In this YouTube video, Karamo mediates a heated conversation between friends Jayce and Tammy after Tammy accuses Jayce of stealing $900. Jayce claims he has loaned Tammy money multiple times and says he took the money because she hadn’t repaid a previous loan. Tammy repeatedly rejects any possibility of reconciliation, calling Jayce a thief and expressing frustration over unpaid debts. Karamo repeatedly reframes the language (removing the word “thief,” focusing on “steal”) to keep the dialogue constructive, asks clarifying questions about the money exchange, and probes whether the friendship can be repaired. The dialogue oscillates between accusations, apologies, and declarations of love, with both parties expressing deep emotional hurt, anger, and a desire (or lack thereof) to mend the relationship. The conversation is raw, repetitive, and contains explicit language, illustrating the complexities of financial conflict within close friendships.
Chapters
I am not a thief.
Okay.
Like I said, I've loaned her money several occasions.
And I've loaned you money on several occasions that you never paid back. So where's the $900 you swear to give back to me when you got home to California?
Let me take out the language of thief then.
Yes.
I'm gonna take out the language of steal.
He's cold.
Since you all share your money in essence.
Yes.
Did you share money that she had in her purse that night?
Yes.
Jayce, you fake as hell, bro. Bitch. I did, bitch. I'm done with you. I'm done with you. I'm done with you. And that's why I came here. You can't ask me for a dime. You can't ask me for a dime.
That's why I'm here.
You can't ask me for a dime.
To mend my relationship with her.
Ain't no mending shit. Ain't no mending shit. What is there to mend?
With all of us.
What is there to mend?
To say that I love you still.
We're like sisters.
And I don't want money to become between that friendship.
I'm done with this. I'm done with this.
I just want us to mend our relationship and I want us to be friends.
Ain't no mending. I want us to be better friends. What is that? I want us to leave here, Lord. I want us to leave here and go back home and do the things that we used to do as a family.
I want y'all to be able to talk, yes. Do you think this friendship can be mended?
Hell no.
But this is my question. If y'all were giving each other money anyway.
No, but that's stealing because she's stealing. She took it without my knowledge. Why did you take it?
Because I have been asking her to pay me back the money that I loaned her, and she didn't give it to me, so I just—
When is the last time you loaned me anything? When I just gave you that money for that flight. How much was it? That you didn't even pay back. How much did you loan me? You said, "Oh, so soon as I get home, I promise you, I'mma go to the bank and I'mma send you the money." This was 2 months ago. So when? So when? So when since then? So when since then?
All I can say is it's no excuse for what I've done.
She's ignorant as hell. It's no excuse for what I've done. And they just laugh. And like it's funny.
So you know, you taking this money has ended a relationship with your friend. It ended a relationship with this family member. I mean, your accountability is, yes, I understand I switched the language to have you, make you feel comfortable in admitting.
She a thief.
But do you feel like you owe her a bigger apology?
I do. Tammy, I wanna say that I'm sorry to you. I should've took accountability of what I did instead of letting her accuse you. I should've just stepped up and been a woman and said, you know what, I did it because—
You ain't gotta apologize to me.
And I love you.
I love you too.
I love the kids still.
You love her, but you can take and accept this apology from a bitch. Ro-ro nothing. Don't touch me.
I wanna say I'm truly sorry from the bottom of my heart. Bro, fuck you.
