Ripple Got a CFTC Seat. Why Isn't XRP Reacting?

Hey, it's Kamilah Stevenson. Around here we do talk wealth. And listen, Brad Garlinghouse is now sitting on an advisory committee connected to the Commodity Futures Trading Commission. That's right, the CFTC. He is on the panel now, um, a regulatory advisory structure that's tied to commodity oversight. He is sitting in the seat. You cannot make this stuff up. Put a 1 in the chat if you think this is going to eventually down the line affect the positioning of XRP. Put a 2 in the chat if you think it has no effect. We're going to get into it and talk about a few things. I'm going to update you on what's happening. There's some stuff that happened with Coinbase I want to talk about a bit. And, uh, and, and hopefully you guys are doing something very special, uh, for this day at some point, doing something you enjoy. Right, what's going on everybody? I see you in the house. Again, put a 1 in the chat if you think that this, uh, this news is going to be good for XRP in the future. Put a 2 if you think, you know what, I don't think it's going to have an impact. I would love to hear, um, just got how you guys are positioning yourselves, what you're thinking through some of the information that's getting started, um, this year, still at the beginning of, or in the first quarter of this year. All right, I see you guys. Some of you all are like, yeah, we gonna, we're gonna get some good positioning. I'm gonna talk about my thoughts on that and, um, share just a little bit of information for you guys. All right, one, XRP been holding the headlines. Yeah, yeah. And you know, uh, the interesting part is, um, that it has zero effect. Okay, awesome, awesome. All right, some people says it has no effect. Um, waiting for the next major dip. Yeah, you know, uh, and I want to talk about that a little bit because I think there's a disconnect that happens where people are, you know, at some point still wondering, well, if all of this stuff is happening, you know, why, why isn't the price, uh, changing? And you know what, um, I do hope that we get another dip. I do think at some point we'll see a dip. Um, I'm hoping for a dip down to $1 long term. I see you, I see you. All right. So I'm going to get into it. I want to, I want to talk through this a little bit just so you guys can kind of know what's going on and know how to— all of this information is really to position yourself at the end of the day. That, that's really all it's about. The more information you have, the better you can position yourself. And I, I'll be honest and tell you that the powers that be do not want you educated. They don't, because they know an educated, uh, a person who's invested in asset is going to make intelligent decisions. And they don't want that. You dip, I dip, we dip. I love to see it. I love to see it. Yes. So, and I don't mean in a securities way, right? So let me just say this really quick for those who don't know, because I don't want you to assume, or I don't want to assume that you understand what I mean by the CFTC and how this matters. So let me just say this real quick, real quick, just so you can understand for anyone who do not know. The SEC, uh, regulates securities, um, meaning stocks, investment contracts, things that you buy, um, expecting profit from someone else's effort. Okay, the CFTC regulates commodities like gold, oil, Bitcoin. So these are things that exist and trade on their own without a company behind them promising returns. Okay, so, uh, and that's where XRP fits in because it was deemed not a security, so it's not going to operate in alignment um, with, you know, a business or a CEO or anything like that. The entire fight, uh, for crypto— the entire fight has been that is crypto a security or a commodity? Okay, because if it's a security, then the SEC controls it, and most projects cannot survive that. Now, if it's a commodity, then the CFTC oversight is much lighter, and institutions can actually touch it. So that's what the Clarity Act— one of the things that the Clarity Act is trying to settle, which assets belong where. And the fact that Ripple CEO is now sitting in CFTC's advisory rooms tells you which side of the line XRP is being positioned on. This is all about positioning. And, um, you make a great, uh, point because the Clarity Act, uh, will make a huge, huge difference. There's going to be a ceiling, there's going to be a cap if we don't get the Clarity Act passed, right? So, um, we, you know, that, that's why we really want that to be passed, right? At 59 of age, do you think first max out Roth IRA with XRP before custodial account with iTrust? First of all, uh, let me just say this, um, nothing I say is financial advice. You know, I'm not your financial advisor. Everything I say is for entertainment and educational purposes only. Um, you're— well, you would have to— yes, you— I think so, because if you want tax-free, a tax-free advantage, If you have a Roth IRA, you are going to have to wait so many years. So I'm not sure how long you want to wait. It just depends on your, you know, really it depends on your previous portfolio structure, like how many assets. This is not a cookie clean answer for something like this. You know, for one person it could be a right move, and for another person it may not be. You just got to know with a Roth IRA you are going to tie up, you know, your, um, your capital for, you know, I think how many years is it, 5 years that you have to wait. However, it's a great move in 5 years because you will have a tax-free amount in there. And, and hey, that's, that's always a benefit. Now the custodial account, I'll get into that a little bit more clear, but the custodial account, uh, you have a little bit more flexibility. You can trade 24/7 and also, uh, you'll have the option to position yourself to get yields on that appreciation. So, uh, if you don't plan on cashing out, then I would— for me, if I didn't