Bitcoin or Property: Which is Best? 🤔

Property or Bitcoin? Which is best? Right now, Bitcoin is crashing. Its market cap is just over $1 trillion. Around a year ago, give or take, it was $3 trillion. Two-thirds of its capital value has dropped. Maybe not gone, but dropped. On the other hand, Property has been going up since 1088, so it's doubled every 10 to 15 years for the last 1,000 years. Do you know that all land and property values in the UK were roughly £1 million in 1088? Now my own house is worth more than that. So with property, you've got proven residuals and growth. But of course, with Bitcoin, you've got fast growth. Like, how long did it take to have, uh, $3 trillion worth of real estate value? Certainly not 10 or 20 years, even factored with inflation. So I'm going to do a little discussion here on this video live on property versus Bitcoin, which is best and why. I would love your thoughts. By all means, just write either property or Bitcoin, that's cool. But also, if you've got any reasons or justification or evidence, stick that in the comments because I think this is an important discussion. So, um, what does Bitcoin have in its favor? Bitcoin has liquidity in its favor because to liquidize or liquidate— my friend says liquidize, that's when you put something in a blender— to liquidate property, to purchase or to sell, can take 3, 6, 9 months. Whereas to liquidate Bitcoin can take 3, 6, or 9 hours. So Bitcoin has in its favor that it's liquid, which means you can access it into cash quickly if you need to. But of course, that's what makes it volatile, because there's literally been almost like a run on Bitcoin where in the last— it's gone down 12% of its value in a few days. There's like one of the biggest withdrawals of wealth from an asset that history has seen. So liquidity has its upsides and downsides. Upsides is it can push it really fast high and you can get your money back really quick. Downsides is if people lose faith, it can just fall off a cliff. So, um, in property, I've never seen a market drop more than 30%, whereas in Bitcoin, in less than a year, we've seen it drop 60 to 70%. So if you want something safe and secure Property is probably a better bet right now. Why? Number 1, it's been proven for 1,000+ years, whereas Bitcoin hasn't even been proven for 20 years. And generally, the past dictates the future. The further you can go back, the more likely you are to predict going forward, though there is never a guarantee. So if you want— also, banks will lend money against property and real estate. Now, some people have been staking and leveraging up Bitcoin. I think that's a dangerous game. I really do. I said this at the time, staking/levering up on Bitcoin because it's so volatile and it can crash really quickly below your leverage point, so you've got a negative gain or you've got a massive tax bill implication as well, and then you've got to liquidate and realize that loss. So I think leverage is much better in property than it is in Bitcoin, in my experience. I don't leverage Bitcoin. The next thing is Lloyds or Barclays or any kind of big bank, they will see property as security, but they will not see Bitcoin as security. No bank— maybe some of these brand new Challenger platformy type banks that are not really banks might, uh, gear against and leverage against Bitcoin, but no mainstream bank that's been doing money long enough will use Bitcoin or cryptos as collateral, as an asset, but banks will, which tells you it's secure. Now, Sean has said people, um, are losing money in both. Well, sorry, this is Sean. Sean Paul, how are you? I just want to challenge this a little bit, Sean Paul, because you only lose when you sell. So if someone bought Bitcoin in the highs, the $70,000, and they sold $23,000, then of course they're going to lose money. But, you know, that's just kind of not smart investing. Um, with property, if the value goes down, you still have the income stream. Now, this is another reason, by the way, why I think property is a really good bet, because with property you get equity, capital appreciation, and an income. With Bitcoin, you get capital appreciation. Like, with property, you can buy it below what it's worth. With Bitcoin, you can only buy it at what it's worth. So you can buy a property that needs a refurb, you can buy it 20% under, you can add some value, so you've got equity You can gear up to 70% and then you can have capital appreciation and you have income through your rentals. Whereas with Bitcoin, you have no equity because you have no discount purchase ability. You can buy a business or property at a discount. You cannot buy Bitcoin at a discount. You buy it at today's market value and then you only get capital appreciation. You get no income. So with property, as long as you hold it, you're still getting the income. So even if Because property is probably going to come down. I really do think it's going to