You Were Taught to Fear the One Tool the Wealthy Actually Use

Hey, it's Kamilah Stevenson, and around here we talk wealth. And what if we were told to fear most the very thing that wealthy people use as a tool? I want to walk you through that today, and I want to give you a strong blueprint and a strong conviction that can help you to build real wealth. And I think you're going to look at things differently because at the end of the day That's what we're trying to do. We're trying to make sure that you have a blueprint that works, you know, that you're not being impatient with the assets that you're holding and even the decisions that you're making for financial freedom. All right, so I, I promise you today is going to be very enlightening and you will learn a lot about maybe some of your next moves. What's up, The Real Antidote? Let me open up my Uh, what's going on in the building, in the house? I see you guys. Time for some sauce. I love it. Put you up on game and help you to create a strategy, uh, that wealthy people are using, right? What's up? Say bow wow, bow wow, little sister. What's up from Florida in the house? I see you guys. Flint Town, what's up? All right, make sure you like the video on your way in. Um, I am going to walk you through some things that I've been thinking about We have some opportunities coming. I don't know if you all just heard that, uh, I just saw the notification a couple of hours ago that Donald Trump again is threatening tariffs, 100% tariffs on Canada. Uh, if that's the case, we might have a dip in the market and some opportunities, uh, if you're into option trading, to go long on some option trading, or perhaps to even buy some stock at some good prices. Um, you guys know me, I'm still loading up, um, based on the fear And, uh, the sentiment is off the chain. People are afraid of crypto. And you know what's so interesting? What's up from San Antonio? What's so interesting, uh, this is a power couple in the Stevens. Thank you, I appreciate that. What's so interesting is that, um, uh, walking with zombies and Arian. What's so interesting, I was, I was looking at this video and the guy in the video, the guy was trying to break down what could happen with the stock market with the reverse carry trade. And, you know, he was explaining what was happening over there, um, along with geopolitical tensions. And the people in the comments, they were so— they felt like it sounded like doom and gloom. And so because they, they felt like it sounded like doom and gloom, they— I mean, they was like saying that this was trash, this ain't gonna happen, you know what I mean? Like, they didn't like it because it looked negative to them. Right. And what I want you guys to understand is if we have a crisis, a crash, a dip in the market, a correction, a recession, that's opportunity. That is not doom and gloom. That is when people get wealthy. All right. And so that's the first thing you got to know is when there is something that happens that will crash the market or suppress, or even, even with cryptocurrency being manipulated. That's a good opportunity to buy, y'all. That's the— you got to see things the right way. It's all about perspective, and whatever you focus on is going to magnify itself. So if people think that, you know what I'm saying, a crash or correction or what's happening with the reverse carry trade sound— and it sounds so negative to them, they don't even want to accept it as truth. They don't want to accept literal things that are happening around our world because they feel like it's negative. I was like This is unbelievable that because you don't feel good understanding this, this, this, the news, basically the reality, because you don't feel good understanding the reality of things, you dismiss it. And you're going to be the person to dismiss it and not be prepared while everybody else is going to be loading up and creating their escape for freedom in the future. Like their escape from poverty into freedom, right? And so it's— I'm like, just because something don't feel good, like, people got to get out of their emotions. I'm like, how are they not accepting the reverse carry trade? Like, it's happening. Like, all you got to do is go and look at the 10-year bonds, look at the 30-year bonds, look at the 40. This is factual. What do you— what do you mean? Just because they don't make you feel good, and it may end up having some kind of setback if people wind up unwinding that trade. It didn't make any sense anyway. We gotta get out of our emotions and we have to see the opportunities in all of this. DCA every paycheck, um, that's a great plan. This stuff is more simple than you realize, everybody. And I will eventually get to the question that somebody, um— hey, thank you, Tiffany, what's going on? I will get to the, uh, question that somebody asked, um, about— they were saying, uh, people tend to prefer bread and circuses. Yes, I know, that's right. Um, playing in DeFi with a small bag of XRP. Um, I am too, you know. Um, I got a small— I got a little bit, um, that I'm creating yield on. Hit that like button for me, guys. I'm gonna get into it and then I'm gonna answer. And I want to go through this because, you know, even for those who are watching the replay, I want you to be able to get the content and utilize it to your framework. Because everything that I try to do is to pull you out of hype, is to pull you out of the headlines, is to pull you out of all the the, the social media frenzies and really start planning intentionally. If you don't plan this intention— there's so much happening. If you don't get ahead of this, you're gonna be taken off guard. I'm telling you, the wealth transfer is intact. There's a global reset. Some people will make it, some people will not. Okay, so it's all about how you prepare, right? Uh, that's awesome, uh, Flink. I, I love to see it that you bought your first cold wallet from Tangem. And you know, even just saying that there's not a lot of cold— like, most people who own cold wallets, most of them own like 4 and 5 cold wallets. So you can look at how many cold wallets are available and see a lot of people are not like involved. They're not, they're not involved. Hit that like button for me, as a matter of fact. And, uh, I'm gonna get into it. What's up from Montgomery, Alabama? What's up? I got family in Montgomery, Alabama. Uh, thank you so much, I appreciate that. I try to stay cool, I try to stay young. My kids keep me You know, nice and young, looking young. I just had a birthday. I'm creeping up there around that 50-year-old mark, so I gotta get, I gotta get my life together. All right, um, thank you. Absolutely, I'm gonna share, uh, some stuff. So I want you all to understand this, um, again, hit that like button. Uh, nothing I say is financial advice. Everything I say is for educational and entertainment purposes only. Do your own due diligence. Uh, but we are, we, I want to help you to understand how the wealthy think about what is happening. And the reason why I'm saying this is because I'm telling you guys there's opportunity coming, and opportunity is here, even right now. Even right now, as far as the transition is, is concerned, and tokenization and everything going on the blockchain, I'm telling you, we're at the beginning stages. And people are so scared right now. You know why they're scared? Because they just got into crypto in the last 12 months. They thought we was gonna have a crazy bull run and it didn't happen, so they disappointed and they're impatient and they're mad, okay? And if you don't have a long-term view on this, it is— it's going to, um— I'll tell you my thoughts on TIL, uh, coin. I'll talk about that on Monday because I have been doing a little bit of research around it. Uh, not quite 50, but I'm, I'm, you know, creeping, creeping on up. But, uh, I try to stay young and stuff. That's why I like, you know, do martial arts and