What Nobody Understands About XRP’s Price
In this extensive livestream, Kamilah Stevenson discusses why most people misinterpret XRP’s price by measuring it solely in dollars and offers a different framework for evaluating the asset. She argues that XRP’s true value lies in its optionality, neutrality, and role as a bridge in a future financial infrastructure, not in its current dollar price. Stevenson emphasizes the importance of mindset, urging viewers to think like the wealthy by seeking leverage, access, and long‑term positioning rather than short‑term returns. She shares her personal investment strategy, which includes dollar‑cost averaging (DCA) into a diversified set of crypto assets (XRP, HBAR, Quant, etc.) and traditional ETFs, while using institutional‑grade custody platforms such as iTrust Capital’s premium account and Roth IRA structures for tax efficiency and yield generation. The talk also covers macro‑level factors influencing sentiment—high fear, geopolitical tension, the pending Clarity Act, and Bitcoin’s dominance—explaining how these affect market cap dynamics and XRP’s potential. Stevenson blends financial advice with personal development tips, encouraging skill acquisition, imagination, and disciplined budgeting to fund investments. Throughout, she stresses that money is a tool, not a goal, and that building optionality and freedom is the path to lasting wealth.
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Hey, it's Kamilah Stevenson, and around here we talk wealth. We got a lot to get into today, so go ahead and like the video while you are coming on in, and we're going to talk about it. Um, I think this is going to be, uh, extremely valuable if you can take the information that I'm going to share today and really utilize it. I promise you it will change your life. Now, uh, I do want to say this, um I talk about XRP a lot because I believe that in the environment that we're in, it has a high survivability, um, chance. And not that other assets don't, but I have my reasons for that, um, and I've shared them before. I'll share them again. But I believe that XRP can survive, uh, environments like this. However, I think a little— a lot of people are a bit cautious about XRP and the price, and I want to share a valuable lesson on how you are interpreting the value of XRP. And I want to give you a different lens to look through. You know, the reality is, is that, um, you know, people can prepare. I know a lot of people have their plans together and some people don't, and I just think that's a huge mistake. However, even with the greatest of plans, if your emotions get a hold of you, it's almost like the, the swimmer that, that could swim very well but still winds up drowning because of emotions There are people who drown who are absolutely prepared for the moment, but they still drown because they were overcome by their emotions. And I want to sober you. I want to ground you. I want to reveal some things today that I think will help you out. I am invested in other assets. I'm going to get to a comment that I saw that helps me to know the sentiment and where we are. First of all, we're at the lowest levels of fear. Really, it's high fear, but it's represented by a low number. We're at the highest levels of fear and sentiment. It's how people are feeling. People are terrified. There's a lot happening with geopolitical tensions and rumors of wars and all kind of stuff going on, right? I am— and I'll address that, but I am positioning in a few things. Hims just had their quarterly earnings. They missed them. And so I, right before I got on the live, I just bought some more Hims. I've been buying it. I've been DCAing, uh, after hours because it dropped a little bit. I think it's down over 7% on the day. I bought some— I nibbled a little bit on some Netflix today. Um, the prices are low, and if they go lower, I'll continue to invest. I bought some SCHG today. I bought some Grinny today. I bought SoFi today. And all of these are long-term plays, and I'm dollar-cost averaging. I just want to share a few of the plays that I'm in And, and of course, guys, I keep telling you, get a hold of physical commodities, right? I actually have a, uh, I had to put my finger over it so you don't try to take the barcode, but a collection, um, Think and Grow Rich. I got this some time ago, but it is, uh, Napoleon Hill. It's a collection. They only made 100 of them. Um, it is real silver, and it does have Bitcoin, um, on here, right?, right? It's attached to, uh, the barcode. But I tell you to get— continue to get your, um, physical commodities. Um, first let me just say nothing I say is financial advice. Everything I say is for educational and entertainment purposes only. But I am saying that you do need to start thinking about how you're going to position yourself for this next wave. And, um, yeah, I love SoFi. I see a few of you all love SoFi. I love SoFi. It's always been a long-term play. I've been buying it at very low prices, well under $10. Um, it's had some pullback. Everything has had a little bit of pullback. Well, not everything, but, um, it has some pullback in the market. And every time it pulls back, or, you know, I just dollar cost average. Uh, I love this. You bought SoFi at $1.39. Oh wait, or are you talking about, uh, XRP? Um, I've been buying that today as well. Uh, guys, and also I just want to catch you up on some of the assets that I'm buying. Now, when I— after I leave this Um, this live, I will be joining with my members and I will be talking about my top 10 assets, okay? My top 10 assets and why and how I'm positioning around those. Let me be clear, I think a lot of people are confused. I think they think all of these, uh, uh, coins, even the one— even the utility coins, I don't think all of them are gonna make it, guys. Even after the Clarity Act, I don't think all of them are gonna make it. Um, some of— and you, you know what, I'm ready for it because I said I wouldn't sell in a bear market. I have some stuff that I started last year, some cryptocurrency utility coins that I started last year that are down 70 and 80%. And I— my suit, uh, one of my portfolios for SUI that I started last year, um, is down like 70% or something. But I said I would not sell into a bear market, um, so I'll see what recovers and what don't. But I am very aware, okay? You see, you can lie to other people, but don't ever lie to yourself, you know what I mean? Don't play this hope game with your portfolio where you like, I hope— that's how people go down on options, 80 and 90%. Don't play the hope game. Let's, let's look in the mirror and let's tell ourselves the truth. There are— and when I bought some of these high-risk plays, they are utility coins, but they're not like— they're low-level utility coins. I knew, I said, you know what, I'm about to put $1,000 in this and, uh, it may go to zero or it may take off, okay? And but I knew that I did a few of them and I knew a couple of them would make it, but all of them are not going to make it. And I planned for that. You can plan for your risk as well, as long as you know that. And this is like, it's almost when you go to the casino and you got, you know, okay, I got $200, I'm gonna, you know, once this is gone, it's gone. But you okay with losing that $200? You got to know what you're doing, okay? But the problem is people is hoping and wishing on a star and a dream and a wonder and everything else in between. And then when things don't go their way, they get upset or whatever. So let's get on top of things, right? So I will go with my members. I'll be talking about my 10 top assets