plan on cashing out and making a profit, then I'd probably, uh, stick with the custodial account. If I wanted to wait it out and at some point I would cash out and have a profit that I don't have to worry about taxes, then I would do the iTrust, um, the iTrust IRA. However, I like both of them for different reasons, and I'll explain to you guys. Because when you're thinking about some of this stuff, you don't want to have just one direction. Like, if I love cold wallets and I think everybody should have a cold wallet, however, there's some people who don't want to deal with cold wallets. I mean, you can have your computer up, you could be in Starbucks, somebody hack into your computer, sell your— there's things that can happen. So you really want to hedge yourself and you don't want to put everything in one direction. I'll explain to you exactly what I'm personally, uh, doing. What's up from, from the Philippines? So listen, with, with everything that I'm stating, um, there's still this underlying thing, and I'll get to the— I'll get to the structure that I have. There's still this underlying thing that's happening, um, because also let me add this, um, at the same time that Ripple is making these moves, XRP, remember, it does— and I want to include this— it does remain the only digital asset with federal court ruling distinguished— distinguishing its status in a way that no other token has received. So the Clarity Act is being pushed forward aggressively, um, you know, because a lot of these assets, you need rules to them, right? So there's this classification conversation that's accelerating as we speak, and the Treasury officials are publicly talking about timelines. However, XRP has already been deemed that it's not a security, so it's the only one that sits in some, some level of clarity. Okay, so I do want to say that now because it's going to prompt the other thing, which is that when all of these things happen on the headlines and the news, a lot of people are still— they are still wondering why XRP isn't moving. Yep. And it— not your keys. Yeah, I'm gonna talk about that too because Coinbase had some stuff that happened. All right, so, but first I want to address this real quick because I know a lot of people are, you know, wondering why isn't XRP moving, um, to the beat of all of this news that's coming out, right? And I, I need you to understand just for a moment, just so you can calm yourself, I really think this will help you have a little bit of clarity, um, that XRP is— when you pull up the chart, XRP is still trading like it's just another altcoin tied to Bitcoin. Of course, of course it is tied to Bitcoin. So there's a, there's a disconnect, um, that I want to clarify, okay? Um, because a lot of people are confused about that. So, and it's called— it's, it's the idea that Bitcoin is coupled to Bitcoin, okay? So right now, so you can understand, XRP is still behaving like a liquidity asset, not an infrastructure asset. I need you to know the difference. Although it is being positioned and there's structure and the, and the rails are being laid, it is still behaving like a liquidity asset. Okay. I don't want that to trip you up because most people are gonna miss this. The market that we're in right now is still dominated by liquidity cycles. So if Bitcoin moves, ETFs absorb those flows, macro risk, um, the appetite of macro risk is going to shift and then everything else follows, right? So when these moves happen with Bitcoin, the entire space is going to move with it. They, they're not independent right now. And this is not because all of the assets have an identical fundamental. They don't. It is because liquidity is still centralized around one gravity well. All right, so when you see XRP trade up and down with Bitcoin, that does not invalidate regulatory positioning. I want you guys just to be clear on that. It it just tells you the phase that we're in in the market. We're still in a liquidity phase. Infrastructure phases look different. When we get there, it will look different, y'all. Okay. When infrastructure starts to activate, the price stops being the primarily driven, or I'll say sentiment doesn't move the asset. The price stops being primarily driven by sentiment and it starts being influenced more by necessity. Okay. So I just want to clarify that. I'm trying to say it in a way that you can kind of understand it and where we are. So settlement demand behaves very differently than speculative behavior or speculative demand. So that's where we are. The balance sheets, they're going to start behaving very differently than retail portfolios when we enter into different phases. Okay? So, and also here's something very important too. Ripple's positioning inside of regulatory advisory structures does not immediately override this liquidity gravity. So it's not going to move XRP's price right now. And especially Ripple's movements aren't going to move its price because it's not a security. Okay. But it does signal future integration. Okay. Not an instant decoupling. Do I think XRP will decouple? Yes, I do. Okay. But think about— if you think about how every major financial system upgrades itself, you have these different stages where you have the legal framework, and then you have the advisory committees being formed, and then you have rules written, and then you have the compliance department, you know, getting involved. Then you have the custodians adjust their policy, and then the clearing mechanisms. There's all of these different phases, and only after that happens does capital start beginning to, um, interact differently with that. And it's just procedural, okay? It's just procedural. So if XRP is moving closer to regulatory clarity while still trading like a speculative asset, it doesn't mean that nothing is happening. It just means that we're watching the foundation be reinforced, even if you feel like the exterior is looking unfinished. And it is. So I do