XRP Just Became Institutional Collateral — This Changes Everything.

In this livestream-style update, the host (Speaker A) informs the community about recent regulatory developments that have positioned XRP as an acceptable collateral asset for federally regulated derivatives. The announcement, driven by the CFTC’s approval and the SEC’s non‑objection, together with DTCC’s settlement‑window changes, marks a significant institutional endorsement. The speaker explains in plain language what collateral means, how it will lock up XRP supply, reduce circulating liquidity, and potentially drive long‑term price appreciation. He also addresses the disconnect between news and short‑term price action, urging patience and a focus on fundamentals. Throughout, he reiterates that his remarks are not financial advice, provides educational context on derivatives, and stresses the importance of understanding assets before investing. The latter part of the video shifts to promoting his coaching and health‑wealth program, discussing mindset, emotional regulation, technical analysis versus wealth creation, diversification (ETFs, real estate, commodities), and practical advice such as liquidating personal clutter before selling crypto. He concludes with motivational remarks about patience, systems over willpower, and a hopeful outlook for the upcoming quarter.
Chapters
All right, let's get, uh, a little bit of an update for one of our assets that I know loves. All right, let's get an update for one of the assets that this community loves. I want to give a quick update for that. Uh, let me know if you bought the dip. XRP dipped down to $2 in— and, and the reason why I'm talking about this a lot is because there's so much activity and news around it. I got to keep you guys abreast, man. You know, this is something that I know my community holds and love, um, XRP. I have a lot, and so I want to keep you informed when there's major news and major update. And so I'm here to talk talk about that very, very briefly. Did you buy the dip? I bought the dip, um, for my Roth IRA. Uh, y'all know I'm waiting. I got orders under $2 for regular orders, but I did buy the dip for my Roth IRA, uh, at like $2.02 or something like that, right? Heck yeah, buy every dip. I, I definitely, I definitely, uh, want to help you to understand some things. What's up, uh, Shalom from Charleston, South Carolina. Thailand, Arkansas, what's up guys? Drop where you're from. I won't be long. What's up, Michael? Um, I just want to update you on some things that are taking place on Monday for XRP and why this can be a complete game changer. I mean, it's already been a game changer, y'all. I mean, but sometimes people get confused because the price action isn't matching the news. And so people are very, very confused, and I just need to help regulate you, you guys back to some stability and understand long-term what you're investing in, right? It's a setup coming, I'm telling you. I couldn't be happier. Detroit, what's up? Louisiana, uh, uh, uh, Charlotte, uh, let's see what else. Germany, what's going on? Um, or they said the Lord led me to, uh, XRP. There are noticeable a lot of Christians in the XRP space. That's so true. That's so true. Um, yeah, all right, uh, I don't want to— if you look back, let's, let's look at this. If you look back at the last bull run and compare this one, it's exactly the same. Yeah, I mean, you, you got a lot of, uh, very intelligent analysts that are showing this. All right, what's up from New York? Let me get into it real quick because I don't want to hold you, but I do want to— what's up from Los Angeles— kind of tell you what's going on because some people are not sure and they're not clear. What's up from Connecticut? Shalom everybody. First of all, everything I say is not, uh, is not financial advice. I'm not your financial advisor. Your investing is your responsibility. I have nothing to do with that. I am not telling you what to buy, hold, or sell. This is for educational purposes only. What's up from Mississippi? Thank you so much, I appreciate that. Uh, the— I appreciate that. All right, uh, let's go, let's go. It's some great news that— oh, like, like and subscribe if you haven't already. Like the video. I'm All right, XRP was approved as acceptable collateral for the federally regulated derivatives platform, right? Let me explain to you what's up from Michigan, why that is so important. And let me say that in plain English because I have different, I have a different group of people. Some people are understand the language and some people don't. Okay. So XRP— what's up from Florida? XRP was officially recognized as the kind of asset institutions can pledge inside the derivatives system. Okay. It's the same system that uses gold and US Treasuries. What's up from Oklahoma? FX pairs and other high-grade commodities. Okay. That is absolutely massive. I think Binomial, is that how you pronounce the derivatives exchange, is going live on Monday. With this. What's up from Phoenix? Um, let me say what the definition of derivatives is also, because I know I say words sometimes that people don't understand, especially if you're a beginner. Derivatives are financial, uh, contracts whose value come from another