In this live YouTube presentation, Rob Moore argues that the recent house‑price crash in the UK is a deliberate "scam" orchestrated by banks and the Bank of England. He explains how ultra‑low interest rates after 2008 lured borrowers, then successive rate hikes (up to 5‑6% and beyond) increased mortgage payments, forced repossessions, and caused house prices to fall. The banks, he claims, are buying these cheap properties and becoming large private landlords, which in turn pushes rental prices sky‑high. Moore engages the audience with a £1,000 guessing contest for the average UK rent, revealing the figure (£1,304) from the BBC. He shares his own 2008 property‑buying experience, positions the current market as a massive investment opportunity to acquire repossessed homes, and promotes his "Emergency House Price Crash Masterclass" and the Rob.team membership (≈22p per day) that offers courses on property investing, multiple income streams, and financial education. The tone is persuasive, critical of the banking system, and promotional, urging viewers to take action rather than remain passive.
Chapters
So the house price crash scam continues, and as the Bank of England artificially hike rates up, causing the house price crash, is also causing rents to soar, which is causing many ordinary people not to be able to live. So get this, have a guess what do you think the average rent is now? Put it in the comments. In fact, if you can get it spot on, I'll give you £1,000 right now. Have a guess in the comments what you think the average rent is in the UK today. Winner gets £1,000 from the Rob Moore Foundation. Because you know what, um, when I was buying houses in 2008, rents on average were £550, £600. So cost of living was relatively affordable. Marcus said £1,300. He's not far off. Good first guess there. I'll let you all guess. Winner who guesses the exact rent will get, um, £1,000 off me. I've got it here on my screen. Um, you have to get it exactly, and I'll just give you a clue. Mark's pretty close. That was a good guess, Mark. Um, let me find it. So these rents are soaring, um, and so not only can people now not afford the mortgages, and so they're having to give their keys back, which is forcing the house prices down, which the very banks that are lending you the money are then buying up the properties cheap off you. So they've got this sort of like cyclical Ponzi scheme going on, the banks have. So what the banks did— so this is why I think it's a scam, the house. By the way, I love property. I've made millions out of property. I'm always going to love property. There's a lot of things that go on in the world that aren't fair that make property go up in value, um, but the banks are causing it and it's a bit of a scam. So, you know, the banks sort of give in one hand and take in another, right? Let me just get the exact amount up for you. So in, in one hand, the banks are like Oh, post-2008, we'll drop rates to zero, we'll basically give you free money, anyone can get a mortgage. I mean, anyone getting a mortgage was what caused the crash in 2008, because they were just repackaging toxic loans and giving anyone 100% finance. And now, of course, they've caught you in, they've trapped you. So here's all this free money that isn't realistic, by the way. Um, because, you know, rates on average are 5 to 6%, and we've had 12 years at 0%, 0.25%, 0.5%. And so what happens is it lures everyone in. Oh, bait you in, free money, come to daddy. And then they've got you in, you're trapped, and then they hike rates up, and rates go from 0.25 to 5.5. They've gone up 14 times in a row in the last, what, 2 years, something like that. And it's utter madness and you're trapped. So then what happens is your mortgage goes up from £600 a month to £1,200 a month to £1,500 a month, of course, if you're on a variable rate. Or to get a new mortgage, cost of finance is now 7% and 8%. So what happens is then you have to hand the keys back, then all these people go, um, have to get repossessed. And who repossesses the same properties that lent you the money to buy the properties? The banks. You know, Royal Bank of Scotland have said they want to be the biggest private landlord in the UK. They're giving you, they're giving you in one hand and taking in another, and they've created this big sort of Ponzi scheme, if you like. And what's— so the soaring interest rates and the soaring mortgages is creating soaring rents. So even people who can't get a mortgage or don't want to buy a house, they can't even now afford to rent. I'm going to give you about a minute to guess. You need to get it exactly. I'll give you £1,000 if you can guess the average rent now. And by the way, someone's guessing like 28 times. Mary's just chucking in random numbers. I'll give you 2 guesses. That, that's more than fair. So this house price crash is real, it's happening now. In some areas the markets dropped 10-15%, in other areas the markets dropped 20-25%. But it's very real and it's caused by the banks. Because if you think about interest rates, so why are they whacking up rents now? Probably to control inflation. Although now, see normally you have high interest rates, low inflation. High inflation, low interest rates. But now we've got quite high interest rates and quite high inflation. They're sort of crossing each other up on the way up and down. So you're getting hit both ways, and it's very difficult for