want you to know that as we watch Bitcoin, XRP is going to move with that. Now, um, uh, the amount of hate for XRP in the chat is hilarious. Yeah, of course. What's up, Spain is in the, in the house. XRP price in 5 years? Um, I don't do price predictions, but I believe at some point that XRP has the capacity to get to 5 digits. Um, because, and I don't know if that's 5 years, 10 years, um, but I believe if it gets there, it's because that was the price that the banks came to terms with, because they are going to be the ones to set the price. For XRP. I don't think retail is going to do it. So all of these guesses and these predictions, if you're not the banks that came together to set the price of XRP, you're not going to know what the price is going to be. But that also lets me know that, um, that is going to be set high because the banks can't use XRP at full scale if it's not set high. And XRP was meant for institutions and banks, okay? So, uh, somebody said Sister Kamilah should be a singer. Well, I cannot be a singer because I don't know how to sing. I'm not that good at singing. But I'll tell you one thing, um, I have a lot of assets, okay? And XRP is one of them. And I highly believe in it because I'm educated about it and I'm convicted about it. And I'll continue to be convicted about it until someone proves me other— until it proves otherwise. Right? Um, but I have a lot of assets. I have commodities. I have— I buy businesses. I buy— I'm an angel investor. I have real estate. So I ain't worried about nothing. But I do believe that XRP is one of those assets that will make me, uh, that, that will make a lot of people a lot of money in the future, that will really, um, scale. All right, and I have a lot of reasons for that that I share all the time. And if you don't believe in XRP, don't buy XRP. If you're not convicted about it, you're not educated about it, don't buy it. Don't buy it. You know what, it's a lot of other things that you can buy, right? Um, but I think, um, there's going to be winners and losers in the next, uh, phase. All right, I do, I really do. And, um, that's going to depend on a lot of things. And so I think there's going to be winners and losers, and, and, and I think there's going to be a lot of people who are highly upset because it's so interesting when you have— it's so interesting because to me it's clear. But you know, like, there's a lot of times that you have the 1% that's clear about something and other people just don't see it. And you— I don't— I can't fathom if you get educated and you do the research and you follow the money, you follow the institutions, you follow the narrative, the real narrative that's not in public, that's not in headlines. If you follow the behind-the-scenes narrative I don't see how people can't put this together. I just, I can't. But the only logical conclusion I come to is that you just don't, you haven't researched it. Like, that's it. That's what I think. You haven't researched it. You're not, you're looking at sentiment. You're looking at, and emotions is the one thing that will destroy your portfolio more than anything else is emotions. And most people are emotional, and most of retail right now look at the headlines or what's popular or what the popular people are saying and doing. They don't want to go against the grind. They don't want to go against the sentiment, um, and what everybody is saying because it's scary. Because it's easy to go with what's popular, and XRP, believe it or not, is not popular. A lot of people don't like it because they're losing money, um, because they invested in it at the wrong— you know, at the height of it when people were pushing it, okay? And so I think just people are just not educated and they just rather follow what's popular and the popular, you know, assets and cryptocurrencies and, and, and the ones that everybody buy into, like Bitcoin for example. But I did a, I did a video, and this is no shade too because I hold Bitcoin, there's no shade, but just go do your research. The first of any new invention, any new technology, the first is never the one that scales. Go do your research, go do your research. It's a test to see if it'll work. We gotta test the waters to even see if it'll work. The next ones that come after it are the ones that can scale, because now we can take— we know that this is possible. The first of any technology is, is it possible? Not is it the perfected version. So Listen, believe what you want, um, but I just think that most people are going to follow the crowd. All right, um, what do you think about projects that institutions could use quicker? And same, and same. I think they're going to be used as well. You see, the thing about it is, and I want you guys to understand this, I— there, there is no— there, there are winners and losers, but when I— and I mean that sincerely, I believe after the Clarity Act— and thank you so much for your generosity, by the way I believe after the Clarity Act, a lot of projects, first of all, will not recover. Now here's how to think about this. Crypto, first of all, crypto isn't one market, it's sectors, okay? And those sectors are going to be treated very differently once the rules start to harden, okay? So you got real-world assets and tokenization. You got cross-border payments. These are different sectors. You got fast layer 1s and you got smart contract ecosystems. You got interoperability. I love Quant. You've got trade finance and enterprise rails. You've got machine payments, um, and you've got, uh, ad tech verification. You got DeFi lending. You've got meme coins, okay? You got wallets and infrastructure tools. You have all of that, okay? They— and they all will pump together often, you know, in a speculative market or whatever, because liquidity drives every— everything. But when the rules get established, they're going to be treated differently. Okay. And the winners, here's how there's more than one winner. Okay. I