XRP Price Predictions CONTROL You — And You Don’t Even See It
In this live YouTube session Kamilah Stevenson addresses the community’s frustration over missed XRP price predictions, explaining the fundamental difference between a prediction (an opinion without guarantee) and a promise (a binding commitment). She argues that anger over unmet price targets reveals how much investors have outsourced their financial peace to others’ forecasts. By developing emotional intelligence, recognizing expectations as self‑created, and building personal conviction based on deep understanding of the asset’s fundamentals, investors can avoid being shaken by timeline misses. Stevenson also shares practical advice on crypto asset management—using Roth IRAs with iTrust Capital, custodial accounts like Caleb & Brown, diversification, and tax‑efficient gifting—while emphasizing the need to prepare for an upcoming economic crisis. She weaves in personal development themes, spiritual perspectives, and community standards (e.g., “red flags”), urging viewers to self‑reflect, increase self‑awareness, and take responsibility for their financial decisions.
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Hey, it's Kamilah Stevenson. Around here we talk wealth. What's up? I see you already in the chats. Uh, let's see, North Carolina, what's going on? I see Israel. Yes, I love to see that. The description sounds interesting. It is interesting, and it's going to get even more interesting. So there's something I want to address today. And I'm gonna probably smile through it. What's up from Jersey? Hey Dwayne, what's going on? What's going on? I see you guys all in the chat. Much respect to all of you all for being here. Canada, Jersey, uh, let's see, Pittsburgh. What's going on? Hope in a desperate world is hard to ignore. It definitely is. What's good, Andrew? All right, we are going to, uh We're going to talk about some— something very interesting, and I've been wanting to address this for a very long time. ATL, what's going on? And I get a lot of questions about this. What's up from Peach State Houston? What's up? After I leave this, I am going— leave this live, I'm going to hop over. What's up, Mommy Wolverine? I'm going to hop over and I will be talking to my members, uh, about a few more moves that I'm making and how the wealthy prepare for crisis, uh, how they prepare before and during the crisis. Because even if the news has not gotten up to date with everything, I still think we are in some very uncomfortable times, and you have got to get ready. What's up, J Positive? What's up, XRP to the Moon? I believe it will go to the moon. Brentwood, Long Island, New York. What's up? All right, I'm going to address something today that I think is very, uh, critical. And the reason why— and I will get to the chats, but I really got to get through this. I do, uh, because I haven't— I mean, of all the questions that's asked, I'm telling you. What's up, Marcia? I love it from Germany. Um, uh, I see, uh, Akash from Germany. I was trying to say what's up, Marcia. And what's up from Germany. Um, new member, big love from UK, what's going on? Thank you so much, I appreciate you guys. Um, like the video and go ahead and subscribe if you have not already. Share this video with someone who needs it. We are again going to get into it because I have not— thank you so much, William, you have always been so generous and I, I love that you are always just giving and here and learning. All of you guys, y'all are amazing and I could not have this community without you. I get a lot of questions on price predictions and people who've made price predictions, and I see the comments and I see the anger after certain price targets have not hit, and I see people calling out names, and I see people calling other people frauds and saying that they were misled. And I want to address that because I understand the feeling, but I also want to say something that most people in this space are not going to say because it's uncomfortable. And I want to be honest with what it means when you wind up angry about price predictions. And if you stick with me to the end, I think you're going to see yourself very differently in this situation. Um, you'll, you'll be able to analyze a lot differently where you are. Um, emotional intelligence is the hallmark of success, and I guarantee you that if you get a little bit better with your emotional intelligence every single day, you are destined for success. And that shift is worth more than any price target hidden on a schedule, I promise you. Let me say this again, like the video and subscribe because we're going to get into it. I want to say something up front, and I want to tell you that this conversation is not about any one person. It is about the psychology of every investor who has ever outsourced their conviction to someone else's confidence. And what I'm going to share is not just going to change how you think about price predictions, it's going to change how you think about every area of your life, whether, um, you've been thinking about your relationships or— I mean, this pattern that I'll talk about, it shows up in everything. It shows up in investing, in business, it shows up in, like I said, your relationships. It shows up everywhere. And we're name it, we're going to examine it, and then we're going to leave it behind because our future has no space for it. Okay, and when I walk you through this, you'll be able to identify it, and if it's been you, then you can make the shift that's necessary. But I guarantee you that we all need to take time to give ourselves some self-reflection and figure out why we feel what we feel. What's up from Jersey, Catherine? All right, um, and so we are going to get into it, and I think you will be um, excited about where we're gonna land. I don't get mad at price predictions being low because, uh, that's more time to buy. And you know what, but it's all about how you think about it. And I love that you think about it this way, um, Washington3943, because everything is an opportunity. It doesn't matter which way the world goes, everything is an opportunity, okay? So, uh, we gotta— and we— and it's the way we see things, it's perspective,, right? And a lot of people don't have the right perspective, okay? So what's up from France? I love it. I'm just an impatient per— person. That's okay. A lot of people are impatient. We just learn it every day, how to become more and more patient, all right? Sorry, I was running late. What's the cheese? Nothing, we, we just getting started. Let me walk you through something, and I want to start with something that sounds very simple, but most people never think through this clearly. And we're going to start right here, and I will get to some more of the chats, don't worry. I have to get through this. What's up from Nigeria? I love to see this. Houston and Colorado and from all over the world. Let me make a statement. Like the video right before I say it because it's a good statement and you're going to learn a lot about this statement. There is a difference between prediction and a promise, okay? A prediction is someone sharing their analysis of where they think something is going based on the information that they have right now. It is an opinion about the future. It carries no guarantee. It cannot carry a guarantee because nobody controls the future. And what I'm telling you, if you just take this in, you will— it will change your life. It will change the way you're looking at this present moment and the way that you look at your future. A promise is a commitment. Someone says, hey, I'm gonna do this, I'm gonna do that, and they are accountable to that particular outcome. Jake Claver gave predictions. Okay, why am I talking about this? I'm gonna tell you once again, because a lot of people ask me about it. They ask me what do I think about the predictions and what happened. And, um, and not only that, I saw a lot of people so angry. I'm telling you, when New Year's Eve hit, I got in my bed, I took my little popcorn out, and I was quite honestly shocked at the expressions and the— how people responded. And I, I couldn't understand it, but I've sat on it for some time. All right, what's up from Zimbabwe? What's going on? Right? And so I know a lot of people were upset, but let me help you to understand something, because if you learn the principle that I'm going to explain to you— I'm all about, uh, self-development, by the way, if y'all didn't know. I just market it as finance. I used to market it as health, but I'm all about growth and personal development if you really pay attention. Okay, so, um, and yes, uh, Brandy Bears gave a lot of people— have given predictions So, and it's not about one person or whatever. This isn't about Jake, by the way. This is about you. But I'm giving examples because I see how a lot of people responded to it, and I want to give my, my clear wisdom on this, okay? And if you stick with me, you'll understand what I mean, and, and I think you'll see a path forward, all right, um, that, that stabilizes you. So there's a lot of people who give predictions, but I don't know if I've ever seen anybody get as mad at one person as I have uh, Jake, um, you know, and a lot of people— and I have to give this caveat— there's a lot of things he said that has come to pass, okay, right? So we got to look at all of it, but I'll walk you through this so you can understand it. And, and this isn't— I'm just helping you to understand. I, I'm taking a very objective approach to help you understand where a lot of people went