How to Invest £10k (Step by Step)

How to invest 10K step by step. This is not an investment, by the way, and, and this is not an asset. I'm sure you want more of it, but I'm going to take you through step by step how to invest 10 grand. Or you could prorate it if you've got 5 grand, 20 grand, 50 grand. You could split the percentages in a similar way. Now there are lots of variables, but I'll try and keep it simple and I'll show you some things. So I've got some things here which I'm going to show you. So cash, first of all, is not an asset. Cash is not an investment. Savings do not go up, they go down by inflation. They get wiped out over time. So yes, you want to earn this, of course. You want to make lots of this. But the longer you own this, the more of it you lose. So your goal is to turn this very quickly into this, or this, or this, or this, or this. Okay, so let's do this. Now, step 1, rule 1, is this is my opinion experience. Not advice. So I'm not a financial advisor. Most of those are broke anyway. But I'm a real-life investor, and I became a millionaire just before age 31, a deca-millionaire just before age 35. This was 10 and 16 years ago, and I've done a quarter of a billion in sales, and I have assets that on a good day are probably worth around about $100 million, maybe a little bit more. So I'm just a real-life experience guy. I've written a lot of books on business and investing. The second thing you want to remember, the second rule, I've got them written down here, is you don't want to put all of your eggs in one basket or all of your money into one class. Because if you don't know very well or if it doesn't go up or if you lose it all, you've wiped out everything. So all this, you know, go big or go home, go all in, it's not very good advice for investment. It might be for your time or a business you're going to put your energy into, but not for investing in assets. Okay, the next thing you might think is, well, a grand or 10 grand or 20 grand is not a lot of money. And it isn't a lot of money, but it is because how you do anything is how you do everything. And Warren Buffett said, if you can't manage what you've got, how are you going to be able to manage any more? So I think how you create a plan and a strategy for investing a few grand or 10 grand will help you make 20 grand, 50 grand, 100 grand, or help how to invest it wisely. Okay, so here are some things you've got to think about, about you, before I give you the specific examples and things I'm going to show you and take you through step by step. What's your risk threshold? Are you high risk or low risk? Your age— sorry, one second. You know, if you're 21 or 71, that's a different approach to investing. You can take more risk when you're younger. Um, is it your last 10 grand or 100 grand? Is it your last amount or your only amount that you're going to invest? If it's your only amount, you've got to be a bit more defensive and secure. If you've got more money, you could take more risks. Do you want physical because you don't believe in the system? You want tangible? I know this looks like copper, but it's actually 2 grand's worth of gold. That is $2,000, $2,000. So do you want to be decentralized? Are you worried about being debanked? You know, what do you feel about the system? Um, and many other factors. Well, a few other factors. Um, you know, what kind of asset classes do you like? What ones do you have a passion in? I have a real passion for watches. I love watches. So watches are always going to be a go-to place for me to go over. Um, you know, art— what if you love art? Um, books, you know, old books can be really good assets. Hermes handbags. So you've got to factor in your passions, your desires, your existing skills, how passive or active you want to be. If you can be active because you've got time, you're going to do a lot more of this. But if you want completely passive, you're probably going to do more real estate, come to that, or stock market. Okay, so the first thing I think is I would probably say 20 to 25% would would want to be in silver and gold. So whilst these don't look very big, this is a, a 1 troy ounce Krugerrand, and these are— these just, uh, peaked up at over $2,000. You can get gold Britannia coins on the Royal Mint. So these aren't actually a fit— they're not, um, legal tender, but I mean, they're recognized across the world and they're very liquid. So if you go on to the Royal Mint, you could get 1 ounce Britannia coins similar value, um, you know, a couple of thousand dollars. So what you talking, £1,600? I don't know, you can work out the numbers at the time, but that's a pretty good way to put in 16-17% of your 10 