XRP’S WHITE HOUSE SECRET: Banks Need This For $12 (7 Catalysts Explained)

In this livestream‑style video, the host (Speaker A) delivers an educational, opinion‑driven overview of XRP, emphasizing its role as a utility token for institutional cross‑border payments rather than a retail meme coin. The narrative is organized around seven (plus one) potential catalysts that could drive XRP toward a $12 price target. The first catalyst is the Digital Asset Market Clarity Act (the “Clarity Act”), which would reclassify XRP as a commodity, unlocking institutional liquidity. Subsequent catalysts include the government shutdown delaying ETF approvals, Ripple’s direct engagement with the White House and upcoming high‑profile events, anticipated Federal Reserve rate cuts, mass adoption via digital wallets from tech giants, Ripple’s application for a U.S. national bank charter and Federal Reserve master account, and strategic acquisitions (G‑Treasury and Hidden Road) that embed XRP into corporate treasury workflows. The host interweaves personal investment history (buying XRP since 2017 at sub‑$1 prices), risk‑management tactics (limit orders, profit‑taking plans), and broader market philosophy (patience, dollar‑cost averaging, diversification). The video also contains promotional segments for a paid membership, a 90‑day health‑wealth challenge, and one‑on‑one coaching. Toward the end, the host discusses crypto‑security best practices, recounts a recent story of a user losing $3 million of XRP from a compromised cold wallet, and advises on reputable hardware wallet vendors and safe storage methods. Throughout, the speaker maintains a conversational, persuasive tone, expressing cautious optimism about XRP’s upside while warning viewers about regulatory uncertainty and personal security risks.
Chapters
All right, what's going on? I want to go over, um, some things concerning XRP. If you hold XRP, this is important to know. And if you are somebody who wants to own XRP, then, um, that's something you can think about as you listen to, um, what XRP is and the utilization of it and and how this can, uh, be a game changer for some people. All right, so, um, I want to discuss that a little bit. Come on in and drop, uh, where you're from. I'm not going to be here long actually today, but I do want to keep, um, keep you all abreast of what is happening with the XRP token. And, um, yeah, I want to give you some updates on that. All right, so let me know in the comments, do you own any XRP or is XRP something that you would like to own? First, I do want I want to say, uh, I'm not telling you what to buy, hold, or sell. Everything that I say is for educational purposes only. I'm not your financial advisor. I'm not telling you what to invest in. You can lose everything investing in cryptocurrency. Um, some of it, a lot of it is speculative. I personally only like to talk about the utility coins. Yes, there are some people who make a lot of money off of meme coins. Hey from Pittsburgh! Um, but I, you know, I personally like the utility coins. All right, so Um, London. All right, what's up, what's up? Pittsburgh in the house. Of course I own XRP, I love it. Delaware, uh, North Carolina, Maryland, what's going on? I see you guys in here. Let's see, let me open this up. I want to make sure I'm not missing anything. All right, um, yeah, so I want to just, uh, talk a little bit about what I'm looking for in XRP. Um, there's a lot of price predictions out there, and some of them are astronomical. And you know what, look, I hope I'm wrong. Um, I can't tell you exactly where XRP is going. No, nobody can exactly tell you, uh, but I'll tell you my thoughts on it. All right. Um, hey, uh, Virginia, Ohio is in the house. Good afternoon. Do you all own some XRP? XRP is the most compressed. I love it more. Oh yeah, yeah, yeah. We've been, we've been in this thing for a long time. I will tell you, I am an XRP long fan. Again, everything I say is for educational purposes only. I'm not telling you what to buy, hold, or sell. But I do want to tell you, and I want you to be on the lookout for this because these are some important things— hey, from Toronto— that could happen, um, potentially in the next couple of weeks, you know, going into, um, November. And so if you own XRP or if you're thinking about owning XRP, these are things you might want to consider. I know for me, I've told you guys before, I'm not buying XRP right now. I'm not buying it. I do have limit orders under $2 all the way down. And, uh, and the reason why is not because, uh, I, I don't— I wish, I, I wish I could have much more of it, but I already have a strong position and I would rather take my funds and put it into other utility coins that I really, uh, want to build a better position on, like Chainlink, Solana, uh, Ando. I like Cardano, I like, uh, of course, Ethereum, Bitcoin. Um, so, um, so yeah, I, I want to— yes, since 2020 I got in at 50 cents. Yeah, I've been getting in since, you know, 30 cents. I've been buying it all the way down from that point. And so I see some of y'all own XRP, love it, love it. So, but I want to help you to understand some things that we need to be looking out for. Um, yeah, like there's a lot of potential there. And I personally— hey, from St. Louis— I personally don't believe that XRP was technically meant