They Got An Entire Generation HOOKED On Gambling.

Hey, it's Kamilah Stevenson, and around here we talk wealth. I want you to go ahead and like the video as you are coming in and subscribe if you have not already. We got a very fun one today, uh, to talk about, and I say fun because it's always a fun thing to learn and to, to grow and to know what is happening in your economy. Let me tell you something, gas is going up, and it is crazy. Do y'all know I just went to a gas station yesterday and had to spend $6.50 on gas? And, um, that was a— you know, we've been talking about it, and you know, it, it has hit some countries, uh, quicker than other countries, but my goodness, I I was like, this thing is about to get worse as far as food and everything. So if you don't have a plan in place, man, I'm telling you, you're gonna be, you know, you're gonna be in a lot of trouble. Let me just say that. So there's going to be winners and losers. I keep saying this. We just got a new Fed. They're probably gonna lower interest rates, and inflation is probably not going to get any better anytime soon. As a matter of fact, it may get worse before it gets better. I'm telling you, you guys had better make the right decisions right now. All right, we're gonna get into something because, uh, there is a, there is a, a problem that I'm seeing. And again, like the video if you are— thank you so much, I appreciate this. Uh, like the video if you, if you are here and you're finding value. I am going to go in with my members on Monday, so if you're not a part of the membership, go ahead and join the membership. It's only $3.99 if you're Android user, it's only $2.99. And, uh, we're gonna, we're gonna talk about how to protect ourselves from this in this economy and how to bulletproof yourself in this economy. And, um, it's more than just money, right? There's a lot of different things that need to take place. And I'm going to talk about one of my long-term stocks that I plan on loading up, uh, when I— when the time is right. I, I'm going to load up on a particular stock that I see, uh, going to some great, into some great gains in the, in the days ahead. So I'll be talking a little bit about that. All right, um, love this. Beautiful Soul, I'm a child psychiatrist and agree. After PA, let's help others. Yes, and other masterminds with you. Thank you for being you. Thank you so much. And, um, I'm happy you shared this, uh, because we are going to talk about, uh, this, this whole issue with, uh, gambling. And you know, the thing is There's other— there's better ways to do this, and we have to— we have to start talking to our children. We— I had a conversation with my daughter yesterday about money. We have to start having conversations about money, um, with our children, right? And with our children, grandchildren, nieces, nephews, young, young people. Uh, if you're older, you know, maybe they're not children anymore, maybe they're young adults, and maybe they're in their 20s and 30s. We have to start getting this message out because I'm telling you, it's going Uh, it's going to get worse, right? Like I said, being at the gas station, $6.50 on gas, and then I bought some fruit, uh, for my— me and my daughter the other day, and it was $80. I was like, what in the heck is happening? So I'm like, $80 for a few items of fruit, right? You know what I did at that gas station before I even pulled out? Let me tell you what I did. I'm gonna tell you. Um, make money conversations. That's good, Purple Rain. Before I, uh, yeah, firm is gambling too. Before I even left the gas station, you know what I did? I bought more XRP and ZBEC, and I bought some more silver. Why? Because I realized something that most people are refusing to face. Um, first of all, some people just moving on like nothing's happening. But on the contrary, again, while the economy is breaking under our feet— and it is, and share the video, uh, if you can— while the economy is breaking under our feet, the world is selling our children gambling as the new way of escape. And I'm going to give you some statistics that's going to be astounding, and I promise you this is something that you need to be, uh, privy of because it is out there, right? I want to talk about it, and, and I need you to understand that the peer pressure that exists for your children and grandchildren and your nieces and nephews and your young people around you is there. Please, again, have these conversations about money with them, um, whoever's in your inner circle. Like I said, I was talking to my daughter yesterday and I was just, you know, just bringing her into some basic common sense. And I'm like, you know, at your age, you, you— I told her, I said, listen, baby, 10 years from now, there will, there will be no middleman. You're going to be poor or you're going to be rich. It's just going to be that simple. You get to choose right now which one. And really, for young people, it's actually easier than you think. Um, I need to know how to use investment to be your own bank. Uh, yeah, you know what, that's something we talked about in our, uh, in our membership, and all of those videos are there for you. We went into great detail because it takes some time to really explain the details of it. Uh, but it's, it's about building that net worth, um, that you have where you can finally borrow against your own assets and leverage them to invest in other assets that give you cash flow. So it's a process that I really do walk through step by step in, uh, my videos. And I even did one on how to allow XRP to become your bank as well, right? And, uh, yeah, it's definitely a trap for a lot of people. Um, so we're going to talk about that, and, uh, and I just want to give you just some, some understanding of what is going on. Um, you know, so that we can have this conversation and we can start bringing some awareness to it. Okay, and again, I'm going to give you some data, right? So, uh, James, um, definitely you can, uh, check out the link in the description. So if you go to the link, it should say one-on-one clarity call, and if you check that, uh, there, there should be, um, there should be something that pops up that gives you information My calendar has been kind of crazy booked, so if you find that it doesn't allow for any spaces or anything, you can email me at info@healthyandbetter.com. Info@healthyandbetter.com. And, uh, I do try to see if I can find spaces here and there because sometimes it is on lockdown, and, and a lot of times I'll try to really, um, get you in there, right? So, uh, definitely Baltimore, Quant. Yeah, I've been buying again because I know that there's only one ticket out, and I'm telling you, a lot of people are not going to choose to do that. But let me give you some, some, a little bit of math, because I was looking this up and I had to research it because it was, it was crazy. So in 2026, the market has done, uh, $60 billion in trading volume alone, and analysts, uh, projected that the number could approach somewhere around a trillion dollars by 2030. Uh, and the predictive— the prediction markets— a lot of people don't even know that there are prediction markets. Some people are privy of this and other people are not. But the predictive— the prediction markets are platforms where people bet on real-world outcomes, right? So for example, they can bet on like whether a hurricane will hit Miami this season, whether a celebrity couple will divorce by Christmas, whether a particular senator will be indicted before the end of the year, whether the price of oil is going to hit a specific number by a specific date and time. I was listening to another guy, I was listening to Keith's, um, uh, video, and what did he say? He— there were some other ones he mentioned, like whether Elon Musk is going to win his, his court