Millions Borrowing to Pay Xmas Bills (Warning)

Millions borrowing to pay Christmas bills. What I'm about to tell you I think is really sad, and the irony of this is the government are making out and doing a PR campaign that they're really supporting people, when in fact these millions of people who are getting into debt over Christmas and having to borrow money just to pay bills. I think much of this has been caused by the government. So also what I'm going to do is I'm going to give you some tips, hacks, 5 top ones to not go broke over Christmas. In fact, maybe even not just survive but thrive over Christmas, because this time at Christmas should be a time You know, where people celebrate, you know, where they plan the next year maybe, or they spend time with their loved ones in the comfort that they're not going broke. So, um, here's an update of some data that's come out, but apparently millions of people are now having to borrow money over Christmas and take out loans and get into debt just to pay essential bills. Which for me, that's just so wrong. And apparently the biggest concern is energy debts and raising already raised energy prices. Now the government absolutely could have done something about this, and they didn't. And energy prices look like they're set to rise again, and they absolutely haven't controlled this while the energy companies profits soar. The energy companies made record profits, um, since COVID and yet most people can't afford to pay them and having to get loans to pay them off. That's completely outrageous. So the Citizens Advice Bureau have said more people are falling behind on their bills, and they now owe the average supplier nearly £2,000. So the average person owns the energy supplier £1,841 Shocker, absolute shocker. And the government had come out and said, oh yeah, but our cost of living payments are really easing the burden. No, you whacked up our living expenses through the roof, soaring heating and eating and general cost of living and massive inflation and shutting down the country. Oh, and now you're giving us a few quid saying that, oh, you're easing the cost of living for us. Bollocks, bullshit, sorry. Don't buy it. Charities have said that many families are facing paying off loans over Christmas, therefore not being able to just buy basic Christmas things. The Joseph Rowntree Foundation said that, uh, costs of food, housing, energy, and council tax are now being paid for with loans. So taxes are being paid with loans. How outrageous is that, that we have to pay our taxes with loans? It saddens me and it sickens me, to be honest. And we don't get taught this stuff in school. We don't get taught about how to build personal wealth, how to manage our budgets and our spending. We don't get taught about what inflation is and quantitative easing. This should be basic things that we learn at school, and— but this is why I have a foundation to help, yeah, more people on this planet get better financial education and knowledge. This is why all my content is here. I think I'm doing more than the school system to teach people about money. Now, the debt charity StepChange estimate 2.6 million adults are using credit cards and debt to pay household essential bills over Christmas. It's wrong, it's sad, the state of this country. I think shame on the government. Now, nearly half of people with existing debt, they face, um, difficulty in keeping up with that debt over Christmas, i.e., they're going more into debt. So existing people in debt are going more into debt, and people are taking out loans to pay household bills, council tax, energy housing, food. It's a fucking disgrace. There's no other two ways about it. So here are a few tips for you, and I please ask you that you share this with everyone, because I want you to be well. I want you to be wealthy. I want you to be free. I want you to have a comfortable life, because the more you earn, the more we all earn. The more I give to you, the more we help each other. So please share this with as many people as possible. Here is how to not just survive but thrive over Christmas. And New Year. So number 1 is ask for gifts of things you need instead of getting random presents that you might not need. I know it's not the most fun and exciting thing, but if I always ask for Christmas for things that I need— the same aftershave that I wear— and I stock up on supplies and I just request them, and I think it's just good practice, and then there's no wastage, and that could save you quite a lot of money. The next thing is when you get gifts that you don't need, and you're not gonna use, don't keep them for loyalty's sake, sell 'em. Sell 'em on eBay, sell 'em on e-commerce websites and raise some money. The next thing is be thoughtful about the gifts you give to others. Maybe give time, maybe give love, maybe try and give some things that you can make and create for your loved ones that don't cost you a load of money. Don't fall into the consumerism trap. Don't buy loads of shit food, don't buy loads of chocolate, because health is wealth and energy is money. So if your health and energy are good over Christmas and New Year, you'll hit the new year running, and that will help you save and make money in 2024. I know people— I'm not going to be popular saying this, but I'm just going to say it. If you're bored and got nothing to do, start an e-commerce business and sell a load of your stuff you don't need in the house, and go to your friends and family and ask for some of their stuff that they don't need and sell it and split a cut. And so instead of your money going way down over Christmas, your money is actually going to go up over Christmas. And then the final thing is build up recurring income, because once you have recurring income, the recurring income can pay for the bills, and then in theory, every day is Christmas. So please share this with