19:50

In this livestream, Rob Moore warns that banks are increasingly refusing large cash withdrawals, citing anti‑money‑laundering (AML) and FTC‑style regulations as a pretext. He recounts a recent incident where a friend was denied a £20,000 withdrawal unless he provided evidence of how the money would be spent, illustrating how banks now require permission to release deposited funds. Moore explains that banks keep only about 10% of deposits in cash (fractional‑reserve banking) and lend the rest, making them vulnerable to runs and legally able to operate while technically insolvent. He argues that this practice erodes personal liquidity, especially as inflation outpaces interest rates, and that cash is no longer the most liquid asset compared to gold or equities. Moore critiques regulatory overreach as a violation of personal rights and warns of potential government seizure of assets in future cashless or digital‑currency scenarios. He urges viewers to educate themselves about money, diversify into decentralized assets, and avoid total reliance on banks. Throughout, he promotes his financial‑education platform, rob.team, offering low‑cost daily subscriptions, masterclasses, and mentorship aimed at helping people “make, manage, and multiply” money.

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