case, what, what the temperature is, and all of these different things, right? And I'll get to some more of the Super Chats, um, and, and people are placing their bets on news the same way that they used to bet on, of course, like football games. And We've seen some people actually getting a lot of trouble come back for, like, some of these sports players about that. But there's a generation that is being told that this is a sophisticated, uh, way to build your portfolio, and it is not. It is not. It is not. It is gambling dressed up, uh, to look like investing. And I'm telling you, the consequences are going to be brutal for people who gets drawn in. Right? So if you look at the research on these platforms, they have shown that 1%— hear me out, and this is why it's all a trap— 1% of accounts take home two-thirds of all the profits. That means that the other 90% of people trying, uh, people putting their money into providing the liquidity that are, uh, that, that the winning is only 1%, 1%, okay, extracts it from all everybody else basically. That is not a fair market, is basically a casino with insiders setting the odds, and the people creating the markets often already know the outcomes because they've been informed, okay, and they have the information that the public don't have. So it is not going to come out fair. Uh, they saw that, um Like in 2024, um, a study found that 80% of online sports bettors thought that they could reliably make money betting on sports. And then in 2025, that percentage rose to about 86%. So this captures the delusion at the heart of the crisis. Almost everyone gambling thinks that they're going to win, and the reality is always the opposite, but the belief is what have— has them coming back to get more. Okay, and so thank you so much. Um, I'm, I'm glad you're addressing this. I appreciate the time that you put into all you do. I have plans now. Love it. Just popped in. I shared your link on many channels. You rock. Thank you. I appreciate that so much. That is so kind. And yeah, I definitely want to bring this to people's awareness because a lot of people don't understand that this is happening. And, uh, if you're sitting at the poker table and you can't spot who the sucker is, then the sucker is you. And that's so true. It is so true. And yet this is how a lot of people are making their money, right? This is how they're making their money, and it's, and it's getting worse. And the demographics I definitely want to mention as well, which is where I think it gets personal for a lot of, a lot of people, is that almost one-third of Gen Z and nearly a quarter of millennials are either currently putting money into prediction markets in sports betting or seriously considering it. And Gen Z is somewhere between like, what, 14 and 29, and millennials are somewhere between like 30 and 45. But that means that an entire generation's first real exposure to financial markets is not investing in real assets that compound over decades, right? Like XRP. This is why I'm mentioning, you know, utility coins and and real money like silver and gold and businesses and the stock market, real estate, real assets, right? And so this is some of their first exposure, uh, and it is basically gambling on outcomes. This is what they're doing. They're gambling on outcomes that they have no control over on platforms that are designed to extract from them efficiently and consistently while telling them that they are investors. It is a huge trap, and I have to say something because people are getting screwed. Okay, so, uh, call sheet is great if you don't get caught insider trading or fixing. Not a great investment strategy at all. Yep, good dialogue here. Um, have you touched on at all on artificial pricing of XRP? I haven't touched on that, but I'm going back into on Monday One of the questions— thank you so much for the Super Chat, and thank you all for the Super Chats that you guys are giving. Um, one of the things that a lot of people are struggling with even right now is understanding how the price works with XRP and, and why XRP is valuable. Okay, and they're getting— a lot of people are even getting confused with the difference between, between XRP Ledger and XRP. Right? A lot of people don't know what makes XRP valuable. And so I'm gonna— I'm going to go into that a little bit more and help you to understand why the pricing is, um, why it has to get to the price that it's going to get to and what, what makes that pricing happen, uh, because a lot of people are still confused about that. So I'm gonna bring some clarity, don't worry, to it. But I haven't talked a little bit about, um, any artificial pricing for XRP, um, but y'all know I'm gonna keep giving you the news on XRP and making it clear to you. All right, again, like and subscribe if you have not already. Now, we are not— another thing I want to say is it's not just adults that's gambling now, y'all. Um, and this is why this conversation is very, very important. It's kids. So I have a lot of teachers around me and family, friends. I have a lot of them in my circle, right? And I'll get to some more of the Super Chats. And they are all explaining the same thing, that kids that are in middle school and high school are doing sports betting now. So they're placing wagers on their phones even while sitting in class. They're— and here is like, my goodness, it's, it's, it's really bad. Their brains are getting wired for fast money before they've even built the discipline to handle slow money. And once— I'm telling you, I'm telling you I have studied dopamine. I know what it does to the brain. And actually, it's a good thing that we should, uh, be able to utilize in our brains, right? But I know how it works, and it's not gonna— it's not gonna end up good for a lot of kids. But if, if you're at— if you're a child and you're— and you're being wired for fast money and you have no discipline for slow money, once that— it's a dopamine hit that happens. And once that dopamine wiring sets in, it's extremely hard to undo. And so right now we're watching the largest psychological reshaping of how an entire generation thinks about money, and somebody has to sound the alarm on this, right? Somebody has to say something about this. Absolutely. And thank you so much, um, that's, uh, Das. I'll just say Das. Beware people impersonating Kamilah. Wise up, people. Much love from UK. Thank you so much even for pointing this out. And, um, I just had a meeting with my team early this morning about that because there are a lot of— one is called Prime Kamilah Stevenson. That is not my page. They actually use my videos, but that is not my page. And they got links inside their descriptions, right? They got links, um, scamming people. So if you see it, please just report it. When I tell you, I have reported that page 15 times. And so I'm looking to do some other things. I have to even go inside of the comments and sometimes just respond to a lot of the comments, um, saying this is not my page, they're using my videos, but this is not me. Don't click on their description or anything. I am @DrKamilahStevenson. And, uh, I have over 130,000 subscribers, and that is my real page. And so thank you for saying that. And please watch the scammers in the chat and in the comments. I would never ask you to call me. I'm not giving you my WhatsApp number or anything. And so I think a lot of you guys know that by now, but I do want to, uh, just say that. And thank you for that Super Chat and expressing that. I'm a certified teacher and I will watch Alphany gambling and my kids. Yeah, there's a lot of kids that are doing it right now. And thank you so much, um, @checkthecontract. I appreciate that so much. Um, but yeah, that is a fake page. And, uh, and I'm like, I'm wondering is why YouTube isn't taking it down. Is it because