Most Of Crypto Is About To DIE... Here's Why XRP Won't

Hey, it's Kamilah Stevenson, and around here we talk wealth. Let's get into it. There is a lot to cover. Uh, Joe, will Flare, HBAR, XLM, Quant, ZBEC, Jasmy— oh, you got some good ones on there— will they die, and if so, why? You know what, um, I'm invested in a lot of what you just shared, and, uh, based off of my research, those are definitely ones that I believe will be utilized., and I'll help you to understand the difference and how to arrive to your own conclusion when you're investing in these technologies, because all of them will not survive. All right, now let me say this. Go ahead and like the video if you are here. We are going to get into it, and it is going to be amazing. All right, hey CX, and yeah, subscribe if you have not already. Also share this video with someone who needs to understand what is happening with cryptocurrency, because if you are not positioned right, uh, it could wind up being a huge mistake. Also, uh, right after this, I am going to go live inside of my membership, and, um, I'm going to talk about how to get cash out of your crypto without selling your crypto. I've talked about this a little bit. It is the strategy that, uh, that the wealthy use. They use it with real estate and stocks, um for hundreds of years. This is what they do. They borrow against the asset instead of selling it so that it continues to compound and grow, and you get the upside of that, and you do not have a tax drag that comes with that as well. And now it's available for your crypto. So what I'm going to do different this time is I'm going to walk you through the entire landscape, and I'm going to tell you which platforms actually accept XRP, where they live right now, because everybody don't. But I want— and there's a lot of platforms that a lot of people don't know except crypto, um, including— and I think this will surprise some people— people are buying houses with it as well. All right, and so I'm also going to work on— I'm going to add to that particular training right after this, uh, a full resource document that has every platform, every rate um, that you can borrow against, the real estate options, and also the 8 questions you want to ask before you pledge anything, because you got to make sure you're doing this the safe way, right? Um, so say, Uncle Alert, what's Uncle Alert? Alert, thank you for the Super Chat, by the way. What's that? Um, all right, so go ahead, like I said, and like the video. So yeah, we're gonna dive in after that. What's going on, Andrew? We're gonna dive in and we're going to talk about that. And that is something that, um, you guys have asked me about, but I want to make it practical. Like, where do I go to borrow against and stuff? And I'm going to give you my thoughts on all of it as well. You want to do it in a safe way. What's up, G Money? What's going on? I'm happy you're here. All right, so, so Omari say, oh, that's cool. Say, so basically you're about to snap, uh, tonight. Yeah, I want to, I want to help people out because a lot of people, they want to be able to utilize their crypto. So I'll, I'll help you with that so you can prepare better. That's really what I want you to do is to prepare better. All right, I'll continue to look at the chats, but I want to get into this. Also, one other thing, one other, other thing, um, uh, I am— the link is in the, uh, description also for, um, in 2 days I will be, uh, I'll tell you again, quote, I see your, I see your, um, questions. Um, you're asking how do I come up with my thesis for XRP? It's through education and research, uh, honestly. And, and you know what, I'll share something. Um, I'll share something on that note. I'm gonna tell you, uh, the answer to that question, and that's right here. I'm gonna revisit this in one second. I just want to remind you guys that on the 22nd, which is Wednesday, in two days I will not be here doing a live. I will be back Saturday, and it's— I'm going to talk about some good stuff, um, then as well. But 2 days from now, I'm going to host a free live class, okay? If you have not signed up, go ahead and do so, all right? Um, I'm going to walk you through the Wealth Architecture Method, and that's the same method that I use with my private clients, okay? How to structure your accounts and entities, um, so, and how to save on taxes, how to hold crypto with in a protection mechanism instead of guessing on how do I do this, where do I set it up, you know, how to make sure that taxes are not— don't become a huge issue and how to save on taxes. I'm going to go through all of it. It is absolutely free. Trust me, I've taken time to structure it based off of your feedback. Okay, so the link is in the description. We have 2 days left. I love it. Amari is registered. So if you have not registered— good evening, what's going on? What's up, Kimberly? If you have not registered, please take a moment and go ahead and register because it is going to be amazing. Now, uh, let me say this before— where was the question? I know they kicking the can as far as they can, boy, they really are. Uh, there was— where is the— oh, here it is. Okay, so I'll come back to this question, right? Go ahead and like the video if you have not already liked the video. All right, and my, uh, let me see if I can open up my, um, YouTube page over here because my screen is getting stuck and I do not want to not be able to see your questions, um, tonight. Because that is a no-no. So let me do this real quick, but I'm going to answer that question. And they were asking, how am I able to— oh no, I don't want to go there. How am I able to get my thesis? Okay, let me— all right, there we go. So I can see over here. There we go. In case something gets stuck over here. All right, well, let me just say this, uh, even before we get into it tonight, because I'm going to talk a little bit about utility and how most crypto is about to go to nothing. Um, let me just kind of interject something, uh, because I do hear a lot of that question of my thesis, and, and I get a lot of people that's like, oh, XRP is not going anywhere, look at y'all, hahaha. Okay, let me, let me just lay out a few receipts, and, and this comes as part of my investigation and my research, okay? Not a prediction, not price targets. These are just things that have happened. Number one, the SEC case is finished. XRP has come out on the other side of a years-long fight with the top financial regulator in this country, okay, which that status is resolved now. Um, most of this market is still waiting to find out if they're even allowed to exist. XRP has already answered that question. So tired of the whole idea of the Clarity Act. It's on, it's off, it's on, it's off. Now we got like 20 days left and we're trying to figure it out. I told you my thoughts on it in another video, so I don't want to revisit it. There are also live spot ETFs in the United States that have pulled in over $1.5 billion in cumulative inflows. I know this information because I say it all the time. I keep reminding you in my videos and A lot of people, if they're just not following it, um, and they want to FUD XRP, that's up to them. But I'm trying to explain to you how I come to my thesis and some of the things that have already transpired. And it's so much I can't even name it here, but I'm gonna just take you down a quick list since that question was asked. So, um, that, that money from the ETFs is real institutional money, right? Buying and holding week after week after week, including through months. When the price was falling. As a matter of fact, it went 8 straight week— 8 straight weeks in inflows while the price was at its lowest it's been in 19 months. RLUSD, Ripple's stablecoin, has grown, okay, past $1.5 billion in circulation, up from around $130 million a year ago. And the reserves behind it by US Treasuries, which means it is plugged into the same machinery that funds the entire American government. Uh, somebody's asking where do they register. That will be in the description. That's in the link in the, in the description. You'll see it. Also, tokenized real-world assets on the XRP Ledger has grown past $3 billion, up from $1 billion. That is real value. That is real instruments that is living on the ledger right now. Also, Ripple spent $1.25 billion to buy a prime broker and renamed it, uh, Ripple Prime in March. It appeared inside of the DTCC's own clearing directory. This— that's the settlement backbone of American finance. So they're sitting in the same