Kamilah StevensonCEO, Healthy And Better · Health & Wellness Coach | Degreed Counselor | Published Author | Helping People Achieve Holistic Wellness

Stablecoins Are Now Better Than A Savings Account

21 Jun 2026 · 1 min

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In this concise monologue, the speaker argues that stablecoins serve as a low‑volatility store of value, allowing users to avoid market fluctuations while earning yields of 3% to 7%. The speaker critiques the traditional banking model, which relies on holding deposits to fund loans (mortgages, car payments, etc.) without paying interest to depositors. By contrast, parking money in stablecoins not only preserves capital stability but also generates a higher return, making stablecoins a superior alternative to keeping money in a conventional savings account.

Chapters

And the whole purpose of stablecoins are that they're stable. So they guard you from volatility. So if you're not ready to put your money into assets, you can just hold them in stablecoins, which is even better than keeping your money in the bank. Because remember, that's the whole point where at one point the banks were fighting because they know that their entire model is you keep your money with me, I lend your money out, and I lend it to people who want to have mortgages and car payments and stuff, and I make money off that money, but I don't give you no money off that money. So now with people being able to just park money in stablecoins and make 3 to 7%, hey, That's better than having your money in the bank.