ordinary people to actually live. So it's forcing rents up, cost of living's gone through the roof, uh, and then it forces prices down. Now I do think it's a bit of a scam, but I also know that there's massive opportunity out there. So give me a yes in the comments if you're the kind of person that, you know, maybe would like to own some real estate. Or you'd like to own some assets, or you'd like to get some recurring income, or you'd like to start making more money. Now look, I think it's a scam what's happening with all these repossessions and, you know, this real lack of affordability. But, you know, I'm not causing it, you're not causing it, the banks are causing it. The economy, which is controlled by the central banks and the Bank of England and the governments are causing it. So if they're going to cause it anyway, you should at least be able to take advantage. And if you can buy properties off people who are getting repossessed, you can kind of help them, and then you can build your own portfolio. Now, by the way, I did this in 2008. So in 2008 and 2009, I bought the best, cheapest properties I've ever bought. I've been waiting for this crash for the last 15 years. I was buying properties for 50 grand, 60 grand, 70 grand, that peaked at 250 grand, um, by November last year. So look, if you'd like to take advantage of the bank scam, and the soaring rents and the raising interest rates by being able to buy cheap property, produce recurring income, invest in assets, get into the property market and build a portfolio and a pension. If you'd like to be able to do this, I can help you. In fact, we just did a live emergency house price crash masterclass yesterday for Rob Moore's team, and the recording goes live. So if you'd like to gain access to that completely for free, the house price crash masterclass Zoom, and you'd like to start and scale a business, get better financial education and knowledge, make, manage, and multiply money, all for 22 pence a day. You can cancel anytime, no ongoing contract. If you'd like to be able to do that, just, um, go to rob.team. Go there now, and then in a moment I'm going to tell you how much the rents are. No one's guessed it yet. Um, so if you just type in R-O-B team. Rob.team. Go there right now, get the Emergency House Price Crash Masterclass Zoom completely for free. Get, um, about, well, many hundreds of hours of courses, resources, and masterclasses to make, manage, and multiply money for less than 22 pence a day. Cancel anytime, no ongoing contract, nothing to risk. If you don't risk anything, you risk everything. By the way, you can go in and consume all the content and then cancel. Good luck with catching up with me on that. Um, but you know, these, these are the resources I'm here that are available to you. The reason it's only 22 pence a day is because it was more money in lock— before lockdown, but I wanted to help as many people as I can, so I reduced the price in lockdown for lockdown. And actually, I've just never put it back up. So, um, yeah, it actually costs about 2 cups of coffee a month to be a Rob.team member. And there are courses, resources, and masterclasses on how to cash in on the crash, how to do no-money-down property investing, how to launch membership sites, how to build multiple streams of income, how to invest in assets. You name it, it's in Rob.team. So just type in R-O-B dot T-E-A-M. No one has still guessed the average rent in the UK. Let me ask you this: do you think this house price crash is real? Are you seeing the houses crashing in your area? Do you, like me, think that it's a bit of a scam set up by the banks so they can give you free money, capture you, whack up the rates, suck you dry for interest, and then when you go bust, take your property off you cheap? Royal Bank of Scotland have said they want to be— no, Lloyds have said they want to be part of Royal Bank of Scotland. Lloyds have said they want to be the biggest private landlord in the UK. So repoing you is a good way to do that. So what are your thoughts? Let me know in the comments. Also make sure you share this because we need to push back against the system. There's a lot of corruption in the system. You look at all this Russell Brown stuff at the moment, and you know, this soaring house prices and soaring rents and crazy unaffordability. Okay, so drum roll, are you ready? T-minus 10 seconds to guess the average rent in the UK to win. £1,000 from my Rob Moore Foundation. 5, 4, 3, 2, 1. It's actually £1,304. Um, someone got close with £1,300. It's £1,304. Any of you through the duration of this live could have gone and found that on the internet because it's actually on the homepage of the BBC website right now. So if you didn't get it, you've only got yourself to blame. But thanks for tuning in. I'll see you in Rob.team. Just type Rob.team into any web page. Um, make sure you share this and get the message out of what's— what the banks are up to. And make sure, make sure you take action. Don't just watch my lives, go and take action. You know, join Rob.team, read a property book, go and see an estate agent, do some local research, because because I'm telling you right now, this is— this is— there's a lot of shit going on in the world, but this is also one of the biggest opportunities probably since 2008 to cash in on the crash. Thanks for tuning in, and remember, if you don't risk anything, you risk everything.
