The CEO Of Japan's Biggest Crypto Firm Just Said XRP Will Be VERY Expensive

Hey, it's Kamilah Stevenson, and around here we talk wealth. What's going on? Good to be with you guys another day. Uh, we're here to talk about some, some good stuff. It's always some good stuff. I hope you all are doing well. I am. I got a great workout in this morning, then I did a little high-intensity interval training, so feeling good. And today is a work day for me. All right, what's going on? Go ahead and like the video as you come in and subscribe if you have not already. All right, and, uh, let's see, let me, uh, I gotta— what's going on? I wanted to make sure my chat is working. I'm seeing you guys. What's going on? All right, yeah, go ahead and share the video also. Uh, we're gonna get into some really, really good stuff. Uh, I appreciate y'all for being here on a Saturday learning and growing. And let me tell you, it's so much fun out there. What's up, 744? It's so much fun out there. It just surprises me how much people don't understand what's going on with infrastructure. I have to keep saying that word. This is not about hype, y'all. People are going to miss out. And yet another banger today, another, uh, awesome, um, update that I'm gonna share with you guys together., today, and I'm going to also give you my take on what I'm thinking about. Uh, I will be joining Good Evening Crypto on Friday, Friday, so check me out there. I, I think it's at 10 AM Central, 11 AM Eastern time. I'm always thinking in my time, but I think it's 11 AM, uh, Eastern time. People are just, just crazy, and I'm about to get right into it. Go ahead and like the video And, uh, again, subscribe if you have not already. And I do want to say, on Monday— Monday, I'm usually on live Monday, right? But it is a holiday, and so I'm respecting the fact that it is a holiday, so I'm probably not going to do my live. However, I still got one for you. I am going to do a video for you and, and keep you up to date in real time. I think I'm going to talk a little bit about this IRLUSD they just minted on the XRPL, and people still don't understand the significance of moving RUSD on the ledger, or moving any value on the ledger. They still don't connect. They still don't understand why XRP is valuable in that situation. I may take some time to break that down, and I got something special for my members. So yes, I will be doing a special video for you, uh, for my members. So if you haven't joined, go ahead and join because, uh, I, I, it's gonna be a little juicy in the membership. All right, so, um, thank you guys, thank you guys. All right, so Uh, let me say this is not financial advice. Everything I say is for educational and entertainment purposes only. Here is what Japan said: XRP will be expensive. XRP will be expensive. Okay, that is not, like I said, a statement from a YouTuber. I did— it's not even a state— a statement from me, although I feel the same way. But I want to, I want to help you to understand why this is important, um, that this sentence came directly from the chief executive officer of SBI Holdings, which is one of the largest financial services, uh, services firms in Japan and one of the most influential institutions in the entire Asia-Pacific region. All right, um, where you get— y'all asking me about my, my, my earrings, where I get my earrings. I got it from a jewelry store. Oh man. Um, so I wanna, uh, uh, his name, uh, I hope I'm not, you know, I'm not good with names. Yoshikado, uh, Yoshi— no, Yoshitako. Is it Taka? Yoshitaka? I can't remember. All right, whatever his name is, but CEO of, um, of, of SBI Holdings, okay? And this is— so you can know the magnitude of it— it is the CEO of a firm that manages tens of billions of dollars of capital from clients, okay? They operate one of the largest online brokerages in Japan, and it has been one of Ripple's earliest and most committed institutional partners for for nearly a decade, and they publicly stated that XRP, the asset that you and I hold, um, and we've been holding through the volatility, the doubt, the silence from mainstream finance because they don't want to get in, um, yet, uh, and say anything about it. But they said it would be very expensive, and I'm gonna break that down. All right, uh, that is James, and I'm happy you said this. This is a fake page. Prime Kamilah takes my real videos and they, they monetize them basically. And so I've been reporting them, just report them. I've had to even go in the comments and tell people because now they got links that they want people to, you know, click on inside this, um, description. And it's not me, it's not my page. They do take my, my sweat equity. It's really, it's really bogus that they take my work that I'm doing and they're just marketing it and, and monetizing it. They have a different background if you pay attention to— they, they change the background. Don't click on any of those links. They are not me. That is not my page. I know some people do have two pages. I don't have a second page. I will let you guys know from this page if I ever did a second page, okay? Um, so just want you guys to know that. Um, and yes, uh, my members live— again, this, uh, just so I, you know, make sure you guys understand this, uh, Monday is a holiday in the States.. And so I won't be doing the lives on Monday, but I am going to be releasing a video for, uh, my, my public, um, community. But I'm also going to release a second video where I'm going to talk a little bit about pricing and some of the, um— I think I'm going to talk about the pricing because a lot of people don't under— a lot of people are really underestimating, uh, XRP's price and how it gets there and why it's going to get there. And I'm going to attack some of the myths and the FUD that's out there. So it's going to be— it's going to be really good for the members. Um, to understand so you can have confidence, right? Like, y'all, I'm telling you, people have no idea. They don't understand architecture engineering. They are— they, they're misreading this entire moment, right? And so that's why I want to share what I'm sharing today, because sometimes when you hear it from someone plugged inside the institution, uh, you, you can kind of understand from a greater perspective, because I'm telling you, they're not looking like retail. Okay, they're not, they're not look, they're not reading this moment like retail. Retail only cares about if the price is going high right now. That's it. They can't see beyond that. It's just, that's all they can see, right? But again, I'm going to give my take on it, and I try to, I try to look and analyze and research some of these because I don't believe just because an institution say something, I don't necessarily always agree with everything. I think there are certain things that's in your face that's, uh, there to distract you I think it's all a big stage. And I know at the end of the day, there are other people who control what is happening, and, and I don't think people get that. Trust me, they do hire influential people and groups that control, uh, what is going to take place. Um, but it is very interesting, and we got to stop and look when an institution of that magnitude starts to say something. Another thing he also said was that, uh, the petrodollar was dying. So I'll tell you my state on that because there's a little bit of confusion around the dollar and the devaluing of the dollar as it pertains to the fact that it's losing its purchasing power. But then if it still is the global, uh, the, the global currency, a reserve