Inflation Makes The Rich More Rich 😳

Inflation makes the rich even richer. Now, most people do not understand this. Those few that do feel it's very unfair, and whilst I can relate, I'm going to share with you in this video how inflation actually helps the rich become more rich. And also how the rich know how to leverage inflation to become more rich. Unfortunately, the masses, the broke, the poor, the working class, they don't understand these concepts. They haven't been taught them. This stuff isn't taught in school, and it should be. So basics of inflation are that it is the continual devaluation of money. And what it does is it increases prices but devalues relative amount. On a layman's terms level, I'm sure an economist would have a more economic spiel for it, but as inflation goes up, the relative value of your money goes down. This is why when the government print loads of money, the relative value of your money goes down, because more money is in circulation. So inflation causes a devaluation of cash and currency. However, it forces relative values down but real values up. So whilst it pushes the relative value of cash down, it also pushes the prices of things up. And one of those things that it pushes the prices up of are assets, and the rich own assets. Now, Angela said in here it's just more greed. It's actually not. Inflation isn't really anything to do with greed. Inflation is to do with cost of commodity prices, reduction of supply, monetary policy, etc. It's not really so much to do with greed. It's more to do with knowledge. So let me give you an example. I've just mentioned to you that inflation reduces the value of your money. But unfortunately, what the broke do is they don't have much money, and they hold on to money, and they hoard money, and they save the little bit of money that they've got. So you cannot save your way out of high inflation because you can't save enough to keep up with the depreciating value of your money. So the broke will save or hoard or hide it out or ride it out, whereas the rich will— they will get out of cash and into hard asset, which is having the value pushed up by inflation. So cash is being pushed down in value by inflation, but at the same time assets are being pushed up in value by inflation. So I just saw that UK property prices have gone up 10%. Partly many factors, but partly because of this inflation. So a little tip that you can do to learn from the rich— even if you hate the rich, you might as well learn from them, better to be rich than poor— is to keep minimal amounts of money in cash or savings, only really what you need to live and a bit of emergency. And then you've got to put your time, your resources, and your cash into assets because asset prices are being forced up by inflation. So that's one thing that you can do, that you can learn from the rich. But there's another thing that the rich do. So let me go back to explaining what I said at the start, and that is inflation is the increasing in prices and/or the devaluation of money over time, forced at the moment by high inflation. So if you think about it, if money push is— if inflation pushes asset up and money down, it also has to push down relative value of debt. So if you have $100 grand and you've got 10% inflation, that $100 grand is worth $90 grand, relatively speaking. But if you have $100 grand of debt and you've got 10% inflation, that 100 grand debt is worth 90 grand, relatively speaking. Now look, I'm not saying go out and get a load of debt, but actually high inflation is paying your debt down for you, relatively. And how do the rich leverage this to get more rich? Is they have good debt leveraged against assets. So the rich are triple winning here. Now by the way, just for all you, um, conspiracy theory, um, doom mongers. The rich aren't winning because there's something nefarious and unfair and evil going on. The rich are winning because they know how to play the game of money. They understand inflation. It's as simple as that. And I'm teaching you it now so that I can help you not just survive but thrive, so that I can help protect you from inflation and maybe help you get out of this world and maybe help you make some money. So the rich know that cash is being forced down in value, so they come mostly out of cash. The rich know that gold's doing well and real estate's doing well and material assets are doing well and hard assets are doing well, so they get into those assets because the rich know what assets are struggling and going down and being debased and devalued and what assets are doing well, are going up in value. And I don't think actually even the rich could have predicted how hard hard assets would have gone up since the lockdown. But the lockdown caused a reduction in supply, therefore an increase in demand, pushed up secondhand car prices, classic car prices, watch prices, gold prices, real estate prices, multiplier values of businesses. They all got forced up, and inflation is also forcing them up. But what the rich do that's really smart is they get good debt against assets. So they're winning 3 ways. Number 1, they're out of cash, which is now not going down in value. Number 2, they're in an asset which is being pushed up in value. And number 3, they've got good debt against the asset which is being pushed up in value, and that debt is being pushed down in value. But all by inflation. So if you can get your head around this, and I'll explain it again in a summary, you could actually not just survive but thrive and win big in these high inflationary times. They're going up to 13.3, it's predicted, in October, 15 next year, maybe even 22.4% according to Goldman Sachs. But, um, if you have good debt against real estate and property that's going