3 Shocking Money Truths You've NEVER Heard ⛔️

3 shocking money truths, warnings about you and your money from the system, things you may not know about your money that's quite frankly shocking. Do you know what? I'm going to give you another bonus 3 at the end of this short video. So shocking truth number 1 about you and your money is that once it is in the bank, It is no longer yours. And some people say, nah, that's not true, I can just withdraw it whenever I want. Not when there's bank runs, you can't. Not when a communist state decides that your money is theirs, you can't. Not when the governments might need it for World War III, you can't. You think it's your money. When it's in the bank, but you need the bank's permission to have your money back. Now look, let's say a cycle lasts 17 years. 16.8 years of those 17 years, your money is probably safe. Probably. But what about those couple of months in the 17-year cycle when there's a bank run? When the banks have to take your money because they've no other choice because they've loaned most of it out because they don't hold deposits? And here's the irony of this: you give the bank your money. Legally, technically, and practically, it is no longer yours. It is theirs, and you hope that they'll give it to you when you ask for it. You have faith and trust in the money system that they will. It's a bit like getting pocket money off your parents. But here's the thing: you pay the banks to have your money. Oh, you can own my money. 'Oh, and I'll pay you for the privilege.' You don't think you do, but you do, because when inflation is higher than interest, you are losing money in the bank. And the reason that you're paying the banks is because the banks invest and lend it out. £10 on the pound, $10 on the dollar, they lend and invest it out a factor of 10 because they know that cash is a liability. So they turn your liability into an asset. And they earn on the money that you don't earn on, that you lose on. This is shocking truth number 1 about money, and are you ready? So of course you want to save money, but you don't want to save money in cash. I'll talk about that in a moment. Number 2 shocking truth about money is that it's worthless. And how can anything that's worthless become less valuable? But what's valuable in money is what we believe it to be worth, but it's actually worth nothing. So as long as we believe that it's worth something, we can use it to exchange value. But when inflation is 8%, 10%, 15%, 20%, we realize actually that you can get less and less and less and less and less for the soft asset of cash. But that's the only way that most people know how to earn, how to spend, and how to save. So actually, the worst type of investment is savings, assuming not a scheme or a scam, but generally accepted investment classes. The worst type of investment is cash because you've got to take your money after tax. You have to take it after tax because you never get your money. So let's say you earn 5 grand a month. Well, actually, you're probably going to get net 3 or 2.5 grand a month, and then you've got to take off 15% for inflation. And since 1970 early, when we came off the gold standard, since then the value of cash has been going— and it will keep going down. Which leads me to my third shocking truth about money that you need to know. You need to know net versus gross, because you're not told this. But you earn your money and you've got to take 15% a year off that right now for inflation. So you earn £100— well, actually it's £85 a year. Then you've got to take 50% off for tax. Well, actually, you earn £100, you take 50% off, that's £50. You take 15% off that, and then for sales taxes on everything that you buy, you take another 15 to 20% off that. So you're at about net a third to two-fifths of your gross earnings is what you get net. That's a real shocking truth. Go do your research if you don't believe me, it'll take you 5 minutes. All right, I'm going to give you a couple more bonus ones because I always want to give extra value. Thanks for tuning in, I hope you find my content useful. If you do ever find my content useful, a like would be nice. I'm not going to beg for likes, but apparently getting lots of likes is good. Uh, if you also— look at me, I'm a professional speaker and influencer. And also, if you wouldn't mind sharing any videos that you think are useful, where you think other people could benefit from this, I'd be super grateful. All right, here are 3 bonus ones. So we've covered once the money is in the bank, it's no longer yours, and the banks earn on your liability. So Your money is going down in value. You give it to the bank, you lose money giving it to the bank, and then the bank make money while you lose money. Number 2, money is worthless. It's only worth what we believe it to be worth, and inflation is wiping it down even more. Number 3, the difference between net and gross is extreme at the moment. So you take your £100, you take 50% off for tax, you take 15% off a year for inflation, you take 15 to 20% off the sales taxes, You're left with a third, two-fifths max of your gross. I mean, come on, that's crazy. Okay, bonus number 4. The student debt in America is now more than a trillion. The UK national debt is 2.2 trillion, and the interest on that is billions, billions and billions. And all of these have to be paid through society. The next one, shockingly, is the average American will pay more than $600,000 in interest, but they'll earn virtually nothing on it because it's all bad debt. Well, most of it's bad debt. So if I pay $600,000 interest on good debt, for example, on mortgages for investment properties, that's probably going to make me £10 million. Who knows? Millions for sure. Haven't done the maths, but it's going to make, make me millions. Whereas if I pay it on repayments on debt, it's obviously costing me the entire £600,000 plus the principal return. So it's shocking that the average American is £600,000 interest payments in their life. But of course the system loves it, and the banking system loves it. Of course they do, because they're getting all that money. And then the final shocking truth about money, and most people don't know this: cash is the worst investment of any credible investment class Cash is the worst because it devalues with inflation. Now, most good asset classes and investments will beat inflation, otherwise why would people invest in them? If your asset doesn't beat inflation, you're net losing money. So at the very least, your asset and your investment needs to beat inflation, and cash never beats inflation. Well, it certainly doesn't right now. So let me know what you think of my 6— well, 3 shocking truths about money, plus 3 bonus shocking truths about money. Here's another shocking truth: you're not taught all this stuff