currency, then how does, how does that make sense, you know? So I want to make it make sense for you. Um, but the reason that he said the petrodollar is dying is because the United States-Iran conflict and the chaos in the Strait of Hormuz has accelerated, you know, the collapse of the financial arrangement that has anchored global trading for what, 50 years? He also said that the world was restructuring around new settlement currencies and new infrastructure right now in real time. And he said that the United States has one last chance to lead the digital future. And you know what that chance is? And I'll get to the Super Chat. You know what that chance is? It's the Clarity Act. It's the Clarity Act. So he's saying y'all better get that Clarity Act now. Um, because, you know, we got to remember this is a global reset. Like, things are not going to slow down because United States don't— this is not a one-country situation, y'all. So I mean, obviously United States is trying to position themselves, and do I think United States will? Absolutely. Not just because I, I stay here, but I do. I think they're gonna come out on top because usually they do, right? And so, uh, but I, I do want you to understand, I have to get you to understand who SBI is. I am here every day to help you strengthen your conviction because I'm telling you, if you don't, you're gonna lose out, right? And that's what they want you to do. And even people who hold now, there won't be many holding on the other end of this. I'm telling you, institutions could care less about a few people getting in. Retail, they already know they're gonna sell at $5 and $7, you know what I mean? Like, and I'm not saying that I don't have sell, uh, uh, positions, but I understand the long-term I, I understand, I understand the long-term game plan, okay? And even if you have a selling point, it's never— it's not about the fact that you sell or don't sell. That doesn't matter. What matters is on the other side of that sale, do you know what you do? Do you have a plan? What, what is the plan for that sale? And I think a lot of people don't know that, and so it's going to catch them off guard. But I definitely want you to understand, who SBI is, because a lot of you all don't understand SBI in Japan and how they play a role. I have talked a little bit about the reverse carry trade. I won't do that now, but I want you to understand why their voice in this moment carries much more weight than maybe almost any other institutional voice in crypto right now. Um, also what it— what is actually being said when a financial executive at this level publicly declares the death of the dollar's reserve status and what the structural picture, uh, coming out of Japan means for every single XRP holder. I need you to understand that. Remember to like and subscribe. Let me go to the Super Chat. Should people be buying more, uh, more into XRP than Bitcoin and Ethereum? DCA if buying all three? You know what, let me just give you my thoughts on this. Um, I hold Bitcoin and I, and I've been buying Ethereum, okay? I'm buying Ethereum more than I'm buying Bitcoin, and I'm buying XRP more than I'm buying both of them. I, I was buying Bitcoin at $16,000. This is my just common sense thought. When you're looking at an ROI, the return on investment, that looks different for everybody depending on how much money they got, the game plan, how old they are, um you know, when, when was their entry point, you know, like, do they have any, do they have any exposure to any cryptocurrency at all, you know, um, so do they have a little bit of a position already established in Bitcoin and they're trying to grow their position? My thought is this: do you think that XRP will get to $10 before Bitcoin gets to a million? So for me it makes a lot of sense for people to invest if they don't have a position already in Bitcoin and they don't have a lot of money. And you know what I'm saying? They're not like— they don't have 7-figure net worth. Okay, it makes a lot of sense to me for someone to buy XRP over Bitcoin. And this is not— I have my biases. Okay, I think there's a lot of other reasons why you should buy XRP over Bitcoin, but I'm not even going to include my biases. All I'm talking about is return on investment. Which will give you the biggest return on investment. Because you got to realize that part of a game plan is also allocation and reallocation. You take profits and you roll them over into other things. So sometimes you want to take profit on something that's going to first give you the biggest ROI, return on investment, and then you can roll it over into other things. So if you ask me if people really want Bitcoin, cool. But I think you should capitalize on other cryptocurrencies that's going to have a bigger ROI if you're getting in now, right? If you're just getting in at Bitcoin at where it's at now, you know, and some people got in at $100,000-something or at all-time highs and maybe they want a dollar cost average, I get that also. Um, it's just a different game plan. Okay, so, but I, I'm looking at ROI again. I got in on Bitcoin at around $16,000, $20,000, $30,000. I was buying it all throughout there 6 years ago. Um, so that's my thoughts on that. But I am to this day buying Ethereum, Ethereum, because I stake Ethereum and it's a passive income. So it's just a different strategy for me. And I am long-term Ethereum. I think Ethereum is going to do good long term. Uh, they gotta— I'm not saying I agree with this or don't. But there's analysts that say that they think Ethereum will get up to, you know, $20,000. Um, some think it'll get up to $60,000, $100,000. I don't know, but, um, I'm not— because I'm not overly invested in Ethereum in that magnitude, but I do have a nice significant amount of it because I was buying it years ago, right? So, um, yeah, and, uh, so, you know, hopefully we get— we get some— I'm hoping for some, uh, pullbacks and everything. Right. And, uh, somebody said, uh, oh, hello XRP lovers. Um, I was trying to put this— Bitcoin is not eligible to be used by central banks for anything. Nothing backing BTC but speculation. Technically, your confidence in it, basically. Yeah. And, and what if it becomes an altcoin? What if it gets turned into— I don't know. Um, but it doesn't have the same level of utility that XRP has. So again, there's a lot of other reasons, but to me, I don't understand why somebody just starting off and have no— not a lot of exposure to cryptocurrency would start putting their money in Bitcoin. I, I just— I, I— that wouldn't be me. There's a lot of other cryptocurrencies that's gonna give you a better return, and it's not that you can't have a position in it. I'm not— I'm not for— I like, I like cryptocurrency, okay? If you like it, I love it, okay? But you, you better use some strategy, okay? If you want to position in something that's not gonna— you know, and, and big money, they like Bitcoin because maybe they find safety in it. You're not looking for safety necessarily right now. You're looking for return on investment. So it would behoove you to— I don't know, like, I don't want to say like be a little more risky, but it's, it's like you need something that has the more asymmetry move. Okay, like safety, cool. I, I gotta— I got— think about it, I got gold. I like gold, and gold may pull back, silver may pull back. I would love for it to, but I also have silver, but I have more silver than gold. Why? Because I think silver is going to do better than gold. Okay, it's just that simple. So I'm not gonna be more weight, but big