grand. Okay, next then is silver coins. Um, so yeah, so Royal Mint or Direct Bullion is where you can get, uh, silver and gold coins I like silver because it's, I think, underpriced compared to gold. And from what a lot of my— well, two of my mentors tell me, who are specialists in gold and silver, these are silver coins. Now this is a 2 ounce, 2 troy ounce, um, Queen's Beast. So something like this is probably not more than £50. So these are 2-ounce Tudor Beasts. So, um, maybe get one silver coin from Direct Bullion or the Royal Mint. Get a Britannia coin because it's legal tender as well, so it just ticks those boxes that you can use it as currency if you need. And then, you know, maybe get a couple of sleeves of these silver coins. That's 20% of your investment. Then I would probably say S&P 500 or FTSE 100 for at least another 25%. Now I use Hargreaves Lansdown, which means I don't have to pay broker fees, I don't have to get an independent financial advisor. You know, they're pretty good with their information, they're easy to use, and I could invest in, say, the Vanguard Life Strategy Fund, which is a self-reinvesting fund which invests in things like the FTSE 100 and the S&P 500. Um, and the good thing about that is that those companies aren't going to go bust. They're much safer than a bank. If you put your money in one bank, that bank could go bust. Banks in America have been going bust, banks in Japan have been going bust, probably will happen at some point in the UK. It's happened in the past. And whereas if your money's in the top 100 UK companies or top 500 American companies then they're never going to get bust. Never, ever, ever. Okay, so some people have been saying that the problem with gold is it's high. Yeah, but, um, Bank of America predicted that these coins that are now $2,000 are likely to go to $3,000. That's what Bank of America thinks. Um, and you don't buy gold to trade. This is how to invest $10K. This is not how to trade $10K. This is not how to smash and grab and steal $10K. Chris has put in here step 1, how to get 10K. Um, and some of you are making comments about the current value. I can do content on that if you want. I've done lots. But I'm talking about how to invest 10K. Buy, hold, die. Not buy, trade, lose. Um, and of course, if you haven't got 10 grand yet, you've got to get 10 grand. Sell a load of your stuff on eBay, Vinted, and Depop. Um, you know, maybe remortgage a property on a relatively low mortgage rate, which you can get in the 4% right now, and diversify some of that money. So maybe I'll talk about how to make 10 grand on another live. Okay, so we've done gold, we've done silver, and we've done S&P 100, S&P 500, FTSE 100, um, Vanguard Life Strategy Fund, reinvests for you, moving around the top companies. You can even put in your risk threshold or capacity, so, you know, if you're high risk or low risk, it will re-diversify accordingly. Completely hands-off. I mean, is it going to make you a millionaire? No, not— well, not in year 1. It might in year 40. Then crypto. So I reckon 10% in Bitcoin or ETH. Now, um, Andrew Tate recently just said, oh no, they're too done now, you need meme coins. The problem is most of those go to zero. Altcoins, meme coins, shitcoins— be careful. These aren't investments, these are gambles. So Bitcoin and Ethereum, I think, are pretty well known to be decent investments. I'd put about 10% in, probably wouldn't put any more in than that unless you know it really well. If you know something really well, better than most, you can up your percentage. All right, and then the next one, I'm gonna say I reckon about 10% in watches. So, um, these Amiga Swatches have dropped, and I think, um, if Amiga stop their, um, affiliation with Swatch, which they will at some point, I think in the future these could go up. They're not going to be worth millions, but they could go up. You can get these in the low hundreds of pounds. You can actually enjoy them, um, and I, I think maybe in the future they might go up. They probably won't go down. Especially if they discontinue. Here's, um, a Rolex Explorer I. I paid, um, like a thousand and something for this, like $1,200, I think, back in the day. They probably cost more money now, don't get me wrong, but, you know, getting a decent watch like that that you can also wear, um, it's physical, it's real. Rolexes seem to go up 5 to 8% a year, some of them better. The, um, the Daytonas go up really well. Um, this has gone up 50%, this Audemars Piguet. Okay, right. Um, then the last two things I would say is property investing and starting a business. But you might say to me, oh well, Rob, How can I put 3 or 4 grand into starting a business and