XRP Could 100x — Most People Still Won't Make It

Hey, it's Kamilah Stevenson, and around here we do talk wealth, and we're going to talk about wealth again today. And I'm hoping that you guys are prepared for what is ahead. I see you in the comments. Listen, put a 1 in the comments, or if you are still accumulating and buying XRP, put a 1 in the chat. Put a 2 if you're not buying but you're still holding. Okay, I want to see who is still at it. On this wealth transfer journey. And you know what, more than a wealth transfer journey, this is a freedom journey if you ask me. All right, what's going on? I see some ones in the chat still buying, two still, you know, still holding on, maybe not buying right now but still holding. And I love to see that, I love to see that. All right, I see we got some buyers. I am, um I'm going to go over a few things today and I'm going to tell you why I believe that XRP could 100x. And, um, also want to say that I am still buying, right? And I keep telling you all, don't get greedy. I do think that, you know, I'm going to keep saying, I do think we can see some lower levels and that's perfectly fine. I have some great limit orders at some of those lower levels. However, I am still accumulating daily, and I see some of you guys are accumulating daily. Um, I'm accumulating daily, weekly, whatever that looks like. Where— when you get your paycheck, um, stop buying. Uh, I see some people are buying, buying, buying. Uh, someone says, uh, Antler says stop buying coffee and get XRP instead, right? And that's, that's a simple thing because y'all know we get— look, I got some Starbucks right here. I ain't gonna sit here and trip. Uh, but it costs— I don't know if the amount on here— whatever it costs, that money can go. XRP is at such a buying price that these little small things that you may be buying, you can just reallocate your money into cryptocurrency, the ones that you believe in, at this price. At this price. Now I'm going to talk about some things. Um, I want to get started. Stop smiling, Kamilah Stevenson. Uh, I want to get— I want to get started and let you guys know what's happening. Um, and I'm going to tell you why I believe that XRP could, uh, easily, um, 100x. And, um, listen, I've talked about how XRP could get to, you know, double digits, triple digits. I talked about how it can get from, you know, $10 to $20, $20 to $50, $50 to $100, and beyond. Now if you want to check that video out, I've talked about it in an intelligent way, exactly what exactly would have to happen with institutional adoption and what it— I paint the picture of what it would look like. However, I'm going to give you a simple reason in this video as to why I think it could go to, uh, those price points. A very simple reason, right? Um, and, uh, Chris is so right, HBAR is a bargain. I mean, if you're into Flare, if you're into, you know, Chainlink, if you're into XLM, I mean, all of the cryptocurrencies that are utility-driven that I love are on sale right now. Okay. So, and buying Kenton, that is fine too. Again, buy the ones that you believe in. All right. That you understand and believe in and just do your research. Now we got a lot of things, a few things I want to go over and then I'm going to explain to you why I simply think that XRP could um, go to these price points. Um, it's simple math if you ask me, right? And so, um, number one, we got— we still got the tension rising. I'm looking at the macro events. We still got the tensions rising, uh, with Iran, um, the, uh, around, uh, the Strait of Hormuz. And that is important because, um, energy is obviously the backbone of everything. Then we have— remember, we have the Clarity Act coming up. And so There's a lot of renewed momentum around that. I'm seeing more confidence from people close— not, not the retail, I'm not talking retail, y'all, and all the hype and Twitter and all of that. I'm talking about, uh, people who are close to the situation, um, that, that we're getting resolution, um, sooner rather than later. Um, some talks about it, you know, being done by April. So we still work, um, working through that. And then we have also, let's not forget, you guys, about gold and silver continuing to accumulate, uh, be accumulated. Pay attention. The central banks, let me tell y'all something, they gonna print as much money as they can, and they are loading up on physical assets, okay? While retail is trading gold and silver and, and commodities like short-term momentum plays, the central banks are loading up. They're accumulating, and they're, they're making sure that they stay steady with it, right? So As for me, I do talk about a lot of different assets, and, uh, on Monday with my members, I will be talking about my top 10 assets. Matter of fact, go ahead and like the video, uh, if you have not, and subscribe if you haven't already. I'll be talking about my top 10 assets for cryptocurrency, but also why I like these assets. It's not always about money, you guys. It's, it's not, it's, it's not that simple with me, you know. I'm looking at the moves and the optionalities that I'm allowed to make with some of these, um, assets. So it's deeper. This is not just like XRP, y'all. I'm not holding XRP to go to $5. Y'all could do what y'all want to do. Like, I'm not holding XRP to go to $5. Do y'all understand what I'm saying? Y'all gonna miss out. Y'all can play games if you want to. I'm not saying don't take profits. I have some take profit areas, but it ain't at no $5. If only you know what's going on. And man, I'll tell you, the multi-multi-millionaires and billionaires are loading up right now, okay? So anyway, uh, I am buying also silver and gold. I bought some this week, all right? Physical silver and gold. And it's good to have physical silver and gold, or buy it in a way where you have the option to, to attain it, okay? So you don't have to necessarily have it. Like, a lot of places will hold it in storage for you and in vaults for you. But I am buying silver and gold as well because I'm buying these commodities. I think they're going to great places. And even if we see a pullback with silver and gold, or if something happened with the reverse carry trade, it doesn't matter. I'm still accumulating. See, I'm not trying to time the— a lot of people go through this. Well, what is it? Might crash. I'm telling you, I think it's gonna crash, and I'm still buying right now because these are long-term plays. I don't play, I don't play games with like trying to time the top and the bottom. I just don't do that. The people who operate by very simple principles accumulate dollar cost average. It's simple, you guys. I want you guys to know that, right? So I love to see it, uh, opinions. Thank you, first of all, um, uh, on, on this, um, on XP— I haven't gone through the XPR protein, uh, I thought you, uh, put up there at first, X, um, XPR, the XPR, uh, Network. Are we— you know what, I don't know if they're the same thing. I, I know it as the XPR Network. Is that the same thing if we're talking about, um— and, and it may be a— I don't think this is something different, okay? The way I— the word that I know for it is now— but I've seen a few people put in Proton. So if this is the same coin, uh, yeah, I like it. If this is— if this is the XPR network that, uh, helps basically the average person to be able to send their crypto much easier because they give identity and they replace the addresses those long addresses, then