XRP & The 2026 Setup: Something BIG Is Coming (Most People Have No Idea)

Hey, it's Kamilah Stevenson and we about to talk about wealth. Drop a 1 in the chat if you own crypto, drop a 2 if you don't. I'm just curious how many people own crypto, how many people waiting to see what— always give me one second. All right, I gotta edit that out. What's up? Drop a 1 if you own cryptocurrency, drop a 2 if you don't. I'm curious to know how many people following me own crypto. All right, and, uh, man, you got Vanguard out here now, uh, saying that you should put a little bit of crypto in your portfolio. And that is, that is, we living in some different times, y'all. One, what's up? Drop a one if you own crypto. Drop a two if you don't. Let's see how many twos is out there. Like, I ain't seeing none right now. What's up, y'all? All right, we got some crypto people in the house. Look, it's one, one, one, one, one, one, one for me. All right, I got some things that I'm gonna share while you guys are showing me who owns crypto, I got some things that I want to share that I think is going to help you to be very optimistic about what is ahead. Now, I hope that the crypto that you own is utility-based crypto. Even though I do, I'm going to be honest, y'all, I got a few meme coins out there, but I know what it is. Okay, so as long as you know what it is, you know what it is. All right, I know what it's for. I know it's a high-risk play. It's cool. But most of the coins that I have is utility driven, and I'm even throwing them into my Roth IRA. I love that, I love that. And I'm looking forward to the future. Somebody said XRP, got some XRP. I love it, I love to see it. Now look, um, I get excited when I see that notification. Thank you. All right, I'm excited that you guys are on with me, and I'm going to, uh, share some things about the future of XRP, the future of— I'll say cryptocurrency in general. Let's just deal with that, um, because I know we all have different, uh, cryptocurrencies. I actually have a lot of different cryptocurrencies. Okay, somebody said I don't do meme coins, and I don't blame you. I really don't blame you. I just wind up having a few little fun plays, uh, that may do well in, uh, in alt season. We'll see, you know what I'm saying? But it's not a lot. Trust me, little small position, high risk, small position. Remember that always, guys. High risk, small position. All right, we got some things, um, that are coming this month. How many of you all own silver and gold? Drop a— let's, let's do this, let's do this. Thank you so much. Look, I'm learning, like, I'm doing my own research. I'm telling everybody to do theirs. I'm just bringing you what I'm learning because I've been studying a lot of this. Um, drop a 5 in the, in the chat if you own silver or gold. Drop a 5 in the chat if you own silver or gold. Drop a 6 if you don't. I'm just curious. Drop a 6 if you don't. I'm dropping all 5s, y'all, and I love to see it with silver and gold. I love to see it. Yes, I got some silver and gold. All right, all right, I love that. I love to see it. All right, um, while you guys are doing that, because I'm, I'm looking, and if you don't, hey, um, you know, it's, it's interesting because silver is, is, is hitting some, um, all-time highs, and, uh, of course people want to buy it now, and you know, it's like, may pull back a little bit, we just gotta see. All right, so we may have some things coming that could disrupt the markets. So somebody said only XRP. I'm mad at you, I love it. What's Good IRA for crypto. I'll talk about that for sure. Um, I have, uh, Jesus and silver and gold. Yes, it's the, it's the, uh, the currency of the kingdom for sure. It's a lot of people who got, uh, silver and gold, so I love to see that. Now I am going to talk to you guys about cryptocurrency because, um, there's a lot of places you can buy silver and gold. Somebody's asking where do you buy silver and gold. Um, there's a, there's a ton of places you can buy silver and gold. Um, but all places aren't the same. I just jotted down, uh, let me see if I can find it for you real— I'll find it for you before this is up. Um, there was one recommendation because I got mine some time ago by a company that, uh, doesn't exist anymore. And so there's a couple of companies that I was, uh, looking into because I'll be buying some more, but I've been, I've, I've been adding over the years, so I was just kind of in some gains from, you know, from the past. Uh, I gotta find it. Um, it was a couple of recommendations. I'll find it for you. Uh, yeah, I'll find it for you. I just didn't want to take too, too much time. But yeah, iTrust Capital. Now I don't know about the silver and gold for iTrust Capital. Uh, I've been looking into that though. I've been looking into, you know, you gotta know what the fees are, you know what I'm saying? I hold mine in a holding space. Um, so, but iTrust Capital have an IRA where you can hold cryptocurrency in their IRA. They do sell silver and gold. I don't have the information, but you can, you You can check them out, you know. I haven't bought with them, uh, as of yet. Um, but, uh, somebody said, uh, this one was a good one. Anybody got any recommendations for silver and gold? I want to find it really quick, but I just didn't want to take too much time. Um, uh, is, is iTrust Capital— so that's a Roth. They do IRAs and non-IRA accounts in Roth IRA. Um, and I just