XRP Can DO What SWIFT Does In 4 Seconds
20 Apr 2026 · 0 min

0:28
XRP can process cross-border payments in four seconds at 60% of SWIFT's cost, according to live remittance operations run by SBI Holdings in Japan since 2021.

XRP can process cross-border payments in four seconds at 60% of SWIFT's cost, according to live remittance operations run by SBI Holdings in Japan since 2021.
XRP can do what SWIFT does in 4 seconds. What the Japanese banks showed is that XRP can do what SWIFT does in 4 seconds at 60% of the cost. And this was not experimental technology being tested in some laboratory. It was SBI Holdings, which is one of Japan's largest financial institutions that has been running live XRP remittances since 2021. Subscribe if you want more content like this.