asset like stocks, currencies, commodities, crypto, interest rates. Uh, they're tools that institutions use to trade, to hedge, to, uh, to leverage, leverage positions. Okay, what's up, Roscoe? All right, so hello from Wales. What's up? So, um, this decision came from— let me talk about 3 different places that validated this decision, and I'll explain what they are. Okay, just so you can know. What's up from Ghana? And honestly, you should understand, you know, some people have bought cryptocurrency out of hype. And some people even have bought utility coins that wind up being great buys, but they still bought it out of hype, okay? And it can still be hype for you if you're not educated, and that's not a good thing. You really do want to invest in, uh, assets that you understand more, and that's why I try to bring it from an educational, uh, side, okay? And so I've This is why I'm explaining this, because I know a lot of you all own it, but I think some people own it just because, well, somebody told me I should buy XRP. Okay, and it may be, and it's going to be a good decision for you, but it's still hype if you're not educated. What's up from New York, Croatia? Wait, is that Croatia? Yeah, it is Croatia. Um, so, um, the decision for XRP, and I'll explain why it is very, very important. Um, and then, you know, I'm reading the comments, but I really want to explain this really quickly so you can understand Um, the decision came from the CFTC. What's up, Kimberly? Hey. Um, CFTC, and normally they only accept assets that are considered settlement, um, capable, stable enough, liquid enough, and institutional grade. Okay, so you don't just get listed there, uh, like for fun. They, they're not— they don't play games with that. And where it gets more interesting is the SEC did not object. Okay, they stay silent and their silence says something. Okay, uh, this is the first time that we've seen the CFTC, SEC, and the DTCC all move in the same structural direction with XRP. Now, I, I don't assume that you know what I'm talking about, so CFTC is the Commodity Futures Trading Commission. Okay, these are like regulatory organizations. Okay, so they regulate US futures, um, the commodities and the derivative markets. So if they approve an asset as collateral, then it's traded like a commodity-grade institutional-ready asset. That's amazing for XRP. Okay, and then the SEC is the Securities and Exchange Commission, so they regulate securities, stocks, investment protection, And if they stay silent on this classification, that silence is really looked at as alignment. Okay, what's up, Barbados? What's up? And then you got DTCC, the Depository Trust and Clearing Corporation. Okay, so when I mention those, that's why I'm letting you know the significance of this. And they handle almost all clearing and settlement for US markets. So if they change— and what happened was they changed their settlement windows. And if they changed their settlement windows, in, that means that the entire financial plumbing has been upgraded and they expanded settlement windows, the DTCC. Okay, so this is great news. This is an infrastructure week, it's been added. And I'm not saying that the price moves right away, but it is one of the biggest confirmations XRP has ever received. Okay, it can be used as a commodity, y'all. Okay, Now let me just explain what that means, because what a collateral for derivatives mean— when I say it can be used as a collateral for derivatives— what's up from Australia? Australia. What that means is when, when CFTC approved XRP as acceptable collateral, it— this is a deeper level, because what it means now is that XRP can now be used the same way— hear me out— institutions use gold and treasuries. Okay, so collateral, uh, means that the asset that you post, um, you can post it to back a position, of course. Okay, so, and you don't use low liquidity, low quality assets for that. You do not use low— you only use high quality assets. So that means that the asset has to be liquid, it has to be stable, it has to be, uh, settlement ready, it has to be institution rate, right? Not retail level stuff, y'all. It's high level market plumbing. Okay, right. So, uh, I said let me put that up there. Uh, most beautiful thing on the stock market right now. It's been more bought. Yeah, so, and they're buying them more. Um, so, and then let me just add this too. When people are asking about the price, just understand, when people are buying it on OTC and dark pools, it doesn't reflect, um, in on the exchanges. It doesn't reflect in the market, but at some point they run dry, y'all. Like, you just got— just be patient. Now with the collateral, the, the second thing is collateral assets must have real value and real reliability. So that means this is, this is what we're saying about XRP. Yeah, ISO 20022 compliant tokens. XRP, let me just put it up. All right, um, XLM, HBAR. So when you're thinking about buying, uh, coins, you really want to buy the ones that have utility base and real-world adoption. Okay, and yeah, this is what I'm saying is that, um, you said it perfectly— OTC and dark pools are going to get dried up very soon. So what does that do to supply and demand, you guys? You know what I