money, they kind of don't like a lot of volatility. So they— when you have more money, you take less risk. You don't need a lot of risk. If somebody got— if they option playing with $100,000 a 5% move is $5,000, right? But if you only got $100 that you putting in the option play, you don't want a 5% move. That's gonna— that's giving, you know, that ain't gonna give you nothing, right? $5, you know, off $100. So you want a bigger move. You like, I'm looking for a 30%, 40%, 50%, 60% move. You need a bigger move with less money. With more money, you need a smaller move. You don't need to take much risk. So for people who wonder why, you know, super wealthy people, well, why they didn't put their money— they don't need to. First of all, they don't understand it. They don't want to learn it. They need all this technology stuff. They don't need to. They could put their money in bonds and treasuries and, you know, real estate and just other stuff, you know. So, um, anyway, thank you. I appreciate this. So let me get into it because I want you guys to understand, uh, and, and I'm, I'm waiting on the next dip. I actually, I'm all prepared for it. I already got my limit orders. A lot of people don't like limit orders because it ties up capital, but I've been the same way. I've been slowly buying. I've also been slowly putting my money into limit orders and I just act like it ain't even there no more, right? So again, like and subscribe. Now let me give you a full picture of SBI so that you can understand why they play an important factor, and I'll give you my take on this as well. SBI is not for anybody who's new. They're not a crypto company, okay? These are— they are a Japanese financial conglomerate. That's what I'm trying to say. It's like I'm trying to describe what, what they are so you can understand. They operate across, uh, banking and, uh, securities and insurance and, um, asset management and what up, uh, digital assets also. So they've been operationally, uh, using XRP for international payment settlement since like 2021. It's, it's been a while since they've been using it, and that means that they are not They've been in this for quite some time. They're not speculating on XRP's price when they say that. I need y'all to understand that this is not about speculation. They are using it to move real money. Y'all know I've talked about, uh, Japan and how they're using it in retail. It's all in their system already. They're using it to move real money between real institutions across real borders every single day. Okay, so they understand it. Remember, they've done the test. They presented it on Tokyo, uh, 2026 XRP. They got on stage, they presented, hey, we, we able to, uh, this moves quick, it saves us 60%, you know, in 5 seconds or less. They are all in. So when the CEO of an operational user of XRP infrastructure publicly, all right, they're not going to just, you know what I'm saying, when they publicly say, and, and again, this is somebody who's integrated into using this asset in in their system. When they say that an asset is going to become very expensive, that is not a prediction made from the outside of the system, okay, looking into the system. That is a forecast made from inside the system looking forward. So he sees the institutional volume coming, he sees the partnerships being signed in Asia, and that Western financial press probably are not covering, of course. All right, um, let me see. I'm making sure I didn't miss any, uh, uh, any Super Chats. I don't think I did. Okay, and I'll get to some more of the, um, I'll get to some more of the chats now. So imagine what it looks like again for an executive, uh, at this level who decides to say something like this out loud. These type of statements are not going to come from a CEO of his stature without, man, a lot of time of, of looking at, and, you know, basically requiring internal deliberation about whether the firm wants to even take that public and say it. The fact that he chose to say it on record publicly, first of all, tells you everything you need to know about what SBI is seeing on their operational dashboards right now. They're seeing things that you're not seeing. And again, I don't want you to think that he's talking about merely hype or speculation. He has consistently framed XRP as infrastructure, even if a lot of people don't. They don't understand XRP is not like— we're not looking at this like a cryptocurrency. It's infrastructure. And all retail is thinking is, oh, will the price go up because people buy it? You know, institutional infrastructure is totally different. We're thinking about Um, because I'm, I'm aligning with infrastructure, right? What happens if this asset becomes deeply integrated into liquidity systems, settlement rails, tokenized markets, treasury movement, and cross-border value transfer? That's— those are two different frameworks, y'all. So people who don't understand that XRP can be, be priced higher, they're not looking at it as infrastructure. They're still— they practically looking at it like a meme coin. The same way some people was trading silver and gold, they was trading it like a meme coin. And then other people, like central banks, was positioning into it because they understand that it's outside of the system, and they see where these assets are going to be repriced in the future because they also see what's happening to the dollar. So you got two different mindsets that are investing sometimes in these assets, and you get tripped up because you're looking at what retail is doing and what retail is saying and all of that. But, um, so here's also what I want you— where this— it expands beyond even the narrative of whatever, you know, they stated. Because Japan is, as a country, they are not waiting for anybody. They're not waiting. They are not waiting. Japan has officially announced that they will designate XRP as a financial asset by 2027. That is a national-level regulatory decision from the third largest economy in the world. Japan is also adopting the XRP Ledger directly into their new financial system architecture. So, um, that's the infrastructure of the network, right? Not just the token, the entire rail. Okay, y'all gotta understand this. In addition, um, SBI is preparing to launch a, an XRP, paying bond, which would be one of the first sovereign-linked, I would say, debt instruments in the world to pay interest on in XRP. So they're going to pay interest in XRP. So they're pushing also XRP ETFs onto Tokyo Stock Exchange to bring trillions of dollars of Japanese institutional capital onto the network. So every single one of those moves is a structural commitment, not a— not— this is not about marketing for them. They are really Um, they are really integrating this in them, in their system. And to interpret this correctly, you got to understand Japan has historically, remember, been one of the, or the leading indicator of institutional crypto adoption. Their regulatory framework matured before the United States. They, they've been ahead of us with that. When Japan moves on a structural decision, you got to recognize that the rest of Asia is going to follow, probably within like 12 to 24 months, okay? They're going to follow. And the developed world is going to sit and watch, and they're going to make their own moves. Some institutional adoption can be slow, but when they start seeing people pile in, trust me, there's different phases where they, where they start to pile in, where they see what, what other countries are doing and the benefits that they're getting from this, okay? And