wrong, because I'm going to tell you, I don't think he went wrong. He gave a prediction like anybody else. If people get predictions, are they wrong? Like, like, I'm talking about in a, in a righteous type of way. Like, does that make you a fraud? Now, it's other things you can say about people that can make them a fraud, but does a prediction not having the right time and make somebody a fraud? I don't think so. Let me say something. He gave a prediction. He did not give a promise. Nobody in this space can give promises about price targets and timelines because nobody controls what happens in global financial markets. Not Jake, not me, not anyone. So here is the question that I need you to start recognizing. For a lot of people who— because again, I get this question a lot in the comments on the lives, I do get a lot of people angry. And listen, I just want you to just, just take a moment, step back, and hear what I'm saying, okay? If what you received was a prediction, and it was, then how did it become a contract in your mind is what I need to understand. Because that is what happened to a lot of people. Somewhere between hearing a price target and holding your position, you transformed someone else's analysis into a personal guarantee. You created an expectation. And if it's not you, just understand— and a lot of you, it's not you— but just understand this is, this is how it is, okay? Somewhere you created an expectation. And this is why I always say, hey, manage your own expectations. And don't worry, I'm going to get to the Super Chat, so I haven't forgotten about any of you all, right? And then what happened was, after that expectation, your reality, it didn't match that expectation. And then you held the person who gave you the analysis responsible for the expectation that you created. Your expectations are yours alone. This is not Jake's fault, y'all. This is not whoever's fault. This wouldn't be my fault if I decided to say I'm gonna give a price prediction. Now, I don't— I'm not that confident in, in the technical analysis and, and all of that to be able to do that. So I don't do that. I, I give signals. Y'all know how I work, right? So I don't do price predictions, but I, I know where things are headed. I know what direction they're going. I can guarantee a little bit of that. But that's a very human thing to do, like, as far as like predictions or timelines, you know, we all kind of do it. But understanding that You did it. And under— I would just say, like, understanding that you did it is the beginning of the real conversation. When I say you did it, you made that expectation. That's the beginning of a conversation and a conversion and a transformation into the person that you need to be to solidify yourself, to make sure you are making righteous decisions with your finances. Okay, think about how expectations work in your own life. And I, and I've been, I've been talking about expectations for a very long time because at the end of the day, even in a relationship, you should not have these— that, you know, expectations even in a relationship makes things contractual, okay? Like, you know what, I'm gonna just give you an example. You know, you got to pay your rent every month, you got to pay your mortgage every month, you got a contract with the bank. It's an expectation. And If you don't do it, there's penalties. And if you do do it, there's no thank you, right? So imagine that type of contract even being in a relationship with a spouse or your friendships or whatever. Imagine the expectations that we put on each other. We put them into a contract because when we have expectations, there is no thank you for when you do it. And if you don't do it, we all up mad and you know what I mean, like cussing you out or whatever, however people respond to, to their expectations. Some people were cussing Jake out. I saw it with my own eyes in the comments, right? And because they're upset about it, and I'm going to explain what that— you— how that— how you can learn a lot about that from yourself. But imagine how relationships work with expectations. I don't think people should have expectations like that in relationships. What I think they should have are desires. And what you do in a relationship when you're a mature adult is you express and you communicate your desires. It doesn't mean that they're going to happen, but if they don't happen, you don't treat it as an expectation. You're a little bit more grateful because your bank is not going to write you a thank you letter every time you pay your mortgage because you're under contract. And some of you guys have put these people who do price predictions under a contract, and that's not fair. Right? Think about how expectations work. If you even go to a restaurant, you go to a restaurant, the food take longer than you expected, you get frustrated. Did the restaurant promise you a specific delivery time? Well, if they did, I get it, but most likely they did not. You created an expectation in your mind based on the past experience, and when reality didn't match that expectation, the frustration arrived automatically. It's just something that happens. But the restaurant did not create your frustration. Your unmet expectation did. I need y'all to see how this works in life. Now apply that to a price target for a digital asset or a stock or whatever you want to go up, because some people get— I've heard, uh, financial people say, you know, when I told people to invest in this and it skyrocketed, they love me, and then when it went down, they got upset. And, you know, but digital assets is one of the most volatile and complex financial environments in modern history. If you did not know, someone says XRP could hit $3 or 3, uh, $3, 3 figures, whatever, by the end of the year. Okay, you hear that and you hold your position with that number in mind. Okay, cool. The year comes and the end of that year comes, XRP didn't do the 3 digits. Okay, the frustration is going to arrive. Okay, but where did it come from? It came from the expectation you built around somebody else's analysis, not from the analysis itself. And this is what I want you to examine when we're thinking about this, because some people have gotten out of XRP because of that. They're like, I am done with this, I'm done with digital assets, I can't take it no more. Okay, you're gonna miss out on the wealth transfer, you'll miss out on the blessing. The analysis may still be directionally correct. That's what you haven't lived long enough to figure out. The infrastructure being built around XRP, it didn't disappear because the timeline was off. That's what I'm like, why are people so— if anything, you got more time to get in. We got the SWIFT connection. I just did, did a video on that connecting to Thunes to Ripple. That's all real. The OCC National Trust Bank Charter, that's real. 100+ banks in test mode, that's real. Um, the Clarity Act moving through Senate. That's real. None of that changed because a price target didn't hit by a specific day. I need y'all to understand that, right? But if your emotional response to the missed timeline was strong enough, if the anger or the fear or the doubt is loud enough— and for some people it is— then you may have made a decision about your position based on an unmet expectation rather than based on the actual state of a thesis. That's why I educate you guys. Okay, and I need you to understand that is a very expensive mistake that has nothing to do with Jake. Okay, and even if it's— even if it's an educated guess of, okay, this is what I think it'll go to, it is what he thought it would go to at that time, and he had reason to believe that. But that doesn't mean that because it did not happen that you should be so overly angry at the timeline of that. Right? That has— what you're dealing with had nothing to do with a prediction that anybody said, because believe it or not, a lot of people gave predictions, y'all. I don't know, like, one person is targeted, I get it. A lot of people gave prediction, but it again has everything to do between a prediction and a promise and the expectation that you built in the space between the prediction and a promise. There's a difference. Let me go to the chats because I do want to get to some of these, uh, Super Chats, and then I'm going to finish, uh, saying what I got to say. Thank you so much, William. I appreciate this. When you get a chance, I have a quick question. I'm sending up, um, sending up my Roth IRA with iTrust, setting it up and set up an account with Caleb and Brown. My question is, should I use Caleb and Brown custody account or should I use iTrust? It depends on what you're doing. Like, for me personally, I do use iTrust Capital for number one, my Roth IRA, to put and hold assets in there. Because remember, you guys, And if you all don't know, the link is in the description for iTrust. If you put your— if you buy your assets in that Roth IRA, then when they appreciate, you do not have to pay taxes on it. And I think it's a smart idea because of the asymmetry movement that these digital commodities are going to make over time, right? And also there is a $100 funding bonus. So some of you all know that because you are able to get that when you open up your account.. But that's just something that I add to my position and I accumulate to my position in the premium account. I am long-term minded. I'm only buying because I want to build a position to at some point see if they, um, will roll out, uh, yield products. They already do have staking, like if you have, uh, Solana and Ethereum, so you can already