Richmond DinhCreator & Founder of Tiny Challenges™

Quit Buying Crap That You Can't Afford

2 Jun 2025 · 1 min

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0:46

Richmond Dinh delivers a short, direct admonition against overspending: stop buying things you can't afford to impress others. He criticizes the common pattern of increasing consumption after pay rises, calls such behavior irresponsible, and urges disciplined spending, long-term thinking, and humility as the preferable mindset.

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You need to quit buying crap that you can't afford. And let me tell you right now that it may seem cool and you may be looking like the cool kid in town, but most people know that you're being an idiot and irresponsible with your money. Think about it. We all know someone that overspends, overspends, overspends. They get a pay rise, they earn more and they start to spend more and they spend more on stupid things that you know they can't afford. And you may even be guilty of it by saying oh my gosh you're awesome. But secretly you also know that they're extreme, extremely irresponsible with their spending habit. It is not cool to buy things to impress others and it's not cool to spend more than you earn. The thing that's cool is to be disciplined and focused with your spending habits and know there's a longer term in play and know that humility is also the game that you want to be playing as well.