They Changed The Rules For Your 401k... While XRP Goes ON SALE.

Kamilah Stevenson breaks down a regulatory change forcing 401(k)s to buy SpaceX at high valuations, while XRP drops to $1.05. She argues this creates a generational wealth opportunity for retail investors buying crypto during manufactured euphoria, and covers tax-efficient strategies like holding crypto in a Roth IRA.
Chapters
Hey, it's Kamilah Stevenson, and around here we talk wealth. And it is going to be a tremendous time. We are going to get into it. Y'all know how we do on Mondays. After this, I'm going to go in with my members and we are going to talk about something that keeps coming up, and that is this idea that Canton is taking over XRP. We're gonna help you to understand the difference between the two so that you're not confused any longer. Um, so we're gonna go in and we're gonna do a deep dive there after this. If you're not already a member, go ahead and join the membership on YouTube. It's only $3.99, and I think it's like $2.99, $2.99 for Android users. Go ahead and like the video as you come in and subscribe if you have not already. I see that you guys are buying the dip and, uh, looking for some extra cash flow as well. I've been buying this dip. I only wish I had more cash flow to buy more. I think that's probably the situation a lot of people are in, so they are trying their best to find some extra cash flow in order to buy investment— investments. And, uh, listen, I'm— every single time I get paid, I'm, I'm moving my money into assets. If you don't move your money into assets, you will suffer in the future. I promise you, you will. All right, um, so there's only one direction for those who invest in assets, okay? Those are the only ones that can, uh, capitalize off of what's happening in our economy. If you do not— I'm literally having meetings at this point with family members, sitting down like, listen, I beg of you, if you don't do this for yourself you're going to be in a lot of trouble, a lot of trouble. And so, um, please spread the news to, to your family and friends. What's up, uh, from, uh, Kiriko? Okay, I see. Hola, ¿cómo estás? I see we got some Spanish. I'm looking at, uh, at the different places where we are from. Let's go! Don't forget to like the video. And you know what, let me go ahead and say this. I want to remind you, on June 13th, I am opening up my Inner Circle where I will work with 15 investors on a much deeper level. Anything, uh, much deeper than anything I can do in this video for the full structure, the strategy, personalized plan built around your situation. Um, but here's the part that I need you to hear. Getting on the waitlist is not some commitment, okay? It does not cost you a thing to get on the waitlist. The waitlist is just a group, and I am adding real value in that group all the way up to the launch, okay? I'm dropping teachings. And, um, actually, that's how they got, uh, privy to the live training. If you missed it, it's because they were already in that group. Okay, so join the waitlist because even if you work with me or not, um, you're gonna get access, you know, to, uh, some value in that, in that circle. So go ahead and do that. Um, and even if, like I say, even if you decide not to join the Inner Circle and it's not for you, that's completely fine. You still want to be in that group because the value that I'm putting in there is worth it on its own. And you'll have other opportunities and other things that I'll be, um, uh, yeah, you, you, if, if you're not there, you're not going to know what's going on. So go ahead and click the link in the description, join the group. Like I say, it's free, it takes a second, and the people in there, um, they're going to get everything first, including priority before enrollment opens to anyone else. So if your name is not in the room, you won't get that. And like I said, who knows what else may happen in that group. So go ahead and join the waitlist, um, now. Um, when you say please explain the movement of assets, what do you mean by that question? I'm trying to understand that question. What's up from Vancouver? I love it, all the way from Canada. Um, I didn't, I didn't quite understand that question. Uh, say awesome teaching, gratitude. Thank you so much. Got me going all the way to the bank to make deposits all the time. Let's get it. Listen, um, yeah. Yeah, that's what we're storing. That's where we're storing, um, our wealth. Um, so we are storing them into assets. But I do want to talk about something that I think is going to be very interesting. I need to let you guys know exactly what's going on. Why? Because hey, if I get a lot of questions concerning like IPOs and opportunities and stuff, I want to, uh, visit that a little bit today. So I am going to— I'm going to— family members won't even call me. Guess what? And let me tell you something. Let me, let me, let me explain something. Um, just because when I see the moment, when I see an open door to, to say something that comes up, and it's especially from a comment, I get that. Like, hey, that's not your job to worry about what they choose to do or not. And do understand also, because you guys know I have— I know a lot of people are not going to listen to us, right? They don't want you to call. What One lady said she got kicked out. She— I mean, this is not funny because— but she was laughing first. I was like, oh my God, no! And she was cracking up. But she got kicked out of her house because I guess she had her dad invest in cryptocurrency and it went down. So he got super upset. And the thing is, um, you guys know I said there's people we're gonna have to help because they're just not gonna listen. So I have cold wallets, you know, for family members and everything, but Let's not make no mistake about it, I won't be saving anybody, okay? I won't be saving anybody. And the reason why is I will help, I will help, but I will not save. I, I will help after pain. And I'm gonna tell you, because you know, the thing about it is you'll see, you, you've been and talked to your family members and told them, hey, this is what you should do. And you, you, maybe you even sound like a broken record. Maybe they don't even answer your call anymore. But I can guarantee you when things hit the fan, they're gonna call you and they're gonna need help. And I personally, I wouldn't suggest helping right away. I do suggest helping, but I don't suggest doing it right away. Why? Because they wasn't even willing to invest their own— they weren't even willing to sacrifice for themselves. So what you become at that moment is an enabler, because now they get to depend on you. And first of all, the re— if there are family members who you have told and you still see them shopping like crazy, not spent, not putting their money aside or whatever, if they wind up in trouble, you cannot rescue them right away. Why? Because maybe the reason why they did their finances like that is because they thought they had a rescuer, and they gonna come to find out nobody's coming to rescue you. And pain is a great teacher. And until— sometimes people are just not in enough pain to move, and if you come and you intervene before they experience that pain, then you, you pre— you prevent them from really changing their habits because they still haven't encountered the pain. And so all they'll do is still take your money or whatever you give them and perhaps go and mismanage it as well as they did, as much as they did their money, right? And so they still don't get taught the lesson, right? So I won't be intervening for anybody right away. I, I— you have to You gotta let people experience pain sometimes. Um, 3T Academy, no. Um, there I saw