XRP Is Not a Stock—It's Infrastructure. Here's Why Banks Position It, Not Trade It.

Kamilah Stevenson argues XRP is infrastructure, not a stock. Banks position it as collateral and for derivatives, removing supply from markets. When macro events like rate hikes or regulatory clarity spike demand, that scarcity reprices the asset.
Chapters
Hey, it's Kamilah Stevenson, and around here we talk about wealth. And I personally can't talk about wealth without talking about XRP right now. All right, I am going to share something that is going to help you to finally get it, okay? And if you don't get it today, just keep listening and I'll help you to get it. All right, drop where you're from. I want to start with something very profound. I'm going to help you to understand the infrastructure of XRP and why XRP is the solution. Get your minds out of the whole situation of why is it only at— what is it at right now? Is it at a dollar? And, and all— I bought the dip. I bought the dip. You know, if you've been following me for quite some time, you would know that I kept saying I want to buy XRP under $2. Remember that when it was almost $3 and I felt like it was coming, it was going to come back down? And I've been waiting every time other than my Roth IRA. I have bought some a little over $2 for my Roth IRA, but other than that, I've been buying it under $2. And let's see, let's see, let's see, where, where is it at? I just want to see where it is right now. Let me know, did you buy the dip? I am so excited, y'all. I'm so excited and I just can't hide it. That's right, I'm excited for XRP. I hope you are too. Let's see, uh, XRP is at $1.85. All right, I picked some up today around a dollar, and I cannot see you guys' uh comments. I picked some up, so I gotta open it up over here. I picked some up around— all right, I picked some up around— I gotta look over. For some reason, since yesterday, um, or since Monday, my StreamYard is not showing me my comments, so I gotta look over at my monitor for my comments. Um, but I want to kind of look in the camera too because if people are watching the replay— but I will look a little bit here. But I do want to help to break this down. What's up from Phoenix, Arizona? Waiting on that $1.52. You know what, I got, uh, limit orders around $1.56, I think. Yeah, so I definitely, um, I've been waiting for it to come back down to me. All right, so It is what it is, but, uh, it's still dropping. Yeah, and it may drop some more. So what's up from Chicago, Atlanta? I cannot stand the fact that my, uh, that my StreamYard is not working. I gotta figure something out. I gotta reboot it or something. But anyway, uh, let me make sure I got my, uh, yeah, yeah, it's just not, um, it's not for whatever reason on there. All right, um, that's all right. I'm gonna look over here and look at some comments, but I want to help you to understand something, so I'm going to try to focus because for the sake of even who— whoever's watching the replay, I want them to understand what's happening with XRP as an infrastructure. All right, and so that is what I want to break down today. Let me give you a macro parable, okay? Because it is my job to help you to understand this thing so much so that it clicks. You understand it. You're not necessarily worried about the price because you understand the value of XRP. So let me just start with this. Let me, let me, let me start with this. It's an analogy, okay? If you— I'm sure all of y'all have been around someone who's pregnant before, right? Okay, I've had, I've had 3 pregnancies, 3 beautiful children. And, um, let's say everything is normal. You're trying to get on an Uber and you're trying to go from one spot to the next spot, right? And, uh, when everything is normal, you're looking on your Uber app, you're trying to figure out how you're gonna get a ride. And yeah, you looking at price, you're like, okay, what's this, what's the cost of this car? Okay, what's the cost of this car? Okay, so everything kind of feels normal. And really, if you're trying to get from point A to point B, um, and when everything's normal, then you are looking at price. Okay, but what happens if there was a moment of emergency, right? So what happens if all of a sudden you are, uh, let's make it real, real, okay, there's an emergency, so obviously the price isn't the name— the number one thing that you're going to look at. Let's say you're pregnant, your water breaks, you're stranded, your water breaks, you don't have anywhere to go. Or let's say, uh, your, your child is in the hospital, you got to get there, they just called you, something happened, they got hit by a car, whatever. Or if someone just— someone else, a loved one is in danger or whatever, whether it's your child, your mom, or whoever, right? If you are trying to get to wherever that place is, whether you're pregnant or whatever, let me ask you a question. Are you going to sit and look and try to look at, oh, what cost is this? Okay, well, let's see, that, that car is this, and you sitting there pregnant with your, with your water broke or something happened and your child is in the hospital. Do you, do you, or let's say you all of a sudden you, you get on your phone and you see there's one ride, right? It's a cheap ride. The ride is $5. No, let's say the ride is 50 cents. The ride is 50 cents. Have y'all ever been in an Uber ride for 50 cents? 