yes, I love it because it's, it's needed. Like, most people— it's hard for people to send, uh, crypto. It's very complicated. And this is a way that would simplify it, and that would allow people to easily move their crypto back and forth, you know, and not have to be overwhelmed with all of these, um, addresses. If that's, again, the XPR— if the XPR network is the same as the XPR Pro Taan coin. Okay, I like it. Is it in my top 5? No, but I do— I would watch it very closely because I think it's a need for— and that's the way I look at some of these things, is, um, is it going to have institutional adoption? Are people really going to use it? That's it. Are people going to use this, or is this just another innovation that's not going anywhere? Okay, um, so I see some people are, um still accumulating. Um, yeah, and I— but I've already, I've already done a very detailed video in the past on how it gets not just to 100x, but how it goes like again from 10 to 20, 20 to 50, 50 to 100. I walk through it intelligently, but I'm going to give you a reason why I basically— and I'm not putting a timeline on this, by the way. This is not me giving you a timing for this. I'm just telling you that I'm gonna give you a simple reason why I think it's possible. And, and you know what, I'm not deep, y'all. I'm not trying to be deep. But what I do believe— let me say this first of all. Let me say nothing I say is financial advice. Everything I say is for educational and entertainment purposes only. Always do your own research. Don't go out and buy and invest just based on what I say. Uh, you can lose all your money from investing, okay? So do your own due diligence. Talk to your financial advisor. Hopefully your financial advisor knows something about digital assets and how to make a lot of money. Okay, now, um, the problem— I know now why patience is such a virtue, and I think people will see in hindsight. Okay, one of the comments— I read a lot of comments on my page and on other people's page, and this idea of impatience is still a killer right now for a lot of people. And, uh, one of the comments I saw was like, I believe in XRP, but man, is it taking too long. And let me just say this right now, a lot of people don't have a problem with their net worth because most people are at this moment, they really are asset rich. A lot of you all are XRP rich. Time just has not caught up yet, okay? You really are, and you don't lose unless you sell, okay? So when you wait it out and you wait to see what, um, what the appreciation will look like, you'll find out that a lot of you guys are way wealthy, okay? But time has to catch up, right? So what people are dealing right with right now is the issue of— I gotta turn my heat down, it's hot up in here— people are dealing with the issue of cash flow. Like, they don't have enough, you know, at these low prices. It's like, yeah, I want to, I want to accumulate, but I don't have enough cash flow, okay? So they have cash flow problems right now. And I want you to know, I just did a video because this is going to be very important. I want you to know, and I— don't worry, I'll get into this, but I want to say this because I just did a video on even young people. If you are mother, father, you got nieces, nephews, you need to sit down and talk to them because the degrees that they're going to get in this next wave is very important because some of them degrees does not translate into money. And a lot of people have cash flow problems even right now because they don't know the difference between earning money and making money. First of all, earning money is getting eaten away by inflation, but people just don't know how to make money. And education, traditional education, don't really teach you how to make money. Making money requires mindset. That is not taught in school. And I'm not against, um, degrees. I, again, I did a video, and, and on Thursday, go back and look at it. I talk about what degrees translate into real income and what degrees don't, okay? Even if they're interesting, they don't. And I'm straight up with my kids. I tell my kids right away, listen, you can go to school, you can have your purpose in life and everything, but do not think— I don't care if you're trying to be a lawyer or a doctor or what, you— they're not going to make you wealthy. Earning money is not going to make— it's going to give you a livelihood, it's going to help you pay your bills, but there's other things that you have to learn if you really want real freedom, okay? And honestly, there's— and there's certain skills that pay more. I didn't choose this, right? There are certain skills that pay more than others, okay? I didn't make the rules though. And those are things you really need to learn. And so, uh, right now a lot of people are just restricted on how to make money, but they don't understand what the driver for making money is. Yes, it does require skills. I got that. You know what I'm saying? Just like earning money requires skills, but mindset is the driving force. And I know y'all don't believe me when I say this, but if you ask— they can't all be saying the same thing. If you ask billionaires and people worth $800,000, $1 million, they will tell you it is 80% mental mindset. How do I know this? Because I have been coached by so many billionaires. Like, I'm talking about on the phone with them, talking to them, and I have partnership with some of them. So I talk to them. We own property together. I have a lot of partnerships with multi-millionaires. I've sat at the table in rooms. I paid a lot of money to get in rooms. I have coaches that charge $10,000 an hour. So when people like, who your coach? If you're not willing to pay $10,000 an hour, you don't need to even ask. But I've sat across from, um, Hall of Famers, and I ask questions. You guys, y'all know I ask questions. I believe questions are important. So I'm telling you what I'm telling you. If it is all mindset, it is mainly mindset, because even the skills that you develop, they are a byproduct of a type of mindset that people have. Okay, so I want you to understand that Um, there's more that you need to learn, and you guys have to learn how to make money. The 40-hour work week was designed to keep you trapped and suppressed. Yeah, and exhausted. And there's nothing wrong with working, you guys. Nothing wrong with a W-2. Hit that like button for me, like Tiffany said. I appreciate that. Um, nothing wrong with working, nothing wrong with, you know, earning a little bit of money and stuff, but you have to couple that with some other skills because you can be trapped in a system. That system is not going to allow you to have the freedom that you probably desire. You have to learn how to make money, and there are skills that you have to have. Like, you have to— I know most people don't want to talk about sales, and well, I don't want to say sales because most people think you're talking about like a, a car salesman or something like that. No, you got to be able to close people, and that's— I got to be able to close you on why you should invest in digital assets, right? That's a closing skill, okay? I got to be able to talk to my— everything is closing. I got to be able to talk to my And my coach taught me that I got to be able to talk to my kids and close them on certain things. That's a skill set. And you bring that into everything that you have— your relationships, your partnerships. I, I'm not