they're getting benefits already because of the saving of money and the, um, being able to move, uh, value very quickly. They're getting benefits. And so Japan at this point, just like there's going to be other countries, they not, they're not asking for permission, they're not trying, they are executing, okay? And then while, so while us, the United States, and that's why they're like, okay, this is y'all last chance with the Clarity Act, we still waiting on Congress, uh, we arguing about the Clarity Act, and, uh, the American financial industry is debating whether or not stablecoins is going to hurt community banks, and, you know, are we gonna get yield and this much for yield and all of this other stuff. At the same time, Japan is absorbing the XRP Ledger into architecture of their entire financial system. And we got to understand that that is a big, big move. And when I say stuff like this, the first thing people think about is the price. Why isn't the price moving, right? You know, let me say this. You can, if you understand again like the arc, the engineering process with infrastructure, you would know that you could build enormous infrastructure while price remains disconnected temporarily. Why? Because of regulation delays, um, like, like what we're experiencing, okay? Regulation delays adoption. You also have liquidity being fragmented. What I just said. Institutions move very slowly, and also markets will front-run narratives incorrectly. Okay, y'all know, y'all already know that they front-run incorrectly. It's just like if you get— even, even with the regular markets, um, even with the stock market, if a rumor gets out and, and the— and, and people get a hold of it And let's say it's not even true. The markets will front run that news even if it's wrong. And then when they find out that it was wrong, then it's all of a sudden they bring it back. So, and then also remember utility can take years to fully materialize into valuation. If you just know that, then you will understand why price hasn't necessarily caught up, but you'll understand that price will catch up. But I think Uh, what is his name? Katayo? Katayo? I don't even know how to pronounce his last name. I think his broader point has historically been something closer to, if XRP becomes a core liquidity asset inside of a global financial infrastructure transition, then the current market predictions of value may eventually look extremely small relative to future, future utility demand. And that's a, that's a, that's a more sophisticated interpretation than, oh, XRP to the moon because of hype, because of this, because of that. Especially because SBI has long viewed— they've long viewed tokenization, digital, uh, settlement, interoperable finance, and blockchain infrastructure as a multi-decade transformation and not a short-term trade. And that's, that's all people are looking at. And honestly, this is where the, the, the macro framing becomes strong when you look at it, because the real bet that many XRP holders are making is, is not merely on a cryptocurrency. It's whether XRP becomes embedded into the plumbing of the next financial system. So that's a deeper thesis for people like us. For other people, they looking at like cryptocurrency like, I can make money off of this, right? The same mindset, I just want to make money off of this, same way people was looking at the silver and gold. I just want to make money off of this. They trade— they, they was trading silver like a meme coin. Right? Meanwhile, people are actually getting positions because they, they're long-minded. So it's a different mind frame on this. Let me, uh, look at some of the chats. Uh, thank you so much. First of all, thank you for all the Super Chats. I don't know if I, uh, said my appreciation for the first Super Chat, but I do want you to know I'm always very appreciative of you guys, um, with the Super Chats. Crypto.com lets you set limit orders with a credit card. Yep. And the amount shows pending till it fills or expires the order. I'm, I'm happy that you, uh, stated that because that gives different ways for people, um, to set their limit orders. And I think, I think you're gonna have to— with the volatility, I think you're gonna have to set limit orders. You're not gonna be able to catch it when it happens, um, for people who think they are. Like, you can catch it if it's slowly going down, but if you have like extreme volatility spikes and, you know, like what happened, um, on October 10th, you're not going to be able to catch that. And especially on the exchanges and you know, with all the freezing and things like that that happen, you're not going to be able to catch that stuff. So that's why I like being positioned. I don't have to think about it. And, uh, every now and then I just go back and I reevaluate my positions. I sometimes change my, my prices a little bit. I just kind of adjust as time go, uh, so get, get those, uh, get those, um, limit orders in place, right? So still looking at— thank you so much, I appreciate this. Uh, Dr. Stevenson Lamb, your numero uno fan from Playa del Carmen. Okay, um, your number one fan. All right, I love it, I love it. Thank you so much, I appreciate that. And I got a little Spanish on there. Uh, yo hablo español de vez en cuando, so I don't know too much of it, but, uh, but I can read that much. So, all right, uh, let's see, let me, uh, make sure that I— because I do want to get into my thoughts on some of this. And also I'm going to mention the petrodollar. Okay, cool. Um, I'm really hoping for— I'm hoping for my limit orders to, uh, strike, man. I, I just really want it. Okay, let me, let me talk about the petrodollar real quick because it's also important. And remember, we are still looking at the reverse carry trade, which is, you know, for those who are new, uh, in simple terms, you You know, the world basically went to Japan to borrow, uh, the yen for basically no money at all, 0% interest. And, uh, they invested in, uh, the stock market and cryptocurrency and, you know, all type of assets. And, uh, the yen is now, uh, the interest rates are going up. And so now the money that they borrowed is not as cheap as it used to be. So as I say, the math ain't mathin' no more. And at some point they would have to unwind and return that money back because it would cost too much to keep the debt open, right? So then that means they would have to liquidate and sell some of their stocks and crypto and, you know, all of their assets and go back and repay that yen before it becomes too expensive. And so that's basically the reverse carry trade. I think it's more controlled than what people may realize, but I can't be the one to say that it couldn't get uncontrolled. I don't know, you know, if we lower interest rates and Japan raise interest rates, oh, that becomes a huge issue, okay? So, uh, we're still looking out for that. And let me just say this, I am excited that XRP is not a security. I, I, I am excited that it's a commodity. Why? Because if it was a security, I wouldn't sit here and I would be scared about saying what the price of XRP would be if it was a security. Because then you have to rely on, um, I guess it would be tied to Ripple, of course, uh, then you would have to rely on you know, how well they did in their quarterly earnings. And you got to rely on the CEO, Brad, to make the right decisions and all of that. Like, and yeah, I, I wouldn't, I wouldn't be as confident. But because I— so I'm so happy that they went through that court case, whether it was, whether it was planned or not. It's