had— I just had the, um, silver and gold. Uh, give me one second, y'all. Just want to look and see if I can find it really, really quick because it was— it was one that, uh, it was one that was really, really good that I was looking into. Um, I just can't seem to find it right now. Give me one. Uh, yeah, I gotta— I gotta do a search for it, but I'll get back to you, don't worry. All right, so listen, a lot of stuff. Um, somebody else, uh, gave another suggestion. Miles Franklin Precious Metals. Again, do your, do your research because they have different, um, they do have different, um, fees and things like that. Do I think Clarity Act will be passed this year or quarter one? I don't know, but I'm going to guess not this year. Okay, that's me. All right, um, I'm gonna guess not this year, but we'll see. So, uh, so I'm thinking maybe quarter one. All right, um, all right, here's some other— just, just helping you guys out with some people who have um, silver and gold. And like I said, I got mine years ago, so I hadn't been adding to it. I just had a nice stack of it from the past. And, um, other than that, I do have, you know, some stock, uh, silver and gold. But I'm talking about actual precious metals. And I was just looking into some new places because I wanted to add some to my portfolio, but I'm waiting on it to come down. That's just me. I do already have enough of it, um, but somebody else may not. So, you know, that's up to you. All right. All right, uh, somebody said they was doing leg day. I, I don't— I just got here, so I'm about to share some things. I want to get right into it, and I'll look at the comments here and there, but I really want to share some information that I think is going to help you to understand where we are in this crypto season. And first of all, give me a likes on the video, please. Give me a likes, uh, if you're here. It helps the video, it helps the algorithm, you know. Just do me that one little favor and subscribe if you haven't already. But But I want to share with you a little bit about the macro events. Now, y'all know I'm macro-centered, and I've been doing a lot of research, and I really want to share this with you, especially if you hold crypto, so you can know the game plan. Okay, there are some huge macro events, and I'm going to outline them for you, you know what I'm saying? And they haven't played out yet, but these are the kind of events that can shift markets, okay, that can almost like reorder liquidity and move entire asset classes. And that's what we're looking for. And these macro events determine who builds wealth in this next cycle. If y'all don't hear me clearly, 2026 is about to go crazy. I really believe that. And a lot of people aren't expecting it, okay? People still thrown off because of prices. They're looking at prices, right? But I am looking at the macro events, okay? I'm, I'm looking at the moves that will determine the next 2 to 3 years, okay? And there's so much stuff happening behind the scenes that if you're not following doing it, you're not going to understand what's happening. But 2026 is shaping up to be one of the most important years in our lifetime for wealth creation. I believe that. Hit that thumbs up if you haven't already. All right, so, um, Black Q said, um, all in tokens— XRP, HBAR, XLM, Flare. Only meme is the penguin and a little bit of equity. All right, I love that. And actually, I just bought some HBAR today. And, um, yeah, and some, uh, XDC and HBAR. I just bought some of that today. All right, so, um, I'm still buying, guys. I'm still buying while these prices are low. But people are afraid right now. The fear index— greed is still— the fear index— the fear and greed index is still showing a lot of fear in the market. Okay, so let me start with saying this, y'all. Wealth is never created in an emotional phase. Toshi, all the way, I hear you. Wealth is never created in an emotional stage. So we got to get out of the emotional phase of this. It is built in the building phase, okay? This is the, the part of the cycle where a lot don't always seem obvious, but there are some things that's happening behind the curtain. Is Flare worthwhile? I missed the game and sold when it was $0. I like Flare for a lot of different reasons. As a matter of fact, I have learned how to wrap my XRP in Flare. I can't go into that, it's a little more detailed. But I have, um, I've wrapped my XRP in Flare and I've, I've put it into some, um, I'm getting a little bit of, of yield off of that. Okay, but there's a process to do that. It's, it's a lot. Okay, so I, I won't go into that today, but you can wrap your XRP and, uh, you can, you know, I'm learning how to do really what the, what the, um, brokerage accounts and what the banks are going to be doing with your XRP. Now it is a little risky, don't get me wrong. So I do also like having it in a brokerage account, a custodial account, but I also know how to wrap my own XRP. It took me— it's, it's, it's a lot to it, and it took me some, some time, but I'm such a researcher, I found out how to do what the banks is going to do with your XRP, just in case. I'm like, I know how to do it myself. Okay, I got you, but it's a lot of work. All right, so, um, let me just— let me bring your mindset into this face. Because if y'all looking for like quick results, um, if y'all looking for quick results, fast profits, instant gratification, all of that, um, you're gonna