work out and stuff. All right, um, so listen, I— what I'm, what I'm starting to notice is I'm starting to see a lot of people who— there are people who want to work hard. Hey, they want to invest. Hey, they want to pray. They want to wait on the market, all of that. They want to wait on XRP, uh, wait for the next headline. There's a lot of different strategies people have, but some people are still thinking the same way they thought when they were just trying to survive. And I want to make sure that you don't— everybody has an, uh, what you call a subconscious. Uh, most of the thoughts that we think today are the same that we thought yesterday. All 70,000, 80,000 thoughts that we have throughout the day, they are the same. If you don't interrupt the pattern of being yourself, you'll never change.. And so I want you to interrupt the pattern of being yourself. Only you can do that. All right? Even, even the knowledge that I give you, the education I give you, you still— there's something in you that has to interrupt that pattern. Most people fall into default or automation, right? And so they, even though some people are investing in assets, they still have a default programming on, uh, survival. Okay? So even if money comes, they're not prepared to keep it. And I'm, I'm, I want to help you because some of you all will get wealthy from investing, but you're not prepared to keep it, all right? And a lot of people are not prepared to multiply it, right? They're not prepared to, to turn opportunities into a long-term, uh, blueprint, all right? So if we are being honest, a lot of people, uh, are about to get the freedom that they've been dreaming about. A lot of people are. Trust me, trust me. There are some people that are about to get so free, it's ridiculously crazy. Okay, um, but if you do not have a framework for what you do with it, I'm telling you all, people are more emotional than you can imagine. You will either, uh, you, you're gonna panic, you're gonna blow it, you're gonna give it back, or you might get trapped in the same cycle. It's just some people get trapped in the exact same cycle, it's just with a higher income level. Okay, trust me, all you got to do is look at all the documentaries about people and how much money they lost. Millions and millions of dollars flowing through their hand. Same cycle, just a higher income level. And I don't want you to get trapped. So today is really about resetting your thinking, okay? You're thinking— I actually like Trezor. Trezor is pretty cool. Um, yeah, most people gonna get the money back right away. We see it all the time. Um, I do think Tangem is a good cold wallet. Yeah, so, uh, investing money, uh, is like gambling money. Yeah, for a lot of people, that's how they— that's how they look at it. That's— that's what they do with it. Now, I'm not— I don't— I know there will be pumps. Pumps are based off of momentum, y'all. They come, they go. There is no structure when— when things pump. It's fine, you can make money, that's cool. Money is a tool, that's fine, uh, but you gotta— there's an opportunity coming. There is probably— I believe there's a strong pullback coming. I think there's even a crash coming. And if it does, I think it can change your life. And that's why I'm speaking from the angle of building financial future based off of the opportunities that you have. Because when people say wealth, what they really mean is that they want options. So if you— if we get a pullback, there's an option that you have to be able to invest and in a good way, be long-minded, still continue to dollar cost average, reduce your risk, and then build a blueprint for what that looks like later. Okay? Most people want to— they want to listen. They want freedom. They want to take care of their family without the stress every day of trying to do bills and all of that. They want to live life without feeling tied down to a job and tied down to all of these bills. You know, that's what we're really investing for. Like, we are investing for freedom. It's not even for money. It's for freedom. Right? Investing is not entertainment. It's not for adrenaline. It's not for your emotions to get all wrapped up. All right, it's for freedom. We need freedom, right? Say don't let a good crisis go away. What do I think about Ledger? I like Ledger too, but Ledger just had a breach in their email system. But I personally have Ledger also. I'm an iTrust investor. Thanks for sharing. Yes, yes, I, you know, and, and I keep telling you guys, please to invest in, uh, in iTrust, uh, Capital because they have a Roth IRA. And there is no better way, uh, to invest your money than to first start loading up a little bit in your Roth IRA. You still have until April 15th or 15th, I think, to invest from last year. Okay, I've already started for this year. Why? Because when these things take off in the future, I have to pay no taxes. And, um, and I did put the link in the description. You can use the they give you $100 free funding bonus when you fund your account. That's like, that can go a long way if you're investing that into an asset. Do you know where that could end up in 10 years as these assets appreciate? So open up an account. I'm not going to spend too much time on that, but please, if— I mean, this is common sense. Get a Roth IRA. Make sure that you have tax-free because anything else is going to be— you're going to be taxed for other stuff. Now, I do hope that we get no tax on crypto. Um, but as of now, we don't have it yet. So make sure you're setting it up so that at least some of your assets are not— if you feel like you're going to be rich in the future and you're going to have a higher tax bracket, then you need to put, put it in there now. Get situated now so you don't have to pay high taxes later because they're gonna take a chunk off of that. Okay. Um, so, um, I want, I want to share a philosophy of how, you know, most people— let me just tell you where most people are with their philosophy. Let me just start there because this is what the average person thinks right now. Okay, um, hope I do a video on it. Yeah, I'll do it. I'll do a video on it. And, and I will say this too, um, if you're talking about iTrust Capital, uh, I'm building a relationship with them because they are— they're gonna— they're, um, looking into yield. They already got stablecoins that's about to be unrolling out where you can put, uh, money and earn interest there. Like, what— this the whole— this was the whole battle with the banks and stuff. See, people don't want to keep their money in a savings account. Why would I keep my money in a savings account when I can go over somewhere and get like 3, 4% on a stablecoin? Like, you know what I'm saying? So, um, it's all about these relationships, and, and it's just not working no more with the banks. The banks to me have their thing, you know. We, we borrow money from the banks and, you know, collateral and stuff like that. But, uh, as far as keeping your money in, unless it's a high-yielding savings account, no, no, no, no, no, no. Get your money out of there. Put it in a Roth IRA. Put it in stablecoins. Put it in something that's gonna— stablecoins is just a medium point. Like, if you don't want— if you're not ready to invest in crypto, it's like the middle layer. It's like the middle ground. Like, I quite don't want my money in cash, and I quite don't want money in crypto, so I'm gonna just kind of sit it in the middle in stablecoins and get a yield, get interest while I'm waiting to make my decision. So I mean, there's different strategies for different people with, you know, what you want to do. Again, crypto is very— crypto on sale right now, y'all. It's bleeding. It's, it's in a bear market. Some of these coins are like 80% down from their all-time highs, you know what I'm saying? So this is the time why people are scared. This is the time. Nothing I say is financial advice, but Here's