make passive income off of that, right? And then also USDC coins, and they also have ROUSD. Um, uh, my Caleb Brown is where I execute. So I have my limit order set there to sell, uh, as XRP scales at higher prices, which I believe it will. Okay, so again, not a price prediction, but I know that it will grow over time. Okay, and so, um, anyway, thank you so much, William. But that, that is, uh, what I will say to that is that I take my, um, my execution orders like almost like I replaced Uh, Caleb and Brown would like the exchanges. By the way, somebody else in my group today said that they had their crypto on Uphold and they could not take it off Uphold. They could not move their digital assets into their cold wallet, and they— there was not— there's basically nothing they can do. They've been back and forth with Uphold. Again, an exchange issue, because that's what they can do. You're on their books, they owe you the crypto, you're the creditor. So I keep saying get it off the exchanges. All right, um, so hopefully that helped answer that a little bit. And thank you so much, you, you've just been so kind. For their custody account, uh, or are they the same? I was thinking iTrust for my Roth IRA and Caleb Brown for my custody account. Yeah, but you know, Caleb Brown, yes, they can, um, custody and you can hold your crypto there as well and again take limit orders there. I, I don't, I, I don't sell— you can, um, trade in iTrust Capital, by the way. Don't, don't get me wrong, they do trading 24/7, right? So you can, but I'm more long-term minded with, um, iTrust Capital. Like, they're a retirement brokerage account, you know what I mean? So this is slow, smart, um, hedge yourself money, put it away in a Roth IRA. If it's in a premium account, long-term minded, it's closed loop. So it's not something— either you want to sell it, yeah, but it should be something that you're looking to maybe make passive income off because you can stake your assets there and start making money right away, you know. So it's more of the long-term passive income kind of, um, road that I go down with iTrust Capital. So that's why I love it, especially the Roth IRA. Um, Caleb Brown, again, it's like replacing my— the exchange, because all the slippage fees, the, you know, the spreads on the exchange, the freezing, the, oh, I can't get my assets, you know, uh, when the volatility hits, I couldn't get in none of the exchange, uh, exchange accounts. I don't like that, and I said I would never deal with that again. Uh, I couldn't even make, uh, the orders that I needed to make when I needed to make them. Uh, with Caleb Brown, you have a broker that you can talk to. Your order will always go through. Uh, when the exchanges freeze and stuff, you can— hey, I need this order to go through. It's dropping like it's hot, and I need to scoop up like Pac-Man all of these digital assets when they get to the bottom. And if they go, um, crazy or whatever— and we've seen it even in a real town, even in a speculative phase, uh, something can 10x, 20x, go 1,000%. That ain't nothing. We seen Shiba Inu go 90% in one day.. So they can go crazy, you know, that's just digital assets and I want to be able to move when I need to move. So hopefully that is, um, helps you to— and helps to answer your question. I'm just going through a couple of these. Thank you so much, Christopher. Uh, you're one of the smartest in the space. Why would you, uh, give any entity your crypto prior to institutional having clarity? They paying y'all real good, risky. Uh, no, it has nothing to do with that. As a matter of fact, everybody knows that I was using iTrustCapital even before we became partners, right? And so, um, that was something that I was telling people to do anyway. Why? Because they have a Roth account. But everybody is different with what they feel safe doing. Um, it just amazes me that some people don't want to put their crypto in a brokerage account, but they put stocks in a brokerage account. You use Vanguard, you use Robinhood, you use Webull, you use Charles Schwab, you use Fidelity. They're brokerage accounts, right? So The same way that you would trust them to hold your stocks. Nobody thinks like, oh, my Amazon, I'm giving up my Amazon, you know, the control of my Amazon. So it's the same thing. And again, it's not like— I believe in sovereignty. I believe in a cold wallet. I believe that you should have control over your crypto. But why, why wouldn't you put a little bit away? Why not a little? Why not some in your— first of all, you have a cap for how much you can put in a Roth IRA. Why not put something that's going to have asymmetry movement and, and be in the ground, on ground level with digital assets, why not put that in a brokerage account, even if it's a little bit of it? Like, that, that, that's not a, that's not an unwise thing. Also, Christopher, what do you tell people who don't like to use cold wallets? Do you just tell them like, oh well, you can't get in crypto, and that's it? You know, so there's options for different people, and there's different things that make different people feel safe. I personally, I'm telling you guys, I don't feel safe with everyone— every last bit of my digital assets in all cold wallet. I don't feel safe like that, okay? I use— I even use, um, hot wallets. Um, I have some of my crypto and hot wallet. I don't like having everything all in one place. That's— that scares me. I don't like that because I have seen— have we not seen people who lose $3 million worth of XRP in a cold wallet? Have we not seen that happen? Like, if this person who lost all of this crypto in one cold wallet— maybe if they did have some stored away in an institutional brokerage account or a Roth IRA or premium account or somewhere else, that would put them in a better situation and they would lose everything. Unfortunately, even someone had to, you know, wind up unaliving themselves because they lost all of their crypto in a cold wallet. I believe in a cold wallet. What do you tell people who don't feel safe? Do you tell them just push all your energy into, uh, you know, you try to push them into something that they don't feel safe doing. Well, no, you know. And then also you got to understand too that your family is more likely to be able to get access to a brokerage account than they are a cold wallet. So why they trying to figure out the cold wallet stuff? Why not have a little portion away in some— in, in a, in a tax-free account? People put silver and gold in tax— in, in, um, uh, retirement accounts and stuff and hold things off involved. So everybody is different. If it's not for you, it's just not for you. I'm only telling you what I'm doing. But this hasn't any— this has nothing to do with being paid. Because if you go back and listen to my videos before I was in partnership, I was giving you links, telling you guys, hey y'all, y'all need to put some of this away in a Roth. And people thought I was talking about ETFs, and I said no, actual spot coins. So I wanted to address that because I know a lot of people are maximalists and they just want all of this stuff in a cold wallet. That does not work for everybody, and it's definitely not going to work for me. And I don't care if I was in partnership or not. Again, I was already invested in a Roth IRA before. That is something that I would do today, tomorrow, and next year, and that's something that I recommend. Now you can agree or disagree, but, um, I think it's smart. And, um, I like diversity and I like safety and I like hedging. All right, uh, so, uh, it's not a— XRP is not a beast system. Okay, let me make sure I didn't miss any more of the Super Chats because I want to— oh yeah, I'm going to get to some of them. Thank you so much. I, I appreciate this. Blessed forever. Um, all of you guys who are donating, uh, even Hurricane Katrina can't get rid of my hold on XRP. I love it. No way, no how. I have the patience of Job and the wisdom and guidance of Sister Kamilah Stevenson. Thank you so much. I appreciate that, Marcia. You guys are always so kind. And I am going to finish because I have a little bit more to say. I, I want you guys to understand this. Thank you so much, um, uh, Sugar Mountain Trading. I appreciate this. Most people only seek out voices that confirm what they already believe instead of stepping back and weighing opposing perspectives to see the full picture. That is so true. Um, that lack of objectivity almost always leads to disappointment in the end. It is so true, you guys. And I love people who disagree. I love people who, uh, think differently about, about things. And I tell you, there's no one way for everybody, you know. You gotta— but, but if you do want some objectivity, you do got to step back and not always listen to people who agree with you. Listen to people who don't agree with you. Get challenged in your thinking, in your, you know, your mechanisms, how you come to your solutions and your ideas about life. But here is one thing that I know, um, because this is another— this is the, this is the main issue with the disappointment also. And, and I love everything you guys are saying and all the questions. Um, if I, if I respond to questions in passion, it's not— I love every question you guys ask Uh, whether you guys disagree with me or not, you know, I tell you guys, it's different strokes for different folks, and I'm okay with that. I'm a real gray person, like the color of my shirt. I am not a black and white person. I know some people are. Um, so I get people who want, you know, like I say, all, um, all cold wallet. I get people who