come down. By the way, I don't necessarily think it coming down is a bad thing because I think maybe some assets are overpriced. I think a lot of them are, and I've been waiting for them to come down for a while but don't want to wait too long. I don't want to be that guy that says, 'I'm waiting for the crash,' waiting 20 years, lost millions in opportunity cost. But the thing with property is you can buy low, add value, gain capital appreciation, sell, and you can get capital gains tax relief if it's your residence, and you gain income streams through the rental. So you've got 3 ways to make money in property, whereas with Bitcoin you've got one way to make money, a capital appreciation. Now, the banks and the governments love property. The banks and the governments hate Bitcoin. And this worries me. This worries me a lot. However, Bitcoin is more decentralized, and that's a big upside. So, um, your mortgage— the mortgage lender can call the money in. If you own commercial property and the markets drop, they can call the difference between the loan and the value in. They can just say, right, you need to give us £5 million now. Um, so it's centralized, and you're to a certain degree controlled if you have a mortgage. Uh, whereas with crypto, it's not manipulatable by banks and, and central institutions. So that is a kind of upside. With Bitcoin. So let me know what you think in the comments. I can see quite a lot of you commenting on this. Um, look, interest rates are likely to go up. Um, there's a lot of fear in the market. Inflation is likely to go up. Increasing inflation will, will create fear. Increasing interest rates will create fear, even though, you know, normally they sort of hedge each other. Like, if you want to control inflation, you normally increase interest rates and And, you know, they're not the only things linked, but they're normally reverse-linked. Whereas now they're both going to go up. So that's causing a lot of fear in the market. So that fear is pulling the price of Bitcoin down. Now, all the people that love decentralized assets and love the thought of, you know, away from the government, away from the central banks, the problem you're now having is that Bitcoins and cryptos are very closely linked to the stock market in terms of price. Not because they're linked, because they're not, because Bitcoin is decentralized. But the problem is the fear in the markets is leaking into Bitcoin because people are trading Bitcoin like they trade the markets, whereas I don't think it's designed as a trading entity. Well, actually, it's designed as a currency, even though it's not really. It's a store of value. Now here's the thing: if you buy low and hold forever, you can't lose. Now you can lose in Bitcoin because it could go to zero. Properties aren't going to go to zero because the thing with Bitcoin is we don't need it, but property we need it. We need somewhere to live. If there were no properties, we'd all be living in tents. So property has utility. Now people will say, oh, but Bitcoin has utility, it's a store of value, it's a trade of value. Yeah, but so are so many other asset classes. Gold is a store of value. Gold is a trade of value. Commodities are a store and a trade of value. You're not going to replace property with anything, otherwise it's tents. No one wants to live in a tent. So you have the leverageability of property, the proven history of property, you have the utility of property. Now, by the way, I'm not overly biased. I want to be in investment assets that do well. Yes, I've had property for 16 years. Yes, I've got roughly a £50 million portfolio. Yes, I make a few million income a year. So it's worked for me. So in that regard, I'm sort of biased towards it working for me, not because I overly love it. The thing with Bitcoin and crypto is people get blinded because they're too passionate about it. So they become biased. It's like, you know, if you're passionate about a football team and you're a fan, you're biased. You can't see your team objectively because you're biased, because the passion comes through. And many people are so passionate about Bitcoin and crypto and the concept of it, and they really want it to win, that they're actually— that makes them a bad investor, really bad investor. Now, I'm not saying Bitcoin is bad because you could argue it's quite low price compared— well, it is low price compared to where it was a year ago. So you could argue that getting in low could be good. The big Bitcoin fans think it's going to go up to $50,000, $100,000, $250,000 a Bitcoin. Now, I'm definitely not saying that, and I think that's a far-fetched prediction. I do think if you buy an asset with the view to hold it forever, you're likely to win because you'll buy well, because you'll do more diligence, because you know you're going to hold it forever. You won't have the trading volatility where you can lose on the downside. You won't have the cost of sale each time, the fees that are taken off when you buy and sell assets. So look, let me know what you think in the comments. Now look, investing is the only way to, to get rich. And to build wealth. Saving will not build you wealth. And really, Bitcoin, it's a way to save money, isn't it? Because it's not being used as a currency. Oh, you can get your coffee on Bitcoin, you can, yeah, but no one does. Try it, go into 100 coffee shops and see how many take Bitcoin. That'll be virtually none. So if you think about it, what Bitcoin is, is a glorified savings account for you. Now, you like it better than cash because it's a decentralized asset and it's deemed as an asset, not as cash. 