interesting, they're the only ones that had to go through this court case. Nevertheless, it positions them in a greater, in a greater way than other cryptocurrencies because they did go through, through the court case. And, um, I mean, even to this day, out of all, uh, that they went through, XRP, from its, uh, from, from the time that it was created, from its genesis, it has stayed in the top 10. And there are a— I don't know if y'all know how many projects there has been, and it has always stayed in the top 10, even through all of that. And even now, you know, um, and, and have mainly been in the top 5, you know. So anyway, uh, I, I love that it is not a security because it— I wouldn't have as much confidence in it, right? But let me, let me bring a petrodollar into focus because many investors are going to underestimate the significance, the significance of this whole idea with what's happening with the petrodollar. It's— and that is the arrangement that's kept the United States dollar at the center. And I have to mention this because I, I'm going to tell you my thoughts on what transition is happening with the, the dollar being the, the currency, uh, the, the global currency reserve. I'm going to tell you what I think is going to happen. Uh, right now the United States dollar has been at the center of global trade since probably the 1970s. I want to say oil gets priced in dollars, and so cross-border trade gets settled in dollars. Countries hold dollars, uh, dollar reserves, because they have— they have to in order to participate in international, uh, commerce. So they— and they buy oil in dollars, okay? So I want you to understand what I'm saying, because I'm going to tell you what the transition is going to look like, okay? So when the chief— when, of course, uh, SBI's CEO of, you know, again, a top-tier financial institution they publicly say, okay, the petrodollar is also dying. What he's telling you is that international financial system is restructuring right now, and the asset position at the center of that restructuring is XRP. That's— that he's trying to connect the dots there, right? And so think about what that means for a moment. The dollar— the dollar's reserve currency status has been the largest financial advantage that the United States has, has held for the last 50 years. It is the reason that the US can run massive, massive, massive deficits. It's also the reason that interest rates on US debt stays relatively low and the reason that the world has to engage with the United States on American terms for— we talking half a century. So when that arrangement breaks, the value of the assets that replace is going to go vertical. The smart money in Asia already knows this. They're not waiting for the headline to confirm. What they can already see in the data. They already see it. They, they don't need, they don't need the headlines because they're inside of it. They're building infrastructure. They're signing again partnerships. They're absorbing the XRP Ledger into again their national, uh, uh, financial system. Now here's what it means for your position because it's where it gets— it's, you know, you gotta— I always say it's got to be personal. The repricing event for XRP is not going to be— it's right now we see it, it's not just one catalyst from one jurisdiction. It's not. The United States is moving the Clarity Act forward. Okay, uh, we hope to see that that happens. Um, we'll see. They now supposed to be in June, and then it's supposed to be at the desk by July. We'll see. Japan is designating XRP as a financial asset, they said, by 2027, and absorb it. Again, the XRP Ledger. Remember the European banking class with Standard Chartered, Deutsche Bank, Société Générale, and others? They are aligning. They their institutional flow into XRP's infrastructure, and the petrodollar is restructuring. Now, every one of these are going to feed into the same outcome, and I hope you are positioned to capture this move. Now, this is what I'm going to say, because a lot of people are like, okay, yeah, the petrodollar is losing the, the significance with oil being connected to, uh, the dollar, and people are going to be able to probably purchase oil in different currencies. Some, they, you know, talk about using Bitcoin and all kind of other stuff. Um, and, uh, but I'm gonna tell you my thoughts on what's gonna happen with, you know, are we gonna lose the dollar as the global world reserve currency? Um, do— thank you so much for this— do you think the balance has shifted? Now, Warsh is Fed Chair, a pro-crypto guy. Massive respect from UK. I appreciate that. Uh, I want y'all to use your brains for a minute. Um, and, um, and I, I try to use mine as well. Every— I don't care, I don't care. I know the fair chair is supposed to be neutral and stuff like that, I get it. Um, every person usually makes moves that incentivize themselves. I'm sorry to tell you, but most people are more selfish than what you could ever imagine, okay? It takes a lot of just— it, it takes a lot of force, character force, to not be so selfish and so self-centered. Most people are just self-absorbed, okay? Um, most politicians are self-absorbed. Most, you know, CEOs, whatever. I'm not, I'm not, I'm not trying to shade nobody's character, but I keep telling y'all, the way I look at people and the decisions they're going to make is how much it will eventually incentivize them and theirs, okay? So Warsh, for, for a minute, y'all need to think about this. He is the first wealthy Fed chair to ever exist. Look at— look up how much he's worth. When they ask him a question about, oh, do you think, um, cryptocurrency is going to, you know, um, do well? And he, he's, he's like, I'm sorry, crypto? You mean digital commodities? Is that what we're talking? Because they are digital commodities. So he already— he's pro, he's pro-crypto because he already trying to correct the language. You mean digital commodities? Is that what we talking about here? Okay. And he doesn't also believe that the Fed should handle everything. Like, he believes that Congress need— like, I, I, I shouldn't be the one to try to fix y'all debt issues. Y'all need to fix your own debt issues and figure that out for yourselves, you know what I mean? The borrowing and the debt and all that. He don't even really believe that he should be the one to fix all of that. And but you— but as a Fed chair, they've had the responsibility for all of it, to, you know, fix the inflation and interest rates and the debt. And he's like, but y'all keep making this debt and then y'all leave it up to us. I think we should just worry about inflation and the interest rates. And, you know, and y'all worry about the other stuff, you know what I'm saying? The fiscal, uh, monetary fiscal policies and all of that, and Treasury and the debts and all in the bond. Like, y'all have to get this under control where you figure out why are y'all spending more than what's being brought in. So he already has started to sow seeds of like that So that may be his argument if he does lower interest rates, like, I can't manage the debt and I just gotta try to figure out the inflation. Because to be honest, he should be raising interest rates. Now maybe he will raise interest rates, I don't know what he's going to decide to do, but he should be according to the, the data, right? He should be raising them, but he you could tell wants to lower them. Why? Because the debt, you know what I'm saying? The balance sheet. Like, he, he— now he's trying to— he, he wants to lower them, um, which is, man, that's