Kamilah StevensonCEO, Healthy And Better · Health & Wellness Coach | Degreed Counselor | Published Author | Helping People Achieve Holistic Wellness

What RLUSD Is and Why Ripple Built It

2 Jun 2026 · 1 min

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The video explains that RLUSD is Ripple’s regulated, dollar‑backed stablecoin launched at the end of 2024. Each RLUSD token is fully collateralized 1:1 with cash and short‑term U.S. Treasury securities held in regulated reserves, which maintains a stable one‑to‑one peg to the U.S. dollar. The speaker highlights that institutions and traders adopt stablecoins like RLUSD to gain the speed and programmability of digital assets while avoiding the high price volatility typical of many cryptocurrencies.

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RLUSD is the regulated dollar-backed stablecoin that Ripple launched at the end of 2024. A stablecoin is a digital token designed to hold one-to-one value against a real-world currency, in this case the United States dollar. So for every RLUSD that exists in circulation, Ripple holds an equivalent dollar of cash and short-term Treasury securities in regulated reserves. That backing is what keeps the value pegged. So the reason institutions and traders use stablecoins is because they want the speed and programmability of digital assets without the volatility of a price that swings, you know, 10% in a day, because we see it all the time.