Why Most People Will Lose Their Crypto Wealth (Even If They're Right)

Kamilah Stevenson argues most crypto investors will lose money despite holding sound assets because they chase short-term price moves instead of recognizing infrastructure shifts. BNY Mellon is building blockchain custody and settlement systems that will replace multi-day clearing. Investors who overtrade, use leverage, or ignore taxes miss the real value being created in utility layers like XRP.
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Hey, it's Kamilah Stevenson. Around here we talk about wealth, and I want you to put a 1 in the chat if you think we're going to go into a bull season this year. Put a 2 in the chat if you think we're going to go into a bear season this year. I would love to see where you are at. I want to see where you're at on this. I would love to know where you are at. What's going on, everybody? One, I see a one in the chat. Got some bulls in the house. Let's see if we got some bears in the house. Oh yeah, the sentiment is really crazy. Um, I'm gonna share some things today that I, that, you know, it is really my purpose. I see we got some bulls in the house. It's my purpose so that you, uh, to help you get educated on where we are in this cycle. What this cycle even looks like, um, so that you can make wise decisions with your investments. What's going on, Black Superman? Indiana Bulls, I love it, I love it. What's up from Montgomery? What's going on, Little Giant? Hey, hey, hey, Stan Georgia is in the house. Hopefully too, so I can get a discount. Yeah, some people actually wanted to stay. Sometimes when I see the prices going up, I get a little discouraged. I'm like, no, I want more position. But you know what, there's opportunity either way. What's up from Maryland? Uh, Bahamas, yes, yes, yes, yes, I love to see it. Las Vegas, I like them sunny places, I love the sunny places. All right, um, let's get into it. What's up from Connecticut? Let me turn my phone off, I see it's still on. Do I think the Clarity Act will be passed tomorrow? I don't, but we'll see what they are saying about the Clarity Act. Um, I don't— I mean, but you never know. Um, what's up, yo, SB? Thank you so much. What's up from RDU Airport? You traveling, huh? You traveling? Los Angeles is in the house. Nova Scotia, California, Oakland, what's up? Um, you're watching from— go Seahawks! Yes, Washington, what's up? Um, you say, I don't think either. You don't think either? Yeah, you say we in between, we somewhere in between. Well, you know what, listen, Stacking in, uh, in AZ, Arizona, what's up y'all? All right, um, no, it's not a clickbait title. What makes you even say that? I haven't even started yet. And it's not a clickbait title. I mean what I say. I don't— I try not to do clickbait, y'all. I mean what I say. Most people are going to lose their crypto. They are, they are. I'll explain, I'll explain. And, and really, it's, it's just that it's where people's mindsets are about this, right? Um, uh, we'll see what, what's going on with the Clarity Act. Um, you know, I, I just— what's up? I just think that I, I, I don't, I don't see it happening tomorrow, but we'll see what, what winds up happening. You know, a lot of times they, they constantly saying it's coming out, then they keep pushing it back. You know what I'm saying? So no, I really don't clickbait. I mean what I say when I put this title there, y'all. I'm not like just saying that, um, and I'm gonna— I'm gonna explain why. It, you know, it has everything to do with mindset. Oh, let me turn this off. Um, it has everything to do with mindset. What's up, P. Anthony? Thank you, I appreciate you so much. Um, supply shock when, uh, Ben's trying to remove the yield from crypto. And Supply Shock win. Uh, you know, timing is, is not something that I don't think people should try to figure out. Honestly, um, I don't think people should try to figure out timing at this point. I think people should worry more about positioning than they are timing, and I think that's what gets like a lot of people in trouble. All right, so let me, let me explain this because I don't— I really don't want you to think I've tried to clickbait you because I really didn't. Um, earlier I was watching a video. Thank you, Dorothy. And, uh, and, and I'll look some more at the comments, but let me say this because I want to say it and I want to, I want to get it out. Banks are shook. I see you, I see you. Uh, today I was watching a video, um, somebody was breaking down, you know, the latest things about Ripple, what Ripple was doing, and it was solid as usual. It was solid, you know, everything that Ripple is doing— partnerships, infrastructure, progress, that kind of stuff. Right, that matters long term for most people. Okay, if you are long term. But what caught my attention wasn't the video, it was the comments. And one person asked a very familiar question that I've seen hundreds of times. If Ripple is doing all of this, I think the exact term they used was, why is the price static? Okay, then I looked down and I saw another, I saw another, um, comment that says something like, man, even if, even if XRP hits $19, that's enough for me to get fired, but it's not enough for me to retire. And when I saw that comment, um, it told me a lot about where people are mentally with this. Again, they're, they're looking for an exit point out, and, and I guess a quick one in a sense, right? And what it also showed me is that people are still using this old playbook in a system that's already changing. Okay, what's up, Corey? And so I need you to understand this because what we're, what we're watching right now, people think this is about crypto. It's not. And that's why people