Avoid this toxic attitude to money…
In this extended monologue, Rob Moore argues that the single most damaging belief about money is equating it with greed, power, corruption, and immorality. He explains that money is a neutral, man‑made tool—a unit of account, store of value, and universal medium of exchange—that merely amplifies a person’s existing traits rather than creating them. Moore links wealth to well‑being, noting that greater financial resources enable better health, longer life, and higher quality of life. He critiques the left‑right cultural divide over wealth, contends that resentment toward the rich stems from the toxic mindset he describes, and emphasizes that changing one’s relationship with money can transform one’s financial reality. Moore then moves to practical advice: he promotes entrepreneurship, multiple income streams, and tax‑efficiency strategies, claiming that “paying yourself first and tax last” is a superior financial structure to traditional employment. He shares anecdotes about tax burdens, the myth that the wealthy avoid taxes, and promises concrete methods (via a 90‑minute accountant interview) to reduce tax liabilities. Throughout, he repeatedly invites viewers to join his paid community, Rob.team, positioning it as a low‑cost gateway to masterclasses, challenges, and resources for building recurring income. The video also touches on peripheral topics such as the relative merits of physical gold versus silver as a store of value, the idea that money can be a weapon depending on human intent, and the importance of personal responsibility over blaming external forces. The closing message reiterates that money is an idea, a mirror of one’s mindset, and that abandoning the toxic attitude will allow viewers to become “money magnets.”
Chapters
Avoid this toxic attitude towards money at all costs. There's essentially one main toxic attitude which will guarantee the repulsion of wealth and money to you, and probably guarantee that you despise all other people with money. Um, and it's not what often people think. It's not about one's privilege, whether they were born to money. The main toxic attitude to money is that money is greed and money is bad, and therefore people who have money are greedy and people who have money are bad. This main attitude and belief towards money and a mindset around money cascades down to create poverty, resentment, and a repelling of all wealth. And by the way, the word wealth means well-being. So money and well-being are directly linked, because with more money you have more well-being because you can afford health and wellness, because health and wellness are very expensive. And in ages gone by, you know, when people would die in their 30s or 40s, if you had wealth, you had health and well-being, and that actually extended your life. And the wealthier people are, generally, the longer they live, generally speaking, because health and wealth are intrinsically linked. They are one and the same in many ways. So most people are unconsciously broke repelling all money, as well as bitter, jealous, envious, because they believe that other people who are wealthy are greedy, or being rich is bad. When in reality, being rich is not good or bad. Being wealthy is not good or bad. You can be greedy and rich, but you can be greedy and broke. You could be happy and rich and happy and broke. You can be unhappy and rich and unhappy and broke. So a human's traits are separate to money, but what people do is they impose and project traits of rich people because of their own flaws, failings, and inadequacies. So, ah, that great rich person is greedy, that rich person has screwed people over, and you know, money is used for evil means and power and control and corruption. But in reality, money is none of this. Money is not greed and power and corruption and control. Humanity is greed and power and corruption and control. But also humanity is kindness and giving and charity. So actually, one's values and who one is as a human being transcends wealth and is independent of wealth. So if you have an intrinsic belief that money is good and money is virtuous, and money is a tool, and money is an enabler and an exaggerator of good, and you're a good person in the pursuit of money, money will be good to you and for you. If you fundamentally believe— excuse me, I've got a tickly throat— that money's bad and greed and power and changes people and corrupts them, you will fundamentally repel all wealth because you'll never want to be that, and you'll make the assumption that anyone with money is that. And that is the single most toxic attitude, um, and belief around money. Robert Warner said, not true, look at the actor Robin Williams. I don't understand how that's linked at all, Robert. Like I just said, you can be happy and rich, unhappy and rich, happy and broke, unhappy and broke. Robin Williams taking his own life had nothing to do with money, nothing at all to do with money. Um, much more complicated than anyone here could say on a live. Um, so thank you for sharing that, Chelsea. Let me say this again: the single most toxic attitude and mindset around money is to presume, presume that greed and power and corruption and all things bad are linked to money. They are not. Money is a tool made by machines made by man. Money is an enabler, uh, and it will tend to reveal you or exaggerate your existing traits. So for example, let's say if somebody's power hungry and corrupt and greedy, will money fuel that? Of course it will. But did money create that? No, no, that was them. But also, if someone's a billionaire philanthropist giving away billions, if you give them billions or they have more money, what will they do with that? They will give away more money. So money tends to exaggerate your existing traits. It doesn't change you. It doesn't create greed, power, and corruption, or any of those traits. And this is the massive myth around money that most people don't understand, and this is why I've done this video. So if you think it's useful, or I've challenged your thought process, hit the share button right now, because