The Unified Ledger Just Went LIVE. Almost Nobody Saw It.

Hey, it's Kamilah Stevenson, and around here we talk wealth. And we got something exciting to get into today. Go ahead and like the video and subscribe if you have not already. It's always good to be with you guys, man. Are you an amazing community? And I just want to start off by saying that first. What's up, Tiffany and FedEx? Got my video on in the background, and I'm gonna tell you why I got it on in the background. I am, um, it's a couple of things that I want to do today. I'm going to update you on what just happened this week, man. There's some awesome things that are happening in this space. What's going on from Hawaii? What's up, what's up? Go ahead and share the video because I'm going to help you to understand what just took place last week. A lot of people are not paying attention to the news. And, uh, what's up at 744? What's going on? And, uh, what's up from South Detroit? I love to see you guys in a place Uh, Pensacola, what's going on? Listen, there are things that are happening in this space that if you don't pay attention, it's going to blow right past you. And let me say, oh, what's up from Dominican Republic, what's going on? Um, I, I listen, I'm going to try my best to keep you guys informed so you can stay in the race. Let me just say this, what's up from London? Where— how do I pay, uh, my crypto or stock, uh, taxes? I mean, you're gonna— you're definitely gonna have to pay when tax season come around, um, and that depends on if you've taken profit, um, what your capital gains are with that. Um, so that's something that we'll, we'll talk a little bit more about. But of course, I give the strategies of opening up a Roth IRA, uh, with iTrust Capital. That's where I have some of my crypto. They give you $100 free funding bonus. And everything that you grow in that account is tax-free. And so that is exactly why I tell people that they should have a tax-free strategy, because everything else, uh, is going to require you having to pay taxes because there's capital gains. Um, other than the fact that you, uh, of course keep some that you can borrow against as well. That's the strategy as well. What's going on? Things are getting super spicy, and I'm going to talk to you guys about the United Ledger. Most people don't know what it is, but it is my job to get on here, on here and let you guys understand what's happening. And I can guarantee you, by the time I'm finished with this, you're going to understand another piece of what has already, uh, transpired that is, um, that is very bullish for XRP long term. And, and I think it— you'll just kind of understand what, what's really happening right in front of your face, because I don't think they want you to understand what's happening, okay? So I try to take the language because most people don't even know what the unified ledger is. I try to take this language and explain what that means, and by the end of this you will know what that means in layman terms. And it's gonna— listen, I'm telling you guys, it only takes common sense. Matter of fact, thank you so much, uh, Dassa. Big up Kamilah Stevenson, like your Paris, uh, oh, thank you. Yes, Germany in shirt, especially when the beat Arsenal. Yes, yes, I love it. Y'all know I'm a Nike girl too, so I try to, you know, get a little Nike gear. This is the old— y'all probably seen this one before. Um, uh, yes, Unified. Yes, I mean Unified. If I didn't say that, I'm sorry. Uh, just like the title, the Unified Ledger. I will help you to understand what that means. And yes, I do hope that it drops below a dollar. I just bought some more yesterday. I am continuing to build my position, and I just got into something on Monday. Be, be ready on Monday. Um, I am getting— I, I just started a new position recently in a new cryptocurrency that I've never talked about or mentioned here, and I'll explain why. I'll probably talk about it with my members. Also, I am going to reveal, uh, what's up, Bri Bri, thank you, I appreciate that. I'm also going to tell you, I, I, one of my, for right now, over the last, what, uh, when did I buy that? March 11th, I believe, because I just looked it up. March 11th, I invested in a particular coin that is up over 100% and it's, it's in 2 months, right? It's my top performing, uh, coin so far in the last few months. I'm going to let you know what that is on Monday. It's up like 113%. I just started investing in it back in March, right? Um, so let's see, uh, thank you so much Anita Moore, uh, for the Super Chat. Is the premium custodial account also tax-free? No, that one is not tax-free. It And I use that account long term because I intend on getting passive income, um, from that account. It's staking, you know, uh, Solana and staking my ETH and whatever fiduciary services they come out with in the future. You know, with XRP, I know a lot of, um, uh, institutions, um, and institutional platforms are going to allow you to get yield off of your XRP. So that is a long-term play. I love the fact that it's a cold loop a closed loop system, meaning nobody can ever hack your cryptocurrency there. Because there's a lot of places they can hack your cryptocurrency, including a cold wallet, uh, but they cannot take your crypto out of that account. And so I like diversifying my entire game plan so that I have, um, different, uh, different, um, accounts doing different things. Okay, so that is why I use that premium custody account. So if you don't have a premium custody account, you should also add that to your structure. Uh, Roth account is to me the premier because to have a tax-free account is a no-brainer. We are looking at like the appreciation that'll happen alone is going to like— it's going to, first of all, it's going to be dramatic over the years, right? And man, if you don't have a, a tax— if you don't have a strategy to save on taxes, it is just— you're going to wind up paying a lot of money to to the government. You just gotta— if you're long-term minded and you know where XRP is going, trust me, if you have profit levels, you're going to pay a lot in taxes. I'm just letting you know now. Um, thank you, 6AJ. What's going on? It was so great to meet you at XRP Las Vegas Meetup, sis. Thanks for coming. Hope you can speak next year event. Hey, I'll be there, like, whatever you need. And man, when I tell you, I was just letting somebody know, he put on an amazing— it was amazing. The community, the speakers, the environment, it was high level. They was giving out, um, free gifts. You know, I was telling— I don't know, I don't know if it was my best friend, I was talking to her about the event. And honestly, some people just came to the meetup that 6AJ put on, they didn't go to the conference. I was like, are you going to the conference tomorrow? He's like, no, I'm actually just here for this. So they had a penthouse after that, like It was done in such excellent— and I love to see, um, you know, people in this space be able to like provide an environment for people to grow together, to, to, you know, to mingle like a family. And just, you know, it was, it was amazing, y'all. It was incredible. So if y'all don't get— please plan for next year. Plan for next year. He doing bigger and better things, and I want you guys to be there. I want to see more people there, um, in the place. So all right, we got— listen, we got a lot to, um, get into. I know, first of all, Happy Mother's Day to all the mothers. Okay, I'm gonna do something special for you all in a minute after I say what I want to say, because, um, um, yeah, make sure you guys support 6AJ next year. Um, so just go ahead and plan now, plan early. Uh, you know, it's better to plan earlier than later, and so just plan to be there mentally, get your money together, do your finances right, right? So you're not sitting up— you know, too many people sitting up broke, right? I can't travel, I can't do— you know what, traveling is going to be for the elite at some point. Okay, because people not gonna have enough money. Why? Because they spending it all. Get into these assets. Make sure you're here Monday. We are going to do some common sense together so that you can stay in this game. I want to inspire you for a minute. I need you to stay in this game. You will never, ever, ever see a wealth transfer like this again in your life. And at this point, it really only takes common sense to see what's happening. I promise you Ripple right now, um, and hit that like button. Yeah, I see, I see it in the comments. Thank you guys, and I'll get to some more of the comments. Ripple is making moves unlike anything in the crypto space. Check it out. Through, uh, 13,000 banks, over 1,000 NDAs. Not that we got to go off the hype of any NDAs, right? But we don't know everything that's happening. The banks have not updated their systems in 50 years, y'all. It still takes days for your money to clear, and the fees are stacking on top of that. On the XRP Ledger, value moves in 5 seconds. What, what, what don't make sense? I don't understand what don't make— 5 seconds for a fraction of the cost. Banks are going to take over a portion of that flow, and every single transaction burns a little bit of XRP away in the process. Okay, so, and then remember, the whole world is moving away from the dollar. Pay attention to what's happening. Countries are signing trade agreements that bypass it. Central banks are buying gold at the fastest pace in modern history. The infrastructure is being built right now, um, and it's the infrastructure that is going to be the next phase of global finance. It, it's going to run on it. I'm telling you guys now, this is a— pay attention because this is smart money. Know that dumb money is impatient. They are— they hype-driven, right? This is a slow and steady race. And the people, uh, right now, people are frustrated because the price hasn't moved. That's it. They're not— I mean, I'd rather, I'd rather have the news that we're having and, and real stability being laid out, real institutional adoption, real use case scenarios being laid out with the price not moving, than to have a bunch of hype and we don't hear nothing about institutions getting in. Nobody's loading up. Nobody's— I I was just looking on, um, the activity of institutions. 