able to have partnerships with billionaires if I don't know how to close them on certain things. They can't bring me in if they don't know how to close me, right? So, um, yeah, so we— so right now a lot of people do have a cash flow issue, all right? And cash is still important. Don't listen to nobody say get rid of all your cash. Cash is there for opportunities, and right now we're in opportunities. Um, I heard— I saw a few people talk about iTrust Capital. I'll talk about that in a minute because I'm dollar-cost averaging in my Roth IRA and my premium custody account and, um, getting silver and gold and commodities. So there's a lot of stuff. But listen, all right, um, let me just talk to you about why I believe, uh, that XRP could 100x. And again, I've already talked about this intelligently in one of my videos, but I'm going to give you just a very simple principle and I'm going to walk you through it real quick. Why do I think it can 100x? Because it's done it before, and it's done it before on retail, on the backbone of retail. Imagine what this thing could do on the backbone of institutions. Let me walk you through something, right? Um, in, in 2017 Uh, XRP didn't double, it didn't go 5x or nothing like that, uh, from the point in which it was at maybe, I don't know, 0.000 whatever, something of a penny. It was at a very low cost and that thing went to over $3.30 or something like that. I can't— maybe even higher, right? So it went from one point to an, uh, like roughly a point 0.000 or 0.00567, whatever it was at, to over $3. You guys, that is a 500x move, okay? All I'm saying is it's done it before, and in percentage terms, that's north of 50— a $50,000 percent, uh, return. Even if, even if I was to use— and I'm going to use conservative— even if I was to conserved that number and bring it from 50,000% down to 30,000%, then, um, I'ma just be very conservative. Let's almost chop it in half and bring it down to 30,000%. Do you understand that that move happened without regulatory clarity, without institutional custody expansion, without bank integration? With integrating with digital assets without national bank, a national banking license narrative, like without ETFs. Like it was all retail-driven liquidity. Okay, so when people start to say, you know, that XRP could never do— but it's done it before. Like a lot of the crypto has done it before. So let's just remove the emotion. Now again, This is a very simple explanation. I go into a real logical— seriously, like, because again, I'm not telling you the time frame of this. I'm saying, how is it not— it's, it's not hard to imagine XRP going to triple digits in the future, right? So it doesn't matter. I'm not telling you how long it'll take, but if it does go to triple digits, if it does 100x, Why wouldn't that not be a good investment to make? Your only problem is emotions and impatience. That's it. That's the only thing that will make you not think this is a great asset and just not even understanding what it's going to do, because some people are just like clueless. Okay, but if XRP is $1.40— what, uh, what are we at today? It, it gained a little momentum earlier but not much. It's, it's It's everything is sideways. $1.44. And if that moved 30,000%, that would put it at around $430 somewhere, give or take. Okay, and I'm not saying— I'm not talking about a 300,000x. I didn't even talk— I'm— I went way lower than that, right? That's just pure math, you guys. If you go 10 times what it is right now, that's $14. If you go around $14, $15, If you go 20 times that, let's say somewhere around $28. If you 100 times where it is now, that's like $144. And if you 300 times that, that's $429. So do I believe it can 100x when it's, when it's already had a 50,000% move and 500— I actually chopped that down in 20% of the move that it's made before. It's done a 500x or more, actually, actually. And I moved it to down 20% of that to 100x with institutional adoption and the Clarity Act. Okay, now the point I'm— the point I'm making is not that it will. The point is that magnitude is not theoretical in this market. It's happened before. It's simple. Okay, now think about, um, think about even— and yeah, we are in a bear market, we are in a bear market. Think about even, uh, um, other, um, assets like Amazon. Amazon IPO'd at $18, I think, in 1997. I could be off, right? Um, within a few years, during the dot-com boom, it traded at around $100. Now remember, like, these have gone through stock splits, okay? So if you see Amazon at like $200, $300, whatever. It's split, okay? If it didn't split, these numbers would be in the thousands, way up somewhere. It's done a lot of splits, a lot of these. Nvidia, all of them, right? So, but it went— during that time, it went up to around $100, and then guess what? It crashed over 90% during the dot-com bust. So think about— and it fell to obviously, uh, single digits. Now imagine buying it near $100, watching it fall all the way down to $10. Most people would have said this is done because they looking— you got to be willing to hold an asset and it, and it dropped 80%. You— and I'll, and I'll say, I'll, I'll explain to you why if you're not okay with that, you're, you're doing it wrong, okay? But most people would have thought that Amazon was like done. You gotta remember that some of these assets, there's an explosive phase, okay? The explosive phase sometimes is very emotional, but guess what? The long-term phase becomes very structural, and that's where people are not prepared for that structural, uh, stage. If XRP were to move aggressively, whether 10x, 20x, or something larger, the move wouldn't always be a straight line. It's not always a straight line. There are sometimes, as we've seen, even when it went to— I don't understand. Okay, my AI is talking to me now. We've seen it go over $3 and then boom. Right now it's— I mean, we are lower than a bear market, okay? So a 30, 40, 50, especially in cryptocurrency, an 80% pullback is not like something that is not experienced. And that's why in a 4-year cycle, which has been before, that's why I say minimum you got to have a 4-year outlook, okay? So, um, most people, when that pullback comes, that's when they think it's over. The real question is not whether the asset can move. The real question is whether you can stay positioned through the volatility of that move. You gotta understand that. So you looking at XRP to make the move and it's not doing what you want it to do. No, you gotta understand this about you. This about you. Can you stay put during the move? Because right now we're in accumulation phase. Even if it drops some more, dollar cost average, dollar cost average. Most people don't miss this upside because they're like— you don't have to be smart to figure this out, you guys, okay? Most of them are missing it. They're going to continue to miss it because they couldn't tolerate the drawdowns inside of what the movements, right? And then obviously some people are going to be selling as soon as they reach all-time highs back to $3. They selling. That is all a discipline test, okay? So, uh, Kevin, who owns 500 but is convinced he's going to be Wealthy. Only, uh, say nothing will shake me. I'm looking at some of these comments. You say nothing will shake. Um, I like, I like Flare as a long-term hold because I have my XRP wrapped in Flare. So, and I think, I think Flare's gonna— I think anything connected to XRP will, um, rise. So