some, uh, that's— I think that's one of the channels that I have reported. Um, yeah, I think it was 3T something. So no other. I only have one YouTube channel and this is it right here. 100 and what, 35,000 subscribers. If you see anything else out there that has less than that, it's not my page. I know some people have two YouTube pages, and I'm not saying I won't, but I, I'd let you know if I do. So any other page that says Kamilah Stevenson is not my page, okay? Um, yeah, that's a fake page with my name on it. All right, so, and I feel like, I feel like they took somebody else's name because I, I feel like I know somebody else who has a page similar to that. But yeah, so that's so weird. Like, these people are nuts. All right, um, so yeah, let's, let's let's make sure we not, we're not rescuing people too soon. Because listen, we probably— thank you so much, uh, Rx Can Flow. We— oh, Coach, yeah, I thought, I thought I saw that page. So yeah, but, and I, I didn't put two and two together, but I've been reporting them and, uh, for copywriting infringement. So, but the interesting thing is I have to do it 3 times. So I take about 3 videos and I, and I do it because they have to have 3 strikes So I have to break up the strikes. It's so crazy. I'm spending all my time trying to make sure like that these people don't scam anybody. Uh, but I did get that other— I think Prime, the Prime page is down, but then another page came up, so I'm gonna figure that out. Uh, but anyway, I want to get back to this because I want you to understand that some of us, even the reason why some of us are, uh, investing the way we are is, is because we've experienced pain. Even if it's not like reality type pain, even if it's the pain of being disgusted at where we are and never wanting to be in this situation again, or experiencing something where we had a, some level of lack, or even projecting into the future saying, oh my God, I see where the future could go and I don't want no parts of being broke. I don't want no parts in not being able to have enough money to, you know, uh, pay bills and to, you know, let my, you know, have my family okay and not be able to eat and you know, like you're seeing all the devastation and you, and you putting yourself in that situation, you gotta feel a little bit of pain from that. You gotta let yourself experience emotionally, um, the pain of that, whether it's from a real experience or from a projected— and I'll get to the Super Chats— or from a projected experience. You gotta encounter pain sometimes. And sometimes when people intervene too much, no, all they're gonna do— they still haven't learned anything, they still haven't grown, they still haven't had any level of accountability, mismanagement. What do you think they're gonna do to your money? They mismanaged their money. Now all they're gonna do now is know, oh, I did have a rescuer, and it's you. And guess what? They're gonna be coming back like a, a alley cat, a alley cat, and they still not gonna know how to manage their, um, their finances. So sometimes people have to have pain teach them a lesson. Now unfortunately, um, that's, that's an unfortunate situation because they don't have to have that happen, right? Because they have you telling them, hey, Hey, you better, you know, store up your money for assets. Stop spending. Stop. And people still don't get it, y'all. I am so passionate about this. They don't get it. They're still— they're still investing like it's a secondary, um, action item on their list. No, I'm telling you, you're going to either be rich or poor. You're going to be poor because the way the economy is set up right now is not set up for you to survive unless you have assets. Period. So most people are still not being aggressive enough about this. You still, you still lackadaisical. You still out shopping and spending money and going to buy food. No, you have to do a hard stop. I'm telling you what is coming, and it does not look good unless you have store— that money needs to go to assets, period. You don't even have 3 months of an emergency fund. You don't have 6 months, months of an emergency fund. Stop spending, everybody. Stop spending. Put your money in assets. They will make you wealthy. Why? Because they're— trust me, because they're gonna push these assets up to ridiculous prices at some point in the future. Okay, we're not looking for overnighter, but in the future, these assets are going to do phenomenal. They are going to create generational wealth. This is the largest wealth transfer that will ever exist, and it's also going to be the largest heist that ever existed. Are you going to be the one that was robbed from, or are you going to absorb the wealth at play? It's up to you. And I see Coach JV. Okay, so they took, they took that. Yeah, because I remember— I don't even remember what the name was. I just know it was a fake page that had 3T something with my name on it. And so, uh, these people just have nothing better to do. So I am in the midst of, um, I've already filed a round of the impersonation, uh, copyright infringement. So I'm— they have that strike, and then I have to give them 2 more strikes. And, um, it's, it's ridiculous. Thank you so much, I appreciate this, Joe. You guys, I just want y'all to win, I promise. And I'm gonna keep saying this until you get it, until you get it. This is not a secondary thing. This is not— I'm like, oh yeah, when I get a little extra money here and there, I'm just going to buy some. No, you're gonna be broke. I'm telling you, you will be broke if you wake up and your job lay off 500 people. You got to ask yourself, what kind of situation is that going to lead you in? And if you're— if you're not set up for that situation to happen, you got to make a hard pivot. I'm talking about right now, today. Why? Because we just had XRP go all the way down to $1.05. Did you get in? Did you even have any money to get in? No, because you spending it still on food and getting your eyelashes done and getting your nails done, and maybe you're taking trips you're doing entertainment, do a hard pivot. I'm telling you, trust me, you'll make so much money you won't even have to think twice about going to an entertainment. You'll be able to invite your buddies and your friends and everybody in between, okay? You will live the life that you really desire if you will just take a season and sacrifice. You're not going to do it any other way. And what's sad is the people probably who got the most money are sacrificing the most. I mean, like, I keep telling y'all, people got more— I'm like I don't even know how you got— how you can afford all of this. So, but on the flip side, then you're gonna have people complaining, ah, the wealthy just get wealthier. Yeah, they did. Yes, they did. Why? Because they continue to put their money in assets and you didn't. It's just that simple. You get mad at yourself. You go look in the mirror and get mad at yourself at the end of this day, because if you don't wind up on the right side of this and you had every opportunity to, it's your fault. It ain't nobody else's fault but yours. You can spend time and all that energy getting mad at wealthy people and all of this other nonsense, but let me tell you something: they're putting their money in assets and you're not. This is for those who are still dragging their feet. It's not for the other ones. This is just to, you know, like, I'm sure you— most of you all share my sentiment, okay? If you're dragging your feet, stop dragging your feet. The mud is going to slow you down. You're going to be like sinking sand. You will not be able to out-survive this economy and what's ahead. If you don't have assets. So that is