10 million XRP. I mean, they gobbling this stuff. They're gobbling it off the exchanges and out of the, um, dark pools. They're gobbling all of it, okay? And, uh, and I'm sitting up watching it. Somebody just put like $50 million in USDC, um, coins. I'm telling you, I, I'm— I was watching in real live time. I wish I, I wish I could go and tell you guys the, the last a couple of transactions. Let me see if I can even pull it up. Um, that I, I have something that shows the alerts, right? And so you can see— I don't know if I can get on it quick enough. Let's see. Um, you can see the activity, like they're, they're gobbling this stuff up. Let's see, uh, somebody 5 minutes ago just, uh, put $250 million in USDC coins. Moving away from the banking system. Um, let's see, uh, 199 USDT. Let's see, uh, I'm just looking at— let me see XRP. Somebody 5 hours ago just 10 million XRP. Um, 17 hours ago 10 million XRP. 19 hours ago 10 million XRP. They're gobbling it up. I, I can't— I don't know what to tell you guys. I, again, this is a very slow and steady race. And the only reason— let me just say this— the only reason that you will end up losing is a lack of patience. That's it. Your lack of patience will kill your wealth. It's the truth. You will choose to be poor over prosperous. You will choose to be poor over patient. I'm out here every single week on this live, on my videos, trying to keep you in the game. Why? Because it requires that. And I promise you, it does. They planning a global reset right in front of your face, and they are wearing you out by manipulating these markets so that you could capitulate late. That is the playbook, okay? So that's why I'm here walking you through these things that are transpiring week to week, okay? Monday, of course, we're going to go deeper. I'm going to, you know, go into some stuff. I'm going to tell my group, um, some of the, you know, again, a few of the new coins that I'm getting into And, uh, but at this point I'm telling y'all it's just common sense, and common sense is a valuable resource these days. Go ahead and like the video, subscribe if you have not already. Um, let me go get to this, uh, Super Chat. Thank you. Oh wait, did I— oh nope. I thank you, uh, so much. Big love from UK. I've seen you gaining big respect in the crypto world, by the way. That top of Paris German, uh, I think I see it. Did I say this? I think I might have did this one already. Um, I think I did. I wanted to make— or no, maybe I didn't. I'm sorry, I don't think I did. Um, the top in Paris Saint-Germain who plays Arsenal in European Cup. Wow, thank you. All right, I don't know all the details all the time, but I know it was swaggy. But thank you so much for the Super Chat, and thank you, I appreciate it. Um, I'm honored. It's, it's such an honor, you know. I'm just on here just giving my heart and teaching you guys what I know, and I'm going to continue to do it. Let me do something really, really quick. Thank you so much, Seven at 744. If you are a mother, if you are a mother and you have given birth, first of all, happy Mother's Day. Now I'm gonna do something special. I'm gonna ask a question, and whoever gets it first, I'm going to Cash App you $200. How much? And I don't— I'm not telling you what to do with your $200, right? But, uh, if you did buy XRP for the $200, um, you would have, uh, uh, 142, almost 150 XRP. Now you could choose to do that, or you could choose to go and treat yourself to a nice steak, right? So I'm going to ask a question, and I am looking at the comments. Let me go over here and look at the comment. Let me, let me look at the comments so I can see who, who answered first. All right, if you are a mother, if you are a mother, okay, give me one second. I need to, I need to look in, in real time to make sure who answers. I need to look from a few different points so I can make sure I got the right person. All right, y'all ready? Are y'all ready? Okay, here is the answer. I know, sorry for the dudes. Oh, wait till Father's Day for that, right? If you are a mother, I want you to put in the chat and I will send you $200 to your Cash App. You just gotta let me know what your Cash App is and put it on here, and maybe somebody else might bless you. You never know. All right, Marcus said, I ain't a mother. Put in the chat, how many lives do I do a week? How many lives do I do on YouTube every single week? Put it in the chat if you are a mother, and the first person who gets it, I will give you your $200 and you be blessed. Somebody says 6, somebody said 2. Not yet, not yet, not yet. Hold on, we got one, we got one, we got one, and I'm gonna get to the Super Chat. This is the first one. I do 4 lives a week. I do 4 lives, and I want to make sure that was the first one that came through. Yes, that is the first one. Okay, let me make sure. Yes, it is. So, and TMG4194, please put your Cash App in the chat so I can send you after I get off this live your $200. I do 4 lives. When do I do them? Um, and let me make sure I got your name too. I'm writing it down. Just, uh, I do them— I do 2 lives on Monday. I do one for public and one for my members, and then I do one on Wednesday, and then I do one on Saturday. I do 4 lives a week, right? All right, all right. Um, and, and thank you so much. Um, Fuma Boys, thank you so much. Dr. K is the real one. Good show, I love it, I love it. All right, I love to bless. And you know what, I don't— oh, I see Quantum. I see Quantum had got it right too. Uh, I see Quantum had got it right too, because I didn't— a lot of people didn't. I see Rose also got it right. Uh, it's just that she got it first, right? So, uh, yes, and go ahead and put your, um, your Cash App into— and let me get to this Super Chat, and then I'm gonna get into it real quick. Uh, No Cap, when our XRP explodes, you will— oh God, that is hilarious. Uh, and Hey, it's gonna explode, I can guarantee you that. I, I can't, I can't promise no, no marriage to nobody. All right, um, stay wise and wealthy, and I'll see you on the next live. 5 lives, almost there, Anita, almost. But let me look for Anne's, uh, uh, let me look real quick so that I can get into it. And listen, let's be excited for somebody else to be blessed. Um, I'm trying to, um, make sure, uh, Bree— oh, there we go, I see it, I see it. All right, let me write this down real quick at— and then if anybody else want to bless Miss Ann, go ahead, um, but I want to make sure. Dollar sign A-N-N-T-A-M-A-N-G. I got you, I got you, Miss Ann, and happy Mother's Day to you, all the beautiful women. All right, let me get to this last Super Chat. Oh my goodness, thank you so much, 6AJ, you're such a blessing. You're too kind. Hey sis, I pay half on that. Thank you, 6AJ with Crypto for Life. We love our mothers. Look at that. So paid half on that for you, Miss Anne. And, uh, and you know what I'm gonna do? Forget the pay, forget the pay half. I'm, I'm going to add that to Miss Anne. We're gonna send you $300. So he just upped it for you, you know. So because I'm gonna keep my $200, so he just upped it for me. We're gonna send you $300 and you be blessed. You can invest, you can treat yourself to something, you do whatever you want. But that's what we're here for. We are in the blessing business. Now let's get into it, and then I'll get to some more of the super chats because I want to get you guys to understand exactly what is taking place. Um, because I, I, again, I don't want them to play in your face and, and fatigue you out and, you know, wear you out while all of this stuff is happening. I'm telling you, this is where the accumulation phase is. JP Morgan, the biggest bank in the United States, just used the XRP Ledger to settle a U.S. Treasury transaction across borders in under 5 seconds. And I want you to understand exactly what happened so that— that's right, don't sleep on this. I want you to understand exactly what happened so that you can, um, uh, so that you can— yeah, $300 worth of ZBAC too. And I love ZBAC as well. So you can understand what happened. So, all right, let's explain this real quick so we can, we can help you to understand what's happening with the XRPL, right? So you have 4 major players. Uh, what's today's