registry as the largest, uh, firm on Wall Street. Next, the OCC The federal regulator that charters national banks, okay, gave Ripple conditional approval for a national trust, uh, bank charter. That is the banking, uh, regulator, not Congress, and they're moving, okay. Also, Ripple received a full MICA license out of Luxembourg, which passports across all 30 different countries of the European Economic Area. So it's not like you got to keep getting them in all the different countries. No, it expands out. So while we're still arguing about a bill, Ripple is legally clear to operate regulated payments across an entire continent— not a country, a continent. Also, Ripple has taken equity stake in— have you heard of Flutterwave? Oh, we have moved into Africa, which has processed over $50 billion across more than 30 African countries with RLUSD as a settlement asset on the XRP Ledger. And also, I have not even released this yet, but the AI agents have reported software acting on its own. Remember, these are softwares that do not involve humans in the loop. Oh, they have just now made over 1 million payments on the XRP Ledger. Machines paying machines, settling in seconds for fractions of a penny. So I don't know what to tell anybody if they can't see the, uh, the writing on the wall. I just don't know what else to say. Anyway, when I'm looking at all of this evidence, that is what I'm looking at, that is what I'm investigating, that is what I'm researching. And I'm going to help you to understand how to do the same with some of the other tokens. By the way, if you missed XRP at in the pennies, I would suggest— and let me just say this before I even say that— nothing I say is financial advice. Everything I share is for educational purposes only. Do your own research. I'm about to tell you what I would do. I would start loading up on some XDC at 2 cents, like, and I'll get into why, why I believe in XDC. But if you missed— and I love XLM as well, so— but if you missed something so, so, so cheap and you have a time horizon, I would suggest loading up on some XDC for great reasons, okay? But everything I mentioned, and I will, um, go to the Super Chats when somebody comes to you— see, so for me, I'm answering this question, I don't see XRP as speculation. When someone tells you this is all speculation and, and there's nothing underneath it, understand what they're saying. They are really just saying the price hasn't moved, I want the price to move, and the price is what allows me to know when I should slide in and when I should slide out. And that's fine if you're a trader. That is not okay when you're building for infrastructure. That is not the move that I'm looking after when I'm trying to accumulate from the wealth transfer. Okay, so I have a different position as an investor, right? They are saying the price hasn't moved, so nothing has happened. That to me is not an analysis. That's them reading a chart. And matter of fact, that's them— if they're, if they, if they're looking at this on a long term That's them reading a chart backwards and calling it a conclusion. Speculation is a story with nothing behind it. Let me say that again. Speculation is a story with nothing behind it. I just told you plenty that you can go and verify for yourself, and I didn't even get half of it. What I listed was a lawsuit resolved, licenses granted in 30 countries, a seat inside of Wall Street's clearing system, billions in real assets on the ledger, million payments made by machines that honestly have no opinion about any of this at all. You are definitely— and everybody else who are looking at price, they are allowed to think that price should be higher. I get that. Everybody's even allowed to be frustrated by how long it's taken. But do not let anybody tell you that nothing is being built, because the record says otherwise. And if somebody just cannot, like I say, see the writing on the walls, I have nothing else to tell them. But for those who can't see the writing on the wall, let's talk utility for a minute. That's what I want to get into. Let's talk utility, and we're going to get into why we need to be reframing this. Okay, um, now I will— let me go to the Super Chats because I did miss some and I don't want to get too far ahead and, and, and not get to them. Uh, thank you so much, Two Dogs and a Guy. Cool, cool. Um, first time small bag XRP here, let's go. What is the Canadian equivalent, uh, to a Roth IRA, uh, for putting my XRP safety? Um, they have a different tax-free account in Canada. I have to look it up again. I've, uh, because I have a couple of clients that I work with, um, from Canada, and I've, I've shared this information about, uh, their— what is it called? Give me one second, let me see if I can— it is a— because they do have a specific account, and even their— they have like, um, uh, holding code, like they have a particular— even the way they do their LLC structure, it's, it's pretty similar but a little different. Um, let me see if I can find it real quick and I will get back, um, to what I was saying. Uh, the Roth account, the Roth account, um, in Canada, what is it called? I don't want to give you the wrong answer, um, because I know they have one. And oh, let me take this off the screen as well. I'm waiting to see if it pulls up. I think it was like a T something. I could— I want to make sure I got this right. Yeah, it is. Okay, yeah, it's just a, uh, it's the TFSA. It's the tax-free— that's the closest equivalent is the tax-free SA, uh TFSA, Tax-Free Savings Account. TFSA, it's not, um, it's not exactly like a Roth, um, but somewhat similar because like with the Roth you put the money inside the account and then you buy the asset. You fund this particular account, you pay the taxes on it early, um, and then it lets you pull the money out at I think any age. I gotta look at the specifics. I wanted to just grab it real quick. Um, but I couldn't remember the name of the account, but it's TFSA. Not exactly like I say, like a Roth, but the closest to— I'm trying to give you the closest one to it. Um, 10 gems, gold coin, gold coin. Okay, I'm trying to figure out what that means. 10 gems, gold coin. Uh, let's see, let's see, let's see. I think I, I think I missed— I did miss Anthony. Thank you so much. Good evening, beautiful young lady. Your knowledge is fantastic. I appreciate this so much, uh, and if it's something I don't, um, know, I will definitely look it up and let you know about it. Um, Canada, uh, oh yes, pull it out anytime. Uh, what's up Purple Rain? What's going on? Put this towards the XRP fund, the fund for ZE, this fund this weekend on Z, ZBAC meant buy, buy, buy for me. Accumulate despite the fear of these assets. And listen, I've been buying ZBAC as well. Um, I just bought some yesterday, so I had to— uh, somebody asked me, um, somebody asked me the other day, I was talking to— I'm, I'm trying to get a few teenagers also to get in on crypto real early, but, uh, utility coin crypto. I'm writing this down for the kids. And also for you guys who don't understand ZBEC, for example, um, ZBEC is a stream— it allows you— it's a technology that allows you to, uh, stream payments in real time. So, you know, is this a good solution to the fact that, like, you have people that, you know, like, something happens with their job, they don't get paid, then they gotta wait like 2 more weeks? This is— I think it's amazing to get, you know, paid in real time. Like, I'm doing the work now and I'm getting paid as I go. And so Zebec is a project that helps to stream, and they have real institutional adoption. They have are they already implementing it? So hey, these are the things you want to look up, look at when it comes to utility. Okay, now, um, okay, so all right, we just got the, um, I haven't even looked at this yet, but Trump just agreed to the Dems on ethics. Okay, so he like, maybe he like, I got enough money or whatever, let's get this thing done. Okay, um, yes, it will need the Clarity Act, uh, needs about, what, 7? Is it 7 Democrats in order for it to pass? So we gotta— we got a slight hurdle. But maybe because the ethics got passed— because see, even if they were to say let's take this outside the bill or whatever and let's agree on what we want to agree on, still the Dems may push back on that because it's something that they want done and they, they want it done, you know what I'm saying? Hit that like button, by the way. All right, let's get into it. Um, because, uh, and like I say, nothing I say is financial advice. Everything