50 cents. And all of a sudden, um, something pops up and say, hey, you can get this ride for cheap, but you might get there in 30 minutes, or you might get there in, in, in 5 hours. Okay, would you go with the 50-cent ride, or would you go with a ride that pops up? Let's say the black car pops up and it costs you $100 to get there. But it's telling you we are certain you will get there in 10 minutes. We are certain, right? And so if you're in a situation where there's an emergency, you are going to ask yourself, what is going to get me there fast? Um, what's going to get me there for sure? And how can I be certain that I get there? In an emergency, price does not matter, okay? Right? The value of something in an emergency isn't determined about by what it cost yesterday. It's determined by what it can do, what it can do when time matters. Okay? What it can do when time matters. Okay? Now let's give another, another example because I want you to, I want you to get this. So because I'm gonna connect it, you gotta get this. Okay? This, you, if you get this, you will stop looking at the, the $1.85. And nothing I say is financial advice. Everything I say is for educational purposes only. But if I was you, I would buy the dip if I understood the value of what this could be used for. And a lot of people don't know how XRP's price could go to the moon. Okay, now imagine this: you're trying to get across town, but there's a major accident. Every lane is backed up. Traffic is not moving. Okay, in a normal day A car is okay. Again, you're in a normal day, not an emergency, a normal day, you fine, you fine waiting or whatever that looks like. But in an emergency, um, in the— in an emergency, the car becomes useless if there's a bunch of traffic, right? Not because there's anything wrong with the cars, but because the environment has changed. The environment— catch this. So what becomes valuable in that environment Right? What becomes valuable is an option that can bypass the congestion. That can— I'm— thank you so much, uh, Islamis. I cannot, um, show it on the screen because my, um, my comments are not working, but I appreciate you. Thank you so much. The option that can bypass the congestion becomes the valuable option. Maybe it's a helicopter. Maybe it's an emergency transport route. Maybe it's a private service that guarantees your arrival. Okay, here's the key. The option will get repriced immediately, not because of any emotions or any fear or any greed or any of that, not because of hype, but because the demand for certainty just went through the roof. For those who don't believe that XRP could take off, and I'm not saying what it will do or what it won't do, in the timing— it will, but in the timing, an emergency will revalue the price, right? And so now hold that thought, because this is the exact same way global finance works. The exact same way. In calm seasons, the system can tolerate slow settlement, it can tolerate delays, it can tolerate inefficiency. Okay, but in stress seasons, liquidity shock, aka currency stress, aka Japan's reverse carry trade, aka the world don't need cheap, they need certainty, right? The world needs fast settlement, deep liquidity. The world needs the ability to move value from A to B without getting stuck in the traffic and the congestion. Because there's an emergency. This ain't about price anymore, it's about value. The value gets repriced because now it's more important because of the emergency. If your water breaks and you need to get to the hospital, you're not looking at price. Matter of fact, you would rather pay more price for certainty. You want to make sure that you get there. Why? Because of the devastation and what's at stake if you don't get there. When the system needs it, assets that provide that function don't stay priced like normal coins. I need you to get that. That is a possibility for those who don't believe that XRP could get to a certain price. Now it's going to get to a certain price anyway. We do need the Clarity Act, right? But in an emergency, that thing could happen sooner than you think. Okay, sooner than you think. XRP shorts printing. Is gold or XRP a better investment choice? I think they're both great investment choices. I'll, I'll explain that in a minute because I'm gonna explain it's not this or that, it's this and that if you ask me. I like diversification, so I have both, okay? That's me. Nothing I say is financial advice. Here's what I want you to understand about XRP. XRP is an asset, not a security. I want to remind you of that, and I think people still don't understand, so I need to really explain why XRP cannot be um, understood by a lot of people, um, who are trying to understand it, right? And the reason why— I'm going to tell you the main reason why. Thank you so much, Anita Moore. Thank you, I appreciate that. Thoughts on pulling from Roth or TSP to