mean? Like, um, so with XRP, by it being collateral, it also means that regulatory see it as, uh, safe enough. Okay, so if it feels safe, uh, it's liquid enough, it's trustworthy enough, there's trustworthiness in there, and it's structurally sound enough. That's what it means. Okay, and also here's, here's a great thing that you gotta think about. All right, um, XRP used as collateral gets locked up and not sold. Do you hear what I'm saying? It's the part that people is missing. If XRP is used as collateral, it's not trading, it's not circulating, it's not on exchanges, and it is effectively removed from the open market. And when circulating supply decreases while demand increases, then pressure is going to build on the long-term price, right? So, um, these also— it's a high-value derivative that's required for high-value collateral. So if institutions start using XRP heavily on derivative markets, the system actually needs— it's a need, y'all— it needs XRP to rise over time. You cannot— they Think about this. You cannot run a trillion-dollar derivative system on a low-valued asset. Do y'all hear what I'm saying? It's mathematically not— it doesn't scale, okay? And this is why gold had to rise before derivatives. Bitcoin had to rise before CME futures. Um, every collateral asset expands as the system adopts it, okay? So derivatives to collateral to settlement to what? Repricing to repricing, got it. This opens XRP to balance sheet usage. Okay, so, uh, institutions, again, they can now hold XRP, they can pledge it, they can lend against it, and they can use it in financial instruments. All right, so, um, anybody who's still talking about speculative coin is out. I, I don't understand. And again, everything I say is for educational purposes. I'm not here as your financial advisor. I'm just explaining to you how I see this in, in the— in the macro events that's unwinding. Okay, um, yes, I— because I want— if you own it, it's, it's just good to learn more about it if you own it, you know what I'm saying? Like, people here, oh, utility adoption— I think it's good to start understanding what you own, you know what I mean? Because it's just going to make you a more intelligent investor, and you're going to know what to do with XRP and Hopefully, if you understand the power and the future of this utility coin, you don't make a huge mistake and sell everything, you know what I'm saying? Again, I ain't telling you what to buy, hold, or sell, but you got XRP now being able to be used as collateral. We're talking about staking and yield and loaning it, and you know what I mean? So y'all, just— I just want you to understand that, okay? So now we're going to have XRP treated as a commodity-grade settlement asset. Okay, a high-value collateral requires high-value pricing eventually. All right, I'm not telling you what's going to happen tomorrow. I'm not giving you price predictions. I just want you to understand this, right? So, um, it needs to be priced at a premium over time. It needs to be. Okay, it's just that simple. This is long-term confidence, by the way, not short-term movement that we're looking at. And it doesn't mean that it's gonna, you know, go to the moon on Monday, or, or it'll pump instantly. I, I can't tell you what it's going to do. I'm just telling you the foundation that's being laid, and, uh, foundation is what determines a building's height. Think about that, okay? Patience pays. That's all I have to say. I'm just here to update you, and I believe, uh, I believe the, the first derivative mark exchange is, uh, going live on Monday. So we have 2 days, and, uh, I'm excited. How about you? How about you? Again, it's not financial advice. Uh, 2 quick things. I just wanted to give you a quick update. 2 quick things before I go. Uh, Stock Up University with Larry Jones, um, is still, um, he's still giving a discount, um, and, uh, we're kind of going over almost into like an early Christmas discount. So if you want to you know, master the charts, um, options, spreads, understand volatility, learn about all the markets, crypto, uh, use the code EARN. The link is in the description. Now, my community and my accelerator— I am restructuring my coaching program community even for 2026. So I'm making a lot of changes. It's going to be completely different. I'm hiring a few people, uh, new, new structure, everything, um, because the season— I really feel like that we're entering in, it requires clarity and structure and, um, and health and wealth. Okay, your well-being has to be— you got to be well to be able to, um, enjoy life and have great experiences with the wealth that you're building. Thank you so much, I appreciate that, Milkshake. So I'm responding, um, and, and Kimberly is taking notes as always. Thank you, I appreciate that. Um, so, uh, I'm doing a lot of changes, and, uh, if you want to get in before the upgrades and the price— the price will increase Um, so, um, if you want to get in before then, it is a coaching, uh, community. Um, we're there to help you to understand how to build your portfolio, make investments, reduce risk. Um, there's tax strategies that we're going to be going over. This is about really learning how to structure and build out your future, you know what I