we need to get more of this education out in schools. How can money be corrupt? Money is just an idea. Money— you know, the money that you have, it's not real. I promise to pay the bearer. Um, money is, um, an idea. It's a trust. It's a universally agreed exchange of value. It's not anything even physical or tangible. All the money that's printed isn't real. All your money in the bank isn't real. You think your money in the bank is real? It's not. The bank— once you paid your money in the bank, that's gone. And they will do their best to return it if you ask for it, but they don't guarantee it. And you hope and trust that they will. And if you don't, you'll ask for it back, and they might not give it to you back. So money's just an ideal, it's an ideology, it's a tool. And this is the thing, people get this so wrong, and they link greed and power and corruption, especially the greed and power and corruption of everybody else that they don't have, um, similar values to. This is why we've got a massive extreme divide between the left and the right, because the right ultimately think that wealth building is good and wealth should be protected. And those that have it should be entitled to it. And those on the left think that greed and power and corruption is all because of money, and it all should be distributed to those lazy buggers who don't want to work. So yeah, money is just a tool. Exactly that. Money is a universal exchange of value. It's, um, uh, a unit of account, a measure of worth. That's all it is. It is not greed, corruption, and power. And anytime you think someone is greedy, corrupt, or um, you know, power hungry. It's not the money that's done that. The money is just the tool that they're using to meet their aims and needs and wants and values. Always remember that. And why is this useful to you, by the way? And why should you assume this belief? Because do you want a shit car? Let me know in the comments if you want a really shit car. Or you want to walk everywhere? Do you want a shitty little shed to live in with no heating? Do you want to eat really crappy food? You know, with, um, a load of, um, shit in it? Do you want to, um, travel cattle class? Do you want to not be able to donate any money to charity or anything like that? Of course you don't. Of course you don't. You would like to be able to give a lot of money away and have some things in life that make your life comfortable and valuable, and that all takes quite a lot of money. Hmm. So let me know what you think in the comments, by the way. Ray has said here money is a weapon. Money can be a weapon. Money can be used to buy a magazine of bullets and go and shoot a load of kids in a school. Let's say $20, 20 bullets. Those $20 can feed 20 underprivileged poor children in the developing world. It's not the money that did it, it's the human intention that did it. So all greed and power and corruption is human intention. Money is simply a vehicle of universal exchange of value that we've all agreed upon. That's a good store of future worth. It's a good unit of account, a good universal measure. That's what it is. So when you fully understand this, you don't project your values onto others. You don't assume money is something, um, worth repelling, because who would want to be seen and known as greedy, powerful, corrupt? Even people who you perceive who are greedy, powerful, and corrupt don't call themselves greedy, powerful, and corrupt. No one, no evil baddie, no, um, dictator. I mean, did Hitler think he was evil, powerful, and corrupt? No, he didn't. No, no one does. No one thinks they're evil and powerful and corrupt. So it's your projection onto them that assumes the meaning. And if you link that to money, you'll always repel money because you'd never want to be linked to that identity. Whereas when you liberate yourself from all emotions and values and projections, and you go, ah, so if you saw a hammer down there, you'd probably go, yeah, that'd be good at putting a nail in a wall or pulling one out. That'd be useful. You see a $100 bill over there, $100 bill would be pretty useful for heating my house or feeding my children or fueling my vehicles. That is simply that. So when you understand that money is neutral and you transcend the emotions of it, you can now start to create and collate and make a lot of it. You can build it, invest it, grow it, create income streams from it, multiple income streams from it. You can build things with it. You can innovate. You can evolve. You can disrupt. You can change. You can be creative. You can employ people. You can pay lots of salaries and taxes and build wealth doing good work. So let me know what you think about that in the comments. Hit the share button. And if you'd like to build wealth and do good work and build multiple streams of income and have better mindset and relationships around money. Because money is a mirror, so the amount of money you have is directly linked to the relationship you have with it. If you have an abundant relationship with money and you love it for what it is, you will of course attract it and attract people with it. If you have a scarcity and a hoarding and a greedy, power-hungry view of money, you'll repel it all and you'll repel people like it. So you'll never know what money really is and what money can really do, because the world is a mirror and money is a mirror and it reflects back what you project out. But if you'd like to make more money and be more of a— more money— more of a money magnet, more of a money attractor, create multiple streams of income, uh, and actually change your relationship around money and make more of it and do good with it, then go and join rob.team. Because for less than a cup of coffee, a large one, One-third of the price of Netflix. You can join Rob.team, um, cancel anytime, no, um, contract, and you can learn, earn, and invest. You can build multiple streams of recurring income, a side hustle, extra income streams. Can learn to be an entrepreneur. You can learn to be a creator. You can monetize your, um, information into income, your content into cash