want to get in crypto. I think people are getting in crypto right now in this time and season for the wrong reasons. Times and seasons matter. Okay, they really do. Um, for everything there's a time and a season, and this is not about the, the evolution— the evolution— evolution— this is not about the evolution of crypto. It is about the evolution of how capital moves, and people are missing that point. And that's why I know even if they get it right with, you know, there's going to be a lot of people that get it right, but when the price moves because they're their mind hasn't been elevated to a long-term strategy. They're probably going to exit. Look, they are— they're looking to, you know, retire from their job when XRP hits $19, you know. And more than likely, they don't have a plan probably for collateral or yield or long-term plays. But most people have this strategy for, I want to make some quick money, okay. And what we're watching is not a— again, we're times and seasons, y'all. We are not watching a price cycle. I think people still think that, uh, some of these utility coins are going to move like they did in the last 4 years. We're not in a price cycle. We are in, uh, what we call— this is plumbing being rebuilt. Okay, what's up from Australia? And so think about this, and this is why I want to educate you and explain to you. I am— my title is absolutely 100%. I believe it 100%. We are— when you're looking at, um, like BNY Mellon, they're not piloting blockchain just for fun. This is not a joke for them. When you're looking at the DTCC, they're not exploring tokenization because, because of retail hype. Remember, I did a video on this, the SEC granted a no-action letter to tokenize, um, DTC, uh, custodial securities. I did a video on that, so I won't go into it. But these big dogs are positioning— what's up from the UK? They are positioning themselves because they see what is coming, which is a complete re-architecture of how institutional capital moves. Now, you know what? Let me stop here because I don't expect people to understand what's going on even with BNY Mellon. Okay, most people don't even know what it is. So let me just take a moment to educate because I think the education is what makes people make different moves when it comes to this. Now, BNY Mellon is one of the oldest largest custodian banks in the world. Uh, they've been building, uh, right now they've been building digital asset custody services and tokenization infrastructure for institutional clients. So when a bank that services $46 trillion in assets, or I'll just say $46 trillion in assets, I don't even want to say dollars, but in assets when they start building blockchain infrastructure, that is not retail hype, that is not price cycles, that is institutional positioning. Okay, so who are they? Who, who is BNY Mellon? Just so you can understand, look them up. Okay, again, one of the oldest banks. I think they're like over 230 or 40 years old or something like that. They do not have branches, so you're not going to be able to just walk in their bank because they're not for the regular people, y'all. The— this is a bank for other banks, for giant companies, and for governments. Okay, so their job is to hold money, to move money safely, um, for the big dogs. All right, they for the big dogs, they ain't for us. So let me just explain it. Let me explain what they're doing, because this is the kind of information that people are missing. Thank you, Passive. I'm trying to— I'm trying to educate. And of course, people don't know this. A lot of people don't know this. All they're looking for is a price chart and a price movement, right? So think about this because I need you to understand where we are in our infrastructure, in, in our financial, um, season. Okay, so imagine— let me give you an example. I like to break it down. Let— imagine you're trading card collections with somebody, a card collection. Okay, and right now, so if you want to trade a card collection with someone across the country, right, I, I get— I take your cards and you take my cards, right? Here's what would need to happen. You have to mail it, okay? How long that's gonna take? A long time, because it's across the country. You're gonna have to trust the Postal Service, right? So when I talk about these intermediaries in between moving value, that's what I mean. You're gonna have to trust Pete the middleman to make sure this thing runs smooth. I can't remember the movie that I saw, but it was a, a postal movie about— they were in the war or something, and it was like this big deal about getting mail sent back and forth, and they had to have like a whole system to get mail sent. It was a really good movie, but it, it just showed how the, you know, the, the middleman— you have to really rely on them. You have to really trust on the middleman to do what it's supposed to do, right? And so, what's up from Vegas? Blow like a trumpet, we listening. I, I hear you, I hear you. Thank you so much. Um, wait, let me put this— let's see, uh, XRP will be used long-term, years and generations to come into the to the upgrade. Absolutely. And so, so you got to wait for the po— you got to trust in the Postal Service to do their job, right? Then you have to wait for them to mail, um, you their card, okay? So now you got that going one way, and now you got to wait for them to mail you their card. And then at the end of the day, you got to just hope that nothing get lost in the transaction, okay? So what BNY Mellon is doing is they're testing a new system where For example, if this— if we were talking about cards, where cards could be sent instantly, like almost like a text message, like you pick up your phone and you text and it's— you