the philosophy of most people: earn money, spend money, save a little, uh, do what they can to stay out of debt. Uh, and for a lot of families, that's— that feels safe, you know what I'm saying? It feels like protection. It feels like even wisdom for some people. But here is the problem: that entire philosophy assumes the dollar holds its value. It assumes that your savings will mean something 10 years from now. And I'm telling y'all, it won't. That's why silver is at $103. Do y'all hear what I'm saying? I think the last time I was on the live, the silver was like at $93 or something like that. It's at $100. This thing is moving like a meme coin. This, this shows you how scared people are to keep their money in the dollar. $103, are you kidding me? $103 point something, right? But you're keeping your money, and I do believe to be liquid, even if it's 20% liquid, in your brokerage account or whatever for the crash, for a rainy day, okay, for a pullback, for a correction, whatever that looks like, right? Again, Trump's, uh, tariffs pull the market back. Things start bleeding off even that because, because people get scared, okay? So, and yes, your money must work for you. What's up from South Carolina? I see you in here. Yep, this is on time. Yes. So let me— I want to help you to understand what the wealthy does, okay? Uh, you cannot assume your wages, the money that you make from your job, is your, your wages are not going to keep up with inflation. The cost of living, um, won't keep moving. The cost of living is going— you're going to assume that it's going to keep moving the goalpost. It's not, all right? It's not the world we're living in, right? So what happens when the rules start to shift? Because that's what's happening. Wait, let me say this. What happens when the rules start to shift but your mindset stay the same? What happens then? I'm gonna tell you what happens then. You're gonna end up doing all the right things You're going to work hard, you're going to try to be responsible, you're going to try to be disciplined, and you're still going to feel like you cannot get ahead. Because I'm telling you, the system is built to reward a different kind of behavior. And this is where this gets really, really real, because I want to help you to separate the difference between how most middle-class people live and how wealthy live. The wealthy are not building their lifestyle off of income. They're not. They are building their lifestyle off of their balance sheet. Balance sheet, balance sheet theory. They not wonder how much did I make this, how much did I make this month. You know, that's, that's, that's, that's the, that's the bottom of the barrel. How much did I make this month? It's cool to know how much you made this month because you want money, but money is only a tool. They're asking what assets do I own, what cash flow do those assets create, and how do I use time and strategy to make this thing compound without me having to trade my entire life away for it. Right? That's why I want to address these concepts that are misunderstood, and it's the concept of debt. Not consumer debt, y'all. What's up from South London? Balance sheet. That's right, not consumer debt. Not the kind that keeps you totally stressed out and paying interest forever. I'm not talking about buying stuff you can't afford to impress people that don't even like you, because half of them don't, right? I am talking about Debt as a tool, debt connected to assets, debt connected to a strategy, debt connected to discipline. Because when you understand that, then you're going to start thinking like someone who's building generational wealth on purpose. On purpose is the key word. On purpose, you guys. And yes, I am going to tie this back to XRP because XRP is not some lottery ticket for me. I'm not, I'm not here for that type of mindset. I'm not buying utility coins just to sit around and hope and get a pump and all of that. I am literally positioning for the future because I believe this space is going to matter. And I'm thinking about what comes after the price move. Y'all thinking about the price move. Oh, when we gonna get this pump? When is it going? You know what I mean? You want stuff right now. I'm thinking about after that. Like, what is going to happen after things work out? Have you ever thought about that? What's going to happen after things work out? Too many people are focused on the moment. They focus on, well, when is this going to do what I wanted to do? They are never planning for the responsibility that comes with the moment. All right, um, it may pull back. I mean, because I don't— I, you know, with the reverse carry trade at hand, I don't know. You got some people— you got two lines of reasoning. You got some people who think gold and silver are gonna just go completely outrageous. Um, with the ratio right now, silver should actually be higher than where gold is because— is it a 1 to 40 ratio? I can't remember what the ratio is, but I think silver should be actually higher according to the ratio. So perhaps silver can keep going higher, but I don't know if gold will. Or perhaps gold could pull back and silver stays the same if it keeps that ratio. Um, so I'm not quite sure. You do have some people that are taking profits, a little bit of profits off of silver and gold, especially if they've been in maybe for 5 and 10 years. And ain't nothing wrong with that, you know, especially if you're someone who got a blueprint and you're reallocating that money maybe to other precious uh, metals. Maybe you want to now roll it into something else or diversify or whatever. Um, I haven't taken any profit off of mine yet. Um, but mine is in a, um, mine is in an IRA anyway, so I don't know. I might just— even if it take a pullback, it's so long-term for me that I don't know if I, I don't know if I, uh, if it matters, you know. Um, I mean I wouldn't buy them at these prices. I mean, they're at all-time highs. I personally wouldn't, but everybody is different, you know what I'm saying? Like, maybe I, I wouldn't. I, I just— that's just me. And guess what? Silver could keep running crazy. Like, right now it's running like— I mean, it could keep going higher. You got some people that say it's going to $500, you know what I'm saying? Like, $1,000 more. $1,000. So would it be a good buy right now if that happened? Yeah, it would be a good buy, but I just I just think that there's other opportunities that are bleeding off that. There's— the fear is not in silver right now. I buy fear. Like, I, you know, it's not— I buy fear. So I, I tend to go where the fear is for the moment because that's the better opportunity for me. Um, but it's, uh, somebody said it's very high. I looked into it, you know. Yeah, I don't know, you know, you know, hindsight is 20/20. I'm looking at it based on my positioning right now, and I bought it so long ago, so I'm in a great place because I bought it when it was low. I think people should buy things when they're pulled back or when people are not thinking about it. There was a time where people said silver and gold wasn't going nowhere. Ah, it ain't going— it— silver ain't doing nothing, you know. And then it— and then it turns around and it does. So I think you should, like, buy fear, buy when things are on discount more so. Um, so yeah, uh, XRP, uh, cap is Pebble Company. What I think about foreign currency, yeah, I mean, um, Warren Buffett has all his money in the yen right now, so he, he's banking that their yen will get stronger. So, uh, if, if you're feeling like there's a country where their, their currency is going to strengthen and you can get in, um, I think maybe Warren Buffett might be— he might be positioning himself to give loans out to people. Like, he has all his money over in, in in the Japan yen. So it just depends on if you following that currency and what your strategy looks like. Uh, hey, what's going on, bestie? Uh, Change