yeah, what they're doing with the Flare Network, if you just go to their website, game changer. I love Flare. So I am accumulating Flare at these levels as well. So that's one of the assets that I'm holding, um, right now. Okay, say it doesn't take a 5th grader to understand why. No. Yeah, this is simple, simple math. Uh, my family bought 17 grand of XRP at $2.40. Yeah, and guess what? They won't lose anything if they don't sell. That's the whole point. You know, I remember my mom when the, uh, the stock market last year tanked back in April. She was like, I lost $75,000. I'm like, how would you— you lost $75,000? I said, did you sell? She was like, well, no. I said, what, you just looking at numbers on the screen, woman? All you got to do is wait. And then she called me back after the stock market hit all-time highs, like, oh yeah, I gained it back and some. I'm like, I know, because you just was upset about the, the fact that it dropped. You don't lose any— you, you you don't want to communicate that I lost it. You ain't lost nothing unless you sell. So, and, you know, remember right now, because everybody's focused on this price behavior, very few people are focused on behavior of participants. Right now, the dominant force in the market is still uncertainty. Like, it's not fundamentals. We got— it's not integration. We got that. Uncertainty. Banks cannot fully integrate digital assets until the regulatory parameters are met. They're defined, right? Institutions cannot allocate aggressively. Like, they're doing what they need to do now, but I'm talking about on an aggressive level until compliance departments are signing off on this. Okay? And then you got also the custody frameworks. They need legal clarity, all of it. The yield frameworks, they need guardrails. They all need it. Okay? So the current volatility is not random, y'all. It's a function of participation limits that will come. That will come. You got to know why along with the what. Okay, why isn't— if you start digging in why the price isn't moving yet more than the emotional side of it is, I just want it to move. I want it to move. No, really find out why the price isn't moved yet. Hasn't moved yet, and what institutions are doing during this phase. Because this is the phase that they are accumulating. When the Clarity Act lands, whether it's in April or later or whatever, I mean, a shift is still not going to be like, uh, um, out the park, you know what I mean? They're going to scale in. They're not emotional. They're not like retail. I keep saying that. But remember, today a large portion of XRP's movement is still influenced by Bitcoin's liquidity cycles. So capital rotates through the same channels with these assets, right? As if they all one in a sense. So when Bitcoin runs, then the alt liquidity is gonna go with it. If Bitcoin drops, the alts are gonna go with it. And so, yeah, it, and if you, if we see Bitcoin compress, so if you're looking at Bitcoin's chart, you're gonna see the same thing. That's a liquidity structure. Right now we're in a liquidity structure, but if regulatory clarity allows custody expansion or banking integration or yield frameworks and starts to shift, with institutional participation, then XRP's price is going to stop being, uh, primarily, uh, dictated as a high beta liquidity rotate— rotation asset, okay? It's not going to operate as that anymore. It's going to start being evaluated as a component of infrastructure that, that eventually is going to decouple, okay? And that means that the, the asset is not dependent now on speculative cycles alone. That's a different market. That's a different structure. First of all, thank you so much, Michelle. Thank you. I appreciate you. You're always such a blessing. Um, are you already using Flare? If so, what's your strategy? Not financial advice, just don't understand how to use it. I did invest in Flare. Yeah. Um, and it's very difficult. And yes, I am already using it. Um, you have to go through a process where you, uh, wrap the Flare. This is going to sound very complicated, but trust me, it is a little bit. Like, if you don't know what it is, like, you have to learn how to do it. And I'll get to some more of the Super Chats as well, but you have to wrap the Flare. So you have to turn Flare— you buy it as FLR, but you have to turn it into wrapped Flare, WFLR. And then you have to, uh, there's a minting process also involved with XRP. You have to wrap the in XRP. You have to wrap XRP in Flare, so you have to turn XRP into FXRP, which is XRP wrapped in Flare. Okay, then you go through a minting process, and then eventually you can throw it in the pools and you can make yield off of it. It is a process, um, there's different pools that you can go into to get a certain percentage, and I do have some of my XRP wrapped in Flare, and you do need to have Flare in order for that to happen. So that's why I accumulate Flare, because that will be another way to be able to make yield on your Flare. Um, it is risky, and you do have to wonder, well, you are kind of lending out your Flare— I mean, out your XRP to, um, other institutions, other pools, in order to get that yield. Because you got to ask yourself, where's the yield really coming from? So it is a part of you that it's not like having it on a cold wallet. You, you lose a little bit of rights to it in a sense, but you're your own earning yield. So I'm doing some test amounts and seeing how it's working. It's working great for me so far, but, um, you know, you do have to do— it's a learning curve. You have to— I have a, um, I have a video in my membership that shows the exact process that, um, I did when I went through this, or, and give all the resources and stuff. Like, I used, uh, Bifrost. That's an app, um, that you use in order to— I moved my Flare and XRP in there. And so there's different ways you can do it, but like I said, I know this sounds like mumbo jumbo to a lot of people, but, um, it is a process, and that's the process I use. And yes, you do have to own Flare, and that's why I accumulate Flare, because I don't know how long in the days ahead we're even going to have access to that, because some banks are going to be doing it for you. But I wanted to learn how to do it myself. Yeah. All right, all right. Uh, research, uh, Reactive Network, um, when I get downtown. Okay, I'll write that down because I have not researched that. Um, and I love to, uh, when you guys come with different ones that you feel like are, you know, doing something innovative. I love to look into that, see where— if there's liquidity flowing into it, if there's institutional adoption, who's buying it up, all of those different things. Um, thank you so much. I appreciate all of you all for giving. New subscriber, I love when you come on. Thank you so much. I'm a big truck driver and my checks go to the bank, then to the exchange, and the final step Stop is the freezer. I love to hear it. And that's how it is, you know, uh, right now if you can cut back on some of your expenses— expenses. I was just doing a one-on-one call with, um, a young woman who, um, I was trying to, uh, help her to design her structure. Um, she had a lot of things in place. Um, I love where she is in her financial structure, but I was trying to bring them to integrate them. And one of the things that I love to do, especially if you hop on a one-on-one, is find out if it where there's extra cash flow that can go into these assets, you