keep uprooting your seed before it even gets a chance to root. So I want to be, um, I want you guys to be real investors, okay? Uh, I do, I do talk about that a little bit in my membership, you know what I'm saying? So, and then also, what do I— what price do I have in mind? I don't have a price point, but I told you in my last video, if you go back and watch it, about the yen, about the Japanese um, the 30-year ending of zero interest, uh, or 0% of borrowing the yen. I described how we can get to a double-digit and a triple-digit XRP, um, so if that's what you're talking about, go back and watch that, uh, video. And it's not a matter of— there are certain events that have to happen, and I'll go over a little bit so you can kind of understand. But I want you guys to be real investors, and real investors do think long term, okay? They operate with patience, okay? And understand, sees a farmer— listen, a farmer doesn't put a seed in the ground and then dig it up every day to check on it, okay? They plant, they water, and they trust the season. There's a season to this, okay? So we gotta build, okay? This is strategic. This is long-term, uh, of what's happening. It doesn't mean that prices can't rise, you know what I mean? I do believe we're getting the all-season. I am still bullish, okay? But I want you to move with intelligence with this, and I want you to know the economics behind all of this, what's happening in our our life because things are changing really, really fast. All right, somebody said, um, how can you borrow against XRP without selling it? It would, uh, would borrowing against it for REI be— absolutely, yeah, you can borrow against it. Um, eventually you'll be able to borrow against it when it's at an appre— you gotta wait to— you gotta build. We— so we're in building. So everybody ready to— you know what I mean? We got to build it up. Um, we got to allow a price appreciation to happen so that it can— and then you have to have it where you're getting yield off of it. So that you, you need to make sure that you have an appreciation that's much higher than the borrowing amount. So it has to be a smart, uh, borrow-to-value ratio, okay? So if you're borrowing at a percent— a percentage that is much lower than the appreciation, then you're going to come out fine. But some people ain't gonna do that because they ain't gonna know what they're doing. And then you got to remember too, if you sell any of your, uh, cryptocurrency or whatever, remember there's going to be capital gains, so you're going to have to pay taxes on that. So you might as well put that money in a high-yield savings account and make sure that you got your tax money on the side. Make sure you leverage that tax money while you're waiting okay, because it will come back and bite you in the butt if you don't know what you're doing, right? So let's talk about big picture, okay, because these are things that haven't played out yet and I wanted to let you know. And yes, things are changing so fast, y'all better be on board. And let me tell y'all right now, get your politics, get your opinions out of this. There are things happening and you just got to know, how can I have opportunity for myself? Ain't no time for, uh, figuring out which side you believe in and all of this other stuff. Listen, I don't care what side is running the White House, I'm gonna figure out how I can make some money, how me and my family can make some money, how we can create a legacy, how we can move forward, okay? Like, this is not about all your opinions and stuff. Figure out how you can have opportunity and how you can benefit from whatever is happening, okay? And so, um, you know, I always say money is not— money doesn't have morals. The person whose money get placed in the person's hands, the person has the morals, okay? And so look, I'm just trying to make sure that I'm on the right side of this because some people gonna be on the wrong side. And I have said it before, in the next 10 years we're going to make the most millionaires and trillionaires that we've ever seen, but we're also going to have probably the most poor, homeless, you know, people we've ever seen. Inflation is going to kick people's butt, and if you don't learn how to invest, you're going to be left on the wrong side. Now we are still waiting on major US catalyst. Okay, so, uh, thank you so much. See, uh, it said, I definitely see your point. Uh, and I hope so, you know what I'm saying? We just gotta figure out how we gonna— how we gonna get our families to, um, benefit from this. Okay, we're trying to leave a legacy. So number one, we still have a potentially, uh, dovish Fed coming in. Okay, we already know that, uh, very likely. Okay, we're gonna have a dovish Fed coming in. We gotta— Fed being replaced, okay? Very likely, um, that it's going to be friendly to the markets. So you have to realize this, okay? We have rate cuts coming faster than people expect. Think about it. We got QT that has ended, which means liquidity will stop being drained from the system. I did a video on that. That alone, y'all, is just bullish long term, okay? I'm— when I say this, I'm thinking long term, okay? That's a— that's bullish. But we still haven't priced in fiscal stimulus. Okay, now whether you like, again, the White House or not, okay, we have tax elimination proposals, we have stimulus-style supports, we got newborn baby bonus checks. Okay, y'all heard