that I believe will survive. And, um, there's some that you might think will survive and I don't think they will. Okay, so, uh, let's, uh, yeah, so I'll be doing that after, uh, this. And, um, yeah, and so we, we're gonna first of all like the video again, subscribe if you haven't already, share the video with someone, um, who needs to hear this. Bought again— oh, that's what I was going to say. I knew it was something I was missing. So I've also been buying Um, I bought some— what did I buy today? I bought HBAR. I've been buying some HBAR for my daughter, and, um, I'll be, uh, moving that to the Tangem wallet. And then, uh, I will— I have, um, I am— let me share something that I am also doing. I am buying 1 Quant a day, uh, under $70. If Quant is under $70, I'm buying 1 Quant a day. Okay, this is in addition to everything else I'm trying to buy. Okay, I'm using this time very wisely, and I'm positioning very well. So Uh, that's not a lot for me. That's a, that's a really easy, um, you know, that's a really easy system for me when it comes to Quant is just to buy one a day, especially while it's under $70. I think it's a phenomenal price, and if it drops, I have load-ups. Okay, I do plan on a drop. I, I've been telling you guys. However, that doesn't stop me from DCA and being involved in these opportunities because guess what? Nobody knows 100%. No, you, you can't tell me, I can't tell you. Nobody knows 100% exactly what this market is going to do. Now, do I really believe that we lost structure with XRP? I told you we did when we did. And when it could not get back over $1.60 and it closed on the day, I said, hey, it is a free-for-all. And, uh, you know what I'm saying? Like, it— I'm not saying it will, but it's a free-for-all. I got limit orders all the way down to 50 cents, right? And I will be loading up, but I am buying daily on some of these assets, okay? So I am invested. I will not be going hard on stocks. The stock market is still at the— at— even with the pullbacks, it's still high. And I'm looking for opportunity, but it doesn't mean I'm not nibbling on some of these, uh, ETFs. I'm buying ETFs, you know, because long-term stuff, right? I'm thinking— I'm thinking 5 years out today, okay, with stuff like that. So that doesn't bother me. So I'm not all, oh, top to bottom, you know. I, I don't play any of those games when I'm thinking long term, okay? Now, um, Let's see, I'm looking at— all right, let's, uh, okay, uh, yeah, okay. I had to ban somebody. I just had to look at, uh, let's see. Yeah, all right, I had to ban, um, someone just because, uh, people come in here and they just got, you know, they did this acting like 3-year-olds. All right, so I want to talk to you about something very important. Like I said, I will go on with my members after this, and, uh, if you're not already, uh, a part of the membership, you can add, um, your membership right there on the button. Yes, we are live, Anita, uh, on the button right next to the video. And, uh, yes, so, um, and I'm happy you stated this. I Trust Premium, the premium custody, remember, it is a closed loop account. Okay, so once you put your, uh, crypto there, if that's not crypto that you don't either want to work with long term or, um, either want to sell, then don't put it there. So that account is for just like a Roth IRA. If you don't want to wait until retirement, don't put it in the Roth IRA. Now, is it smart? Yes, because you're thinking long term. You can't just think for today or tomorrow, you know what I mean? You want to be thinking about your future beyond just a couple of days and a couple of months and even a couple of years, right? So with iTrust Capital, their premium custody account is a closed loop system that is there to prevent any hacks or anybody stealing your crypto. No one will ever be able to take your XRP from there because if the worst it can ever be done is that they try to take it but it doesn't, it turns to USD dollars and you still get the amount that that XRP was worth at that time, right? So That is a— it's a win-win situation when you know exactly what you're doing. All right, so I put my crypto there to work long term because I want yield. So I want to work with an institutional-backed custody, um, uh, a custody account that has yield where I can sit my— some of my crypto there, let it appreciate, and allow yield to happen, right? So even if I got Ethereum in there, staking Ethereum, making money off of Ethereum as every day, as whether it go up, down, or whatever. And that's what makes, um, Tom Lee survive what's happening right now, because he's getting paid off of staking his Ethereum. So even though Ethereum is down, he's making a lot of— he making millions of dollars every day just from staking it. So that is my account. Now you can also sell, like if you like, hey, I'm waiting for, you know, XRP to go to a certain price, or I'm waiting for HBAR or whatever your, you know, crypto digital coin that you have there to go to a certain price and you want to take profit, that's a good place also to keep it. Uh, nobody's going to take it there because they don't allow the crypto to come out of that account, okay? It has to be liquidated into USD dollars before it comes out, okay? So, but I don't plan on any crypto there. Is either crypto I would want to sell or I want to allow passive income to happen from there, okay? And so that's usually going to be done through an institutional-grade custody account, okay? So, uh I— somebody asked me this. I don't think so. Or was it Caleb and Brown that couldn't go to New York? Uh, can somebody look that up for her? Um, I'm trying to remember. There's a— there was a law in, uh, set that I— you know, I don't think they can. I think the law— there was a law— there's a law in New York that, um, doesn't allow them to operate in New York. Yep. Um, I believe that is the case. All right. Um, so I see a few new members. I won't get to all the questions, but I will do some in the new members. And yes, borrow against. So when you're in an institution-grade, uh, custody account, you also will have the option eventually to borrow against it, use it as collateral, all of those different things. So different accounts for different reasons. My cold wallet is mine. That is my emergency, my account. I have several of them, but you at least need one of them unless you just don't want to deal with— some people just will never deal with cold wallets, okay? I get it, it's difficult, you know what I mean? Especially if you don't— if you're just starting. Um, I say to learn, you know, how to move your crypto, um, onto you. I just did a training with my coaching group on this. So, um, I just did some videos a few days ago. I had done some, uh, months last year, but I updated them because there was a few things that I want to— oh, okay, uh, my bad, uh, iTrust can operate in New York City. So that might be Caleb and Brown then. I knew it was one of them. Okay, um, so yeah, a few people do have iTrust. Thank you guys for that. Um, y'all always looking out for me, and I want to make sure that, uh, the information I give you is correct. I give out so much information sometimes I can't remember, but I think it was Caleb and Brown that cannot then operate in, um, in, um, New York. Uh, I mean, this is— it depends on you what's the best wallet, but I promote Tangem, um, just because it's easy and it's affordable and they're running a sale right now. So I think it's only like, um, it's usually like over $70. I think it's only like $55. They're running like a sale to March. If you use the link in the description, you'll get an extra $10 off. So, um, no, no, you won't. You probably can't right now. There's not a lot of places that you can borrow against it currently, but I'm talking about futuristically. Just like currently a lot of places don't have yield on, uh, XRP. That's currently. But I believe once we get into structural infrastructure phase, I believe that, um, those, uh, those services, uh, and those, those financial products will be available by institutional uh, grade custody accounts, you're going to be able to— I mean, trust me, um, at some point you'll be able to borrow against your, uh, XRP, you know what I mean? Like, um, it's just we're not in institutional infrastructure phase right now. We're not in structural phase. We're still in somewhat speculation just because XRP is tied to Bitcoin. And, you know, you know, you got Nexo and a few places that are allowing you to use collateral, but I'm telling y'all, people getting burned off that collateral right now. Why? Because there's too much manipulation on Bitcoin. All right, and Bitcoin not looking good, y'all. It's not looking good, not on the charts, none of it. It can't even break $70, right? And so we're seeing it not even be able to go past $70. And so I think it's going to come down some more, and that's why I think other, uh, cryptos are— the charts is not looking good, I'ma just be honest. Um, so, uh, I have no knowledge, uh, about digital currency. I want to change that. Where do I begin? Is it— no, it's not too late for you, not at all, not at all. Um, just start diving into some of my, um, my videos. I talk a lot about XRP. Anything with XRP on the title, I promise you, uh, little by little you'll start understanding a little bit more. It's just, it is, when it's new to you, it feels like mumbo jumbo. It feels like really crazy. But what I can say is that we are in the beginning stages, um, of a new financial era, and we are, we are transitioning into the digital um, currency era. And, um, some people don't believe it. Hey, you know, a lot of— there's a lot of people who are not going to believe what's happening. And, and, um, I hold the Dogecoin, Irene. Um, I'm not buying any right now. Um, so, and I don't know, you know, we, we're not gonna know. There's so much uncertainty right now. There's not been more uncertainty than a time like this. There's more uncertainty now than it was during COVID during the dot com bubble. All of this is the most uncertain time in history. I've never lived through anything like it before, to be honest. Okay, um, the Clarity Act, um, just to get you guys up to date, something must be going on with the banks, y'all, because, uh, now they're saying the Clarity Act has a 30-something percent chance of getting passed. Um, now Brad is still saying that it, you know, that the people inside the infrastructure is still talking positively about it. We don't know. It, you know, this thing is up one day and down the next, and you you know, oh, it's about the end of March this day, and you know, at the end of April the next day, oh, it's the summer. What I do know is they don't want to push it towards midterms because that's going to be a huge problem if they push it towards midterms. And then we got all of this uncertainty that's going on with the tariffs, and there's just a lot happening right now. And but I still, again, the reason why— and let me share, I'm going to share a few things about XRP. Again, like the video if you haven't already, uh, subscribe. This is not financial advice, only for educational purposes. But I will explain to you what most people are doing wrong about XRP, and I guarantee you, you're going to look at it through a new lens. I'm telling you, some people will make it and just some people won't. All right, um, it just depends on the lens. We're all dealing with the same, uh, static situation, but people are going to come out on the other side in different layers. Okay, um, and, and it's all about your programming. It's all the way about the way you see things, the way you think. As a man thinketh. So is he, uh, the way people are thinking even about XRP's price is totally wrong, and I'll explain it to you in a minute. Uh, thank you so much, um, for this. Uh, did you know Texas has a Crypto Wallet Street in, in Dallas? The state boasts over 27 mining facilities and a supportive regulated regulatory framework for crypto. I did not know that. That is amazing. And that just goes to show you, um, how adaptative this, um, this financial system has evolved into something like this. For someone, you know, for a, a state to do this, um, like, that just shows you where we are. And right now, US is fighting over trying to become the, the crypto capital of the world. But even there's a lot of adoption in other places as well. This is a global movement, by the way, y'all. Wherever you live, this is a global movement. And I love XRP because XRP is not dedicated to any currency. It's not dedicated to any, uh, culture. It's not dedicated to any country. It's not dedicated to nobody. It's not your friend, it's not your enemy. It doesn't pick a side. It is neutral. And I love that about XRP because when you have countries changing and exchanging, uh, finances or currency A lot of times it's a— it has to include trust, okay? There's a lot of intermediaries and there's a lot of processes that happen, and I have to have pre-funded accounts with your currency. So there has to be trust involved with countries that really don't trust each other. And now you have a neutral bridge that can— that is the bridge between all different countries, and it doesn't take a side. So now we can move value without even having to trust each other. And, uh, so what come— what country wouldn't be on board with that? All right, so, um, I know I, I say a lot of— and I'm gonna put this on here— I say a lot of words that's not words, and I tell y'all before I say it, I'll be like, was that a word? Because, you know, you can make up words. You know, they add words daily to the dictionary, so sometimes you can say a word one day and it might be a word the next day. All right, I know that because I studied that in language. Okay, so I have these idiosyncrasies that, um— and I don't even know if that's a word, but I made it one. Um, but you may see it in the dictionary one day, y'all. So live life a little bit, say words that mean something to you, just explain it. Adaptative, right? Um, and it depends on how you structure it in the sentence to know if someone's gonna understand, because the whole idea is to bridge, uh, uh, thoughts and ideas. As long as y'all can feel me on the idea, um, I'm gonna, you know, use whatever word that, that helps you to understand clearly. Tiffany said I make up words all the time. I really do. I tell people, I'll be like, was that just a word? Well, it sounded good. It actually, it actually fit in the sentence good. All right, uh, I love playing with you guys a little bit. So here we go. Um, I believe that people are looking at, uh, I'm gonna help you restructure your ideas around XRP's price, okay? And so here's where a lot of people are making a mistake, and I, I really wanted to do this because I saw a comment after my Saturday's live, right? And In the comment it said XRP's price is still down, or XRP is down, I think it said, with a crying face. And I was like, oh man, like you could feel like the pain that this person was probably feeling because they like, XRP is still down, with the cry face. And, um, I, I knew at that moment that, okay, people, the way people are still valuing XRP is totally wrong. And I want to address it because I know if whoever