want all brokerage accounts. I, I like to come somewhere in the middle and say have a little exposure and protect yourself and hedge yourself, right? So, um, was impossible to rank. Yep, that's, that's so true. I like this, I like this, um, I like this. Uh, your people, uh, Noah said, yeah, they thought it was impossible because you remember there was a time where the rain never came from the clouds. It came from, uh, the dew in the morning came up from the ground and it, it overshadowed— the mist overshadowed, um, the, the, the garden and the, in the plants. And, and, you know, Noah starts saying, hey, it's gonna rain from the clouds. It's like, what do you mean it's gonna rain from the clouds? It's never rained from the clouds. And, you know, and And before it rained from the clouds, Genesis 1:7 says there was a firmament that was built over, you know, in the sky. It was a— it was a protect— protection of the earth. So honestly, in order for it to rain, actually the rain had to break through the firmament. And, and honestly, if you— if you go back and you study like, um, the environment and, you know, like biological forces and the environment, you'll see that even before that time there were certain animals that lived that could not survive post Noah, you know, because the environment was different, because the firmament was broken. And the firmament was there to keep the oxygen, to keep, you know, the oxygen in the earth. So you'll start to notice that people's— their, their age started to decline and all of those things. So it was an anomaly for it to rain in the sky, and some people couldn't wrap their heads around it because they had to see it with their own eyes. But Noah tried to warn people, and I know we try to warn people all the time, and people just are not going to listen because it's like, if I've never seen it before, it ain't gonna happen. Okay, well, you keep waiting and you're gonna miss out on it. But anyway, anyway, right, I don't want to get too deep. I love, I love biblical principles, right? So what is— what happened at the end of the year, so you can understand this because I want you to have a framework for this, is that a lot of people outsourced their— I see you, Bri— a lot of people outsource their conviction. This is why I educate so much. Right? So this is another layer because the, the whole expectation conversation is important, but it is a surface level to what's happening. The, the question that I really want to ask is that, um, thank you, I appreciate this. 3 words: diversify, diversify, diversify. When you have— when you're able to, you know, in the beginning, if all you got is a cold wallet, cool. If all you got is one stock, cool. If all you got is one digital currency, cool. But at some point, you do want to make a plan to reallocate, to diversify, to hedge, you know what I mean? To plan and prepare, to protect yourself, to put boundaries up. I want to ask you something. For people who were upset, or maybe people who weren't, you can sit back and listen and say, okay, that's a good idea. So you can understand even when you see people upset. When the price did not hit, what is it that you question? If, if I, if, if I say Well, XRP is going to 3 digits and— or it's going tomorrow and it don't go tomorrow. What do you question? Do you question the thesis about XRP? Do you go back and examine the infrastructure story? So again, at the end of the year, did people go back and examine these things? Did you reevaluate the SWIFT connection, the institutional adoption curve, the deflationary supply mechanisms, the regulatory timeline? Did any of that change in your mind? And I need y'all to know this, because when things don't end up the way you desire for them to end up, you gotta know what to question, okay? You, you gotta know what to question. Do you question Jake, or do you question the thesis? Okay, because I need you to notice something about that. Do you question me? Okay, it's not just him. Again, I'm using him as an example because so, so many people were upset, and I get asked this question a lot. But if your confidence in what you are holding is tied to the person who told you about it, then you never actually had conviction in the asset. You had conviction in the person, and those are two completely different things. Okay, conviction in an asset means you understand what you own well enough that your belief in it does not depend on any external voice being right or wrong. Okay, I'm helping you to understand XRP, digital assets, market psychology. Like, I'm not helping you to understand Kamilah Stevenson. I'm helping you to understand the digital asset. Okay, did you do your own research? Do you understand the mechanism? Can you explain it to someone else in plain language without referring to someone else's opinion? And when a timeline misses, do you go back to the thesis? Or do you go to the person and say, you was wrong, you was wrong? You know, do you go back to the thesis to evaluate whether anything has changed? And I really think that if people would have just done that one thing— well, let me— okay, it didn't happen on this night, let me go back and see if anything has changed concerning XRP's, uh, destiny. Okay, because XRP has a destiny, it has somewhere to get to, and it will. I, I haven't Y'all don't understand. I sat there and watched them comments. It was literally people— they were so mad. Like, I— you— I'm talking about all kind of cuss words and everything. Conviction in a person means you adopted their confidence as your own. Their research became your research. Their timeline becomes your timeline. Their certainty becomes your certainty. And then when they're wrong, the entire structure collapses because the foundation was never yours to begin with. It's almost like somebody's relationship with God. If you vicariously live through your parents' relationship, through your auntie, your uncle, your friend who got access to God, at some point you're going to wind up being disappointed if you don't hold your own, right? So the question that I think a lot of people need to ask themselves is, if you never heard Jake or anyone else— me or anybody else in this space talk about XRP, would you have found the asset on your own? Would you have understood the banking settlement story, the institutional, again, adoption curve, the neutral rail thesis, the deflationary supply, um, that XRP is about? Would you have built a position based on your own understanding? Now, some of you would have and some of you would not. And the people holding right now without significant emotional turbulence is because their conviction has a foundation that does not depend on any external voice being right on a specific timeline. I have held XRP for years, so I didn't care much about it because I built my own education around it. And I'm telling you that you are safer when you do your own research. We do not get on here and say, do your own research, your expectations are yours. Not financial advice. We don't say that for nothing. We really do mean it. But some people are, you know, you know what, I know that there are some people who have said, hey, I bought because I trust you, or whatever. They're honest enough to admit that they bought XRP because of someone they trusted and said it was going to be worth something significantly different. That's fine. But when you do that, you still have a responsibility to manage your, your, the amount, your positioning size. And I tell you that too, that if you're, if you're over-positioned or you're over-leveraged, like, your position size kind of needs to match your level of conviction and your level of education. You can start scaling freely when you really believe and you really have conviction. You can say, oh, I'm, I'm in because I know where this is headed. But if you just heard from somebody, then that's when you start a position. You don't go all in to the point where if this don't pan out, you just gonna be in deep trouble, right? Your conviction needs to be built on more than their confidence. It needs to be built on your understanding. Again, this is why a lot of us in the space do try to educate you and keep you up to, you know, abreast to the news. And okay, here's what's happening, here's the signals, here's what this is pointing to, here's what this crisis— I've been telling you guys, hey, watch out for a crisis. A crisis is coming because you got a solution, so you know you got to have a crisis. It is an educational journey, all right? And I'm going to get to some more of the Super Chats. And I'm not here to shame anyone. I didn't arrive at everything I know about finance and markets in isolation. Nobody does. We all learn from people. We all hear things that spark our thinking and our curiosity. That's not the problem. The problem is when you stop, when you stop at hearing and never do the work of understanding. You hear something, you move, and you never get understanding beyond that. Because hope and conviction— think about this— hope and conviction feel identical when things are going well. They really do. When XRP— if when XRP was running and on a parabolic move, you know, back when, uh, when it went to all-time highs, when it was running and the thesis seemed to maybe be playing out and the price was moving in the right direction, the person who understood deeply and the person who hoped intensely, they really felt the same way. Both of them were probably confident because the price is moving up. Both are excited, right? Both would have told you they believed in XRP, but the moment the timeline missed, those