for retailers in a sense. I think they were meant for big institutions. And so that's why I think at some point we could have a, a price, uh, put to it that's kind of explosive in a sense. Um, and I don't think retailers are going to be able to set the price of XRP because I don't think it was meant for us okie-dokies. Okay, I think it was made for the big dogs. Okay, um, so, uh, let me run through this because I want to explain why I am long personally and what could actually— XRP is for institutions and XLM. Yeah, and I love XLM. I love XLM too. I have HBAR. I mean, again, I have enough position in XRP. I'm not here to throw out wild predictions to you, by the way. I'm just here to explain why I'm long on it and what is happening behind the scenes and what we could be looking for that could change the price of XRP. I do think it is um, utility coin. So I am team XRP, and I've been that way for quite some time. Um, and I don't think Ripple is trying to be another meme coin or speculative trade. They're building an infrastructure for the global financial system. Uh, banks, institutions, and even governments are testing the adopting, um, the adoption of what Ripple is building. Okay, and XRP is the bridge currency, I believe,, that powers those cross-border transactions. And so, um, this isn't theory anymore, guys. We're talking about real utility, okay? That's what gets me quite excited about this. Now, 8 things— uh, well, 7 things, and, and I put an extra one in there. All right, um, number 1, the Clarity Act. And I'll run through these real quick because I won't, I won't be here long. I just want you to understand this if you own it or if you're trying to get in, because I think we could be at one of the lowest prices that you're ever gonna— I mean, once it's— once it shoots up, I don't know how many people— like, if you— if you're not— if you're not able to get in at, you know, $2.50 or whatever, or when it even dropped and stuff, like, I don't think you're gonna want to get in when at some point when it does hit, you know, uh, triple digits or whatever, whenever that— that may be, you know what I mean? I don't think this is a matter of if, it's just when, okay? We— we all know the future of XRP. And so, um, number one, again, uh, the Clarity Act is the first thing. All right, um, let me look through these comments because some of them are— okay, uh, the Clarity Act, uh, that is the Digital Asset Market Clarity Act, and it's already, um, passed the, uh, the House and is now sitting with the Senate. Okay, so if XRP gets approved, uh, then XRP would officially be classified as a commodity and not a security, at least in secondary markets. Okay, so, and that's, that's kind of big, uh, because this means that, uh, institutions, funds, and corporations can start using and holding XRP without the legal fog that's been, you know, covering them for the last few years. Okay, so regulatory clarity creates liquidity, and liquidity is what moves the market. And so that is the number one. Number two, all right, we all know the government shutdown means that we have not had these ETFs. There are some delays on that. All right, and so, um, yeah, so, uh, right now because of— there's a frozen process, um, that's happening because of the government shutdown. So, and that includes the proposals for XRP. Once the government reopens, then you can see a backlog of approvals hit all at once, and that's what I'm hoping for. And so when that happens, then we'll likely see billions in new liquidity into the market, and that's how it rolls. Okay, and so, um, Yeah, again, do your own due diligence, look into this, but these are things that may move the price, okay? Number— that will move the price. Number 3, Ripple's institution, um, or I'll say Ripple's institutional integration and the White House relationship, because there is a White House relationship happening. So, and this is kind of where things get a little interesting because Ripple's been in direct conversation with leaders inside the U.S. government, including the White House, uh, level meetings earlier this year. And they're reportedly attending, uh, the major White House, uh, ballroom event. There's a ballroom event coming up where some of the largest corporations— Amazon, Apple, Walmart— uh, they're all going to be there. And that tells you that this isn't just a side project anymore. Ripple is being positioned inside rooms where, uh, global infrastructure discussions are happening. Okay, and so that is another key thing. Number 4, again, another huge one, rate cuts and macro liquidity. We are on the way to rate cuts. If the Fed cuts some more this year, then liquidity will return back into the system. And cheap money always chases opportunity. It's just that simple. It's historical. Okay. Risk-on assets like crypto start to benefit first. You always see it. And so again, you combine that with the Clarity Act and you got to set up for institutional reentry. Okay. Want that. Yep, Zebec is retirement plan. Yep. Uh, number 5 is mass adoption and digital wallet expansion. You got to think about this because I'm watching as the— as digital assets go mainstream. Think about Amazon, Google, Meta. Um, they're, they're building out their digital wallet system. And the Clarity Act, because we're going back to the Clarity Act, it would