for the premium account, you can move your actual assets in there. So it'll say, do you want to move money or do you want to move assets? And the assets have to equal that $1,000, uh, price. So, and let me, let me clear this. Thank you for saying this, and thank you for the Super Chat. Um, so, but yes, you have to, um, that's the minimum amount. They brought it down, um, and that's one of the things they went over when it was on the, on the show, is they brought down the price to open up. You know how like some banks you have to have a minimum to open up or whatever. So they, they do have that minimum. It used to be $2,500, but they lowered it, and they even said that they may lower it in the future. So it's not like a static thing. That was one of the questions asked. But remember, guys, for a Roth IRA— I just wanted to point this out— for a Roth IRA, you cannot move assets into a Roth IRA. You have to, you have to move money there because they have to— now, if you have a rollover, I think you can just roll— you can roll over more than amount. That's the only stipulation., but you can never just roll over assets, okay, to a 401k. You have to put the money in there. Why? Because there's a cap for how much you can spend in a Roth IRA, remember? Oh, and by the way, I do want to say this. Let me just say this right now while I'm, while I'm talking about it, because this is very important. Uh, 2 more days. You have 2— what's today's date? You have 2 more days before you fund your 2025 Roth IRA, okay? So, you know, Uh, just know that you have 2 more days, the, uh, and then you have to go into 2026. The cap is $7,000 if you're under 50 and $80,000 if you're over 50. All right, so just make sure that you understand that, um, again, you, you put your assets in a— most people are gonna have their assets in a taxable account, or if you're gonna take profit, you're gonna have to pay taxes. Okay, we already understand that. Make sure you know that you're gonna have to pay taxes, but it's always good to allocate a little portion of your assets into an account where you have no taxes involved. Okay, so that is a— that's just diversification and hedging and just making sure like that you have that account where there's no taxes. And so it's a very smart idea to max out your Roth IRA before any other account. Okay, again, in, in 2026, the amount actually increases to $7,500, I think. Okay, um, looking at some more of Say ready for the, uh, bullish news to come out. Yeah, and that— and, and this is what discourages people a lot too, is that when— and I see this in the comments a lot, it's like everybody's like, more news and it's still not going anywhere. Do you really think they wanted to? Like, if there's more good news and more institutional adoption and the price is still suppressed, we know it's manipulated, not good. We, we get sick of it. I, I just can't stand that it's manipulated. However, there's good in everything, and the good thing about it still being manipulated, tied to Bitcoin, suppressed, just like silver's been suppressed for years, is that you can still accumulate at these levels. It cannot stay suppressed, okay? Because necessity, and when it's needed, that's going to outweigh everything. Trust me, at the point where they need it, and you understand what is happening with institutional adoption. Matter of fact, let me finish what I'm saying because you're gonna understand just how blessed you are to have XRP still suppressed while good news keeps coming out. And some people, that frustrates them, but are you not paying attention? Why are they getting in? Okay, so let's talk about, let's talk about what the— again, the use case for XRP, because this is what gives it its, its value, not the price. The price does not represent the value right now. It's, it's use case. It's the fact institutions will need it. As you see, they just came out and said, okay, we're testing this. It's 60% uh, faster, uh, cheaper, and it's quick. We— it gets— you're talking about 1 to 2 day— 1 to 5 days, and you can get something into another country's hands or bank in 5 seconds. XRP removes the entire chain. You don't have any corresponding banks, no intermediaries sitting in the middle collecting all these fees for doing nothing except existing between the sender and the receiver. They ain't even doing nothing half the time, right? So the money converts to XRP very quickly, moves across the XRP ledger in 4 seconds, and then converts— because I think the testing was 4 seconds— and then converts into the destination currency on the other side. Done, finished, done. 60% of the cost gone. Days of waiting gone, and this is not a pilot. I want you to know that we're not talking about lab testing or anything. We are talking about SBI Holdings. Go look it up. One of the largest, uh, Japan's largest financial institution and one of Ripple's longest-standing partners have been running live XRP remittance— remittances. I always say that word. Y'all know I get words, um, I got tongue twisting with my words. They've been doing this for— since 2021, starting with Japan to Philippines corridors. They've been doing it for a long time. So what was represented at the Tokyo conference— look it up, they had a Tokyo conference— was not the beginning of something. It was the data from something that's been already running for years that's getting significantly expanded right now, okay? Now follow me. Um, absolutely, thank you, I appreciate this. Yeah, I'm trying to get you guys to, um, I'm trying to get you guys to understand and follow the story. So you are, so you are in a good position with 2,000 XRP. I think that, so 1,000 XRP, and I think I talked about this before in one of my lives, will get you, is put you in a position where you have more XRP than the average XRP holder, okay? You're in the top— I don't know, like, let's— I'm gonna give it a wide range, 10 to 15% of all XRP holders. That means that number gets smaller if you're talking about all crypto holders, and it gets even smaller when you're talking about just people in general, okay? Because a lot of people don't know about digital assets. For people who think they know, they don't. Y'all, the reason why you know, and I always tell people this, your algorithm changed. Like, you get— you got videos popping up and stuff because your algorithm changed, but it's a small group. It's a small group. Go ask your— at the next, at the next barbecue this summer, go