that was felt that way. A lot of people feel that way. I do get it. On screen, in dollar— in— I'm sorry, I'm looking at a comment that, uh, does market cap apply to XRP currently? Because everything is tied to the market cap. Everything is tied to one liquidity engine, and that's Bitcoin. Okay, but the market cap logic doesn't work well through, um, The market cap doesn't work well through, um, I'm looking at a comment, sorry. It doesn't work well, um, when you're looking at what XRP's function will be in the future, okay? So somebody was at— somebody's asking, what am I doing wrong? Is that I punch XRP through Robinhood and then found out through you that I should have purchased it through iTrust due to taxes. I moved it to Tandem Wallet. I messed up. I'm not understanding how you I gotta, uh, reach out to me by email, info@healthyyandbetter.com. I'm not sure what you did wrong. I don't— didn't someone say Robinhood don't allow you to move your crypto or something like that when you invest it, uh, through there? Now if you have it on a cold wallet, you can move it to iTrust Capital. You just can't move it into a Roth IRA. You can't move any asset into a Roth IRA. It doesn't matter if it's a brokerage account or cryptocurrency, uh, or iTrust or whatever. But on the premium account, you can actually move your crypto off the cold wallet. So I'll help you out with that. Just email me if you have questions about it. All right, so, all right, here's— so here's what I want to say. Um, I understand that when someone says XRP is down or they're even emotionally sad, they are thinking— you gotta— you're looking at XRP, it's a dollar and whatever, okay? Um, and, and even the way I have to explain to you XRP's value right now is in what? Dollars, okay? It is in dollars. So right now, at the time of this, XRP is at $1.35, okay? Um, it's at $1.35. Now, when you say XRP is down, or when you think that it's down, what you're really saying is it's down again in relative to the dollar. And dollars are, of course, going to be the measuring stick in your mind. But you got to understand that that's a trap, and I'm going to explain to you why. Like, I was just talking to my coaching, um, uh, group today, and I was like, what if, what if ever all the information that you see about XRP, the infrastructure, what it's going to do, how it's used, institutional adoption at scale, all of that, uh, solves the problem of a liquidity crisis in the middle, as neutrality, as fast settlement, very cheap between different cultures and different nations. What if we explain everything about XRP and you didn't know the price? I wonder, would you say— if somebody said, do you think this is a good investment for the future? I wonder if you would think differently if you didn't see the price in dollars. Okay, we're measuring it in dollars. I don't see XRP the way most people see it. I am not— listen here— I am not measuring XRP in terms of dollars for value. I'm measuring it in terms of optionality and freedom. Y'all are still looking at dollars. If you listen to this, because I need you to understand what's even happening with the dollar. Like, even, even the fact— I know some people gonna cash out everything for the dollar, for devaluing dollar, okay? If you are evaluating an asset that's meant to operate beyond the current monetary framework using the current monetary framework as your benchmark, you're still translating. And I was describing to my group earlier, it's like, I don't know if any of you all speak a different language, and when you're trying to learn, it's like trying to speak Spanish while still thinking in English. You have to think in Spanish at some point. You have to think. You cannot, you You cannot speak in Spanish and think in English. You have to learn how to elevate your thinking in Spanish in order to be fluent, okay? To the point where you don't have to think in between. You're thinking in Spanish and you're speaking Spanish, right? So hola is not— you don't think it is hello. You move that to the side. It's hola, okay? It's hola. What does that mean? You're speaking to somebody. It's how you greet somebody, okay? So, and you'll never become fluent because you're constantly converting back to old language before you let the new one stand on its own. That is the way a lot of people are looking at XRP. People are still measuring everything in dollars when dollars themselves are being structurally diluted. So when XRP moves from like $3 to $1.40, the reaction is extremely obviously emotional. Or if it goes from $2 to 50 cents or whatever, it's going to be emotional because the measuring tool is emotional. Right? But what if the measuring tool that you're using it for is wrong? What if money— because we're talking fiat money, that's why I don't even understand when some people are like, I'm selling everything for fiat money. Like, you're gonna sell it for that, right? What— but what if money— if fiat money is the cheapest, which it is, form of exchange? It's just a unit, it's just a median, a medium between, um, the currencies. So it's something that you use to move between assets, but it's not a final destination. Right? And so I think you got to think about it. If money is a medium, then optionality is going to be the goal, and that is going to change how you see some of these assets, right? I believe your measurement is going to hold you back from understanding the true value of XRP, and the measurement that you're using, you don't know it, it's broken, right? It's broken. When I choose an asset I am not wondering how many dollars this will make me. I'm not, I'm not wondering how many dollars this is gonna make me, guys. I am— that is a very— that's a low-level, uh, if I'm— how much am I gonna make? Let me pull out my calculator and figure out how much. That is a— that's a low-level question. It really is. Um, That's a tangential value. Like, that's what that is. Like, when we're thinking about, uh, XRP's value, most people are only looking at direct return. If I put $10, uh, what am I gonna get back? If I, you know, put $20, if I put $100, $1,000, if I have 1,000 XRP, how much am I going to get back? If it don't double fast enough, I get emotional, I'm going to get frustrated. But let me tell you something, because I need you to elevate your mind. Wealthy mindsets do not just buy returns. What do they buy? They buy leverage. That's why— watch the video I talk about with all the different ways that XRP can make you money. All the different ways, all the different— what, what's the word? Options. All the different options that you have with XRP. Money is like the cheapest form of value. My wealthy mindsets, they're buying leverage, they're buying optionality, they buy access, they buy positioning. Money is just the entry ticket into this. Let me give you an example. Let me get— because, because somebody even came at me and said, well, if it's not about money, how do you have $10,000 to spend on a coaching program? And you know, sometimes when you throw large monies out to people and you say you invest this much in a program or you charge this, people just get mad. People just get mad at large prices. Like, they get mad. People are frustrated around the topic of money, especially when they don't have enough, okay? People just get mad. Um, what's the name of that video? Let me look and see real quick. I said it before on my, on my last one, but I will, uh, give it to you again. Somebody's asking what is the name of, uh, the video, uh, that I'm talking about that I went through. And I told you guys in my last one that the video that I did was called— and