make it possible for companies like this to start integrating assets like XRP directly into their ecosystem. So think about that. All right, when you combine that kind of adoption with Ripple's institutional partnerships, it's hard to see, um, man, it, it's, it's hard to see this not going crazy in the next, you know, even several years. I mean, we, we're in for a surprise for anybody I believe that holds XRP. Again, it's not a matter of if, I believe it's a matter of, um, uh, when. Okay, it's just the timing And it's not, it's not that like it's been held back, it's been suppressed. But think about it, like if all of these things, that's, well, we're just waiting for these things to happen. It's just that simple. Okay, now, uh, number 6 is Ripple's bank charter and federal master account. And I'm just educating you on this because, hey, if you own this coin, then you do want to kind of follow this because this because for some of you, you may need to start setting your— you got to have a game plan. You got to know, hey, am I holding? Am I, am I taking profit at certain levels? Like, you really don't want to be on the back end of this, right? Because people are going to have some sell, uh, points when the price changes. And so that could, that could mean it a little volatility on the way up, perhaps. Um, there's a lot of people who are saying that it— a lot of experts who've been following XRP for quite some time saying that it won't ever come back down again. We'll see. But you do want to have your game plan together. You, you do want to make sure your coin is on the exchange if you're trying to sell it. You may want to get your limit orders in. You may want to get your buy orders in. But you got to pay attention to this. So the Ripple Bank Charter and Federal Master Account— Ripple has applied for a US National Bank charter and Federal Reserve master account. And if that is approved, Ripple won't just be fintech anymore, okay? They're going to be regulated, uh, a regulated banking entity inside the US system, okay? So that's a level up in legitimacy and access. So you gotta, uh, follow that as well. And then I have two more. Number— we're on number 7, I think, uh, and that's strategic acquisitions. Okay, and I know this is a lot of information, but I'm helping you to understand why XRP, um, could go to the limit, uh, the, the, the price points that it could go to. I mean, it's, it may be unbelievable, guys, but again, I'm not here to tell you. I'll tell you where, what, what I'm hoping for as far as the price point, uh, let's get there for first. But strategic acquisition, so, uh, G-Treasury G Treasury and, um, and Hidden Road. Okay, I feel sorry for people I told about XRP, man, when they— okay, you know, I— and that's why I'm here trying to say what I'm saying. I'm not telling you what to do, but I'm explaining to you the utility, uh, how this is being utilized. So you, you take that as you want to. Um, but Ripple has been shopping quietly. They acquired G Treasury and uh, and Hidden Road both connect digital assets to corporate treasuries and institutional brokerages. Okay, so, um, um, this is how XRP becomes a part of everyday global cash management. It's a behind-the-scenes infrastructure, and, and a lot of people just are not talking about it. Again, I really believe that XRP wasn't meant for retail. I believe it was meant for banks and institutions. And you got to think about this because the last thing I want to say is, yeah, game plan, pull profits into USDC. Yeah, you may need to use different stablecoins as well Um, you may want to put them on different stablecoins because there's just going to be so much happening. I should have stated except for you and I had it at 19 cents. Somebody had it at 19 cents. Um, I'm not telling you what to buy, hold, or sell, okay? I'm telling you what I'm doing and what's going on with my, you know what I'm saying, my game plan. But you got to have a game plan, okay? I have a game plan where my loans, where I'm taking profit, all of that. But, uh, the— here's the biggest thing that makes this all work is core utility, okay? ODL, on-demand liquidity. At the heart of all this ODL, on-demand liquidity, banks and payments provide XRP as a bridge currency, okay, for cross-border payments. It's not meant— it, y'all, it wasn't— I believe when it was designed, it wasn't meant for like, oh, we gonna use this to buy coffee. It is meant to move billions of dollars instantly. Okay, instantly. That's what separates it from meme coins. Don't tell people what you hold. I, I, I hold a lot of, um, coins. I'm not telling them exactly what I hold, but I hold a lot of coins. You know, I talk about some of the coins that I hold. Um, but, uh, uh, what, what separates them— and I was saying that because it was like, don't tell people what you hold, they, they don't know the details. Oh, uh, nobody's gonna know the amount that I hold. I never say the amount that I hold, um, but that, that's what separates it from meme coins, y'all. It's real use, it's real demand, it's real value. Okay, somebody say I need to get some XRP. You know, you know, it's difficult, guys, because XRP was, you know, even just what, a few weeks ago, XRP dropped down. Some— somebody said they got it at 50 cents, but it dropped all the way down to like $1.50. You know what