Your Mindset, I finally, I finally caught you. I know you at the game, but you done, you done chimed in. I love you, hugs and kisses, lots of misses. All right, um, let's see, it's on discount now. So, um, okay, so I want to, I want to give you a quick framework, right? Um, because like I said, a lot of people are not, uh, being responsible with what comes with the moment that they're in. Like, if you want to start positioning your crypto long term, especially at these levels, um, you got to have a plan in place, okay? You have, you know, and, and here's why, here's why we're going in this direction, because I need you guys to understand that inflation is there to stay. I mean, inflation is, is Right now, the debt that we have in our country is, is structural, and inflation is really the answer that they come up with, right? Right. What's up, uh, Jeff Yen? What's going on? And so, um, the inflation changes the rules for savers, and it rewards asset holders, and I need you to know that, right? And so wealthy people are not— because of this, wealthy people are not going to rush to sell their assets. They're going to borrow against them. And this is a very strategic move when it's done in discipline. And again, I want to tie that back to why I'm personally building my XRP strategy. Okay, um, you have to understand the difference between hype and a blueprint, right? I'm not here to hype you. I really am here to give you a blueprint. Okay, so once you understand, uh, that wealth is built on a balance sheet and not just a paycheck, then the next thing you have to see clearly is again, how inflation is going to change who the system starts to reward, right? It don't— and it don't— it don't just— people think inflation just makes, uh, things more expensive. No, it changes the rules underneath everything. When inflation is present, then what, what's going to happen with cash is it slowly loses its purchasing power. It can look— it can look a little stable on the outside, but it's shrinking in real terms. So your cash is going to be shrinking, okay? And if your entire strategy is built around saving dollars and hoping that nothing goes wrong, you're actually going to be standing in a system designed to erode what you're holding. What you're holding, not what other people are holding, holding. Because assets are going to behave very differently. And I'm saying this because, again, if we do have a crash, if we do have opportunity, you need to be ready for them, but with a plan. Now, assets do not just store value. You gotta— a lot of people, okay, these assets are valuable. That's cool. That's part of it. They also adjust. They also reprice. They also absorb inflation. And this is why inflation is always going to feel like a punishment if you don't hold any assets. If you're only holding currency, you're not able to leverage it. You know what I'm saying? It's gonna— it's— you're only able to leverage once you're holding these assets, okay? And the well-meaning advice that people give people starts to break down because when they do hear inflation is bad, here's what they're designed to only do. They're only designed to eliminate debt, pile into cash, and play defense. That's it. That's what most people do. And that feels responsible to most people. I'm trying to explain to you it's not. That feels disciplined, but it feels disciplined. It's really not. What people don't realize is that what they're doing is that they're doing it— these rules that they're playing, these old mindset rules, They're doing that inside of a system where the currency itself is being diluted. So then when you do— when you think you're doing everything right, you're still again going to feel like you're losing out. You're just not— you're not going to know it in real time. You're going to wake up one day and say, you know what, I've been doing this all wrong. Okay. And again, the wealthy do not rush to buy— to sell their assets. I want you to start thinking of a different plan because I'm telling you guys, the market does not reward overtrading. Okay, when you sell, first of all, when you sell an asset, you're going to trigger taxes. Again, that's why I say get a Roth IRA, because you won't, you won't have to worry about taxes in a Roth IRA. Okay, and then the other thing that happens when you sell, I need you to know this so that you can know what you don't sell. And you, you can sell your swing trades to get money to deploy them into something long-term, but you should not— you got to be able to hold assets. You cannot— oh, I'm trying to make money. Why are you trading an asset that's going to appreciate for money that's depreciating? That makes no sense. What are you going to do with the money? What are you going to do with it? You, when you sell an asset, you trigger taxes, you give up future upside, you remove the asset from your balance sheet. That's why I'm telling you, remove it from your balance sheet. And I'm trying to help you to have balance sheet, um, exposure. Once it's gone, it can no longer work for you. You got to think about this. You're done. You can't— you know, I'm trying to use an asset in 7 different ways, right? Borrowing is extremely different. And I'm gonna— somebody put something in the comment and it was like, but I can't borrow against my XRP. I'll, I'll answer that question, um, whether you're here or not. Borrowing is different. When you borrow against— thank you so much, um, and I'm really, uh, helping you with this. How do you do a Roth IRA inside your crypto? No, you do your crypto inside the Roth IRA. So when you sign up, like, I got the link in the description for iTrust because again, they give you a $100 bonus, um, funding bonus. What happens is you open up the Roth just like you open up a brokerage account. Instead, it's a Roth IRA account. And inside of that account, just like inside of a brokerage account, you, you move money in there and then you just buy the asset. You can buy, you know, like, uh, I was— I'm buying XRP. I bought some more, uh, the other day. I bought XRP at like $1.90. So in the future, 10 years from now, when XRP is— I'm gonna say when XRP is over 4 digits, uh, in 10 years or whenever that happens, right, I won't have to pay taxes on any of that. And I got it for $1.91. Whatever upside, whatever appreciation it experiences, you will not have to pay taxes. On the flip side, if you have it in a regular account and you have to pay taxes on that, you're going to lose a big chunk once you sell, right? And that's the whole point of borrowing against, um, that's the whole point of, um, borrowing against— I invested in the wrong woman, she became a liability. I don't know who that was. Um, and so, and, and that's the whole point of borrowing. When you borrow against an asset, you're not giving it up, okay? You're not triggering also a tax event. You're creating liquidity. Listen, You're creating liquidity without liquidation. Okay. You're accessing capital while still allowing the asset to continue to compound over time. That is amazing. Now, this is where I'm going to say something where this is where either people hear wisdom or they're going to hear danger. Okay. You're going to either hear wisdom when I say this or you're going to hear danger. Let's see which one you hear. Debt, first of all, debt is not income, but it's also not taxable income. Okay, now this is why you hear people, um, who are wealthy say they live on loans, and what that really means is that they understand how to use assets to create flexibility without destroying their long-term position. Okay, so here's the— here's what I want you to, uh, hear. Here's what I'm going to say: debt is not the solution, it is the amplifier. Okay, if you don't have assets, debt will, will hurt you. I want to be honest, if you don't have assets, debt will hurt you. If you have weak assets, debt will stress you. But if you have strong, durable assets and you use