buy XRP? Um, my thoughts is that you get cash flow, you know what I mean? Like, uh, if you can get cash flow, I think that would be a priority. If you can figure out something to sell, um, don't go Christmas shopping, you know, don't decorate the house, whatever you need to do to pull back I would say because pulling from a Roth, like, I don't, I don't know if that's a great idea. Um, you really don't want to touch your Roth like that, you know what I mean? So, uh, XRP is an asset, not a security. I love it, Coach Bri, I love it. I thought I heard your voice. What platform do I use for Roth IRA? I use, uh, a few different ones, but I trust Capital. And I actually got a partnership, a link, the link is in the description I think they give you $100 towards your funding. So if you go through the link, you'll get that extra bonus there, right? And some of you all are saying the right thing is that XRP is not a security. So let me help you understand this because I think some people still look at XRP like a stock. And I know it. I know it because it's like, well, what do you think? The price is going down like this is a stock. This is not a stock. And a lot of people are looking at it like it's a stock. Subconsciously. They're subconsciously treating it like a stock. You got to understand, when you buy a stock— think about this— when you buy a stock, you are buying, um, exposure to a company, okay? So think about Amazon, Nike, Tesla. You're buying exposure to a company. This means that the value of the stock depends on things like who the CEO is. That's why when I'm buying a company, I'm like, okay, is this CEO smart or dumb? Is he— you know what I mean? Does he have innovation? You're looking at whether management makes good decisions. You're looking at earning reports and profit margins and debt levels and lawsuits. And even you're looking at competition, you're looking at cash flow, valuation metrics, the PE. You're looking at all of these things, right? And the reason why is because if any of those things change, the stock reprices. So it's connected to the company, right? The stock is a claim on business. XRP is not that. Do you guys understand this? Owning XRP does not mean that you own Ripple, you— that you're gonna benefit from Ripple's profits, uh, that you're exposed to Ripple's balance sheet, that you're dependent on Ripple's earning or debt. Ripple could have a great quarter or a terrible quarter, and XRP still exists. Because XRP is not a company, y'all. It's not a business. And when you're looking at the prices like this, it lets me think that you still think it's a stock. It's not. It's not equity. XRP is a functional asset. It exists to do something useful, not just represent ownership in something. So this is the key distinction that most people are missing. Buy to get discount, $187. Now's the best time, man. D, if y'all don't understand, it's the best time to buy XRP. I don't know what to tell you. Listen, there's a key distinction that most people are not understanding. Think about, again, infrastructure, okay? You don't evaluate a highway, a rail system, a bridge, a payment rail by asking how profitable the operator was last quarter. You evaluate it by asking questions like, can it handle volume? Can it move traffic efficiently? Okay? Does it work under pressure? Does it reduce friction when the demand spikes? Aka reverse carry trade. Okay, and there's some things happening shortly. I'm gonna make sure I'm good on time because I think the White House is supposed to speak now. I don't know if it's going to be a nothing burger or not, but we'll see, right? But that's how— and also don't forget that Friday Japan is increasing their rates. So we gotta figure Friday is going to be a big day. We got to look out for Friday. But listen, this is how value is created in systems, and I hope as I continue to speak that you understand that I'm unveiling the, the potential of XRP. Like, aha, I get it. It's not a stock. It's not supposed to be traded. It's not connected to a business. It's useful. They're going to use it. When the demand goes up, there's going to be a supply shock. They're taking it off the dark pools. They're taking it off the OTCs. It's going to hit the exchanges. You got all these ETFs. When you have the, the supply shock that happens, there's none available, then you have an emergency, then people have to like settle their debts, and it has to move with speed without any friction. It gets repriced because the demand for it is more valuable. It's more valuable. You're trying to get somewhere and you're in an emergency. You're not looking at, oh well, let me see what prices the Uber got. Okay, well, this one is $20. Why you sitting there almost bleeding your body out? Because you got a baby in your stomach. What's up, Miguel? I'm trying to help you to understand. So value shows up before price because usage requirements show up before the crowd understands what's happening. And I know the crowd don't understand what's happening. And this is why XRP has been categorized and treated more like a commodity or a utility asset than a security. Why? Because it's