up In the next 12 months, 20% of that mortgage could be paid down for you by the government and by inflation, which is actually pretty sweet. And look, it's just what it is. So I know some of you are angry and some of you are upset and you think it's unfair and you're blaming the government and the system is corrupt and it's not fair on the working class and the broke. I'm not making a judgment call, I'm just giving you tools to understand how money works, how asset works, how leverage works, and how inflation works. So quick summary: inflation essentially pushes prices up and pushes your relative value of money down. The higher inflation, the higher the prices and the lower the value of your money. As inflation pushes the value of money down relatively through higher prices, it also pushes the value of debt down relatively because it just devalues things relatively— money, credit, and debt. So if you get out of cash and protect it from inflation, get it into an inflation-beating asset like real estate, get a mortgage or some good debt against the asset, then your cash is protected and you're saving the 10 or 20% inflation there. Your asset is going up by the same amount, 10 or 20% or whatever, because of inflation forcing it up, and the debt relatively is going down. And because you've got good debt, you can get a higher value asset. That's how you win, not one, not two, but three times with inflation. Now, you can't control inflation because you don't run the central banks. You can't control the government. All you can control is how you respond and react. So if you'd like to get into detail on this, learn the strategies and the tactics of leveraging inflation, investing in assets, beating inflation, beating the banks and the government, I recommend you join Rob.team. Rob.team is my online financial education platform It is less than a large coffee at Costa and one-third of the price of Netflix to join, and you can cancel anytime and there's no contract. And I will help you start and scale a business, get better financial education and knowledge, make, manage, and master money, and learn about getting tax down, getting income up, leveraging the power of inflation the three ways that I just shared there. And you can do all of that for less than a large coffee. So rob.team has got many thousands of members. We're moving towards 10,000 members, we're not far off now. And, and it will help you learn, earn, and invest, build multiple streams of recurring income, and build assets, and beat inflation, and leverage inflation. So to do this, simply open up a new page on the internet right now. Do it as I'm speaking. Just open a new window and just type in R-O-B team. Rob.team. Rob.team. Go join now, and for less than a large coffee and no contract, you can cancel anytime if it's not for you. Although I do believe it will be because there's hundreds of hours of content going back years since it started. But you can learn how to make, manage, and master money, start and scale a business, get your tax down, get your income up, leverage the power of assets and inflation, uh, and not just survive but thrive in this crazy cost of living crisis that we're in. But the rich will get richer. The divide between the rich and poor is growing. In some ways it's not fair and right, but that's— the government are supposed to intervene, and the government don't distribute wealth properly. They over-penalize the poor the working class, the middle class, and the small business. They underpenalize the massive oil companies and the big corporations. And the taxation system is really, now I believe, a little bit of a con and unfair. So the government aren't going to help you, they're not going to save you, they haven't got your best interests at heart. You have to become your own independent financial advisor. You have to invest in your own education and knowledge. And instead of getting six figures in debt going to school, uni, and getting a degree and learning from a tutor who's broke, join Rob.team for less than a large coffee. Cancel anytime, no contract, content every week. I do the Sunday sessions every week. We do the live masterclasses every week, uh, and all sorts of courses and resources on making, managing, and mastering money, and not just surviving but thriving in these disruptive economic times. For example, we've got the 9-module, 10-hour How to Invest series now live on rob.team. If you'd love to leverage the power of inflation to your benefit, build assets that appreciate in value, whether it's crypto or businesses or art or gold or watches or classic cars or property or starting your own side hustle or building a business, there's 10-hour module courses on how to invest in Rob.team for less than a large cost of coffee. So to join, just open up a new page. It's really easy to do. Do it now and type in R-O-B dot T-E-A-M. Rob.team. Go join. Do it now, because if you don't do it now, you'll forget and then you'll miss out. Now, um, while you're going and joining Rob.team, I can see people in the comments saying that Rob.team is great. Appreciate that. Anthony has said, so inflation is reducing my mortgage relatively? Yes, it doesn't actually go down from £60,000 to £50,000 to £40,000. Your mortgage balance won't go down with inflation, but your £60,000 today, if it's worth 10% less because there's 10% inflation, relatively speaking, your £60 £60,000 mortgage today will be worth £54,000, 10% less in a year's time, relatively, because £60,000 will be worth 10% less because inflation erodes the value of money. So for example, in the 1950s, do you know what a house would cost? Less than £3,000. Now you get a little watch for £3,000. Do you know all the land value of property in the UK in 1088 was about £1 