ask them about HBAR and if they understand anything about fast settlement. I mean, like, people, especially XRP, they may know about Bitcoin, they may even heard about ETH, but the average— and they probably— they're still not invested in it. Most people. So anyway, I always say if you don't have any, try to get to $1,000. And, uh, and I think, uh, $3,000, you can— if you had $3,000 long term, you could just know you're in good hands. It's not a matter of if, it's a matter of when. Okay, um, it's— but you know, everybody accumulate for different reasons. You know, I got some, uh, for my family member. Um, thank you so much, Dwayne. I appreciate this. I opened my iTrust Capital today Uh, when does the— oh, that is awesome. Usually the, um, $100 funding can come within 30 days, sometimes sooner, but they just give you that guideline. And if you don't, you let me know because I'll make sure that they, uh, get it to you. But, um, just wait a little, just wait a few weeks, uh, it should hit your account. All right, it usually— they always say just to get themselves, you know, the space and the time, they always say 30 days, but a lot of times people have gotten it sooner. I've been checking, uh, but if you are worried about it, don't worry. Um, let me know, or you can also contact them and even ask them. Um, but they make sure that you're taken care of. Um, I'm gonna actually, um, hopefully I'll have the CEO actually, um, come in and, and chime in on the live. Very great guy. Now let me, let me, uh, continue this because I want to build a story to just help you to understand what it is that you're holding, right? So again, we're talking about, we're talking about one of the largest, like I said, uh, partners of Ripple. Um, what was presented in the Tokyo conference was, again, it wasn't like, oh, we're just presenting this. This was years of, of, of collection of data that they have really, really been using. Okay, now at the same conference, here's what's really interesting, man. What's interesting? All right, I got you, definitely, Dwayne. Here's what's really interesting. Um, and they, and they told you, okay, 30 to 45 days. Okay, they are, uh, some people are getting it sooner, so they you know, they, they are gonna tell you that, but it— a lot of people have been getting it a little bit sooner. Uh, what's up from Vegas, by the way? All right, so I'm going— oh, okay. So you— then you— if you get past 30 days, make sure you contact them also. I just want to say that, right? Um, so for family— okay, I'm gonna get to some more of these. Uh, $10, $20, 20 or whatever. I'll get to some more of these, um, comments that I'm looking at. Now, um, at the same conference, I also want to share this. Ripple added, um, Ripple added— say you need 400 XRP to become a billionaire. Ripple also added, uh, 12— 12, 12— there we go, got it right. All right, they also added 12 new currency pairs, um, targeting Southeast Asia corridors. Where cross-border payments demand is growing at probably over about 10% annually. That means 12 new routes, 12 new corridors where institutions can move money faster and cheaper than SWIFT. Okay, now I'm going to do the math on this. So we got 12 new sources of daily XRP demand that did not exist before April 7th. Now here's what I want you to understand and why I feel like this moment is much different um, from anything that came before it. All right, so for years, think about this, for all the naysayers, the argument against XRP from skeptics was often some kind of version of, uh, the technology sounds good but nobody's using it at scale. Um, that was a pushback. And, or, uh, you know, show me, show me the real bank, show me the real money, show me the real numbers, all of that. Now you got the Tokyo conference was the moment that it showed that that argument has died. Why? Because you cannot stand up in front of a room of financial professionals and present fabricated settlement data. These are institutions, remember, with compliance departments and regulatory oversight, right? So the numbers that they presented, they are real numbers. The corridors that they are running are real. And when they tell you, okay, this is the amount of cost it's saving us. We are testing this versus Swift, and they are saying it's a 60% savings for— what do you think other people listening in on that is going to figure out? Okay, listen, at this point, if somebody don't see it, I just think they— I don't know if they either want to be blind or they just too proud to say I didn't think that this was going to get real institutional adoption. I don't know, okay? And I'll get to some more of the Super Chats. I don't know, but it's important for you to understand this. 60%, uh, understand what 60% of cost means at institutional scale, y'all. You got to remember, this is institutional scale because XRP was made for institutions. Let's never forget that, okay? We are not talking about a few dollars saved on a wire transfer. This— don't think 60% of your cost, okay? Think it's 60% of institutional costs. The global cross-border payments market processes— here's the numbers so you can understand what that means— over $150 trillion annually. SWIFT handles a significant portion of that amount. A 60% reduction in settlement costs Across even a fraction of that volume represents hundreds of billions of dollars in savings that currently go to intermediaries and correspondent banks. Do you get what I'm saying, right? So that money has to go somewhere when the intermediaries get removed, right? And the asset that facilitates every single one of those transactions that gets used on both sides of the conversion— remember, because you in your currency got to trade to XRP, and then over here it got to trade back into your currency, right? Remember that it burns a small amount permanently with every single transaction that processes. Remember, XRP is a deflationary, uh, asset, meaning it— a little bit of it gets burned every time it's used. So for them sharing that at the Tokyo conference, the proof is in. The question is not about if it works. The question is How fast is this going to scale? Okay, and Japan just so showed proof of that. Now let me explain to you what Europe is doing because this is going to get even better, right? So yeah, I do love XLM too. Okay, so I think that's the question here. I love XLM. I love it. Absolutely. I love XLM like I love XRP. It's just XRP is made for institutions. XLM