mean? Like, there are people who understand that generational wealth is a part of their future, and so That's where we're going, and you have to have the right mindset for that. And so it's a hands-on coaching program, uh, we got people who are understanding the markets, getting a wealth investor identity, and we are just absolutely killing it. I am a health coach, so, um, I am there also to make sure that you— your well-being is a part of your future and your success. You're not— I mean, I don't care how much money you got, if you wind up sick and you're in pain and you lack energy and, you know, you got inflammation and all this stuff going on with your body, you're not going to be able to enjoy life. You're not, you're not gonna— it's just not gonna happen, okay? So anyway, um, make sure you get in because, um, I just got through filming some more training for that. And so, uh, I am really invested in my community and, uh, I really want— I want to raise up, um, a group of people who, who's going to understand financial success and financial, um, intelligence, uh, for the next, you know, decade. I, I believe there's going to be more billionaires, more trillionaires than we've ever seen in the next decade. But we're also going to have more broke people and more homelessness and more poor people. Um, we're in a K-shaped economy. As these assets increase, trust me, inflation is going to increase. And I, I don't, I don't see— personally, I, I'll change my mind when I feel like, uh, there's evidence. But I personally think by 2027 we're gonna have some rough times ahead for some people. Some people will be like multi-millionaires and billionaires, and then there'll be the ones who were on the wrong side of the field because you want to keep buying stuff that's not gonna do anything special for your future. And one thing I said in my last video before I leave— and make sure you hit that thumbs up is that, um, one thing I said is that if you really gotta— if you really need some money or need to take profit to pay bills or whatever, consider selling the stuff in your home first. Consider selling your clutter, okay? Consider that, right? And so, um, we gotta come out of Babylon. That's right. Consider selling your gadgets and your shoes and all your plenty of junk that is not going to make you wealthy in the future before you sell the one thing that could lead you to generational wealth. Okay, consider that. I just want to just say that because some people are like, I'm struggling right now, I need money to, you know, buy things in your livelihood. And I get all of that, um, but let your assets be like a last option, you know what I mean? Like, you got clothes and tech stuff and probably dishware, and just, I don't know, just stuff. You, you may even have jewelry that you can sell. Sell your clutter first and let your assets be last, because when these things take off, you're gonna be crying, you're gonna be weeping, you're gonna be on your knees begging for a miracle, and that miracle has passed you by. The wealth transfer— sometimes these things can happen suddenly. Like, we've been patient but there's some things that may happen suddenly. Um, and I'm not saying like— I know long-term wealth accumulation is in phases, right? There's gonna be some phases to this, but sometimes things happen that will blow your mind, okay? People didn't know when, uh, like, um, XRP back in— what was it, 20— I'm not sure the exact year. I could have the years, uh, mixed up. Thank you, Nia. We gonna rock on Monday. I'm gonna have a, um, I'm going into my membership on Monday, uh, do a special training with you guys. Um, but XRP went from pennies to $3 and, you know, 80s. Basically, for every dollar you invested that year in XRP, you received $7,000 back. So don't tell me that crypto can't do miraculous things. We have seen seeing crazy stuff in cryptocurrency. Okay, so I just say that to say we don't know— we know long term that there's, uh, there's a lot of price appreciation that's going to happen. But you also got to understand there are moves that just happen and they— you just don't— you out, you priced out, you are completely priced out. You have to be in position early. So get in position and as much as you can, if you got to work some extra hours, if you gotta do whatever skill you have, if you have to Um, if you have to, uh, uh, Brianna— why do I feel like— who is this? Do I know you? Do I know you, Blackmon? Hey, new member. Um, do it, do whatever you do. If you got to work more, if you have to, uh, go on Upwork and do some freelance work, whatever you got to do, try your best to, um, use it as a last option. And I'm not saying— I'm not telling you what to do to do financially. I'm not your financial advisor. I'm just saying, if it were me, I would, I would work extra hard to make sure that I'm not selling away my future. Okay, um, so yeah, I do want to say that because I said it in my last video at the end, and I know some people don't get to the end of a video. So I want to tell you guys here who are here right now to do whatever you have to do. There are some people who sold some things and worked extra hard just to get a little income to invest at these prices. These prices will not always