boom, you got the card. They text you, I got the card. Okay, and then what they're building is like you can prove that you own it without mailing it. So I could— there's a way I can prove that I own the cards, and then the trade happens in seconds and not days. Now let's take it to what really is happening. Instead of the trading of cards, it's billions of dollars. Billions of dollars. The Postman, very unready film. Oh, The Postman. The Postman. Okay, so we talking billions of dollars that's moving now between huge companies because that's what it's all about. Now why does this matter? Because right now when big companies, they buy or sell stock or bonds, guess how long it takes? It takes 2 to 3 days. They said A Postman, okay, is the name of the movie. I couldn't remember the name of the movie. So it's gonna take 2 to 3 days to settle. So, you know, like sometimes the transaction happens but it takes days to settle, right? Um, which means to complete the actual trade. So BNY Mellon is testing blockchain technology to make it happen in seconds. The other thing they're also testing is tokenization, which means taking real things like stock shares, uh, real estate, money, all of that, and making a digital twin that can move super fast on the internet, right? So the simple version is there's an old way where money is, is moving between institutions extremely slow. There's a ton of middlemen, a, a ton of trust that you have to have. It's taking forever. And then you have to now realize there's a new way that money is moving, like BNY Mellon, the way they're testing where you're moving money fast, fewer middlemen, and it happens in seconds. And why is this important? Why am I saying this? Well, because they are one of the biggest, most trusted banks in the entire world. And if they're building this, it means that they think that there is a future in this. And you guys have to watch for those movements to happen. So imagine the stuff that I'm trying to break down and the things that I'm trying to tell you, and then you see questions being asked like, well, if Ripple is doing this, why is the price not rising? That's how I know most people are going to lose their crypto even if they got the right asset, because they don't know what's going on. This is a, this is, this is a global reset. There's been a shift that's happening behind the scenes, very quietly over the last several years. You see it in tokenization conversations, which— and, and, you know, I don't want to assume that you understand this— tokenization isn't blockchain hype. What it is is it's the compression of settlement time from days to seconds. So when you can settle a $50 million transaction in 3 seconds instead of 3 days, baby, that ain't an upgrade. That is a different operating system. And people don't understand it because they're looking at a price cycle. It's all about price. So anybody who's asking price questions, they don't get it. So I already know that even if they hold really good utility coins, they still don't get it. They don't know why they're holding these coins. Your reason why you're holding it makes a difference. And if, and if you're asking a question— now don't get me wrong, everybody wants it to pop, and I do understand that some people are taking a little cream off the top I get that. But if that's their only direction, if that's the only questions they're asking, if that's the only thing that they see, I already know you're gonna blow it. You're gonna blow it because price is not the focus right now. Price lags behind institutional adoption. There's still positioning happening. If you're not positioning right now, think about it. Anybody who's— first of all, if you getting— if, yeah, if You know, there are some people who would be very wealthy if it hit $19. But guess what? There's a lot that has happened, you know, for that. The rails right now, the rails that can handle— because this is what institutions are looking for, the rails that can handle volume, speed, and compliance. That is what institutions are positioning into right now. That's why I like fast settlement rails, AKA, y'all know what AKA mean., and yet a lot of people are still approaching these assets like they are short-term trades inside of a 4-year cycle. That's why I'm telling you most people will lose their crypto even if they're right because of this very mindset. This mismatch of understanding is absolutely unreal. It is the real issue, and I understand it. Right? Do I think, uh, do you think I should sell $980 of my XRP to position myself credit better? It depends on how much you have, right? And when you say $980 of my crypto, I don't know how much XRP that is for you, like how many XRP you have. Um, are you talking about at this price? I don't know how much you have totally, so that makes a huge difference. See, everybody, here's the thing. We could, you know, let me, let me continue to, you know, when somebody says, for example, um, at $19 I can get fired but not retire, what they're really, what they're really pointing to isn't necessarily a price target. It's position, size, time, and expectations. Let me say that again. It's, it's not even about the price. The price get here, it's position. Size, time, and expectations, right? Let me see this. Nobody took, uh, Bitcoin seriously until it hit over $5,000. Most people are priced out long before they realize. That's the, that's the thing. So if you're waiting, you're gonna be too late. By the time this thing pops, you're gonna be too late, right? The people who are positioned differently today, they didn't do nothing magical, y'all. They didn't time the top and the bottom and get it all perfectly right. What they did was, all they did was accumulate earlier. They had more time and they understood what they was holding. Very simple. 