In this video Rob Moore argues that cash and savings are not investments but liabilities that lose value through inflation and debasement. He stresses that before putting any money into the market, viewers must understand the fundamental difference between investing, speculating, and gambling, and must educate themselves on the various asset classes and their associated risk levels. While the mechanics of buying stocks, gold, or property are straightforward, the real work lies in learning what each asset class entails and how to protect capital. Moore then promotes his newly launched Disruptors Telegram group, offering free one‑to‑one mentoring calls, weekly giveaways (including VIP dinners, vouchers, and a £15,000 foundation donation), and access to behind‑the‑scenes content. He positions the group as a way to gain personalized investment strategy advice, reduce overwhelm, and accelerate financial growth.
Chapters
Never invest your money before doing this one main thing. Now, before I talk about this one main thing, cash is not an investment. Currently, cash is a liability. Cash depreciates in value at the moment around 15% a year. Probably more than 30% since the lockdown. So the first thing, before I even tell you the thing that you should do before you invest in money, is to understand that cash money and savings are not an asset and they are not an investment. Now, people think that saving money is investing for their future. It is not. Savings should be seen as two things. There's two main reasons and benefits for saving. It is not for a retirement. It is not an investment. Saving is good to teach yourself the discipline of not spending money. And then the second reason you save is to build an investment pot. You don't save as an investment because it isn't an investment. You save to discipline yourself from not just spending all your money all the time, and you build an investment pot. And as soon as you have any kind of money that you can invest, you need to invest it, not just to put it in assets to get a return, but to protect it from cash and inflation and debasement. The problem is right now is there's all these speculative investments that aren't investments. On the one hand, you've got cash money, which is safe but goes down hard, but then you've got all these cryptos, you've got people talking about all these different investment classes, and it's very overwhelming. So never invest without understanding the difference between investing, speculating, and gambling. Investing, speculating, and gambling. And never invest without first learning about assets. So investing itself is pretty easy. It's easy to put money in the stock market through Hargreaves Lansdown. It's easy to buy gold off the Royal Mint website. It's quite easy to buy property if you've got a mortgage broker and a lawyer. So the thing that people often tell you is, um, you know, never invest without learning how to invest. But the process of investing itself is pretty easy. It's learning about the different asset classes and learning about the different levels of risk. These are the things that you should do before you invest, and never invest until you've learned these things. Now I can help you, and, and this is actually something I'm going to give you completely for free, or at least the chance to get it. So I've just launched my brand new Telegram channel, and, um, in my Telegram channel, um, I'm just going to put the link in here, you can actually gain access to, um, getting a one-to-one call with me. Now this isn't for everyone because I can't do them for everyone, but, um, if you join this channel now, you've got a fair merit-based chance to get a one-to-one mentoring call with me. Um, in fact, right, there's the link, there's my Telegram link. If you join the Telegram group right now, um, you'll see in there I've already done two very special offers. I've given away private VIP dinners with me, I've given away, um, access to behind-the-scenes um, what would you call it, uh, watching my podcast interviews live. In fact, someone has even had the chance to interview me on my podcast, which has 200 million downloads and views in the last 2 years. Um, so if you join that Telegram group right now, then, um, you're going to basically— pin comment, there we go, and now everyone can see it— you're going to be able to gain access to weekly special offers from me. And the one I'm doing next week, in a few days' time, is, um, I'm going to be giving away some one-to-one calls. Now, I helped someone in this Telegram group. I advised him because he wanted to know how to invest $800,000. I advise someone recently on how to invest $5 million, not as an IFA, um, you know, as my opinion on my nearly 20 years' experience of investing. Um, so always do your own diligence and research as well. But if you go and join that Telegram group right now, I can see a lot of people are joining because the numbers are going like that. Um, then, uh, every week I'm going to do a giveaway, and this week is getting one-to-one calls with me. So if you're thinking about investing, you're thinking about starting a business, you absolutely want to jump into that, uh, Telegram group and make sure you take me up on this. Um, because getting a 15-minute one-to-one call with me and ironing out your strategy and your direction and your vision and your business model and getting rid of your overwhelm and getting rid of your fear and getting rid of your confusion, it could make a massive difference. I say this humbly, I have helped hundreds of thousands of people directly and millions of people through my social media content to start and to scale their business, to get better financial education and knowledge, to make, manage, and multiply money. All the offers I'm doing in that Telegram group, they are free giveaways as my way to give back. In fact, in a few weeks' time, I'm giving away £15,000 from my foundation. And, uh, in that Telegram group that I have just pinned to the top of the page there, um, that is your opportunity, um, to be able to get access to apply for the £15,000 donation, access to get a one-to-one call with me, access to VIP dinners and lunches and meetups and behind-the-scenes stuff. Um, you know, watch me do my live podcast with my celebrity guests, even interview me on my show. Audible vouchers, Amazon vouchers, even coffee vouchers. I'm literally bringing it. So, um, my new Telegram group— let me just type the link in one more time. Go there now, join the group, come back. If you, um, don't have Telegram yet then go and download Telegram on the App Store, uh, and then search for Disruptors Group. It's Disruptors Group. Let me just put the link in there now. Okay, there you go. I've just added the link one more time. The new Telegram group. So you don't want to be investing and, you know, trying to put to work your hard-earned cash without knowing the difference between investing, speculating, and gambling, of which most people don't. And then investing itself is really easy. It's in fact sometimes too easy because a lot of people lose a lot of money. Um, but knowing the right asset classes, whether it's centralized or decentralized, active or passive, physical or intangible or Ethereum. You've got to know the differences between these before you invest your hard-earned money. And if you want to have a one-to-one phone call with me to run through your investment strategy and run through starting your business and run through the mindset and skill set and strategies and tactics of making more money in 2023, the best chance that you've got of doing that is joining my Telegram group. The link is in the comments because I'm doing a giveaway every single week for the next 4 weeks, and then in 4 weeks I'm giving away uh, £15,000 from my foundation. And the one giveaway I'm doing in the next few days is I'm going to give away some one-to-one mentoring calls with me. I'm not going to charge my usual mentoring fees, you wouldn't like that. Um, so just go and join my Telegram group, I've pinned the link to the top. Um, you can either click the link or you can, um, go and download the— let's have a look, let me see if I can copy it. That's weird, I can't copy it. All right, well look, it's in the comments. Um, if you can't see the link, go and download the Telegram app and search Disruptors Group. You'll see me and my 1,200-odd new members there. It's a brand new group. See you in there for a giveaway every week, one-to-one calls, vouchers for Amazon and Costa and, um, Audible, £15,000 giveaway in a few weeks' time, VIP dinners and lunches. I'm giving it all away. As an ongoing pursuit of trying to do more and give more, and also as part of the Rob Moore Foundation and my way of giving back. So thanks for tuning in. The Telegram link is in the comments. I'll see you in the group now. Come and say hi. There's a couple of threads running. Um, you can even vote on what you'd like me to give away, and you'll see it's a pretty active group. You'll see the last two things I gave away and the winners. So, um, I don't know many people that are doing this. I'll see you in the Telegram group.