is made for retail. Both have the fix the same problem. But XLM is a little bit— I like it because it's a— it's creating a bank for the unbanked. I, I feel like it's for the, uh, the underdog, you know, the outcasts, right? The forgotten, the person who can't even get a bank account in certain countries because they have stipulations and things like that. To be able to move money, I mean, I think it's going to solve the problem in impoverished nations in giving. Like, there's so much that I love about XLM. Right? And it is also fast settlement, okay? But it was made for retail, not necessarily institutions. And the same person who made— who helped to create XRP also helped with Stellar to create— help Ripple to create XRP. The same person who helped Ripple with XRP to create it is the same person who helped Stellar to create XLM, right? So, um, so yeah. And I love XDC, by the way, too. All right, so let me say something even more important because this, this story actually builds, believe it or not. If that ain't enough, it's more to come, right? So Europe, let's talk about Europe real quick, all right? Um, and, and I'll get to some more of the, uh, comments. And I talked about the agents and stuff that'll be moving XRP. Now, while American institutions are sitting in regulatory limbo right now, okay, we're waiting on the Clarity Act and I don't, I don't know. Every day is something different. Yeah, we gonna get it. No, we know we not. Okay, now it's, you know, okay, we, we're probably gonna get it, but not sure. I won't, I won't be convinced till it actually goes through, but hopefully it will, right? But I want you guys to know, I'm going to give you some information about Europe because they're not— European institutions are not waiting. They already moved. They already moved. And yes, I like HBAR. I see it, right? So Um, my top 3 coins, guys, are XRP, XLM, and HBAR right now. All right, so also last week, um, XRP exchange-traded products pulled in about $120 million in net inflows in one week. That is the largest single-week haul for any XRP ETF since maybe December of 2025. Now let me tell you what makes that extraordinary. 70% of that $120 million came from Swiss institutions, not American funds, not US-based retail investors— Swiss institutional money. These are, uh, professional— so I want you to understand what that means, and I'll help you to understand it too. Professional capital managers that are operating inside one of the most sophisticated and well-regulated financial environments on the planet has made deliberate decisions to move a significant amount of capital in XRP right now. Follow the money. For a lot of people, that takes research. That's why I try to give it to you, because I know some of you all don't have time to do this, right? Follow the money. I want you to understand what SWIFT institutional money means, first of all, because this is not the same as retail investors buying on the exchange. And Uh, so you have, uh, Switzerland's financial regulator, and I'll explain it to you for those who— just so you can follow along, it's called FINMA. Okay, they have built one of the most mature crypto-inclusive regulatory frameworks anywhere in the world. I help you to understand what this means. Trust me, just follow me. And the SIX Swiss exchange lists dozens of crypto they call ETPs. Giving institutional players a fully regulated exchange-listed mechanism to gain some exposure. So when Swiss institutions move $84 million into XRP in a single week, they're not speculating or gambling, you guys. They are making a very calculated institutional allocation inside a fully regulated structure after doing their due diligence, because they're going to do it because they have compliance departments. Okay, now let me go back because a lot of people are like, well, what's FINMA? Well, what's that? Okay, FINMA is basically Switzerland's financial regulator. Okay, so think of them as the SEC, but they actually have— FINMA has given them the green light to crypto years ago, and they built a clear rule book around it. So they have rules around it. So when Swiss institutions buy XRP, they're doing it inside of a fully regulated legal structure with their government's blessing on it. That is different from what American institutions are waiting for, right? We're waiting on Clarity Act. Now, when I said ETPs, because go back, remember I said, um, I talked about the ETPs giving institutional players fully regulated exchange, um, listed, uh, to for exposure, right? So their ETPs there is basically the same as an ETF. So it's a regulated investment product that trades on the stock exchange. So when Swiss institutions bought the $120 million worth of XRP last week— this just happened— they did it on the Swiss Stock Exchange, the same way you would, uh, buy stocks, uh, of an ETF, okay? It's the same thing, they just got different names, right? So that's institutional money moving through institutional infrastructure. That's not retail, okay? So it's not retail FOMO or anything like that. It's really institutional conviction. Now here is the historical context that I was gathering when I was looking into this, okay? And this should make you pay attention. So this is not the first time European institutions made this specific move ahead of American regulatory clarity. They're— so Europe, the European is making their moves actually first. And if you look back in the second half of 2024, European institutions made an almost identical pre-positioning into XRP's ETPs. That's what they call them. But what did they do? They accumulated real quietly and very methodically. People didn't know about it. American Institute— us, we— because I'm American, I know I got all kind of people on here— we sat on the sidelines and we, we're waiting for regulatory certainty. A lot of people are waiting on that, right? We need regulatory clarity, y'all. But listen, but it's not just about that, okay? So institutions, they, they— the way institutions get in, it takes years for them to accumulate. But y'all want it overnight. Y'all, y'all want it overnight, okay? They've been doing this, like, they've been making moves, accumulating very quietly. Oh, it's the patience, honestly, that's gonna get you filthy rich. It's your patience. So anyway, what happened if we look back— and I'll get to some more of the Super Chats, give me one second— if we look back at what they did in 2024, what happened after the