'Cause cash is actually a liability, 'cause cash goes down with inflation. Whereas Bitcoin's supposed to be an asset. Now, if you bought in at $10 a coin, you're still way up. And it could go up a lot more. But if you think about it, Bitcoin's really a glorified savings account. Now, you cannot save your way to wealth, and cash is a liability, and cash goes down. So you need to learn how to invest. And right now, it's an investor's paradise. It's also scary. Because when you've got volatile markets, you can make a lot on the upside. Of course, you can lose on the downside. Um, but also, if there is a correction coming, which I think is due— correction, recession, depression, I don't know. Let me know in the comments. Do you think a correction is coming? Small drop. Recession is coming? Fair-sized drop. Depression is coming? 5-10-year drop. Let me know what you think— correction, recession, or depression. But when assets drop, professionals come into their fore. Now, to be a professional, you don't have to have done university degree, 20-year diploma on investing, but to be a professional, you need to be good at due diligence, you need to learn the asset classes, and you need to start investing your own money, not just paper trading and, you know, imaginary trading and trading on screens. No, you need to actually be in the game. You know, you can't learn to be a footballer watching the game, you need to play. So a professional investor does research, starts to play the game, starts small, and builds up. And I think right now there are some massive opportunities and of course some dangers you have to be aware of because we've got extreme volatile markets, we've got extreme emotions. When you have extreme emotions, wealth is eroded. Let me say that again: when you have extreme emotions, wealth is eroded. But that wealth erosion has to go to someone. What someone said I saw recently on Bitcoin is Bitcoin is one of the, the biggest ways that the poor have given money to the rich. I, I see what they're saying. I don't necessarily agree, but the thing is, when there's new asset classes like this, dumb money goes to smart money. So you need to learn how to be smart money. You need to learn how to invest. You need to learn how to manage your emotions. You need to learn the different asset classes. These are all things that really could make you win big right now in 2022 and beyond. So if you'd like to learn how to do that Um, you'd like to learn how to invest, how to de-risk but gain upside, know your threshold to risk, know how to diversify, know the right asset classes to get into. I've just launched in the last 10 days my 9-hour, 10-module How to Invest series. I invested one of the top— I interviewed one of the top investor entrepreneurs in the UK. He's co-owner of a $50 million portfolio with me, plus and the UK's largest training business, and I interviewed him over 9 modules and 10 hours, and we went through virtually every asset class. Now, this is a £1,000 course if you were to buy it separately or ring up our office, because that's what our courses are, £1,000 a day. Would you like to get access to it for just the cost of a large coffee? And you can cancel any time. Imagine having access to a £1,000, 9-module, 10-hour How to Invest series for just the cost of a large coffee. Well, if you'd love to get access to that right now, open up a new page right now. Do it. Just open up a page while I'm talking and type in rob.team. Open a new page, type in rob.team. Now on that page, you can quickly, easily join my Rob.team members area, and for the cost of a large coffee, and you can cancel anytime, you've got immediate instant access and you can gain instant online access to this 9-module, 10-hour How to Invest series. Now there's loads of other stuff, but just for now, the How to Invest series teaches you how to invest with low or no money, like $50 or $100, $1,000, £10,000, £100,000, £500,000, and £1 million plus. It teaches you cryptos, the startup, not, not fully detailed into cryptos. We'll do a crypto course later, but property, watches, gold, precious metals, art, classic cars, starting a business, you name it, it's all taught. I can see people going, so go right now, type in