just want you to know that. So I look at 3 things. There, there's 3 things that let me know, will this asset survive the filter? And remember, Brad said 99% of these assets are gonna go to zero. First, regulatory survivability. Can it exist when compliance is real? Number one. Second would be integration. Can it plug into banks? Settlement, enterprise systems without forcing the world to change, uh, friction, reinvent itself, whatever you want to call it. And then third, liquidity quality. Can it handle real size without breaking? If a project can pass all three of those, it don't matter how the charts look right now. And I know a lot of y'all are judging the value of an asset based on the chart. Wrong, wrong, wrong. When you're dealing with the future and infrastructure and institutional adoption, to make money, yes, you should be looking at the charts, okay? Because you can make money off a speculative run. And I do think that people should take profits, right? Because why wouldn't you, okay? But I also think that you need a long-term bag for these assets. What are we doing here if you can't get in on ground level like back in when the internet— in the internet days and hold a bag, you're not gonna be wealthy. It's just not gonna happen. And for people holding on to too many meme coins— meme coins are not built for compliance, they're built for attention. They can run, but they're not getting integrated in the future financial structure. Just know that, okay? Anything tied to settlement, interoperability, and institutional-grade infrastructure has a very different tailwind because it's built to be usable inside a world that's coming to us. So even when you see, for example, Ripple's leadership placed near commodity oversight and legal distinction, um, and, and, and then you got clarity approaching. I'm telling you, I, I'm not telling you everybody wins. They don't. I, I don't think they do. I'm telling you that what I'm really telling you is that the field is gonna narrow. And when the field narrows, the assets positioned inside that lane are not gonna behave like the ones outside of it. That's what I mean by winners and losers. And the sad thing is, it's gonna be some people just sitting on the front— on the sidelines. If you don't understand what's being built, um, you're not going to know which assets to invest in, especially if you're not educated. And that's why most people— and right now I'm telling you, 95%, maybe even 99%, especially 100% of retail, they are looking at the charts to know where this fits in, and they're looking at how much money I can make today. Mm-hmm. How much money can I make today or tomorrow because I ain't make enough yesterday because the charts ain't looking good? Are you thinking 10 years out? Because if you're thinking 10 years out, how can't you see the assets that are going to be positioned? I don't understand. With everything that's going on, how don't you see this? I mean, how don't you see this? This is like the days of Noah when Noah is trying to warn people that this is coming and people don't believe it, you know what I mean? Like, it's just— it— I don't understand it, right? So, um, and yeah, this is what exactly what's going to happen. You're going to believe it when it's too late, when it— when it's at the top. Then you're going to be asking, oops, can I get in, right? So this is, uh— and I'm just looking through and make sure I didn't miss any super chats. This is an important thing now. Um, let me say this too, because I know you guys know that, uh, Coinbase— Coinbase, um, had a problem. And this is exactly what I've been saying with all that happening, uh, you, you better to pay attention to your structure. Coinbase had a moment where people could not buy, they couldn't sell, they couldn't move their funds. Um, now they did say everything was okay and that nobody lost any money or anything. But that doesn't change the reality that access was gone. And access, as I stated in my first live, uh, this week, access is the entire point, y'all. You can have the right assets, you can be early, you can be positioned very perfectly, you can, you can be sitting on something that eventually becomes a winner. None of that is going to help you if you hit a moment where you need to move and you just can't. Volatility is something that people are not planning for. It's not going to wait for customer support. If something, if XRP or any asset is repriced, that's not going to pause because some exchange got some issue, right? Your emergency is not going to, uh, uh, it doesn't get scheduled around a platform outage. Life is going to happen on its own timeline. And this is why I keep saying, while we got all this time, y'all, while we have all this time, and it— and you know, I love the fact that we have all this time left because I had a dream last summer and I could not understand what the dream meant. And I've been trying to figure out for years— I mean, for, uh, the rest— the all of last year what this dream was about. And I won't go into the entire dream, but I, I believe it was somewhat of a prophetic dream. I do. And, um, basically the outcome of the dream was that God was showing me that time would be extended for, like, for positioning. I was, I was headed to, I was headed to Great America. And in where I live, Great America is up north. And, um, I remember thinking that I was going to be late to get to Great America. And all of a sudden somebody called me and told me like that Great America was staying open late, right? And so I was like, okay, if Great America is staying open late and it was extending its hours, like let's say it closed, it was supposed to close at 10, it was extending its hours to like 1 in the morning. And so I remember going home and I was able to prepare. I was able to change my clothes and prepare. And I prepared to leave out between like 9 and around 9 o'clock, get to Great America and be able to get there and get