my clarion call. Do you, uh, got more bootlegs than Tyler Perry? I don't even understand that. Oh, Doctor, you got more bootlegs than Tyler Perry, LOL. I love it, I love it. Y'all bring the jokes too. Y'all bring so much excitement. I love you guys. Thank you so much for the Super Chats. Um, I'm getting into some more, and then I'm going to get into what I want to talk about. Guyo, uh, uh, got, got home. Oh, or maybe it's Georgia Home Investor. Maybe it's Georgia GA. Uh, been into crypto since 2017. Uh, family and friends have told me to start a channel, but the internet has you. Keep up the good work. Thank you so much, I appreciate that. Yeah, hey, and hey, that's another day. Hey, if you got something to say, hey, say it, say it. Because, oh, we're out here trying to get the message, trying to add value in whatever way possible. Is— if you, if you got a personality, you can get on the internet, I say do it. Listen, people are on the internet anyway, so we may as well get out here and, and build a community and add some value. Thank you so much, I appreciate the Super Chat. Listen, I'm gonna get into it because I want you guys— and I'm making sure I didn't miss any more, uh, Super Chats. Is this my baby? Is this Nyla? Is this you? That is my elder, right? She is. She just, uh, graduated from high school. I think that's her. Was go— and it better be. This better not be impersonated because I don't even know your YouTube page. But if this is my baby girl, I love you and I just want you to know that mommy loves you. All right, um, all right. Thank you so much, Desmond. Um, you guys are— you are— you are great. I'm so blessed to found you. I have 3 months of emergency. Yes! I went way beyond my XRP and XLM goal because of you. I love to see this. Thank you for sharing that. See, y'all, it's people out there making moves, and they are— they're implementing. And, and man, this does— this makes my heart so glad. Is this— that you take action because you're going to be in a better situation, and I know your family gonna be in a better situation. And I know, I know down the line, these are the moves that we wish sometimes that our ancestors would have made for us. A lot of our struggle come from the fact that they didn't, right? Thank you so much, Cedars. What are your top 3 assets to hold? If you're talking about cryptocurrency assets, uh, it would be XRP, XLM, and HBAR right now are my top 3, uh, but I love Quant and I love XDC as well. Um, if you're just talking about assets in general, I would say cryptocurrency, physical commodities, and real estate. Um, yeah, that's what I would say for now, right? Things could change as things go on, like the, you know, portfolio grows and, and all of that down the line, right? So, um, and thank you so much, Mike. Thank you for the XRP advice. What are your thoughts on Theta? Um, I don't, I don't, I'm not invested in Theta, so I'm sorry, I don't know too much about it right now. So, um, that's not one of the ones that I've studied much of, or hell, if that, if, if if you're talking about, um, a cryptocurrency coin. So I, I wouldn't be able to tell you on that, uh, because at first I thought she was about— I thought she was talking about Theta on, uh, stock market options, uh, but I think you're talking about cryptocurrency. So, but I don't— I haven't studied it at all. And thank you so much, uh, B1 Beauty. Only my 87-year-old mom and my disabled daughter will get a pass from me. Yep. Now that's— I, I'm okay with that. That's definitely um, especially if somebody is disabled. Like, I mean, we are there to be a blessing, okay? Uh, say my other 4 kids have to wait until my death to get theirs through my trust. Hey, listen, listen, I mean, those 2 people, absolutely, because, you know, even for some time, you know, you got widows and orphans and you got people in less fortunate situations. I— this is— they are excluded. You are absolutely right. Be a blessing to those who really need, um, because honestly they don't— a lot of them don't have the cash flow to be able to invest, um, but them, the, them other family members who you, you just saw them shopping and living their best life, okay, go ahead and live your best life. Now I'm here for you, but you gotta go through some hard lessons first. I'm not going to just bail you out. You know why? Because then I restrict you, I, I, I, I enable you, I stop you from the growth, I stop you from the less the lesson. I stopped you from the maturity. You have to grow up, and you got to learn sometime the hard way. Like, we learn the hard way, right? And so everybody— so, you know, and it— everybody's gonna be different. You're gonna be able to evaluate that situation and see, um, were you in a predicament where you could have done something better with your money? If yes, then I don't want to just completely step in. You know, you got to measure that yourself. But I'm just telling you, I'm not going to be like the rescuer for everybody. But I am a very generous person, so I am building and I'm preserving, um, with this in mind that I will help people. I will be a Joseph. Um, God is creating a storehouse for his people and for the unfortunate, and I definitely will be helping, um, like, like charity and, you know, uh, what I call them, the underdog, you know what I mean? They didn't have access to things And so, um, like she said, maybe disabled people who are disabled who didn't have— don't have the, the income, older, um, individuals who can't really— they can't get a second job right now, the elderly, like, they come first, okay? Not, not some person who had an opportunity. So it just depends. We'll see. All right, thank you so much, Kenya. Um, as it was in the days of Noah, saints, tell your people about XRP, XLM, HBAR. Hard times are coming and God has given us a way out. XRP is the only valuable is only as valuable as the liability it absorbs. So it has to be high. Absolutely. Uh, Lord have mercy on us. Yes, indeed. And Noah tried to warn the people, and guess what? Because they never seen anything like that before, just like we never seen a technology like this before, and they don't believe it. They don't believe that water is about to come from the sky. They don't believe that the firmament is about to break forth. Why? Because the firmament never broke forth. Why? Because rain came from the dew in the morning, from the ground. And here's a man trying to say, listen, I have a dream, I've seen it, I've been told it, this is what's to come, okay? And God has shown it to me, right? And man, that took a lot more faith. This don't even take as much faith than that, right? Because we have the, the proof, we have the institutional buy-in, we can follow the liquidity, we can see what things are, we can see that is— it is being used, right? Back then you just had to have faith, okay, that, that this person was a prophet and that he heard from God. But you don't even need that much faith even now because we see what's happening. So if you can lay aside your emotions, um, man, you'll do, you'll do very good. I love this. J Positive, I've got my 3 siblings into XRP and my sister text me, hey Jalen, uh, that XRP been dropping every day, maybe I need to, to stop watching it. That's right, that's right. I mean, yeah, you— we got to also let them know. So what I let— I've been sitting down with family members and I've been letting them know, listen, this is long-term. It could drop, but you are better off parking your money here, um, than anywhere else at this moment, especially if you don't have a good position. So we just got to let them know, like, this isn't something you're going to make money on like tomorrow, you know. And, and listen, we'd rather