about that? Baby born between like 2025 and 2028 given $1,000. Like, that's good, okay, because we're talking about compounding effects. And I think it's like you can put up to, um, so you get that, they're going to invest it, and then you can invest up to like $5,000 a year each year or something on that. Basically, they're giving your baby free money, okay, that's invested, but your baby can't take that money out until I think they're 18 years old. So imagine how far that $1,000— and trust me, they probably gonna invest it in some crypto, I don't know for sure. But, um, we do have that. We have inflation relief, uh, relief coming, and then we also have, uh, massive fiscal expansions going into 2026. Okay, people forget fiscal policy moves markets just as much as monetary policy. Okay, so this is huge. So once the, the Digital Asset Clarity, uh, Clarity Act— and somebody asked me, do I think it's gonna get passed this year? Um, some people think it's gonna get passed before the end of the year. I think it's gonna be next year, but we'll see. I don't know, you know what I'm saying? Uh, but once that's finalized, institutions can openly hold and use assets like XRP and XLM and other utility coins. Okay, so right now XRP is one of— before the Clarity Act. And so that was another piece, and Jake talked about this a lot before the— what, how did he put it? Like, basically, before the Clarity Act comes, if the reverse carry trade pans out, XRP really is the only one that can be used right now, you know what I'm saying? Um, so it's the— it's one of the only major digital assets with any form of regulatory clarity, right? So not full clarity, but clarity on secondary market I think classification, if I'm not, uh, yeah. And so I say that to say that if the reverse carry trade in Japan winds out and there's no Clarity Act, there's, there's no, there's not any other ones that they can choose from currently. Now if it does come out, um, if the Clarity Act was to be released, then they have a choice on different ones. But the reason why XRP is uniquely positioned during times of uncertainty with Japan is because there is no Clarity Act yet. Okay, was about to ask you if you, uh, it's not about agreeing with Jake, it's, it's just about understanding. I'm looking at the macro events that if these events did play out, but the question is, will they play out? Okay, it's not a— it's, it's will they play out? If they did play out, absolutely, this is, this would happen. But the will they play out? Okay, so also you got rumors of CEOs choosing XRP in crisis scenarios, meaning they're ready to use XRP in a, in a financial crisis. Okay, so it's been mentioned by global leaders as a liquidity solution, especially because of speed. Remember, speed, low cost, liquidity focus, corridor testing. And remember Japan's SBI integration. They're all prepared, guys, if something were to unwind. So these are use case, uh, conversations. All right, this is not about XRP's price. It's about the fact that, and I mentioned this before, they could become a revaluation of XRP if these events take place, they're going to need a savior, basically. Then we have quantitative easing. Now, we're not there yet. Okay. We just stopped quantitative tightening. That doesn't mean we have quantitative easing. Right. But every time liquidity breaks, the same 3 things eventually show up. And I've been looking at history for this. That's why I say you got to do your research. The 3 things that show up is rate cuts, stimulus, and QE. Okay. Historically, those 3 ingredients are the recipe for explosive upside in risk assets, especially utility coins. That's why I'm trying to tell you guys that you have to follow these macro events, because if you're just following the charts— technical analysis is great, especially for swing trading, but when you're talking about long-term and utility use, you got to look at macro events. There's— there is no other way. And so I want you all to go deeper with understanding what you're investing your money in, okay? If you're investing your money in cryptocurrency, you need to follow the macro events and what's happening, and you need to understand them, okay? Now let me give you a caveat, because extreme volatility is normal right before expansion. It is. And I've said it before, we may see a sharp run, um, then we may see a sharp drop, uh, then you might see a stair step into recovery. Um, I tend to think that the bull run will happen pretty fast once it happens. And I think people are going to get left behind because of FOMO, because people are very emotional, and you have to train your nervous system for something like this. Okay, thank you so much, I appreciate this. Uh, you know, I'm doing a lot of research for you guys, by the way, you know what I'm saying? I'm just— I really am trying to, you know, help you all to understand it, because you don't want to be an investor that is like not, not intelligent with understanding what you're investing in, you know what I'm saying? So there is some work that you have to do to understand this. But I'm telling you, if y'all can understand what's going on with cryptocurrency— again, we have an administration that wants us to be the crypto capital of the world, and they are heavily invested in crypto. And the big dogs are coming in. I mean, we talking Vanguard. And I mean, I didn't— I didn't— you know, years ago, you— these are companies