leverage conservatively, debt can absolutely serve you. Okay, this is why the order matters. Listen to this. Assets come first. This is why I'm trying to get y'all to build a position. This is about a position. This is not about a pump. It's a position, not a pump. It's a position, not a pump. Assets come first. Discipline comes second. Leverage comes last. Not the other way around. And when I say strong assets, I am not talking about hype coins, y'all. I'm not talking about that. I am talking about assets with durability, with relevance. And the ability to hold value or support themselves over time. Assets you don't have to panic over every time the market moves, those type of assets. This is also why middle-class advice isn't wrong, it's just incomplete, okay? Telling somebody without assets to eliminate debt is wise. It reduces risk, it creates stability, it protects them from mistakes that they can't afford to make. But applying that advice universally, universally, is going to become very limiting for a lot of people because what protects you at one level can restrict you at another level. Okay, wealthy people do not ever obsess over being debt-free. They don't. They never obsess over being debt-free. They obsess over being asset-rich. They don't, they don't rush to eliminate leverage. They focus on making sure leverage is connected to something strong enough that supports it. As a matter of fact, let me go into my, um, let me go into my— I'm gonna tell you guys Y'all know Robert Kiyosaki, right? Let me see, uh, I'm gonna— I'm on— as how much debt— I'm trying to see how much debt does Robert Kiyosaki have. Okay, let's see. All right, Rob— Robert Kiyosaki, the Rich Dad Poor Dad, if y'all don't know who he is, um, author and entrepreneur, has publicly stated that he carries about $1.2 billion in debt. He framed it as part of his investment and wealth-building strategy, not as a financial burden, because most of his debt is tied to real estate and other leveraged assets rather than consumer liabilities. Ain't that interesting? Do y'all think that man care about the debt? Do y'all think he gonna pay that debt off? First of all, how old is he? Let me see, how old is he? How old is he? How old is he? All right, uh, come on. All right, he's 78 years old. Y'all think he trying to pay off a bill over a billion dollars worth of debt? Build, borrow, die. Let me say that again. Build, borrow, die. That's why even for me, that's why I'm not stressed about short-term price movement. Okay. I'm not building for a moment. I'm building for a framework. I'm thinking about how assets behave over time, how inflation reshapes incentives, how optionality is created when you don't rush to sell everything. All right. Uh, and then you, you can't leverage it now. BBD. I love it. BBD. That is what you do. And you know what, and you get a good insurance policy to cover the debt. And because there's like a, um, and I won't go into it, when you transfer your estate, um, to your children, there's, uh, there's some benefits with, as far as the debt, they start with ground zero. But you can get an insurance policy to like cover some of the, um, not like the, like the high-level debt, but you can leave an insurance policy to cover some of the debt that they will have to pay for. But there's like a— there's a policy of like a clean slate. I can't remember how the principle goes, but you can set it up perfectly, okay? And I think— and what I'm gonna say, something very controversial, so— but it's going to be controversial. I'm warning you right now, hit the thumbs up because I'm really trying to help y'all out, okay? It's controversial, okay? But this is your money and you get to decide. See, I want to decide while I'm dead. I want to decide in my grave what's happening to my money. Okay, Mama's still gonna be making decisions, right? You can— if you have a large net worth and you have a very large estate, you can make rules even for your kids that they have to— like, for example, that they have to like have a prenup, um, if they inherit your estate or whatever. Like, and that's just your rules because it's your money. And if they— and you if they marry somebody stupid, or they marry somebody who knows that Mama and Daddy got all of this money— because you know that's what happens, y'all. Like, people, people marry you just because of your net worth. It's a thing. Y'all know that. We ain't crazy. But do you really want all of your estate going over to your, your, uh, you know, your kids who marry somebody who they didn't— you know what I mean? People do. People, people can be very smart, and then they just not smart in relationships. Like, they could be the smartest people in the world, and it's like, how didn't you see that you've been used? You know what I'm saying? And then all of a sudden your money is gonna go to them if they— if they get a divorce because she decides she want to marry the son because, okay, got a rich mama and daddy and stuff. No, you can make it so, son, you not getting my estate if you don't have a prenup. Sorry to tell you, as long as y'all stay married, I think you'll do very fine. But the moment she try to divorce you and take all your money, that's my money she taking, and I ain't gonna have it. I'm— that's— I'm protecting my money. And, um, they can— they can— and I, I took the— I heard this from a billionaire, like, and I was like, oh yes, yes, yes, yes, baby, yes! Because you not— you're not gonna just— you know what I'm saying? Like, so I'm just saying that, um, I'm just saying that, Richard, if you don't XYZ, no money. Um, just for something to think about. You can, you can design whatever you want in your estate since we're talking about blueprints, okay? And so, um, so right now we are not— we're not looking for when is it going to pop. That, that's, that's just, that's just profit taking. That's the bot. That again, that's the bot. That's low level, okay? Cool, it's cool. Like, we needed to pop. I know some people wanted to pop, but, um, we're not, we're not asking, oh, when it's gonna pop, when it's gonna move. The better questions— because the better questions you ask, the better answers you get. The better question is, how will this asset serve me long term? How will I use it without being forced to give it up? How do I turn appreciation into freedom instead of pressure? That is how I'm thinking about my XRP long term. Okay, not again a profit, but a position. Okay, so I, again, I'm thinking about it long term. I'm thinking about it in years. I'm thinking about what happens after appreciation, not whether it happens.. But what happens afterwards? Because if an asset matures and you don't have a framework on how to use it, all that value can turn into pressure. And I don't want pressure. I want freedom. I don't know about you. You shouldn't want pressure either. You should want freedom. The goal isn't to sell your assets just to live. The goal is to let assets create options. Optionality is your freedom. It is your ticket out. So I wanna tell you that debt is not dangerous because it's debt. It's dangerous when it's disconnected from assets, cash flow, and discipline. Okay, assets, cash flow, and discipline. And I'm gonna keep saying this, y'all: money doesn't change who you are, it reveals who you are. So if freedom shows up and there is no structure, no strategy, and no discipline, that freedom is going to turn into stress real fast, and I don't want that for you. If you understand like this principle, you will do very fine. Get intentional, you guys. Um, the last thing too, I didn't even put this in the, um, link, but I'll put it there because I keep getting a lot of people ask, do you still got your crypto on exchanges? No, I don't have my XRP on the exchanges because there are, um, I've always been transparent about this. I do have a little profit taking because I have a nice position, but the profit taking is a part of my long-term