them be long-term minded and get surprised on some good news. Like, if it did happen to you know, take off or whatever, then that's cool. But we got to kind of pace them. But I love that you're sharing this. I love that you guys are bringing it to your family. That's what it's all about. Um, Africans, we are, we are hungry. Talk more of buying assets. Well, why is that brokenhearted when you— oh, when you saying that you all are— well, you know what, and that's it. Okay, so this is a situation where I should still tell people to buy assets. Why? Because even if Even if Africa needs help and people are hungry, how are, how are broke people going to help anybody? Like, I, I want to be able to help Africa. I want to be able to help people who are hungry, who need to eat, and be able to provide opportunities even for the less fortunate. And so, and so yes, we should buy assets also so that we can be an answer, you know, to society, to the problems that exist. We're trying to be solutionists, and we can't be solutionists if we're broke. So hey, let the cries of the people who are hungry move you, because it's not about us, it's not about you. And I, and I had to put this up there because I saw all of the heart, the, the broken hearts, and it grabbed my attention. And that is a true thing, that Africa is, you know, there are a lot of hungry people. And that's, that's another reason why I do this. I do this for charity. So as many as can, get your ducks in order, invest. There's people who do need help, and they need your help, and we're going to help them. That's what we're going to do. I'm not gonna let y'all— listen, I'm gonna push for it because you didn't do this on your own. I don't think God created this opportunity just for you. Yes, he wants you to eat the fruit of your labor, absolutely, but he also— it's way deeper than that. And so I've already created even charity accounts for cryptocurrency. And that's why I love XLM, because it is for the unbanked. So you can send money to these different countries, right, that don't have access to banks and money and stuff, right? And so I also— I have, I have tons of charity accounts. I have some even in, in my kids' name, and they're going to inherit it, and they can't spend it on nothing but charity. I designed it that way. I structured it that way. Like, you cannot just take the money out and just spend it on anything, right? Um, thank you so much, Joe. I appreciate this so much. Um, Tell— oh, tell Kyrie I said hey, my little fella. Give him hugs and kisses and lots of misses, okay? He, he's— that's family, guys. So, um, uh, let's see, let's see. I'm making sure. Okay, okay, okay. Thank you so much. I appreciate you guys. Let's get into it because I want to share something really quick. Um, I, I got a lot of people that are asking me about the IPO, and of course they want to make money, right? So in the next few weeks, and then I'll any more Super Chats, I'll get back after. But in the next few, few weeks, um, your attire— uh, your retirement account is going to be forced to buy shares of a company that just lost $5 billion. Now I'm gonna explain it or whatever, you know what I mean? Um, but this is the, the highest, uh, single IPO price in human history. And, um, and it's been set up so that your retirement has to buy into it. I'll walk you through it, okay? Now, so SpaceX— SpaceX, and a lot of people have been asking me, are you doing SpaceX? Are you going to, you know, participate in SpaceX? It could be a great opportunity for some people, but I got to give you the full truth on all of it. Like, a lot of people would— I'd probably rather trade it than I do invest in the shares right away. It— the numbers are staggering of SpaceX right now. The company is being valued at around $1.75 trillion. That one company would be worth more on day one than nearly any other company that I know of in America. And the amount being raised would make it the largest public debut in history by a wide margin. SpaceX has some businesses inside of it. It has Starlink, um, that's the— I don't know if you guys know this, of the, um, uh, yeah, yep, I'm gonna talk about that. Absolutely. Um, oh, I love to see this. I have 8 co-workers on my job who are all in XRP. We are now discussing buying the company. Let's flip the script, okay? We are the lenders and not the borrowers. Like, we're gonna— listen, it's, it's a, it's a, it's a, a position change. It's a switch up. It's the great switch up, y'all. Either you get in where you fit in or you just get left behind. I love that. Um, so, uh, okay, so anyway, their evaluation is absolutely insane, okay? And so, and also, so I'm gonna walk you through how you're being, um, asked to buy their shares, okay? And like I said, this is going to be that probably the highest IPO valuation ever recorded, uh, and it's a company that's losing money, by the way. All right, again, their satellite, uh, they, they do have, um, Starlink. Okay, that's the satellite internet service. It's impressive. Okay, it's, it's profitable as well. And then you have the rocket side, uh, the, the rocket side of that business brings in all the revenue. But again, when you add up all the pieces, um, and the parts, they, they're burning through cash. $5 billion loss. So let me show you how money moves, because I think the— you got to understand this. There's some— there's— so the NASDAQ 100, um, which is a list of the biggest companies on the, on that exchange, hundreds— they have hundreds of investments, products, um, index funds. And the funds are sitting now— the funds from NASDAQ are inside of most people's 401s and their retirement. And they're built— the, the way the retirement is built is to automatically own everything on the NASDAQ list, okay? So when a company gets added to the index Every one of those funds is going to be forced to go out and buy that stock. That's how your retirement is going to wind up buying it. But I'm gonna, I'm gonna help you to understand what happened. Um, you're not going to get a say-so in if you're going to— if you have an idea about SpaceX, you're going to have to buy it if you're in retirement, okay? You don't get a choice, okay? If it's on the list, on the NASDAQ list, you'll buy it. Now the question is, how did it get on the NASDAQ list? So this is the timing. For years To get into that index, the NASDAQ, a company had to wait about 3 months after going public. That waiting period is existed so that the price could settle and the public could see what the company was really worth. So there's also a rule requiring that enough of the company shares be available to the public to even qualify. Both rules existed to protect regular investors, and right before the IPO Uh, on— I don't know if it was back in May, those rules got changed. So the waiting period for the NASDAQ went from the 3 months down to 15 days. They changed it specifically because of SpaceX, I guess. And the minimum share availability requirement was dropped. And they also added a multiplier that lets the company with very few available shares get counted in the index as if they had far more, which forces the funds to buy even more of it. So every single change pushes in the same direction— more money forced to buy this stock and faster at the top. Now, uh, also let me share this. The S&P 500 had the same situation occur where, um, they were trying to, I guess, get them to change the rules, and they refused. So they wouldn't change their rules. They, they kept their profit, uh, profitability, requirements and their waiting period, which blocked SpaceX from getting fast-tracked on the S&P 500, which I'm— I believe it, uh, you have to be, uh, on— you gotta, you gotta be public for a