I share is for educational and entertainment purposes only. Hit the like button. Last year, more than— you may not know this, but I was looking into the research of this— more than 11 million new coins were launched. Today, about 80% of them are already dead, gone, worth nothing. Okay, and that is not, um— and I'll continue to look at the, um Email your senators, people. That's right. And I'll continue to look at the chats, but I want to help you to understand this. And then, like I said, I'm going to go with my members and rock with them. But that number, it's not a crash, right? It's a preview of what is probably coming for most of the market in crypto and why a few that survive are going to matter more than ever, right? So we're looking at something different, okay, that's transpiring. So let me tell you why those millions of coins died, because that's the whole lesson that I want to help you to understand, because that's what's going to happen again, okay? And when I tell you, those, those, those, those meme coins, they go up and down. I got into a meme coin based off the chart yesterday and got a quick 10%, um, I got a quick 10% win on it, but I was— it was only chart-based, but I mean, it went in literally, literally like 30 seconds, but that means it could drop in 30 seconds if you can go up that quick, right? So it's a gamble. You just got to know what you're doing. But the reason why most of those coins die is because almost all of them were launched with no real use, okay? So there's nothing you can really do with the coin. It, it— they, they exist to be bought, um, hyped, and hopefully sold to somebody else. Like, you just buying low and selling high. I'm, you know, but because they have no real use, that's, that's speculation. And for a while it works until it don't work, okay? Because the price goes up as long as the attention keeps flowing into it. But attention is like a spotlight. It's like gossip. It moves, it moves on to the next thing. You don't stay on you forever, okay? And when that spotlight moves off those coins There's nothing underneath them. There's no product, there's no users, there's no reason to exist. So they collapse, they go to nothing. Okay, 80% of them have already done that in a single year, and I don't think a lot of people know. Some of them you just never heard of because they, they didn't make it. Okay, this is the most important thing that I can teach you right now because the entire market is standing at, at a line and everything is about to be sorted on one side or the other. There's going to be a dividing line. Okay. On one side there's going to be speculation, on the other side there's going to be utility. And understanding the difference between those two worlds are going to be the difference between who's going to keep their money, who's going to lose their money. Because a lot of people are in meme coins because they're trying to gamble. But I'm telling you, we're going into a utility-based segment, okay? And I'll get to some more of the Super Chats now. Speculation means that the price of something is driven by what people believe and feel, by hype, by the story, by how many people are talking about it, by the hope that some— somebody's tomorrow gonna pay more for it. That's it. The value comes from the crowd's excitement, not from the thing, not from the coin doing anything. It doesn't do anything. So when the excitement is high, the price is going to come up, but then when excitement fades away, there's just nothing to hold it up, okay?, and then that's when the price falls. Now utility means that the price is driven again by real use. So that these are, and I'm going to help you to know what you need to ask, okay, about this. And, and I'm going to also tell you, I'm going to remind you of what, when I, when I crunch the numbers with AI some time ago, I'll remind you of what it said, uh, XRP could go to, okay. But, um, utility again is driven by a real use, something that can really be utilized. Okay, so the asset actually does a job that people or institutions need, and that's what creates this real steady demand for it, whether the crowd is excited about it or not. And I know some people are not excited about XRP because of the price, but I'm trying to show you what is there. So you can know, listen, there's a demand for this. The value comes from what it does, not from how loud it is or how much excitement is behind it or how many people like it. Because number one, they not even researching to know what it— what's going on. I can guarantee you everything that I just laid out, most people who fuck XRP don't know all of that is going on, okay? That is a different foundation, okay? Because usage does not disappear when the hype does. So the usage will still be there. That means that there's still a foundation to all of the utility coins. Okay, um, they have a new ETF dealing with stablecoin technology, STBQ. Love it, STBQ. And you see they are creating ETFs around, um, a lot of these. Thank you so much, um, Keith Lee. I appreciate this. Um, so, uh, yes, yes, conviction is going to pay off. Thank you so much, Game of Cats. I love this, I love this. It is, um, I heard they need 10 votes. Okay, so not 7, then 10. Okay, so, uh, what's going on, Marlon? Thank you so much for the Super Chat. What's going on? Listen, we here, we understanding what is about to happen. Now let's say this, um, For years, almost all of crypto was priced on speculation. And that's why I'm telling you, I don't price— I'm not, I'm not— my movements are not from speculation, okay? Um, I get that a lot. I get that we're still in speculation phase, but I'm telling you, my movements are not based on speculation, okay? So, but for years, that's what the market was about. The whole market moved together on emotion and hype cycles. That's how it was. Good coins, um, are worthless coins rising and falling, um, side by side. They— it doesn't matter. They, uh, both of them. You got the, the, the ones that may do something, the ones that may not. Boom, they up and down, up and down. It doesn't matter because it was all off of speculation. It was not about, um, out of utility or use case or no institutional adoption and what— it was none of that, okay? But the, the biggest financial institutions in the world are now saying openly that the market again is splitting in separate lanes, one built on utility and verifiable use, and then the other one is just speculation. And that the only, the only the projects that have real use is going to, and real revenue also, are going to survive. Okay, so capital is already— I'm talking about serious money. They're already rotating out of hype and into, uh, technologies that are doing something. Y'all, the old days are gone, okay? If— and I'm not saying, um, I'm not saying in a bull run you can't get lucky with a meme coin, but I'm telling you, after the Clarity Act, it's gonna— it's gonna create a dividing line. So you better choose your you better choose your assets very wisely. Uh, remember, uh, Larry Fink is also— has also said that, that basically this isn't the, the wild speculative casino anymore, basically, okay? That real utility is coming into the space. You're hearing some of the top people in the financial world that's telling you that the game is changing. It's changing from hype to usefulness, okay? And remember, Brad also said— he said 99% of coins were going to fall to zero. Okay, so let me explain what that shift does to the prices. And I want you to understand this because there's some people that's going to get hurt, and then there's others that's going to just get wealthy. When the market prices on speculation, a coin with nothing underneath it can fly to, I mean, the heights, incredible heights on hype. But that price is a balloon. Just understand that it is only held up by breath. When I say that, by attention. And the second that attention leaves, it's going to pop. All right, and, and guess what? There's nothing under it to catch it. Nothing. So I, I don't want you— I think you, you know, this is my suggestion. Is to really position in utility, okay? When the market shifts to pricing on utility, that balloon money goes looking for where is the real ground we can stand on, where can we position ourselves, right? It's going to flow out of those coins, um, that just was based off of hype basically, and it's going to flow into the ones that has real usage. There's going to be a consolidation. Okay, so you're gonna get two opposite motions happening at the same time. You're