investing in property? Well, you only need 50, 100 to start a business, especially if it's in information. Content into cash flow, information into income, what you already know into cash flow. And it's actually the more you learn, the more you earn. So the reason I've shown you books is because the last 3 or 4 grand that you've got left out of the 10, I would save about a grand or $1,500 to start your own business. Maybe spend some money on getting the website, getting the product, setting up the information, hosting, domain, some money maybe on marketing and ads, and then you're launched. Membership site, mentoring, mastermind, et cetera. That's actually pretty doable. I do regular daily, weekly content on that. Now when it comes to real estate, no, you're not going to be able to buy a house for £1,500 or £2,000, but you learn. You learn how to raise money. My business partner, Ken McDonald, just wrote the book How to Raise Money. He's done £60 million worth of property, no money down. I've done probably £60, £70 million worth of property or more, no money down. So what you do with the rest of the money, the 1,500, 2 grand out of the 10 grand, is you learn how to invest in property. You learn how to raise other people's money. You learn how to do joint ventures. You learn how to do no money down investing. Because everyone who's made money in property has raised money or done no money down investing, even if they started with money. Every billionaire has raised money. You know, Facebook didn't build itself. Facebook had private VC finance, many rounds, billions invested. So give me a yes in the comments if you like this kind of content from me, you know, the stuff that's maybe a bit more practical and tactical, you know, showing you physical silver coins, gold coins, watches. Okay, and give me a yes in the comments if you'd like to learn how to start and scale a business, maybe, um, if you'd like to learn how to invest in real estate, If you'd like to learn how to cash in on the crash, maybe you'd like to learn how to build multiple streams of income, maybe you'd like to learn how to get your tax bill down, maybe you'd like to learn how to not pay tax on silver, how to not pay tax on gold, how to not pay tax on watches. If you, if you give them a yes to any or all of these, I recommend you join us at the Money Maker Summit live. So the Moneymaker Summit is coming very soon. We've got two date choices, and it's for you if you want to learn how to invest, start and scale a business, make, manage, and multiply money, get your tax bill down, your income streams up, your earning power up, be decentralized and free from the system, be able to keep most of your money, and then earn a lot more of it. So the link for the Moneymaker Summit is robmoore.com. Live forward slash money. That's robmoore.live forward slash money. Now I've got something special I'm doing right now because it's actually the 7-year anniversary of this book, Money. This is one of the best-selling books in the world on money. I was, um, I say fortunate enough to write it. I wrote it. It's a 10-year project for me to do this book, and it's the 7-year anniversary. So I'm actually giving away 15 completely sponsored by me tickets to the Moneymaker Summit to celebrate my 7-year anniversary. So if you go right now to robmoore.live/money, that's robmoore.live/money, if you're in one of the first 15 and you answer the phone from my team when you leave your details and book on, then I'm going to sponsor your place. All you have to do is get there, I'll pay for the entire 3 days. You know, I'll pay for, you know, all the refreshments and everything. Chris has said join rob.team, but I say come to the Moneymaker Summit because it's a live event in person. Imagine meeting 6 or 7 millionaires and 1 billionaire. We have a billionaire keynote speaker in London. Billionaire. Imagine what you can learn from a billionaire. And we have 6 or 7 multi-millionaires revealing their own personal strategies and tactics. I only have my business partners and friends. I only have people who are legitimate, real millionaires, or I've seen the receipts and proof, and only have people who've been doing it for a very long time, talking 10 years plus, not newbies or, you know, fly-by-nights or TikTokers who are so young they don't even have pubic hair yet and they're teaching you how to be rich. So if you want to claim one of these free tickets at the Moneymaker Summit, go to robmoore.live/money, and you'll see on the page I've got also a small amount of upgraded special VIP and super VIP tickets. Um, Paul is coming and he's got an upgraded dinner ticket, and Chris has already met me at one of the events, so