they're getting monetized bad? Not sure. Uh, but we have to watch the, the, the psychological, like I said, reshaping that is happening. And even with college students, it's starting, um, it's going over college students. They said college students developing, uh, gambling problems are at roughly twice the rate of the general adult population. Among college, college students, approximately, um, maybe about 6%, I think they said, meet established criteria for pathological gambling. And then an additional 10% exhibit problem, uh, problem gambling behaviors. So it's happening in college, and I'm telling you, this thing is not going to get, uh, better. It's going to get worse. And let me say this, because again, I'm sure a lot of you all have children around you, and you need to start having conversation with conversations with them about money because they're being targeted. And let me say this, gambling addictions is, is not like other addictions. You cannot smell it on somebody's breath, right? You can't see it in their eyes, uh, there's no obvious physical signs, okay? So with gambling, what happens is people struggle silently for years while people around them have no idea that nothing is wrong. And, and the mental health outcomes for, uh, problem gamblers are some of the worst of any compulsive behavior that we have data on. The despair, the secrecy, the financial ruin, uh, the relational damage, uh, and the suicidal thinking that comes with it, they are documented in medical literature. Look it up. And they are far more common among, uh, problem gamblers than most people realize. Uh, I think I, uh, in the video that I saw, he was talking about, um, the statistics of like 1 out of every 5 or something like that commits suicide. So heavy suicidal rate. Okay. Um, so if, you know, if our children— if we let our children get hooked on these platforms that wired them for, for dopamine chasing We're not just exposing them to financial loss, we are exposing them to the kind of psychological damage that can follow them for the rest of their lives. And they, they may not even see it coming until it's too late, you know, to help them, right? So we gotta pay attention to this. There are professionals— thank you for the Super Chat— there are professionals that are getting paid by FanDuel and DraftKings. They get inside information 10 minutes before— again, yep, yep, that's the thing. And most people think that they're gonna win, just like when you go gamble. Like, you have to— they have to psych your brain into thinking you're gonna win. But no, it's the 1% that's, that's taking all the money, the 1% that knows all the information before they put it on there. So it's a real— it's a trap. It's, it's a trap. And if people get wired to try to get fast money, you know what I mean, and they're gonna, they're gonna miss the steps that it takes to preserve wealth. Now Here's the thing that we got to understand, because we, we can't— it's just like, um, you know, I, again, I, I've studied the brain for a, a lot of years. Like, I started off in Alzheimer's and Parkinson's, right? So we studied the brain and how the brain gets damaged and all kind of stuff, even all the way to the point where, like, I've studied, like, the psychological— and let me just say this, I'm just saying, and then, and then I'll, and then I'll get into something, uh, else. To help you to understand what, what is happening and maybe even why children are going this route, right? They're not trying to be like— I don't think they're trying to be reckless or anything. You know, a kid's brain, it takes time for their brains to develop. If we're talking about kids now, if we're talking about young adults, it's happening with everyone. But even when you're, you know, talking to your kids about, you know, uh, sexual intercourse and things like that, you can't just— their brain is not wired for you to just say like, don't have sex, don't have sex. Right? You have to— there is a, a whole ecosystem that happens, and I've studied this. There's an ecosystem that happens, um, that connects them, that bonds them. Why do you think, uh, you know, with prostitution, when you have— when, when you have women who are connected to pimps, you know, who— and, um, you know, the crooks basically that, that has them out on the street, and you wonder like, why don't they just leave if they're out there? And you know, why don't they just run away? It's not that easy. There's a bonding mechanism right? It's the same thing with gambling. And why can't somebody just stop? If there's a bonding mechanism that happens and it's a chemical release, right? So even if, if you are somebody trying to recruit somebody into like sex trafficking and things like that, what men will do— and I'm just giving you a lesson on this, a quick little lesson on this, especially if you have kids around— what men will do is they will, um, they will bond with that female for quite some time. So they'll take, they'll take like 7 days 7 to 10 days, they'll bond with them. They'll psychologically use very weird language with them. Like, like, for example, they'll say something like, when me and your mom was making you, okay? Even though they're not— like, they'll say stuff like that to make the person feel like they're like, um, um, a safe place. Like, me and your mom, like, when me and your mom was making you, you know, basically when we were having sexual intercourse and making you. Even though, even though that pimp don't even know this person, right? But this is a bonding mechanism of using psychological words. And they'll, they'll have sexual, um, intercourse with them over and over and over for those 7 to 10 days. Because for a woman, she releases a chemical called oxytocin. It's called oxytocin. And when a man— if she, if she holds a man's hand too long, like a young girl, if a young girl holds a boy's hands a long, you know, like more than 7 seconds, or hug a guy for, you know, more than 5 seconds and she's attracted to him, the woman's body will release oxytocin and bonds the woman, bonds the girl to whoever that boy is. The only time a woman experiences this is when she breastfeeds her baby, where oxytocin is released that helps you to connect and bond with your baby. So it is a God-given chemical that makes you bond, but it's supposed to be used in the right way. And what happens is men, they will take advantage of that and they will allow— and they will bond with that person by touch. And having— even if it's abusive or whatever, even if it's whatever, that, that it's a bonding mechanism. Because a woman's body, when— and it's supposed to be used— oxytocin is supposed to be used to bond with your spouse, right, too. So again, it's supposed to be used in a holy way, but it gets manipulated. And so it's more that these are chemicals that get released from the brain for little girls, and so that's how they bond to these guys. And it's like, oh, but he's abusive. Oh, but he's doing this. And it doesn't matter. She keeps going back and back and back to him because she is— it's a chemical disorder. So this happens with, with young kids. And so I don't think a lot of people understand how our brains release these chemicals. And he— and, and again, dopamine is supposed to be something that helps us to be motivated. It's a motivator. It helps you to understand the reward that you have behind it. But when it's abused from things like gambling or addiction, or, you know, drug addiction, alcohol abuse, then it starts to wire your brain to not want to invest in, in anything that requires like, uh, patience, or anything that requires your real effort, you know what I mean? Because you're getting a quick hit, you're getting a quick surge, you get— and this is how you get that quick surge. And so now you don't want it. You've been programmed now