gonna make him— I mean, so what, what that's going to do is going to pump more— get, you know, borrowing is going to be cheaper. Obviously he wants to refinance the debt. Borrowing is going to be cheaper, assets go higher, and, um Then he says that he's got a plan for— and so that it won't inflate away— for AI to bring in, uh, to be implemented for more productivity. So he got this plan that he's trying to balance out. I don't know what's going to happen. He sounds like he wants to lower interest rates, even if he raises them first and then lowers them. It sounds like over the next several years he's— we're going— we coming down, you know, like, you know, to, to 1%, 2%, whatever that looks like. Okay, so that's what it sounds like. And when I say things, um, I wanted to really explain it. When I say things, I want to give you a longer, broader, uh, perspective. Because sometimes, like, sometimes when you say things, you know, people look at like the next move because they so short-minded. They looking day to day, week to week, and just even month to month. But you got to look year to year. Long term, they are trying to get interest rates down at the end of the day. What is that going to do? And they might throw out some stimulus checks, and what's that? That's going to just put more money, um, cause your purchasing power to decrease. And you know, you better put your money into assets because you're going to lose at the end of the day. They have to find out who's going— who— how they going to absorb all of that. It's going to be the people who— somebody's got to pay for it, let me just say that. And it ain't gonna be them. Okay, it's not going to be them. And so, um, that's what I think about it. I, I think— and he's wealthy, so what do wealthy people have their money in? Do wealthy people— how do they— do they believe in— yeah, like, they believe in cash for the purposes of allocating it into assets. What do you think they usually hold? Assets. A bunch of them, right? So you think they're gonna sit up and let their assets over the next 5, 10 years, like, deteriorate. No, they're gonna get wealthy, and I'm talking about freaking like stinking billionaire, trillionaire wealthy. Like, they trying to go from— if they, if they work $700 million, which is, I think, somewhere around what he was— what he's worth if you look it up— if they work that many million, they want to be super billionaires. They want to go to trillionaires, like, you know what I'm saying? Like it's no other way. So that's what I think, okay? Hopefully— I, I don't have a crystal ball, but, uh, thank you, I appreciate it. But I just— this the way I think. And on that note, and thank you so much, I appreciate the Super Chat. And also on that note, when people are wondering— I'm just making sure I didn't, uh— yeah, yeah. So I'm just trying to let y'all know Like, do the math. Let's put on our thinking caps. So, and, and thank you so much, y'all so sweet. And like, and they want the debt to go down, so they gotta, they gotta raise the balance sheet. Ah, but to raise the balance sheet, they gotta have assets on them balance sheets, right? They gotta have assets on them balance sheets. And then, oh, they gotta— so in order to raise the balance sheet, what does that mean to the asset price? It's gotta go up, up, up, right? So how do they make it go up? By, by, by, uh, pumping, putting more money in the system. And, and the dollar by, by default is going to, um, you know, by borrowing, you, you can— it's cheap to borrow. That was the whole reason. That's the whole reason for the, the carry trade. Borrow cheap, invest in assets that's gonna go up crazy. People are going to be borrowing money in order to invest in those assets and move into those assets, and the debt will be cheap, okay? And then as those assets go up, their balance sheet go up, and, you know, the assets now outweigh the debt. And, you know, there's no other way to do it. They're not going to pay back the debt, so they got to figure out something. They got to inflate it away, fly to the moon. And I told y'all, and I'm gonna keep telling y'all, I'm gonna be on that rocket ship flying right with them. They gonna look to the left and the right, and they're gonna see Kamilah Stevenson right with them. They thought they was gonna leave some of the retail behind. Oh no, we flying away right with you. Don't get mad, don't get upset, don't come on here crying about, oh, the wealthy getting wealthier and the, the poor— no, it's your choice. You can fly right with them. Y'all know the blueprint, y'all know the game plan. It ain't never changed, it's the same pattern. Now either you gonna be on the losing side or you gonna be on the winning side. Why? How you gonna be on the winning side? All you got to do is go back and look in, in history and find out who came out on top and who came out on bottom, and then you do what they do. That's it. We, we don't have time to complain. We already know the game, okay? We know what y'all up to. Game of Thrones. Y'all gonna be incentivized. That's just how people are. They're more selfish than you think. You're more selfish than you think. I'm more selfish than I think. At the end of the day, we want to be incentivized. That's human nature, you know. Now hopefully we can get it in our hearts to give and give, and, and maybe our— it may be our selfish— because I tell people all the time, at some point you got to be a little selfish and you got to work on you and saving your money and getting your bag together, right? Because you ain't gonna be able to bless nobody if you don't do that. Who you gonna bless? You gonna be broke. We supposed to be the lenders and not the borrowers. We're the head and not the tail. In order to do that, we have to have some kind of concentration on ourselves, our game plan, you know, pulling back, not overspending. At some point I gotta say no so that I can give a big yes later. And I want a humongous yes. I wanna, I wanna gift so, so much. I want to help so many people that I have to say no right now so that I could get my bag together. Right? And so hopefully if you are being selfish, it's for a purpose and it's for a cause, okay? Uh, if you're being, you know, self-absorbed for now, like, I know I got to think about me, I got to grow my— hopefully it's for your family and your kids and your children, uh, children's children, and, and the world around you, okay? But trust me, people are selfish, and I'm not, I'm not here to judge them. I'm just here to say, how can I get some money out of this? Okay, let's be, let's be serious. Let's not be all stupid about this, you know. How can I get some money too? If y'all gonna get some money, then I'm gonna get some money. And it's just that simple, right? Because I want to be a blessing. At the end of the day, it's your why. Now let me just say this, um, let me— and I'm gonna give you my final thoughts on all of this. So they say, yeah, yeah, yeah, yeah, my final thoughts on all of this, um but we gonna go up with them and we're gonna pay attention to their movements. And we not gonna— we not gonna— we ain't got time to be in our feelings about it. We know the game, we know it, okay? Let's, let's not worry about that. Let's position ourselves for generational wealth. Why? Because it will be the biggest wealth transfer of your generation, and we know what they're going to do to get there, and we're going to be a part of it. Thank you. Thank you so much, I appreciate it. Dr. K, agree, definitely want to help my kids. Absolutely. So we're going to be a part. So here's what I