5 years can feel like forever if you trying to flip something, but 5 years is not a long time when you're positioning into infrastructure. Okay, that is a distinction that is going to matter because if you coming in late with a smaller position and a short time horizon, even a big price move will not change your life the way you think it will. AKA why most people will lose their crypto wealth even if they're right. And when I say crypto wealth, I mean like you, you have it, you have it. All you needed to do was wait. Time horizon. This has nothing to do with the asset. Oh, did I pick the wrong one? It has nothing to do with that. It has everything to do with your framework being wrong, okay? And this is where a lot of people get frustrated because they're measuring progress in a system that is being built for a different purpose. That's why I'm telling you, almost people are going to lose it. It ain't clickbait. Now understand this, because I do want to— I want to let you all know we are in two different— we are between two different phases right now, okay? Um, we have the old way, uh, that people made money in crypto. That was very simple. It is, uh, it's like this because we're in between these phases, and I think people are still stuck on the last phase and they're not seeing the shift. They're not seeing the global, uh, reset at all. You got the old way that people made money in crypto: find the cycle, buy early, sell into hype, repeat. It's just that simple. People are still there, okay? And that's not where we are, okay? Now, that worked when the market was mostly speculative. Think about it. But what's happening right now is different. It's not that. A lot of the capital that's shaping in this space isn't here to trade volatility. It's here to build systems. Settlement systems, tokenization frameworks, infrastructure that doesn't care whether retail is excited about the quarter or not. And when that kind of capital starts to show up, the market is going to behave very differently from what you remember it behaving. Y'all listen up. Freedom doesn't come from one good trade. It just don't. It comes from being positioned before the system actually needs what you're holding. Think about that for a minute. That is a very different mindset. This is also why Think about it, you can have two people that can hold the same asset and have two totally completely different outcomes, right? One person could have accumulated early over time without any of the pressure, and then the other came in late hoping for the next move that it's just gonna all work out and it's gonna go to this price point and hopefully I'll sell and I'll take my money and do whatever, right? Same asset, different framework, very different results. I'm telling y'all A lot of people gonna blow it. And, and you know what, I ain't even hit the tip of the iceberg on why they gonna blow it, okay? I ain't even hit the tip of the iceberg. You got people that are overtrading, overleveraged. They upgrade their lifestyle before they stabilize their foundation. They treat one good cycle like it's a permanent solution, like they don't get taxes. They don't understand capital gains. They don't know how to protect their assets. They don't believe in diversification often. Like, they don't have a plan, and the markets are extremely unforgiving to that kind of thinking. Not AI at all responding, right? I need my XRP to hit $1K. I do too. Listen, we all do, and I, you know, we all wanted to Um, it's so smart. We need you. So we have got to start, um, true, but then XRP will have to be fixed. Now, inflammatory supply, it's highly inflammatory. 230 million tokens per month. XRP will always be suppressed by that alone. I don't think it'll always be suppressed. You can't suppress something that's needed when a system is broken. I keep telling you all, the rules change. When there needs to be a supply at scale that is unavailable. The amount of— the, the amount of demand is outweighing the supply that's necessary for an emergency. That changes the rules. That statement is made under a normal circumstance, so I get it. Things can be suppressed under a normal circumstance. What happens when the system breaks? You guys are not thinking about that. What happens when there needs to be supply at scale, when there needs to be quick movement? It's meant for a broken system. It's meant for a system that will break under pressure unless we go this route, and that's where the solution comes in. Something has to break, and there is going to be a manufactured break. Wait for it, wait for it. Um, once it's needed, price will fly. I keep explaining this, and I'm going— and I don't care if I got to tell y'all every single day, the price is not from hype or from you wanting it to go higher because you want to make some money or get some extra money. It's not going to go like that. It's not about us. It's made for institutions. It's not going to be repriced until the need is there. It is a necessity utility coin, utility, a necessity utility driven coin. So it has to be needed in an emergency, and I believe it will be the chosen one. Because of its utility, because of what it's capable of doing when everything else fails. There are— there's not many rails that's capable of doing this when the system breaks. Now granted, we'll see what happens with the Clarity Act because I think it does shine before the Clarity Act, but it don't matter. Even after the Clarity Act, that's going to be a great thing for cryptocurrency in general. And then if we don't have to pay taxes, that's also very, very great. Right, we got all kind of things, liquidity. So I'm looking at some of