I said at the beginning of the video, this is the most important video I've ever done about XRP. That's what I say at the beginning of the video, and it is, uh, it's called How the Wealthy Will Use XRP. Most People Don't Understand It. The most people don't understand it is in parentheses, and so that's what it's called. All right, um, So let me give you an example again, because, you know, I get a lot of people who are really, really upset. Um, they just get upset when you say stuff like that, like, how you— how can you afford $10,000 if it's not about money? I was like, oh, here we go with somebody being mad about how much something costs that I've decided I wanted to invest in, or, you know what I'm saying? Like, so, um, thank you so much, Harry Cash. I see your comment. Oh right, Marcia, uh, it's chump change. Um, thank you so much, I appreciate that, Harry. I, I'm just looking at your, um, your text again. I, I so appreciate that. Um, I'll put it up there. I, I like Jake, but I love you. Totally two different ways to explain your move in crypto. I've been in two years with Jake, but still a few months listening. Thank you so much, I appreciate that so much. Um, you guys are so kind. And, uh, and yes, $10,000 is chump change, right? Never too expensive. And that's the example I want to give because, um, you guys got to understand it. This is a simple example. If I spend $10,000 on proximity, meaning coaching, relationships, rooms that I otherwise would not even be able to get in, right? Um, somebody watching from the outside, somebody who is assessing that or, or opinionated about that on the outside, sees $10,000 leaving my account. Okay, so they think this is a loss. They done spent money. First of all, spent money? What is money? They printing dollars every day. What, what do you think money really is? It's just a tool, y'all. You gotta see, you gotta see printed paper a little differently because that's all it is, a little, you know what I'm saying? Like, it's just a tool, you guys. It's not, it's not the end-all be-all, right? So somebody looks at that like you wasted $10,000. What I see is acceleration. Obviously I am valuing the proximity and the culture more than I am the dollars. If that $10,000 put me in conversations that change my strategy, my structure, improve my positioning, correct, uh, correct me on things that I'm wrong about, connect me to the right infrastructure. That to me is not an expense, you guys. That is an investment. That is a multiplier. The return isn't, of course, immediate dollars, but it is expanded optionality. And optionality compounds. And that's what I am about. The same with assets. If you're holding something like XRP and your only framework is, is it higher in dollars today? Did it go up? Did it go down? You're thinking— let me tell you, You don't think— you don't know this. You're thinking like a trader inside of a fiat system. And I keep saying, I don't see XRP through the eyes of a trader. I did a video called XRP is not a trade. It is not meant to be traded. That's not the purpose of it. But if you have assets that you hold, right, that, um, plug into future infrastructures, uh, future settlements rails, liquidity corridors, regulatory infrastructure, then what you're holding isn't just price exposure. You're holding more than price exposure. It is strategic positioning inside of a changing architecture. You are holding the next financial infrastructure. Do you understand that? You cannot put a price on that right now. That doesn't mean it explodes tomorrow. I get it. You want to know. It just means it does give you optionality in a direction that most people are not even thinking about. Out yet. Again, money is the cheapest part of that exchange. Time isn't cheap, y'all. Leverage is not cheap, you guys. Access is not cheap. And, and, and the irony is so many people get so emotional over money because, again, they don't have enough of it. But the people who understand it treat it like a tool, not the goal. And I think a lot of you are treating it like the goal. It's not the goal. Freedom is the goal. And it is, right? So when you say, or when you're thinking in the direction of XRP is down as a sad thing, what I hear is I still measure this in dollars. That's what I hear. I, I, I see it being down as a good thing, to be honest, right? So, uh, Yeah, that's actually it. How do you think the wealthy stay wealthy? They spend money on classes and education. Many whales didn't know about cryptos and how they work, so they had to learn. And that is what wealthy people do. They would rather learn because it increases, it expands, is— it expands their optionality, it expands their leverage, it expands their relationships. Like it expands their ability to have financial freedom, right? There's all these different things. It gives them their time back, okay? Because my people perish because of a lack of knowledge, a lack of information like that you can't even implement because you have no knowledge. You don't know what you don't know. And so, um, uh, info@healthyandbetter.com. Healthyandbetter.com. Healthy and better, because that's what I want you guys to be, is healthy and better. Better with your finances, better with your relationships, better with your investments, better with your money. Okay, I want you to be healthy and better, right? And so, uh, hopefully you don't forget that now. All right, um, again, I will be walking through my 10 assets, um, but let me just say this: assets, the way I look at it is my brain just thinks very differently, you guys, and I, I try to I believe in thought leadership. I feel like I'm a thought leader, and so I give my thoughts on certain things. I don't see assets going up. I don't— assets don't go up. I feel like units go down, right? Um, that sounds a little subtle, but it's not. When you— when something looks expensive, most people assume that the demand exploded for it to get to that price. Sometimes that's true, but often what actually happened is the measuring stick lost integrity. If you're measuring everything in a unit that is expanding and debasing or structurally diluted, then price appreciation becomes a reflection of the unit, not just the asset. And that's why people get so confused about this. They are watching XRP again in dollars and saying it's still down, but what they're not asking is what happened to the denominator, or what is happening to the denominator. In monetary base Uh, if you're— if you're sorry, I don't understand this. AI just be speaking sometime when I'm on here. If you have the monetary base, um, continuing to expand and you have debt continuing to rise, do you think that is not going to continue to rise? It is. And, and if a currency continues to weaken, right, then assets that absorb that expansion will eventually reprice because the measuring stick has shifted. So that's different from a cycle, that's just math, y'all. And you know, some people are just really bad at math, I'm sorry to say this. Um, and I'm learning, I'm like, I see math in everything, and people are just like— I don't even want to talk politics because some people be buying these lies about what they gonna— you know, I, I feel bad even right now what's happening with certain, um, cities in our country, you know, with, uh, people buying into like, oh, you're gonna get free food, you're gonna get free housing, you're gonna get free this and free that and free this and free that. And it's like, and who you think gonna pay for this? Like, you people are not doing the math to, to, to, to live in reality. I'm just sorry, right? Everything is math. And