neutral, it's independent. Again, it's not a security, y'all. It's not Amazon, it's not Tesla, it's not Apple. It's not connected to that. It's not Ripple. It is designed to move value between parties who don't want counterparty risks. Buy the dip, like Sharika said. Buy the dip. XRP is a garage. Wow, teach this, little sis. I hope that you're understanding this because I want you to. I really want you to because I think so many people are gonna miss this wealth transfer, and I don't want you to. I really beg of you Do your research. This is not a stock. Now, once you understand that is designed to move value in that way, the price conversation starts to change and you do realize, dang, I need to buy the dip. This is, wait a minute, this not a stock. You're not gonna ask the question when you understand this, why hasn't the price gone up? You're asking, is the system moving closer to needing the asset at scale? And the answer to that, my brothers and my sisters, is yes. Yes and yes. Yes and amen, right? When the question gets answered, um, and we continue to keep trending towards yes to that question, oh, is it moving? Is it, is it moving closer to needing this asset at scale? Yes. Why? Because it's being taken off the, the, the, because of the supply and the demand is being taken. They're, they're, they're taking it off. The ETFs are taking it off. There's not enough supply. Is it moving closer? Yes. Why? Because there's something brewing in the economy, the, the reverse carry Every trade is starting to happen. Uh, what's going on with oil, right? What's going on? Is BlackRock coming out with an ETF that's going to take more supply off? We got to figure that out, right? Jake talks about that, by the way, right? And so is it moving closer to needing this asset at scale? Yes, it is. Why? There's an emergency that's brewing. The supply is— it— all of it is being taken off. We're gonna run into a problem. Almost like if there's not enough Ubers to come pick you up in the middle of a crisis when you need to get somewhere fast, all of the delivery cars start to reprice because of supply and demand. There's only a few left. They're not going to stay the same price, right? This is how long-term holders are thinking about this. This is how infrastructure is valued. It's not by price. This is why XRP is fundamentally misunderstood by people watching the charts. They watching it instead of buying the dip. This is going to be one of the greatest times that you could buy, even if it goes down some more. Greatest time. I got limit orders. I bought some today, right? XRP is being positioned. I want y'all to understand, and it's not supposed to be traded because I, I wanna, I wanna share this part too because it, it connects at the end. Now if you finally understand what XRP is, the next question is going to be, well, why is it being positioned instead of trading? Trade it. Why can't— why shouldn't you trade it? I'm gonna tell you why. Because this is where the behavior of institutions look completely different from retail. Retail is thinking about— you're thinking about price for different reasons. When institutions, when they identify an asset that is going to be required, not optional, required— thank you so much, JJJ. How do you feel about wrapped XRP on Flare Network? I— Flare Network, I'm okay with it. I actually have some XRP wrapped in Flare. I have, and I put it in a pool and it's making yield. Okay, now it is a lot to it. It's a lot that you got to do. I went through Bifrost, but it's a lot. It's a lot to it. Um, but I did— it gets locked up on the XRP Ledger and you can wrap it in Flare, and then you can use it and you can make yield off of it. You can create a shadow bank and you can borrow from yourself. You can lend to others, right? And so when institutions again realize, okay, they know already this is not optional, this is not optional, it's required. They don't trade because they know that it's meant for banks and institutions. They know that they secure access to it because in a stress environment, availability matters more than price. Y'all gotta get that. This is why XRP is being approved and used as collateral. Collateral assets serve a very specific role. They sit underneath the system. They support activity on top of it. They are not meant to be flipped for short-term, term gains. Once an asset is accepted as collateral, it comes off the open market. It is held in custody. It supports derivatives, lending, and settlement, and it is circulating supply its circulating supply starts to shrink. Okay, so what we're saying— and when I say we, I'm saying everybody who is talking about this, who understands it and is sharing their, their knowledge. Again, I'm trying to relate it. I'm trying to say it in a way that is very relatable and that can resonate with you. That's why I'm using parables, and I'm helping you to understand that XRP is not a security. They went through that court case already. This is not speculation, y'all. This is not hype. I'm not trying to hype y'all. I'm telling y'all the truth. This is structural demand. This is also why, again, derivatives matter. Derivatives