know what I mean? And I was able to find, you know, some money for her, you know, in the four digits, uh, of where she can utilize that money. Um, so it was real tremendous to see because even a small amount of money can go such a long way at right now at these prices because they're so underpriced and so on sale. This is the only place where people complain about a, a great sale, man. If you was going to If you was going to Nordstrom's or you was going shopping, you would love these prices. Like, if the, if the percentage was off on something you absolutely love. Thank you so much, I appreciate this so much. Where am I located? I'm here in Dallas, Texas. XRP will be a true blessing to us in due time, and I know it will. Thank you so much, Money D. I am in Illinois, so I'm located in the Windy City, Chicago. All right, so, uh, and it's cold outside right now. We had some good weather a couple of weeks ago, but it went back to winter again. So, but I appreciate you, thank you so much. Um, I've been to Dallas, Texas, um, and, and Houston, Texas. I love Texas. I love the weather, uh, so I'm hoping that— I don't know what the weather is there. Maybe it's a little warmer than here. Hopefully it is. All right, uh, let's see. So, uh, let me get to this. Um, do you— thank you so much, I appreciate this. Um, you guys are so generous. Do you think you'll be able to make a living off of XRP, uh, DeFi protocols in the near future without selling? Keep up the great work. Absolutely. Absolutely, that's the whole point. Um, and I did a video called, uh, let me see if I can find it. Uh, I did a video that actually works, uh, walks you through exactly how to do that and why it is important to not sell your XRP. And, uh, I'm trying to see what it— what did I call it? It is very important not to— it— and to me, and I said this in the video, I said this is the most important video I've ever done on XRP. All right, so if you want to go to the most important video I've ever done on XRP, it is called How the Wealthy Will Use XRP Most People Won't Understand. That is the most important video I've ever done on XRP, and it walks you through precisely from every level all the different ways that you can make money off of this asset and how if you can not sell all of it. You know, some people are going to have some sell orders. That's fine. All right. You may need that to pay off some high-interest debt or to reallocate it into some other assets and diversify a little bit more. Okay. And so I did that video and it specifically walks through that. Thank you so much. I appreciate this, Sabri. I hope I didn't say that wrong. What are your thoughts on staking XRP? Is it safe? Uh, yeah, um, there— if you're not utilizing it, there are— right now I don't know if they're staking XRP, but I've, I've been hearing that there will be opportunities, um, to stake XRP, um, in institutional-grade custody accounts. Um, so yeah, Ethereum and Solana are able to be staked right now. And if you own— I own a lot of Ethereum and Solana, so, um, I've been staking Ethereum since I got it. Matter of fact, that's how Tom Lee is not going under, because even though, uh, Ethereum is down like everything else, um, he's able to get money off the staking every day, you know what I mean? So he's making all— he's making millions of dollars off of just staking it. So he, he's not under like MicroStrategy. He didn't use debt either. So he did it the smart way, right? And so, uh, staking, um, is going to be a way for you to earn, you know, uh, earn passive income as well. And so that's how he's actually earning passive income just from holding XRP— uh, not XRP, Ethereum— on his books. All right, and so, uh, BMNR, um, that is how they are, uh, that's how they're making money right now even while it's down, right? So, um, okay, I see somebody, I see this. So let me just— I'm happy that whoever this scam artist is put this here, uh, because this is the text I, I want to alert you guys. This is the text that you'll see um, when underneath some of my comments, and I can't— it's so hard because these scam artists are just so— they're everywhere. They have nothing better to do with their lives, so they go under my comments and they do this. I will never— that is not me. I would— they use my name. What is this? At— look, they spell my name wrong. If you pay attention, right, because I am @DrKamilahStevenson. If you pay attention, look how you spell my name. K-A-I-M-L-A-S. Not— so pay attention, you guys, because this is the type of stuff that people do. My name is Kamilah, okay? So they'll put Dr. Kamilah Stevenson 1 or 2 or just something, and it's not me. I also have, um, my account is— my personal account is @KamilahStevenson1, okay? And my, uh, business right here, @DrKamilahStevenson. Okay, so if you have— but I'll never give you my cell phone number. I'll never tell you to call me. I'll never do that. Okay, so hopefully you guys know that by now, but I'm happy that this scam artist did this in the, uh, comment box because I can show you guys what to look for, um, that is a scam. Okay, so just pay attention to that. Um, again, he has nothing better to do. Let me go ahead and delete, um, ban this, uh, scam artist. Okay. All right, so, um, all right, thank you so much, uh, Player Way. Thank you so much, I appreciate this. Uh, can't wait to purchase a $100. Call me crazy, but can't wait to purchase. And you know what, some people will still be purchasing at that, um, point even because, uh, you know, that's, that's the floor. There's a floor to this, you guys. Um, uh, any thoughts on Sologenic and Corium? I haven't looked into those as well as connecting to the XRPL. I haven't looked into them, but the, the thing about it, I haven't looked into them in detail enough to talk about it. But what I will say is that a lot of the assets will be valuable if they can connect to the XR, uh, XRPL. That's actually what makes them more valuable and that makes them survive. Okay, there's thoughts that maybe Bitcoin will be able to live on the XRPL or maybe a version of Bitcoin, a wrapped kind of version, a representation of Bitcoin on the XRPL. Let me say that correctly. All right. And so, um, the thing is, if these assets are built in a way where it can utilize the XRPL, then it gives it greater survivability. And, um, that's a good thing. So that's just something to kind of think about when we're thinking about some of these assets. But these are ones that I can look into as well. Um, thank you guys, all of you, all for the super chats. I'm going through them. 2026 is for utilities, let's accumulate. Yes, XRP, SHX. I love SHX, and as a matter of fact, Ripple invests heavily, is investing heavily in SHX, so that should tell you something. Um, XLM, uh, mindset on steady DCA on, uh, HBAR, Flare too, long-term positioning building is a must. Appreciate you. Thank you so much, Purple Rain. I appreciate this. And this is a very valuable comment. Um, listen to exactly what's being said here because it is the truth. And, um, just very simple, we don't have to overcomplicate this. Thank you so much, Money D. I appreciate you so much. You guys are awesome. I swear, you guys are awesome. Oh, you are. You just keep going to edit. I appreciate you. Thank you, guys. You, you guys are a blessing, seriously. And I just pray that you guys, um, will be blessed as well for all your investments for the channel. Um, what are my thoughts on Ondo Finance? I love