flow, your ideas into income. You can be a creator, a social media influencer, if you like. You can monetize social media and create this online digital income, which is quicker, easier, and faster. And Rob.team teaches you how to do that. So go and join now by opening up a new page on the internet. Do it right now and type in Rob.team. That's Rob.team. Go type that in a new internet page browser window right now. Go and join and go and try it. Try the hundreds of hours of content going back 3 years, the Zoom masterclasses, the make money challenges, the 10x your social media following challenges, the community, the accessibility, the WhatsApp groups that we have together, the live events, the VIP ticket upgrades, the tickets to free events that you can get from me, like the 2-day Recurring Income Summit, like the How to Automate Sales and Marketing masterclass, like the 5 Fastest Ways to $100K masterclass. It's all in Rob.team. So open a new page on the internet and type in Rob.team. Go join right now. Cost of a large coffee, one-third of the price of Netflix. You can cancel anytime. Digitally downloadable, accessible anywhere in the world immediately. Um, learn, earn, invest to create a better life. Financial freedom, time freedom, um, platform freedom. Don't get canceled or deplatformed or controlled by the government. Get your taxes down. All of this stuff you can learn how to do, um, in on rob.team. So open up a new page and type in rob.team. Go do it now. I'll give you a second to go and do that. What I'm going to do is I'm just going to chat to a few of you in the comments because I can see some comments coming in. So I'd like to try and engage and give you a bit of a shout out as well. Go and join Rob.team first if you've not already. I'll give you 30 seconds to go and do that. If you've got any questions or comments, put them in the chat. I'll scroll through and we'll address some of them. But go and join Rob.team first. Remember, you can try it for less than a large cost of coffee, one-third of the price of Netflix. But you've got Zoom masterclasses every week, you've got community, you've got access to live events, you've got access to challenges, accountability, to finally start making good income but feeling good doing it, turning your passion into profit. So Tim has said money only allows you to buy the things you want, but it doesn't give you happiness. No, Tim, exactly right. Um, money and happiness are unrelated, but they're linked. So money and happiness are unrelated in that you can have money and be unhappy, or you cannot have money and be happy. Or you can have money and be happy, or you can have money and be unhappy. So there's all 4 options available because money and happiness are separate. Because remember, there was a time when money wasn't a thing and people could still be happy and unhappy. So they're not, um, intrinsically linked, but they're connected. And how are they connected, Tim? Because money is the tool that we've agreed to use universally to exchange value. So let me ask you this, Tim. Do you think you'd be happier or sadder with more money or less money? Because I think all other things equal, virtually everyone will be happier, easier, more convenient, more wealthy, more healthy if they had more money, because money is a useful tool. Robert has said you could be the richest man in the grave. Yeah, or you could be the richest man on the planet, or you could be the poorest person in the grave if you have a bad relationship with money, or you could be the poorest person alive Again, Robert, have you been taking some substances this evening? I'm not sure, I don't quite understand some of the points you're making here, but keep trying. Um, put your money into the Dutch banks, the rich hardly pay taxes. Margaret, that you need to do your research here. Again, this is why I like to do content on money, because there's a lot of comments that are made that haven't really got, uh, research. Um, the rich pay loads of taxes, they pay corporation tax, they pay income tax, They pay business rates, they pay employers' national insurance, they pay all sorts of taxes. Do they get some of those taxes down? Yes, of course they do. Um, but they pay way more taxes than employed people, but they're better at managing their affairs. They're better at reducing those taxes. And also people say, oh, it's all about the percentage. No, it's not. It's all about the actual amount. That is the weakest argument ever. Who's going to be more valuable to society? The person that pays 40% of their overall income in taxes a year, and let's say that's 20 grand, or the person who pays 10% of all their income a year, and let's say that's 200 million, which one's the more valuable to society? The one who pays 10% at 200 million or 40% at 20 grand? It is the most ridiculous argument ever. People do not understand how the wealthy— look, I'm not— not all wealthy people are virtuous. Of course, some people have abused their position, but generally speaking, if you're wealthy, you employ people. They— those people otherwise might not be able to get a job. You pay employers' national insurance, you pay their pension contributions, you pay VAT, you pay income tax, you pay corporation tax. I know because I pay millions in tax. So come on, guys, you gotta get better research here. You got to keep tuning into my content and learn how money really works. Go and join rob.team. This will help you, um, because, um, I actually interviewed my accountant and there's 5 or 6 really quite simple ways that you probably don't yet know to get your taxes down from 40, 45, 50% of what you earn to 10, 15, 20% of what you earn, or 25% of what you earn. Now, who in their right mind wouldn't want to pay less tax? Like, some people say, oh yeah, but I like paying a lot of tax because 'You know, the roads are well maintained, and we have the NHS, and we have all these great services, and we need to pay for our military and all of this, transport.' But look, let's be honest, they've been mismanaged a lot of those since COVID But name me one person that, given the choice, wouldn't