to not even want the, the long route, okay? So it, it's more when kids are doing this stuff, it starts to rewire them in, in a way that's beyond something that where you can just tell them, stop doing this, you shouldn't do this. Now their brains are involved, okay? And so we just got to understand the psychological, the psychological aspects and the physiological aspects that start taking place when addiction is introduced, okay? So, um, I just wanted to add that piece because there's a lot of— there's a lot of things that we need to watch out with our young— with our young kids. And it's— and it's more than just telling them, oh, do this, do that. No, their brains are involved. And, and men, especially adults and grown men, they have strategies that they use even when they lure younger women in, okay? And, and that bonding mechanism happens that makes them feel safe, and then they— their guards go down And that's how you can get even people to keep secrets that they really should talk about, like secrets from abuse and molestation and, you know, all of those things, because there was safety built there. I mean, it was false safety, but there's— it, it is something that happens in the brain, right? It's— I don't want to go too deep into it, but I just want you to understand that it's, it's more simple. It's not as simple as like just telling some— a kid oh, don't do this, don't do that, don't do that, you know, their brains are being wired in the process. And if you're not strategic with being able to help a child deal with trauma and rewire the brain, um, you, you may be at a loss, you know. So sometimes you got to get therapists and psychiatrists involved and, you know, psychologists involved in, in the behavior patterns right now. So young people are not doing this also because they're reckless, right? They are Also gambling, just on a— just looking at the environment, a lot of them are gambling because the traditional path stopped working for them, like adults. And, you know, and we're going to see a lot more of this, trust me. Crime and addiction and all these things start to go up when the environment changes, okay? And so think about all of what's happening in our world. Entry-level job openings have fallen, uh, by 29% since early 2024. Housing prices have made, um, even renting feel impossible for people, let alone buying a house. Like, people can't even afford that right now. Wages have not kept up with the cost of living, you know. Inflation is rising. Student debt is crushing the chances of an entire generation feeling like they even have a shot at life, right, that their parents had, you know, where you go to school, you get a good job, you get a pension. Like, that's— they're— that's no longer possible, right? And so, and like I said, inflation is going to keep rising, and then we got the oil crisis and all of this stuff happening, you know, $6.50 gas, $80 for fruit, you know, it's— these are not exaggerations. Life is going to be hard for people, and when life is hard, they start doing what's easy to do, what's right, what's available to them, okay? And so when a young person opens up their phone and they see an advertisement promising them a new way to get ahead, not through years of hard work, not through patient, uh, asset building. That's why I get on here and educate. And I— you gotta make— like, you gotta really— for— because most people's attention spans are so little, you almost gotta psychologically allow people to understand, no, no, no, no, no, wealth accumulation and, and, and preservation is the new sexy, right? It ain't sexy to be walking around with name brand stuff and a fancy car and you broke. That is not sexy. It's stupid. It's foolish. It's dumb, right? So you gotta, you gotta really tell people, no, that's not it. Trust me, that ain't it. You know what I mean? It's just like when you was a— when you were younger and, you know, the, the, you know, I guess like when you're younger in school and you got the, the guy who's like, you know, the athlete and, you know, uh, and he's strong and he's popular and maybe that was the sexy then But then when you get older and you get more mature, you're like, no, that ain't the sexy. The sexy is the man who know how to use his money, do his money right, okay? He know how to treat his mama good, you know. He, he don't got to be the most popular one. He's smart, he's intelligent, he's a gentleman. He open— you know how to open up the door and he takes care of his kids. He's not a bum, he's not— he's not sleeping in his mama's basement somewhere. It's like you wake up and what used to be sexy, what you thought was sexy, it ain't sexy no more. That ain't cute no more. Now that we got older, now, man, you need to get something. You need to figure your life out, you know, unless you there, you know, helping to take care of your mama and you stacking away, right? So we, you know, I try to get on here because education helps to open up new perspective, right? So, but this is a failing, uh, the generation right now, the traditional ways are failing them, okay? And, and it don't look attractive to them. It don't look attractive. Why? Because they watch their mom and daddy work hard and do all of this other stuff and still, you know, didn't get ahead. And so now they come in with a, okay, this is, this is the way to go, right? So because of that, the system is serving them gambling as an alternative on the same platforms that should be teaching them how to build real wealth. Robinhood is offering, uh, prediction markets right next to the stock trading. So you got these platforms that's actually offering you the ability to invest in wealth, but right next to it, it's like, ah, but we got these, you know, predictions that can make you some fast, quick money too. But guess what? Over here, you're just, you're just the liquidity for this, because the people who are actually winning on this side, they're taking your liquidity. They already got the answers, they already know, okay? But it's, it's a, it's a dopamine hit. It's something new, it's, it's just something exciting, it's something different from the traditional route. Uh, Coinbase and Crypto.com are doing the same thing. The NASDAQ itself is exploring event contracts, right? So the lines between investing and gambling are disappearing faster than most people are even willing to admit. They're disappearing, and our young people cannot now tell the difference between it because nobody has taught them the difference. This is why we have to do something. We have to say something, right? And so, but then here is— let me make sure I didn't miss any, uh, super chats because I, I was supposed to be following that. No, I did. Uh, thank you so much, Purple Rain. Discipline is key in all areas. Mastering options reminds me, uh, not to gamble, but definitely worth providing awareness to all ages. Have to plan better. Yeah, and I love this, and thank you so much for the Super Chat. You know, and there's opportunities, like if you learn how to do option trading and you understand the chart and things like that, you know, I mean, obviously Warren Buffett is— he thinks it's gambling. He's like, a same-day option is gambling. But I can't— you know, I've done same-day options But you have to, you have to take— if you're going to take risk, it needs to be calculated risk. It needs to be risk that's hedged, and it needs to be intentionally allocated to a very, very, very small percentage, right? So you have to have— it's, it's a behavior issue. You have to have the right behavior patterns and the right habits and the right disciplines to take those calculated risks. Most people don't have that in place, you know. It's just like somebody who is, um, who drinks too much, right? They, they abuse the, you know, they abuse the substance, okay? And