on all the rides, which I believe meant volatility, opportunity, you know what I'm saying? Going through the ride of your life. But that was extended. The volatility was extended. And me preparing and putting on my clothes and changing and everything was me positioning like I had more time to, you know what I'm saying, ride this ride, right? And so anyway, long story short, it just dawned on me about a week ago that I believe that there's an extended period of time for people to position. And all this time, while there's an extended time to dollar cost average and to get positioned and to do things right, Instead, people are worried about the charts and why stuff not popping off and making them money. All emotional, outside of emotional intelligence, outside of just financial intelligence. Whereas we have been giving an opportunity and a space to better prepare for the moment at hand, and volatility makes the opportunity possible. Right? And so there's a lot, there's a lot you're learning through this time. And that's the one thing when people keep asking me about, um, thanks Kali, that, that's, that's why I, when people ask me about, you know, positioning like iTrust, and I was just watching an interview from here from the CEO of iTrust Capital, and I love it. He was just talking about how they're working on yields for, you know, you'll be able to get yield for Bitcoin and for your XRP and stuff, and they're listening to The, um, people say what they want, but again, if your crypto is on exchanges, you don't own it the way you think you do. The exchanges hold it. So now you have time to even get your stuff off the exchange. Like, there's so much time to get prepared. They owe you the balance if it's on there, right? That's why they can— that's why Coinbase— and you can't move nothing. Well, what if somebody needed that money? What if there was a— if you— can you imagine if that happened? What would happen during a lot of volatility or repricing or any of that, right? So they can pause your stuff, they can restrict you, right? And so that, that's not an insult to Coinbase or anything. That's just what's, you know, that's what centralized platforms are. They're intermediaries, right? Intermediaries, okay? They are a layer between you and your assets. And if you're serious about building wealth in this space, you can't have your entire future sitting behind somebody else's permission button. Get it off the exchange. Nothing I say is financial advice. Get that stuff off the exchange. Like, get your stuff positioned in a, in an institutional-grade custody account. Get it on a cold wallet. For me, I separate into 3 lanes. You guys know I keep a portion in my long-term holdings in my self-custody cold storage because that's the lane that don't require any permission, right? You, you know what I'm saying? I love it. It's safe. That's it. I control the keys. It's long-term, right? And I have several. I'm actually going to be buying a couple more today. I'm going to buy 3 more cold wallets today. Right? Um, and now if you don't have a cold wallet, I do, uh, Tangem. I do, um, have a 10% discount on Tangem. I love Tangem, okay? But there's a lot of cold wallets. I'm not telling you what to do. Like, I just— it's there if you want it. I'm not here to— you know what I mean? Like, I'm just giving you the information. Then I also like having an institutional-grade structure. That's where I keep iTrust Capital. So if you're thinking long-term or you're thinking about what's going to happen when this asset class, uh, grows or appreciates, The tax structure for me is not an option. Okay. A Roth IRA is going to change the outcome if you believe that you holding through the years, not the weeks, um, and price is going to appreciate. All right. And then also a lot of people don't know you can roll over your retirement accounts into a structure that allows you to expose yourself to digital assets in a regulated environment. Do I think crypto is going to give you the better returns? I do. Wake up, understand. Why do you think, why do you think institutions are getting in on this? What do you think is happening out there every single day, guys? Now I do, and I buy stocks and everything, but I'm gonna roll some of those profits over into stocks. The stock market is at an all-time high, okay? You should have been buying it back in April. Now I do still buy stocks, don't get me wrong. I buy ETFs every week. I'm, I have automated buys and stuff. Like, I, I believe you should have a good some good safe ETFs and stuff. Like, don't get me wrong, but if you're just starting off, you need to concentrate on something that you think will make you the biggest bang for your buck. No way to say that. All right, um, so that you can then expand and roll over and stuff like that. But I've been investing for a very long time. But, um, so iTrust Capital is, is something that— and did I— and I have their, um, premium account as well. You can— I, I hope to— I'm— I want to build a long-term relationship, get yield, stake Uh, they got staking for Solana, Ethereum. I'm investing in Ethereum and Solana, y'all. I bought Ethereum. I just bought some more last week when it was dipping under 2. I, I'm, I'm a long-term holder in a lot of— a few of these assets that I love. Okay, now it's not my top 5 by no means. Um, I told my membership what my top 5 was, and you need to get educated on these assets. And then the third thing is, and people ignore this, uh, this part is the execution part, right? So if you ever plan to sell meaningful size, or you want to ever plan to take profit in an environment where the market is moving super fast and you want an execution channel, um, that's what I use Caleb Brown. That's why I use them for a part of my positioning. It's an institutional-grade, um, account. It's built for larger allocations, and, and you can have a plan, um, in place already for sell orders without feeling like you got a race and