that— these are companies that some years ago would have said crypto is a scam, I'll never get— put my money in here, all of this. Okay, but, um, I'm okay, I'm okay. Sometimes people gonna get shaken out by the volatility. They think volatility equals like, oh, it's over, you know what I'm saying? Honestly, volatility gives you opportunity. Do y'all understand? Y'all, y'all got some of these assets that just dropped like within the last couple of months all the way 50 and 80%. Did you buy the dip, you know what I'm saying? Because everybody gonna be buying the rip when it's going up. They gonna be buying the rip. Okay, so, and, and remember the volatility and these drops and crack. That's exactly what happened before historic runs like in 2017 and 2020. Go back and look, look at the chart. Volatility does not mean weakness. It don't mean collapse. Sometimes it's just redistribution before growth. That's what ha— and y'all know that when the boat left, some of these companies, they, they, and they didn't get in early. Early because they was too afraid because they thought it was going to zero and all this stuff. They gonna bring the boat back to them because they are— that's what they do. There's a lot of manipulation going on. You think I already— I told everybody when XRP was almost $3 and it was— I said I ain't buying it until it come under $2. Why? Because the institutions ain't buying it until they come under there, right? They ain't buying it. And when I said that, this was— XRP was already up. I know you all who are following me Y'all heard me when I said this. I said I'm not buying XRP till it comes under $2. And with it being all the way at $3, they like, it ain't coming down today. I'm like, it is, because institutions are not buying it at $3.50 when they can bring the boat back to them. It's, it's got to be a correction, it's got to be a crash, it's got to be something. I'm waiting on the institutions to manipulate the market, and I'm getting in there. And guess what? Right after that is when we had that dip down. I think it was October 10th., and I have buy orders all the way down at like a dollar and 70-something, a dollar and 90-something. Like, I just knew it was going to come back because I have been studying how the whales and institutions operate. They're very manipulative. They're not going to buy at the highest price. Okay, so, um, we are still early in this macro transition, and that's why I keep saying this is a building season, not the get rich necessarily overnight. I'm not saying that these prices can't go up, but But even when they do go up, have a plan in place. You want to be able to reroute that money into other commodities and other assets. This is a season of building. You have to build, especially if you want to borrow, right? It's build and then borrow. Build, borrow, die. Build, borrow, die. Okay, but you can't borrow if you don't build, so you gotta build, right? So make sure you're positioning yourself because some things are about to happen. Now let me just say this real quick, all right? Let me say this real quick, okay? Um, because I want to get into the crypto side. Uh, this is where people get really, um, uh, emotional. This, or this part is real emotional. Okay, I want you to remember something. Let's go back in time again. You got to go to history to know what can be happening now. And I want to encourage you with this. In 2017, I bought XRP. Man, this is awesome. I love to see it. Okay, I love to see it at 21 cents, right? Um, in 2017, and if I don't get the numbers right, just don't hold it against me. All right. Um, thank you so much, I appreciate this. Hit that like button, by the way, if you're on here, please hit that like button for me. In 2017, XRP went from a fraction of a penny to about, um, higher than I think 3— around $3.84 in about, I don't know, 200 days. It could be somewhere between, in a, I don't know, maybe 200, 240 days, I'm not sure. But the perspective of that is every $1 invested became roughly $7,000. Not in 5 years, not in 2 years, like in, in months, y'all. In months, right? Do y'all understand? So when people say these coins can't do big numbers and there's no way we can see moves like that, utility coins can explode. They, they can if they— you know what I'm saying? Crypto, crypto has already— y'all got to remember this— it has already did done the unthinkable. Multiple times. Now I'm not saying at some point utility coins won't stable out and less volatility along the way and stuff like that, but it can happen. All right, now will it look the same? Maybe not. Will everything pump? No. Like, these meme coins are gonna go to zero, y'all. Like, get the utility coins. And I'm saying that as somebody who got meme coins, but I know what it is. It's a gamble, okay? It's just like me going to the casino and saying, well, I just play $100., and gamble my money. Just $100. I don't care if that means this $100, I don't mind. I don't mind if it go— if it double, or if it go to zero, or if it's 10 times, or 100. I don't— it's— it can go to zero, okay? Small amount in there. But I'm telling you guys, because you're late to the party, and some of these meme coins I got some time ago— you're late to the party, meaning I have a decent position but didn't pay a lot of money for it, right? So get the utility coins, and 2, long-term utility. Long-term utility always wins. There is speculation, there's hype, um, and