gonna have the empty projects, they're deflating to absolutely zero, and then you're gonna have, uh, the, the, the genuine useful ones that's going to get repriced, and it's going to be repriced up to real demand and real money, and, and that money is going to concentrate into them. Okay, so there's going to be a shift to utility, and I, I, and, and it's going to be a funeral for the others. They're, they're gonna, they're gonna lay in the casket. Okay, so I'm just letting you know so that you can prepare and get your, you know, get your game plan together, because I know a lot of people are still betting on, you know, uh, coins going, you know, crazy and stuff. But I believe after the Clarity Act and things get like finalized, you're gonna see again rotation come out and into, into real utility. All right, now let me give you something that you can really use as a way to tell the difference for yourself, because that was also part of the question that was asked, which is, well, how do you, how do you know what to have conviction is, right? Thank you, Tiffany. Hit that like button for me. Definitely hit that like button. All tokenized assets move over the XRP bridge, and you know, tokenization is going to cause fragmentation, and it's going to be a need for a bridge, uh, liquidity to bridge different assets, right? It's going to create more of a problem where you do have to be able to go in and out of different, like, currencies and, and values, right? So, um, and some— a lot is going to get hurt, a lot, because they, they're betting on stuff that they just maybe had a last bull run or whatever. And again, go look at— it's a lot of coins that already have done this, okay? So I need you to know what you need to look for, okay? When you look at a project, you have to ask one question. Strip away the price and the hype and the community for a minute at least and ask, what does this actually do? And does anybody actually need it? Okay, you have to look for real signs of use. Is there, uh, revenue? Um, is money flowing into it? Are real users again, or real institutions using it for something? I'm not talking about hoping. Hope does not belong in this phase. It doesn't. So is there real volume? Is there real settlement? Um, is there a real activity that would be there even if the price stopped moving, even if the price dropped? Is there real usage? If the answer is yes, then you do have somewhat of a ground under it. And of course, we do have to understand institutional adoption and stuff like that. These are just basic things, but If the only answer you can find is that it's a great story, a big community, a lot of excitement, you're looking at a balloon that's going to pop. Okay. And you already know what happens to balloons when the air stops coming in. Okay. That is a filter that I really think people need, and it will protect you even more than the price charts right now. It will protect you. Now, let— I have to bring this back to XRP because XRP does sit on the utility side of that line. And it sits there for real documented reasons, not because I hope— I'm not hoping. XRP has a real job. It is used to move value across borders and to settle payments between different currencies in seconds, something that the old system takes days to do and is very expensive and requires a lot of trust and middleman intervention. Banks and payment companies are integrating right now. Already they're integrating it for settlement. It's not waiting for a use to be invented somewhere down the line. It has one. That usage exists whether the price is at $1.10, $2.80, it still exists. Second reason that XRP is different is because, remember, and I'm going to say this again, most projects are still praying for the regulatory clarity They are still stuck under a legal cloud that could keep institutions away. XRP has already went through that fire. It has faced, like I said, the SEC, okay, one of the top financial regulators in the country, in a battle, and it won. All right, so we don't need that. And now America right now, even I'm so just disappointed. I, I promise, I'm just— I mean, we, we could have had this been done. Honestly, we are, we are behind at this point, okay? We are stuck. Europe is already done. MICA is in law, it's enforced. Ripple holds, like I said, a full license under it, um, that automatically passport to those 30 different countries. That's finished. It's not pending or anything. It's finished. Japan already has guardrails in place. Um, they even changed their 2026 tax reform cuts to, uh, I think they had like— oh, it was ridiculous. They had crypto gains from as high as 55%. They've, uh, brought it down to a flat 20%, and I think, uh, they equated it to the same treatment as stocks. Okay. Um, and then I think they have like a 3-year loss carry forward. All right, so they're making it attractive for the long term, the way they're putting their systems in place. Korea just put a clock on it, right, this week. Um, and it was just some stuff that came out today. Their ruling party sat down with the financial regulator and agreed to accelerate their digital asset framework. They're meeting twice a month, and I think they're reintroducing their bill in September with stablecoin licensing um, tokenized government bonds and spot crypto ETFs. They're doing it all in one package, right? So we're falling behind, okay? And this is, you know, a lot of people— because a lot of people think that this is a race to the best technology. It's not. Nobody's arguing about the technology anymore. The race is who's giving their institutions permission to use it. First, right? And right now you got countries that's writing rules and they're pulling ahead of us right now. So we got to do something. But anyway, um, as we understand, the two reasons that XRP is kind of in a, in a fast-forward position, is a, in a good position, is because again, real, um, existing usage and they have the legal fight already behind them. If you understand that, you know why XRP is positioned on surviving this side of the split, okay? While again, you, you better choose your, your positions correctly, okay? Let me make sure I didn't miss any super chats. That's right, hope is not an effective strategy. And some people, you can tell, like, oh, it's casino behavior. If you ever go in a casino and you look at the way they're playing, you know, it's all hope. I hope, I hope I get a good hand. I hope when I throw the dice, it get— it's a— it's based off of hope. It's not based off of any sound reasoning or logistical, um, mechanisms that would make you come out on top, okay? The house always wins, first of all, right? And yes, this is live. This is me live, right? Um, so we have to make sure that we are on the right side of this and that And I say this, everything I say is to get you to hold steady because there's a lot of FUD. There's a lot of people that's going to try to tell you because of the price that XRP is garbage. And I see it in all the comments. I see people come on here and say, oh, it's garbage, is all of this and all of that. No, this new financial system being built, all the tokenized assets, the digital dollars the value moving onto these rails, it's going to need something to move liquidity between its different pieces. It's going to need a bridge, y'all, and it's going to need a neutral bridge that can move value between different currencies and assets quickly. So XRP is not only surviving this shift to utility, it's, it's, it's already there in position. It's positioned to serve one of the biggest needs that the new system will ever have. I'm telling you, this has been something that has been talked about all the way back since like 1940, the 1940s. How do we move money across borders very, very quickly? Um, what about XLM, HBAR, and Solana? I, I'm invested in those. They have great, again, utility. They have great use case, all of them. So, um, I think those will do very well. I just bought some Solana, some more Solana this week, as a matter of fact. Um, something— ah, thank you so much, Christopher, I appreciate this. XDC, um, 2 cents. 