this, but the questions and the way people's mindsets are surrounded around this is letting me know a lot about where people are with their crypto. They still think this is about a cycle and about a trade. And it— and you know what, I am not— oh, nothing I say is financial advice. Everything I say is for educational and entertainment purposes only. Talk to your financial advisor. I'm not telling you what to buy, hold, or sell.. But I'm telling you, and also, like the video. I didn't say that. Like the video. All right. And subscribe and send it to somebody who needs to hear this and who needs to understand this in a different light. Because I think people are still looking at this like it's stocks. This is not— these are not— these are utility. There's an institutional adoption happening. And then you have— that's what I'm trying to show you. That's why I went ahead and tried to break down a little bit about BNY Mellon. Again, this is not even a bank for us. This is a bank for the big dogs. And when you got people at this level of scale who have trillions and trillions of dollars in assets, like, when you watch their movements, it's, it's not, it's not because of hype, y'all. It's not because of retail. There's, there's a lot, there's a lot happening. And then also you have a, you have trillions of dollars on the sidelines waiting, waiting on the right move. And even if with those trillions of dollars, even if they go in just 3%, that's still moving so much money into this into this sector, y'all. So anyway, um, I know, I know, and I, and I know some people won't get it, and I'm— and it's just gonna— some people won't get it until it happens. But I'm really trying to help you guys get it until it— you know what I'm saying— before it happens, because that's where positioning happens. That's where you have time on your side. That's where you can, you know what I mean, accumulate. That's where you can build out your framework, build out your system, You know, it all happens before this point. And there's a— again, there's a wealth transfer happening, and it doesn't happen like boom, fireworks, bang, dramatic. It doesn't happen like that. It's happening every single day, slowly but surely, while people are getting in position. And then you just gonna wake up one day and it's just gonna be too late. Now the good thing is we are still— and that's why I'm preaching this, that's why I'm saying this— because we really— we— a part of us is still early because there's a small— I mean, I think there's only— especially I think with XRP, there, there's, there's not a lot of people who own cold wallets in comparison to how many people exist in the world. There's a small drop in a big ocean of sand. Like, seriously, there's not a lot of people that understand this. We may hear about it a lot because it's in your algorithm. You're here, you're learning, you're on, you know what I'm saying? You're listening to videos and stuff like that. But a lot of people do not understand this. And, um, and I, you know, I'm just gonna keep talking about it. I'm gonna continue because I know that people are still looking at price. Thank you so much, I appreciate that. We know that people are still looking at price and all of this other stuff. XRP faster than SWIFT banks have to be comfortable and adjust. Yeah, and it's not that the old way is just going to be done away with, it's just going to be less reliance on the old system and more reliance on the new system. So. It's like a transition. It doesn't just happen, just doesn't pop overnight. By the time it feels like it popped overnight, it hasn't. It's been in the making for quite some time, right? And so I'm excited about the reset. Um, they say that 5% of people own wallets, probably half of them. Oh yes. So even when you're taking into account people who own wallets and you're like, okay, this many people, you know, 8 million people own wallets, think about it. I have a lot of wallets. I have a lot of wallets. So you have— I heard somebody the other day say they have like 25 cold wallets. So you have— most of the people have at least 3, 4 different wallets. So it's not that many people who understand this. It's not that many people who hold crypto. People are getting in late. Wall Street got in late, you know what I'm saying? Like, they don't understand what's happening. Um, so what do you say? Yes, I have many wallets. See, everybody, you know, anybody— most people don't have one wallet. And if they do have one wallet, just give them a little time, they're gonna go to a second and a third and a fourth wallet, you know what I mean? So it's like, it's like the majority of people are only like a small— like the 20% that own 80% of the cold wallets, you know what I mean? So it's not as popular as what we think it is. It just feels that way because maybe we're listening to it and stuff. Um, we are very, very, very early in crypto, especially XRP, but unfortunately many still don't get it and a lot will miss it They will. And I'm just going to keep— and it's because they treat it like a stock. And if, you know, it's just difficult when you have a belief system that's been built from traditional ways. This is a mindset shift. It requires education. It requires systematic education, continual education, you know what I mean? Adaptation, implementation. Like, you have to work this thing out and condition yourself to understand where we're headed. And that's very difficult for some people to do. And so yeah, like, I really believe that most people will lose their crypto wealth because they don't understand why they're holding the crypto. They're holding it for different reasons than other people are. And listen, again, I'm not going to say— I'm not going