rob.team, go and join the platform. It costs you a large coffee, you can cancel anytime. Um, to go do it now. Now let me ask you this: do you think property or Bitcoin is best? Um, I think that property is proven— well, it is over 1,000 years— property is safer because the banks back it because we need it. It has utility. Property, you can earn equity, capital appreciation, and income. So you've got 3 ways to earn there. There's no income stream with Bitcoin. It's literally just a glorified savings account in the form of a digital currency. Bitcoin is way more volatile. However, if people got in Bitcoin early, they've become millionaires and billionaires, and you can't do it that quick in property. Property is slower. Um, Bitcoin is more volatile. Hmm, let me know what you think. Do you prefer property or Bitcoin? Now, inrob.team, um, it's for startup entrepreneurs, scale-up entrepreneurs, so people who want to make multiple streams of recurring income, build digital assets. The thing I like about Bitcoin is it's a digital asset, super liquid, super quick to get in. Property can be frustrating, can take 6 months to get a property, and then the 11th hour, the chain breaks, the vendor pulls out, job done. You've got to start again and it's another 6 to 12 months. That is a big frustration with property. Tenants and boilers and lawyers and solicitors, that's a big frustration with property. So look, some are— property's got upsides and downsides, Bitcoin's got upsides and downsides. So on Rob.team, I intentionally focus more on digital assets, building your own membership site, monetising social media, building your personal brand, content into cash flow, information into income. So if you open a new page right now, just go and do it now because I've got to get out of here. Open a new page, type in rob.moore.team. You can join immediate access right now to start an online business, a digital business, a side hustle business. I've got the 21 Ways to Monetize Social Media 6-hour masterclass course that's in. We put all the raw, uncut Disruptors Podcast in Rob.team, where people like Matt Leticier and David Icke and Peter Schiff, people who have a lot of knowledge, can't talk openly because they get cancelled. So we put all that uncut content into Rob.team. I've writ— I write articles every week on money and business, like the 7 different types of income streams and how to build multiple income streams. And these are all in Rob.team for the cost of a large coffee. Learn, earn, invest. That's the outcome. That's the values of Rob.team. Learn to earn to invest to build wealth. So open a new page, type in Rob.team. I'll see you in Rob.team. Immediate digital access. It's just the cost of a large coffee a month. You can cancel anytime. In fact, you could gamify me. You could go in, get the 3 years worth of content, consume it all, and then cancel. It will take you a while, and I think you might want to stay, but you actually can do that. There's no risk to you. The only risk is not joining Rob.team. People always talking about my tops, like, is that a gun holster? Hey, I'll leave it to mystery. Why is it that tutors in school and university who are skint are teaching you how to build a business in economics and finance? And they're only earning 50, not even 100 grand a year. The financial system is all wrong, and that's one of the reasons why I've relaunched Rob.team. I want to help as many people on this planet get better financial education and knowledge, and Rob.team can help you do that. And that's why it's only the cost of a large coffee a month, and you're getting all these courses that are $500 or £1,000 as part of your Rob.team membership. There's nearly 5,000 members in a wildly active, disruptive entrepreneurial community, people who want to make money and make a difference, people who want to turn content into cash flow, information into income. You need to be in. Open a new page right now and type in rob.team. And let me ask you one more time: property or Bitcoin? Let me know what you thought on my suggestions. Let me know your comments and and arguments in the chat. And let's do this because it's crazy times right now. There's going to be blood on the streets, but when there's losers, there's winners. People are going to lose anyway. You're not going to do anything about that. It's not like you're going to take advantage of them because people are going to lose anyway. But you can take massive opportunity as the rich get richer and the poor get poorer, because you could be one of them, the richer, doing things the right way, making money, making a difference. Turning your passion into profit. So if you like multiple streams of recurring income, building digital assets quicker, easier, and cheaper, go join Rob.team. Open a new page, type in Rob.team. Do it now because I've got to get out of here. And remember, if you don't risk anything, you risk everything. Property or Bitcoin.