In this video Rob Moore examines the newly released Royal Society of Arts "Cash Census" (the first such report since 2019) and its implications for a move toward a cash‑less United Kingdom. He outlines the report’s headline figures – only 17% of payments are now made in cash, about 10 million people would struggle to cope in a fully cash‑less system while roughly 15 million could benefit from greater convenience. Moore highlights how cash remains essential for vulnerable groups: the unbanked, those without broadband, the elderly, the homeless and low‑income workers who rely on cash for budgeting, school fees, council tax and daily purchases. He raises concerns that a cash‑less economy would make it easier for the government to enforce tax collection, seize or freeze accounts, and increase surveillance, invoking Orwellian “Big Brother” imagery. The video also notes the broader economic impact, such as the closure of thousands of bank branches and the loss of related jobs, and questions whether the shift undermines personal freedom and financial rights. Throughout, Moore repeatedly urges viewers to share the video, comment with their opinions, and engage in a public debate about whether a cash‑less society is a boon of speed and convenience or a threat to liberty.
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Cashless society. Is this the end of our freedom as we know it? Is this a doomsday for millions of people, or is this a good thing? Now, there's a report that's just come out into the impacts of a cashless society. It's actually the first report in 3 years since the 2019 report, and cashless society is something that some people think is inevitable and some people think is a doomsday as we know it. Now, I think it's important to discuss this and for us all to have our say and our opinion. I would encourage you to give your say and your opinion in the comments. I'm going to let you know the, um, the findings of the most recent report into a cashless society. And, um, I think that a cashless society is something that we should all have a say in, uh, and we should use our platforms to have this discussion. Christian has just said it's just not good, and it seems to be received with very mixed feelings. Paul believes it's government control and bring back Guy Fawkes. Um, Karima has said we're all screwed. Let me know what you think to a cashless society. Is it doomsday for millions of people, or is it quicker and easier and more convenient? Money has evolved over time, and the evolution of money tends to be for, um, lower friction and higher speed and higher convenience. And let's be honest, the cashless society is higher speed and lower friction and more convenience. But Nick East has just said we're all screwed. Ellen has said it's not good, right? So I want to hear from you. Is a cashless society good or bad? Or give me the upsides and downsides. I also would like you to share this video because I think we should all stand up and speak out about a cashless society. If we believe it's a good or a bad thing. Now, a report has just been done into a cashless society. It's the first time in 3 years that a report into cashless has been done, and 10 million people would struggle to cope in a cashless society according to this new report, despite 17% of payments now only made by cash. That is a big, um, percentage. 17% only, i.e., 83% of all payments are now digital. Only 17% are cash. As well as 10 million people would apparently struggle with a cashless society, it would be a major convenience to 15 million other people, and this is according to the Royal Society of Arts. Hamza's just said here about taxation. Let's be honest, if it's a cashless society, it's going to be a lot easier for the government to tax us. They tax at source already if you're employed, i.e., you earn your money and before you get your money, tax is taken. But what if they don't agree with the amount of tax that you've paid? What if— you know, they already have tax on account, which means they take tax in advance. For me, this is wrong. They take tax on account. What you paid in January, they assume you'll pay again, and they take that amount in advance. They take future tax off of you. How is that right, by the way? And imagine if we're in a completely cashless society. They might just decide you owe more tax, we're just going to take it. They can seize and freeze your money. What do you think about that? Let me know in the comments. Should we, should we be allowing our freedoms of finance? Should we give control over to central government with this cashless society? Let me know what you think. Now here's another thing a lot of people aren't talking about. Thousands of bank branches have closed over the last, um, you know, recent years as a move towards cashless society. Think about all those jobs lost in those banks. Apparently there's this dash to digital, but the Royal Society of Arts have said that huge risks to finances are due to a cashless society. For millions of people, their relationship with cash is critical to the way they manage their weekly budget. And this was from Mark Hall, author of the recent report the cash census, which is the first one since the Access to Cash report in 2019. Despite online banking and shopping becoming more common, our research shows the percentage of the population wholly relying on cash is unchanged. Now, what a lot of people forget is, what about other people who pay lunch and school dinners, council tax, and all these weekly cash payments, maybe in the building trade, etc. And if this is removed, this is going to be really hard for many millions of people. What about the people who, you know, are nearer the poor line and the working class? So, and Verity said, we're all fucked. Yeah, okay. Lloyds Bank are about to close 60 more branches in the UK because of this move to a cashless society. So obviously there is a lot of jobs being lost due to cashless. And an estimated 15 million