strategy. It's a part of my diversity, it's a part of my blueprint. I will be investing in cash flow businesses, more real estate. And I do not trust the exchanges. If something go down and XRP appreciates, I think things are going to get stuck, locked, and you might be locked out of even being able to trade your, um, or get a profit off your XRP. Because I know some people are like, oh, I gotta, you know, I hold this, you know, even for somebody asked me the other day, how much of XRP should you hold, uh, for the future? And I think 1,000, you're at a very top percentage if you even have 1,000 XRP, because they just wanted a goal. Like, I just need a goal. I think 1,000 for the average person is spectacular for the future, okay? Like, if somebody got, like, say they got 1,500 XRP, they might be like, oh, I might— if, if XRP reach double digits or triple digits, I might take out 200 XRP or whatever, just something to reinvest in some commodities or whatever, whatever your long-term goal is. Maybe some people might take a little bit to pay off their credit card debt or whatever, right? I don't trust that on exchanges. Exchanges is for short-term buy and sales, like like within days. Um, and so one of the things I did was I moved mine to Caleb and, uh, Brown. I moved it to an actual brokerage and they, they are taking really good care of my community. You have an actual personal concierge brokerage that makes sure like that your sales and stuff go through. And, um, I didn't put that link in there, but I'll put it as soon as I, um, exit off. I'll put that link in there too because I'm getting a lot of people that's still asking me about that.. And you can call them, you can text them, you can email them. Like, you have access to your broke— for— to your personal brokerage. And I absolutely love it. Um, so they are, they are amazing. They've been treating me really, really good. So I do, I do want to, um, uh, yeah, uh, uh, Georgie Bragg. Yes. Yep. And so, and I, I thought I would share that because some people are asking like, what, what's a good aim? I just need a good aim. And I say $1,000 is a good aim for the average person for their Um, for XRP, I do. Nothing I say is financial advice, is for educational purposes only. Um, so, uh, let's see. So bottom line is best to hold your XRP in iTrust instead of Uphold. Uh, what about keeping them in wallets? Yes, so I do believe you should keep them in cold wallets too. Some of them, some should be kept in a cold wallet, but yes, some should be kept in iTrust because iTrust Capital It— first of all, they have a Roth IRA, so you, you want to keep some in there because you don't have to pay taxes on it, right? And then they also have premium accounts where they're going to be working with yields and, and other, um, financial services. So do you want to get yield on your XRP as it appreciates later? Absolutely. You're not going to get that, you're not going to get that inside of an exchange. So yes, you do want to put, even if it's a little to start, you guys, even if it's a little even if it's a little. Like, you can, you can put $500 and start off with $500, and you have the whole year to get to $7,500. But you do— but what if at the end of this year the price is different? You want to get some of it at this price, under $2. This is a great buy. And, uh, for the— their premium account, you can actually move from your exchanges. You don't— you can move your, um, your crypto like, like a You know how you move it to a cold wallet? You can move a little bit there. Even if you start with a little, move a little bit there because at some point you want to build a strong relationship with a brokerage account. They're going to be doing yields on this eventually. So you're going to, as the price appreciates and you can get a certain percent on it. Okay, that's a, that's a good, that's a good idea. Very good idea. Yeah, a decent wallet is really good. I like Ledger Nano X. I have Ledger Nano X and Ledger Stacks. STAX. I don't think it's 2 X's, I think it's 1 X, but I like both of them. The Stax is a little more expensive. Um, oh, Kamilah Stevenson is— oh yeah, is not available. Okay, they are. I thought they were international, um, for, uh, but maybe just not the UK. Um, but, uh, yeah, I got it. And when you move— if you move some of your— so the one what you want to sell, and you can buy, you can buy and sell, it's an OTC desk, right?. And so I already got my limit order set. I don't have to do nothing right now. I moved my stuff over. I got my limit order set. I don't have to worry about no slippage. I don't have to worry about getting locked up in the exchanges or any of that. I don't have to worry about that. Like, my orders will go through, um, and I love that. I love that. So those are two brokerage accounts that— and for different reasons, obviously. The iTrust is, you know, um, you got the Roth IRA there. And then— but Caleb Brown, if you want to take some profit and you want to um, buy and sell and don't have to worry about the frenzies. And because I'm telling you, if there's a supply shock, especially with XRP, you, you— it's on October 10th, I couldn't even log into my accounts, y'all. I could not log into Uphold, I couldn't log into Coinbase, I couldn't log into Kraken for like 10 minutes. My face wouldn't work, my password wouldn't work. And then I was trying to get orders in, and then I finally got an order in for XRP, and I feel sorry for somebody on the other end of that order. Because my order was for like $1.90, but at the moment XRP was at $2, and like it had jumped back up to $2.35. So do you understand the amount of slippage? So if somebody was selling, that's a huge gap. I was like, eee, like somebody actually sold it at $1.95 to me, but on the exchange it says $2.35. I would never have that happen. I'm not selling nothing on no exchanges with no XRP. So anyway, um, so my stuff is in, um, Caleb Brown for that. My long-term, um, holdings are in iTrust Capital because again they're going to have yields and stuff like that available. So two different, two different products, but, but I have them, I have them in both places. Um, no, you cannot move, um, your crypto directly to iTrust Capital's Roth IRA. Okay, uh, you, you can— you have to buy it inside the Roth IRA, but you can move your, um, your cryptocurrency inside their premium account, the account that we're talking about that may get yield and stuff like that in the future, that will get yield in the future. You can move your crypto into there. So make sure you get both accounts, get the Roth IRA and the premium account. The premium account is where you're gonna, um, keep your, uh, cryptocurrency for yield and for other services to, to be able to appreciate and get yield and stuff off of that. So that's where your long-term relationships— but for the Roth IRA, no, you got— you have to actually put money in the Roth IRA. Or if you already know, you can also move your— if you have another Roth IRA, you can actually move it over. Um, so you can move it over from one Roth IRA to, um, into iTrust, which I would do. Because if you just got— if you don't— if you don't have any cryptocurrency in a Roth IRA for the future, like What are you doing? Like, we're gonna— we're going into a tokenized world. Like, everything's gonna be on blockchain. Like, these are util— these are going to be utilized in the future. You gotta have— I mean, I mean, I would never not expose myself to a little crypto in a Roth IRA with the future and the adoption that's happening. And HBAR— I got HBAR in there, y'all. I got XDC in my Roth. I got XRP. I got X XLM. Like, no, like, you got— you know what I'm saying? Y'all know if you're— if you have conviction. I have conviction on, um, I love HBAR, I love XLM, I love XRP, you know what I'm saying? So yeah, I got the ones that I, I love. XDC. So I got, I got those all on there. Okay, so, uh, I try— I see I Trust