0:22

In a brief commentary, the speaker asserts that 11,000 banks have selected the XRP Ledger as their settlement layer, while SWIFT retains its traditional messaging network. The speaker emphasizes that SWIFT, a cooperative owned by central banks and tier‑1 institutions, is not merely partnering with the XRP Ledger but is effectively conceding that real‑time finality for global payments will reside on the XRP Ledger. This statement is presented as a structural admission about the future location of real‑time settlement in the financial system.

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