think, here's my final wisdom on what I think is going to happen when people are talking about the dollar. Is it going to lose? But then what about the devaluing? Here's what I say. I don't think, uh, at the end of the day, I don't think this is a question of like whether the petrodollar system is fading. Uh, we see that there is, right? Somebody said my parents ain't leaving. Leave me nothing. Oh God. Um, yeah, and so, but we gonna— if our parents didn't leave us nothing, we're gonna leave our— we gonna leave— we gonna leave it to our kids. We gonna do what they never did, right? Um, we are— I, I really, I really believe that there's a storehouse being built. There's a storehouse being built in this transition. A store— there needs to be a storehouse, y'all. People are going to suffer. The poor are always going to be amongst us. Like, we gotta, we gotta start thinking about this. And you, you got access to this information. Don't blow it, okay? And some people will blow it. And let me just say this, and then, and I'll give my final, uh, take on this. Some people will blow this, um, and I know for sure why. Because they are not going to address the tax situation. That is the structural mistake that many people still don't understand. They so focused on the price appreciation. While ignoring tax consequences, uh, tax consequences that's attached to liquidation. So the moment again you sell them assets, uh, uh, you sell appreciating assets, you potentially trigger taxable events. That changes the entire strategy for you. And just understand that sophisticated investors often think way beyond simply selling. They think about structure, they think about collateralization, they think about cash flow, They think about trusts. They think about borrowing. They think about timing. They think about tax efficiency. So please, y'all, please think about this because it's a part— because that's the one thing that can sabotage everything. And I keep telling y'all that I really believe that you should hold at least— and I'll get to some more of the Super Chats— at least a portion of your XRP inside a Roth IRA. I do hold some of mine inside of iTrust Capital. The Roth structure is the only retail vehicle that lets the structural growth compound without the, you know, IRS coming to take a percentage when you exit. And so you're going to have every growth of that appreciation. If we believe it's going to go higher, it's going to belong to you no matter which jurisdiction triggers the move first, no matter which catalyst hits the network first, no matter how violent the repricing turns out to be, okay? You're gonna still keep every dime of it. And so they open the door to holding real native XRP inside of retirement structure along with gold, silver. Uh, they're going to come out with stocks and ETFs and And there is a $100 funding bonus, um, if you fund the account. So, uh, get that set up, okay? Get that set up. Uh, let me do this and then I'm gonna tell you my last take because I really— thank you so much, I appreciate this, George. You're amazing, Dr. KT, keep teaching. And I will, I will. I want us all to win and we are gonna win, y'all. I, I already know it. We, we are going to win in this wealth transfer. Thank you, I appreciate all of you all being such a blessing. Um, I don't think the issue or the question should be about the petrodollar system fading. I think the deeper question may be whether, uh, the United States is attempting to transition from an oil-backed settlement era into a digitally, uh, collateralized settlement era before everybody, you know, catches on. So again, for decades, the global dollar demand was heavily reinforced through energy markets. Countries needed the dollars to settle oil. And so that created structural demand for the dollar and for U.S. Treasuries. That is how it stayed relevant. Okay, but I think the world is changing. So you got trade routes changing, settlement systems are changing, technology is changing, AI is coming. And now we're entering into a new— you know what, AI is not coming, it's here. Let me say that. And we're entering into a new phase where value itself is becoming tokenized. That means that the, the, the, the new era of global dominance may not be controlled by whoever owns the oil, uh, the oil pipelines. And hear me out, because this is what, this is what's gonna make us actually wealthy. It may be controlled by whoever owns the liquidity rails, the settlement infrastructure, the tokenization standards, and the regulatory framework that global capital trusts the most. Okay, which is, uh, which we see is not, uh, in, in the system. Okay, they don't trust the system right now. Confidence is leaving, yields are going up. Okay, that means older bonds are becoming less attractive. Why are yields going up? Okay, so anyway, that's, uh, the legislation is important for this reason. Okay, because if the— meaning the Clarity Act— because if the United States clear, uh, creates clear digital asset laws stablecoin frameworks and compliant settlement infrastructure, then the dollar may evolve, okay? Because of that, instead of collapsing, it may evolve. So the next phase of the dollar dominance may not come from forcing nations to buy oil in, in dollars anymore. It may come from making the dollar the foundational collateral layer of the digital financial system itself. That's what I kind of believe. And this is where stablecoins become important, right? Because if regulated stablecoins are required to hold U.S. Treasuries and dollar reserves one-to-one— remember, it's pegged one-to-one— then every expansion of digital dollar liquidity potentially creates another source of Treasury demand globally. So in other words, remember the old system— I'm trying to explain how we transition from the old to the new and how the dollar can still stay relevant— is that you have oil demand, boom, means dollar demand. But the emergent system could be— this is what I'm thinking— digital settlement demand, which means, uh, stablecoin demand, which means Treasury demand, which means continued dollar demand. And that's a different framework, um, than what people are, are kind of, you know, um, thinking through. I think the United States— now, if they fail, okay, if they fail to pass the Clarity Act, um, framework or, uh, or stablecoin regulation while the rest of the world moves forward, then it will risk falling behind in the infrastructure layer in the next financial era. That's what I think. And, um, I think again, infrastructure is going to matter more than headlines. Now Japan again is moving aggressively, uh, you know, parts of Asia, Middle East, they're already integrating. Europe, they're building frameworks, okay? Institutions are preparing for these tokenized assets, real-time settlement interoperability, um, systems. They, they are. Uh, so, but this is a global transition. So I really want the— and that's why I'm praying for the Clarity Act, because I think if the United States delay too long, it doesn't stop XRP, it don't stop tokenization, it don't stop digital settlement infrastructure altogether. I, I just think it simply can risk allowing other jurisdictions, uh, to lead the next phase of financial innovation while we play catch-up. I don't want to play catch-up, okay? Um, so, and if you just think of how systems work in the past, or how this works in the past, history always shows that nations, they don't— they, they don't— they're not going to lose dominance all at once. They lose it kind of slowly when they fail to adapt to the next infrastructure cycle. So I think