date? Uh, it's May 9th. 4 major players came together May 6th, and I'll get to some more of the comments, uh, to do something that nobody has ever done before. And I'm gonna explain what the X, uh, the United, uh, Ledger is. Uh, the 4 players were number 1, Ripple, number 2, JP Morgan, number 3, MasterCard, and then number 4, Ondo Finance. Okay, each one brought something different to the table, and I'm gonna explain it. So of course Ripple owns and supports the XRP Ledger. We know that. That is the public— and I, I'll say it anyway because there's a lot of new people who watch— the public blockchain that XRP runs on. Okay, so that's what it is. JP Morgan brought their blockchain settlement platform called, uh, I think it's Kinexys. I, I don't know if I'm pronouncing it right, right? Um, K-I-N-E-X-Y-S. And I'll get to some more of the Super Chats., right? So think, um, think of Conexus, uh, if I'm saying that right, as JP Morgan's internal version of a blockchain that connects the, the bank's regular plumbing for moving money. All right, then Mastercard, Mastercard bought something called the Multi-Token Network. Okay, the simplest way to explain this is that Mastercard, Mastercard built a translator that lets blockchains talk to traditional bank systems. Okay. And then Ondo Finance is a company that takes real assets like US Treasury bonds and creates digital versions of them that can move on the blockchain. So they take real-world assets and they put them on the blockchain and tokenize them into digital representation. Okay. Now, A quick translation for anybody who is newer. Tokenization is, again, when real-world assets like a treasury bond— it could be real estate, it could be, uh, uh, diamonds, it could be diamonds and pearls and gold and whatever— real-world assets that get turned into digital token on a blockchain. The token holds the same exact value as the real bond if we're using treasury bonds, for example., but it can move at internet speed. Okay, we know it can move fast. It can move at internet speed instead of waiting for the slow banking system. So if you want to send $100,000 worth of treasury bonds across borders, you don't have to physically now transfer paper certificates anymore. You move, uh, the digital version and the value moves with it. Okay, so it's easy to move value now. Now here is what Here's the actual transaction, um, that happened. Ripple owned shares of a tokenized treasury fund called OUSG, and they wanted to redeem those shares. Okay, this is a real live, you know, what happened. They wanted to redeem those shares and have US dollars delivered to their bank account in Singapore. Now, so in the old way of doing this, the redemption would, uh, would route uh, through a chain of middlemen, okay? Banks, middlemen, banks. And then each middleman holds an account for another bank. So the money hops basically from one bank to the next until it reaches the final destination. Obviously, each hop from bank to bank is going to take time, it's going to take a fee, um, and of course only works during business hours because the banks have— are restricted with when they can, you know, move value, right? So, um, a redemption like this again normally takes about 1 to 3 business days, and it costs a lot of fees. In the new way that, that just happened, the entire workflow took 5 seconds. I don't understand what people don't get about the fact that when something gets faster and cheaper, it's just common sense that people are going to use the more efficient route eventually. Even if they're not using it now, eventually they will. Okay, so here's how it worked, just so you can understand. Ripple started the redemption on what? The XRP Ledger. This is how this all worked. Then Mastercard's translator network passed the instruction to JP Morgan, and then JP Morgan delivered the US dollar to— the US dollars to Ripple's bank in Singapore. So the XRP Ledger handled the digital asset side, JP Morgan handled the regular dollar side. Mastercard connected the two systems together and it all happened outside of normal banking hours. Okay, in under 5 seconds, by the way, for T. Now think about what that means in real terms. Picture a— again, if you're talking about a small business, we still use Singapore. Picture a small business in Singapore who needs to receive a payment from a US company. Right now that payment takes days, sometimes a full week, and a chunk of it is going to disappear in a bunch of fees, right? After what just happened on May 6th, that payment can clear in seconds with no middleman bank, no, uh, business hour restrictions, none of that involved, or any type of surprise fees that's involved. The whole experience of moving money across borders is being built on the rails that include the XRP Ledger. This is what most people in finance have been calling unified ledger. Okay, so this is the unified— and I, I think I kept saying united ledger, but I meant to say unified ledger. Right? So this is what we mean by the unified ledger, okay, is that they are all coming to— they are being unified together. The basic idea is that, uh, one day all of the separate financial systems would connect to each other, okay? Blockchains and banks and payment networks would all work together as one giant network. This means that money can move at the, again, speed of information instead of at the speed of paperwork, because that's how it is. It's, it's slow, okay? And most analysts thought that we were like 5 to 10 years away from seeing the unified ledger, uh, become real. But JP Morgan, Mastercard, and Ripple just show everybody it is operational right now. Do you hear what I'm saying? Okay, so, um, we have All of the— pay attention to the company size that's involved in this. Let me say that, and then I'm gonna— I see a couple of Super Chats. Pay attention to the size of the companies. JP Morgan, think about this, moves what, over $3 trillion in payments every day. Every day. Do you hear what I'm saying? They are the largest US bank by assets. Mastercard processes about 150 billion transactions a year and connects to almost every financial institution in the world. These are not, of course, crypto companies. These are companies that have been running global finance for decades. And out of all the public blockchains that they could have chosen, guess what they chose? Uh-oh, they chose the XRP Ledger. I love to see it. Do y'all see what's happening right in front of y'all face while y'all get fatigued, right? Um, let me, uh, thank you so much. Uh, you just gave Miss Anne 500,000, uh, in XRP. LOL. Yep. Oh, because listen, when you think about the future and where things are going, that's how you gotta— that's, that's what you got to think about. You got to zoom out. You gotta, you gotta go into the future. You got to see what this— and that's the way I used to invest in XRP. That, that's when I was starting off. I used to say, okay, this is going to be— when it hits this point, this is actually this much money. And that's why I would, um, reserve my little money for like food. Okay, I'm about to spend $100 on this. No, but if I put it in XRP, at some point it's going to become this. And I try to measure it up between what I'm about to waste now and what is actually going to become. And it kind of gives you a better perspective. So I love to see that. Uh, I love to see that. Happy Mother's Day to all the mothers too. I see you guys in the chats. Now again, like and subscribe if you have not already. I want to explain, uh, why this is happening right now and what is about to happen next. Okay, so because what, what's happening right now, again A lot of people may have thought it was going to be further out, but I'm telling you guys, the timing of all of this is not random. So you have— think about what you have connect, uh, connecting right now. It may sound confusing because you just— this is what— this is one, uh, part of things. I've been sharing a lot of parts of things. It's not confusing. Let me just make it very simple. The way you move money costs— if you send a wire to somebody right now in another country it's going to cost a lot of money, right? And it's going to take days. As a matter of fact, today is Saturday. So even if you try to send somebody a wire right now, would they get it? No, they would not. And depending on the bank, it could take up to 3 to 5 days. But if I use the XRP Ledger right now and I wanted to send somebody something, I could send it right now for no— and that wire is going to cost you money, okay? And when banks are doing— this is you. If I'm bringing it down to just a person level, and I'm just putting this here because this could be— this could sound confusing to everybody. If I am— if I am right now, we're just talking person to person, right? Think about banks. They cannot move money to other countries like this, right? They have to have pre-funded accounts in their currency. So if I'm sending in pesos, I have to have a pre-funded account in pesos for them to get that peso, right? And it's going to take time, and it's going to charge me money. If you send a wire now, right now, to somebody and you try to get it there, it's going to cost you money. You can use the XRP Ledger and it sends it in 5 