Ondo. I have a lot of Ondo. I've been accumulating for quite some time. Um, and so I haven't been buying any lately. I'm just kind of sitting on what I've bought in the past, but I did, uh, buy at some really, really great prices, and I've been holding Ondo for quite some time. And there's been also talk, uh, about Ondo also with the XRPL. And so, um, they're doing, um, some great things, I believe. And I'm just gonna still hold because some of these assets, um, even if I'm not uh, even if they're not in my top 10 or my top 5, I think I'm gonna make great money off of it. Why? Because when the Clarity Act comes, a lot of these utility coins are going to make good money. All right, thank you, Money D. You didn't have to do this. Thank you so much. I'm investing everything you guys give me back into this channel, um, to be here. You know, it's, it's a lot of things that you have to do, you know, when you are a content creator. But thank you so much. I appreciate this so very much. You are such a blessing. Keep up the good work and stay motivated. And I will continue to do that, do my— as much value as I can give you guys. Um, but thank you so much. Um, words can't explain. I so appreciate you for this. And you know, um, even the last, uh, the video that I put out on Thursday, um, about educating your kids, you know, I, I had, I had just come from the dentist when I made that video, and my mouth was like slanted and You know, I, I could be, you know, like you can tell in the video and I said it, you know, but I was like, hey, you know what, listen, you know, again, it's all about mindset. I'm like, ain't nothing gonna stop me. Mouth halfway sideways going and stuff, and I'm on there like, hey guys, you know, make sure you tell your kids. So, uh, I'm really committed to this. Uh, I was still making the videos. I listen, y'all can't, y'all can't think that making, putting out videos every day, coming on here live, that You're not sometimes not feeling well, you're not sometimes emotionally drained, you're not going through personal things in your life, um, you're not feeling well in your physical body. Maybe you didn't get enough sleep last night. Y'all know I got 3 teenagers, uh, one is going to college, so busy times for that. My daughter, she's 12 years old, she's a part of gym, uh, cheerleading, so cheerleading competitions, picking them up from, you know, their sports. My son, he's also into sports. Football, and, um, he goes to a private school, and it gets busy, you know. So I appreciate you guys. I'm here because of you. I swear, I'm here before because of you. I love this community, and y'all know I'm gonna keep, you know, coming back and giving the game as much as I can, you know. I want to, um, I want to say something really quickly, you know, to you guys, because, uh, I want all of y'all to make it, you know. And I do believe that these prices will, will uh, reprice aggressively at some point. And you, you know, it's going to increase a lot of emotional pressure. And that's why I'm here to keep you guys grounded and stable. You got some people that's gonna just sell everything because they're afraid of losing. Then you got some people that's gonna over-leverage because they think it's, you know, is guaranteed. And then you're gonna have some people that rotate over into whatever's moving fast that week, right? Uh, and the difference is, um, between that the difference of how somebody's going to respond is between wealth and freedom. You know, wealth is just a number on the screen, but freedom is having, uh, position yourself in a way that doesn't force you to reverse decisions later. And that's why I want you guys to structure yourselves right. The goal is not maximum exposure, it is, uh, intelligent exposure. And that's what I'm trying to ground you guys to do. Thank you so much, I appreciate this. Um, what do you think about Propy, the cryptocurrency for real estate? I like it so far from what I've looked into it. That's one of the ones that I'll be presenting. I have a list of, um, I have a list and that one is on my list along with— I wish I had the, the sheet, it's not next to me right now. It is, it's a couple of them and that one is one of the ones that I will be talking about. Um, yeah, that one is one I've went over, uh, quite a few that like Polygon, Veracity, Pendle, Um, but I haven't done Propy yet, and so that's the one I'm still going to talk through. Um, but so far I'm kind of liking it. What I remember, um, writing down about Propy is that it's, it's not like a— it's not fully— it's in its beginning stages as far as institutional adoption, so it's not like fully out there, but it's enough to keep your eyes on it, you know what I mean? So, but I'll talk a little bit more about that. And thank you so much, for the generosity, um, that you guys are giving. And, uh, I'll go through some more Super Chats. Thank you guys. Uh, thanks William so much. Hi Kamilah, do you think XRP will be sub $2 by April 1st price after Clarity Act passes, May or June? Thanks. Well, I, I can't really tell you because the market is, um, absolutely, you know, crazy. But I will say that we are still dealing with some macro events and geopolitical tension, and we're still dealing with oil. I know one day last or the, the idea that oil, uh, prices can rise. And I know that maybe sometime last week oil jumped up like 6% in a day. We're gonna need a lot more than that, um, in the day in order for the reverse carry trade. But yeah, if the reverse carry trade is to pan out by before the Clarity Act, which it would have a higher chance of doing, then yeah, you will see XRP rise if, you know, um, if Japan chooses to utilize it, uh, because of a liquidity crisis. All right, so that is the possibility or the scenario where you could see XRP rise, um, pretty quickly, you know what I mean, if they were to use it. Because now we're in a crisis, and XRP was built for a liquidity crisis. That's what it's built— that's the advantage that it has, is that it's built for a crisis. Now there's some things that will have to take place like, you know, um, for that to happen. But that is the possibility. But I can't tell you whether or not those events will happen. I could just tell you that if they did happen and oil were to spike— and we're looking right now with Iran and the Strait, them, them dealing with what they're dealing with in Iran right now— it's almost like it can happen at any moment, to be honest. Like, I'm not saying it will, but I mean, it if it wanted to, it could happen this weekend. You know, I'm not saying it will though, okay? But I'm just saying that's how, that's how sensitive and frail this geopolitical tension is right now, um, with Iran. So, but I don't— I can't tell you that it, it's going to happen. But I'll just say this: Brad already said that he is 90% sure that this is the year, 2026, that we will get a full scale of institutional adoption. Okay, that is something that he said. So 2026, I believe, will pan out to be a very bullish year for crypto. And if we get that Clarity Act, I mean, we're gonna see some, some great, uh, moves, um, in, in the future because of it. Okay, um, thank you so much, um, Musical Language. I like that. Uh, just starting investing, I have XRP, AIPO, and BTC. Any suggestions to look at? Um, well, you know, I have my convictions about what, um, what assets I personally like. I just did a video, uh, on Wednesday about Bitcoin. I do have Bitcoin