year and you gotta prove yourself to be profitable to get in the S&P 500. So they denied it, okay? But why would anyone want to force all of this buying? Okay, so again, I'm trying to show you this because everybody likes the shiny new object, the shiny object syndrome. Here we got XRP and HBAR and all of these other technologies, all right, at low levels. But guess what? People too afraid to buy, so upset. Oh, you still pushing this XRP? Y'all better sell and get out. So you want to sell XRP and all of these digital currencies at the bottom, but then you want to buy an IPO company that's— oh, that has a valuation that's priced in the future, that's losing $5 billion a year, or in the last year, and that's it, going to be at all-time high, that's going to be at the highest level when they, when they launch. I'm not saying it's not a good opportunity, you just got to know what you're getting into. I'm just telling you how people chase stuff and you know nothing about it. You know, do you even know how long SpaceX been around? You don't even know how— you think it's probably half the people who trying to buy it probably think it's a new company. Do you know that SpaceX been around for 25 years? People have gotten in on the bottom, and then by the time it— I— it comes to the public, you are exit liquidity now. And most of the time it's better to let it run up and then come back and settle in the dust, and then you get in long term. Most IPOs have not survived this. Now there are people who are like, hey, if you don't get in on this, this is the— you know, I mean, this is a no-brainer, you should get in on this. And cool, I get it. You just got to know what you're getting yourself into. And you got to understand that the Fed is— in about a week we're about to see, are they going to lower interest rates? Are they going to raise interest rates? Are we going into a recession? If they lower interest rates The everything is going to be like— everything is going to be like hyperinflation is coming. Yes, the assets will explode, but so will the prices of goods and services, foods and food. And I mean, it's going to be ridiculous. And then if they raise the rates, guess what? Layoffs are coming, recession is coming. You're not going to have any money to buy any assets or anything. You might have to liquidate just to survive. The average person is going to get burned on either end if they don't own assets. But anyway, why, why would anyone want to force all of this buying? Well, let me help you understand this. Yeah, most of the people will be exit liquidity. Most of the people. And again, I'm not saying that you can't trade it. Like, so, so if you trade it, you can make money going up and down, right? So a lot of people will be trading. If y'all don't get in on crypto, y'all will be And that ain't it, ain't it the truth? Ain't it the truth? All right, um, and yes, this is exactly what's going to happen. This is exact— do you know how they've been holding for a long time? They got in on bottom. They got to have somebody to sell to. So why would anybody want to force all of this buying? Okay, this is where I was listening to the one of the most respected macro investors of the last 50 years, Ray Dalio, um, and he explains. And sometimes, like, I don't know, I think, I think that's how you pronounce his name, Dalio. That's, that's what I've been saying all these years, and I've been following him for a long, long, long time, okay? Daily. I sometimes pronounce people's word, um, names wrong, but D-A-L-I-O. But I've been following him for a very, very long time, um, yeah, for probably not even— maybe somewhere with 10 years I've been following him. And he explains something that I want you to understand because he mentioned this and, um, it's important to share. It is the law underneath this entire story. What he, what he draws is a line between two things that people constantly confuse, and that is wealth and money. Wealth is paper value. You can create it almost out of thin air, right? And if someone puts $50 million into a company at a valuation of a billion dollars, that company is now counted as being worth a billion dollars, even though only $50 million in real cash actually changed hands. The rest of it is paper. It's a number on the screen, okay? And this is what I need you to know. You— and, and this is what he says, and, and I, I listened to it and I was like, profound. People, people need to get this. Like, and he couldn't have said it better. You cannot spend wealth. You can only spend money. And to turn that paper wealth into money that you can actually use, you have to sell it to somebody, which means a bubble burst at the exact moment when too much paper wealth tries to convert back into real money at the same time, and there's not enough real money in the system to absorb it. Okay. Now pay attention to what that means for a possible IPO. The people who got into SpaceX early, the venture funds, the insiders, the people who invested years ago at very low prices, they're sitting on enormous paper wealth, okay? But paper wealth is not money until they sell it. To convert into real spendable money, they need what? You. Buyers. A massive, reliable wave of buyers ready to absorb trillions of dollars of stock at the top. And the single largest, most dependable pool of forced buyers on the planet is what? With trillions of dollars sitting into what? Retirement accounts and index funds. Because that money has no choice now. It's going to buy whatever's on the list. So your 401k becomes the mechanism that converts their paper wealth into real money. That's the language that he's using is basically, again, you become exit liquidity. You're the one buying so that they can cash out. And I need you to understand this because the real money— you gotta, you gotta understand, they, they're converting into the real money. The real money for you is almost never made in the— at the IPO. It's made in the, again, private rounds years before the public gets any access. By the time the company goes public with all the headlines and the hype and all of that, the people who are going to make the The true fortune already made it at the low prices. Why? Because remember, I keep saying wealth is in the buy, it's in the entry. That's why instead of chasing something high, you better chase something low. But you're too scared to chase stuff low. You're gonna sell when it's low, and you're gonna complain when XRP and HBAR and Quant go on sale, and, and all of these other— and anything else, right? You, you complain about it. Somebody came on there and said it was delusional to be excited. About buying it lower. Well, that's what they did. That's what they did with SpaceX. They bought low. Were they delusional, or are they smart now? Because now you're about to be exit liquidity, okay? This is— this pattern is repeated across history. The early and the patient. The early and the patient. You are still early until you're not. Until you're not. You are early. If you are early and patient, you will build wealth. The late people, what are they? They're excited, and they come in and they FOMO in. The late and the excited are handed the bag. When the railroads were built, the technology transformed the world, but most of the early railroad investors were completely wiped out. And then a second group bought those same railroads for pennies and they made fortunes. It's the same process. Look at the fiber optic cables running through the internet that you're using right now. That's what they are. Same story. Companies that laid the cable went bankrupt, and then the people who picked up that infrastructure later built the modern world on top of it. The technology