seconds and it's cheap. There's no middleman. That is that simple. Now, all of the nuances with the tokenizing stuff, yes, it's going to sound confusing to you if you're new to this, but I am telling you, would you use that? Would you use a technology that can send money faster and cheaper, or do you want to wait for a 50-year-old process system that has to take a lot of middlemen. Let me say this also, because I respect the fact that some people don't understand this. It is just like the internet protocol, right? It was hard to try to figure out. You can't explain it to everybody in the, in the early days. They can't conceptualize it, right? It's difficult. You got to spend some time. I spend months and years studying this. So if you're just starting out, you're not going to understand it. But just as simple as this, let me just say this. When you used to send a letter to somebody, you had to write it, right? And then you go to the post office and and then you get it to the post office person, right? You gotta trust them, just like you gotta trust the bank that your money is gonna get there. You gotta trust the post office to take the letter and then give it to whoever the driver is gonna get to, and then they gotta drive it wherever or fly it wherever or however they're gonna get it to wherever they're gonna get it to in another state, and then it goes to their post office, right? So we dropping it— this letter is hitting how many people's hands? It's going to the post office, then it's— here's the driver, then it's going to this person in, in— if I'm trying to take it to Massachusetts, or imagine trying to take it to another country. Now you got this post office, then you got to get this driver, then you got to get it to that house, and it's all of this friction in between. But imagine when, when the email came out, and it's like, oh, if I want to get a letter to somebody, I just send, and it gets there right away. If you need to get information to that person Do you want to use this process or do you want to do this? If it's an emergency, somebody died, right? Or what about the telephone process, like where I can call somebody right away, right? So it's simple. When you have a better upgraded technology, it's going to get utilized, and, and then the other stuff is going to become less and less valuable. It's going to be utilized less and less. Why? Because it's, it's common sense. It's quicker. If somebody just died and I'm— and I'm— why am I going to try to wait days and pay extra money? Now I got to pay the post office work. Okay, you got to send it, and then I got to sit and wait days and say, hey, did it get there yet? Did it get— you know, I don't even know if it got there because they got to send me a letter back and tell me, oh, I got your letter. Okay, finally, after about what, 15 days, maybe 30 days, I don't know how long it took, right? But now you got the email. Why is that not a game changer? That's protocol, right? And so we're investing in protocol, and I want us to take time to explain that, right? Because I wanted, I wanted to take time to explain that because some people don't understand it. Okay, um, no, I'm not a, uh, I'm not an AI. Okay, I had to express that to a lot of people at XRP Las Vegas when they saw me in person, and they was like, oh my God, you're really not AI. It was actually people there who thought I was AI for a long time. I've never done an AI video, and I told you guys, if I do, I will let you know. Okay, now I don't know, I haven't, um, imposters out there, I have impersonators and stuff like that. Right? And so, um, um, yeah, and, and for those who don't want to— I'm, I'm just, I'm, I'm seeing some of the comments. It's so funny. People want to fight against it, go ahead, use the old— listen, if you don't believe in it, um, and thank you so much, if you don't believe in it, just don't invest in it. It's just like everybody didn't invest in the internet protocol either, right? And so if you don't believe in it, uh, just— I'm, I'm real, y'all, okay? What you need me to do? Like, hey, if I was able to build an AI that can engage, um, interact with you guys on That would be a game changer. So I've seen a lot of people, um, at, uh, unless I got my robot walking around like, right, Small Wonders. Did y'all watch that when y'all was little? Anyway, I, uh, right, I would be the most advanced AI y'all have ever seen. Y'all better— I should be teaching on AI if I could get an AI to engage like this on this level, right? Anyway, So I just want to stop and say that because a lot of people can get confused, but I at least want you to know, understand that simple process is that it moves value very quickly for very cheap, at a fraction of the cost. And every time it moves value, XRP is utilized on the XRPL, which is the XRP Ledger. Banks have ledgers too, they're just not blockchain, they're not digital. Okay, the blockchain is a digital ledger. Okay, all blockchains are ledgers, but not all ledgers are blockchain digital, right? And so the XRPL, in order to move value, it utilizes XRP. And when it utilizes XRP, it burns a little of XRP. So it is a deflationary asset. So it will always go in one direction. There is— it is a finite amount of it that is created. It will never be more created than it has already been created, but it will always go down because it's deflationary and it gets used up. Very small amounts, it's nothing like big, but I'm just saying, as the demand goes up and the supply goes down, that still creates a gap, a space, right, that will allow the price to eventually fundamentally come to its value. And so I say this to, to say that is what makes XRP valuable, because it has to be utilized on the XRPL. It is the native coin. I'll talk more about it, okay? Um, I'll talk more about it, don't worry. Now let me just say this, um, because I do want to explain, um, why this just happened and what is about to happen next. There's 3 things connecting right now that made even the pilot that we just talked about for the unified ledger even possible. And if you can understand it, you'll see exactly where institutional money is positioning for the next 12 months. And let me tell you, institutional money, they don't, they don't all the way probably understand the technology either. They just know that it's needed and it's better, right? And they might even have their own teams helping them to understand it, like banks and institutions and stuff., right? And so, um, and so the first thing is that I want to say is that, uh, the legal framework is, is finally arriving. And I want to say, and I want to say, I'm looking at the chats, I'm paying attention, I'm, I'm paying attention. So the first thing I want to say is that, uh, the timing is not like— the, the timing is, is all planned, right? You have the legal framework that's finally arriving. The OCC, remember, which is the agency that regulates US banks, just gave US Bank legal, uh, US Bank's legal permission to hold crypto assets back at the beginning of April. And the Clarity Act, um, which should or would lock XRP in as digital commodity under the federal law instead of security, is moving through the Senate Banking Committee. Uh, Senator Tillis and Senator Alzo Brooks reached a deal on stablecoin yield this week. I believe that Coinbase and Circle both are back within hours. So the bill could clear the committee in a couple of weeks. We'll see. All right, the deadline is May 21st. That's, you know, even what Brad Garlinghouse was talking about. Now, his, uh, the team that represented him, they don't think it's going to get through, but we will see what happens. But when the, when the legal rules start to clear, big institutions will move because they are waiting on that. JP Morgan did not run this pilot in a regulatory vacuum. They ran it because the legal infrastructure to support what they did finally exists, right? So you have, and you have banks, they've been waiting for this clarity for years, but it's now arriving, right? So the pilots that were locked in legal departments are getting the green light one after the next, right? SEC has already named them not a commodity. So we got a lot of things that's happening all at once that I want you to pay attention to. The second thing is that I want you to pay attention to this also. That, um, the— and thank you so much, I appreciate this Super Chat. I, I'm— I want to make sure I get all the Super Chats out. Thank you so much, you guys are, uh, yeah, uh, y'all are some haters. Keep trying to inform people before it's too late. I'm just looking at y'all comments. I'm, I'm looking at them, I'm looking at them. Somebody said, I don't trust it. You don't have to trust, um, uh, you don't have to trust institutional companies, um, it's, it's all up to you. What's up, Purple Rain? I see you in the house. All right, remember this too, the Federal Reserve is changing hands in about, what, 7 days or so, in about a week. All right, um, so Jerome Powell is moving out of the chair, right? And Kevin Walsh is coming in. Walsh has signaled that he wants to start cutting rates earlier than Powell would have. And remember, Trump has been pushing for these 1% interest rates when interest rates drop, I want y'all to understand