then so one drink to them or two drinks to them is maybe devastating, where some— maybe somebody else who's like, oh, they drink occasionally or, or socially or on holidays like Christmas or New Year's, you know, they're not as much at risk. And it's not the drinking that's the problem, it's the person who's drinking. It's the person who's taking this risk, you know. And, you know, I don't, I don't have a problem with people social— I don't drink personally, but I don't have a problem with people socially drinking. But it's— I always tell you guys, it's not, it's not the thing in and of itself that's the issue. It is the person who abuses that thing. Money is not a problem. It's the person who you put that money in the hands of, okay. So it's these behavior patterns that make us reckless with our lives. And that's why I keep telling you, life is really about personal development. And if you know me, I am about personal development. Even if I talk about finances or whatever I'm talking about, I am about personal development at the end of the day. Let me make sure I didn't miss any Super Chats. And so, uh, right now, okay, so you got, you got gambling on one side, and then, but then there's also something happening on the other side Uh, you know, of the screen as people are like going on these platforms, um, doing this. And this is what we have to be teaching the young people in our lives, or young adults, or whatever, or just shoot, grown adults. Let's just make it— let's make it what it is, okay? Because you got older people that's not doing their finances right also, you know. People, you know, they, they gonna pump their gas and they're gonna see them prices and they're gonna go back to exactly what they were doing, which is you got to let the pain teach you something. Like, that was painful for me to go to a gas station and pay $6.50. It was so painful. That's why I— before I even drove off, like I said, I pulled— I said, oh no, you won't. No, you won't, devil. You are not going to get me trapped up in this whole inflation thing where now I'm, I'm working hard for my money and my money's going nowhere. Right? I gotta pay 4 times the gas that I used to pay. So guess what I do? I said, I'm gonna buy me some more XRP, I'm gonna buy me some ZBEC, I'm about to order me some more silver because my money has to get parked somewhere. I will not be in this rat race. I don't care how much money you make, I don't care how much money come through your hands, you are not going to be able to outpace this inflation. At the end of the day, you gotta park your money in somewhere where your assets are going to inflate with everything else. All right, you want to run away and inflate gas? Okay, my assets gonna run away and inflate right with you, so we gonna fly away together. Okay, I'm gonna be— hold on, we're gonna fly right on up together. But if you don't put your money in parking somewhere where there's appreciation, you're going to be in trouble. So that's painful, and I'm like, but pain should make you— it should push you to make the better decisions. I can guarantee you, people like, they gonna look at that gas, they going to the grocery a store and they just gonna leave and just complain about it. Girl, you know, gas is up, right? Gas is up. I say gases. Gas is up right now. It didn't— went up to— and all you're gonna do is go to your family and friends and you're gonna complain. But what are you doing about that? Do you realize that your money is not gonna— as it continues to go away, what are you gonna do? What's the plan? What's the game plan? What you doing? Because you're gonna just keep complaining. So The things that we see around us right now, the awareness, it needs to make us do something different. We cannot stay stuck. You got to interrupt your zombie lifestyle. People are walking around like zombies. They have no— most of the people don't even have a clue what's going on. They just, you know, moving everyday life, every same thoughts as yesterday, which makes you the same person. As a man thinketh, so is he. You, you have the same thoughts you had yesterday and the day before and the day before. You're gonna do the same thing you you've done. That's why I get on here and I try to educate and I try to push you into thinking a little differently about this. And you notice it's all a mental game, y'all. It's all a mental game. The people who are going to build wealth are going to do the opposite of what everybody else is doing, okay? They're going to accumulate real assets that compound over decades. Get ready, y'all, it ain't even began. The food, the, the, the supply chain is going to be affected. Right? People who are putting their money in assets, they're doing the right thing. They're practicing patience while everybody around them is chasing the next dopamine hit. That's not sexy, it's stupid. People walking around looking like they rich and they not— like, they're not. They're just trying to keep up with social media. And social media don't make it no better because they got people standing in front of 5-star hotels and standing in front of all these fancy cars and got all this money and all of this other stuff. Y'all ain't gonna see me talking about that. Listen, I'd be— no, first of all, you, you should— most, most people in this space are cash flow poor and asset rich. You're not gonna see me try, you know, trying to splurge. No, I ain't trying to splurge. I'm telling you, I didn't even stay at that gas station and fill my tank up. I said, I know it's— I know this, this a lie. I'm gonna put $40 in here and I'm moving to the— I'm going to the suburbs where at least it's a dollar cheaper. My goodness. And then I'll fill up there. No, I'm paying attention to everything because my future is at stake. Yes, I got the money to pay for the $6.50, but it doesn't matter. It doesn't matter. You have to— like, I, I'm not, I'm not comfortable with this. I'm not comfortable yet. Like, I mean, with— I'm not, I'm not comfortable with like, okay, I, I, I've arrived, I'm there financially. No, no, no, no, no. I'm dissatisfied. I'm very dissatisfied. And you better be dissatisfied too, okay? Because if you're not, you're gonna be in the same— you're gonna be in a worse state. It's only two: rich or poor. No middle class being wiped out. So it's time to practice patience. It's time to invest in real-world assets. People who are doing it right, they're stacking small wins over time. They're buying things that can pay them income while they sleep. They're positioning themselves for the repricing that is coming to the entire global financial system instead of betting on whether the news cycle is going to get their way this week. This is exactly why I did what I did at the gas station. I didn't open up a, a app and bet on what oil was gonna do this week or next week or the week after. I didn't gamble on no prediction market. I bought me some more XRP. I said, because I see where the inflation is going and I know where assets are going, they're about to pump money into the system. They're going to lower interest rates over time. The dollar is going to lose its purchasing power. The petrodollar is at risk. I'm not saying this happens tomorrow, whatever, you know, the dollar may stay to still the world, uh, reserve currency. It's fine. But I know what is happening. It's the same pattern. It's the same process that's happening. And I have to position for compound, right? I have to position. And if you are a parent, a grandparent, an auntie, an uncle, a friend, or whatever, This conversation needs to be had with the people around you. And it's not about how you can win at gambling. It is about why they are even gambling in the first place and what real wealth actually looks like compared to what they've been sold. They've been sold an idea that is