as well, I'm just not investing in Bitcoin right now because I think it can go much lower. And I don't think it's going to give back the returns that other altcoins will give back. Why? Because, you know, when Bitcoin drops, the alts drop a lot further, right? And so then that means when Bitcoin rises, the alts are also going to rise further. So they have a greater range of the low and the high, and I believe you can get a greater ROI from some of the altcoins and the utility coins while they're still coupled to Bitcoin. Okay, if they decouple, hey, that's great as well. It's a win-win situation. And so, um, but I'm not telling you not to invest in it. I'm just saying right now I'm investing in, uh, commodities and a lot of fast settlement assets like XRP, XLM, and HBAR, for example. And so, um, that is where I am at this moment. I do have other ones that I invest in like SHX and Flare and You know, um, I got a lot of them that I'm investing in. I've been investing in Solana, um, I have— there's— I've been investing in ADA. I, I've invested heavily in ADA over the last couple of weeks, um, so, you know, um, definitely XRP. I do have, like I say, Bitcoin, but, uh, I'm not really investing in it right now. I'm just kind of holding it for now, uh, but if it drops lower, I'll, I'll scale in, um, but I'm just not doing it at this moment because I just see too much potential for it to fall. I'm not liking what I'm seeing on the, on the, on the charts. Even with it, um, looking like maybe a death cross could be coming potentially. Technically, Bitcoin could— I'm not saying it will, but technically it could drop all the way down into like $28,000 or something crazy. Technically. I'm not saying it will, but, um, I'm just not investing in it right now because I think there's other— sorry, I think there's other ones that I'm in investing in a little bit more heavily, right? And so thank you so much. Thoughts on Shiba Inu? Um, I go through this in my, uh, one of my membership videos where I, I've told you guys I don't like investing in meme coins, right? I'm, I'm all in on utility coins. However, there's a different reason why I think Shiba Inu could potentially make a lot of people wealthy and a lot of people a lot of money.. And, uh, I walk through that because— and I don't want to just say it because like I'm really not into meme coins. I had to explain why, and I do it in a way that helps you to guard your risk. And I talk about my limit orders of where I'm selling Shiba Inu. I'm already positioned in it, okay? So now you can't necessarily— it's all about when you get in and when you get out, all right? Everybody's going to have different entry and exit points. So it's not so easy to say like, oh, if you just take the exit points that I have, that you'll make it. It depends on if you have the similar entry points, right? But there's a specific reason why Shiba Inu could take off and do very well, and that's why I am positioned in it and I already have my sell limit orders. So although I don't like meme coins, I do like Shiba for a different reason, and I I do talk about that in detail in a way that doesn't promote like this hype, oh, invest in meme coin, you're gonna get wealthy overnight type of thing. I try to walk you through it very intelligently and in a way that it is still at your own risk, and I'm willing to take that risk with Shiba. All right, uh, thank you so much, American, uh, America Caver. America Caver, thank you so much, I appreciate this. All right, I had to make sure I get that name right. Some of these names y'all know, you know. Oh, thank you again, um, I appreciate you. Thanks for letting us know that you never give out your phone number. When I joined last month, I got a message right away with the phone number. See, um, I— and I hate that, I hate that. No, I do not give out my phone number, guys. That is a scam. And, uh, and I try— and I've said it before, but maybe I'll just continue to let people know just so that you got— I don't want you all to get scammed. These people are just Just, oh, I don't want to say what I really think about them. Thank you so much, Michelle, again. Look at the article from SBI Japan. Already said articles, uh, dated February the 20th. We'll do that. And man, when I tell you Japan is ready, set, go when it comes to XRP. They are Ripple's most, uh, like connected partnership. So out of all the 300 partnerships that Ripple have, Um, Japan is the most heavily invested, so y'all gotta know what that means. Okay, reverse carry trade. Uh, I do like ALGO. Somebody said, what about ALGO? I do like ALGO, and, um, I have ALGO— some of these positions, again, even if I'm not heavily buying into them, I've bought ALGO in like the last month or whatever. I've added to some of my positions. Y'all, it's just almost like they are so on sale. If you look at like even what they were a year ago, like these They are so— man, people, people are going to make so much money. But again, even if they make a lot of money, it's not going to matter. Some of these— some people are still not going to, um, do the right things, okay? With, with— they're not going to do the right things, okay? And, uh, and I still think that yes, you should position yourself in the ones that you value, the utility coins. Again, I'm into gold and silver, um, that is one purpose in one framework. Then I have digital settlement infrastructure that serves another purpose. Again, I'm going to get my top 10 on Monday in my membership and why. Okay, so I'm going to talk about that. And, uh, thank you so much, King, uh, King Quali— Qualiday, uh, King Qualiday, Quali-D, Qualiday, whatever it is. I like it. It say King. So, uh, thank you. I appreciate this. You guys are so awesome. Um, but I'll continue to, you know, let you guys know what is happening in the digital infrastructure world And so also make sure again, like and subscribe if you haven't already. Make sure you are following my prerecorded videos as well. I'm dropping them several times throughout the week, keeping you updated on some of the things. Listen, I do want to say something very practical again. It's very simple, you guys. If you all would think long term, calm yourself and just know that these digital assets are going to do well. Look at what institutions are doing. Look at what they're saying. My goodness, um, Brad just had a— he had an interview on mainstream news on Fox News. Like, when, when the headlines start coming in, these are the— you gotta watch for some of those signals, right? And so it's getting out to people, and you could tell, like, some, some of the people— a lot of mainstream news and traditional banks, they don't really understand digital assets. It's like think about back in the day trying to help somebody understand. I heard, I heard somebody say this, like trying to understand like what Wi-Fi was going to do. Like some people just can't, they don't get it yet, okay? These, these assets, the ones that are going to be utilized by institutions, they're going to do better than what you probably imagine. But I don't think that's the big part. I think the big part of all of this is emotionalism. So if you just do some safe things like I say dollar cost average, think long term, stay patient, figure out ways to make more income, cut back on your expenses. Right now I'm even again dollar cost averaging into iTrust Capital. Remember iTrust Capital, they also have silver and gold, um, and they're