I mean? And it's back up. I'm not saying that manipulation can't happen, that there can't be another crash. I was waiting on another crash in a sense. Uh, we've never had like two back-to-back black swan events. So, you know, you know, another part of me was like, okay, maybe we'll be— we'll be fine. But I'm just saying that you got to think about it like this. If XRP was— you was, uh, created for, uh, on-demand liquidity for banks and institutions to move billions of dollars instantly, okay, then are they gonna want to use a billion XRP to do that? Like, are they gonna— like, meaning that if the price is so low, oh, it's a dollar, a dollar XRP, okay, if for every dollar we need one XRP, so if I need to move a billion dollars, I have to have a billion XRP? You got to think about that for a minute. I don't think XRP was ever meant to be this low. And you can't— we, we are not the ones that are going to price it because it's not— it was never meant for us. It was meant for the big boys. So you can't— they're gonna place the value on it. And I can tell you, I don't think they're gonna want a low price, um, utility to be able to move, uh, billions of dollars. It has to be priced high at some point in order to do what it was really created to do in the end. All right, and so, um, it was hovering between 48 cents, 53 cents when I bought in. Supply is running out. Yeah, people are taking them off, uh, and then people like— there are people like buying in, like there's already billion— a billion dollars like like, uh, I think one guy just went, just invested a million dollars. And did he— I'm just trying to think, did he go long? Yeah, I think he leveraged 10 minutes, but, uh, I think he leveraged it by 10. I'm not sure, but there's, there's, there's so much money already going into it. All right, people are, you know, they, they're, they're get— they're getting in, they're having meetings, y'all. So, um, just be on the lookout, you know what I'm saying? Because if these things that I just mentioned— and most of these things could happen in the next month or two, by Thanksgiving it could. I'm not saying it will. Will it is a different story, but technically it could, you know what I mean? So we're on the lookout for that. But we're seeing hundreds of millions of dollars, you know, whales are buying it, you know, the big, big dogs are buying it. Uh, one with 200— somebody, uh, $200 million, $600 million, you know. So there's a billion that is going to come off the exchange. That's going to come off the exchange. I mean, so even those little small things can move the price. But I'm telling you, once the institutions get in and, um, the Clarity Act goes and stuff, it's going to be— I think it's already outpacing before when Bitcoin, uh, right before Bitcoin had its ETFs. Anyway, I'm very conservative, y'all. I just needed to get over $4.50 for right now because that's a strong psychological, like, breakout in a sense. And then, you know, uh, next go from, you know, between $5 and $8. Now remember, people will be taking profits along the way, um, and then, um, and then maybe even, you know, between $20 and, and $30, um, if this, you know, the outcome is, is what it needs to be, you know what I mean? If all, if this, all of these things happen kind of in the same period, I think it'll really push for a bullish run. Um, and, and again, the other price points, the higher price points, it's not a matter of if, uh, it's, it's just a matter of when. Okay, I am staying conservative. I, I do have— I'm just going to let the utility speak for itself. I just wanted to share that. Time will tell. I'm very patient. I've been patient, uh, and that's why I didn't do anything when it was crash— when the crypto market was crashing. I'm like, y'all not gonna— y'all Y'all ain't getting me out of my stuff, uh, not this time and not next time. All right, so, um, yeah, so the truth is, you know, hey, trends go up and down, but utility stays. And that's, that's why I'm long XRP. And these are the things and the events that I am looking for. Okay, now if you want to, um, go a little bit deeper, you know, make of how I manage risk, how I think like an investor, and, you know, um, go, go into a little bit more detail and have those, uh, private Streamlines behind the scenes Q&A and strategy breakdowns, make sure you join, uh, the membership. Um, all you do is hit the join button. It's only $3.99 a month. For Android users, it's less than that. So, um, if you want a little bit deeper, go ahead and, uh, and press that join button and join. And then I'll be doing a private live stream, and you will also get access to all the private live streams that the public will not get access to. And so I'll be doing another one on Monday for that. And if you want the, uh, full coaching experience, uh, the mindset, the health, the wealth, the complete system for building financial freedom. Click the link in the description to join our 90-day health and wealth challenge. And, uh, and if you do want one-on-one, uh, there's a link also there for that. A lot of people have been asking about it, you know. Um, this is the year to really start building strategy, okay? The people who are prepared will own, uh, the wealth, the next wealth transfer. And a lot of people are missing out on this. And so let me go through some of