two people revealed themselves as completely different. They will reveal themselves very different. That's when the separation happens, because the person with the conviction will go back to the thesis and say, okay, it's just, you know, hey, they manipulating, hey, it's still coupled to Bitcoin, hey, this is how— you know what I mean? They'll come up with some real logical stuff that makes sense, right? And they'll check the infrastructure milestones. There is an institution pulling out? No, they actually loading up. Okay, well, uh, is this happening? Okay, no, this, this getting passed, this law getting passed, the OCC getting passed, now they adding it to 401k plans. Okay, now Fannie Mae bringing it. Okay, things are moving in the direction. Okay, I don't need— I need to worry. This is a patience game, right? And that person will confirm that the fundamental case is still intact, and they, they hold. And guess what? Not only do they hold, they buy the dip because they ain't scared. But the person with hope is gonna go looking for somebody to blame. I know what I'm talking about, because when your confidence is borrowed, it does not survive the lender being wrong. It doesn't. It doesn't. You're— because you're dependent. This is about growing. This is about you. This time, XRP, y'all, this is about you growing, okay? Again, it's personal development. It's a personal development channel masqueraded under finance. It is what it is. Now, I'm not— that— I'm not saying that that's a huge character flaw or anything. This is what happens though when you skip the work of building your own understanding and you go straight to acting on somebody else's conclusion. The market eventually creates a moment that tests whether you— what you built was real or not. And those moments are very uncomfortable for a lot of people, but they are also the most valuable thing that can happen to you as an investor if you use them correctly, right? You have to build your own conviction because now you know, okay? Now you know whether, uh, what you have is conviction or if it's borrowed hope. And if it's the latter, uh, then this is a time that you have to do work. Like, I'm not saying you got to sell or anything, not, not financial advice, but I wouldn't say sell in a bear market. But this is also not the time to blame. It's the time to actually build the understanding that makes you unshakable regardless of what any external voice says or does not say. And I want you to have that unshakable characteristic, right? Um, let me, let me look. Uh, thank you so much, I appreciate this. Um, you guys are in here. I'm just making sure I get to, uh, the Super Chat. So let me go back up. Yep. So I can make sure of it. All right, thank you so much, Reginald. Um, I think a lot of people get upset when it's not going up as fast as they want. As fast as they want, right? Yep. And that's because they don't have self-control meditation help. Yeah, I mean, it's— I keep saying it's a nervous system issue. You have to develop patience on this journey and You— let me just say this, guys. Some people don't need it to get to 3 digits. Why? Because they have a large enough position where they can start scaling out, or they can start maybe borrowing against or whatever at, at lower amounts. I don't need a 3-digit XRP. Like, there's some people that only need a 5— like, they only need $5 to $7 because they've had more time. It's interesting that people who would get in just a year ago at all-time highs, all of a sudden wanted just to pop and just go just crazy. You just got in. You, you haven't even— you, you haven't even— and, and the reason why you wanted to go up so far is because you haven't taken the time that it takes to accumulate. There's a difference between having 1,000 XRP, 100,000 XRP, 200,000 XRP, you know what I'm saying? Like, you haven't taken the time to accumulate. So since you don't have a lot, you need it to go up to those levels. Those. So that makes you like angry about it because you don't have a large position. I can guarantee you nobody who had over $100,000 XRP got angry about no 3 digits. Matter of fact, they don't need no— like, all they need is a $10 XRP to make it to, uh, 7 figures, okay? So they don't need that. I'm just saying, I think the anger comes from not having enough, but that's, that's your position. Like, I'm— I know, I know people want me to just turn away and just like not, not really challenge the, the level of thinking, but I can't do that because I, I leave you at a disjustice. I leave you at a place where you don't have the opportunity to be empowered, um, and I leave you at not just this justice but disservice, um. I leave you— it's a disservice to not really tell you the truth or for you to recognize it or for you to start analyzing your feelings about Anytime I, I, you know, I get impatient too. Like, come on, y'all, we all human, we get impatient. But I have to recognize that, and I have to know where to slow down and how to start rebuilding and recalibrating that level of patience that I need, okay? So we're not every— you know, we are human, we have hearts, but I need you to understand how to move through, through the filter, through the right filters, because if you don't, it's not gonna matter how much, uh, XRP you get, how many resources you get. As you know, you're still going to filter it through this victimization, right? Where every time something goes wrong, I play the victim and I find somebody that can make me feel better about myself, and I use them to blame. So that— not, not that I can be better, but so that I can feel better. There's a difference between feeling better and being better. And what I'm trying to help you to do is to be better, is to grow up, is to not be victimized, is to not feel ever entitled, but to take responsibility and accountability for your finances. This is nobody else's fault, okay? And we will look for that. Thank you so much, Linda, I appreciate that, right? And so let me smile through this so y'all don't think I'm being mean, because I really am not being mean. I really love you guys, and I really want you guys to grow up, and I really want to just continue to educate because I know that that is going to make you super successful. And I want y'all to come back and say how successful you are, right? I love learning about XRP. The more you learn about it, the easier it is to truly understand that there's something great coming, and it helps being more patient. Yes, I love that you said this, and thank you, J Positive. It is so true. The more you learn about it and you understand what's happening and you see all the signals, you really do start developing patience. Like, oh baby, I'm already XRP rich. I'm already XRP super rich, okay? Super filthy rich. I just gotta wait till the time catch up with the reality that's already in my mindset, right? So help me, help me. I'm a victim. You guys are so cute. Uh, and you know, this is so right. This is your chance to get as much as possible. I could say this with a smile on my face because I know where it's going to take us. I promise you. And if you just wait Wait and just keep waiting and learn how to build your, uh, you know, it is something euphoric, y'all, about looking at your portfolio and seeing how much you can grow your assets. Like, that's a dopamine rush. Like, oh yeah, big bank take little bank, I got some over here. Like, I know you may be looking like you doing something big, but I'm telling you, I'm looking at this portfolio like, oh, I know where this is headed. And it makes you feel secure about your future. Nothing like feeling secure about your your, uh, future, right? So it's not— thank you, thank you, Bri. It's nothing, it's nothing like feeling secure about your future. Kamilah Stevenson is on point. I learned a lot from listening to her. Thank you so much, I appreciate this. Now, now let me say this, uh, and yes, it is a once-in-a-lifetime opportunity and I love it. Now let me say this before, because I am going to go in with my members and I'm going to talk about some positions and some things that you need to be considering But let me explain. I want to say the most important thing that I haven't even said yet tonight, right? And again, you can use this for anything. And, um, this is just life, y'all. This is just us growing and learning what it feels like to, you know, come into a greater awareness of ourselves and greater relationship with ourselves. I can promise y'all this: most people don't have a relationship with themselves, right? See, see, when you, when you deflect, you know, things on other people, you don't have a good relationship with yourself. You're not, you're not, you know, being patient with yourself, understanding where you are, and just like trying to figure out how do I overcome this, this, this issue of being myself. Some people just need to die to their old self. Like, they just need to die. Like, their old way of thinking, their old way of doing things, their, their procrastination and their bad habits— they just need to die from that. And you need to just resurrect somebody totally new if you're going to survive this next wave, right? The thing about anger, and, and that's the one thing that, um, I saw a lot of during— at the end of the year, the thing about anger is anger reveals where you have outsourced your thinking. Okay, I want to say that again because I wanted to land, y'all. I do. The intensity of your anger at a missed price prediction is directly proportional to how much of your financial peace you handed over to that prediction. Now think about