the structure of how money and liquidity flows, okay? When interest rates drop— and I can't get to all of the chats, so somebody said I might need a class. Just, just keep watching. Some stuff will— I try to, I try to speak to beginners and, and people who understand a little bit, and then people who understand it at high-end levels. And, uh, did I skip your Super Chat, Marcus? Uh, let me see. Uh, let me see. I might have I might have missed a Super Chat. Let me— because I try not to miss any Super Chats. And I'll explain— oh, I did, I did. What's up, Marcus? Thank you so much. I appreciate this Super Chat. And I saw you. I, I'm happy I caught this. Patience, position, and structure is key. And I love this. It is absolutely the truth. Patience, position, and structure is key. We are worried about the wrong things when it comes to like, uh, some of these utility coins. They're gonna outlast you. They're gonna— the, the They're gonna, they're gonna have more patience than you. And remember, money is moved from the impatient into the patient. And so you're, you're, you're going to choose poor over patient— patience. That is a decision that you're going to make that I think you're going to regret. I think you're going to highly regret it as time go on, right? And so let me see, I see one more Super Chat. Uh, hey Purple Ray, what's going on? I trust your intuition and, and my research and get some more XRP for the kids with this. We still got time. But, uh, more the merrier. Absolutely. And, and, you know, not, not even my intuition— trust your own intuition. I know some of you all can feel what is happening. And I think it's— so the thing about an intuition is— and thank you so much, Purple Rain, for this Super Chat— intuition is something that can be developed. It's not a, like, a theoretical thing that's out there in the air that's all whimsy. And just like, it can be strengthened. And the, and the way it's going to be strengthened is through education, repetition, getting your feet wet in this game, investing, you know, like you have to educate yourself. It's just like if somebody is like, um, if I'm, if I'm skating and, um, and I see two people in front of me, like somebody who's new with skating, they might freeze up, they might fall down, they get nervous or whatever, uh, but if I've, if I've skated enough times and my brain kind of understands it, I, I have— if I see two people or two little kids, I'm— I have an intuition on where to move. I don't know how to, you your brain can register information like at the speed of lightning, like lightning speed, right? And so you kind of know which way to go. You just follow that guiding you. Why? Because it's been developed because you're more skillful at it. So the more skillful and the more educated you are with finance, your intuition starts to strengthen on what moves to make financially as an investor. So I'm telling you, even to be educated, you're going to have stronger intuition. You're going to have more reliable intuition. The more educated you are in the financial system, right? Um, thank you so much, Henry Moore. Uh, when this blows, I'm taking you to dinner. I'll turn XRP into my, into my savings account. I love it, I love to see it. And some people are even, um, investing a little bit of, uh, I talked to somebody and I've done the same thing with SoFi, you know, with, uh, they're in SoFi, you're able to buy cryptocurrency, stocks, all of that in this account. Now you can't move your crypto out of it, so it's only exposing you to the price. But some people have taken a little bit of their, um, income that they may have in their high-yielding savings account and put a little bit of it in, um, in cryptocurrency. Again, because we know what, what direction this is going to go in. Now remember, again, let me explain to you how capital rotates really quickly into— so that you know what to look for, where capital is going when interest rates drop, okay? And that's why you got to pay attention, because all of this is connected, y'all. It's not in a vacuum. I think these things are not like, um, they're not independent. You got to see this as a complete picture, what's happening with the global reset, all of this stuff, you know, with the transition of the Fed and the interest rate drops and all of that. When interest rates drops— drop, asset prices will rise. Interest drops, interest rate drops are the signal that capital starts moving into what? Risk-on assets. Okay. So, and again, as far as interest rates dropping and assets rising, banks have known this for probably the last year and a half. And I see a couple of more super chats, right? So they know, they know interest rates will eventually drop. They are positioning their infrastructure now so that they can capture the flow when easier monetary policy unleashes capital into risk assets. That is what happens. So when you see interest rates drop, I'm telling you, capital is going to rotate into risk-on assets. Uh, JP Morgan ran this pilot in this month because they want the infrastructure ready before the rate cut cycle begins. The timing is very deliberate, y'all. They already see what, what's happening and they're accumulating, right? Um, the third thing, remember we did talk about this on Monday, uh, you can go back and pay attention. Uh, we talked about the 13F filings, uh, drop— they dropped in mid-May. So these are the quarterly filings where— filings, I say words really weird sometimes, where the world finds out what the biggest institutions actually bought and sold. So remember Goldman Sachs disclosed around a little bit over $150 million worth of XRP ETF position in their quarter 4 in 2025. So we get to see if Goldman held through that drop. Um, if they sold and what that tells you, you know what I'm saying? So, and even the fact that they bought that much, that tells you that they are not just facilitating client, uh, trades. This is a real bet on XRP for them. Most people are not like— they're not trading, they're not day trading. Institutions are not day trading ETFs, okay? So, um, when you see other institutions with that signal, um, they're gonna follow. If Goldman Sachs is doing it, you got to understand there's other institutions. So Sometimes there's this second and third and fourth wave that comes in where some institutions have to see other pioneers do it first because they're not, they're not as brave, right? They're not as courageous. And then they jump on board, and then the rest of them jump on board. Okay, so inside, we're all inside of one window right now. May is a, a tremendous month where we're going to be looking for some things to happen. Um, and you have JP Morgan publicly now using the XRP Ledger, that, that makes a difference. That doesn't imprint on other institutions. You got the legal framework arriving through the Clarity Act, so there's talks about that. You got the Fed changing hands in 7 days, and then you got the 13 filing— F filings that's about to reveal whether or not Goldman held through the drop. Um, so you got 4 institutional checkpoints in the same month, right? This is timing. Uh, and it's— this is timing. Everything is happening right now, and this is timing that is very intentional, y'all. Institutions move in waves, and the wave is arriving right now. So for the next 12 months, uh, the XRP Ledger is being positioned as a public blockchain that connects traditional finance to digital assets. It's just that simple. And they're not trying to be compa— they're not, not a competitor to banks. But the infrastructure that banks themselves use to interact with public blockchains, they move in, they move in 5D chess. Every cross-border transaction that follows the JP Morgan pilot will move on rails that are now operational. Every bank that watch what JP, because they watch, they watch other banks, they, every bank that watches what they did, they gonna ask their team, how do we replicate it? You know, and start running their own pilots on the same infrastructure. Watch and see, they're going to start doing the same thing. The institutional adoption story, um, has now— is now becoming more of a documented operational reality with these pilots that are coming out. So we got to pay attention to this, okay? And I get a lot of people are like lost in the bunch of what all of the information in the news that's happening, but that's why I tried to stop for a minute and just explain it in a very simple way where you can understand it. Let me get to a few of the super chats. Thank you so much, uh, Domain Name Financials, Digital Asset Vault, Digital asset treasury, on-chain vault, self-custody vault. And yes, make sure if you do not have your self-custody— I appreciate this also— let's remind people, you want to have your, um, your assets positioned in your sovereignty. You want to put some away. You want a game plan with all of it, even if you have different accounts. Because you guys know what I personally do, and I'll get to some more, uh, Super Chats. You guys know that I believe that, um, most XRP holders, most crypto holders in general, I believe they're putting all of their energy in the wrong questions, okay? They keep asking, when is XRP gonna move? What's the price gonna be? And all of