when math, it— when it plays out, it rarely feels— of course, even with the repricing of assets, it's not going to feel dramatic, like, you know what I'm saying, in the beginning. It's gonna feel like nothing is happening until it suddenly does, you know what I'm saying? Like, it's just going to happen out the blue. But you should be doing the math ahead of time. If something is positioned inside a system that being restructured and the restructuring continues, then the price doesn't need to be there. There doesn't need to be belief in it for it to rise. It needs expansion in the base layer. This is why gold doesn't need hype, you guys. It doesn't need hype to move over long-time horizons. It literally— listen, this is how you understand commodities, because that's what XRP is, whether you believe it or not. It literally absorbs monetary expansion. It reflects dilution. It reprices against weakening units. Okay, so you have to ask yourself that, um, are we, are we going to continue in that type of environment where it is diluted, right, where there is a weakening unit? Okay, if XRP plugs into settlement rails and liquidity, like I said, corridors inside an expanding system, what happens when expansion accelerates? That's the question that you need to ask yourself, right? Yes, indeed, the math is not mathing in New York City. God bless you if you live there. I tried to tell people, um, I pray your XRP is a ticket out. Yes, and I tried to say something, but people didn't want to listen because they so stuck on like what they want to believe and hoping and dreaming and not doing the math. I'm like, let me tell you something, that when, when too much socialism is pushed— let me first of all look at history. It just doesn't work when, when a city tells you everybody's gonna just live for free. And who's gonna pay for this? The rich, the wealthy. What do the wealthy have that the poor don't have? I just said it— options. You think they're gonna stay there and feed the people for free? They can go. They have money. Who don't have money? The poor. So who's gonna wind up falling on? The poor, the middle class. It's gonna bounce right back to you. And hey, people get upset over politics. Lord have mercy. Let me just— first of all, thank you so much, Consciousness Peace. You hooroo. Okay, I'm not sure if I know what your hooroo means, but I'm gonna look it up because you know, I love learning. Um, I'm receiving PMNT in USDT, uh, open an Uphold account. Awesome. Bought the Tangem wallet. How do I buy and where do I put it long term? Well, you can buy right off the exchanges, right off of Uphold. Um, and good for you, by the way, um, with making these moves. I, I love it, I love it. Um, you can buy right off of, uh, Uphold on the exchange, and then you can move it, um, over to your Tangem account, Tangem account. Um, and so that would be the easiest way. Or if you have like a Coinbase or a Kraken account, those are also exchanges where you can purchase your cryptocurrency, uh, right then and there. Or if you have like an account, a brokerage account like with iTrustCapital, you can buy right directly from them as well. Um, and so those are different ways that you can, um, buy your crypto. And again, if you buy it on exchanges, you can just move it off the exchange to your cold wallet. Or if you're putting some in iTrustCapital, you can move it off there. You can move them back and forth between these accounts. Remember, the premium account for iTrustCapital, you can't move it out. You have to sell it first. You have to liquidate it first to move it out. But, um, again, that's why I position myself long-term with iTrustCapital in both of those accounts, to be honest. Or, um, if you do want to take profit on some of them, you can put it in the premium custody account, and when it hits the price that you want, you can take profit as well, um, and make yield until that time comes. Okay, make passive income. So, uh, say spitting facts. Yeah, you know, people don't want to listen, but you got to do the math, guys. Uh, wealthy people have options. When you come out and you say Uh, how are these people going to ride the bus for free, eat for free, housing for free, all of that? And you come straight out to media and you say, oh, I'm gonna tell you how it's gonna happen. The wealthy people gonna pay for the wealthy. Gonna say, two fingers, I'm moving to Florida. And that's where they moved. They started moving. They started getting out of there. Oh, and then what do you see? We don't have enough money. And so now we asking you— now you got rallies after rallies. Them people is out there on the streets saying, I know you crazy for asking us for anything. Well, what you thought was gonna happen? The wealthy people are not sticking around for that. They're not going to stick around if you tell them we're gonna, we're gonna take money out of your pockets to just to feed everybody. You know, I'm not saying it's right or wrong. I'm not putting my opinions on it. I'm just telling you nobody's going to stick around for that. And they have options. They can move wherever they want. They can go wherever they want. Why? Because they have options. So, um, fighting financial insanity. Yes, like, I'm just, I'm just trying to explain to you guys, you, you, you often— the way we look at things, we, we have to be— we have to just— we have to put together some, some better thoughts about this, you know what I mean, about these, these suggestions that we're making. Um, with what people— first of all, what, what they should be invested in, what they should be doing with their money, um, how to build their life around a structure that makes sense for them, you know what I mean? That gives them those optionalities, that gives them that freedom. I keep saying, okay, we're in a wealth transfer. No, we're in also a freedom transfer, okay? We're transferring over into financial freedom, and we got to have some better thoughts around all of this, okay? And, and don't— I mean, all of these politicians, they lie. All of them lie. People ask, oh, what side you? I ain't on no side. They all lie. How about that? Let's just be real. Let's just be honest. Now, that doesn't mean that I don't have, um, my like non-negotiables, okay, right? So I do have my non-negotiables about certain things, you know, but I'm just saying like you gotta pay attention. Like even if they want. Just like, for example, any— it doesn't matter if you Democrat or Republican, inflation is going to be there. They're always going to choose inflation. I don't care what they want to do or what they say they not gonna do, it's the easiest route. I already know, because you're not going to come out and tell people like, oh, well, we're going to make this move, it's going to be hard for some time, you know. They're not going to come out and tell people that. Like, so they got to tell you what you want to hear half the time, but at the end of the day, they want to devalue the dollar. Okay, that, that's just the name. They're even— debt is a structure. It's structural. I'm not saying that there aren't ways that we can try to eventually get out of debt or whatever that looks like, but I'm telling you that debt has become a structure of the global financial infrastructure. And so if it has become a structure, then you need to make moves according to what that looks like. Now, on a practical level, again, once you understand these assets and that price, um, and again, I do hold XRP because it has, it has legal, it has clarity in the United States, okay? So it can be utilized if there's a financial crisis. It's the one that can