all of that other stuff. So I have my sell orders already there. I know that I'm going to be able to move that money into my bank account with no problem. You're not going to be able to do that on the exchanges if you have large amounts and you're, you're not used to moving large amounts to your bank and it's, you're not moving it into an LLC or something. You're going to get stopped more than likely. All right. So the goal is architecture. Cold storage, um, uh, is for what you are, you will not compromise. That is yours. And I have a lot of them. Okay. And then a structure like iTrust Capital for long-term positioning and tax advantage. And then an execution venue like Caleb Brown. For when you actually want liquidity without having to deal with all the chaos that can happen in the exchanges. I don't know no other way to tell you. There's more time for you to position, to build out a plan, to execute. How could anybody be complaining at this point? Now, I, uh, on the flip side, I get it. I get some people tied their money up into these assets and they need it. I get it. I totally get it. Um, and if you do have to sell your assets or whatever, there are— there's some places that are, um, starting to allow you to use collateral and stuff. But I say I wouldn't start borrowing against my XRP until it enters into more of the structural phase. That's just me. Hit that like button, by the way. I didn't say that one time. Hit that like button, um, for me, and, um, and, uh, subscribe if you haven't already, right? And so, um, and I see some of you guys, uh, some of the trolls in the comment, uh And you are free to speak as whatever you want to speak. I appreciate all speech. I don't care if it's hate speech. I don't care if it's troll speech. That's what, that's what this country is built on, is freedom of speech. And trust me, it doesn't bother me at all. All right, um, I, I'm not— my internal security isn't validated by what you say. All right, uh, I dreamed the same dream, slightly different. Thank you so much, first of all, Carolyn, uh, for your generosity. I dreamed the same dream, slight different. I was told in my dream My procrastination was in divine order. And don't fear not having enough XRP, just keep DCA each, each payday. I love this delay. Yes. Um, and you know what, it's all about the way you— thank you again. I love that. I love this. I love that you shared this, and it is so true. It's all about the way you see life. Uh, life is a reflection of, of you and, and the way you see things, right? You, you think you're reacting to life. It's not that way. Life is reacting to you, trust me. When you look at yourself in the mirror, you gotta smile before you see the response back. The mirror don't smile at you first and then you smile back at it. You smile first and you see that reflection. That's how life works, you guys. Wherever you're looking for opportunity, you're gonna find it. I tell people all the time, if you're looking for, you know, uh, conflict, if you're looking for betrayal, if you're looking for negativity, you're gonna find whatever you're looking for. Amen. But if you're looking for opportunity You know, if you're looking for peace, if you're looking for financial freedom, if you're looking for creativity to, to be able to, you know, generate income, you're going to find that as well. It's all about what you look for, okay? So, um, just understand that, all right? Uh, I'll give Kamilah a free RVs t-shirt if XRP goes to $3 this year. Well, I don't— I— it's not about this year for me. So that's— I think that's the mistake that you guys are, um, probably making, is that you assume that I want XRP to go to $3 this year. Like, that's not— that's not what I necessarily want. I want XRP to do well in the long run because I am long-term minded. Now, I'm not gonna be mad, all right, if XRP get to nice price— a nice price this year. I won't be mad at all. But I have told you guys from day one, I am long term. The problem with you guys, and some of you all, you can't see further than today, okay? Now you can't see farther than today. You're— and, and you're— and, and a bit of that is a little bit of self-absorption. You're self-absorbed. You cannot see farther than today. Only you can benefit today. If you're looking out in the future, if you're looking generations, then a lot of people are going to benefit. But if you only looking at today, you looking at you and your situation It's narrow-mindedness. You don't see the bigger picture. You can't dream big if you can't look for generations. I'm not— I'm not sacrificing just for myself. I'm sacrificing for everybody that's connected to me and my future. All right, and so that's the difference. Okay, uh-huh. Thank you so much, Brandon, for your generosity. If XRP disappeared tomorrow, what problem in the financial system would still, uh, be unsolved? Well, uh, everything all the way back from 2008. Which is the, the plumbing and the way money moves and how there's, there's clots in between that flow, that plumbing flow of how money moves. It takes too long. There's too much friction. There's too many delays. There's too many people with their hands on it that have to be in the middle of the process to make things go smooth. And so, and that ties up a lot of money, you know, when you have all these pre-funded accounts and stuff. It just ties up a lot of money. Imagine what you could do with those trillions of dollars that's locked up in pre-funding accounts., you know what I'm saying, just to secure that money can move from one place to the next. Imagine what that money could do if you can move it fast without friction, you know. So we'll run into the same problems that we had back in 2008. If you guys don't know, Bitcoin was created because of 2008. Go back and do your research. That's why I was even created in the first place, is because of all of the problems underneath the plumbing that was happening that caused the housing