are not, again, about hype either. They're about risk management, hedging, and scale. And derivative markets don't function on thin liquidity. We cannot have thin liquidity. These things gotta get on the book with value. They require assets that can handle large value, that can settle quick— quickly. It's a— it's used as collateral and don't introduce counterparty risk. Again, that's where XRP fits, you guys. When you combine collateral usage, derivative eligibility, when you, um, include institutional custody and long-term holding behavior, you're going to get something very important. You're going to get something very important. And I'm telling you, this price is a win. I was so excited. I'm so excited. Like, when I see XRP at this price, knowing what it is and what it's going to do, I'm super excited. You are, y'all. This is probably the only time you'll ever get returns like this. You can get in later, that's, that's fine too, but you're, you're never going to make returns like this. I, I don't believe it's going to happen again. And this is why institutions aren't trying to time the market with XRP. They are not waiting for a better entry. They are making sure sure that they have access, period. And this is why, uh, supply matters, okay? XRP, remember, is held in, uh, by institutions in custody and ETFs and collateral pools. We, we, we're telling you why the supply shock is going to come. Less of it is available for trading, and when demand continues to move forward while supply is tightening, the market doesn't ask for permission. It's going to reprice, okay? And this is the difference between an asset that's traded and an asset that's positioned. Somebody asked me, is Jake right? I don't know. What I do know is that if these things play out, I'm telling you how XRP can be repriced. And I'm not just saying it like from a place of my opinion or anything. I'm trying to explain to you how a valuable, uh, an asset that is not connected, that is not a security can be repriced because of the use of it. Because when it's needed, it becomes more valuable. It gets repriced, especially in an emergency, the same way things would get repriced if you get in an emergency. And let me just say this, let me just say this also, right? So it's— and again, I can't say if anything's right. I don't— I'll never tell you a timing. I'm not here. I don't Y'all know I don't ever even tell you guys a price. I'm just telling you it can be repriced at a high value. I walked through, um, I walked through this in a video, uh, of my reverse trade video, I think, of different— I even, I used even AI to try to come up with a brilliant metrics of it. So I'm, I'm not here to tell you a price prediction. I'm not here to tell you when the timing is. I'm not, I'm not that person, okay? I let whoever feels like they can do that because maybe they got information I don't have. I don't have that information when— but maybe when you're behind the scenes talking to people, you get information that other people don't have. So I don't have that information, but what I do have is the information to tell you how something as valuable as XRP can be repriced. That's not unrealistic, and I don't understand how people think it's unrealistic. The only people that think it's unrealistic is people who are looking at the price. Whether— I don't know when it'll happen, but it will happen once you get the Clarity Act and there's a— and the need for it opens up and it's starting to be utilized. Absolutely. Now the timing is up for debate. I don't debate those things. That's not where I am. But what I can do is I can present it to you in a way where you finally get and understand this asset and why you should not sell this asset. And because most people think that the wealth is going to come from selling it, it's not. It's not. Y'all are cutting yourselves short off of this. Real wealth comes from what an asset allows you to do. And this is where XRP is very different from what people are used to. XRP isn't just something you should hold and, oh, I hope it go up. I hope it— it's, it's something that can eventually give you options. Options like using it for collateral, earning yield, borrowing against it, rotating it into other assets, diversifying it without selling it, creating multiple income streams from the same base asset. That's a completely different mindset than, oh, I'mma buy low, I'mma sell high, and I'mma hope I get it right this time. I'mma time the bottom. When it's gonna go up here, I'mma sell here. That mindset is what keeps people trapped in one move. One move don't ever make you wealthy. It's what you continue to do with the profits from even the move that you made, if you want to get profits. But it's all about leverage. What's being built now, especially as DeFi tokenization and institutional rails as they mature, is the ability for one asset to become the foundation for many uses. That's the way I think about this. In the old system, money sat up in a bank. Okay, the bank lent it out, the bank made the interest, you get pennies. You get— man, I would never put my money in a savings account anymore. I