2 cents instead of betting on a meme coin. Like, unless you're doing trading, like if you're doing trading and you're watching the charts and stuff and you could get in and out, I get that, all right. Make a little money if you, if you're skillful at it. Now, if you're not skilled for that, at it, just position for the long term. But XRP is already positioned, like I said, to— it's already a solution to a problem that already exists. So that's, that's gonna be the difference, y'all, between being a crybaby over the price and positioning in a, in a, you know, this is— we're going into a world that's going to need it. You're positioning in something that the world is going to need, that the world needs, that the world has been needing for quite some time, as a matter of fact. So we can either cry about the price, or we can position, we can accumulate, we can get— you know, because I'm telling you, they already know what's at— like I already said, it's already planned anyway. But anyway, let me also tell you this, because the price is going to, uh, be affected. We've never been in a utility run We've, we've never— we've been in a speculative run. We've never been in a utility-based run. So we might have some unexpected things. We'll see what happens. But I'm just telling you, uh, bull markets have done very well even based off of speculation and hype. What do you think is going to happen when they pass the Clarity Act? And now you have— institutions weren't involved in this like, like that. They weren't, they weren't sliding in for real use case scenarios with technologies that solve real problems. They weren't. This was different. These, these past times where, where we went through cycles, they were different. Now you got whole legalities and regular regulator regulatory frameworks that are being sculpted around these technologies. People are not getting this and they sitting up crying about the price. Get ready. Like, a lot of people are gonna make a lot of money. Like, I don't know, I don't know a better way to say this, but all you have to do is look where the money is flowing. You have— all you have to do is look. Whole countries are positioning themselves around this. I mean, for the people who not woke, wake up, wake up, or you're gonna be broke. Why? Because, I mean, we already gonna be in a— we already in hyper— I have to yell that, I do, I really do. We're already going to be— most people are in debt, they don't have any money. Most— a lot of people have lost their jobs. AI is replacing people. They don't have a— they don't have an emergency fund. They got debt that's 25, you know, high interest credit card debt, you, you're in all this inflation. If you don't do something now, you're gonna be in trouble. I'm talking, you're gonna— it's gonna be some people that's in trouble. What I don't understand, what part of this people don't get, where the fact that the price is affordable is the blessing, that is not the curse, that is not the, oh, it's time to cry and have a pity party. That is the blessing, is that all of these technologies are affordable at this, at this moment. They're affordable to even the, the poorest person, probably. You can't tell me you can't find— you can find 2 cents on the side of the road and buy you an XDC, I guarantee you. And don't think that— what I don't want you to do, if you, if you're somebody struggling financially, because I— and the reason why I'm addressing this, because I had somebody who said Well, what about for the poor people? Well, the person who decided to buy one Bitcoin has been a blessed person, okay? And especially the lower the cost they got. If somebody was like, oh, I bought, you know, I bought one— and I'm not saying everything is going to be as, as the price of Bitcoin, but what I am saying is you got some of these technologies that are in the pennies. In the pennies. That means that even the poor can afford this, I promise you. But no, no, not if you go and spend your money on other stuff. Not if you figure out how to— I, I don't understand how I see so many poor people traveling, okay? Like, like, I see so many people traveling, but then they say, oh, it's too— it's unaffordable, this economy. But you're traveling. You're traveling, you're getting on a plane, you're taking vacations. So don't tell me nothing about you not having no money for assets. And I see it, I see it all the time. These same people who are buying and spending their money on stuff, they're complaining about how unaffordable the economy is. It ain't unaffordable enough for you to not get your eyebrows done and your nails. I'm telling you, we got to break this mentality. Um, I went— when I— HBAR is 6 cents. It's 6 cents. But no, we're mad because the price is low. I'm telling you, they will be utilized, and when they are utilized, the price is going to change. So let me shift into this. Oh, and by the way, let me say— let me make sure, um, and, um, yeah, yeah, diversity is key, but we don't sell Zerbs and Bitcoins. Um, diversity is definitely key, and at some point you will need to diversify your portfolio and your structure to accommodate every season. Some of you all don't have that opportunity right now, so you just got to get in on the best ROI, okay? Do not forget to— the reason why irrevocable trusts are so important is because it really protects you from you. All right, because like, like it protects your wealth but it removes you out of the way. Okay, so the same, like I say, for a Roth IRA, it kind of gives you a little bit of patience because it's like you can't just put money in and try to take it out. So it protects you from you. Do something for yourself, do something for your tomorrow, invest. And I'm gonna get to these price points. Invest in a Roth IRA, because when you park your money there and you invest in these assets and you, you put the money in the assets, wherever these assets go, wherever these utility assets go— so I'm saying I think you should invest in a Roth account and, and invest in utility coins in that Roth account. Where they go in the future, you do not have to pay taxes. It's just that simple. Your ROI, everything that appreciates, you will not have to give a dime away. It is all yours. I know people who are like opening up accounts who, um, are over the, um, the, the limit for, um, the retirement, 59 and a half, just opening it up for their grandkids or rolling over and just paying taxes. Now if you have a 401k and you're not— you have no um, you know, no, no IRA account that holds actual digital assets, utility coins, digital commodities, I would suggest that you get some because they're going to have a great upside in the future and you don't have to pay taxes. Everything else, every other account, you're going to have to pay taxes on, okay? And yes, you do want to borrow against your assets, but even when I say I still think a Roth IRA is even better than that because you don't have to pay back any loan. If you borrow against your assets, you still have to do right by those assets that you're borrowing against. It does require you having to do something right, which is to invest that money somewhere that's going to give you some passive income to even pay that loan back as well. With a Roth account, you don't— all you have to do, the only thing you got to be right about is opening up a Roth account and positioning yourself and let it sit. That's it. You don't have to be right about much of anything else. All you have to do is let time do its work. That's it. You just— and it makes you develop patience, and you don't have to like, you know, because even think about it, there are some people who have already borrowed against their assets and they still wind up in trouble. Why? Because they're overleveraged. Um, they didn't account for how they were going to repay the loan back. Like, they just didn't do the setup right. Maybe because they don't have— I'm not going to say any, anything about it, people wind up making bad decisions. Protect yourself from that. That's why I have invested, um, some of my crypto into a Roth IRA, um, for that very reason. I do it where I Trust Capital, uh, they do now have Platinum as well. So catch, catch the signs. Stocks and ETFs are coming out in, in their accounts. They've added Platinum, so now you can do silver, gold, and Platinum. I'm invested in Platinum as, um, as well. Um, so, and, and a lot of people don't know platinum used to be worth more than gold at one point, all right? And it's still usable, it's still used. Um, so, and I love platinum and gold and silver. I like them all. Real money, invest in real money. But anyway, they're adding stocks and ETFs. So what you're seeing is they want you to be able to like be, be able to have one account where you can invest in all of these different aspects. So they are— I love what they're doing. They're, they're, they're pioneering.. And I don't know any other account where you can have actual spot coins, utility