stay this way. Don't get discouraged. Don't be impatient. Wealthy— the, uh, the, the wealth is really— and I always, I keep saying this— it really is taken from the impatient to the patient. Be patient. And, um, yeah, see, we got somebody who said XRP ain't going up. And that's why some people are in this community, they like, people don't say that. And I say it all the time, yes they do. There's people who don't think XRP is going up. And, um, you're— you, you have a right to your own, uh, thought process with this. Don't buy any. Don't buy any if you don't think it's going up. I wouldn't buy something that I didn't think was going up. Um, but if, if we're right and you're wrong, you're going to be weeping. Uh, I can say that much. I can say that much. You're going to be weeping, okay? If we're right and you're wrong, you're going to be weeping, okay? I— to me, I think the risk is— the risk is more for people who don't think it's going up than it is for people who, who do think it's going up. I would, you know, if, if I didn't have any XRP, I would buy— I, I would buy $200 worth. I'll buy 100 XRP just because, you know what I mean? Like, well, you're gonna spend that $200 on Starbucks and food and other stuff that ain't going nowhere. What's the— why not put it in an asset that could potentially go higher, you know what I'm saying? Like 5 years from now. Like, even if you look in 5 years from now, why not? You're just gonna go spend that on some new shoes anyway. I don't, I don't understand the, the reasoning behind a lot of people. All right, I thank you so much for your generosity. All right, so as you see, um, there are people who think they, they're— and that's why I keep doing these videos, because those who do hold, I want to give you, um, some stability and some education, and I want you to know what's happening with institutions. Oh, by the way, if you don't think XRP is going up, I guess all of the whales and the people who are putting tens of millions of dollars and billions of dollars in XRP, I guess they all losing their money. And I would think that they would know something if they're putting all that money in XRP. I guess we all, we all slow, right? I guess we all slow. The institutions, the billions, the billionaires who get the news behind closed doors that you don't get, I guess they slow too, right? All right, um, um, and some people will have to be left behind on their own. That's all I can say. Right? So, but I don't, I don't, I don't shade. That's your opinion. Don't buy it then. Don't buy it. You know, you can buy whatever else you think is going up, you know what I'm saying? So, but this is why I give you the information that's happening, the infrastructure that's being built, the utility case, um, you know what I'm saying? Like, yeah, we're getting some, uh, some verifications on some high-level type stuff, right? So, all right guys, Thank you so much. Um, I don't, I don't do technical analysis. I do it in my— I do a little bit of it in my members group, and I do a little, and I do some in my coaching. All right. Um, but so, and let me, let me address this question too, because it's a really good question that you asked, right? Um, the reason why also, uh, I don't do a lot of technical analysis here is because I teach on wealth building. Technical analysis doesn't give you wealth, okay? Even day trading— and I day trade, by the way. I day trade, scalp trade, swing trade. I do leaps. I do. But a trader is— you're not going to get wealthy being a trader, you know what I'm saying? Like, there's a lot of traders that make money. You're not going to get wealthy being a trader. Why is that? Because wealth is not about money. Wealth is about mindset. And this is why you got traders that make a million dollars and lose a million dollars. This is why you got traders that gamble right? This is why you got people who get $10 million from the lottery and they lose it all. This is why you have basketball players and athletes that can get hundreds of millions of dollars and blow it. This is how you get Mike Tyson, who, who stated, you know what I mean, uh, I saw one of his live documentaries that, hey, I'm gonna show you how I got $400 million and I'm gonna walk you through how I lost $400 million. I sat there in Las Vegas years ago, and I watched a live documentary from how he lost $400 million. So I'm saying that to say that most people use technical analysis to make money, and I think you should learn the skill of trading, and I think you should get very good at technical analysis. But I do want you to know that technical analysis does not make you wealthy, your mindset does. And so this is what I really teach, but I do do a little bit of technical analysis with my members and with my coach, uh, in my coaching program. Right? Because I do want them to get better at it, right? It'll help them with better entry points. Thank you for the membership, uh, we gonna rock and roll Monday. Um, you get better, you, you get better entries. You just understand, um, you make— you, you're a better investor if you understand a bit of technical analysis. It takes time. You have to learn the, uh, the market, but you also have to understand macro, you know what I'm saying? The macro