a lie. And most people have never even had a single adult in their life sit them down and explain how this works. And you could be the first one to do— who do it. Okay, this could be the most valuable conversation you have with the people around you, right? And yes, it is happening in real time, and people are just missing out, not getting positioned, not— you know, they have no clue. They absolutely have no clue what is going on. Thank you so much. You are preaching today. Love it. I love this, uh, Benjamin. I love that Benjamin, not Benjamin, but Benjamin. I love it. Uh, but yeah, I'm trying to— and thank you so much for the Super Chat. I'm trying to Uh, get this out. Purple Rain, thank you so much. I know a friend who rented a Corvette. Whoa, for prom last year? Shoot, that's XRP's college money right there. We're working on education, my friend. Now has some XRP. Love this, love this. And let me tell you, even prom was a competition. Y'all, y'all see it on, um, social media every summer, you know, all of these people, you know, they, they put their kids' prom— not a, not a parent's, you know, secretly. Y'all know how it is. Y'all, y'all, y'all have experience. You know, I'm, I'm funny sometimes in my, in my brain, but you know, you ever been younger and you, you know, you on a, you know, you're on a treadmill or you're walking and then you, somebody next to the treadmill and they go a little bit faster and you look at them and you go a little bit faster and y'all like really in competition secretly but you ain't gonna say it? That's how parents be with their kids for prom. Like they gonna put all of this and they have all of this. I'm like, yo, kid, This looks like a wedding. Y'all spend all this money. Your kids are not getting married. This is a prom. What are y'all doing spending $10,000 on all of this stuff? Y'all have lost y'all minds. They ain't even got no college fund. They don't have no stocks, no real estate, no crypto, nothing. And you gonna spend all this money to look good because you in secret competition with other people on social media. Oh, I know you, you in secret competition. Just like that person next to you running, running a little fast. And a little, you know, it happens, y'all. And actually, uh, I watched, um, there's a, there's a documentary called 30 for 30, and it talks about sports and stuff. And it talked about football players and how they would, uh, you know, how they lost a lot of money because they would come, you know, on the field. And, and then one day the guy— okay, they came with a new car, and it's like, oh, he got that car. And it's like they were in secret competition with each other, so they would start spending all their money that they shouldn't have been spending um, in, in competition with the next guy who's, you know, making money. And maybe this person ain't even making as much money as that person. Y'all know in the NBA, some of the bench players, they don't, they don't make millions of dollars. They might make a few hundred thousand. Like, everybody's not making— having $30 million contracts. So you can't keep up with everybody, and then you got to pay taxes and stuff on top of that. And so you just got to know what lane you, you in, and, and just know that most of the time the lane that you think somebody in, they're not really in. They're not really in. They, they showing off. When they go right back today balancing their budgets and stuff, they, they in, in a rough situation just like everybody else, okay? It's almost like we all in this together. We— nobody, nobody likes paying taxes and, and the, you know, the cost of foods and services going up. Like, nobody likes this. We all in this together. If we could just like stop competing and stop trying to act like we somewhere we're not, you know. No, we're all in this together, and we are— and yeah, we only compete with ourselves. Um, I told this to my daughter and it stuck with her. I was happy. Um, and I love having these conversations sometimes, just to stop and have a 30-minute conversation with your kids, and it can do wonders. But, you know, I told— I had to tell her because she see Mommy work so hard, and I know that can be kind of intimidating, like, does Mommy want me to be like her? And I don't feel that confident yet. And, you know, I told her— and I don't know if she feels that way— but I said, if you— I don't ever want you to compare yourself to me, ever, ever, ever. I'm not you and you're not me. I have my own superpower. Nobody can be Kamilah Stevenson, right? So even these impersonating pages, you know, you, you can't be me and I can't be you, right? So I explained to her, I said, you are only in competition with yourself. You are only in competition with the best version of yourself that you can possibly be. And, you know, it took me years to learn that. You know, it took me years to learn it. And I— you— one day I'll say something. One day I was, uh, we were in an exercise class and we had a plank competition, how long we could do a plank, right? And I've done a 10-minute plank before, uh, just not even— I didn't even plan to do it. It just happened, you know what I mean? And I was like, oh, I probably go another minute, I could go another, until the— until it reached 10 minutes. And, and I was like, I think that's a good milestone. I'm gonna give up now. But anyway, I was in this competition. It was like, uh, let's see how long you can do a plank. And, uh, my, my job was just to outlast everybody. That was it. That's all I worried about. And so, um, and so that's what I did. I outlasted everybody. And it was about a 6-minute plank, right? And then after I outlasted everybody, I stopped. But the, the reality was is that I could have went longer. I could have went longer because at that time that you— it was something that I was doing a lot of. I'm not telling y'all I could do a 10-minute plank today, But you know, when you do something enough, in that phase of time, I was doing planks a lot, right? So, um, I, I probably— maybe I could squeeze to 4 minutes right now, probably. I don't know, maybe I'll test myself and see. But I was, you know, and I learned a lesson that day. And I'm like, well, I could have went longer. And I should never compete against anybody else. I should never— I need to compete against my best version of me. And that wasn't the best. I literally just gave up, you know what I'm saying? Just because, like, that, that was enough for me. And that should never be enough. For me, for you, it should never be enough. You are always in competition with your best version of yourself. Wake up and act like it every single day, because I am telling you, um, it will change your outlook on life. It will change the way you move. It will change— it will change everything for you if you would just get— stop looking at the next person. Stop looking— you know, my, my— when I used to compete with, with sprinting, you know, I was a track and field runner. It out, you know. I learned even then that I have to be in competition with myself, you know. This is— I have to, I have to run my race. And the way I work is— everybody's like really different with how they work, because even in, in Krav Maga, the way I run is I build stamina as I go, right? So I'm that person. I'm not the person that start off fast and then slow down. A lot of people do that, like they start off fast and slow down. I'm not like that. I am actually the person, like, even if I'm boxing and whatever, I'm actually going to— if we're in a 3-minute round, I'm actually going to gain energy as I go because I've trained like that. And so it throws a lot of people off because when people get tired at the end, I do the exact opposite. I actually gain, gain endurance at the end, and it astounds them. But that's the way I train, and I don't want to look