coins, and stocks and ETFs and precious metals. I don't know any other account that's doing that. So anyway, they do give you a $100 funding bonus when you fund the account. So, um, do one healthy thing for your future. All right, uh, let me get into— make sure I got the Super Chats. How do you feel about iTrust Capital for custodianship? Um, do I trust— oh, I'm answering that question right now, so I was in the middle of answering it when I saw this. Uh, yes, 100%. Um, and I am invested in— they have a, a treasury account for LLCs and trusts. They have your Roth account for tax-free, and then they have a premium custody account, a closed-loop system that is, um, designed to secure your assets. They also have staking where you can make passive income— USDC, uh, ETH, Solana. Somebody just asked me about Solana. You can, um, stake your Solana. So, uh, they're building, they're building out, and, uh, and they're doing it strategically, and they hear what their, uh, what their clients want. Okay, um, they hold a lot, they hold institutional money, right? They hold money for like people who want wealth preservation. They are wealth preservation centered. Okay, so, um, I love iTrust Capital, and like I said, they do give you a $100 funding bonus If you, um, use the link in the description, they will give you a $100 funding bonus. Is $100 enough? Um, it's, it's, it's almost like enough for what? It can— that could be a yes and a no question. Is it enough to get started and invest in XRP? Absolutely. You can get, you can get what, uh, what is XRP at? Uh, $1.11. Okay. Um, if that was the question. Um, so $100 divided by $1.11— wait, $100 divided by $1.11, you can get 90 XRP. Great way to start. Now you have 90 more than most people in the world. You have 90 more than most. Now you gotta, you know, you want to add to your position, and the less you have, the longer you just may need to wait.. But while we're here at these numbers, that's why I say accumulate. Oh yes, I ain't even say SHX. SHX, affordable. You can't tell me poor people can't invest in SHX. SHX is— let me get the amount. So for, for people who are like, I don't have enough, SHX is 0.003 Okay, 0.003. All right, so you guys, what I don't want is for somebody to get 3 to 5 years out and they're looking at the prices of these and they just— I don't want to say what I, what I, what I really want to say. Do you know what people did back in 2008? Do you know what they did? And I'm not saying that people are going to do this, but I'm saying this is how devastating this could wind up being to people. We're gonna have to do mental checks on people. People jumped off buildings back in 2008 when, when the economy crashed. We don't know what people are dealing with, okay? When people feel like they have nothing left to live for, they have no finances, they have no way, they feel like they have no open door— I'm telling you, there is an open door right now. And I'm telling you to run through it. I'm telling you to leave aside and let all that other foolishness go. Let the liabilities go. Let the new, uh, shoes and all of that— let it go. Let it go. Because you're gonna miss an open door that's gonna slowly slide back closed in time. It's going to— it's sliding. It's gonna— and you're gonna be priced out. Not that people won't be able to invest in it, it's just that the average person will no longer have these prices again to invest in, period. Some of these will never revisit these prices again after utility. On the other side of institutional adoption, you will not have this chance ever again. Run through the door like there is no tomorrow, or your children and your children's children will suffer. And they don't have to. They can actually come out on the other side like night and day. There's going to be multi-millionaires, there's going to be billionaires made out of this. Run through the door, leap through the door, put on— get some Heinz feet and jump over like a kangaroo. I'm telling you. And just have some patience, build some endurance in the process. Forget all of what people doing on social media and all this other stuff, and they standing in front of all these fancy cars and they got name brand this and name brand that. Great, maybe they have the money for that. You probably don't. The average person don't. And they may think they do, but you're gonna miss out on trying to keep up with the Joneses, all right? And I'm telling you, the Joneses is about to go broke for the first time in history. You know, the Joneses used to be that, you know, they used to be next door, like, oh, they moving on up, you know, like when we used to watch the Cosbys when we was growing up. The Joneses is about to be broke on the other side of this too. Uh, people who did their finances correct are about to be broke. Why? Because of the $39 trillion debt. Well, who you think gonna pay for it? There's two type of taxes. There's the one they tell you about, and then there's the one they don't tell you about. And that's called— you're gonna lose your purchasing power. And you're gonna look at your bank account, you're gonna think you okay until you go and try to spend some money in a hyperinflated economy, and you're gonna find out it gets you nothing. The money you thought was in your account that thought made you satisfied, it gets you nothing. You're gonna find out over the next 5 to 10 years. So I'm telling you, things ain't what they seem to be. I'm looking up XDC, where can you buy it? Um, if you are with iTrust Capital, you can buy it there. You can buy it on Uphold, you can buy it on Kraken, on the exchanges. Um, so you can, you can purchase them there. Um, is there an age limit on Roth IRAs? Nope, no age limit. It's just an age limit to where you can take it out. So you either have 5 years or 59 and a half. So let's say you're, let's say you're 50 years old, you have to wait to 59 and a half. But let's say you're, let's say you're 59 years old, you'll have to wait 5 years. So it's 5 years or 59 and a half, whichever, um, depending on what your age. Basically, like, uh, I don't want to say whichever comes quicker because 59 and a half can come quicker, but you, a minimum of 5 years. So that's the way to say it, a minimum of 5 years or 59 and a half. Right? So if somebody in their 50s, it's a great time to load up. But even like, um, if you're in your 40s, it's— you got— you can always sell, by the way. You can sell in your Roth account and then reinvest in stuff. So you can sell some of your XRP, then you can reinvest in gold in that same account, or precious metals, you know what I mean? Like, so you can— there's— you can, um— some people trade in their Roth account because there's— it's no tax trigger. Okay, um, so if you put— if you have a nice amount, XRP goes higher, your digital commodities go higher, you can sell them and reallocate back into other stuff. Nice, Jamila, I love that. Just received the $100 bonus from iTrust. Also, um, let me just say this too, make sure— because, um, there was a, you know, there were some people calling in to iTrust, and I, and I did have the phone number in the description But it's better to use the link to open up the account, and the reason why is because they can track it better. And that could be even a reason why some people had delays on their $100, um, funding bonus. So I mean, if you need help with anything, you can always call them, but go ahead and open up the account through the link because that is the way they track it better for you. All right, so we want the best tracking possible. Okay, so, and they, and they want to be able to track that, so they— it helps them to track who has signed up and who they owe that $100 to. And it helps you, um, because they'll— they'll— it'll be cleaner for them now. But if you do have questions, you can always call them. But open up the account first and, um, through that link, because that— that the tracking is already— even if you're not funding it right away, that tracking is there. Okay, all right, um, let me go through the price points. I think I saw one more Super Chat pop up. Thank you so much, LED XRP. I appreciate your channel. Can you share what your next price point, um, is on XRP, where you will take some profit to move through the system? Um, you know, I am not looking to take profit until we get at— until real institutional level, because I don't necessarily need it. I may— let me just say this, I have some, I have some limit orders at like um, in the double— I have some limit orders in the double digits. So