Richmond DinhCreator & Founder of Tiny Challenges™

Why I Invested $350K in Myself Instead of Buying a House 🤔

17 Aug 2025 · 1 min

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YouTube excerpt where Richmond Dinh explains why he paid $350,000 USD to join a mastermind instead of buying a $350,000 house. He compares estimated returns — a rental income of about $20,000/year and a speculative 30-year house value of $2M (≈$1.7M equity gain) — against the larger earnings he claims from investing in himself, noting he sold his first $1,000,000 offer after the mastermind and that selling one $1M offer per year would far outperform the property scenario. The tone is enthusiastic and emphatic.

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I literally just signed up to a $350,000 mastermind. This is $350,000 USD that I paid in full to be a part of and I could have bought a brand new home for that as an investment. But I knew if I bought a house for $350,000 and I was returning me say 20 grand a year in rental and then the house may go up with time. Like it's only making me an extra $20,000 a year and it may in 30 years time that 350k house may go up to $2 million and I've only made an extra 1.7 million equity plus the 20 grand a year. Like investing 350k in myself, I can make way more. And I did. After that 350k investment, I sold my very first $1 million offer and all I need to do is just sell one $1 million every year and that would a 100x what I'll ever get from property.
You're tracking. You're following this? This is crazy.