European pre-positioning— that's what they did, they pre-positioned before Americans got in. XRP during that time ran from 50 cents to, to above $2. So the European positioned before the move, and Americans watched, and then they kind of got in after. And right now, in April of 2026, with the Clarity Act markup targeting, I guess, in April or May, I guess we'll see what that looks like, um, which if it passes, it will permanently, you know, um, classify XRP as digital commodity under federal law and could unlock billions of new institutional inflows. A lot of people are waiting on that, but the European institutions are doing the exact thing they did in 2024. Positioning before American regulatory doors open. So it's a signal because before they positioned early and now they're positioning again. So what does that mean for the timeline? Well, the Clarity Act markup is supposed to be targeting— well, late April, I think now it got moved to like May. But if it moves forward, XRP gets the legal clarity that American institutions have been waiting so that they can jump in at scale. And the ETF applications already in, they're already in the pipeline and they have a clear path forward. Like, so we're looking, when we look at these signals, we're looking at what, what steps may happen next. Okay. European institutions already know this is coming. That's why they're getting in. I just told you they went in heavy last week, pre-positioning before the Clarity Act, right? That's why they moved 80, I believe that's why they moved $84 million in one week. They're not buying because they're, you know, like, they're— trust me, they're being calculated, okay? They're buying because they are— they can read that the regulatory calendar is coming, and they understand that the window between now and the Clarity Act passage is the probably the last big window to accumulate before American institutional money enters into the same trade, and that's going to push the price up, right? So they're, they're thinking smart. They like, let us start getting in strong. Okay, so now if you zoom in and you look at this, we got— so what we got, two things. Japan, or Japanese banks, just proved the technology works with live data. 60% cheaper, under 4 seconds, 12 new corridors just opened. The operational proof is verified and it's now public. And then we have also European institutions just showed you with, with $120 million in one single week. That smart money is positioning right now before the American regulatory gates open. Okay, so technology works, institutional money moving, regulatory catalyst is maybe a month away. I guess it's supposed to be in May, April, whatever. And y'all— and not y'all, y'all, y'all actually doing— the world is still waiting. By the time— listen, you know how like you trying to catch a train? You ever been running into the, uh, the train station and the door is about to close? Now they open, right? And they, and they about to close on you, and you gotta, you know, hurry up and get your position on the train. Like, the doors are gonna close at some point, y'all. Like, and when I say the doors are going to close, it doesn't mean that you can't keep buying But I'm talking about the doors are eventually going to close at where we are at the suppression, at where the— and, and to be honest, let me just say this, um, like the video if you haven't already. Let me, let me go back and I'm gonna get to some of these Super Chats. Let me say this, I have no idea why people want the price to just rise right now if, if, if they don't have a nice position. Why? If I didn't have, you know, 5,000, 10,000 XRP, I wouldn't want the price to go up. Why would you want the price to go up? The reason why some people have been able to make these, um, larger numbers and get a better position in just digital assets— when I say XRP, I mean all of the utility coins, okay? ETH, you know, some people love Solana, I love HBAR, I love Quant. Like, why do I want— if I have the, a moment to get more accumulation, why do I want them to just skyrocket? If you are under $10,000, um, for example, XRP, why do you want it to skyrocket? You're gonna— if the quicker it skyrocket, it's gonna take you longer now to have your financial freedom moment because you're gonna need— first of all, because that stops you from being able to accumulate at low prices. And now you're going to be catching up, and we're in inflation. We're in the middle of a, of an energy crisis right now, right, where there's stagflation, where— and then people are getting laid off their jobs. AI is late, you know what I'm saying, taking over. Like, why would you want it to like go crazy? If— now I can understand why somebody who got a large position would, I get that, but if you haven't got enough chance to accumulate, wouldn't you want it to like stay down so you can get these. You're done once they start moving. You're, you're probably— you're priced out, I'm telling you, right? You are priced out. Let me, um— thank you so much, I appreciate this. What are your thoughts on Flare, the utilities? I think Flare is going to do amazing. It makes XRP better, it makes digital currency better. They're going to be great. Um, Flare is in one of my top 10, so I think Flare is going to do great. I don't even know if people are going to be able to buy Flare in the days. I don't even know if people are going to be able to buy XRP. I don't know, like, I don't know what could happen. I, I, I, I don't know, right? Um, I don't think, um, I don't think they'll— I think they'll— they may— they can put stipulations on it. They can say you got to be an accredited investor, you got to have 7— your network has to be 7 figures. I want to make sure I didn't miss any Super Chats going back all the way up, just making sure. Um, thank you so much. I missed this one. Thank you. I appreciate this so much, um, for the Super Chat, guys. Uh, now let me go work my way back down. So I am, I'm constantly trying to explain. So I am low. I do load up on Flare as well. I just want you guys to know that. Um, please talk a little bit more about XLM. I will. I'll talk. Thank you again. I'll talk a little bit more about XLM. I've done it a little bit in my membership, but I'll bring a little bit of um, you know, they got it firsthand. I'll bring a little bit of what I'm looking at as far as XLM. XLM is going to do great. XLM is going to do great. XLM for the win, baby. I love it. I love it. So