probably get like a half a cent after 3 years. That's how bad it is. Okay, right. In the new system, you are the one supplying the asset. You can earn yield, you can decide when to borrow, you can decide when to deploy. You can decide how much risk you want to take. That's ownership. And this is where identity matters, y'all, because you can't build wealth with the same mindset that only reacts to price. That's what's happening. You have to think like someone who understands systems, timing, and function. That's what I'm here to teach you about. It's like running a race. If you keep looking back at the scoreboard every few seconds, uh, you know, what the price is, what the price— you're gonna lose your balance. You're gonna slow down. You're gonna burn your energy. You don't win by staring at where you were. You win by staying focused on where you're going. I know where things are going, and that's what I'm— that's— I'm not worried about like timing and what's the price. And I'm, I'm not a prophet, first of all. I'm not a prophet, okay? So I don't know, and I don't have a magic wand that I could just, you know— I know people have dreams and stuff like that, and, um, hey, God may give this revelation to people, but I'm here to explain to you the macro environment, the pieces of what it is, um, how it's useful, so you can stop looking at it like a stock. Thank you so much for your generosity. I see y'all. People always bring up market cap. Explain the market cap doesn't determine the value of XRP. That's right, y'all looking at market cap. A lot of these institutions, they don't even use the market. They don't use the market to, to buy and to absorb. Like, this stuff is coming off once it absorbs off of all of the, the OTC and the and the dark pools and the ETFs taking it off and they hit the exchange. I'm telling you guys, it's, it's a, it's supply demand 101, okay? But I don't see XRP as a trade, guys. I don't. I see it as something that can eventually support multiple strategies, not all at once and not overnight, but over time as the system catches up to what is being built. That's the way I see XRP. It is not a security. It is not a stock, y'all. It is meant to move liquid. It is meant to move value, cross-border fast payments, avoid the friction, speed. It is there to answer a problem, a solution. It is useful, okay? And, and it is, it is looked at as a commodity. At this point right now. If you do want to understand a little more about markets, technical analysis— because I do think you should learn technical analysis, there's a time and a place for that, right? Um, also risk management, how to, uh, how money actually flows between assets— then, uh, StockUp University is still running a discount. The link is in the description for that. It is an amazing program, okay? Amazing. It's going to teach you more than any university, any finance degree will ever teach you. I am always going back through the courses. And I mean, if you want to learn technical analysis, you gotta— you, you, you know, even though these macro events are not connected to the chart, learning the chart is really, really good. Why? Because you can make money. Okay, I made some today, right? I made some money, but I'm not in any long-term stock right now. As a matter of fact, I'm a bit liquid on my stock, and I got stop losses, right? And so, uh, but I did some scalp trading today. I'm in and out in like 1 minute. Because I don't want to hold anything just because of what's going on. Um, now if you want more than education, if you want execution and structure and guidance, that's where my program comes in. I am actively upgrading everything for 2026 because, um, what's coming, you know, it requires preparation and not reaction. Um, the price of the program is going to go up also. And so if you want more information to that, the link is in the description. Also, if you haven't joined the YouTube membership, it's only $3.99. Um, and for Android users, I think it's a little less. Uh, this week I walked through my personal XRP game plan, how I think about positioning, exits, uh, liquidity, and the next phase. It was profound. Ask anybody who was there, and those sessions are recorded. So even if you want to join and just watch them and learn, you're going to get real value immediately when you join, and you can cancel anytime. All right, but the insight that you're going to gain can change how you approach everything during this cycle. So you should check it out for sure. Uh, let me just look at a couple of the, um, somebody said Uncle Larry the bomb, and he is. I mean, I go back and look at— I'm going through the trainings over and over. It is, man, it's gonna set a strong foundation. He talked about, um, there's trainings in the crypto cycles, and he got experts that came on his, uh, you inside his university to add value. So he got the best of the best teaching you different parts too. So it's, it's dope, it's dope, right? Invest, invest. Highly demand, uh, that— or recommend that you invest. Welcome to the community, XRP fam bam. We got 24 hours into the carry trade, potentially unwise. Okay, so that's the