then there's utility, okay, that solves real problems. Understand XRP, XLM, HBAR, uh, well, some of them, uh, I like ALGO, I do Ondo, you know what I'm saying? I got some of the other ones too just because I got, again, positions on them. I got Chainlink, I like Solana, you know what I'm saying? I got some of these other ones. I love XDC, um There's some other ones that I'm gonna talk about too, um, that a lot of people don't have, but most of them that I have are infrastructure, okay? Most of them that I have are infrastructure. Quant, uh, you know what, Quant is the only one that I don't have that I want to have. So, um, but I just, I just never got it, y'all, you know what I'm saying? And I know that's probably not good, but I don't have Quant, okay? So, uh, but banks are not gonna adopt meme coins, okay? Financial institutions don't restructure their system around the hype. And I got a nice amount of HBAR. I'm still like, I said said, I just bought some HBAR in my Roth IRA. I was like, yes! All right, and so I did that at iTrust Capital, by the way. Okay, um, thanks. Yeah, I did a play on Poets some time ago. And so, um, so we're looking at infrastructures, okay? Utility coins, they can take time, okay? Um, but they produce lasting value and not temporary spikes, okay? Have as much as some of the wonderful people in the chat. Me and my husband— that's all right, that's all right. Start purchasing, make your position. That's what you're supposed to do, you know what I'm saying? And it's little by little. I tell people like, don't just dump everything in, you know, unless you have it to do, unless you have it to do and that's just what you have. But honestly, consistency is always going to outpace you. I, I keep saying this, when it starts pumping, everybody gonna throw their whole bag in because they're gonna be— when all of the times I've been telling people and friends and family like, oh, you got some, a little bit of XRP, you got a little bit of HBAR, you got a little bit of XLM or whatever. It's like, oh, I don't know nothing about them scam cryptocurrency, blah blah blah blah blah blah. But then when they see the hype and they see it pumping and then they see all of this, they gonna be calling me like, hey, uh, you think I could get some of that X— what'd you say, the XP, the, the H, the HBAR, the bar H? They gonna be— and guess what, they gonna buy at the top and they gonna squeeze it up even more. That's where the you euphoric phase come from the— all the FOMO from the retailers that did not get in position, right? And so I want you to understand the utility, the utility getting into these coins and getting positioned while they still got good prices. It's gonna survive, it's gonna thrive. Y'all gonna live the best life you ever live while people sitting up somewhere watching Netflix don't know what the heck is going on with this world right now. I mean, they clueless, they sleepwalking, okay? And you and I, we, we are here understanding macro events with our economy. We understanding the transition, we understanding the wealth transfer, we understanding this is a K economy where people who got assets is gonna go to the moon, and then everybody else, they just— I mean, inflation gonna kick people's butt, all right? You ain't gonna even be able to outwork this inflation. Your money has the ability to make more money than your labor does, and people don't understand. We're going into a capital age, like you're gonna need capital, y'all, okay? Now again, XRP is the only, um, currently the only asset with partial regulatory clarity. And that means right now XRP is not considered a security in secondary markets. All right. And it's also, I want to reiterate, it's fully integrated with SBI in Japan. Thanks, Storm Day. I'm here, I'm here. Oh wait, wait, wait, I got the wrong one. Okay, the chats is moving fast. I see you. Okay. All right, um, and so, uh, uh, also XRP used in cross-border testing, um, running corridors internationally, uh, mentioned, uh, by global leaders as a liquidity tool. All right, now it don't mean it pump tomorrow, but it does mean XRP is already sitting at the table. Okay, some of the other coins will sit at the table after the Clarity Act is passed. I want to be clear on that. That's what the Clarity Act is going to do for the other coins. But right now, that's what separates XRP, is that it does have, uh, partial regulatory clarity. Okay, so for— let me say this— if there's a crisis, it will create demand for settlement assets. Okay, so if Japan— like I talked about the reverse carry trade, go back and watch the video, I tried to explain it as intelligent as I could to help even a beginner understand what's going on with, um, the, the reverse carry trade. But if Japan or any country faces liquidity, uh, liquidity stress, then they will need instant settlement, right? They're going to need cheap settlement, um, they're going to need fast settlement, and they're going to need reliable settlement. XRP is literally built for that. That's what XRP is for. So in an environment where currency weakens or yield swings or liquidity tightens or cross-border flows get messy, which they are, XRP becomes more valuable in that scenario, okay, because of the function of it. So Let me just, uh, end with this. And I'm just looking at the chats because I don't want to make this too long, but I want to educate you and I want to bring some— I want to, I