this, um, what determines your outcome is where you will be holding XRP when it does, and your game plan involved in that. Do you have your cold wallet yet? If you don't, go ahead. Tangem is the easiest way to get a cold wallet started. You know, it's very simple. Um, I, I love Tangem, um, for different reasons. It's cheap and it's very easy and very, uh, easy to use and very beginner-friendly because people can resonate with using cards, just like Apple Pay, right? And so I do have a link in the description for that. But I do think also most people do not have, again, a tax strategy and they haven't thought about their plan. Um, after every wave of institutional adoption that propels XRP forward, the structure that you choose at the beginning is what's going to determine how much you actually keep. And that's why I do also keep mine inside a Roth IRA, uh, through iTrust Capital. I— the reason why I keep mentioning this on the lives is because the Roth IRA is the only structure that I know where every dollar of appreciation is going to stay completely yours, right? And so even for me, iTrust Capital lets me hold the real native coin, not a wrapped version, not an ETF or anything. You can do that in a regular brokerage account, Um, so this is not a paper version. They also let you do, uh, uh, gold and silver backed by physical gold and silver in the same tax advantage structure. And so right now also you can stake your Solana, you can stake your Ether. I talked about that, um, for passive income. The link is in the description for that. They will give you a $100 funding bonus when you fund the account. That is an account for that particular structure. And the reason why I'm bringing this up is again because JP Morgan Pilot, uh, it just changed the timeline. What used to be what looked like maybe a 5-year wait, we're now looking at probably a 12 to 18, uh, month wait, right? So the structure decision that you make, you know, now as, as, as we're still in accumulation prices is going to carry more weight than the decisions that even you made last year in the last 12 months. I say get positioned right now. You guys need to get positioned. Also, if you want a custom plan around your situation, um, your numbers, your timeline. That's what my one-on-one clarity calls are for. The link is in the description. I'm going to be limiting those times going on, um, just because, just my time, you know, my time is being— I work a lot, y'all, you know, and I got 3 teenagers and I have one going to college. And so, um, I, I can't do as many one-on-ones as I want to do. So those, uh, those slots will be limited, you know, moving forward. So while I have it open You know, if, if it's something that you want to, um, get together, you want to get clarity on it, I can promise you right now you are going to get all the clarity you need. I'm going to make sure, um, I won't let you leave without clarity. That's my promise to you. You are going to know what you are doing. And then also, my coaching community is open for anybody who wants ongoing support week to week. Um, we're in a room with people who are building real strategies that will make you become a confident investor and obtain financial freedom, um, which by the way starts with the mind, okay? Because wealth starts in the mind, if you didn't know. Uh, thank you so very much. Wow, Ron, um, thank you so much. TJ, you are a blessing. Thank you so much. I, I mean, you guys have been just so generous to me. I don't, I, I don't know what to say. Like, uh, beyond, beyond grateful for you guys. Should we add more XRP at this price or wait and see how clarity goes? This major, uh, just in case we drop lower. I'm here for the long run, but, uh, with a big bag, and I want to invest even more, just trying to get my timing right. I love this question, very thoughtful question, and you're trying to figure out, okay, what move do I make? This is what I always say: you never try to time the top, and you never try to time the bottom. If I had a big bag and I was at this price, and, uh, I, I You know, it's like, I got a lot that I want to invest in. What if it goes lower? You know, but what if it doesn't, right? So you have to put yourself in this position where, would I feel comfortable if this never dropped down and it ran? Whatever my decision that I make, like, let's say I hold everything. What if it ran? Would I be okay? Probably not, because you know what I mean? Like, you didn't get the exposure to the lesser price. And but if it did drop, would I be okay, um, if I just gave everything right now at this price and then it dropped? Uh, nope. You probably feel a little sour because it dropped at a lower price and you put all your money in at this $1.40-something, right? So if I were— if I had— if, if I had a large amount, what I would do is I'll probably put half in now. That way, if it took off, man, I got in where I fit in. Right? But if it dropped, man, I got another 50% to put at the lower— to lower that dollar cost average, right? And that's how I would play a big bag. In addition to that big bag, like if I said half in now, half we'll wait and see if it drops— if it take off, I'm good, if it drop, I'm good, right? I get in and lower that dollar cost average. If it take off, I didn't miss it, I didn't miss it, it's above now where I needed to be, right? But in addition to that, as the days and the weeks go on, I would still be allocating. Always be buying, always be buying. A little here, a little there. Always be buying, always be buying. That's what I would do. Because at the end of the day, when we get to the higher numbers, when we look 5 and 10 years out, I can guarantee you nobody is going to care whether you got in at a dollar or a dollar and 50. Right? Nobody's gonna care when we're at higher prices and we're looking out and we zoom out to long-term, uh, appreciation. And I have a good time horizon, y'all. I'm not like all about the hype and, oh, this is gonna blow to the moon tomorrow and stuff like that. I don't think like that, right? I just don't. And if it— and if it does, I'm not mad about it, right? But I have a longer horizon because I know even if it did jump to double digits, whatever that looks like, it's still going to go higher than that. So I have a long time horizon.. And I can guarantee you for sure, 10 years from now, I'm not gonna stand here and care about whether I got it at $1 or probably $3. I, I'm not gonna care. I'm not. The only time I would care about that is when I have take profit areas, right? So even right now, if you got it at $1.41 and your take profit area was $5 to $7, that's a great return. That's a— even if it doubled, that's a great— even all-time highs, that's a great return. But when we're talking about long-term perspective, oh, I got it at $1.27, I got it at $1.01, I got it at 99 cents, I got it at $1.40— nobody's gonna care what you get it at. Oh man, was that $1.75? You know, nobody's gonna care at that point. So, um, if you got a large amount, uh, expose yourself, save for the dip, and always be buying. Um, and that's how— that's how I make it simple. So I hope that, um, helped clear that out. Thank you for the Super Chat. Um, can I transfer assets? I already have in a Roth IRA? No, you can only transfer assets in a, in a premium custody account. In a Roth IRA, you have limits. Of course you got limits. I mean, if we didn't have limits, we'd be loading up everything in a Roth IRA. We'd be putting hundreds of thousands of dollars in there if we could. You have a limit. Under 50, I think it's like $7,500. Over 50, I don't know if it's $8,000, $8,500. Somebody can tell me. It's a little bit more. You have a little bit more if you are over 50, but they have to keep track of how much you put in that account. So you can't just move assets You have to move the money in there and then you have to buy the assets for a Roth. Um, and that's with any brokerage account. If you buying stocks, if you buying Tesla, Nvidia, Amazon in a Roth IRA with Charles Schwab or Fidelity or anywhere, you have to put the money. You cannot move— you can't just move assets in a Roth IRA because they have to keep track of that. And so, uh, but it's a smart idea to get, um— and like the video if you haven't already— digital credit wallet and digital credit vault. Digital Credit Wallet and Digital Credit Vault. Um, thank you for sharing this domain name, Financials. I love to see this, um, all pitching in, helping people to understand, uh, what you guys— how you guys should be holding your assets and, um, and what you should be thinking about. And, um, and even resources that you guys can have and, and expose yourself to at the same time, right? Um, let me make sure I didn't Miss over any— okay, uh, I did not miss over. And I, I, of course, I, I couldn't see all the comments. I know, you know, people be in here like, um, saying some stuff and, and fudding XRP and stuff like that. And I just— I've made it very, very simple. If you don't believe in it, just don't invest in it. Short it, as a matter of fact, if you don't believe in it, right? And if you don't believe it'll go to higher prices, hey, you can still make money off of it if you think it's gonna— I mean, when I say higher prices, I'm talking