market to crash. And the housing market wasn't the problem, it was, it was the symptom. There was bigger issues that were underneath all of those layers. You got to go back and really study history to kind of figure this out, but we'll have the same problems. And then you got banks that thought they was, you know, too big to fail, and guess what happened? You know, you had— you got the insurance companies failing. I mean, it was a nightmare. It was a nightmare. It was a, a huge economic downfall. And we never really fixed that issue. We just patched it up and kept it moving, right? And so the beta test and the test to figure out, okay, how do we, you know, try to, you know, move over into another monetary financial system? That's when— that's when Bitcoin was discovered, okay? And so, but Bitcoin— but no technology that starts off— most of them not even around yet. Where's MySpace and all these other places that was in the beginning? Right? They were— it just proved that this stuff works. But then you have other technologies and other software programs and other platforms that come along that kind of, that kind of, um, uh, perfects, you know, what was, what was originally created. And that's why you, you guys, you're, you're stuck on what you want to see, um, but if you just expand, expand your mind and start investigating some of this stuff, it is Ain't nothing new under the sun, you guys. Um, uh, yeah, so anyway, I see some haters, uh, in the comments. You guys see them too, but it's all good. I'm here to educate those who understand XRP. And, uh, is getting the attention he asked for now. I see, you know, it's okay. Um, y'all, I'm, I'm a degree counselor, okay? Um, I know, I understand people's emotions. I know people are emotional. And growing up in a church and just understanding, like, people are emotional, you know, they like their emotions to be fed. And, um, if you don't feed their emotions, they get angry and they get mad. And people get entitled. Some people are just entitled. You don't see it, you're having a, a, a, a 3-year-old temper tantrum at the charts and at the assets because they're not doing what you want them to do. And they're not gonna do what you want them to do. They're gonna keep They gonna keep moving the way the market moves, okay, right? And so the market can stay irrational longer than you can stay rational. So if you don't learn how to, uh, have a temperament of your nervous system, you're going to get caught up. Don't even get in this game. Go and do something different in life, you know what I'm saying? Like MySpace. Y'all remember MySpace? Yeah. Oh God. Um, yeah, I do talk about this in my coaching program. We are, um, setting up our assets to be, uh, put in an LLC holding company, uh, for For sure. Yeah, say love your confidence. Yeah, my confidence is mine alone. You know, everybody got to learn how— and again, it's about emotional intelligence. You, you— the reason why I can stand firm, I don't need validation, right? I don't need validation from anybody. I'm here to share my convictions. You may agree and/or disagree with them. I love that. As a matter of fact, I want people to disagree. I don't— we don't live in a world— we're not robots. We don't— we don't all think the same. What would this be like if everybody agreed with what I got to say? I don't expect that, guys. I want some of you all to disagree. I want some of you to push back. I'm okay with that. That is great. That is healthy, healthy, healthy, healthy, right? So, and that doesn't, that doesn't change my thesis. That doesn't change my stance. That doesn't change my conviction or my emotions about it. I do not need validation. I do not need affirmation. I don't care about the applause of men. I don't., right? And some people do, but my security comes from within, right? It should not come from everybody else validating. The first thing you got to get over if you're going to be strong in business is, is the fear of men, okay? So, um, that's why I welcome any, any freedom of speech. Seriously, uh, the emotions will, uh, rescue every time. That's right, that's right. Uh, so yeah, nothing new under the sun, you know. If you go back and you look at the sea, every season, you go and study each season, you'll find, okay, This season is going to come again. Fall, okay, I look at the trees, I see how they, you know, start to change. It's gonna happen again and again and again. Every season is the same. All you have to do is follow patterns. There are patterns in history, and when you follow them— I know people be having whole tantrums— when you follow them, um, then you can, you can kind of know what, what, what's to expect in a sense. I mean, obviously you can't expect everything, um, to know everything, but you know what I'm saying. All right, greetings, greetings. Yes, Daza, first of all, thank you so much. I appreciate you. Just bought your first XRP. That is That's awesome. Well, you know, like I said, if for anybody— because this is why I educate, because if you are investing in XRP, you do want to know a little bit more about it, right? So, um, so that's why I come on here and I kind of, uh, say I'm too young to remember. I was on MySpace, like, I used to love MySpace and, uh, Periscope, guys. That's actually where I really first started, uh, doing videos. I was on MySpace, but I— Periscope, I did a lot of videos on Periscope. Y'all remember? Put in the chats if you remember Periscope. Put in the chat, I hope to bring the energy, right? Energy is contagious, you guys. If I was on here getting all emotional about everybody's comments and everybody's and what happened in the world, like, no, I'm here to bring y'all energy up because energy is contagious, right? Kindness is contagious, right? Calm is contagious, right? So it's a joke to even care. This is a healthy dialogue. Lock in, peeps. Don't get distracted. They'll be Yes, and I don't mind, like, even people who— you know, the good thing