as many people as possible, because these 6 tips can help people not just survive but thrive over Christmas. And this stuff you're not taught in school, and consumerism doesn't want you to know this. Consumerism wants you buying depreciating liabilities on debt and spending way too much money on Christmas. I don't think you should be buying your kids a load of stuff just because you didn't have the childhood presents that you wanted. And I think all these small practical tactical changes can make a big difference. And if you are looking for recurring and residual income, if you are looking for many practical and tactical tips like these 6, but you're looking for 60 or 600 that work every day, I recommend you join Rob.team. And this could be a great gift for yourself or for the people that you love. Rob.team is my digital financial freedom platform. To help you start and scale a business, make, manage, and multiply more money, uh, build multiple streams of recurring income, get your tax bill down and your income streams up. There's hundreds of hours of courses, resources, and masterclasses to help you make, manage, and multiply more money. And here's how you join. It's really easy. And get this, it's less than 22 pence a day. You can cancel anytime. There's no ongoing contract. Simply, um, type into any new web page right now rob.team. That's rob.team. Hundreds of hours of courses, resources, and masterclasses on making, managing, and multiplying money. Investing in assets instead of liabilities. Building recurring and passive income instead of getting into debt. How to get out of debt. How to build multiple streams of income. I've just shared the link with you. I think you can't click it, or you might be able to, but the easiest thing is to just go, go leave now. You can see people are leaving, which means they're going to rob.team, and type in R-O-B dot T-E-A-M into any new webpage. I'm gonna give you a Christmas gift or two. Number one is, if you've got kids under the age of 18, they can have a free membership on me as my Christmas gift. The next thing is I have a 12-hour Money Mastermind University, basically my online money university, that they should teach at university, that they don't teach at university, that the system doesn't want you to know, that the banks don't want you to know, that your parents don't know about making, managing, and multiplying money. I did a 12-week, 12-hour online university degree, a Rob Moore degree, in making money and saving money and growing multiple streams of income. And I'm going to give you that completely for free as my Xmas gift to you when you join Rob.team. Cancel anytime, no ongoing contract. Costs less than 2 cups of coffee a month. Content's all instantly there, hundreds of hours of courses, resources, masterclasses. And anyone can build a side hustle. Anyone can now be entrepreneurial. You can build a side hustle e-commerce business, which we're going to teach you in Rob.team. You can build an information business, which we teach you in Rob.team. And all of these cost nothing to start. You just need to know what you don't already know. Because to know and not to do is not to know. So to join, it's really easy. Just type in rob.team, rob.team, to any new web page right now. Go do it now, then come back. Don't wait. It's never too late to start, however old you are, but it's always too late to wait. So quick summary is that millions of people are getting into debt just to pay household bills, council tax, energy, electric, heating, um, and the average person is owing their energy supplier £1,841. And this is over Christmas. This is completely wrong. And the government are like, oh well, our cost of living payments are really helping. They're not even covering one of those 5 expenses. And then I shared some tips with you on actually— so the government's saying this and that that they're doing, that they're not. And they caused the problem in the first place. But here are practical and tactical tips. Number 1, instead of just them getting random gifts, ask for things that you need. Number 2, sell any gifts you don't use. Don't be, you know, I wouldn't— sometimes you can feel a bit of loyalty and keep things that you don't really need. Get rid of them and have the money. Don't buy loads of shit food. Because health is wealth and energy is money. Keep yourself exercising over Christmas and New Year so you've got that energy. Launch your e-commerce business over Christmas by selling stuff you don't need, having a good clear out, and you know, you might have enough money to pay off your bills or start a business. And then also what you can do is you can go and ask friends and family, or even get your kids to do this for you, because remember, kids under 18 can join Rob.team for free as my Christmas gift. Yeah, in Rob.team I do Sunday sessions virtually every Sunday, you know, with me and my multimillionaire mentors. And build recurring income, invest in assets. Like ask for gold and silver coins over Christmas and New Year. Ask for courses and books on business and money. Because the more you learn, the more you earn. And cut out the wastage. And invest in yourself because you're the best asset. So thanks for tuning in, really appreciate you. Like I said, I wonder if you wouldn't mind sharing this with as many people as possible because Christmas should be a time for giving, should be a time for love, for relaxing, for free family time. And unfortunately for many people, it's going to be the hardest time of the year and it shouldn't be, really shouldn't be. So when you join rob.team, you can give your children a free access pass to that um, completely, uh, on me as my Christmas gift to you. As long as you're a member, they can use your account. So thanks for tuning in. I'll see you in rob.team. Just type in rob.team. And remember, if you don't risk anything, you risk everything.