part. Because technical analysis cannot tell you where XRP is going. It's, it's not, it's not going to tell you where— matter of fact, technical analysis It's not going to tell you how much crypto would drop. How do I know? October 10th, over-leverage, you know what I'm saying? Nobody knew that, uh, that SUI and, and, and that was gonna drop 70%, you know what I'm saying, in like one— in 5 minutes. So I sat there watching the, the charts just tank. You could have never seen that coming from technical analysis. So, um, and I do keep a, um, yeah, I do keep an eye. I, I really love buying, um Good companies are underneath the 200 EMA. Um, so you do need basic charting, but, uh, it doesn't mean that you're going to be wealthy. I am an investor who trades. I'm not a trader who invests. There's a difference between being an investor and a trader. Investors will get wealthy. Uh, traders, you just got one extra school, uh, skill in your tool belt, okay? You know how to make money trading, but somebody can learn how to make money being an entrepreneur, being a content creator, editing, um, being a copywriter, you know, writing, uh, having, uh, writing books, you know what I mean? Like, uh, being a freelancer, whatever your skill set is, you can make money with that. But it's not about money. You can make money a lot of different ways, but it ain't about that. It's about how much are you able to keep, you know what I'm saying? How do you understand taxes? Do you understand, um, how to invest those assets into other assets, you know what I'm saying? Are you emotional? Um, do you still, even though you make a lot of money, you spend more than you make? Like, it's all of these different— are you a consumer? Do you have identity issues? Do you have trauma where you're trying to prove something to people and you want the applause of men? Like, those type of things will rob from your wealth. Do you have family that are toxic and poisonous and they're gonna suck you dry? Because soon as you get all your wealth, they're gonna think that you owe them something, you know what I'm saying? And you gonna fall under the pressure, you know what I'm saying, of having to buy everybody everything and get everybody a house and do all of this stuff for them until your money runs completely dry, like you see in all the documentaries, you know what I'm saying? So I'm telling you, there's— I like root, I like dealing with root issues. I come from the background of, um, of a health coach and reversing, helping to reverse, um, I work with people with chronic disease to naturally help them to, uh, reverse and reduce the risk of their chronic disease. I, I got to be careful what I say on YouTube. But, um, so I like root issues. And, and money don't stop people from getting wealthy. Their emotions do. Their nervous system do. Um, their trauma, their mindset is all of these other things. It's not money that stops you from being wealthy, it's you. And so you have to change you. And I'm good at that. I'm good at that because I come from a psychology background and counseling, and, uh, and I study neuros— uh, neuroscience I love neuroplasticity. I come from the background of studying the brain. I started off in Alzheimer's, um, and so I stick with my strengths in that. You know, there's a million technical analysis, uh, I, I learned from them, you know what I'm saying? But I do study them again. I do share them in my program, uh, for sure. But, um, there's so many other things, but that— there's so many other things that people are missing, and I try to give them the blind spots, and I try to get to the root of the issue. All right, so, uh, I wanted to explain that because I've had that question asked before. All right, all right, uh, the nervous system takes a long time. Now it does, I'm telling you, it is, it is, it is how you make decisions. I don't think people realize that it's all about your brain, everybody. It's all about your brain. So, um, yeah, yeah, yeah. Yep. All right, uh, so Bitcoin going up, all the alts going— well, right now, um, right now the alts are connected to Bitcoin. So yeah, like you see the same activity, and even XRP being connected, it has to decouple from Bitcoin in order for the price to go up. It has to decouple. So that's what we're looking, and I do think it's going to decouple because you have to have revaluation. Because even with the reverse carry trade Um, there are some assets that will revalue because of the reverse carry trade. There's— you— a lot of stuff will tank, but then you have some assets that are there to fix the issue, um, that actually becomes more valuable. So we'll see, we'll see. All right, I hope we have a great Christmas, uh, month. Um, you know, for me, I'm not— I'm not about time. I don't have a prediction, you know what I'm saying? And there are certain things that have to unwind. There are certain things that have to, uh, take place. And I'm just watching those things take place. And I will continue to educate you guys on the research that I'm looking into. And I'll continue to, um, you know, keep you up to breast with everything that's happening, right? So that's what I'm here for. And, uh, yeah, and I'm, I'm excited. I am excited. And I think some people— again, I