backed by real physical silver and gold. They also allow you to hold digital, uh, digital assets in the Roth IRA. I have XRP, XLM, I have, uh, HBAR. I have a lot of digital assets also within my Roth IRA. That is great for taxes. Max that out. I do have the link in the description. They do give you a $100 free funding bonus if you fund your account. They have a premium custody account also that gives you another layer. So it's institutional, uh, grade custody. It's a place where your assets are not just sitting on some exchange hoping that the glitches don't happen. Because when volatility hits, I think there's going to be a lot of glitches and people are going to be stuck. And if you don't have your money inside of an institutional-grade custody account with the ability to appreciate and earn yield, you're missing out on money on the table. Okay, so if you are serious about it, um, you got to build with structure. You got to do this ahead of time. And so I'm dollar-cost averaging so that I can put some more, you know, into my, these other accounts and some more into my, uh, cold wallet. If you don't have a cold wallet, please, um, get you a cold wallet, all right? I have a link in the description also for that, um, 10% Tangem. Open up your app, get your Tangem app together, move some money, and so that they are— because you have to have your emergency, you know, uh, crypto that you own. This is what I own, okay? Nobody else owns it, all right? So different accounts for different reasons, okay? Again, I try to— when I'm doing partnerships, I try to get like little, little deals and stuff for you guys. Um, and then my execution, you guys know, is on Caleb Brown. That's where I'm executing. Um, you know, straight fees. Like, I, I want to broke— I want a concierge-type brokerage when I take profit. And it ain't that $5, y'all, okay? Large amounts of money, okay? And if you are on exchanges and you're trying to take profit there Imagine what's going to happen when you're trying to move that profit to your bank account. You think you're not gonna get frozen and they're gonna say, wait a minute, why are you moving all of this money here? You know, so start planning. You got time to plan, all right? Also, the community link is in the description because it's not, it's not just about, okay, what assets do I pick? I know you, you guys ask me that. I will tell you that, but it really is about structuring your life around assets, okay? So we go through portfolios, we go through persist positioning, sizing, uh, risk. We talk about that. We talk about things like LLC structures, tax efficiency, how to clean up scattered accounts and build something very intentional instead of chaotic. Okay, I've just done a few more trainings on LLC strategy and tax positioning, so I'll be uploading that in my community. I'm always doing, um, more and adding value. I'm live with them every week. We walk through moves, we think through our decisions together, um, before they become emotional, because that's what happens if you don't have a plan. All right, and I also got my one-on-one in the link as well. All right, so I have those resources available for you guys. I'm just looking at the last of— yeah, and we got some people who love Caleb and Brown who, who's already invested. I'm making sure I didn't miss any. Um, I'll be back on Monday to answer some more questions. I'm going live, like I said, with my members. We'll talk about those assets that I have in place. But more importantly, we're going to talk about why. And, um, and you guys, even though I recommend, uh, Tangem, I like to put other cold wallet options that people recommend also, because the goal is not to get you to get Tangem just because I have a Tangem. No, I just want you to get it on a cold wallet. So Decent is also a good one, um, uh, very, uh, user-friendly. Uh, she says, I also have Ledger. Um, I'm sorry, Brian, I'm sorry, I saw, um, I think I see a girl and a guy on there, so I was— yeah, so, uh, Brian says, uh, but they were hacked and information was stolen. Okay, that's good to know. Not wallet address, but per— okay, personally, yeah, there was an email compromise too on Ledger as well. Um, I have Decent. I think Tangem might be a little easier than Decent, um, to me, because they just— everybody's kind of used to that like idea where you just tap the phone with the card, but I do have Decent, and I like Decent, and I recommend Decent. So you can kind of do your own, like, you know, and see what resonates with you. Um, I do have Ledger as well, and Trezor, and, you know, so I have different ones as well. Um, Ellipal, or Ellipal, I don't even know how to pronounce it, but I have it. Uh, the Titan 2.0 and the X. Um, so I gotta figure out how to pronounce it because I hear people saying it different ways. It doesn't matter, I have it though. All right, so, uh, I have different, um, wallets, but the ones that I've partnered with was Tangem, uh, because it's so easy for people to use and I've, I've known that people like them. So if you do choose Tangem, then the link is in the description, but there are other ones like Decent and Trezor that are also, um, just as good. Okay, um, and that's what we was just talking about, Ledger cold wallet. So I have the Stacks. I've had the Nano X also, a little old school for me. It's the USB that you got to plug in. I like the Stacks because it's digital. It does cost a little bit more. That's another reason why I do recommend Tangem is because it's affordable right now in February, before March Day. I think the regular price is $70, but you can get it for like $55 because there's like an extra sale that's going on right now. So $55 is pretty, you know what I mean, like cool for a cold wallet versus buying something that's, you know, $150, $100, you know, $200. Hex, you can put some of that money in your digital assets. So I want you to go with get something that's affordable and just keep, you know, keep yourself liquid as much as possible to accumulate these assets at, at this price. And, um, yeah, yep, I'm making sure I didn't have any more Super Chats. All right, y'all, so again, these prices in my opinion are still gift levels compared to where this infrastructure should be and could be and will be in the next few years. So my advice to you is, um, thank you so much. Before I leave, I want to check this out. Hello, this is my first experience with your channel and my first investment this year with my partner. Awesome. We recently invested in XRP and XLM using Arculus cold wallets. I love this. Thank you first of all for your generosity, and I love this. I love that people are getting invested in the digital world, you know what I mean? Like, I love it because I, I, I've studied enough to know exactly where this is going and what it's going to do for you and your future. Trust me, much better than just consumerism, just going out buying stuff, buying stuff. Let's listen, that stuff ain't gonna do nothing for your future. Let's, let's take some time, you guys, and build the positions that we need to build, build the structure that, that needs to be built, and build the freedom. Because in all of this, that is what you're building, is you are building freedom, and that's more valuable than anything. So I want you guys to continue on. I'm so proud of you. I'll be back on, like I said, Monday. And as always, I want you to stay wise Stay wealthy, and I'll see you in the next video. Peace out.