the comments. Chainlink, uh, already Chainlink, Chainlink. I love Chainlink. Um, it's already used by the government. I love Chainlink, you know what I'm saying? Um, and, and I buy Chainlink every time it dips. I'm, I'm team Chainlink. You know, my thing is, uh, I like all of it, you know. I like all of it, you know. I'm not this or that, I'm this and that. I'm Ethereum and Bitcoin, I'm Chainlink and XRP. I like XRP and Chainlink, okay? Uh, I love, I love XLM as well. Um, again, I'm not telling you what to buy, hold, or sell. Anything I say is for educational purposes only. I'm just telling you what I'm doing and what I'm looking for, and you can do your due diligence, go and look and study these things out and see what's going on with XRP. Um, but I, I believe that the powers that be already know what it is, and if you know, you know. Okay, so, um, and that doesn't mean, again, we couldn't see prices fluctuate or whatever that may be. Again, these are things that's going to come to pass, and it's just a matter of when. There's a lot— there's been a lot of delays, and, um, I'm not telling you that there ain't gonna be no delays. I don't have a magic wand to figure this stuff out.. But I do know when these things happen, it will, you know, cause some movement. Okay, people so focused on one project. Be diverse. I'm very diverse, and I'm not going all in on, you know, crypto and stuff. Yeah, I think 99% of crypto— I think most of crypto, you know, you got to choose your crypto very carefully. Uh, that's a good point. Um, 2022D, uh, he said 99% of all crypto will disappear within the next 10 years, so choose your crypto carefully. I'm 100% XRP. Yeah, like the most of this stuff ain't gonna stick around, y'all. I'm just letting y'all know, some people making money off of it, but you better choose very carefully of what the future looks like. And so for me, I'm in it team long, you know what I mean? So it don't bother me when it go up and down and all the market manipulation and all of that they have. It doesn't bother me because I always— I've always been team long and I've always had my game plan. And if you have your game plan, you're not going to be caught off guard. And I have patience, um, because wealth building is about patience. It's about taking money from the impatient to the patient. All right, so be patient. Once regulation hits, a lot of crypto will be gone. Yeah, you know, so yeah, it's the truth. So you got to choose well. You got to choose, um, and, and, and do you, you know, do your research. That's why I'm here explaining to you. I'm not just saying, okay, I'm in XRP. I'm explaining why. Okay, utility for the win. I love it. I'm explaining why. I'm explaining what, what I'm looking for. I'm, I even explain what price points I get, I'm getting it at. I'm not so all— I'm not so into one thing because I love diversity. I mean, you know, silver and gold has, has had a great run. I'm so happy that I, I'm invested in that, you know. And the thing is, is that like once you, once you have your, again, your game plan together, then you don't have to be into this like FOMO, fear of missing out kind of thing. I know some people are, and I can guarantee you now when XRP starts to move back up, I bet you more people gonna get it. I bet you more people gonna get it, more retailers are gonna get it than when it was dropping down, you know, to $1.50 and when it was crashing. Everybody was scared then. So yeah, and, and again, I'm not— I have my price points. I'm not so all in this that, oh, I'm buying it at the top. For what? I've been getting it at 30 cents. Like, I'm gonna wait for it to come to me. I'm very patient. And guess what? I still got my orders under $2, and that ain't gonna change, you know what I'm saying? So I still got my buy orders under there. I'm sticking to my game plan, but you got to have yours, okay? You got to have your game plan together. Been holding since 2017, not worried. I know what I hold. Yep, you gotta— if you— that's why I say if you know, you know. Uh, 202, thank you so much. You be spitting facts. I love it, I love it. I got ZBEC at— man, you got it at very, very cheap, okay? 0.0007. Um, so yeah, Let's, let's do our homework. Let's know what we own. Um, I'm telling you, uh, I gave the scenario just yesterday. Buy low and sell high. Somebody said let the market come to you. That's what I always do. I see you gonna come to me. I got my limit orders, I got my alarms, little, you know, set when things trigger and all of that. I'm not chasing all of these things at highs because one thing I've learned with being patient with the market is that it go up and it come back. Even when you don't think it's gonna come back, it come back. Okay, it do, it do. And even if it's along the way, whatever, you miss this price, but you can still get things at a good price if you just be patient. Just be— I've seen it way too many times, okay? Let me set the monthly low and thinking that it's gonna run off, and then boom, here come a crash. Boom, here come a pullback. Boom. And it's like, it always happens. You just— it's just an emotional— you know, building wealth is very much so emotional and mental, and so we got to like tame that and everything, you know. We got to be Very patient. It's from the impatient to the patient. And so y'all be patient, the