won. The investors who bought at the peak hype, they lost. Technology winning and investors winning, they are two totally different things. I shared this in my group earlier. They are different. Just because, just because the technology win don't mean you will. And, and then here's the twist on top of all of this, that, and it's happening at the same time. While the system is engineering all of this forced buying to pull money into stocks at peak euphoria Look at the crypto market. It's selling off hard. Fear everywhere. Prices dropped from some of the most oversold levels that we've seen in years. And what do most people do when they see that? They get scared and they sell, or they freeze and they wait, or whatever that looks like that puts them in a very bad situation. But think about what you just learned. The crowd right now is being herded into overpriced stocks at the top through forced buying while a different asset class is on sale, precisely because everybody's afraid of it. That's the exact inverse of how wealth is built. The discipline that makes people wealthy is buying into fear and trimming into euphoria. Right now what you're watching is manufactured euphoria on one side and then real fear on the other side. I'm not telling you what to buy, by the way. I'm not telling you um, you know, what you should put your money in or what you should not. I'm just telling you to notice which side the crowd is being pushed toward, and then ask yourself which side the patient money has already profited from. Hmm. Now, um, I'm trying to figure out what I'm gonna do. You know what I said I was going to do is I was going to try to figure out if— because if You gotta find out, you gotta find out. You can contact your broker and you can ask them to allow you to buy into the IPO and you— and see if they accept you or not, because that'll show you the demand of what's happening. And if there's a high demand, that means— because they, they've said, they've said they want to put it at $135, okay, $135, which is massively, again, overpriced. And but it may even— if, if, if a lot of people get on that list and they're— and, and their accounts allow them to have shares, then it might come out even higher. We'll see what happens. Like, it might come out 15% heavier than that when it's given to the public. No matter— it could— what if it's almost at $200? I don't know. We'll see what happens. But be careful. And, and I only say that because if you're going to throw money that way, it has to— this is a high risk for you and your position, probably because you haven't gotten in on the bottom. It is a higher risk, a speculative play in a sense, and you don't know what's about to happen with the Fed. You don't know if he's going to lower interest rates, you don't know if he's going to raise interest rates, which means there'll be a cut. And I think for the average person who don't know how to get in and, you know, and ride these waves— now some people are doing very, very, very well because they, they know the technicals, okay? If you don't, you most of the time you're going to probably get burned. And I do want to, um, also include every— I looked at the chart for Robinhood, Coinbase, Circle, Airbnb, um, I looked at a bunch of them. They— and the IPO, the chart— I mean, the chart was the same pattern existed, is that there was a run-up And then, you know, there was some retraces and stuff, but ultimately most of it came back down and hit some, some levels that was good to buy. And, um, so you can FOMO in if you want to, that's up to you, but you got 5,000 other stocks that have a pattern in the history that you could buy into. And every— but everybody's gonna— they're gonna chase this, and a lot of people gonna be just burned on the first day, probably. So again, we'll see what happens, but I'm telling you, I'm telling you this to explain the manufactured, um, fear and euphoria that exists at the same time, is that the markets— and by the way, you are buying into Tesla and you're buying into like these future concepts of going to Mars and all of that. You're buying into the future, okay? Just understand that because like I said, the valuation is insane. But again, they changed the rules so that your retirement could buy it. So hey, It may go in the right direction, like time will tell, and, and we'll see all about what that— what happens with that. But most of you all are more excited about an IPO that you're buying on the top and scared about getting in early, which is what they did at the beginning. They got in early and then they waited for this moment. Again, it's been out— it's 25 years. Okay, so go, you go look at the charts. Go at least do your own homework. Airbnb, DoorDash, go look at DoorDash, go look at Robinhood, go look at Circle, go look at Coinbase. Look at those charts and see what happened. And then also the, um, I'm not going to get into it, but the float is— there's a small— they're only releasing like less than 5% of what is available, um, for trade. And so there's a, there's a lot, you know, happening with it. And meanwhile, there's going to be a lot of people that FOMO into it, and they're really excited about it because again, we like shiny new objects. Projects, okay? And, um, I just want you to be educated. If you were educated about it, it would be cool because you, you know what you're doing and you're like, hey, I'm getting in, uh, maybe I'll dollar cost average if it drops. And man, this is a 10-year play. That's different from you just rushing in and just excited just because it's new, okay? Um, thank you so much, Joe. Um, do we have 5,200 XRP so far plus XLM, HDC, HBAR? Is that good to start XRP now, or should we add more quick? Well, you don't, um, well, first of all, you don't have to tell nobody how much XRP you have. However, um, that's a nice amount. First of all, that's some— that's a nice amount to have, okay? I always tell people, even I think even 1,000 XRP will— will— people will do well if they have the right game plan in place, right? You might even have some people who get 1,000 XRP who do better than somebody with 10,000 XRP or even 30,000 XRP, because it's never about the amount of money, it's about the plan behind it and how you work it, the game plan. Uh, so yes, that is a, that is a nice amount that you have. When you say, should I buy quick? Um, you don't have to. I mean, you gotta, you, you, I, I don't want you to buy into like, like the, like the fear of like, oh, I gotta get in right now. However, I don't think you can ever have enough of something that you really believe in. Like, because I think XRP has an unlimited ceiling. All right, and I— that's my biased opinion, just because I've, I've done enough research to know that I believe that you can't cap it. Um, I don't think you can cap it. So, but would I go all in? No, I wouldn't go all in. Like, if you have a certain amount of cash, you can put a particular amount in. So if you're afraid— because nobody can tell you if it's going down or up. We— now I've been saying for a long time, man, I hope we hit that double bottom. Why? Because I had a limit order at the double bottom. I specifically put it there because I wanted that double bottom, so I got my fill. Uh, however, you know, I think we could hit— you know, I got a nice amount at a dollar, and I, I think we could hit it. But if we never do, maybe we wouldn't. I don't know. You never know. But I think we— I think we will, perhaps. And we don't— you know, we got to just see what the Fed is going to do also. We don't know what— if he's going to raise— you know, the White House wants him obviously to lower rates over time, which I still think will happen even if he raised rates. Or