Fans. So yeah, I'm gonna put both of those links in the description, um, October— let me, uh, look at this. October 10th, the exchanges blocked me. They said I was buying too fast. Y'all think y'all gonna be able to get y'all crypto on the exchanges, um, if there's a supply shock and if something happens when there's appreciation? If, if, if something did happen and XRP was utilized and there was a demand shock, you can forget about it if you got your stuff on the exchanges. More than likely, you can forget about it. That's why, that's why I go to the OTC desk, Caleb and Brown. I ain't got to worry about that. My orders are already set in place. When they hit certain numbers, boom, I'm gonna get my money. I ain't got to worry about all that, the shenanigans. Y'all, y'all got me once. Y'all got me once. Exchanges couldn't even log in when all of this was happening to buy and sell. Y'all not gonna get me again. Um, so, uh, somebody said XRP is trash, you can't stake it. Is it trash just because you can't stake it? So because you can't stake something? Can you stake stocks? Can you stake gold and silver? Can you stake commodities? You know what I'm saying? Like, how is that the only reason why it's trash is because you can't stake it? It's a lot of stuff you can't stake. Um, I— if you don't believe it's going to appreciate, I can understand that. If you like, hey, it's gonna drop to zero, I understand why you think it's trash. But that's not a good enough reason to think XRP is trash. Um, because you can't stake it. What happens when it appreciates? What happens when you can borrow against it in the derivatives market? There's a lot of people— so you can buy, like, um, and this is, uh, this— I'm gonna go ahead and answer this question because this was a question, because they were saying at the beginning, um, when I looked, when I put— when I scheduled my live, I saw a question that asked about, like, they couldn't, um, borrow against their XRP. And in the short term, you know, no, there's there's not a simple retail, you know, push a button to borrow against XRP right now, especially in the US. And I think that's intentional. Um, but remember, what I'm talking about right now is strategy. It's, it's not— it's, it's, it's not a— let me say this, it's not a now strategy, okay? It's a sequence strategy. It is, it is strategy, but it's not a now strategy. It's a sequence strategy. Assets don't become widely accept— accepted collateral first. They get institutional recognition first, okay? And then they get structured products around that, then private and international lending, and then only later do you see retail-friendly, uh, access to it. So XRP is already in the recognized phase. It's in the derivatives market. It's treated as a serious settlement asset like gold, and institutions are already modeling it. Retail lending just hasn't caught up all the way. So the strategy isn't go borrow against XRP today. You don't want to probably do that. The strategy is, especially because it's suppressed right now, the strategy is position early, wait for the rails to finish being built, and then use optionality when it makes sense. And when I say the rails, um, wait for the rails to be built, the rails are already built, but what's not fully built yet are the financial and regulatory rails around collateralization. Democratization and lending. Okay, but it will be. Okay, what you got to realize is real wealth strategies is never built around what's convenient today. They're built around what becomes possible once the system catches up. So also, there have been— because I've talked to people— there have been platforms that allowed, uh, people to borrow against XRP as collateral in the past, but availability has been limited for that, and it's, uh, can be a little inconsistent. So there are some services today that still let you do it, but it's just not widespread or easily, or as easy as like getting a bank loan. And that's why some people, um, might have had a loan before but they can't find the service now. There was a couple of, um, uh, and it's at the tip of my tongue, there was a couple of, uh, Nexo. Nexo, uh, uh, Nexo was giving, was allowing you to borrow against it. And I think also CoinRabbit was allowing you to borrow against it. But trust me, um, it's already in the derivatives market and it's, it's already used as collateral, uh, or in the— will be able to use— be used as collateral. It's a tier 1 asset commodity like gold. I live in Arkansas, so should I plan to move to a non-capital gains tax state soon to avoid paying, or is there no other way around it? I'm a little confused. Um, are you talking about with your assets with crypto? With crypto, the bet— you can put it in a Roth IRA to avoid some taxes. Not like you're capped at $7,500, um, a year of cash to put into your Roth IRA to invest inside of crypto, or to invest inside of stocks or any— or commodities or whatever. You're capped, right? If you're talking about a business, like your state, whatever state you live in, yeah, you're gonna pay a lot of taxes. That's why some people like to move from California and stuff Uh, if you're talking about a holding company, that may be a little bit different. If you put it inside of an irrevocable trust, um, you won't have to, uh, inside of a— you, you won't have to pay taxes as it appreciates. But an irrevocable trust costs a lot of money, and most people like to wait for their assets to kind of appreciate before they invest that amount of money in an irrevocable trust. So you want to kind of have a net worth for that. There are some tax strategies around that. But ultimately, um, if you're trying to get out of state taxes and you live in a high state tax place, yes, the best thing— I'm gonna be honest— is to move. And that's why some people move, uh, to Puerto Rico in here in the United States, because of the taxes. Like, they don't have taxes on like real estate and stuff. I mean, I about want to move to Puerto Rico, you know. But yes, um, you will, you will To avoid paying state taxes, yeah, you gotta, you gotta relocate. Like, if you have a business or something like that. But as far as crypto, it ain't— it's not gonna matter. Um, you're gonna have to pay taxes regardless, um, where you are. Uh, don't matter if you, you know— yeah, if you, if you— wait, hold on. If you sell, if you sell, okay, that's why we're talking about borrowing. That, that's, that's— borrowing is a way to avoid taxes. Borrowing is not taxable income. That's the whole point, guys, is that these are all tax strategies because taxes is going to be your biggest problem. Okay, advice for someone who has all their crypto currently in cold wallets: use Flare. I definitely want the year. I will look into iTrust. Okay, so, um, using Flare is risky. It's— first of all, it's a lot, um, because you got to know what you're doing when you're wrapping the Flare. When you wrap your XRP into Flare. Um, you wrap it, you lock it on the XRP Ledger, and you have to— it has to convert to, um, FXRP, right, which is Flare, which is Flare-wrapped XRP. Basically, you have, in order to use it with the Flare system, to get to put it on a DeFi to get a yield off of it. So it's a little bit of a process that you got to know how to do it, but that's not something— you want to test small amounts with that because They're still kind of working out the kinks with all of that. Um, eventually having it in a cold wallet is great, but, but in a cold wallet you're not going to get the, the yield, um, that a lot of the brokerages are, you know, working on trying to give for XRP. So yes, even if it's a little bit of your XRP, you want to be able to put it in a brokerage account that can number one give you tax-free benefits as it appreciates Because if it's in a Roth IRA, let's say XRP goes from $2 to $100 to $1,000, let's say over the next 10 years or more, right, or 5 digits, all of that gain that you