be utilized. And so, uh, it's a hedge honestly for, for some people, right? But once you understand that price is partly a function of, of a, of the measuring stick and partly a function of structural necessity Then again, we are not asking, uh, uh, when does it move? We're asking, how do I position while it hasn't— while it hasn't moved? Because that is the uncomfortable window that people are not paying attention to, right? This is the phase where people are either going to accumulate intelligently or exhaust themselves emotionally. They— you just gonna have one or another. And if you believe the Dominator is expanding, if you believe debt will continue rising and that currencies will continue diluting, then you do not wait for the confirmation to begin building exposure, right? You build exposure in layers, and that's what I'm trying to help you to do, is to build a durability, okay? Uh, yes, it could go to 70 cents. I, I keep telling you, I want it to go to 70 cents. My goodness, yes it can, okay? Yes, it can go to 70 cents, you guys. Yes, it can. It can drop some more, and I hope it do, okay? I really do. But position yourselves, right? I'm moving money this week. I'm dollar-cost averaging. I'm doing it into iTrust Capital. I am DCAing into those accounts as we speak. Um, and you can legally— of course, with iTrust Capital, you can legally position yourself with digital assets inside of a Roth IRA. Oh, please don't wait till this thing takes off for you to finally start. You're not gonna— you know what, I— there is going to be a barrier. There's going to be a barrier because if XRP's price, um, in, in dollars are to expand, it's going to create more friction for you to be able to now dollar cost average and get in. It really will. And it's going to be hard even emotionally because now you're going to say, man, I missed it, you know what I mean? And that's a lot. That, that's pretty heavy, you know. When you, you know, when you, when you look at something, you like, I missed it. Oh my God, I should have been getting in. What was I thinking? Or whatever. That's, that's, that's emotional. That takes a toll on you. Okay, so I'm telling you, even for me now, I'm DCAing into those accounts. Like, you can legally position them inside the Roth IRA and you can allow that growth to compound without future tax erosion. Most people don't even realize how powerful that is over a long time span. Okay, and then again, their premium custody account gives you that institutional-grade custody for crypto. Um, plus they have physical gold and silver exposure backed by real gold and silver. So I've been adding my gold and silver also, um, and I like having that option inside of a, a structure, okay, that's clean and organized, okay. So, uh, they do also have, um, $100 funding bonus if you fund the account. So you can use the link for that as well. And if you are sitting on a 401k that's all the way exposed fully to traditional markets and you believe digital infrastructure is a part of the next decade, you at least owe yourself to understand the rollover options. So there are rollover options. You can reach out to them. Their customer service is absolutely amazing. Um, I got the tangent in the link also. And then we also have our community. We go through real portfolio construction. We talk about, uh, position sizing, uh, tax strategies, LLC structures, um, how to clean up scattered accounts so you're not operating in chaos, right? So I just again did some, uh, additional trainings on LLC structuring and tax efficiency. Um, so we're doing a lot there. Also, I, I have opened up my schedule for my one-on-one. I have some, um, already scheduled. I worked with someone, uh, I've been working with a few people a week. I got a limited schedule on that because I don't have as much time for one-on-ones, but I do have it open for the very few. Um, hey, what's going on? Love it, love it. XRP bullish, love it. All the way over from the other side of the world, I love to see it. We got different countries in here. Um, I've never been there. I've always wanted to go. No, um, XRP under a dollar soon. Yes, indeed. Um, gold and silver will top off and crypto gets liquidity. Um, yeah, I'm just looking at some of the comments. Um, yeah, I, I really— I mean, the structure of the charts, uh, and the Bitcoin is not looking good, y'all. Like, I, I just— I mean, it, it is just not even if it, you know, they go up and down a little bit, but I, I don't see— I, I just see another crash coming. Um, but we'll see what happens. I mean, anything could happen. We got a lot of uncertainty. Um, so I wonder why Coinbase, uh, don't offer XRP as rewards yet. You know, um, I think, I think maybe some of these, uh, exchanges at some point will start to offer, um, some things they'll start to offer some, um, financial products and yield. And, you know, even, uh, somebody had asked me about staking. I think there were talks about— I don't know what company it was, but there were talks about XRP staking as well. Um, yeah, there'll be a lot, trust me. As the thing is, is that a lot of, a lot of these institutions are holding back until after the Clarity Act, okay? They want some rules and regulations before they completely scale these financial products. You got to understand. So They're, they're waiting, okay? And so once we get the Clarity Act and that stuff moving forward, it'll— I think everything will be different. But hear me correctly, I don't think a lot of stuff is gonna make it like you think. And that's why I'm investing in certain assets, and I'm going in with my members to talk about that, all right? I'm investing in certain assets. I'm going to talk about my top 10, and, um, you'll be surprised. Some that you may think is on my list is not. And, um, it doesn't mean that I don't invest in some of these things. You'll hear me even mention that I'm investing in them. Uh, just because, uh, I think they could still do well, but I, I'm not— they still don't make my top 10. I know, Tiffany. Uh, um, yeah, I'm gonna talk through all 10 of those. I see you guys asking questions about it, but, uh, I definitely— every day, anytime it pops up, I'm actually mad right now when it goes up. Okay, I'm like, dang. But right now, again, It'll be interesting to see where fear goes, guys. I mean, fear is at all-time lows, uh, on CoinMarketCap it's a little higher, but some places it's still around 5. And, uh, I'm like, can it go any lower? Let's see, can it go to 1? All right, if retail gets that afraid, I am good to go. I am good to go because I like to do the opposite of retail. Okay, so, um, somebody say Bitcoin will go to 50 cents, XRP, uh, will be dead by then. Uh, Bitcoin goes to 50 cents. Um, the big XRP is gonna— all the altcoins are gonna follow Bitcoin right now while it's coupled to Bitcoin. Okay, there's a decoupling that will happen. Um, it will happen. Okay, it will happen, right? But right now it has not happened. They all go through one liquidity source. Okay, the market cap for digital currency, and Bitcoin owns the majority of that market cap. Right? And so, um, but you got to understand the market cap. I don't think you all really understand how high in the days ahead this market cap could go for digital currency anyway. But right now Bitcoin, uh, is at $1.29 trillion of the market cap of $2.23 trillion. So as you see, Bitcoin owns the half the market cap, okay? And, uh, right now, uh, XRP is, um $83.5 billion it says right now. Again, I'm looking on, uh, CoinMarketCap, but, uh, I think people are underestimating how high the market cap could go. Um, and, and the market cap analogy