plays are going to come to you. Um, and I'm not saying that you can't buy certain things, uh, you know, on top, you know, like Palantir. I'm sure, oh, it reached, you know, $40, that's the highest point it's reached, but then it reached $80. So people who was buying it at $40, you again, you got to have your game plan. Am I doing a swing trade? Am I trying to make money off of this? Because I don't want to buy high and then sell low. Or am I holding this for long term? Am I holding this for my children? Am I holding this for retirement? You know what I mean? That makes the difference of your buy points, okay? Because honestly, when you DCA, if you buying something every day like I do with Microsoft, I'm, I'm buying it when it's hot, I'm buying it when it's low, I'm buying it when it's got a correction, I'm buying it when it reaches all-time high, I'm buying it, you know what I mean? Because I'm long, I'm team long. So with, with some certain solid companies All right, so, but be careful because, uh, when you make investments, you wanna, you know, you wanna make, uh, wise decisions. And then the last thing I'll say is I'll repeat something that I said in my, in my live yesterday, which is that, you know, some people, they're, they're waiting and then they just get frustrated and they give up and then they sell because they, they, they don't understand that when you playing the patience game, it, it's like everything is like, uh, boring until it's not, until it's just blow up. And if you do the math and you multiply one penny and you double it every single day, you reach $10 million by day 30. And you don't even think you're gonna reach $10 million by day 30 because everything moving so slow. By day 15, you ain't even at $400. You only had like 3-something, right? And then all of a sudden, in them last few days, and like, I don't even think you hit a million dollars till you get to day 27 or something like that. And then by— and then 3 days later, you had 10 million. So it's like when things pop, it pop, and then people be like, oh, what happened? Where you come from? Where you— you know, somebody get famous, somebody get noticed, an influencer grow. They've been doing this for a long time. They just been playing the patient game. They've been— they've been already— they done— they content creators. They done put out hundreds of, you know, tens of thousands of videos. You just now you see them, you know what I'm saying? This person become a multi-billionaire, now you see, because they've been slowly just building and just silently and just being patient while everybody else in and out and all in this hype and all of this other stuff. And then boom, the explosion just happens at the end. And when it happens, it happens, right? What do you think about the guy that lost $3 million worth of XRP from his Libos cold wallet? Uh, if you— yeah, I heard, and I saw his story, and oh my goodness, I was just like, whoa, you know. He said he don't even know how he lost it because, um, he said that, you know, he thought it was in a cold wallet or whatever. This is my— this is what I can say, and I actually did a video on this that I'll release it, um, uh, probably, probably next week or, or Monday. I did a video to give people the safety nets of what they need to do with their, um, their ex, you know, their, uh, coins and Don't ever buy a cold wallet. Some people buy cold wallets off of Amazon and like third, you know, third-party, um, websites and stuff like that, like because they think, oh, Amazon's safe or whatever. If you buy a cold wallet to store your crypto, make sure it's from— if it's Ledger, ledger.com. If it's Tangem, tangem.com. Go to their website. Don't ever buy your stuff on like an off website because you don't know what you're really buying when it's on a you know, when you're doing it through a third party. That's one thing I would say. But I don't know how to— you know what I mean? Maybe he clicked on something and didn't know, or I, I don't know. But it's, it's scary, okay? And so, um, you know, some people have it in custodial, and some people are doing it, you know what I'm saying, through, you know, iTrust and just different places. And I'll, I'll be doing— I'll be doing some of that as well. But, and, um, you know, they're putting it, you know, of course, in a trust So there's some, there's some things that you got to do. I can't talk about this right now, uh, I do in my coaching, um, program. But I feel really bad, um, you know, for the guy who lost the $3 million. Somebody lost $3 million worth of XRP. Somebody just completely took it from him. He just woke up and it was gone. And man, he's so positive about it. He's like, we're gonna build it back up, you know. And, um, I just feel really bad that that happened to him, you know. I know there's teams that can try to go back and get your stolen cryptocurrency, and sometimes they're successful and sometimes they're not. But, you know, I follow— I, I went ahead and followed him on his video to give him subscribers. Hopefully he can monetize, you know, his story, make a little extra income, do some more investments, you know. So that was my way of trying to help out as much as possible, you know what I mean. So, you know, and I'll be liking his videos and just like help, you know, helping with that and stuff. Somebody said, I love the analogy, I live by the compound— the compounding principle. Absolutely. 