what that means practically. If someone that you barely know um, you know, gives you a casual opinion about XRP or whatever. And maybe it wasn't casual, okay? He had his reasons, and that's fine. I love him to walk through the reasons. Again, some of those things have come to pass. Maybe the timing is off. And I think he, um, came back and he said, hey, I'm not going to, um, you know, use time, you know, predictions anymore. I'm just going to say what I think will happen, and here's the macro environment or whatever. I, I might have been— uh, not might have been, I, I was off. On my timing, okay? And so again, that's all we're talking about right now, okay? So we're limited— limiting it to that. And again, I want to say one more time, I'm addressing this because I get a lot of people who ask me about this and my opinion about it, right? But you give, you give that, uh, your whole financial future over to someone who gives an opinion about XRP's timeline, um, and that's something that you decided to do, you know what I mean? Like, some people would just be like, oh, okay, didn't happen, or whatever, right? Uh, because you never should attach your financial peace to somebody's opinions in the first place. You, you should not do that. Your finances are your responsibility, okay? So if you, if you weren't someone who did that, then the miss would have no weight because the opinion had no weight, okay? But when your anger is real, the way I saw it as I looked through the comments, I'm like, whoa. I mean, when I tell y'all, cussing cussing, all right? When you got that type of real anger, when it's the kind of anger that shows up in those type of comments that I looked at and on social media and in conversations, um, that anger has weight. And the weight of the anger tells you exactly how much weight you put on the prediction. So the heavier the anger, the more you outsourced, if you didn't know that. And here's the thing about anger that most people don't even take the time to examine. Anger always, almost always feels like it's about the other person. It feels like it is about what they did, what they didn't do, what they failed to deliver, all of it. It feels completely justified and completely external, okay? Someone wronged you and now you're responding to what they did to wrong you. But anger— hear me out, and I know this to be the case Anger is one of the clearest mirrors that we have. It shows up where we are the most vulnerable, all right? It shows up where we have given away the most control of our lives, where we have been most dependent on something outside ourselves going a specific way or a specific direction whatever that direction is you intended for it to go. And in this case, what's showing— what is showing the anger is, uh, what it shows most people is that they have given a significant amount of control over, again, their financial peace to a number and a date that no human being on Earth has the power to guarantee. Do you know that? No person has the power to guarantee this unless they say they heard from God or whatever, you know what I mean? And then you still got to figure out if they telling the truth, if if that's right. Okay, so I need you to understand this and how people are wired, because honestly, think about this, you guys. Yes, your anger is a symptom, right? So it is, it's a symptom, and you got to see it. And when I get angry at something, y'all, I had somebody— a true story— I had somebody that, uh, took me to court and lied and said— it's, it's a, it's a, it's, it's a very complex story. But the person lied, and I've never met this person in a day in my life. I wouldn't even know how she looked if I saw her. But it's happened to me before, you know, in the church, like where some lady told me— I went to a police station and said I threw eggs at her on the bus stop. Like, I get it. Like, I know that there are some challenges there, if you know what I mean. I don't want to say too much, but there's some challenges there with certain people, and they're, they're dealing with some challenges, okay, in their life, right? Um, seeing things that didn't happen, hearing things that didn't happen. Um, but this particular person, um, said that she thinks she's my kid's mom and that I'm putting her in harm's way because of my children. Like, again, there's some issues going on, right? And I had to show up in court, and, uh, and the person is standing there like I've done something to them. First of all, this is the first time I ever seen them. Like, I don't even know who they are. I wouldn't even know how they look, right? And they're sitting there looking like, I did something wrong. And the judge says, this was just like an emergency clearance or whatever. We're gonna— we gotta get you a different case or whatever. And so, uh, now I gotta go again to a court case again, like, and you know, I was so agitated because I'm like, this is a day that I could be spending with my kids doing other stuff, and now I got to go again on another day to deal with a case of something that is completely— has not happened. And I mean, the judge will be able to see because we can look at the lady's, uh, Facebook page and see that she's actually stalking me and my family and stuff. And, um, and, and it's just, you know, I was a bit frustrated and I said, okay, uh, my frustration belongs to me. It has nothing to do with her. Um, I could sit here and blame her and be mad and have, you know, a low energy today because of what I'm going through, or I could just decide this ain't gonna bother me. Life is still good. God is still good. I feel great. I got joy in my heart. I can choose that. Why? Because the joy of the Lord is my strength. And I began to get strength from that, just from making a choice that today will not be a bad day for Kamilah Stevenson. That is my choice. I don't push that over to anybody. I am not victimized. I'm not— I don't feel entitled to anything. I am responsible for the temperature of my life. And I wish more people would stand up and think like that. I'll get to some more of the Super Chats. But the interesting thing is about most people is if the price would have hit and XRP would have reached the target by that date, what would people probably have said about themselves? I'll tell you what they would have said. They would have said, I knew the price was gonna go up, I believed it when others doubted it, I held when others sold their position. They, you know, they, they would have taken a, a completely different, probably, uh, like personal credit for the outcomes, even though the outcome had nothing to do with their own analysis. I guarantee you that if somebody would have listened and it did go to those price points, they would have— I just knew something in my spirit was right about it, you know. They'd have called themselves, I'm a visionary, I— you know, they'd have posted about it, they'd have said everything, they'd have just glorified it. But guess what? When it missed it Then what they do is now that person is a fraud, their prediction is a fraud. You know, the asset could perform the same way in both scenarios, right? But the one thing that's changed was whether the outcome matched the expectation, right? And most people would take credit of it, you know, if, if it did go in the right, in the right direction. So I just need you guys to understand, um, let me say something specifically, um Because again, I'm not here to— I'm just really giving you a better way to think about this because this is about you. Again, I'm talking about this hypothetical or the situations that we're thinking about, and some of it is hypothetical. I'm, I'm pointing it at me. I'm saying it about Jake because he was the one that gave the price prediction and a lot of people were mad at that. And I'm telling you, like, that you are mad at the wrong person. I promise you, I'm not here to defend anybody. I'm not even here to attack anybody. But what I will say is this, making a prediction in a space as complex and volatile and institutionally driven as digital assets with regulatory uncertainty and macro forces and geopolitical shifts all moving simultaneously is genuinely very difficult. And most of the time the direction is much easier to see than the timing. Okay. And timing is almost always where predictions can sometimes break down, not because the analyst was dishonest, uh, but because the Timing of the markets is one of the hardest things that anyone can do, even with perfect information. You just never know. I have— and especially when you got, uh, uh, the, the president that I can get up and say something and go in a different direction or whatever. But if somebody calls somebody a fraud because of timeline misuse, I just want to ask them something very directly, and I get to the Super Chats. Let me ask you something. Have you ever been wrong about a timeline? Have you ever told your spouse or a friend that you would do something by a certain date and it took longer for you to do? Have you ever set a financial goal for yourself and not hit it by the date you set? Have you ever started a business or a project and had it take twice as long as you planned? Were you a fraud when that happened, or were you a human being operating in a complex world where timelines are genuinely hard to predict? I'm not asking you to let anyone off the hook if you feel like there's bad analysis altogether. But I'm asking you to apply the same standard to the people you follow that you apply to yourself, because the standard most people apply to him was not the same standard that they applied to