to sit here and say you shouldn't make money off of crypto. I don't— I'm not saying that. Like, there are people who are going to take profit. I have take profit areas, okay? But that is just to make money. Money is a tool. That's not— that's not here to make me wealth. Like, taking profit is not going to make me wealthy. That is not how the wealth system is built. Ask any billionaire. It's not built like that. Like, being able to make a little cash flow doesn't make you wealthy. You have to have an— a system, an engine that makes sense, that works. And there's a lot that's involved with that. A lot of, you know what I'm saying, borrowing, you know, against, you know, a lot of collateral, a lot of yield, a lot of, you know what I'm saying, like the taking profit is about getting cash and you have to have a game plan for that. Some people will diversify, some people will use it to, you know, maybe invest into a business, but all of it is a system that works. But if you think that taking profits is the end-all be-all, you are in the wrong direction. I'm sorry to tell you. I'm not gonna lie to you. I'm not gonna lie to you. All right, um, people's life upside down financially now. PA will not help. No. Yeah, it won't. It won't. You know how many people wind up— you can take profit all you want. Most people will lose their crypto wealth. It's just that simple. There's going to be a very small— again, I didn't get into all the ridiculous things that people do when they wind up money. Or wind up money— wind up having money. What I was thinking while I was saying that is that money, it really reveals you, okay? It doesn't make you— it doesn't— it reveals you. It doesn't make you wealthy. It doesn't make you— it, it reveals you. It doesn't make you something you're not. You're not going to get wealthy because you get money. It's not going to adapt you to, oh, now you become wealthy, now you become wise, now you become a good steward, now you got the wisdom to be able to hedge risk. You're not going to become nothing new under the sun because you get a little extra money. What it's going to do is it's going to put a magnifying glass over you, over all of your insecurities, all of your power-driven ways, all of your greed, all of your fear— fear of success, fear of failure— all of your need for validation, need for your family seeing you the way you always wanted them to see you. Need for the audience to see you and validate you and affirm you. It will reveal you, and if you are not ready to be revealed, you better do some inner work. It's deeper than the money. All right, money makes you more than who you are. Amen. Yeah, yeah, yes, yes, yes. I get what you're trying to say with that. Yes, I know, I know the wording, but I get what you're trying to say. Yes, it amplifies what's there. Like, it makes you— it swells it up, what's already in position, what's already there, right? And so, so you got to get ready, and there's a lot of inner work to be done. And if— and, and guess what? I know people are not doing the inner work. Why? Because all they're doing is wondering when the price gonna go up. I need this price to spike. And I get it, I get the other side, y'all. I am very sensitive to that, trust me. I would love to see some of this stuff just take off, okay? In the meantime though, I am looking at the opportunity because I see opportunity regardless, regardless of which way you swing it. I'm gonna see the opportunity. Um, but in the meantime, you got to get yourself together. Like, because even if you are gonna wind up with a little extra money, you, you, you gotta have the right mindset with this. Seriously, it's a lot of education behind this. You got to get educated, right? All your Twinkies. Yeah, fear of failure is a wall. I love that. Prevent you from finding what does work. Absolutely. So I want to come on here and share a little information for you. And, uh, get those likes up. Yes, yes, hit that like button for me. Again, I wanted to come here, I wanted to share, I wanted to educate you. I want to put you down, you know, get you to look in the right lens. Yes, we do want a bull run. Yes, we want this to pop off. Yes, we, we do. Okay, but even for people, you got to think about it, even for the people who really become successful even with the small moves from XRP, because there are some people that would get very wealthy if it went to double digits. But guess what? That didn't come out of the— the— this year. That didn't just come out the blue, like boom, we just got in. No, these are probably people who were positioned much earlier. Think about it. Like, right now you would need, you know, at this price, you need a lot of money to get to where, you know, a double digit would seriously make you be able to retire. Okay, it's so much easier to do that when the price was like at 10 cents when the price was at 1 cent. It's— it was so much easier to do. But guess what? That meant that you had to do your— do your time. You had to put your patience in. Like, that means that you've been around for quite— you know what I mean? You've been invested for quite some time. So even if somebody like that was able to get super wealthy, it's because they did do the time. They did hold on. They did have patience. They must have had conviction to be able to ride it out all through all the court cases and everything, at least with XRP and even with the other ones. Like some of the other ones didn't, you know, pop as much as, you know, people expected. But if you just came in last summer and you just wanted— it's— I'm sorry, it don't work that way. So even if— even with, um, even with XRP's price being— I appreciate that— even with the price, if it were to reprice to high digits, there's