maybe he just might stay even. We'll see. Um, but you can put a portion in. So let's say you have a certain amount, you could say, well, uh, maybe I'll put 25% in and I'll sit and watch and see what happens, or I'll put 50% in. I do know that this is the accumulation phase, so you should be accumulating. Absolutely, 100%, you should. And if you don't have any XRP, this definitely— you should be buying like today. Like, if you— if, if nobody, you know, if you're like, oh, I got money right now, I would be buying today. I don't care if it's back up to $1.15 or whatever that looks like, it's still at a very good buy. This is— most people with conviction are accumulating at all of these prices. Some people buying daily, weekly, but we are accumulating, accumulating. You get paid, you put some money in XRP, you keep putting money in XRP. You, you know, you buy it at $1.20, people buy it at $1.30, $1.08, uh, I think it went down to $1.05. Um, so hopefully you're accumulating. So I wouldn't stop buying, that's what I will say. I wouldn't stop buying, uh, but I wouldn't go all in and not have any cash left for the investments because what if it does drop? Well, I already got my limit order, so, you know, or if you want to put limit orders and just dollar cost average. Um, so I'm just making sure— oh, I see another one. Thank you so much, Antoine Cooper, you're always such a blessing. I appreciate you so much. Um, and I believe this XRP would dominate the financial system globally and take the future to its next heights, and I construct it from years Yes indeed, I love this. Um, Percy, what's going on? Hey beautiful Kamilah, I just joined and I heard, I heard SpaceX. I do have exposure to SpaceX through a fund. Yep, see, some people already have, um, exposure. And they're, uh, for those who have a retirement or 401k, you'll automatically get exposure for sure, which is fine, which is fine because, you know, but there's a lot of people who are gonna like go to the public and try to do it on their own and buy it. I mean, you already going to get— there's nothing you can do. Your fund is already set to buy it, so you, you will have exposure to, uh, SpaceX, right? And who knows what, um, Elon Musk will do. Maybe he— what, what if he folds, uh, Tesla all up into SpaceX? We don't know what he's going to do in the future. So some of you all are going to have— if you, again, if you have a 401k and a retirement, you're already going to be exposed to it, all right? So if you're trying to FOMO, just, just understand that this is risky money., and you could, uh, you could lose your money. You could lose your money. Some people say SpaceX is not worth it, and, and you have some people who think it is worth it if they've studied it enough. But guess what? These— the people who are talking about it being worth it and stuff, they probably already have their money in there, you know, uh, and then you got other people that are accredited investors and everything. Um, now remember, uh, this is a game. This is an investment game, okay? A Rivian stock, same thing. Go look at their chart. Go look, these, these, these, some of these charts were dropped 60%, 90%, like go look at what happened with the IPO with that. So, you know, um, and that's another, that's another one that I actually looked at along with, um, you know, Coinbase and Robinhood and the, and Airbnb. Um, this is all a game. And remember, you know, as I say, understanding the game is only half of it. The other half is making sure that whatever you build stays yours. So these taxable accounts, make sure you plan for it, um, because if you're holding it, all of your assets inside of a regular taxable account, then when the day comes that you are right and your position does grow, and you know, you're going to have a problem being able to keep all of it, you know, because you're going to have a meaningful piece that go to the government right away. Um, so you can be early, you can be patient, you can be right, and you can still hand away a chunk of your reward simply because of the kind of account that it sat in. So that is the difference between knowing how to make money and knowing how to keep it. And the wealthy have always understood that the keeping— the keeping is where, where the game is won. You have to construct a game plan to keep a large amount of your assets, okay? Um, so I do hold some of mine— I expose some of my digital assets into a Roth IRA. I use iTrust Capital— these words that sometimes come out of my mouth. Um, iTrust Capital, uh, because inside of that kind of account, what I build is protected, and it's all about wealth preservation and protecting your wealth. Um, and when these assets do what I positioned them to do over the years ahead, I'm going to keep the growth instead of splitting it with same system that is creating the problems that we just talked about. So iTrust allows for everyday families to hold real digital assets inside of that protected retirement structure, uh, that used to feel out of reach for a lot of people, and now it's in reach. Especially, it was out of reach for digital commodities. There's also a $100 funding bonus to fund your account, and the link is in the description if you want to take a look at that. Uh, if you have a more complicated picture and, you know, retirement and different assets and in different places and you're just not sure where to move or what order that it unfolds, then, uh, that is what my one-on-one clarity calls are for. We're going to sit down, look at your, uh, everything that you build and map out a clear path. Um, or you can be a part of my Inner Circle. We're going to deal with all of that. Um, you're going to have your individualized plan as well. So, uh, make sure again that you get on the waitlist. Uh, the link will be— it's the first link in the description. Get on the waitlist for that. And, uh, let's see, when you open up your iTrust, uh, Capital, can you deposit the maximum at once, uh, at one time, or 3 or 4 times? Uh, you can, you can, um, deposit the maximum at once if you want to. Every— some people do it in stages and some people do it all at once. And remember, you can, um, you can move also money from another Roth account if you have assets in another Roth account, you can liquidate it. Remember, you won't have to pay taxes because it's a Roth account. So you can move, and you don't have to move all of the money from the Roth account. You can expose to a little bit. So that's also a, um, a strategy. Not, not a chance I'm buying SpaceX until it dumps, but I have SpaceX ticker on my bicycle to make me go faster, so I would get some SpaceX after it dumps. I love it. Uh, yeah, I can't tell you that I won't get any as well, but, uh, I, I don't, I'm not, I don't feel the need Um, I don't feel the need to, um, you know, to FOMO into, uh, SpaceX or anything. I, I'll, uh, I'm still kind of— for me, it's speculative. Whatever money I put in it, I'm not— I don't care. I don't care whether go up or down. And that's the— that's kind of how you have to play this game, y'all. You got to play this game the right way, and you got to know what your risks are, what your tolerance for risk are. Are you hedged? Do you have cash flow? Don't— you know, some people like, this the opportunity That's gonna, you know, uh, I love that you're on the waitlist. Definitely, you guys get on the waitlist. Um, there's again value being added to that group, uh, whether you're in the Inner Circle or not. You'll have a privy to information that you won't have here. And, uh, you know, I just need you guys to know, um, by the way, like the video and subscribe if you have not already. Um, don't get lost in space. I love it. Um, and