got there, you have no taxes on when it's put inside of a Roth IRA. On the flip side, if you also have it in a premium account, because iTrust Capital has also a premium account, and you can buy silver and gold with them as well, right, and you can stake your Ethereum and all of that for— they got, they got staking as well. So there's a lot of ways to make money off of what you already have, right? If you put it in a premium account and they start to offer yield in the future, not only will you get the yield from XRP going from, you know, wherever it is to, you know, double, triple, quadruple digits or wherever it's going, or 5 digits, you can also get yield on top of that in their premium account. Um, that's a non-IRA account, right? So I have them in both accounts for different reasons, right? And so, and that doesn't mean that you want to sell, because again, I'm trying to help you guys to know, don't sell, you know, you need to have long-term perspective with this. Now, if you do want to sell a little bit of it, that's why I use Caleb Brown, okay, instead of the exchanges. So it's almost like I replaced the exchanges with Caleb Brown. But, um, yes, I would say to— I personally, if this was my crypto, which what I did do I did move some of my crypto, and you can move in the non-IRA account. You can actually just move your crypto there. You don't have to like put money in there. Now, in the Roth IRA, you cannot move crypto in the Roth IRA. You have to move money there first. Um, now you can transfer it from another IRA account if you do have, and you just want to expose yourself to a little crypto, move a little money there from your, from another Roth IRA account and then buy crypto. You can do that as well. Okay, um, if you go— if you check the link below, they, they will— they got great customer service. Any of these questions for Caleb and Brown and iTrust Capital, they will help you out. They are amazing. How do I know this? Because even before I started working with them, I was already a customer. So by the time I, I spoke to them and they were like letting me know what they were doing, it was like I already knew what they was doing because I had already experienced their customer service. I had already you know what I'm saying? Talk to brokerage accounts with Kamilah Stevenson. Like, I had already experienced how they work and I love them. Um, so those again are two recommendations. I only recommend them because I use them, and I didn't— I'm not the person that started using them after they came to me like, let you know, let's partner together. I was using them before that. That's why this is so easy for me to tell you guys, because it's what I've already been doing. Okay, um, so I just wanted to answer that question for you. I'm not gonna get to all the questions, but I hope that this was very valuable for you. And, um, like Tiffany said, friendly reminder, if you do want to go into these deeper conversations, join the community. $3.99, that is all that you pay a month. And, um, I think for Android users it's only $2.99. And, um, we go deeper. I do a live every Monday and, uh, I answer your questions and, and I give you some, some even deeper value. So I'll be Uh, there's— I'll be talking about some— I'm trying to figure out what I want to talk about on Monday. Um, I might— I'm in two different directions, but I'll let you know, um, by Monday. But trust me, it's always valuable, and everything that we've talked about is recorded. So there's a lot of videos in there that is amazing, valuable information, especially the last— what did I talk about last week? Something really, really good. Um, I just— oh, did I talk about the meme coin that I'm— that I I explained a particular meme coin that I'm— that I have conviction on. I do not talk much about meme coins. I don't think most people should buy them, but I did talk about one that I think will be a wealth-building meme coin. It's, it's the one that I believe in, but I explain why I believe in it and help you to even gain conviction with that, because I don't like to just hype you up. I really like to give you structure around my thinking, and I needed to make sense to you. I needed to be intelligent so you can understand the way I'm looking at it, and I have a structure around it that is, um, that, that avoids a lot of risk. Okay, so, um, so yeah, that's what I talked about. I was trying to remember, um, the, the join button should be right by the video if you want to join that. And it's already valuable information. Like, if you go back and watch all the videos, trust me, you'll be at another level just going through those videos. I promise you, I'm not hyping you. Ask the people who are already joined, um, and I will be continuing to do the same thing And I'm the type of person that I, I put it all on the table, as y'all see. I really just try to put it all on— I don't try to hold back with you guys, right? My, my whole mantra in life is to, um, always give more than, than I can take from anybody. I'm always— I'm gonna try to always outgive because I have a gift of generosity. Um, you don't see the join button, um, not on your phone. If you haven't joined yet, you should see that join button. Go into— you know what, when we exit out of here, go into my actual, uh, my actual— on my actual page, just Kamilah Stevenson or @DrKamilahStevenson. Go into my actual page where you see, and you should see a place where you can join on my actual YouTube page if you, um, if you don't see it. Definitely worth it. Thank you so much, Corey. I appreciate that so much. I see we got some new members in the house. So yeah, I'm gonna rock with you guys on Monday. I'll do a live, and then after that I'll be meeting with my members Um, I'm gonna try to get even more posts out to my members. I'm really trying to add as much value as possible to, uh, make sure that y'all, that y'all are going in the right direction. I promise, um, that's, that's what I'm committed to doing with the community. I appreciate all of you guys. Um, and somebody said it's right next to the picture of this video. Um, so, uh, join button right over there. I love it. Welcome new members, and, and of course we gonna rock and roll um, on Monday. Uh, I, I promise you guys it'll be good. Um, again, I'm in between, so I don't want to say what I'm going to talk about, but trust me, it's going to be good. And, uh, and then I'll answer some questions, and I might, I might go through— I've been getting a lot of requests about XPR Ledger and Canton and all of these other things. I think I might spend some time going through some of that. I just got a— what was the question— Telcoin, um, that I'll, uh, try to go, uh, through that as well. Thank you guys so much for joining. I can't wait to see you guys. Um, remember guys, the goal is not fast money. That, that is not the goal. I, I love fast money. I love good money to deploy into great assets and, and into my future. Um, I see all the members. Thank you so much. I appreciate all of you guys. Uh, but the goal is not fast money. The goal is freedom. Okay? And we have to build that on purpose. Okay? So please guys, get very, very intentional with your money and with your overall wellbeing. All right? Thank you so much, America, uh, America Caver. I appreciate this so much. You are so generous. I appreciate all of you guys. Thank you guys for even being here. Um, I appreciate you all more than you know. I'm grateful to have you in this community. And, um, I just want you all to know, and, and, and thank you for those who are joining. We're gonna rock and roll. I want you to, uh, guys, to be extremely intentional with your money again and your overall well-being. And, uh, and as always, you know I want you to stay wise. I don't say that for nothing. I really do want you to stay wise, and that's why I'm here trying to educate you. But stay wise, stay wealthy, and I'll see you in the next video.