I am— but do understand, I really want XLM to come down to like 8 cents, and I hope all of them do, right? Do you understand what kind of— listen, wealth is made in the buy. Not the sale, it's made in the buy. Because technically you don't need to sell to be wealthy. It's made in the entry, in the buy. The better your entry, the better your options, okay? People are made like during crisis, when there's a crash, when there's a stock market crash. You, man, so many multi-millionaires made back in 2008 and 2022. A lot of people will suffer, but not the ones who are educated like you guys here, learning and growing and understanding where we are as an economy. Right? Um, and it doesn't— a little bit, let me just say this, a little bit goes a long way. I know I'm throwing out higher, okay, 10,000 XRP, and some people are like, man, I only got 500. Listen, if you get to 1,000, you got more than, again, most XRP holders. You don't realize that a lot of people don't have that much, especially in this economy. Like, it's already hard as it is to try to figure it out. What do we— you think about meme coin Pepe? Um, Canary Capital files for spot Pepe Coin. You know, a lot of people like Pepe. I'm just not investing in Pepe. Pepe made a lot of people a lot of money in the past, and I've made money off of Pepe in the past, but I, I'm not into Pepe like that. Um, I'm into more fast settlement. I love Quant and, uh, HBAR. And, you know, but, and I'm not saying it won't do well, I'm just saying it's not, it's not one of my picks. Um, I'm picking, you know, highly institutional adoption type, uh, digital currencies that I kind of understand and that I study. And I, I know where the institutional adoption is coming, coming from. I know how they're using it. I know what kind of problem it solves in the world. Um, XPR Network, I like XPR Network as well. And, uh, so there's a lot, you know, I'm trying to focus, um, but I don't know, you know, if they got a a spot— if they got a spot Pepe coin, uh, Canary Capital files for it, that, that's fine. I'm just not into it as much as I am, um, some of these other utility coins that I'm mentioning. And, uh, and you don't want to— like, some of these coins are not going to make it. Like, you, you know, you, you really want to make sure, like, the ISO 222, like, you know, utility, you know, institutional adoption And I'm not— I don't know what Pepe is doing, honestly, but definitely not on my list. Um, so yeah, um, but it, you know, it may, it may, it may— you know, a lot of people make money off of swing trades. Oh, so let me just say this too: if you swing trading something, that's, that's different from holding for its use case, okay? So it's not that you can't make money off of other coins, um, I just think we're going into a utility phase, and I think things are going to be different when, when you go into that phase. Okay, uh, but yeah, so thank you so much, uh, Caleb Shaw. Hi Kamilah, hope you're doing well. I just wanted to say I really love your com— um, content. I was curious on your thoughts about ZBEC Network. Um, yeah, thank you so much again for the Super Chat. I like ZBEC Network. I do, and I'm investing in it. So I think it has real use case. It is not my top 5 or even my top 10 currently, but I think it will do well. I do. I don't have a crystal ball. I do make investments in it. And, you know, it's so easy to make investments when you're at kind of like the ground level, like we are now, of institutional adoption. Just like the ground level of, of, of the internet. It's like some stuff may make it, some stuff may not, but you just have your position sizing in a way that doesn't threaten you financially. When— if any— if— let me just say this: if you got your money in digital assets and you can't take a 50% pullback, you're overleveraged, right? So because even now, if XRP I would love for it to drop down to 80 cents, right? I would love for that. Um, or, you know, if Bitcoin is to have a 35% pullback, you got to be okay with that, right? You got to be okay with that. So just make sure you're not putting your rent money in digital currency and you're putting your extra spending money, the money that you would normally spend on other stuff, right? Make sure you have your money to, you know, take care of your, your, yourself and your household or whatever that looks like. If you are crying and you just can't, you can't make it if, if there is a 30% pullback or 40% pullback, you may have your position size too much, or you may, you may not be putting your investing money aside. You may be putting your operational, your household operational money into crypto, and I don't suggest that, right? So just, uh, think about, think about that for a moment. However, there are some people High risk, high return. Let me say it on the flip side. You might risk yourself and, and live off of the very bare minimum. You might sell all that you have, right? Like some people do that. That's even scriptural. Sell all you have for something that you think is precious, um, and for that it's risky, but high risk, high reward. But that's a decision you have to make. Again, nothing I say is financial advice, uh, but yes, to answer your question, I do like ZBEC, and I've mentioned that a little bit, and I've even done I've even done, uh, in my membership— see, I go a little deeper in my membership. I've done actual, uh, lives specifically on ZBET Network and, you know, what I like about it. And, um, I explained it in detail. All right, so, uh, still accumulating, hoping to reach your freedom number. Absolutely. And we will, you know what I mean? We just gotta trust me, guys. This is, uh— thank you so much, ConTechFu. I love it. Thank you so much. I appreciate the Super Chat. Right, uh, and, and I got— I'm invested in a lot of digital currencies, but I, I happen to get in a long time ago on a lot of them, and right now I'm only accumulating the ones that I really want the strongest position in. Okay, um, thank you, uh, Henry, I appreciate this. I was a 13 on the Silk Road with the boys. I remember 40 cents for— wow, for Bitcoin, that's $7.9 million if you have $40 worth. A small investment can change your life. First of all, thank you for sharing this. This is so encouraging, so inspiring, and such affirmation of even what's being said, which is that when you get in on bottom level, even if you gotta wait a little bit, even if you gotta have a little patience, that is