want to bring some energy so that you like, yeah, you know what, I hold these coins. I know I need to learn some things about this. I need to understand a little bit more about this next wave. Because when I tell you, you're going to be able to do so much with your cryptocurrency. I mean, we talking about, you know, having, uh, the digital asset world is is about to run the world, okay? Um, this is probably how they're possibly gonna try to solve the debt issues. I mean, we're gonna be buying houses and resources and everything, you know what I'm saying? And at some point, of course, you are going to want to keep your stuff in place and borrow against it because you don't want a lot of taxes. By selling all of your assets, you're going to have a— you're going to release capital gains, and that's going to trigger taxes, and you don't want to do that. You want to be able to grow your assets. And like wealthy people borrow against them because Y'all gotta remember that the only, uh, thing that's taxed is taxable income. Let me ask you a question: is debt taxable income? Yes or no? Is debt taxable income? Yes or no? No, it's not. There we go. Then let's live off debt in a smart way. I'm just— I'm being funny, y'all. But yeah, you want to borrow against it, right? If your stuff is appreciating 10, 15% a year and you're borrowing a small percent, maybe 3% a year or something— I'm just giving— throwing out numbers. That makes sense. Your stuff will continue to grow and you'll continue to borrow against it, and you take a little percentage off of what you're borrowing. Of course, you gotta, um, you know, pay back the interest of that, but it'll cover it because the appreciation is going. And you're going to teach your kids how to do it, and then you're going to open up an insurance policy so that if you do have any debt, the insurance policy can cover the debt and wipe you clean. And then you're going to teach your kids how to do the same thing, and y'all gonna pass y'all assets from generation to generation. You got to learn how to do this stuff. It takes a lot of time. There's a lot to learn, but the 2026 setup is the strongest that we have seen in years. Let me run down it real quick so that you can save. Um, and I, and I just see— I was just about to talk about this really quick, y'all. There is so much happening because guess what? Number one, we got a dovish Fed incoming. Just listen to everything I'm about to say real quick. Just take this in real quick. Dovish Fed incoming, possible tax elimination proposal, stimulus and fiscal expansion. Got it? Okay. QE potential, quantitative easing potential, liquidity injections, Clarity Act, the baby bonus check— that's what I like to say— the utility adoption, the AI supercycle, the tokenization, the risk-on environments returning, global infrastructure, uh, shifting debt cycles rolling over. This is not a normal market. This is a reset and rebuild environment, y'all. Y'all gotta understand, and reset environments always reward the people who are building right now. Get in position. Listen, we may see a run and a crash, but that does not cancel the long-term— there's a long-term bull. This thing is going in the right direction. I don't care what y'all say. I'm gonna be the only person— if, if I gotta stand here and just say long term. Again, don't let the volatility shake you. There's going to be volatility, I'm telling you now. But we could see sharp pumps, we could see sharp corrections. We, we're going to see extreme volatility with the reverse carry trade. We can see, uh, liquidate money getting pulled out the market for a short period of time. We may see even short pain. That's going to give you long-term gain. And you know what, if we do see short pain, I'm buying. I'm buying all the way into whatever the crap— I'm buying. Okay, so, um, just understand that every single expansion cycle in crypto and every major bull run, every life-changing move that you can think of happened after the volatility, not before. You cannot shortcut cycles. That's the impatient people. But wealth is taken from the impatient to the patient. You cannot bypass seasons. I never seen somebody just go from summer to spring, okay, so that they can get right back in, in front of summer again. They go from summer to spring and then back to some— no, it don't work like that. We got to go through the, the fall, we got to go through the winter, okay? Winter is coming. Anybody ever seen Game of Thrones, right? So you cannot also, um, you know, it's just this impatient thing. You can't place your entire financial future in the hands of impatience. You can't. And that's why I keep saying 2026 is shaping up to be one of the biggest wealth windows we will ever see. And only people who are, are, are building during the uncertain times will benefit from the certainty. You got to build during uncertainty to have the certainty. That's just the way it goes, okay? Not, not, not the ones who's panic selling every time they see a red candle, okay? And the ones who, um, cash out too early without a tax plan. Some people gonna blow it. It's just what it is. It is what it is, y'all. All right, so let's slow down. Let's build structure. Let's understand taxes. We got a lot to learn, y'all. We got to learn taxes. We got to learn how to do estate planning. We have to put our stuff in trust. We have to understand how to get yield. Um, there's a lot of planning we got