pay less tax. So actually, the people bitching and moaning about the rich people are just the people who don't know how to pay less tax. Let's be fucking honest about that. Let's be fucking honest for a change. Um, yeah, and by the way, if many of you hate the government and don't want to be controlled by the system, the best way to do that is to start a business and be an entrepreneur. Because when you start a business and be an entrepreneur, you pay yourself first and you pay tax last. When you're employed, you pay tax first at source and you pay yourself last. If you'd like to reverse that round, i.e., if you'd like to pay yourself first all the money, including the VAT, and then work out your tax affairs fairly and legally and get that tax down to a fair amount. I still pay lots of tax, I'd just like it to be more fair than 70%. I'm currently paying on spending and earning about 70%. That's not fair. I want to pay less. I'm happy to pay my fair share. So would you like to get your tax down to a fair level? Of course you would. Of course you would. So go and join Rob.team. Because in a couple of weeks' time, the interview, the 90-minute interview with my accountant who revealed loads of ways to fairly reduce your taxes down to not get caught in the trap of paying the government first and paying yourself last. So open up a new page on the internet, do it now, go and type in rob.team, and you can go and join and learn how to pay yourself first and pay tax last. 'Cause employed people, which make up a massive population, they are paid, you are paid last. Like, let's say you get £5,000 a month salary, you earn £60,000 a year. You think, that's not bad. Doesn't seem to go very far. So £5,000 a month you get, you get your payslip, you open it up. Oh, but you've got £2,600, £2,400 in National Insurance and tax, just gone. Gone. But you never see it. You never see it. They just fucking have it. Should be the other way around. You're the one doing all the fucking work. Let me know what you think. Anyway, anyone else want to have a chat with me? All right, um, Rob for PM, but what party? Yeah, Ryan, I didn't have the nerve to say at the end of I'm running for Prime Minister, um, to not tell you that it was a joke. But actually, hundreds of people have said I should run for Prime Minister. Obviously you can't just run for Prime Minister. You have to be a member of parliament. You have to be part of a party. A lot of people didn't get that part. But no, I'm not running for prime minister. I want to be in the private sector, not the public sector. And by the way, you know, if you're struggling financially, don't get better— sorry, let me say that again. If you're struggling financially, don't get bitter, get better. And you can get quite bitter, you know, hating on the government and hating on the rich greedy people who you perceive aren't paying tax, even though the media is just, you know, really blinding you with nonsense. You know, yeah, they might get their corp tax right down, but they still pay billions in taxes, um, and they create a lot of jobs and production. Not all, but most. And but instead of getting bitter, get better. And if you're not making the money that you want, or you're not in the position that you want to be, don't blame everyone else, don't hate on everyone else. Just take responsibility. Go, do you know what, it's never too late to change. It's always too late to start, but it's never too late to wait. So go and join Rob.team. It'll cost you less than a large coffee a month, one-third of the price of Netflix, so virtually nothing. And you can learn, earn, invest. You can learn to start or scale a business no matter what your age or experience. You can get better financial education and knowledge, which of course is vital to all of us, because the more you learn, the more you earn. You can build a side hustle digitally, online, super quick, cheap, and easy compared to, say, physical assets. And you start making extra income and start getting a better life and start paying yourself first and start getting your tax down. So if you want to learn how to do all that with weekly masterclasses, resources, events, etc., online and live, just go now and open up a new page on the internet and type in rob.team. Type in rob.team in a new window and you can join Rob.team. Pamela said, should we be buying silver or gold? I prefer physical gold to anything, um, vaulted or online or digital. I like Krugerrands or bullion. Um, I've got one or two trusted sources I buy from. And, um, silver for me is too big and heavy. And in the, in the long run, I think gold will probably do a bit better because it's more precious. Um, so by all means, buy Krugerrands, but they don't produce income. They They're just a store of value, remember that. Um, so essentially they're a savings account, but you've got to store them and insure them. Okay, right. Thanks for tuning in then. Hit the share button. And remember, the most toxic attitude towards money is that greed and power and corruption is because of money, and money is greed and power and corruption, and rich people and people with money are greedy and powerful and corrupt. This is the most toxic mindset because these are mutually exclusive. Money is not conscious, has no emotion, so it can't be all the things that humans are. Humans are loving and evil. Humans are kind and cruel. Humans make peace and war. Humans are, um, generous and greedy. And all of these get projected onto money, and money becomes what the individual human projects onto it. But money is none of those things. Money is simply a universal exchange of value, a unit of account, a store of measure and worth, a hedge against an uncertain tomorrow. And it's an ideology and a concept that we've agreed upon, that we trust that we'll get paid back, that our store of exchange and wealth is in this tool called money. And we'll— when we want to redeem it, we can redeem it. That's all it is. It's an idea. Thanks for tuning in. Hit the share button, and I'll see you in Rob team. And remember, if you don't risk anything, you risk everything.