I am taking some, um, I'm taking some profit, but I'm waiting, uh, to reach the double digits. Now I'm not saying— I have enough of it to diversify. And, and when I say double digits, I mean low, low double digits, like right there. So, uh, but I'm— I, depending on how things pan out, I might adjust that. It just depends. I have more than enough to do that. And, um, but, and then I have higher— I have way higher amounts, but I don't necessarily need, um, I don't, I don't need the money for, for— I don't need the money, okay? I find this is the best thing I could have ever done is I try to find ways to, to increase cash flow. The reason people are gonna sell is because they need the money for certain stuff. Um, the only reason why I'm taking profit is to reallocate into even more physical metals, right? So I'm reallocating into some different stuff. So I'm taking a little bit for that and, um, for a few other little small things. But you already— you have to have your taxes stuff together. And— but some people aren't taking any profit, they're just going to borrow against when they reach a certain price, right? I have more than enough to take a little bit of. I, you know, it's a drop in the bucket for me, all right? If you only got 3,000 XRP or 1,000 XRP, you really don't have enough to be taking profit, okay? But if you have a lot of XRP, and some people have a lot of XRP, yeah, you can take a little profit, reallocate, do a business deal or whatever. Hopefully you're using that money to make money. Like maybe you want to buy some real estate, maybe you want to buy some businesses or whatever. So it's all about what you do with the money more so than it is the money in and of itself. Okay, um, let's see. Or your bank won't— I'm trying to— I was trying to catch this. Or your bank won't let you take out money. I'm not sure about that one. I'll say the— oh yeah, the Jeffersons, not the, uh, not Cosby Show. Uh, I like ZBAC. I invest in ZBAC because I see real use case for ZBAC. Like I said, there's an issue with the fact that people get paid and they gotta wait for their paycheck. I done done the work already. Now I gotta wait 2 weeks, I gotta wait a month, I gotta— you know what I mean? I'm a construction worker, I gotta wait till I finish the whole project, you know. I mean, there's ways you pay construction workers, you know, a little upfront and then a third of the way, and you can, you can make it your own, whatever your contract is. I had different contracts for different people, um, and even some contracts I had where you get— if you're not finished in time, you get deducted a certain amount every day the project not done. That's to incentivize you to get this project done and don't be wasting my time, right? So you can build whatever you want in the project. But yeah, that's a real use case for the way you pay people, to be able to pay people in real time. Like, the work is done, but we gotta wait, you know. Well, not we, um, you know what I'm saying? I'm speaking as a whole. We— like, when I was working, um, because I don't work for anybody right now, but when I was working, yeah, I had to— I'm working, but then I gotta wait to get my money. And if something go wrong with a payment system or whatever, payroll, and then you got to wait even longer, like, no way. And I used to work for a company, uh, I used to travel and I used to have expenses on the road and stuff, and it would take them forever to give back my money. And I had to— I had to actually utilize my money while I'm away and stuff, like, you know, paying for food and gas and stuff like that, and then be reimbursed. Some of those systems, no, like, that's not okay. So to have to not use your own money and then get reimbursed for a company, you know, but then they don't want to give you the money up front either. So this solves the problem, right? Yeah, so I like, I like ZBAC. All right, I like streaming. Um, 100% disabled veteran here, heavy in XRP 2030. Uh, people, I think you should have a timeline. I, I mean, I think you should have a nice time horizon. I ain't gonna get to all of them. What time do I come on live? Uh, on Mondays, uh, I do come on around usually anywhere between 4:30 and 5:30. It just depends because Mondays are my coaching groups, and so it depends on how long we go. Um, and I'm, I'm, I, you know, I'm there for them, as you know. I ask all their questions and we do a live. And so I was on a little bit over 2 hours today and we were going through— I do trainings with them and we do Q&A. So it just depends, uh, but somewhere between 4:30 and 5:30 Central Time, that would be 5:30 and 6 to 6:30, uh, Eastern Time. Premium custody account, can we spend crypto instead of fiat? Yes, you can. My wife and I both have our Roth IRA. Yes, you can. So with their premium custody account with iTrust Capital, when you open up that account, you can move with crypto instead of fiat. Only with a Roth IRA do you have to use fiat, and that's because they have to track how much is going into that account. But yes, you can absolutely do so, right? Um, so great, great, great question. All right, uh, Sui is hyper— you know what, I— okay, let me run through real quick the, um— I, I try not to make these go longer than an hour. I'll revisit this on— I'll revisit this on Saturday. I'll get into, um I'll get— I'll explain XDC. You guys want me to explain XDC? Um, because I try not to make these over an hour, uh, on Mondays because I have my memberships that is waiting. Um, and then the price points, I'll get into that as well, the price points. And I give you why each price point is what it is. And, um, so, and I, and I tweaked all of this, uh, through AI and, and through my research. Okay, so you, you get better answers from AI, and I cross-examined— I cross-examined it and I pressed it. And there are different ranges that I will talk about. I'll probably get into that on Saturday. There are different ranges that, um, that we have price points, um, all the way from, you know, the low range where it's the worst case scenario of $2 to $5, all the way up to 4 digits. Okay, so, and I'll tell you how they occur. It's not like I don't have a price prediction, but we have to— what we're We're not watching like, oh, I can't tell you exactly what that looks like, but we are looking for what has to be true for that number to make sense. Okay, so that's what I want to show you. All right, so I want to make sure you know that. Now remember, I am going— hey, what's going on, Percy? I don't have any questions, just want to say hey to the queen. I love it. I bought the Wealth Builder Toolkit and locked in for the 27th. Let's go. So remember, you guys, if you haven't, the link is in the description. Uh, thank you so much, Roscoe. Still 100% disabled veteran, but I love your price prediction, uh, for XRP by 2030. Um, I will go over that on Saturday. So I'll go over that on Saturday. And again, it's more about— I can't really tell you like that it's a price prediction. I'm just telling you, I'll show you what to watch and you'll be able to know what the price will probably get to in these scenarios. Because again, I'm not telling you, oh, it's going to be this number. It's— you're going to look at what has to be true for this number to make sense, and then when you watch those things, you will know what kind of range this is going to get to. Okay, so, um, yeah, and, and that's, that's how you should think about every investment. All right, so, uh, remember, I am— I love this, uh, I'm in the top 2% of XRP holders is This enough for financial freedom? What timeline? 