to do. We got to get the toxic people to— all these family members who might want— you just set your boundaries now, okay? Uh, all the people who gonna come after your money and think that they're entitled to it, you know what I'm saying? Like all the people who gonna want to be back in your life again who wasn't in your life for the last 5 years, but then they found out you get wealthy or whatever, and they see you on yachts and taking pictures and whatever you're gonna do, you know what I'm saying? Because you at the networking events or whatever. I'm not saying take your money and go buy yachts unless you take your money and you borrow against it, and then you invest in a cash flow business that gives you money now, and then you take that money and then you go buy the yacht or the car, and then you write off the yacht and the car, and you say that it's a business expense. Okay, another story, right? Needless to say, the people are coming and you got to get your boundaries together and just be very careful not to tell everybody what you got and what you hold. Okay, 2026 is about preparation, and that's what I want to leave you with, is the preparation. Hit that like button on the way, um, out. Uh, let me say this real quick, um, because I want you to understand this. It is about being educated, okay? And so, um, I Yeah, uh, Larry Jones is still running his Black Friday, um, discount, and he's been generous to extend it. Okay, and so he gave my audience a special discount. It's in the description. You can use the code EARN if you want to understand charts, options, spread, volatility, how Wall Street thinks, how to build real market skills, how to understand macro events. That's where you're going to learn it. Okay, it's, it's an incredible opportunity to level up your wealth IQ. Um, so check that out, check out the link in the description. I also— this is the last day for my, uh, Health and Wealth Accelerator. So, um, if you want to walk in 2025, 2026, walk out of 2025 into 2026 planning, understanding better health, stronger habits, a calmer nervous system— I, I'm telling you, it's your nervous system that makes you make good decisions or not. And I'm talking about this in everything you do in life. If you need a clear financial, uh, plan, you know, you need some planning strategies, profit-taking strategies, tax plan, diversified, uh, approach, accountability, emotional stability, guidance every week, coaching, live sessions, all of that. That's what I'm there for. That's where I coach you live. We're going to build your structure step by step. We're going to prepare your mind, your money, your body, and your habits for the season that we're walking into. 2026 is going to be a mind-blowing year, right? It's not enough to just be buying into the right coins. You need the right mindset, you need the right, uh, nervous system, the right structure, the right strategy. All of that matters. Link is in the description. Uh, Black Friday 300 is the code. It ends tonight, y'all. Um, yeah, it runs out tonight unless I decide to expand it, but I would have to create a new code honestly because I made sure that it ended tonight, so there's nothing I could do about that. All right, so, uh, let me look, just look in the comments real, real quick. Um, thank you so much, I appreciate that. I just want to share this with you guys. I hope that this helped you to understand a little bit more about where we're going, the macro events, the environment, and help you to stay level-headed. Again, it's so much easier when you're long-term minded. Um, these people who are trying to gamble and make a buck tomorrow, like, ain't nothing wrong with that. Do some scalp trading, do some swing trading. I do, okay? I do, I do that too. Um, but ultimately I'm an investor. I have an investor mindset, and I'm learning how to build a structure. I like foundation, I like infrastructure, you know, in my own life too, you know what I'm saying? So that's where we at, that's where we at. All right, uh, XRP goes— I, I like, um, why don't you fight to remove capital gains? It's just crazy. Yeah, I know. And this no taxes, man, that's gonna be a game changer if that actually happens. Uh, XRP, gold, silver, and real estate. I love it all. Because by the way, um, when it comes to real estate, and I want to invest in even more real— I started off in real estate, okay? So I love, uh, real estate. Um, want to build even more in my real estate portfolio. Um, I've done fix and flips, Airbnb, I have long-term rentals. Um, I love real estate. That's where I started at, you know. Early on, you know, with investing. And so, um, I— that's just— I love that, you know what I'm saying? So, uh, a lot of my, um, a lot of my income will go into now really pushing that, you know what I'm saying, even more. So I got real estate, um, for my kids. I got houses and stuff for my children. So, um, 1031 exchange, you know, try to save on taxes, y'all. Try to save on taxes. That's all I'm trying to do, y'all. Because that's gonna be your biggest income when you become wealthy. All right, all right, y'all, um, that's it. That's enough for now. I'll be back on, don't worry, um, and I'll continue to make videos that can help to educate you. Again, hit that like button on the way out and look at the links in the description. I appreciate you guys. I love you guys. I want you to stay wise, stay wealthy, and I'll see you in the next one.