where people get super wealthy. And a little bit goes a long way. That's why I keep telling you guys that if you're not in— I— if you watch me and you don't have 100 XRP, right? I sometimes meet people that's like, I'm, you know, and it's like, why I still ain't got— and it's like, it's been 5 months and you, and you believe in it, you, you understand. What are you waiting for? Like, you know, the, the, the power of, oh, getting over inertia. Like, it's just some people got to make a move. Like, you gotta, you gotta get your brain to on go, okay? Get your brain on go. Because some people just sit back and they really are waiting on the right— okay, when I get— okay, my next pay— no, not your next paycheck. I'm sure you go buy Starbucks, you're gonna buy something before your next paycheck. You're gonna buy something before— now if you say I'm not buying nothing until my next paycheck, okay, I get it. But I guarantee you you gonna stop at a fast food, you gonna stop at a Starbucks, you gonna get your hair done, you may buy a pair of earrings or whatever. You're gonna buy something before your next pay. So don't give me that, I'ma wait till my next paycheck. You are dealing with fear and you, you're dealing with being stuck. And sometimes the only way to get unstuck is just to do it. It is no, no more reading books, no more videos, no more, you know what I'm saying, like You don't need a million videos to understand at this point where we're headed. All you got to do is look at what, what's happening in our economy. If you follow this channel, you know, right? But again, I'm not trying to be— I'm not trying to tell anybody to be risky. What do I tell you guys? A little here, a little there, whatever that looks like for you. Whether it's $5 here— I told y'all, my daughter gave me $5 here, put this in HBAR, okay? Maybe your $5 is $50, maybe your $5 is $500. Everybody's different. Point. But, um, man, get moving. It ain't, it ain't enough convincing in the world after, after a point, okay? So like, what do you got to lose? You got a digital commodity. You're spending your money on stupid stuff most of the time. Yeah, hold on for dear life. Um, and also, again, I do want to reiterate, um, because people don't think about this until it's too late, if the Clarity Act does pass and American institutional money enters this trade and XRP appreciates significantly, because we know people gonna FOMO in. And y'all know retail can— wow, retail can make a coin go 5x, 10x, 20x. That ain't nothing. Retail, you know, we're waiting on the, the digit— if we're waiting on the digits that you guys and, and that we talk about, it does require institutional adoption at scale, right? Um, and it— and XRP being utilized, right? But retail can 5x, 10x. That's why I don't understand people who even say, oh, it doesn't— first of all, I do have institutional adoption, but people who argue against that and say it's going to stay down, retail can make it go 10, 20x. That ain't nothing, right? So even if somebody wanted to buy now and 10x or 20x their money, they could, right? It's not hard. That's not hard to figure out. But anyway, if XRP does, uh, appreciate, uh, then you got to remember the decisions you make before that move determines how much of what you built you're going to keep. Okay, so this is also why I do, like I mentioned before, hold my XRP in a taxable account, which means, uh, I mean, a non-taxable account. Sorry, most people hold it in a taxable account. And yes, we do want to take profit and we got to understand taxes. So put some of that money aside in a high-yielding savings account or something and wait for it. Don't get in trouble. But to have it in a non-taxable account is very smart too, right? Because if you have it in a taxable account, IRS is going to take a lot of money from you, okay? And I keep saying it, so, um, you know, they sit back. You know, it's crazy the way they operate. They, they don't hold through the uncertainty with you, right? They ain't did the research like you did, but guess what? They're gonna show up and say it's time for you to give me my money. Right? And I don't even know what that's gonna look like right now. The debt that we— uh, it's just, I don't even know. The inflation is gonna double tax us at this point anyway. Um, I always say take a portion of that and put it inside a tax-free account, okay? So I do hold mine inside a Roth IRA through iTrust Capital. Tax-free growth. They also offer, um, silver and gold backed by physical silver and gold in the same account. I do have some silver and gold in that account as well. Um, and I just want to say, the window to establish your cost basis inside a tax-free structure before, you know, um, you know, price appreciation for assets, uh, that window is open right now, but it doesn't stay open. Okay, so the link is in the description. They do have a $100 funding bonus. Anybody who hasn't got their $100 funding bonus, don't worry, you will get it. Um, they do, they do tell you it takes a little bit of time for them to get that, but when you get it Make sure you put those in your investments as well. You can always reach out to them if you feel like you haven't got it yet. Trust me, um, they'll, they'll make sure you're taken care of. I'm in contact with them too, so they know you come from my community. Always let them know you come from my community. If you have any questions about rolling over a 401k plan or pension or anything, you can contact them as well. Okay, um, so, and, uh, yeah, XRP is trash. All crypto digital illusions of wealth, not money, period. Wake up, sheep. What do you have your money invested in, Miss Diane? Um, I would love to know, um, what, what you have your money invested in. Um, because the SEC has already declared it a dig— uh, these, a lot of these digital currencies, digital commodities. And, and if we all sheep, guess what? SBI Holdings, the largest bank, and they got more money than you do, I guarantee you that. And, uh, Bank of America and JP Morgan and the rest of them that's getting in and they're getting their positions, um, in the infrastructure, who got way more money than you do too. I guess they sheep too. Um, I guess all the institutions that's loading in millions and hundreds of millions of dollars, I guess they sheep too. And they— and you know more than them. Do you have a bank? I'm just wondering if you got your own bank. I don't know if you do or don't. Um, but I don't