about like higher, higher prices, like 3 digits and, and above. But if you, if you feel like, oh, it ain't going, it's only going to $10, why wouldn't you still buy it? It's at $1.40. Even if you think it's going to $5, why is that not a good buy? I'm— why is that not a good buy again? So, and you can swing trade it if you don't believe— if you feel like the bull run is going to go— I got take profit areas too, but I do believe this, Johnson, there is no limit for XRP. Why? Because they're gonna need it, and as long as they need it, there's no limits for it. Demand, supply. It's one-on-one. It's simple. And guess what? When— in hindsight, when the future comes, I can guarantee you everybody's going to look back and say, oh my God, it was more— it was simple. Oh my goodness, it was simple. Y'all want to complicate this, you can complicate it and everything, but ain't no company doing what Ripple is doing. Go look for yourself. You tell me What company is making moves like Ripple? They make— this is a slow race, y'all don't get it. It's a slow race, okay? They know already where this is going to happen or where this is going to go, how this is going to happen. They are— they've already prepared for it. This has been written in code for quite some time. You just are— you're just catching up, okay? You don't know everything. We don't— we don't know everything. I don't know everything. Right? All you know is what they, what they tell you. You have to really dig deep beneath the cracks and beneath the rug to try to figure out exactly what's going on. They don't want you in on this. They want to wear you out. They want to manipulate them. They want to wear you completely out, and they will, and they will. Uh, thank you so much to Taste Master. When you cash out at certain points, do you just swap in your cold wallet to USDC or RLUSD? RLUSD. It depends. I mean, so when you— well, first of all, when you swap out with, you know, XRP is a liquidity, a bridge liquidity. So you can, you can move XRP into your, your currency if you want, or you can move it into, uh, USDC if you want to. Um, it just— it's totally up to you. Um, if you want to stay— if you want to move it, take profit on it, and then move it into USDC and stake it and get a percentage of yield make passive income off of it, you can. RUSD, there, there's some, um, platforms that are still trying to see if they can, uh, get yield off of it. Right now it's pegged just 1 to 1. I do keep some of my money in RUSD and USDC, to be honest. Um, so that's just me. Um, some, some of my money is kept in RUSD and then I swap it into, um, XRP. It just depends. And then sometimes I just, I just take the cash and put put my USD to, um, XRP. It just depends. It depends on your strategy, um, and it depends on what you're doing with the money. You might be using that money now to, um, you may not put it in back in stablecoins. You might use that money to put it into like commodities like silver and gold. You might re-diversify into the stock market. It might be a good pullback and you might want to now get in on some good levels with Amazon and Microsoft and Google. And, you know, or maybe you want to buy some, uh, this would be a great idea is to buy some dividend stocks, um, that some to get more passive income. Honestly, I think if anybody take profit on, on, uh, XR, any— if anybody takes profit on anything for growth reasons, okay, even if it's a growth stock and you're like, oh, I'm up 100%, I'm up 200%, I'm up 1,000%, I'm up whatever, it's always good to reallocate that money into something that is going to bring you cash flow. Because at the end of the day, people are limited with passive income. You got to get your passive income up. So if you reallocate that money, yeah, if somebody did want to reallocate it into USDC, that is passive income. You're getting a percentage off of that. Or if you wanted to do dividend stocks or something like that, um, or if you wanted to do something else that you feel like you have enough time that it will grow, I get that too, you know, like silver or something like that. But I'm, I'm all for like passive income. I think, I think not enough people have passive— enough passive income. So anyway, there's no cookie cutter, um, these are the type of things that even in my one-on-one I try to look at people's portfolio. What are you investing in? What are you not? Let me look at like your, your percentage of growth versus passive income. And, you know, like looking at your entire portfolio, do you have commodities in place? Do you even have an emergency fund? Do you have cash flow life policy? Because that can allow you to get a leveraged income that you can borrow against, and then you can reallocate that back into some cash flow businesses. So it just really depends on the person-to-person plan that they already have in place. Um, thank you so much. Um, Bank Social will operate on XRP Ledger. Um, we, we will see. I think, I think a lot of, uh, technologies will eventually— I think a lot of them will integrate on the XRP Ledger, but I don't know because I don't know enough about Banksocial. Um, BSL, I don't know enough about it. I've only done a little bit on Banksocial, and so I, I couldn't really tell you if it will. Um, so that's— but thank you so much for the Super Chat, but I'm not sure. I haven't, I haven't done a lot of research on it, and To be quite honest, I'm trying to see if I invested in it a little bit. I may have, you know, sometimes I just do starter amounts, um, to see if, you know, how it'll— how it will do and if I want to continue to add to position. Same way I do with option trading. I'll start one just to— it's almost like a starter position where I'm looking and I'm researching to see, uh, I'm not fully in it though at all. So, but I'm trying to see if I Where did I go to where I was looking into, um, Banksocial to see what the opportunities were? I can't even find it on here. Um, but that's one of the ones that you guys have been asking me about a lot, and I think that's one of the ones that Trump was, uh, Trump, uh, I said Trump, uh, Trump was, um, you know, involved in as well. Anyway, I'll look and see, um, if that is, if that is something that is happening right now. Tokenized asset wallet and tokenized asset vault. I see you, I hear you. I hear you and I see you. So, um, this is something that, uh, Domain Name Financials is, uh, trying to express to you guys and giving resources. Tokenized asset wallet, tokenized asset vault. Um, and thank you for these super chats. You guys have been so kind. Uh, Chaotic Crisis, is 3,800 XRP enough? Man, you are, you are in the top, I don't know, 2% or less. Um, you know what, let me— that question, I would, I would normally say absolutely, 100%, absolutely, more than enough, to be honest. However, I can't say that, I can't say that to everybody because it depends on your game plan. Are you, are you planning on holding? Are you gonna cash out on some? Do you have a tax strategy? What are you going to do with the money? Are you going to go buy a new yacht? Are you, you know, do you have a, an existing game plan in place, right? Because if you do not, um, it doesn't matter, y'all. It don't, it don't matter if somebody got 38. It don't matter. It don't matter if somebody got $100 million. They could lose it, right? So yes, it's enough. It's more than enough. But it depends on the person's hands that you put that XRP through. It depends on the person's hands that you put that money through. Is $100 million enough? Yes, for the right person. But for the wrong person, they'll blow it off like the prodigal son, right? And so now what we really got to understand, it's not about how much we obtain. It's not about how much money comes through our hands. It's about the person and the strategy and the game plan that you have in place and the mindset that you have. Do you have a scarcity mindset where you're gonna— like, this, this has now solidified your identity, and now you're going to show the world how rich you are? I was just watching an episode where these people were sitting at the table arguing against how much assets they have, and it was absolutely ridiculous. They were arguing like 5-year-old children, and these were adults that were supposed to be like, you know, have businesses, and you know, they're married to wealthy people. And I was like, oh my goodness, their mindsets are like the mindset of like a high schooler. Um, so that's why I say it— yes, in general it is enough But you have to elevate your mindset and your identity to match how many resources that you hold, because if you don't, you will lose it just as quick as you gain it. And that is the work that we have time to do, right? And so what's going on, George? It's good to see you. Uh, what about to be so mega wealthy but patience will continue to be the standard? And absolutely, that is the case, right? Um, uh, is that a true— I don't know, but you know, I try to— that's— I try to respect all super chats. Um, all right, you know, I don't know. Um, but you know, maybe somebody's new and they got money. You know, this is the way I look at it. I, I don't know if somebody's new. I know new people who got a lot of money and they, um, and they, they