themselves. And that gap and that space between the two, between how we judge others and how we judge ourselves, is where real self-awareness lives, and that's where the real work lives as well. Okay, so I need you to understand something, um, and this is the last thing I want to say, and it's very important. I need you to— I need you to understand this, and some of you may not like it because you may be so mad, I don't know, but the market doesn't care about your expectations. It does not care about anyone's price target. It doesn't. It doesn't care about timelines or predictions or the confidence of the person who made them. It does not. It moves according to forces that no single person control and on a timeline that no single person can guarantee. The people who are going to come out— hear me out— of this period in a genuinely different financial position are not the people who found the most accurate price predictors. They're not. They are the people who did the work to build real conviction, like I keep saying, in what they own. All right, these are people who understand the thesis deep enough that a missed timeline is not going to shake you out of your position. Is not. These are people who can hold through every prediction that does not hit the schedule. Why? Because their foundation is not in somebody else's confidence, it's in their own understanding. That work is not exciting. And I know that y'all want me to come on here and just say XRP to the moon, and it is to the moon, but I don't give a timeline on it. That work is not exciting. It don't get— it's not gonna get the viral clips and all of that, you know, like It doesn't feel like the kind of thing that changes your life and all of that, but it does separate people who build real wealth enough in moments like this from the people who almost did. I almost did, but you know what? I got so mad at somebody that I X'd out. I got so mad at the president for doing this, and he— because he owned digital currencies, I'm gonna exit out of my position, right? It— you gotta, you gotta think different. You, you should not any anger that you have cannot be directed at someone else. It has to be directed inward, okay? So this is what a lot of people experienced, was the gap between what you understood and what you hoped, at the work you haven't done yet, at the foundation you still need to build. Because that anger pointed in the right direction becomes the fuel for doing the actual work, and the actual work is what changes the outcome. And I know that I'm talking the truth. All right, thank you so much, I appreciate this. I want to make sure I get to the Super Chats. Y'all are, uh, amazing. And I see— what's up from Florida? I see that. Um, uh, well, if you think it's a red flag because somebody has a nose ring, then you should not— probably this probably is not the channel for you, and I just want you to know that. Okay, so if that— you know, everybody got their standards, and you got on your list Red flag, nose rings. What else? What else is a part of that list? Red flag, what, uh, earrings too, or necklace, a swan necklace? I don't know what's on your list, but that list is for you. But if it's a red flag, you probably shouldn't be here. Why? Because you should honor your red flags, right? You really should. Um, and I just, you know, I'm being honest, like, if that's a red flag for you, you know, um, that, that, that— you're not gonna get very far in life if that's a red flag. I'm trying to Uh, yeah, that's— you're not gonna— life is not gonna be as exciting for you if a nose ring is a red flag to somebody. I don't know what your relationships are gonna look like, or that— that feels a little, uh, restrictive and religious if you ask me. Uh, trading is very stressful. I know that trading is very stressful. Uh, uh, hang on, I'm calling Jake to get a— to get a prediction. Uh, all right, um Let me make sure I'm, um, thank you guys. Uh, I love all the, uh, all of the encouragement. I see you and I am going to get to the, um, comments. Uh, can you please touch on spiritual side of XRP that you have in members only? If not, I'll have to book one-on-one. Uh, yeah, I mean, the thing about it is I try my best not to— there are people who, uh, that's their calling, you know, to give you the spirit, their spiritual understanding of XRP, the price, digital commodities. And they feel like they've had dreams and visions. Now, I do have my own dreams, um, about things. I ask— I ask God a lot of questions concerning this because I don't like to do anything outside of, um, communing with God about it. And so I don't like to leave God outside of my financial life. And I hope, you know, if you guys have a relationship with God, you don't do this, you know, you don't make that mistake either. So, um, anything, you know, whether it's your finances, your relationship, your health, or whatever, I don't think if you have a relationship with God, you should leave him outside of that. Um, and so I don't, but I also try to be very careful, you know, because I work with a lot of different people, and I don't want them to, um, necessarily, um, feel like XRP is restricted to like some spiritual guidance. I really just try to make sure that I educate you, because the education is— everybody's not spiritual, so they're not going to be able to comprehend XRP always from a spiritual connection, but they will be able to if they just naturally, uh, are able to identify certain things in the natural that, um, that points to where XRP is going. You know, first natural, then spiritual anyway. And so if they can understand it on the net, they're not gonna— most people don't understand the spirit outside of the natural anyway. So, um, that's why I really just try to, uh, stick with that. But you know, if you want to know my thoughts on certain things, I don't mind giving it. Um, to you. But, um, I, I do try to be very careful because I know every— I have different people of all kinds. And I, I'll share with you my faith, um, because that's not anything that I hold, um, you know, secret from anybody. But I do know that it's just some people are very different with, uh, their approach to crypto, and they, and they may not have a relationship with God. Maybe that— maybe they get rich enough and decide there is a God, you know. And I hope they do. I hope they do. Uh, let me just go to some more. Thank you so much, I appreciate this. Trump needs to tweet something so XRP dropped to 50 cents. And you know, that's all it'll take, boys. Uh, some, some, some little tweet here and there and then the price gets moving. I, I thank you for that. Um, yeah, yeah, you know, this is a red— this is a good red flag. Narcissistic people get a red flag. I'm not putting a red flag up for um, somebody with a piercing on, on their face. That doesn't make any sense to me. But hey, everybody got their own standards, y'all. It's a free country. Like, I don't mind it, but I'm just saying, um, I'm just saying, like, I don't think you should be on the page if you— I think you should— if you have red flags, you should follow them. So it's interesting that people will be here, uh, against their red flags. That's interesting. Anyway, um, joke not Jake, he's pumping YouTube channel. Reaping all those. Well, yeah, I mean, he's, um, red flags, uh, self-righteous. I like that, I like that, um, I like that a lot, uh, so I'm looking at y'all red flags. Yeah. Oh God, I need to take my rig out, right, so people won't have these red flags. I guess I'm— I don't know, what do y'all think, like I'm a bad person? Because I like— do people think that, like they're like, okay, is this person a bad person if they got a nose ring. I don't know, like, that sounds like kind of weird to me. Um, somebody said, ah, they just noticed it. Yeah, most people don't even notice the ring. Um, so yeah, it's there. Um, it's there, it's definitely there. Let me make sure I don't have any more Super Chat. Okay, cool. I— if I'm gifting a cold wallet, how do I— how do the taxes work? Do I pay or do they pay? You have a certain amount, um, that you can gift every year. I can't remember what the exact number is. Do anybody Is it $18,000? I can't remember, but you have an amount that you can gift every year. And so, um, a lot of people will be participating in that because, uh, again, it helps save on taxes. All of these different, uh, you can have an HSA, you can max that out, um, you can have an insurance policy, a cash life policy, you can give people, um, you can borrow against, you know, there's, there's a lot of different, um, there's a lot of different, um ways. But yeah, you can give somebody— thank you so much, Blessed Forever. Do you all know the, the amount? I know, I know, Darla. Um, you all know the amount, I think. I can't remember. Uh, nose rings are biblical and attractive. Benny, uh, Benjamin— okay, let me not get that right, but thank you so much. I appreciate this, uh, Super Chat. And, uh, yeah, I, you know, and people are different. Let me just say that, uh, people are definitely different. Um, to judge somebody based off of a ring. That doesn't sound— that I don't, I don't do legalistic religious, like, you know what I'm saying? Like, I don't, I'm not that person. So, um, yeah, and I don't think Jesus like those type of people either who's very judgmental. You know, he's sitting at the table chilling at a party with Matthew, and here come his disciples like, why you sitting here with a tax collector judging them? And he said, listen, go and learn what this means. I desire mercy over a sacrifice. So I like to follow Jesus' guidelines. Um, isn't