million? And now you pay £1 million for a house. So naturally, over time, inflation is going to erode the value of your mortgage anyway. This is why it's good to have good debt mortgages to get against assets that produce income. But as inflation is higher and faster, it's paying down your mortgage quicker relatively, and it's forcing the value of your asset up relatively. But warning, it's also wiping out the value of your cash and savings. Relatively. So if you want to learn a lot more stuff like this, go join rob.team. Just open up a new page on the internet, type rob.team into a new web page, learn this kind of stuff, take personal responsibility. Do you know the rich get richer and the poor get poorer in these kind of times? The wealth gap is dividing. And look, you can either hate the rich or learn from the rich, you know. But I'd like you to be financially well off. There's more than enough money in the world for us all to be rich. So clearly those that are rich now to get rich, and those that aren't don't. And this is why I set up Rob.team, to help as many ordinary people as possible start and scale the business, get better financial education and knowledge, make, manage, and master money, build assets, produce income, recurring income, multiple streams of income, and actually learn how the money system works properly. Because most people don't know that everyone thinks inflation is really bad news— not the rich, not people with good debt mortgages, not people with assets. Um, so yeah, I mean, look, if you've got a residential mortgage, that's going down relatively in value. But of course, if you've got buy-to-lets or you've got mortgages against investment properties, then of course you've got the income from the investment property. Do you know mortgages are actually relatively easy to get right now? I mean, that might change, but right now. Okay, so Mark's asked the question here. So if you borrow $100,000 and inflation is 10%, next year the asset will be worth $110,000. Well, not directly, Mark, but yeah, you're kind of onto it. So An asset won't necessarily go up equal to inflation because there's supply and demand and other factors that drive up the value of assets. But if there were no other factors, a $100 grand property would cost $110 grand next year with 10% inflation. Yes, Mark, if there were no other factors at play, which there are many factors at play. But here's the clever bit. This is actually— if you can get your head around this, you know more than the masses about money, and you could get rich on this. You get an $80,000 mortgage on a $100,000 house, and with 10% inflation, no other factors, that $100,000 house goes up to $110,000, but that $80,000 mortgage goes down to $72,000. So you've gained on the growth and gained on the reduction in the mortgage. And you've got the mortgage to get the asset, so you've leveraged inflation and leveraged good debt. Let me know what you think about that in the comments. And if you'd like to get your head around that a bit more and learn how to do this, go join rob.team because there's content— I was going to say every week, but it's— and it's not quite every day, but it's multiple times a week. That there are courses, resources, and masterclasses on making, managing, and mastering money, on starting and scaling your business, on getting better financial education and knowledge, on investing in assets, producing recurring income, beating inflation, protecting your cash, building up your knowledge, learn to earn to invest. And there are loads of multiple masterclasses already there. 21 Ways to Monetize Social Media Masterclass, 9-module, 10-hour series, How to Invest masterclass. In fact, I've got a plan to do a money-saving marathon, do a whole day doing content on saving all the different areas of money so you can beat inflation, and then doing an investment and asset building and money-making marathon where we do content on building assets and increasing wealth. We've got the Mindset and Money masterclass, the 5 Fastest Ways to $100K masterclass, and the one, um, 90-minute masterclass I'm doing on the quickest way I know to get to $100K. So go join rob.team right now, and in rob.team you can gain access to all these masterclasses, live events, meetups. We've got a WhatsApp group that you can join with me where we do Q&As. It's a great resource and it costs you less than a large coffee. You can cancel anytime with no contract. So thank you very much, by the way, for all your kind words. I'll see you in rob.team. I've got to get out of here. Just type rob.team into a new window right now. I see it in the members area. And remember, if you don't risk anything, you risk everything. Let me know what you think about this in the comments. Some of you are making your own explanations. Some of you, I think the penny has just dropped because a lot of people don't understand this. And also, if you wouldn't mind sharing as well, because it actually doesn't benefit us for a lot of people to be broke. I mean, I don't need to be a billionaire, and there's more than enough money for us all to be millionaires. This is why I freely share this information on my lives, and this is why Rob.team costs less than a large coffee. I've got nothing to hide and everything to share. Um, Elizabeth has said, gosh, you must be making a fortune from the joining fee. It's only £6 with the tax. Come on, I don't know how much you think inflation has gone up and how much you think a large coffee is, but honestly is— that's virtually nothing. Um, and you can try it and cancel anytime if it's not right for you because there's no ongoing contract like there is, say, for example, in the gym. So see you in rob.team. Just type rob.team in a new window. I'll see you there.