know how credible this is because You obviously, you're not watching what's happening underneath everything. All right, so that, I guess that makes all the institutions that have, again, uh, compliance departments, and these are very sophisticated, uh, people who have tested the rails. I just explained to you guys that the rails have been tested 60% faster than SWIFT. Um, Ripple's partnerships over $300, uh, 300 banks, um, and 11,000 banks are connected to SWIFT and Thunes. Now they have a pathway to XRP. So I'm just under— I'm not understanding where you're getting your information, but I'm explaining my information. You can go do your own due diligence and check this out. But if it's trash, then I guess the people, the big banks, are— they also— they're also going to be in a lot of trouble. And maybe you're smarter than all of them. I wouldn't say so, but I don't know. Um, so I just wanted to comment on that because as you see, we do have some people who don't think that XRP— and that's your decision, by the way, I'm not fudding you at all. That's your— I'm really saying, like, do you have— do— are you smarter than them? Because you're basically saying that what their moves into digital infrastructure is slow, and Tom Lee and Ethereum is slow. And are you smarter than Tom Lee? I don't know. Like, if digital infrastructure, you know— are you, um, Kevin O'Leary? Are you smarter than him? Because he also said that if you're not exposed— and he's a billionaire, by the way— so do you— if you don't have more money, like, he obviously knows how to make money, you know what I'm saying? But it, you know, you got old school guys that got billions of dollars that's like, hey, you need to at least have a bare minimum of 5% in digital assets, right? 5 to 20% exposure. Are the 401s— are the people who manage that, are they, are they cheap too? Are they slow too? Because they actually If you didn't look at the headlines, they just added, oh, digital assets into both. One case is Fannie Mae slow, uh, uh, the— are they— is, is Miss Old Manny, uh, Fannie slow? Because we talked about that too. Y'all know you can now borrow against your Bitcoin and your digital assets to collateralize and buy a house, right? And so if you're able to use it as collateral. Fannie Mae only uses what they deem as wealth, as real wealth, to be able to use as collateral. You can't use collateral, uh, you can't use something that's not real wealth as collateral. They're not going to allow that. So I guess, I guess now that— I, I guess they were stupid for allowing you to be able to borrow against your digital currencies to buy a house, right? So are you, are you paying attention to all of that? Like, I, I don't know, I just want to ask that question. Like, because I don't understand how people come to those conclusions that digital assets are trash when we, when we see what's in front of us. Like, I don't understand. Um, say never ever. Yeah, you got to have a bag that you never ever ever sell. You can borrow against it, you don't have capital gains. Um, so maybe she has cash flow. So I, you know, I am just, I'm just building a case because like, I don't, I really, y'all, I don't get it. 401s, Fannie Mae just added, you know, banks and institutionals getting in at scale. And guess what? The only reason— I can guarantee you, the only reason why somebody's saying that digital assets are trash is because what? The price is suppressed. So you— that if you're going to be the person that only look at price as to how valuable an asset is, you're gonna miss it. You're gonna miss it. You're gonna miss— you're not gonna look at nothing else. You got the whole President of the United States that's trying to get the Clarity Act passed, legalities in place, regulatory clarity, are structured around what? Trash. Because that's what, that's what, that's what it is, it's trash. So you got the Clarity Act and Brad Garlinghouse and the CEO of Coinbase and banks working out a deal for what? Trash. Like, that doesn't make any sense. Like, if you— like, I'm not being— I, I'm missing it somewhere, y'all. I don't know what to say, right? You— so you got all of that happening around trash, right? You got the SEC naming them digital commodities because they trash. The SEC, right? I don't get it. And you know what, maybe, maybe I am proud also to be a sheep because you know what, my sheep hear my voice and no other stranger. So you know what, you just declared a biblical principle over all of that, and you know what, we receive it. We receive it. All right, all right, y'all know it's my page, so I could be funny. All right, let me get to some more of the Super Chats, and then, um, I'm going to take a break, and then I'll be on with my members at about 6:15, uh, Central Time. It's almost— it's 5:47 Central Time. I just want to take a moment to genuinely thank you for the work you do. Thank you so much. You don't just teach, you bring clarity where there is confusion. Thank you so much, Alvin. I appreciate that. And that's what I'm here to do, so that you can make your own, so you don't listen to the FUD and stuff. Like, I'm just give— I'm presenting everything I say. You can go look it up and, and do the research. So I appreciate that because I, I really want you guys to, you know, be educated on what you hold. I don't want you to just hold it. Uh, thank you so much, Daywalker. Kamilah, I just want to say thank you. My 401k finally, yes, rolled over into Roth IRA account. Thank you for everything. Holding XR— hoping XRP drops under dollar, man. And I also— and look, you have got position, I love that. Um, and you and anybody who do want to expose a little bit, because some people are— again, like I said, you know, like, uh, wealthy people are, you know, like the Kevin O'Learys. And I follow all of them, whether you disagree or not. I follow wealthy people and what they do with their money. Um, but they're saying like, hey, you— if you don't— if you got all your stuff in a traditional you know, markets. Yeah, it's good. It would be a good idea at this point to start, you know, and they see what's happening. They see all the rules are changing and how institutions are getting in. So of course they're following all of that as well. Um, so, and some people are definitely— I see y'all saying she gonna cry. Some people are gonna be very upset when they see this, um, paying out. Like, again, we gotta have patience. I've never tried to hype you guys. We have to have patience. We gotta wait for all the ducks to line up and, you know, what that looks like. But trust me, it's not a matter of if, it's when. It's already set in stone. You think Brad Garlinghouse— do you think he out here making all of these connections? And no, like, he's got a whole plumb line. So you, you can see it or you cannot see it. My members, y'all gonna understand why, even why XRP is even more valuable. Because I'm going to talk about something that I'm not even talking about right now, a secret meeting that I'm going to talk about and expose what happened in that meeting and what it said. And if you got your money— if you think your money in a, in a centralized banks and, and with centralized networks, if you think that's, um, or centralized infrastructure center points, if you think that's safer than digital assets, you have no idea what's going on.