Most people earn enough to build wealth but spend money the moment it arrives. Birthday gifts, holiday cash, and salary all flow in and straight back out. The problem isn't income, it's that nothing stays long enough to compound.
Most people have enough money coming through their hands across a year to make real moves. I used to have to tell my daughter, how much money has probably gone through your hands when people give you money for birthday gifts and you get money for your grades being good from your grandparents during Christmas time? Like, how much money has actually slipped through your hands? Probably enough to where you could have a lot of money right now. But the problem is that the money comes in and it just goes right back out. You know, for the average person, comment plan and I'll send you a free personalized plan.