at everybody else like, oh well, that's probably the best way to go, is to give all your energy at first and then No, but that's not the way I train. That's not the way I operate. I know what— how well I do things, and it makes me— it puts me in a better position because I'm doing it my way. Now maybe you can do it your way, and you can— you know, some people get in the ring and they like, listen, I'm just trying to knock you out in the first round. That's my strength. That's my power. You better stay away from this right hand because you gonna— you gonna come tumbling down. And then you gotta— that's a Tyson. Tyson was a fighter. There's a difference between a fighter and a boxer. Muhammad Ali was a boxer. Remember, he, he, he fought George Foreman and he just had to out-endure him. He like, I'ma just try to endure it. And guess what? He won, you know, when, when they said he wouldn't, because he was playing his game, you know. So everybody got a different game and a different lane, and you got to know what that looks like, uh, even as an investor. We're all gonna win different ways. You don't have to listen to what I say about XRP and how I do my portfolio. You just got to know your own framework. Thank you so much, Senior. If you get sued, um, can they go after your iTrust Roth? Also, I noticed we can now buy tokenized stock on Solana. Yeah, they're tokenizing everything by the end of this year. And I don't, I don't know the answer to that question, but that's a good question. If you get sued, can they go after your iTrust? And it's not just your iTrust Roth, it's not just iTrust. I'm just wondering, can they go out after a Roth account, uh, like a tax Roth account? If anybody No, I'll look up that, uh, I'll find out the answer to that question. I have enough resources and lawyers and, you know, people around to be able to piggyback that, but I'll bring that, um, answer back. But, uh, it is tied to your name, a Roth account. So it wouldn't even just be iTrust if you had a Roth account in Vanguard, if you had a Roth account with Fidelity, you know. I guess the question is, can they come after a Roth account? Uh, I doubt, I doubt that they would come after something like that, um, that's locked up in a, uh, in an IRA account. I, I would assume that they would come after other things first if you were sued. And that is— but let me just say, because a Roth account is always— it's going to be in your name because they— you have to— they have to know how much is going to be maxed out. I would assume they would come after other assets first before they could come after a Roth account. I doubt it, but, but I don't know the answer to that. Um, But I will say, for your assets, that's why you do have to have the right structure. Because if you got some of this stuff attached to your name and something happens where somebody come after you, creditors, you know, you get sued, yeah, anything that's tied to your name, they can come after. They can come after your assets, your real estate, you know, um, you know, your brokerage account or whatever. And so that's why it's very key to— and those are things I go over in my Clarity, um, call, because a lot of people Um, and somebody just said, which is probably definitely the truth, the laws vary from state to state. So it probably does depend on where you stay, um, for that. And yeah, irrevocable trust, uh, can help with that, um, as well. So, uh, but yeah, thank you for sharing this, that the laws— uh, that the laws, uh, there's laws state by state. So I guess that's something you got to look up in your particular state, uh, to find out what, you know, what the case would be with that 80% fruit. I know it had me upset too because I'm like, my daughter was like, oh yeah, I was like, oh, I really want some fruit and I didn't have enough here. And I was like, oh okay, I'm gonna, I'm gonna go ahead and order some fruit or whatever. And I looked at that, I said, well, we ain't really got much, you know. But, uh, imagine waking up in the scarcity, the food scarcity, and people, you know, and when people get afraid and they FOMO in— and we're going to talk about this in my membership, trust me— they're going to start grabbing everything off the shelves when people FOMO and they get very afraid. And honestly, right now I'm at the point where I just buy frozen fruit, y'all, because it's cheaper than buying fresh fruit. I bought me a little fresh fruit, but frozen fruit is more cost-effective. And you better figure out how to be a little bit more cost-effective, you know. Um, now let me say this also, um, Uh, just even we're talking about the Roth IRA and just, uh, considering, you know, taxes and how this all is going to play out. You know, we are of course in a system where the system is, is wiring young people for gambling. The same system though, at the same time, because like I said, there's like, there's an option on the same platforms where you can actually truly do it the right way. So you got the one offering gambling and rewiring your, your brain to bring devastation to you, because it's not going to end well, trust me. And then you got the same system that's offer— also offering you a way to build real durable wealth, even, uh, tax-protected wealth. That's why I talk about iTrust Capital, because it is about wealth preservation. There's a contrast, and when I tell you it's sharp and it's on, on purpose The platforms that promote prediction markets are loud because they need volume to make money. They're making money off you. And then you got the platforms that build real wealth and they are very quiet because they make money for— from your appreciation over decades, not from your churn over hours. Okay, so that is why, just again, I do think you should have your assets in a Roth IRA. It does protect you. From taxes. It allows you to have tax-free gains. I do mine through iTrust Capital. It's a Roth IRA. I put XRP inside of it. And, and for those who don't know, a Roth IRA is just the— is, first of all, it's the structural opposite of a gambling platform. A gambling platform rewards speed, dopamine, and short-term thinking, and it extracts from you the entire time. A Roth IRA rewards patience, compounding, um, and long-term thinking. And it protects every dollar of growth, um, completely from the IRS for the rest of your life. So you have two completely different outcomes that, um, where you can make a choice on what you want to, you know, do with your money. But again, I put mine inside of a Roth IRA, a portion of mine. iTrust lets me hold real native XRP, gold, silver, ROUSD. They're actually giving you a percentage on RO RLUSD now, uh, HBAR, XLM, Quant, and others that I believe in, all inside the same account. They're opening up for ETFs and stocks in, in the summer. Um, they do have a $100, uh, free funding bonus when you fund an account, so they give you that $100 and then you can invest that as well. Also, if you personally need to figure out what real wealth building looks like for you and your family and for this environment, that is what my one-on-one clarity calls are for. Um, even on the, the part that we talk about with structure and protection and all of that, those are things that we sit down and we go over. We look at where you are, we map out where you need to be, and you do walk away with a real plan instead of more noise from the internet. And I'm telling you, you will have more clarity. Um, you will have clarity that you didn't even think you needed, okay? I tell people all the time, you don't know what you don't know, okay, until you know, okay? And then you know that you didn't know, but now you know. And now that you know, you can do better and you can make different decisions. Also, my coaching community, uh, is open for ongoing weekly support and a room of people building