keep saying it— they're gonna weep. They're going to weep. They're going to weep. I can guarantee you, I already know they're going to weep, right? We went all— and they're going to buy at the top. They're going to be in trouble. That's the human nature. Because all these people who was buying at $3.84, then when it come all the way down to, you know, $1.89, they don't want to buy no more. Like, it's so weird. It's weird. You know what I'm saying? We all the way under $2. If you're willing to buy an asset at twice the price? Why wouldn't you be willing to buy it at the— if you're willing to buy it at the top, why— it's like, does this make sense, y'all? If I'm buying Apple, why am I buying Apple at all-time highs? And then if Apple pulled back 50%, why would I not want to buy Apple at 50% down if I'm buying it? Like, that doesn't make any sense, right? If I'm willing to buy that top because it's that good, then I'm going to be willing to buy it when it drops too. You know what I'm saying? Like, it's, it's, it's simple, but it's emotional. It's nervous system. It's like just the fear. And the fear is very high right now in the markets, right? But this is what makes the people who grow wealth over time. They buy when people are fearful. It's the same simple instruction. It's just simple. It's that simple. They buy fear and they sell greed. And most people are going to buy greed and then they sell fear. And then when the greed come and they're selling their greed, they're gonna squeeze the price up even more because they just— they just— that, that's, that's how it is. All right, that's how it is. All right, um, awesome for you, um, getting that extra 500 XRP. Um, I'll continue to buy in my Roth IRA because this is tax-free money that I am loading up on. Uh, buy fear and sell the greed. It's very, very hard to do. You have to regulate your nervous system. 'Cause I ain't gonna— I'm not— I'm, you know, like when I saw them prices just crashing that day, like it does hit you, you know what I'm saying? Like you're human, you know, but you got to say stand down, be patient, breathe. You got a long-term plan. Once you got that plan in place, you just stick with it. You understand the plan, right? And that's why you need plans and you need systems, right? Because we don't rise to the level of our willpower. You may say I'm not gonna sell, I'm not gonna buy, I'm not gonna buy at the top. I'm not gonna sell it. Like, you may try to do all of that, but y'all, what you got to understand is we don't ever rise to the level of our willpower. I'm gonna go to the gym tomorrow morning, I'm gonna start— we never rise to the level of our willpower. We fall to the level of our structures. That's— it's just that simple. We don't rise to the level of our willpower, we fall to the level of our systems. So have the systems and the structures in place to uphold you, all right? And then you'll be able to activate that willpower, because you're not going to do it with willpower alone. You got to have systems and structures in place, like almost like the, the support and resistance. You got to have that support in place, right? You're gonna fall to that level. It's not about rising to willpower, it's about where you fall to. And listen, if I got my structures in place, I got a good solid point that I'm standing on, and I ain't going under. Amen. All right, I'll see you guys. What do I think about ETFs? I like ETFs. I got a lot of ETFs, um, in my brokerage account. Um, I think they're very safe, um, and, uh, they're not as volatile. So yeah, it's a lot of market manipulation that's going on right now, um, and we all know that. But at some point, uh, they're loading up to make their— they, they want their money too. Um, so at some point the manipulation, uh, they, they bag up and they get their money, you know what I'm saying? Because because they wanted to go higher too. Um, some people don't like ETFs, some people are all in on crypto. I like to be diversified. I like real estate and silver and gold and all type of commodities. Um, so I like to hedge myself, you know what I'm saying? Like, I like diversity, but I have a lot of ETFs. Okay, thank you so much. I appreciate this, guys. Thank you, thank you. And yeah, I got to get some Kron. Uh, that's the one thing I don't have. All right, um, I appreciate you for being here, just, uh, kicking it with you guys for a second.. And, um, yeah, emotions is 90% trading. It is, it really is. And I think we gotta know that. Um, all right guys, you guys have a beautiful Saturday. Um, what am I about to do? I'm about to eat. Okay, I'm about to eat and prepare myself. I have to be in bed early tonight because I have my— my daughter has a cheerleading competition, so I have to be up at 5-something and, um, make sure that she's good to go. All right, what's up from France? I'll be back on, uh, uh, Monday. All right, so you guys enjoy the rest of your, uh, day. I hope you guys get to do something extremely fun. Treat yourself, you know, have, have fun, enjoy life. Um, I think we're gonna have a beautiful month, and, um, and, and I think we're gonna have a beautiful quarter one of next year. All right, guys, keep making wise decisions. I'll see you next time.