10 years of overnight success. Absolutely. That's what happens. Dollar cost average, bad stewardship. You know, um, somebody said bad stewardship. I didn't know if they were talking about bad stewardship from the guy whose money got stolen. I don't know if it was bad stewardship, if that was for him, but, um, he got his money stolen from. And people be buying cold wallets from Amazon. Yeah, um, Derek said that. Yeah, and don't, don't do that. Don't do that, everybody. Do not do that. He, he probably wasn't checking it often. I don't know. You know, I— it doesn't sound like he's that kind of guy, you know what I mean? I don't know. But, um, yeah, yeah, you want to check it. You want to make sure— you want to have your, your, your— there, there's some protocols you can take in place. Like I said, I did a video specifically on that, how to be more safe. Um, and then one last thing I'll tell you guys is you can split it up, you know what I mean? You can, you can split up your, your crypto if you just feel like, okay, I don't want to have it all in one place. You can put it on, you know, different cold wallets, you know what I mean? Some people feel just safer doing it that way. But, um, yeah, I don't, I don't know, you know. He could have clicked, like I said, a link that on his— I don't know, you know what I mean? He don't know. So hopefully he'll share the story if he finds out any, anything else. Um, but like I said, you can also, um, you can also put it on an institutional-grade, um, custody, you know, like, uh, Caleb and Brown Uh, but they will take a percentage of your sales. But they'll be— you know, the thing is, uh, you may not— you may need to do that because at some point, I don't know if you can be on the exchange and buy them at high prices. If it goes to a certain limit, I don't know if you're going to get those orders through. And so you may need to have a brokerage kind of do that for you, but they will take like 1% of the sale and stuff like that. So somebody said yes, bad stewardship from him. I, I don't know, like, um You know, some people get scammed. You know, bad stewardship is you not mismanaging— that, I don't know if that's the proper word for it— that's you mismanaging, um, your money. You know what I'm saying? Bad stewardship is like, I'm spending— he— I don't think he did that. He, he did store his money. Obviously, if he gained that much, he was working, and then he put his, um, you know, user error, and he put his money away for an asset. Um, bad stewardship is like You know, you, you mismanaging your money, you know what I mean? So this is a hiccup, you know. And there's a lot of criminals out here. There's a lot of people taking your stuff and scamming you and doing things and tricking you out of stuff. Now, if he did click something or whatever, then maybe naive. I don't know. I don't want to say anything negative about him because honestly, I don't ever want to be in that situation. And if I'm ever in that situation, I don't want nobody to say I was a bad stewardship of my stuff. If I get in that situation, somebody really scammed me out of something, and the scam intellectual capacity has just went through the roof, obviously, or something. I don't know. But, uh, I don't want to be in that situation. I don't want to judge that situation, and I don't want to have to be the person to like have to deal with that. So I'm going to give him grace and be kind to him, um, because I just— I, I can only imagine. That's all I can say. All right, um, so anyway, I'm, I'm going to, um— he clicked on something. Yeah, somebody said no, he probably clicked on something he shouldn't have and got hacked. Yeah, I mean, that's not bad stewardship. I think we— that's a different terminology. You know, I don't know, you know, everybody's got their own opinion, but that's just me, you know what I'm saying? Everybody free to have their own opinion. So, um, you know, and I don't think anybody should have bad stewardship, but I think people should be safe. And so that's what I'm, I'm, I'm expressing. Be safe. And there are some things that you can do. Again, I got a video coming out on that. And, uh, and most of the time, yeah. Oh, be aware, before I leave out, oh, like and subscribe. I didn't even tell you that. Please like and subscribe. So I got a couple hundred people on here, so hopefully I have at least 200 likes. So everybody just take a moment and like it because it just helps me in the algorithm, you know, and it helps YouTube get my video out to more people. And I would really appreciate that, and you know, that's all I ask. And if you're not subscribed, go ahead and subscribe and turn on your notifications. Uh, so yeah, scammers are also in the chat, so do not click on any links on my page or anything either. I've seen people have pictures of me and they're telling people to call my WhatsApp and stuff like that, and it's not me. So you know what I'm saying? Like, when you trust somebody and then you think it's that person and then you click on it, you know, they get you. But I am not— I would never tell you to send me no links or nothing, send me no crypto. I'm not telling you to call me or anything like that. All my links are in my description, and that's