people used cash to buy budget, which of course is going to really be impacted if we move towards a cashless society. Alicia says, don't we ever even have a choice in the matter? This is why you should share this video. If you think we should not move to a cashless society, you should say so in the comments, and you should share this video, and we should make sure this video gets seen to millions of people. Um, Patty said, this is the end of freedom. If you believe a cashless society is the end of freedom, you should share this video and let people know about it. Jenny has said it's biblical. What do you mean by that, Jenny? So this new report, the Access to Cash report, the first one done in 3 years, the author Natalie, uh, Ceni, or Keeny, C-E-E-N-Y, said the question we asked 3 years ago was whether the UK is ready to go cashless. The answer is still no. Digital payments just don't work for some people, including the 1.5 million people who don't have a bank account and similar numbers without broadband. This is a good point. What about all the people who don't have a bank account, the people who don't have access to the internet and broadband and therefore can't use cashless because they can't use it on their phone or on the internet? And there's millions of these people. What's going to happen to these people with a cashless society? And these people are getting increasingly marginalised, unable to pay for goods and services, and for many people they could lose their complete independence, particularly for elderly people, and it can leave people increasingly isolated. This is a very good point. Paul Coleman has said George Orwell comes to mind. Big Brother. So let me know what you think. Now let's do an upside and a downside. Upside of cashless society: increased speed, reduced friction, friction, friction, increased convenience, maybe better online budgeting and tracking and faster moving of money. But what about security and hacking? What about all the millions of people who don't have a bank and broadband and access to You know, online payments, what about the lack of freedom and control, what about the ability for the governments to infiltrate our money? Did you see in Canada that the Canadian government basically allowed themselves, I believe this was a violation of human rights, but they allowed themselves to seize and freeze bank accounts to anyone who was financially linked to the trucking protests. Gaia said it's worse than communism. So if we allow our governments to turn this society into cashless, can they just decide to not have a proper bill that is passed and not have the proper process for passing a law and just go, 'Yeah, we've decided we're going to just take 30% of your money and put it on account'? Or 50% of your money or 80% of your money because we believe, and you've got to prove otherwise, that you should be paying us this in tax. We believe you haven't paid X, Y, and Z in tax. Now, of course, but what about all the drug money in cash? That's going to draw that out of the system. What about all the people avoiding tax by paying in cash? Well, what about if the fact our tax was fair? Because inflation is tax and tax is theft in some people's opinions, and I'm getting taxed on what I sell and what I draw and what I buy. I've worked out it's 70% tax, so why should it be any more? And Denise has said, you're a parent but know nothing about rights. Do you want to let me know what you mean by that, Denise? I encourage all of you to discuss and give me your research and let me know what you think in the comments. James has said never, a cashless society will take control of our money. Yeah, okay, so let me know what you think. Quick summary, hit the share button. A cashless society, is it doomsday for millions of people and is it a violation of our freedoms or is it a good thing? What do you think? There's a new report, the first one in 3 years on a cashless society that's just come out by the Royal Society of Arts. Apparently 10 million people would struggle to cope in a cashless society. Apparently only 17% of payments are now in cash. Thousands of bank branches have closed in recent years and many more. All the loss of jobs. Millions of people, they budget with cash and they would be affected according to the Cash Census. Despite online banking and shopping becoming more and more common, our research shows the percentage of the population wholly reliant on cash has unchanged. An estimated 15 million people use cash to budget. The author of the, the 2019 Access to Cash report said the question we were asked 3 years ago was whether the UK is ready to go cashless, and the answer was no, and it still is no. It doesn't work for millions of people. Millions of people are getting marginalized because they budget in cash, they have cash. Obviously, what about homeless people? What about people who can't get on the internet, who don't have broadband, who who don't have access to cashless? What about if they don't have a bank account? There's like tens of millions of people that are affected by this. What's going to happen to them? What's going to happen to our freedom? What's going to happen to our rights? They already tax us on account. They take tax up front in advance. To me, that is wrong. That is theft. What's going to happen with the cashless society? Are they just going to decide half of our money is going to be taken on account up front? Let me know what you think in the comments. This is one of the most important discussions we should be having. You must be sharing this video. You must be sharing your opinions and thoughts in the comments. And if we— if you believe the government are taking too much control of our freedom and our rights, you should stand up about it. You should speak up about it. Let me know what you think in the comments. Hit the share button. Thanks for tuning in. Do you think a cashless society is good, or do you think it is doomsday? Let me know what you think.