that's what the White House really wants. They don't want us to fall behind. They want us to be in the, in the forefront. So yes, I think the petrodollar system may be weakening, but that does not automatically— and I know a lot of people keep saying the dollar is going to completely just disappear. I don't think it automatically means that. I think we can transition to where the dollar becomes relevant because of the stablecoin being pegged to it. And so that's going to cause again demand for, you know, Treasury and, and of course the dollar. And so I, I just think it just means that the, the mechanism of dollar dominance is evolving from oil settlement to digital liquidity infrastructure. That is my take. I don't know. And Let me say one more thing, um, because some people get confused with this, like, okay, but the dollar is still losing value. And so let me say this part too, with the caveat: if the stablecoins are pegged to the dollar and the dollar continues to inflate over time, uh, some people are wondering if it means that the stablecoins are going to devalue too. Okay, I get that argument, like, well then what, the stablecoins ain't gonna have value if the dollar is devaluing and it's pegged to the stablecoin? Yes, you're right on that if that's how you're thinking, because that's how I'm thinking. You're right. Why? Because in my mind— y'all can tell me if I'm wrong— a stablecoin doesn't magically solve currency debasement if the underlying currency itself is losing purchasing power. So yeah, if it's pegged to the dollar, it does— it, it goes down with it, right? A digital dollar is still a dollar. That's the way I see it, at least. So what stablecoins potentially preserve is not necessarily purchasing power. So I don't want you to misread that. But global demand, okay, is what it preserves. Global demand, liquidity, and settlement dominance. So that's a distinction, okay? The world, uh, reserve currency doesn't stay dominant because it never inflates. It stays dominant because global trade, debt markets, liquidity systems, and financial infrastructure continuing to operate through it.. So those are two different things. So I did— I, I just wanted to point that out because, um, it's important. And so again, if the, if the dollar does remain the dominant settlement layer in digital financial system, it again does not automatically mean that, that cash itself becomes the best long-term store of value. So don't think that, oh, the dollar is going to do well because maybe it's pegged to, you know, stablecoins and we get the Clarity Act and we can preserve all of this and that doesn't mean that it's going to, um, that it should be a long-term store of value, you know. So that's why sophisticated investors are not going to just hold currency. They're going to hold productive and scarce assets, assets that can what? Outperform monetary expansion over time. What does that look like? Real estate, businesses, commodities, energy, equities, uh, precious metals. That's why I get silver and gold, digital assets, infrastructure. Right? Because throughout history, currencies, uh, tend to lose purchasing power over long periods of time, especially in highly indebted systems. Okay, so the deeper strategy for many investors is not necessarily escaping the dollar, but it is understanding the difference between currency for liquidity and assets for preservation and growth. Okay, so that, that's the difference. All right, so I want y'all to understand that Um, and then also a lot of people are confused about what to do, where to go, what kind of plan to have, what, what, you know, what does that mean for me and my money? Where do I allocate? Do I put my money in precious metals? Do I put my money in more digital assets? Do I buy Bitcoin? Do I buy XRP? What am I doing, right? And so if you do need clarity for that, I still do have my clarity calls. We sit down, we'll dig into what you have in your portfolio, your retirement, all of that. We can map out exactly what you should do, you know, how you should grow it, how you should protect it. You know, how you can secure your financial future. And you will walk away with a plan and you will have clarity. And then my, uh, coaching community is open for weekly support. Um, we are building together and we're journeying through all of this information. Uh, I try not to hold back when I come out here and teach. This is a lot of information, I know. Uh, so, um, that's what I do, y'all. I'm here to educate you because I just think if you become financially intellect— intelligent, um, then you can make better decisions and you won't be fooled by the majority of people. They gonna lie in your face all day, every day. But I'm here to kind of help you to understand what's going on with the economy. I'm learning too in real time because there's so many things changing. So y'all know I got to do my due diligence, right? I spend a lot of time studying, researching so that I can come back here and update you guys because I don't want you to, to lose your inheritance. Um, so That is why I'm here. I see some new members, and yeah, like I said, I'll be back on Monday so that I can, um, give you guys what's going on. And, uh, um, yeah, and I, I see a lot of people, RLUUSD, they confused about it. They, they don't get it, y'all. Every single time RLUUSD is used on the ledger, it burns XRP. Yeah, I mean, and then, and then you gotta re— you gotta convert it to different currencies. XRP is you know, is a bridge, is a bridge liquidity. So even if you, you move RLUSD, if somebody want to put it in their currency, they turn it into XRP and then turn, and then XRP can turn into their currency. It's neutral. And so it's going to be utilized. But on top of that, yeah, a little bit of it is burned each time RLUSD is moved. I'm going to talk about that a little bit more. People are still so confused about it, but I'm gonna, I'm gonna always bring it to you a different way, I promise you. And like I said, my members, I'm going to give something even special, for you guys, just to say thank you guys for, uh, being a part of the membership. Um, that's what I'm here to do, right? And somebody said our XP— our XRP is, um, it's, it's still, you know, it's crap. Um, I think, uh, I think if it's crap, I think you should just short it, make some money off of shorting it. Uh, that's what I keep telling people, you should short it. And, uh, but people are going to be upset in the, in the, at the end. Yeah, RLUSD is a stablecoin. I'll go over that on Monday. Wait for my video on Monday. I'll help you to understand that. All right, y'all, I wanna, I wanna come out, out here and just give you all what's going on so you can make better decisions, because that's what this is all about. That's what I'm here for. Um, let's keep learning, let's keep growing, you know, let's keep, you know, uh, absorbing what's happening before us. Let's not think like retailers. Let's get, you know, out of our emotions. Let's look at the data, let's look at the patterns, let's understand what's happening in our economy. You got to look at the macro events, okay, at this point. You have to, to see where things are headed. And let's have the right time horizon. Oh, you know what? And the last thing I'm gonna say is let's have a game plan. That is the biggest mistake that people are making right now, is they don't have a game plan. All right, so get a game plan. I don't care how you get it, but get a game plan. And as always, I want you to stay wise, stay wealthy, and I'll see y'all in the next video. Peace out, love you guys.