Also remember, for my members, we are going on after this. A lot of people have asked me about Canton versus XRP. I am going to talk about that and help you guys to settle, settle the score, okay, once and for all. And then also be on the lookout, I'll be on, um, Paul Barron's show. I'm, I'm, uh, with him tomorrow, and so I don't know when that'll be released, but I'll keep you guys updated on that. And then also, I think, I think this week I do have, uh, I want to say I have Caleb No, is this this week or maybe it's next week? I think it may, uh, let's see. Okay, that's next week. Okay, so I'll leave, I'll leave that, um, for later. But, uh, be on the lookout for that. And, uh, so yeah, we're gonna have some fun. Um, we're gonna talk about a little bit of health and wealth, I believe, on the show. So be on the lookout for Paul Barron. I'll let you know, uh, when that, uh, rolls out. I have so much respect for him and everything he's done for the XRP community. So It is such an honor, um, to go on his show and to be able to, you know, talk, you know, all things crypto and, and health for him, uh, with him. And so, uh, William, thank you. I hope XRP drops below a dollar so I can fill up some more. I do too. You know, I'm at the point where I just want to accumulate more. And, and there's so many other cryptocurrencies that I'm also, uh, sliding into as well. You know, like I say, I love Quant XDC, I love XLM. Y'all know I love HBAR, of course. Uh, I've been doing some ZBAC, and, um, and I told you guys that I would let you know some of the stuff that I have been buying. I, I was kind of loading up honestly on this last drop. I ain't even gonna— I ain't even gonna play games with y'all, uh, because of just the opportunity. Um, I, I even added a little bit of Polygon, uh, of course Flare. I bought some, um, AVAX and ALGO. Um, Yeah, ZBAG. What else did I buy? I'm just trying to figure out what did I actually load up on. Yeah, I, I, I went, I went all in because the, the, you know, it was a, it was just a great buying opportunity, all right. And so some of the other positions that I hold, I bought a little bit of ETH as well, um, AVAX. I bought some Solana, I bought some Solana too. So Solana, Quant, Poly, uh, uh, Solana, Quant, AVAX, XLM, ALGO, XDC, uh, not XLM, my XLM, uh, limit orders are lower. Yeah, that's— oh, and I bought some Casper, K-A-S-P-E-R. I bought some Casper as well. All right, uh, so I bought a little bit. Um, thank you, I appreciate that. Oh, that's so cute. Uh, yeah, yeah, so we are, uh, we're, we're gonna, uh, be filming tomorrow. Um, so I, like I said, I'll have you guys on the lookout for that. And I'm hoping that, uh, Swift launching 20 to 50 banks this month A switch link to Thunes. Thunes linked to Ripple. Woohoo! Absolutely. And, um, uh, will they use over-the-counter? Uh, yeah, yeah, they will. On-demand liquidity. They will, uh, use on-demand liquidity. The bottom for the XRP. Yep, I love it. And then $12 within 24 hours. I love it. I love that. I think if it, if it were to go low, it would snap back up. Uh, yeah, I did. I bought some SHX as well. Yep. I did. Um, XDC, I think we talking about XDC. You can buy it on Kraken, Coinbase. I think Coinbase. I bought mine on— um, you can buy it on— you can buy it on Kraken. You have— well, I see, I don't know if you— I'm using the exchanges. I, I have my limit orders and stuff with Caleb and Brown, and I buy through iTrust Capital as well, right? So, um, but you can buy, I think, through Kraken and Uphold for XDC. And, um, Uh, bought one share of SpaceX IPO June 12th. Love it, love it, love it. And see, that's, that's, that's having fun. You know, when you buy one share, that's like having fun, you know what I mean? Like, let me see what it's gonna do. And that's what I— that's something I would do. I would buy a few shares, just let me see what it's gonna do, right? Um, hey Dr. K, which is exchange? Caleb Brown or iTrust or Uphold? Uphold. Uphold, Kraken, Coinbase are exchanges. Um, the, the Caleb Brown, iTrust, um they are for like institutional-grade custody accounts. All right, uh, so, and, uh, also someone's, uh, Binance has, yep, XDC as well, right? So, um, no, iTrust is not an exchange. They're not an exchange at all. Not— they're not an exchange. They're institu— they connected to institutional-grade custody account. So the— and, and, uh, the premium is a closed-loop system. They're not an exchange. And on an exchange your crypto is on their order books. They own it and they owe you, and you're the creditor. And iTrust Capital, you own your assets. You own your— and, uh, and Caleb Brown, you own your, um, assets. So they are not on the books for another company or anything. The exchanges, if they go— if they, you know, bankrupt or something happens, they don't have to give you your your crypto back technically because it's on their books and they own it. Read the fine print. It's not the same with iTrustCapital at all. Um, they— those belong to you. Those are your accounts, okay? They're managing them and working with, uh, institutional-grade custody accounts in order to, um, custody your crypto, but you own your own crypto. So it is a different ball game. Not even, uh, like night and day. Not even the same at all. All right. So, um, next time, listen, next time, um, you know, I, I want you guys to be on the lookout for, you know, when people get excited about like the biggest, hottest thing, you know, remember just what you learned, you know, get educated, ask who's selling, ask who wrote the rules, ask who, uh, whether you're early or whether you're the exit. Because if you're going to build any level of lasting wealth, um, you don't, you don't, you don't want to be the one in the stamp you know, like getting stepped on, okay? You want to be the one who is positioned long before the crowd is told that it's time to buy. And that's the situation that I think that we're in right now, um, with XRP. And I think XRP, uh, you all know it is my number one, uh, cryptocurrency to go to because I think it's going to create generational wealth. So you got to ask yourself, which side are you going to be on? Are you going to let your emotions scare you out of buying something that can produce generational wealth, or are you going to fall to your knees and cry? And it won't be tears of joy, it would definitely be tears of a missed opportunity. So, uh, I encourage you to make sure you're making the right decision. And before I leave, I did not say this, I don't think, uh, but nothing I've shared here is financial advice. Everything that I've shared is for educational and entertainment purposes only. Please do your own research. I'm not telling you whether to buy XRP or whether to buy SpaceX or anything else. I'm just sharing with you for educational purposes and what I am doing. And, um, so even if I speak in the, in the language of you should do this, you should do that, I'm technically not telling you what to do. Um, I am, I'm just sharing education so that you can make informed decisions. And I'll continue to do that because I think there's a lot of opportunity available. All right, I'm going on with my members. I love you guys. Thank you guys for rocking with me. Y'all are always so kind, so wonderful.. And I will see you guys on my Wednesday live. Y'all know we get down. But as for everybody else, uh, who is a part of my membership, I will be on in about 5 minutes. If you haven't joined, go ahead and join that button. And but don't forget to join the waitlist, uh, that is the one action item that I want you to take on this video. And as always, I want you to stay wise, stay wealthy, and I'll see you in the next video. Peace out, love you guys.