about, um, here's a lesson that you learn in life, even for people who are like bad people, right? You know, it— if you know a snake is a snake, it just changes the game, right? Like, it's like when Jesus— Jesus knew that he was going to be betrayed, so it wasn't nothing new to him. It's when people get caught off guard that becomes a problem. And I've already put in my mindset, right, that, you know, family and friends and some people who would disdain what's going to happen with the wealth transfer, and, you know, people who disdain, you know, digital currency, they don't believe in this stuff. And I keep telling you guys, there are some things we need. There is a cap if we don't get the Clarity Act, right? So I'm pushing, I'm hoping that that gets resolved. But I've already resolved that I will still help people who did not believe in this space. Why? Because love is unconditional, and I already have prepared myself that some people just won't receive the blessing that they can partake in themselves, right? I already know that, you know what I'm saying? So I'm prepared. It doesn't cost me anything extra. It doesn't cost me any energy or anything like that. God reigns on the just as well as the unjust. He is kind to the just as well as the unjust. There will be believers and there will be unbelievers, and you can still taste and see how good God is. You can still taste his blessings, and maybe those blessings will make you change your mind. So I'm not worried about it. I am doing what I'm doing, and I'm keeping my conviction, and I'm positioning myself not just for me but for others. And there are good and bad people who will be blessed by my decisions, and I am okay with that. That is where I stand. That's the type of person I am, and I will continue to do that. And I hope you guys do the same. Um, I do see a— um, thank you so much. I appreciate this. Um, you are so kind. Um, you're fantastic. Thank you. I appreciate you and your comment and all of you guys, you know, being on here learning about it. I am, um, I am going to, um, I'm going to continue to do my due diligence. Somebody said Buddha is God. Um, Buddha is a god, okay? I don't think he is— he's not my god, okay? So he may be your god. Um, we, you know, that's, that's— everybody has their, um, freedom of what they believe, of course, you know what I mean? I'm not here to change anybody's belief system, I promise you. I I'm here to help you guys get wealthy, and I think the world needs us to be wealthy, okay? So I'm not here in a religious debate about anything, but I'll continue, um, you know, to educate, um, and, and keep you abreast. I wanted to share exactly what, uh, the move that Ripple made. I think it's a brilliant move. He is in the advisory. He is going to, you know, this is good. I mean, remember, he called XRP his North Star, meaning I think they're making positions to make sure that XRP gets the exposure that they desire for it to have, right? And so also I do want to say, I didn't, I forgot to mention this, that if you don't fully understand how markets work and it is something that you want to, you know, understand more about the structures and, you know, how to position long term, I do still suggest that you check out Stock Up University. The link is in the description. It's an incredible educational platform that's going to help you understand market behavior, how institutions think, how to build a foundation and learn technical analysis, because a lot of people want to learn that. I think a lot of you all want to make money, so you, you should learn the skill of technical analysis. Then you can swing trade and you can do option trading and scalp trading. I do that as well, right? I make money off of that, off of that, and I trade maybe about 3 to 4 times a week. I was doing it 5 times a week, but I got super busy. So I do do that. And then, um, if you want something hands-on, that's what my coaching community is for. Uh, we work on, you know, how to stay grounded, how to build financial plans. Um, I'm live with my members every week. We look at portfolios and We talk about risk and mindset and decision-making. There's support, there's accountability, and that is important because most people don't realize, um, that their ability to succeed is based on your culture. The link is in the description. Make sure you hit that like button. I love XRP. Look, I love this, um, XRP, HBAR, and Quant. I love them as well. Um, and so, uh, look at you guys. You guys, I see you all's religious beliefs. I love it. I love the, the freedom of, um, to be able to choose and to believe um, what you believe. Um, I, I love it. Um, I love that you guys are expressing your, your convictions. Um, and continue to do that and stand by what you believe in. Um, listen, and I want you to know, you— please, guys, choose your winners carefully. Please do. Please do in this next season. I'll be back on Monday. Don't— and then I'll be back on with my members. We're going to get into some stuff. I'm going to do some Q&A, and we'll talk more about this, uh, exactly what's happening with, uh, XRP. Remember, XRP does have to decouple. I am still looking I'm hoping that we hit at least a double bottom, you know. So I'm watching the charts on that. And, um, listen, I'm going to tell you again, choose your winners. And the chart is not going to tell you who is a winner yet. The chart is not going to tell you who's a winner yet. But guess what does? The room do. The rooms, the rooms. Check out the rooms, right? The rooms that, that, uh, some of these, um, uh, infrastructure players are sitting in. Those are the rooms, rooms that's going to decide the winners, right? And then by the time the chart catches up, the doors will already be closed. And I want you to know that. So get positioned, um, get educated. And you guys have a beautiful Saturday. And as always, I want you to stay wise, stay wealthy, and I'll see you guys in the next video. Peace out.