3, 4, 5, you know, digits. Um, first of all, yeah, top 2— you're in the top 2% of XRP holders. That's amazing. I think it's about the time horizon. So the more you have, the less time horizon you need for them to get to specific— a specific, you know, price. All right, for you, uh, and I can't remember because the thing keeps changing, so— and I don't, I don't want to know your, uh, how much you have Um, I'm trying to remember what the 2%— I don't want to know how much you have, but you have a nice amount if you're in the top 2%, right? And so you continue to accumulate as much as you can because that brings that time horizon down as the more you have. I don't necessarily have a specific timeline. I have— I'm event-centered, I'm macro-centered. So again, there are certain things that when you start seeing this happen, when you see institutional adoption, when you see uh, things coming on chain, when you see trillions of dollars on chain, you know what I'm saying, on the ledger, like that'll tell you how much the possibility of this, you know, how far this can go. If you saw, if you were to see adoption through a liquidity crisis, XRP is built for a liquidity crisis. If, if there, if it was adopted because of a liquidity crisis, you'd see high digits because it has to be high to be utilized, right? So we're looking at events in a sense, and it's very difficult to predict events that would play out in order to get to these numbers, you know what I'm saying? So that's, that's really what you gotta— it's not a price prediction, it's an event prediction in a sense. Um, and you can start seeing things breaking. You can, you know, you can start seeing that things are close. And when I say close, it's not like, like tomorrow close, but I can't tell you. It's just like a stock market— it's just like leverage in the system. Like last year when the, um, cryptocurrency fail. It's like, it could— it could— when you look at all the leverage in the system, it's like you, you know that it's coming, but you can't necessarily say when. You could say it could be in the next hour, or it could be 6 months later, right? So, but you see that it's there, and so you see something happening, you see cracks. How do I know? I can look at the bond market intel, I can look at how much central banks are putting their money into gold and over the last several years, you know, 1,000 tons into gold a year. Like, you can look at these things and say, uh, something ain't right, okay? Something is breaking, trust is leaving, something is cracking, right? So that's kind of how we look at this, and that's why you have to understand macro events. You have to know what's happening in the environment of the economy. Those are the things that I hope, um, really dial in on in my coaching groups. As well. Um, uh, and ain't nothing wrong with that. Why wouldn't you not? I mean, I think this is another reason why I think you should accumulate. So I think you should accumulate because, uh, thank you, Omari. I think you should accumulate because you, you can have more price points to sell. So if you need to again reallocate, get some, get some money, get an ROI you know, put yourself in a good predicament and you want to be able to sell at certain prices, the more you accumulate, the better off you are. We are at $1.11, okay? If somebody— even at $1.11, even at all-time highs, even at $5 to $7, you have like 5x'd your— that is a great— do y'all understand that's a great ROI? Now We already seen XRP go 30,000% on a 30,000% run. If you don't believe it, go back and look. We've seen that, okay? So trust me, there are crazy runs coming because we've never seen a utility bull run. And it might shock some people at— when it— when it's all said and done. Again, give it time, but when it's all said and done, it might shock people. Um, but in the meantime, while we wait— the longer you wait, you know, uh, let's say Clarity Act don't happen, let's say interest rates go, uh, up or whatever, um, and we get some pullbacks or whatever, and money isn't as— it's not cheap to borrow in the moment— accumulate. It's accumulate. There is no lose-lose situation in this. It is a win-win situation if they fall. You got better buying opportunities. If they run, it increases your net worth. You got opportunities to sell, to borrow against, or whatever. If there's a liquidity crisis, hopefully you position in a, you know, hopefully you, you, you don't blow it. Okay, um, most people will though, right? So anyway, I'll go over the price points, um, at different phases and what to look for. Like basically, if this happens, you can look forward to probably go from here to here. If this happens, you will look forward to go from there to there. I'll do that on Saturday. I'll revisit that. And, um, there's some other things I want to talk about that's not in my head right now. But anyway, I will— don't forget, again, click the, uh, hit the like button if you're here. And the link is in the, uh, the link in the description. Use the link in the description to sign up for July 22nd. It's absolutely free. I'm here to add value. And then also, uh, iTrust Capital, the link is in the description for that. I'm about to go on with my members and we're going to look at exactly how you can utilize your XRP. People buying homes and everything with the XRP. So we'll look at the specific places that you can go to borrow. And I get that question a lot, and I actually have a document, I have a resource that I'm going to give to each person in my membership that's going to have every place that you can borrow against, the percentage, um, that they, you know, that, you know, the percentage of the loan. Like, I'm gonna have all the information there so that you can just look at a document and you can search them out, you know. But it is all for the sake of being prepared. I don't think most people are prepared right now to leverage their XRP. It's too volatile. If you get a drop, you'll be liquidated. Um, so I would watch that. But I say that because of the preparation. To be able to kind of know what the strategy is and who you want to work with. And if you want to collateralize your XRP to buy a home, or if you want to borrow against for a, a, a business deal or real estate or whatever, like, it's good to already, um, it's good to already know that. And also, if you're not a part of my membership, it's $3.99 a month. You hit the join button by the video. For Android users, it's $2.99. So I'm hopping on in a few minutes and, uh, I'll see you guys there. But continue to accumulate, y'all. Don't get fudged out. That's why I'm here educating you, okay? I'm telling you right now that the market is trying to sort out who's going to survive and what's going to disappear, all right? So you got to know which side of the line that you're standing on, because some of them are— they're going to watch their ability to obtain success and wealth, they're going to watch it evaporate. Okay, but, but it— you're here because I'm helping you to learn. And I learned something today, um, uh, I thought, I thought the word abracadabra was like a magic word, like a magic word that magicians use, but it means something. It means something, um, different. It's a, it's like a Hebrew, uh, word for like I can— what I speak, I can create, you know what I mean? Like, it's, it's not like— I know magicians use it, but it's, it's like what I speak, I create. And there's this, uh, you know, there's this sense of don't, don't, don't get all weird on me. Like, where, you know, I know some people are hardcore, like, religious. I'm spiritual, but some people are so religious they can't, they can't see, you know, like, don't use words that magicians use and stuff like that. No. Like there's a sense of abracadabra, right? Like, your wish is your command. You're the words that you speak. You can create them. And sometimes you just gotta— if it's hard for you to invest your money, you better get up, you better look yourself in that mirror, and you better tell yourself when you wake up every morning, I am going to be wealthy. Because I'm telling you, once you keep saying it to yourself, you're going to believe it. And it's that belief and that expectation that creates something in you to start doing different things, start having different habits that make that thing come true. You better make that thing come true. Yeah, doctrines. Yeah, you gotta make that thing come true for you. So just like how the Magician say abracadabra, it's like a sense of that's what we're here— we're here to speak things, to learn to, you know, to make, you know, to look ourselves straight in the mirror and say, I am going— I am not going to make the dumb decisions that my ancestors made, you know, that the people before me made, that made me come into this world broke without nothing. Okay, I'm breaking generational curses. I am going to speak. I'm going to speak to this mountain. I'm going to tell it to be removed. The mountain of poverty, the mountain of scarcity. And I am about to plant seeds into my future that are going to blossom. They go— I'm going to get them watered, I'm going to learn, I'm going to, you know, increase my ability to, to scale who I am in the process. And that's right, Omari's speaking it into existence, and that is all under my control. So for all those who are here who understand what I'm saying abracadabra. And as always, I want you to stay wise, stay wealthy, and I'll see you guys in the next video. Peace out.