still a lot of people that are not positioned enough for them to just be able to like walk away and retire. Those who will benefit from that Again, it wasn't a gamble. It wasn't— they didn't, they didn't just get in. And if they did just get in, they took a high risk and they got a high reward, okay? That happens sometime too. But most of the people have been accumulating for quite some time to gain tens of thousands, even hundreds of thousands of, you know what I'm saying, XRP or whatever coin, whether it's Solana or whatever your, your coin is that you are waiting to pop off or whatever. Like, so This is a long game if you really want to make it. You're not gonna— you know what I'm saying? You can get— yeah, you can get a little money. If you want a little money, you can get a little money from this. Buy low, sell high. You can make a little money. Are you going to be wealthy? Are you going to be ridiculously rich? Nah, you gotta wait. For the most part, the, the average person has to wait. Again, some people take a high risk, but high risk can be a high reward or it can be a huge failure. That's, that's up to you, okay? Um, I don't, I don't like crazy risk. I have been in this for quite some time. I've been sacrificing everything that I have. I barely get my eyebrows done. I don't get my nails done. I don't do any of that right now, and it ain't because I can't afford it. I can afford it, but I can really afford it. I can afford to get mine and yours done, okay? But that's not the point. The point is the people who sacrifice and they become patient and they build conviction and they do their education and they understand taxes You know what I mean? And they start learning and growing in this and, and move in the direction of where they're hit. Like, it, it takes some work, y'all. It takes some investment. And those— I even talk to people who are like, I make good money, but I, I just, I Uber even to make a little extra so that I can put a little extra in these assets, whatever that asset is. It may not all be crypto. It could be silver, it could be gold, precious metals. They've been blessing people, seriously, right? Commodities. So if you want to spend your money— and I'm— and ain't nothing wrong with making sure you look good, okay? Like, I get my hair done and stuff, but it's some things that I cut back on because I'm like, nope, I won't eat out a lot, I won't do this, I won't do— you know what I'm saying? And I'm gonna just put everything I got here. I'm gonna work. I don't care if I gotta work 10 jobs. I'm working to stack up and to invest and to load up and to accumulate and to position myself. And guess what? It's gonna pay off. I know it's gonna pay off because I'm doing the right thing. I'm doing what the wealthy way is. Are you doing what the wealthy way is, right? Are you doing it? All right, uh, failing to plan is planning to fail. I love that, I love that. Saving for our children too. Yeah, we got to teach them as well. And, um, next week I am— y'all know I only like utility coins, um, I don't like At this point of the game, I don't like a lot of meme coins. However, there is one meme coin that I do like, and I'm actually in favor of it, that it could potentially make a lot of people get a nice amount of money. All right, I'm going to talk about that next Monday in our membership live. I'm going to talk about the one meme coin that I think will at some point do very well. And this— and, and I, I will still buy this meme coin even though just in general I, I'm not into meme coins and I don't suggest you be into meme coins. Nothing I say is financial advice, but I am going to share it and I'm going to share why I think this meme coin could potentially make you a lot of money. Okay, um, also, uh, let me just say this, uh, if you really want to, because I do think that most people have never learned how to think about the markets this way, and that's why I continue to share the way I do.. And, uh, if you want to learn how money moves, how cycles work, um, why the system behave the way it do, Stock Up University is a solid place to build that understanding. I do think you need education, and, uh, it's, you know, they help you to understand what to buy, but more so than that, it's about learning how to evaluate things even for yourself so you're not constantly second-guessing yourself in this market. And so I shared the link for that. There is a code for that. And then also for those who want to get more direct guidance uh, where we just kind of slow it down, apply it to your personal situation, your goals, your timeline, your portfolio, your wealth-building system, um, which most people don't have a wealth-building system, to be honest. Uh, that's what my coaching is for. So we're not chasing all the hype, you know that, but we are building something very intentional. The link is in the description for that also. And then, guys, I am— I do a lot of pre-recorded videos, so, and, and I, and I try to condense and just like give it to you straight, give that information to you straight. So you'll be a lot more educated. Also, I love that you show up for the lives because I love the engagement, I love this community. But also don't forget to watch the pre-recorded videos. So I'm doing those daily, and I'm probably gonna try to do a little bit more because I realize a lot of people need help with just, you know, staying focused, you know what I'm saying, building that understanding and that conviction, because it really do give you a little bit more faith in what, what direction you want to go in, and it helps you to know where you should put your investments. All right, so you're not just— again, so it's not hype-driven. Um, so I'll, uh, I'll talk about