together. That's what we're doing. It's a community. I do live coaching every week. Um, there are trainings and resources being added constantly, and we are doing the deeper work of restructuring our entire lives, not just our portfolios, because the environment that we're walking into requires more than just money to survive it well. Money matters, but money alone is not going to be enough for what's coming. I'm telling you, there are other resources, other layers, other forms of resilience that most people have not even thought about building yet. And those are exactly the conversations that I'm having with my members, uh, behind the scenes right now. So if that resonates with you, the link is in the description. And actually, I'm going to have a little bit of that conversation on Monday with my membership. So again, that's only $3.99 if you have not joined. Uh, let me go ahead and make sure I didn't miss any of— uh, let me look at the comments real quick. Um, again, talk to your— yes, tax-free, tax-free, tax-free. A lot of people are going to be in tax trouble. A lot of people are going to be in tax trouble. Thank you so much, I appreciate this. Senor Rojo, just trying to get the, uh, get the word out there. Yes, y'all better get y'all some frozen fruit because they last longer. And they're cheaper. Okay, so you can get more, and hey, when it's time, you know, you just take it out, put it in the refrigerator, whatever, however you want to do it. Um, and then you can also do smoothies with it. And, you know, um, let's see, laws change all the time. Nobody knows all of them. There are millions of them. For example, 20,000 gun laws, despite the law clearing stating shall not be infringed. It's a judicial system. Yeah, that's true. I can definitely, um, say that I agree with that. They are changing all the time. Um, and I'm looking at some of you all's, uh, thank you so much, uh, some of y'all's comments. And, uh, can you speak on LLC? Yeah, that's something I'll talk about. I'll talk about LLC because, uh, most of you all don't have your LLCs in place. And, you know, a lot of people, I'm just going to be honest, have a lot of bad estate planners. Like, when I talk to people and they don't really know what's going on with their estate, I'm like, you know, when I was sitting down with my estate planner, I felt like I was in college again. Right? You have to learn your estate. Because let me give you just a, a, a wisdom nugget on communication, right? And I like this, grow your own food. When you don't know, like, if you're not clear about your estate, then when you sit down and you talk to your kids about it, or whoever you're inviting in on this estate, um, who's going to be a part of the process to preserve the estate, they're not going to understand it if you don't understand it. I always say, even as a leader If I have workers under me and I'm, and I'm not a, a 20 out of 10, okay, a 10 out of 10, if I'm not clear with my vision, where I'm going, what I'm doing, you know, uh, with my business, then that communication when it trickles down to my workers, they're not— if I'm at a 7, they're going to be at a 3. If I'm at a 10, they might get to a 7. They're not probably still not going to be at a 10. Y'all know how that works. Communication, you know, Communication 101. And most people are not clear on their vision, on their estate, or whatever. And so when they're communicating— if you're communicating it with somebody else, then they're going to be 3, 4 steps under you, okay? So it's no way— if you're not— if you kind of like, you know, you have your estate but you just signed off, you notarized, you didn't— you don't really know what the rules are, what— how things work, You have got to get more clear on it because there's no way your family's going to blow it. They're not going to know what to do, how to handle it, or anything. And you're supposed to be the one educating them, right? So even— that's why I talk about XRP and your assets sometimes at a fundamental level. I'm gonna come back Monday again because it's not just about you understanding it. You can understand it in a very complex way. And I do try to, um, res— you know, I try to get you to resonate, you know, at an intellectual level for those who are— who understand XRP a little bit at a higher level. But I also try to bring it down into simple terms. Because even if I, if I show you the simple terms that, you know, that you can understand it at, even if you're like, oh, this, you know, this is under my head, I already know about XRP. Yes, but listen to it on a fundamental level, on junior high school level. Why? Because at some point, if you're trying to talk to somebody else about it, you're going to need those same stories, those same examples for them to understand. They're not going to understand it the way you understand, okay? So get to understand your structure, your game plan, your vision for your money, your life. If you don't understand it, it's going to be hard to even communicate it to the estate planner and walk you through it. And that's one of the things that I allow people to get clear on, because I'm not a lawyer, but I'm like, the better educated you are and the better clear on your goal, your game plan, what you want to do, how you can reverse engineer back, the better you can communicate with your estate planner. And they ain't gonna, you know, mess you over on nothing because you kind of know a little bit about something, okay? But if you just go in there clueless and then you know, and they know you clueless and they just want your money. And they ain't gonna send you some documents and stuff you're gonna sign and you're gonna walk away. You're not gonna know anything. You're not going to be able to talk to your family about it. You can just say, oh yeah, this is what— no, you got to be clear on where you're going, your structure. Do you even know where you want to sell at? Do you know that yet? Do you, do you know just the simple basics? Um, you know, do you want— do you know what— at what number are you going to get to where you start to borrow against your— you, you got to start getting a little more clear. This cannot be a theory just jumbling around in your head, okay? So, um, as an educator, I tell my scholars, I just want your best, whatever it is. Absolutely right. Um, so, uh, let's just get a little bit more clear on everything. And, uh, we all got work to do. Hey, we're doing it together. That's why I'm here. I want to inspire you guys. I want you to— you guys inspire me, by the way, too. That's why I'm here. I love you guys so much. Um, first of all, thank you. I appreciate your time for rocking with me here on a Saturday. Um, I appreciate you. I just want you to know that, you know, You guys get to tell me a lot about, you know, your comments, and I just want you to know I appreciate you too. And we're all in this together. We're doing this together as a community, and that's what makes it so beautiful. That's what makes it so joyful, right? My heart is full of, um, jubilance. You know, I am— I'm excited about where we're headed, um, how we're doing this together, and how many of us are going to get on the other side of this wealth transfer. Now, uh, I want you to like the video and, um, subscribe. Also, if you have not already, um, I don't think you can hype a live video, but you can hype some of our pre-recorded videos. And I want you guys to understand that the people who build, uh, generational wealth, they never gambled their way there. They didn't. They built their way there one patient decision at a time. The choice is being offered to you on every screen that you own. So for the sake of your family and your future, make the right one. And as always, I want you to stay wise, stay wealthy, and I'll see you in the next video. Peace out.