just, they throw it into XRP because they just heard about it and they just got a lot of money, but they really don't know about it and they're wondering like, is it enough? Like, it could be the case. Um, it could be the case. Digital asset rewards. Digital asset rewards. Uh, love to see it. All right, you guys are amazing. Um, I love that you guys are asking questions, thinking through it. Um, I look a little bit more— I've had so many people ask me about BankSocial and still haven't been able to do a lot of research on it. I've been just really— I'm gonna be honest, my head has been tied into XRP, XRPL, Quant, right, HBAR, um, Velo, uh, you know, um, SHX. Like, my, my head into the ones that I really But I do have a new one that I am digging into now, so I'm going to share that to my membership. And I have started a position and I think it's going to do well. And I will tell you guys, there— I keep telling you guys to get invested in the utility coins because most of them are going to go to nothing at some point. But there are some that I think also are just going to do very well. And even if I'm not like overly invested into, uh, the education of them, um, as I grow my position, I grow my education on them. So I start my, my position matches my education. Uh, so even if I— sometimes I'll put my— test the waters and, uh, let me see how well this is gonna do or whatever, and then I'll start getting educated on it, right? And so, uh, I, I learn as I grow, as I go, just like you should— you guys should as far as your investments. Um, but there are some that I just think is going to make a lot of money, and I'm just going to be honest with you. And I do talk to my membership about stuff like that because I try to be very careful how I release things to the public. But to my members, I will— like meme coins and a few things that I kind of dive into that I just think is going to make a lot of money, okay? And I'll even share the— one of the coins that I got into that made, you know, that this up 113% in, you know, 2 months. Make money. And then, but what do I do with that money? Reallocate it back into utility coins that I believe in, right? Thank you so much, Kenya. Um, once clarity is passed, do you think the value of XRP will be gradual, uh, increases or big spikes at a time? Curious about your thoughts on this because I want to stack some more. Thanks. For all you do. I do not think it's going to be a big stack, but if I'm wrong, I will, um, or a big spike, um, if I'm wrong, that's okay too. But I think it'll be gradual, a gradual increase, because institutions, they, um, they move methodically. They don't move off of like impulse and hype. Um, now if there is a spike that comes, I think that's probably going to come from FOMO in from retail, like, oh man, I got to get in now, the Clarity Act is going, you know, because retail kind of needs a little bit of certainty. So maybe there could be spikes just from the FOMO in and a little bit of institutions. There could be a spike and then there could be a drop and then it could slowly gradually go back or it could continue to accumulate a little longer than what we would like, right? Or we could get a drop and then a spike. So there's no way of telling, but it is my thought that it will take some time, you know what I'm saying? Maybe 9 to 12 months to slowly start to progress as institutions start to get in. And if we do have some spikes, they might— it's just probably going to be volatility from the retail. Um, that's my thoughts on it, uh, but, uh, always be buying, dollar cost average, be long term. If it's a drop, put more money in. Uh, wasn't showing off, was just asking from an investor point. And so first of all, thank you for the Super Chat, and I acknowledge every Super Chat. Um, and yes, some— there were some questions, and that's why I just went ahead and addressed it. Like, there are some people who are investing in it, but they really just want to know from an investor point. I talk to people like that every single day. That have a lot in it, but they still don't have a lot of understanding on where the price point could be. And so, um, there you go, you know. Let's just— I don't know, let's just all think the best about people, you know. I know we get a lot of FUD on here, and I think that's what makes us nervous. Like, is this person, you know, doing this? And, and I think we're real protective of that. We can clearly know if somebody is giving you a clear contrast, like understanding that I am a complete jerk, then we can get that, you know what I'm saying. But I always try to think the best about you know, people when they come on here. Um, even the people who are for— you know what I think? I'm like, maybe they like 15-year-old, a 15-year-old, you know, bad kid or whatever, getting— I don't know, because there's a lot of young kids in the crypto. I don't— it could be a grown man, it could be. So I try to, you know, it is what it is, but I try to like, you know, think positive unless they just come on here and they just blatantly disrespectful and stuff, right? Um, uh, okay, let me make sure I hit all the Super Chats because I want to be respectful. Ando mood. A lot after that recent transaction. Going to be a lot of sleeper coins out there. Absolutely, absolutely. And we better, we better start, continue to follow what, what is actually happening. And that's why I try to let you guys know so y'all can, hey, y'all can make your own decisions, but y'all know this is what's happening, slowly happening, slow, a slow grind right behind closed doors. That's not always in the public, that's not always in the headlines. What is in the headlines is the price always is always out there and it's gonna be in the headlines because people gonna fud it and they just upset about it. And so, um, that's what you're gonna hear more about, like price still didn't go up, y'all talking about Ondo and y'all talking about JP Morgan and all this other stuff, and, uh, the price still went down. Okay, okay, you just keep waiting, you just keep waiting. Uh, at Dr. Kamilah Stevenson, your reporting and teaching on financial systems and tools is top-notch. Thank you so much, I appreciate this, guys. Um, and I think $600 is a lot, is, is is enough for the person who do the right thing with it. But I would say, you know, if you have a chance to increase your position, just continue to dollar cost average. Hopefully we do get that dip and we can put some more to it and we can really secure the bag for our financial future. Um, and then there may be a couple of other coins that you're invested in. I will start to talk about some other coins, guys. I— because I, I talk about XRP a lot because I'm educated with it and I've been— and, and I know the pos— the possibility for financial freedom. And I only say possibility for those who understand that they have to have structure and a game plan. XRP will do well. I don't care what you say, I don't care what they say, I don't care what anybody say. It will do well. It will do well. All right, I know this, right? And so, and I think a lot of people know it, um, and if you don't believe it, fine. There's a lot of other coins that will do well. I'm investing in ETH, I'm investing in even Solana, I even got money in Bitcoin. I think Bitcoin will do well, right? I kept saying either zero or a million dollars. I'm on the side of Maybe it will use— I think a lot of, I think a lot of these technologies will use the XRPL at the end of the day. So if Bitcoin is connected to the XRPL, that's going to be fine. I think Flare is going to do well. Why? Because Flare makes everything better, right? You can wrap it in Flare, the Flare network, the yield, the passive income. That ain't going nowhere. Everybody want to make money, okay? So there's a lot of coins that will do well. I think XDC will do well, right? So there's a lot of coins that will do well, okay? Um, what's another coin that I'd make passive income off of? Um, uh, let me give you one more and then I'll let you— so you can know, uh, one that I, uh, make passive income off of because it's at the— I got so many— Polkadot. I make passive income off of Polkadot. Okay, so there it is. That's something that I don't talk a lot about, right? So there's a lot of coins. I know I talk a lot about XRP, but there's a lot of coins that I have, and I'm making passive income off of. And I haven't even told you the one that's doubled that I got into. All right, so I'll talk more about that on Monday. Come in on Monday, we are going to get busy, and I am going to also get in with my members and go even deeper. And, uh, to Miss Anne, I will be sending her $300 soon as I get off of this live. And to all of my beautiful mothers, again, I want to tell you, enjoy your weekend. Happy Mother's Day. You are incredible. I know it, um, because you're a mother and you gave birth, um, to a human being. And man, there's nothing like it. That is an unmatched experience. And as always, I want you guys to stay wise, stay wealthy— and I mean stay wealthy, okay? Stay wealthy by making wealthy decisions, okay? Get your mindset upgraded, all of that good stuff. Stay wise, stay wealthy, and I will see you guys in the next video. Love you guys. Peace out.