last thing I'm going to say because, uh, we're going to get out of here and see what's going on with the White House. But, um, we are looking for Friday, uh, again, Japan, their interest— their rates are increasing anywhere from 0.25 to 0.75. So 25 basis points to 75. So we're looking at that again. We're trying to see what's going on with these ETFs with BlackRock. Uh, I don't know, um, but it's been mentioned. And, uh, we're still looking at some issues with oil. We're about to see what, what, what the White House is about to say. There's a lot happening that is not looking good. I'm looking at the stock market, it's already bleeding out, okay? I don't know if this is the beginning of it or if it's not. I don't know. But what I do know is it won't matter because at some point, um, what's gonna happen is gonna happen, okay? It's the timing. I'm not here to tell you the timing, but I will say an emergency basis, it's almost like, again, that pregnant woman needs to still get to the hospital. You still need to get there. But if you are not in a, in an emergency, if you're just like, oh, I need to go for a checkup or something like that, then you still— you— that's not an emergency, okay? You can still look and search and figure out which car you're gonna take and everything. But the moment your water breaks and your baby about to come out, all of that goes out the window. And then don't let it be traffic, don't let it be— then other things become more valuable, okay? We can get you there, you know what I mean? It's supply and demand, right? And so don't let all the cars be, uh, busy. Nope, nothing around. You going for the highest one. You don't— you would rather go for the highest one and get there. You're not worried about anything like that. And so that's where we are. Is there an emergency? Is— will the reverse carry trade unwind? That's the question. These are event— this is an event-based thing. And the truth be told, you know what I'm saying, SBI already got ties to XRP. XRP already have somewhat regulatory clarity because it has been, uh, ruled that it is not a security, right? Uh, we need to clear the act for everything else. We need the Clarity Act for the— for alt season. And when we get it, man, oh man, let me tell y'all something. This is about to be fun. This is about to be so fun when the time comes, okay? I'm patient though. I'm patient. I'm not— I'm not— I'm not an impatient person. And if you are, the only people worried about the price are the people who just came in. Y'all just— y'all just came in like in 2025, probably. You probably bought on top, so that's even more stressful. And it's just— you buy $3.50 and it's all the way down to $1.85. I feel you. I feel you. But guess what? If you bought at $3.85, shouldn't you buy $1.85? AKA dollar cost average. AKA, y'all, they want to understand until it's late. It's too late. I'm locked in with you, shorty. I love it, Coach Bree. Uh, you also get great content like Black Swan. Thank you so much, I appreciate that. I'm just looking through the comments as, um, the news are the new customers to the XRP rug pull. I guarantee you that people who not buying now at $1.85 gonna buy when it start going up. They gonna FOMO in because that's just how it is, y'all. That's just how it is. The greeting from— hey, what's up from Mexico? Buy that 50-cent, 10-cent. I don't care. I keep telling y'all, I don't care if it go to negative 500 million. I don't care if it go to zero. I might even got a limit order at 0.001 or something if it crash. I got XLM low. I'm ready for a crash. XLM, XLM is the same. I haven't got— well, you know what, in my membership I do go through XLM. I go through the connection between SHX, XLM, and XRP, and I break it down. If you join my membership, I have a video there that you can go see, but you— it's not unlocked unless you join my membership for $3.99. So you can go watch that video. I talk about the future of those three and what they're— they're, they're the same but they're different. And, and Stellar is copying everything Ripple has done. Um, with XRP. So I, I'm invested in XLM. XLM for the win, y'all. XLM for the win. Okay, um, somebody said that was so funny. XLM founder came from Ripple. Oh yeah, yeah, yeah, yeah, yeah, they, they, they, they copying everything. Okay, so, um, you on fire. Thank you. I have XLM and XRP. It's a good video. Yeah, it's a good video. See, check it out. Uh, yeah, hello from South Carolina. HBAR is a winner. I love HBAR. I got SHX. I've been loading up all of this stuff, man. Y'all, do y'all understand this is the greatest time to buy some of these utility— the ones you believe in, the ones you understand, the ones that you know are gonna have institutional adoption. Okay, let's be clear, I think meme coins are gonna tank to nothing, but this is a great time to buy. Nothing I say is financial advice. Everything I say is for educational purposes only. I would buy the dip. You are setting yourself up for the greatest wealth transfer that has ever existed, in Kamilah Stevenson's opinion. As always, stay wise, stay wealthy, and I'll see you next time. Peace out.