Caleb and Ron an exchange too? Nope, they're an OTC desk, uh, um, over-the-counter desk, basically, uh, institutional-grade execution, um, account, brokerage account, uh, so not the same, definitely, as a, um, uh, not the same, uh, as a, you know, uh, Kamilah, I love you, uh, try to be, you know, that's one thing you just try to work on because most people are not going to increase their IQ, but they can increase their EQ. And so I do a lot of— it takes a lot. It's like working out in the gym, like building that muscle. It takes a lot of like meditation, and then you— it takes a lot of awareness even to know when you are offended, when you are, uh, feel validated externally, when you, um, do feel insecure, when you do feel rejected. Like those are things that you gotta like start monitoring about yourself And, or when you do feel sad or depressed, or, you know, though, you know what, what you got to realize, a lot of times it's a thin line between a negative emotion and a positive emotion. And if you just press in and, and forgive yourself and don't judge yourself, but just become more and more aware, you'll find out that joy is right there next to depression. In a sense, it's like, it's a thin line, you know what I mean? That's why sometimes our natural expressions are very similar to two different emotions. Like, you can cry because you're sad, and you can cry because you're happy. You know, they are— it's like a— it's like, have you ever seen somebody go from crying from sadness to like laughter? You know, it— they are really close together. And I think people are afraid of themselves. They're afraid to lean in and to know how to emotionally feel and to even just you know, uh, get to know themselves. They— like, people are afraid, you know. So it's so much noise around thriving for all of your attention and your focus and stuff, so much distraction. And if you just lean in and understand yourself a little bit better, um, breakthrough is right there when you, when you press into those real emotions and you're not judging yourself, you're not suppressing them. And that's just something a lot of people don't do. And hey, I try to work on it every day. I'm not the best at this stuff, I promise you, but You know, I just know that emotional intelligence is the key to success. It doesn't matter how smart you are and how intelligent you are, and you know, if you're the most popular person and all of this other stuff, that doesn't matter. Like, you have to get a grip on, you know, understanding self-awareness and some of these bad emotional, um, toxic, uh, ways that we can have about ourselves and just get healed, you know. Thank you so much, I appreciate this, Mike, as well. Um, let me make sure I didn't Tiff, I appreciate this also. You guys have been so kind and I never take it for granted. Thank you guys for investing in this channel. I want to make sure I'm not missing any. I don't think I am. Now I will say this, um, remember, uh, that if you do want the, uh, the access to iTrust Capital, um, remember that is a— the— oh, uh, 15th, the 15th, April 15th is the deadline for your 2025 That's your tax 2025 deadline. So if you have not maxed that out, you can— you still have time to go and max that out. Then you have to start with 2026. So I would say start with 2025 if you still want to, um, get access to that. Remember, $100 funding bonus. Uh, they do have also silver and gold. I do have silver and gold. As I said before, I have Quan and Ethereum and, uh, XDC and, uh, SHX and XLM and XRP. I have a lot of them. In my Roth IRA. And so also everything we covered tonight, um, the expectation gap, the difference between conviction and borrowed confidence, uh, the work of building a foundation that holds through all of the volatility that's going to come— that is not just an intelligent conversation, it's a very personal one. And most people do know what they should be doing, but there's a difference between knowing and actually having a written plan built around your specific situation, your position size, your timeline, your tax strategy. Your structure, your conviction framework for the moments that will test you, and the market will test you. Um, and so that is where, um, the outcomes diverge. And that's the work that we do in our community and also in my Clarity Calls. That's what they're designed for. And so, uh, we try to target your situation specifically. The link is in the description for that. Also, I am going in to talk about, uh, How the wealthy, um, how they position themselves to survive. We're in the middle of a crisis. It will not get better. Like, it won't. You think it is, but it just hasn't caught up yet, y'all. It's a lot of countries right now, if you pay attention, gas is crazy, diesel is crazy. It's going to hit the food. There's going to be scarcity at some point, probably. You got some people that still staying home because they know that, um, um, it, it's called— it costs too much. They have to like choose between like using energy to get to work. So even some jobs are letting people stay home a couple of times a week. So this thing will not, uh, even if we get the perfect scenario, there's damage that's already done that's going to take some time to get better. And it just depends on what country you're in as to where you're feeling it, but there will be some delays. And we may see even 3 and 4 months down. Even I keep telling you guys, I think 2027 is going to be hard. There's a lot of damage, um, that's at play that I don't think people are prepared for. And so I'm going to talk about that and some more moves I'm making. Thank you so much, D Curry, for, uh, the Super Chat. After price prediction of the coins that survived, do you see any of these coins being under $20? Uh, I think some of them are still going to have speculative runs, and, um, some— I think at some point after institutional adoption, some, some coins just won't recover, um, because capital is not rotating there. And so, uh, it's going to probably be a small few of coins. And I think as time go on and we go further and further, more and more coins will fall off. There are some that still will be driven by retail. So y'all know retail can really, uh, make a coin— retail, you can make money off of even a speculative bull run, I'm telling you. Um, so you got to just choose wisely. I'm only now really invested in utility coins, utility-driven coins that I know solve real problems and will get real institutional adoption. Um, but it's not about the price of the, the coins. I mean Yeah, there, there should probably be some under $20, but what if they started off at $0.00001, you know what I mean? So it's not really the price, it's the, um, it's the, the move, the ROI, more so than anything. Because you can have something under $20 that gives somebody, um, a 10,000% return, and you can have something over $20 that gives somebody a 500% return. So it's more about the ROI, and it's more about your entry and your exit. Exit, um, that you're thinking about. Everybody is gonna— it's gonna be different. The price point isn't going to necessarily be the dictating factor of how much ROI you get in the process. Thank you so much, I appreciate this, Joshua, um, for, um, just all of you guys for investing in this channel. Thank you guys so much. And then Pam of House Slaughter. So crypto has to be purchased inside the Roth before April 15th, uh, before— yeah, April 15th. Or just the cash deposit? Uh, the cash deposit. You need to put the cash deposit in there because there's a certain amount that you, you— that's capped at, uh, before, um, for each year, right? So I think last year was $7,000, and for— somebody put it last time— for people over 50, it's a little more like $8,000 or something like that. But it— the cash— so the cash needs to go in there first, and then you can have cash sitting in there, but it's just the cash because you can only max out at a certain amount. And then after April 15th, now you go to 2026. Um, so, but if you still have not funded 2025, take that opportunity to do it, okay? Um, because again, if you— the— and then of course at these prices, like if you got the cash sitting there, maybe you waiting on it to— you know, you can, and you can buy and sell in your Roth account. Some people trade inside their Roth account, they use it as a trading account. Why? Because they're like, okay, you know, buy low, I'll wait, I'll just wait, I have enough time in a Roth IRA to wait to get a certain amount and then they sell it, you know what I mean? So a lot of people use Roth accounts as their trading accounts. Again, you're— you got a max on that, up to $7,000 or up to $8,000 or whatever that number is. So, um, but you just have to get that money in there before the end and then you can buy it whenever you want. All right, all right guys, I am going to get on with my members. I always enjoy rocking with you guys. Make sure you do like the video. Um, uh, yeah, HBAR can go on, um, iTrustWallet I think if you're saying iTrust Capital, I'm not sure. It can go on a cold wallet or iTrust Capital, if that's what you're asking. Like the video, subscribe, share with somebody, um, who needs to hear this conversation. Remember, the one thing I need you to understand about yourself and others is anger reveals where you have outsourced, again, your thinking. Understanding reveals where you did the work yourself. So I encourage you to do the work. And as always, I want you to stay wise, stay wealthy, and I'll see you in the next video. And my members, give me a few minutes, we gonna do some real work. Peace out.