thank— thanks for sharing, guys. So imagine having dinner with those 6 multi-millionaires. Imagine having champagne reception Q&As on the panel of multi-millionaires. Imagine having private money mindset sessions with these multi-millionaires. Well, you can get all of this with the VIP and Super VIP ticket, and a 15-hour How to Raise Money Online series. Because like I said, investing in business and real estate is all about learning how to raise money, because every winner was once a beginner, every master was once a disaster. And a lot of you think, oh well, you've just got to have money to start. No one has money to start, and if they have money, they usually lose it first, because inheriting wealth is often a curse. So if you want the upgraded tickets or the tickets sponsored by me, um, go to robmoore.live/money. Go do it now if you've been lurking, voyeuring, hanging around in the background. I can see other people are saying that they've been and that they've loved the event. When all is said and done, more is said than done. To know and not to do is not to know. You'll meet me personally. I'll do 5 keynote sessions. So I've got my 5-figure framework of how to go from 0 to 6 figures as quickly as possible, my, um, 5-step framework on how to go from 6 to 7 figures as quickly as possible, my 8 stages of how to be rich, my new formula for wealth, my new formula for riches. And I do the private session where everyone puts their phone on airplane and I go deep on how to get your tax bill down, reduce it a lot so you can stop giving all of your money away so you can start making a lot more. So the link is really easy, it's robmoore.com. Www.davidickeley.life/money. Go there right now, and I'll just do a quick summary. If you've got 10 grand to invest, or multiples of, I recommend you don't put it in all in one place. You divert— divide it roughly 25% in gold and silver because it's real and physical, probably going to go up with this global recession coming. You'll get one of those for less than $2,000, probably. These silver coins you can get these 2-ounce Queen's Beasts for £50, so you can get a good sleeve or two of them. That takes care of 20-25%. You definitely don't want to be using saving because this goes down in value and you spend it and the government spend it and the banks spend it for you. I recommend probably another 25% plus in the S&P 500 or the FTSE 100. You don't need an IFA, you don't need to use a broker. You can just set up on Hargreaves Lansdown and self-invest. You could use a fund like Vanguard Life Strategy, which self-reinvests for you. I would, I would probably put, I don't know, 10-15% in watches or an investment that you're passionate about. So I paid just over a grand for this back in the day, probably worth, well, worth a lot more now. But there are these boutique British watch brands where you can get watches for £500 or a grand. If you love old books, if you love art, and if you've got a passion and you know more than others, maybe that's your physical asset class. And then learning how to raise other people's money, invest in property, and setting up a business and learning how to raise money. If you invest that last 30 or 40% in learning how to raise money in property and starting a business. You know, the returns on property and business with low or no money are in the thousands or the tens of thousands of percent. You know, the returns on gold are maybe 6, 8, 10%. The returns on Rolex is 5, 8%. The returns in the stock market, 8%. The return on yourself, the more you learn, the more you earn, could be infinite. And that's why coming to the Moneymaker Summit is vital. Because it's about investing in yourself. And I'm sponsoring 15 of you, the first 15 if you're quick, by going to robmoore.live/money. That's robmoore.live/money. I'm celebrating the 7-year anniversary of this book, which has, you know, put me on the global map. And I'm going to help put you on the global map at my Money Maker Summit. Dates, details, agenda, logistics, information, location, They're all on the page, robmoore.live/money. And for a small upgrade, you can get the VIP and the super VIP tickets. Meet the millionaires, have dinner with the millionaires. The 15-hour How to Raise Money Online Masterclass course, which is a £700 course. You can get all of these with the upgraded tickets. Thanks for tuning in. Hope you found this useful, practical. Give me any feedback if you want more of this. Do you want me to talk about how to invest £50 grand, £100 grand? If you've got any other specific requests, let me know in the comments. Share this if you think it's useful. And remember, if you don't risk anything, you risk everything.