in school. You're not taught this in college. You're not taught this by the professors. Here's another shocking truth: you're taught about money, business, economics, and finance by broke people, because tutors in universities, most of them are broke unless they have other interests on the side. Uh, and they're teaching about money. That's— you know, they say that a scam is passive income. Surely a scam is people who are broke teaching you about money. So you must arm yourself with strategies and tactics to not just survive but thrive in these challenging times, to make sure that you know the shocking truths about money so that you can turn it on its head. Here are a few solutions for you. Number 1: if cash is the worst investment, get your money out of cash and get it into assets. Get it into real estate, get it into gold, buy some Rolex Daytonas, start a side hustle, start a proper company and be an entrepreneur, build an information business, launch a subscription site. Yeah, there's loads of things you can do. In fact, I teach you multiple ways to start and scale a business, to get better financial education and knowledge, to make, manage, and master money, and to build assets. I teach you all of this in Rob.team. So Rob.team is my financial education platform. I'm on a personal mission to help as many people on this planet get better financial education and knowledge. But the problem is free advice is worth every penny, you know, like the tutors. But when you pay, you pay attention. So Rob.team is only the cost of a large coffee. You can cancel anytime. There is no ongoing contract, and you have hundreds of hours of courses and resources and tools and information to to help you make, manage, and master money. So to join, it's really easy. Just go do this right now. Just open up a page on the internet, type rob.team. Open up Firefox or anything like that, any internet browser, and just type rob.team. It's super quick and easy to join, take you 15, 20 seconds. It'll cost you less than a large Costa Coffee. One-third of the price of Netflix, no ongoing contract, you can cancel anytime, and there are hundreds of hours of courses and resources and tools and workshops, blogs and articles to help you save, invest, and earn recurring income, to help you protect your cash and beat inflation, to help you create multiple streams of recurring income, build digital assets to help you make, manage, and master money. So just type in rob.team into a new web page. Do it now. Rob.team. Get all the courses, the resources, the bonus materials. And while you're doing it, I'm going to give you some examples of some things that are in rob.team, just so you know what you're registering for. Although the risk is virtually zero because you probably spent more on your coffee this morning. But there is the Six Figure Subscriptions membership, membership site mastery course. It's a 4-hour course on how to build your own subscription platform, the best way I know to get to six figures the quickest. There's also the 21 Ways to Monetize Social Media masterclass. There's the How to Increase Your Earning Power workshop. There's the Mindset and Money masterclass. There's the 9-module, 10-hour How to Invest series. This is all in rob.team. Do you know a lot of people ask me, hey Rob, I've got 5 grand to invest, 10 grand to invest, 20, 50, 100— what should I do with it? I don't know what to do with it. Well, the 9-module, 10-hour How to Invest series will help you. It covers 9 or 10 asset classes, how to reduce risk, how to diversify. And whether you've got nothing or a million, it gives you— if you've got nothing, here's what you do. If you've got 5 grand, 10 grand, 20 grand, 50 grand, 100 grand, and all of these masterclass courses, which would be hundreds of dollars if they were sold, um, to the public— and some of them are, by the way, some of them are exclusive to rob.team— you can get all of it for one-third of a Netflix subscription and cancel anytime, no contract. So open up a new page on the internet right now and type in rob.team. Rob.team. I will see you there. Go do it now. It's never too late to start. It's always too late to wait. When all is said and done, more is said than done. Talk doesn't cook rice. A lot of people in the comments say, Rob, I'm gonna join later. I'm joining after this live. I'm joining tomorrow. Tomorrow never comes. Do it now. Let me just give you a quick recap. So I've shared 6 shocking truths about money. Number 1 is once the money is in the bank, it isn't yours. And if the banks, um, run into trouble, or there's a run or a revolution, you're probably not getting it back. Um, also, cash, um, is the worst type of asset going down in value. But here's the irony: you give your money to the banks, they make money on your money by lending it and investing it because they know it's a liability. But you essentially pay the banks for them to earn money and you to lose money with cash in the bank. And then add on that inflation, add on that taxation, Add on that the sales taxes on what you buy as well as what you earn, and you've probably got net 2/5 max, maybe net 1/3 of your gross earnings. And you need to know the difference between gross and net. Money is worthless and it's going down even more. How does— how is that possible? Well, money's proven it. Student loan debt is now over a trillion in America. The UK government debt is 2.2 trillion with billions of interest that you've got to pay in tax. The average American pays £600,000 on interest, and most of that will probably be bad debt. If you invest good debt, you could turn that £600,000 lifetime interest into millions. So some things to think about. Let me know what you think in the comments. Are there any other, um, shocking truths about money you think people need to wake up to? Certainly would. I certainly think the education system around money is pretty shocking, and that needs to change. That's why my mission is to help as many people on this planet start their business, scale their business, and get better financial knowledge. Uh, yeah, so if you wouldn't mind sharing, let's share the love. Sharing is caring. Let's help, um, other people who don't know these shocking truths. I'll see you in Rob.team. I'll see you in the members area. I'll see you in the WhatsApp group with me. I'll see you at some of the masterclasses. We've got one coming up this Sunday called How to Increase Your Earning Power. I'll cover at least 10 ways to dramatically increase your earning power. How does that sound? And it'll be live with me. If you'd like to jump on that, go super quick, open a new web page and type rob.team. Rob.team. Super quick and easy to join. You can cancel any time. It costs you less than a large coffee. There is no risk because remember this: if you don't risk anything, you risk everything.