how you know it's safe, because only I can put links in the description. Now, when they come on these chats doing that, be very careful. That is not me, even if it got my picture on there or whatever. And just be careful in anybody's you know, YouTube comments, because they be on there like, oh, I just made $50,000, and it's like, oh, what's this person's name? Oh, you can find her here on WhatsApp, her name is Mary this, and you know, it's all a scam, you know. So be very, very careful and don't click on nothing crazy. I had a situation where someone took my— one of my emails and tried to reset my password on one of my wallets. Move everything out real quick. Absolutely, yes, with the quickness, you know. Just be careful where you put your seed words, all of that. Yeah. Orculus Ledger, uh, Darnell said Trezor, Tandem, uh, decent good cold wallets. Yes, and I have 10, uh, is it Tandem or Tangem? I think you spelled that wrong, T-A-N-G-E-M. I just want to make sure it's not— it isn't something else called Tandem. Um, but, uh, I, yeah, I, I have a few different ones that I like, you know what I'm saying? Um, yeah, so just be very careful and they all work very differently. All right, uh, beware, somebody said, of Ledger hardware wallets. The Ledger Network stole cross assets from my wallet. Whoa, okay, thanks for sharing that. Thanks for sharing that. We love to hear your stories. Let us know your stories. Let us know, uh, what cryptos you like best. Um, somebody asked me about HBAR. I love HBAR. I like HBAR a whole lot. Um, and I think it's gonna do really well. All right, uh, I use a BioWallet. Awesome. Yeah, share your crypto. What's your favorite crypto? Um, give me your top 3 favorite cryptos, right? And then, and then— oh, okay, okay, Darnell said you right. Yeah, Tangem. Okay, I was just making sure because I was like, hey, maybe it's another one out. Um, give me your top 3 cryptos, right? And I look through the comments, even, even if I jump off, I do go back and look through the comments. And then if there's anything that you want me to talk about, please put it in the comments because I do look at the comments. Somebody say XRP. Yeah, team XRP, love it, love it, love it. Um, And, uh, I'll be back on again. If you haven't joined the membership, go ahead and do that in the description. The links are in the description for, uh, the 90-day challenge. And, uh, if you want to book a one-on-one, that is also there. And please, on your way out, do me that favor and hit that like button for me. I appreciate it so, so much. Top 3: XRP, XLM, and ETH. I love it. ETH, Solana, XRP. Somebody say XRP, Zebic, Zebic. I always say that wrong. XLM, HBAR. Um, Quant, yep. QNT, yep, yep. Um, Akash, TAO, yeah, I love TAO. Uh, I just, yeah, I ain't gonna say what I was gonna say, but I love TAO. Um, when everything else was dumping, TAO was going, uh, I don't even know if I'm pronouncing it right, TAO, TAO, whatever. I, I, I had it and I looked at my portfolio, I'm like, this is up, man. This is, this, this going up when everything else going down. Bitcoin, XLM, XRP, Solana, Doge, love it. Uh, XRP and HBAR, love it. Um, Ando, USDY and Solana. Flare, yeah, yeah, I just got some Flare yesterday too. Um, uh, and you know, it's real affordable, none, none big. But, uh, Flare, um, uh, ticker symbol for that is FLR if anybody's interested in that. XRP, HBAR, Phoenix, P-H-N-I-X. Um, I'm reading that too so people can hear me. So yeah, All right, all right. He said when he added the Lippo app to his iPad, oh, it automatically— okay, so, so this is the guy who got the money stole. Um, let me put this on here real quick. Uh, he said when he added the Lippo app to his iPad, it automatically turned his cold wallet into a hot wallet, and then incident prevented that from happening to anyone. Okay, okay. I just want to put that there just because we got to spread the news and make sure everybody is safe keep your stuff as safe as possible. Oh, thank you so much. I'm gonna put your, uh, say you are my favorite personality. I appreciate that. That's so sweet. That's so sweet. I receive all the love, all the love. All right, I'll be back on, uh, again. Hit that like button for me and subscribe if you haven't already. Put in the comments again, what is your favorite top 3 cryptocurrencies? I'm going to go back and look at it. And if there's anything that you want me to talk about, I am here for you. I appreciate you all. For giving me all the love and for being here on the weekend, on a Saturday, you know, to, to hang out with me. Um, I like Tangem, uh, travel. I do have Tangem, um, as one of my cold wallets. I have a few, so, but I do, I like Tangem. All right, all right. Uh, Polkadot is a sleeping giant. It may be. I have a little bit, I, you know, sold most of it. Um, so, uh, I don't, I don't hold a huge position. I have a little bit, but I don't hold a huge position in it as much right now. I did have it, um, uh, what's the word I'm looking for, um, making, um, it's, uh, I had it on— I didn't have it at the— on the actual, um, exchange, but I had it in storage, like making money, making a percentage. Okay, um, y'all know what I'm trying to say. I'm, I'm rushing now because I got somewhere to go. All right, thank you guys. I love you guys, and I'll be back on soon. All right, bye-bye.