that in my membership. I'll, um, I'll talk about that in my membership, which coin I'm on. But I'm not— I'm not— and you know what, I do hold Dogecoin, don't get me wrong. And I, as I stated before, I have a lot of coins that I've held, and I will not sell to the bull market. I just won't. I'm not selling in a bear market or where price is suppressed. I will sell when there is a bull market. Um, so whether that's from the Clarity Act or whatever that looks like, um, I'm taking a risk on that anyway. So I'm holding all of my stuff. I'm not selling them, right? I, I got good dollar cost average. I bought them. I bought in even when it was going up last year, and I thought we would have a bull run. We didn't. But when it dropped back down, when a lot of those dropped down, even October 10th, I told you guys Even Chainlink, I bought it all the way down to $8. I never thought it would go— I mean, like, right before that it was, it was at like $25, and then all of a sudden it dropped to like $8. I think it went all the way to $8 on October 10th when we had that liquidation event. And so I bought in, I bought in at some— I finally got in at some pretty good prices for some of these. And I started buying, and people were afraid. Remember, the sentiment went as low as I've ever, ever, ever seen it in all of crypto. I was buying, I was buying down all the way at the bottom. I was. And so, um, so I, so I, I did wind up dollar cost averaging very, very good. So I'm good. I, I don't mind waiting, right? And so thank you so much for that. But I'm gonna continue to get, um, my, um— thank you so much. I appreciate y'all, all the, um, all the beautiful compliments. Um, I appreciate all of you all. And, uh, she has endless content on these subjects. Yeah, yeah. So don't forget to watch those videos all, um, as well. Like, I know you love the live. I love the live. But those videos get straight to the point and really help you to break down these macro events. I talk about a lot of stuff, and I'll continue to do so. So make sure you watch those. And, uh, love the energy. Yeah, yeah, loving the energy in the chat. Y'all off the chain. Love it too, love it too. I appreciate all of you guys. Get a cold wallet. Yeah. And, um, I'm gonna give you some— I'm gonna be giving you guys some information about some brokerage accounts that I think, and some movements you should be making there. I've just had some amazing, uh, meetings with some of the people who I'm in partnership with, and I'm going to be, uh, giving you guys more information on that. So there's some great opportunity ahead. There's a lot of innovation here, a lot of great ways for you to make money off of your assets. Trust me, uh, I'm gonna rock with you guys on, uh, like I said, on Monday, and I'm gonna reveal to you, um, the one coin that I've— the one meme coin that I have been— and again, I don't like talking about meme coins right now because people are they're gamblers by heart, and so, um, by heart and mind. And so it's, it's kind of risky, but, uh, sometimes I do want to share what I'm doing, and I, and I want to be transparent. And of course, one of the things is, if you're a member, um, I'm not doing this so that you can buy the membership. The membership is really to support me and the channel, and I try to reinvest that back into the channel, back into being able to get more content out, you know what I mean? Of course, I have to hire people and get help and stuff in, in a lot of these areas. And so really, the membership is just me saying thank you. I appreciate you for supporting the channel. And all of you, I appreciate you so much. I'm not really into Jasmy Coin, you know, so I can't— you know what I mean? I've never really got into it, never really bought it, so I can't really talk about that because I don't know enough about it. It's just not one of the coins that I chose. But you know what? I'll look into it for you. The next time I come on here, if you're on here, Silver Fox Rabbit, I will let you know, um, some of the things that I found because I have some like software products and stuff and some behind the scenes stuff where I can go in and find some like some, some good research. Um, I did just talk about ZBAC a lot in my membership, uh, in my membership. I talked about it a few different times and gave my thoughts on it and gave the breakdown, so I won't go over it today. Maybe I'll do that again next week at some time when I get a little bit more time. Um, but I, I did a very uh, strong breakdown on that. So if you're a part of my membership, those videos are always available for you. You can cancel at any time. So even if you want to go on over there and watch it, then, um, and I see we got some lovers of ZBEC in the house. And so, um, I'm not gonna be able to get through everything. SHX, I've talked about that in my membership also. And, uh, thank you so much. Becoming a member is a great investment. I do believe that. And then I promised them too that I would talk a little bit about how to, you know, get the kids involved. All right, um, with their wealth-building process because we want the next generation involved too. All right, if this was helpful to you, please go ahead and like the video. It really do help my page. And I know sometimes y'all hear that and it go past your head because we all say that as content creators, can you hit the like button, can you hit the like button? But listen, listen to me, can you hit the like button on your way out and share this video with somebody who you want to win in life? You get me? You want them to win, so share this video so they can get educated And as always, I want you to stay wise, stay wealthy, and I'll see you in the next video. Peace out.