— or if you think that's safer than, you know, even other assets, okay, you have no— or physical, um, commodities like silver and gold. Remember, digital assets are now digital commodities. If you think— man, you, you have no clue what's happening, right? Um, it's everything gonna break in a minute, okay? Just watch and see. Uh, thank you, Marcia. I appreciate this. Uh, my Kamilah Stevenson, I want to thank you for consistently sharing your wisdom and educating the family. Thank you. Much blessings to you and the family for sharing you with all of us. We appreciate you so much, and I appreciate you guys so much as well. You guys always show me so much love. Uh, Dwayne, thank you so much. If you can do a one-on-one with Dr. K, absolutely worth it. She takes excellent notes and builds a financial portfolio for you. When I look at my portfolio on page 9, I hope XRP stays low until I get to $20K. I love to see it. Thank you so much, Dwayne. I'm gonna have to have you, uh, do some testimonials or something for me. I'm gonna have to have my one-on-ones But I promise you guys, yes, I'll make sure, like, you guys, um, if when you guys put it— things are going to change, um, in April, uh, in May, because there's so much demand for the one-on-ones. So my calendar is going to be more and more restricted as time go on. Um, there's a huge demand, but I can guarantee you I will overdeliver. I will get— I, I will make sure that you know exactly what direction you're going in. And, um, yeah, because I, I, I really want y'all to win. I, I, I can't That's all I can say. That, that's what my heart wants to say. I really want you to win, and I honestly would do whatever is necessary for that to happen. Okay, so, um, I love this. KB, it was swatting gnats with a baseball bat. Help the sheep. Yes. Um, let's see, let's see, let's see. And I don't mean to— like, everybody can speak freely, right? But I'm just saying I don't get it. I'm just trying to tell you, I really don't get it. And I'm— I, I, I don't get it. I, I can't unsee what I see, all right? And maybe you just don't see it yet, and maybe you won't see it until it starts to go up. And you, you know, you're gonna be different from smart money. That's what— that's what they call— I don't call it— that's what they call dumb money, is when people get in when it starts running because now you convinced all of a sudden. You ain't look at all of the details and all of the cracks and everything underneath the rug. You didn't pay attention to that, but now you're paying attention to just price. And that's when you priced out, because guess what? They tip and toe— they tiptoeing behind your back like they don't want you to find out what they're doing. But for the people who watching, they understand. So, uh, thank you, Antoine. Uh, you're such a breath of fresh air. You're speaking the truth, y'all. Please listen, she knows what she's talking about. I appreciate that. You guys are so wonderful. And, uh, and let's see, Kamilah Stevenson donated $10 in the Super Chat. Just gave you over $9 million worth of XRP. Yes! Which will be priced at 1 billion per XRP before, uh, September 2030. We'll take it, we'll take it. You guys are so amazing. Um, also, um, remember, I want you to understand, um, as we're talking about what's happening globally, that's one thing. But again, I want to reiterate, knowing exactly what that means for your specific situation, like your stack, your structure, um, your timeline, your tax implications, protecting your assets, that's a different conversation. And that is what my community group calls are for, and my clarity calls are built for. The links are in the description for everything, um, and, uh, we're going to continue to talk some more. I'll be back on with my members. Give me 6:15 Central Time. I'm going to give up— get up, move around. You know, I'm still having back problems, um, but I just want to, you know, reiterate also, uh, last thing I want to say. Let's— oh, first of all, like and subscribe if you have not already. Uh, share this with someone who needs it. Um, I just want to finally tell you again, listen, the Japanese banks Follow, uh, what they're doing. A lot of these banks, they just answer that question for you, um, that, that you need to know, which is, you know, what, what is the proof that XRP works? Okay, what is the proof that it works? What is the proof that how fast it is and how much it can save us money? And remember, um, for anybody who don't know, you got to follow what the institutions are saying when they say this is the data This is the proof that it worked for us. Why? Because XRP is made for institutions, not retail. It's made for institutions. So when they start coming out and they're saying it saved us 60% of all the money that we move— y'all know institutions move millions, billions, trillions, a lot of money— it saved us 60% and it's quick. Needless to say, um, this is something that, that we, we want to invest in. And you already see a lot of nations, um, positioning themselves, and you'll continue to see it. Um, and if you look for it, you'll really, really see it. They don't want you to see it, but it's there. All right, so do your due diligence. Please do your research. Don't just listen to what I say. Nothing I say is financial advice. Always do your own research and understand that your convictions are yours alone. I do want to strengthen them by educating you but I want you to go do your own homework as well. And as always, I want you to stay wise, stay wealthy, and I'll see you in the next video. Peace out.