is— it falls short. Actually, I just did a video on that. I just did a video on how the market cap falls short. We're trying to explain XRP's price, and I went against this whole reusability, angle and how, oh, it'll be, you know, usable and stuff. And I debunked all of it in my, uh, video, right? Uh, decouples from Bitcoin this year. Yeah, we're gonna— that's what we're looking for. Hey, if oil spikes, if this thing— so you got to realize too what's happening with Iran. Could, um, I'm not saying it will, but I mean, it can happen any day, to be honest. And if oil spikes, it's going to reveal a cascade of events that's going to take place, and you'll see some things definitely unwind. Uh, yes, I do have XRP wrapped in Flare. Okay, uh, the Flare network is able to, um, work to allow XRP to, um, be wrapped in Flare on Flare's network. Okay, and so, um, to be able to throw it in DeFi and get yield off of it. And so they're able to um, I wanna— how do I put this— change the identity of it so that it sits on the Flare Network. Okay, but, uh, there's an entire process that has to— that you have to go through for that. But I do have, uh, I do have my XRP making yield. Hey, you can look at some point, I, I— you— we will be able to loan XRP out to institutions. All right, if you own a nice amount of it, right, I can loan it out to myself. Okay, the sky is the limit, guys. The sky is the limit. Uh, Bitcoin needs to lose dominance before anything uncouples. Uh, yeah, I believe it will. It will. I, I do believe it will. All right, so I am, um, and that's another problem. There's so many different problems right now with Bitcoin, honestly. Um, if, if macro— I think, uh, MicroStrategy— I said macro— if MicroStrategy Um, if they have to sell, if something happens, if they get under— you know, they already under the water. I mean, they are, they're under their price. They use debt. He, he not doing well. Like, the last time I seen him on the interview, he wasn't doing emotionally well. So we'll see what happens with that, guys. But a lot of things is happening, and I just want you to understand how you should be evaluating these assets, um, and how you should be positioning yourself. Uh, I think, you know, nothing I say is financial advice, but I, I think 1,000 XRP is a, is a great aim. I think owning 1,000 XRP is a great place to, uh, to shoot for, you know, is a great place to shoot for. And of course there are stages to get to that because some people don't have, you know, um, what would it cost, uh, $1,400 or whatever to get, um, 1,000 XRP right now. So let's make it simple, you know, you shoot for 100, right? That's like around $140 or something like that right now. I hope I'm doing my math right. But you spend about $140, you get 100, um, XRP. And, uh, then we can go to $250, right? Then what— where are we going next? We're going to $500, then $750, then $1,000. Uh, dollar cost average, $20 here, $20 there. I'm just talking to the average person who may not have a little extra wiggle room. You know, cut your, uh, subscriptions off. Um, you know, find some money. Stop going to Starbucks. Uh, don't get your hair and their nails done for the 2 months, uh, find some money and reallocate it. That's the easiest way, is to stop spending as much if you can. Now I know some people are in a bind, so I'm not talking to those who are in a bind. It's like, hey, I, I have nothing, I, I'm barely making it, okay? Um, you got to find a way to make cash if you can. Sell some things, sell some shoes you're not, you're not using. Um, if you got an extra skill that— you know what's so funny? I saw on, um, I have an— I have a software where I edit my videos because Um, I, I have to get them out quick a lot of times, and so I don't always go through an editor. Sometimes I'll have some videos go through an editor that can wait a little bit, but videos, sometimes you got to get them out right away because they're time sensitive, right? And so I do a lot of editing, but they're not like— it's not professional or anything like that. But it's so funny because my software, uh, told me today that, uh, in the middle of editing a video that I was trying to get out tomorrow right? Uh, my software program, um, sent me a notification while I was on there, uh, editing, and said— because I took a screenshot of it— and said, you have been verified proficient in video editing, and you can add it to your LinkedIn profile. I say, hey, I got another job I could do. No, seriously, I'm not going to be editing anybody's videos. I barely want to edit my own. I only do it to get them out to you as quick as possible. But I say that to say, uh, get a skill, do something, you know, the sky's the limit. Let your mind think and be creative as you can be, uh, because you have to make a little extra money to start allocating into some of these, um, assets that if you really want financial freedom, you got to start thinking above. You can't just sit there and die. You, you can't just sit there and die, okay? You can't sit there and die financially. You can't sit there and die, um, spiritually, uh, mentally, emotionally. You, you gotta do something. There is no stop in you. Keep going, shoot for the sky, do things that you never thought you could do, think beyond what you ever thought, dream beyond what you ever thought. One thing that I do before I go to bed every day is I, I imagine, I use my imagination, I picture myself where I want to be in the future. Take some time and develop the skill of imagination and illumination, like illuminating these, these thoughts and these ideas and these dreams and these visions that you may, you know, have or whatever, you know what I mean? Like, take some time to really cultivate that inside your mindset. I'm telling you, most successful people will tell you that they dreamed, they imagined, they saw themselves in these situations. That is an art, that is a skill. I want you to practice that, practice that every single day. That's what meditation is. Meditation can be presented in a lot of different ways. I use times of meditation to meditate in a way where I am seeing myself in my future, in my fulfillment, in my purpose, in my alignment, in what I desire, uh, to do and to be, you know, in the future. And so, uh, hey, the sky is the limit as long as you say it is, all right? So dream big, fly high, and you know what, come outside of the, the crowd of normality, you know. Stop hanging with people that ain't talking about nothing, that ain't doing nothing, they're not— that's not investing, they're not doing anything with themselves, okay? Get outside of them. If they gossip, if they complain, if they murmur, if they talking politics and they mad at everybody, get away from those people. God had to bring Abraham out of his tent, outside of normality, outside of family, so that he can see. And what he tell him, he said, look up at the stars, as far as you can see is how far I'll bless you. It's all about your sight. It's your sight. It's your vision. And everything, um, that you want to do and be and become, it's already inside of you. That's all you got to do is find the power that's already within you. I'll be on with my members. I'm coming on, give me a few minutes. And if you're not a part of the membership, uh, go ahead and join. Hit that join button. And all the links are in the description if you want to, um, explore some of the, uh, the products that I've talked about. And, uh, I'll be back on Wednesday to talk a little bit more about wealth building. And as always, I want you to stay wise, stay wealthy, and I will see you in the next video. Peace out.
