In this YouTube monologue, Rob Moore warns that a shift toward a cashless society threatens personal freedom, privacy, and security. He cites concrete examples such as London taxi drivers being forced to stop accepting cash under threat of losing their licences, and major retailers like Starbucks, Tesco, and Asda increasingly refusing cash. Moore argues that digital payments expose users to identity theft, phone theft, and centralized control, especially if central bank digital currencies (CBDCs) and social‑credit systems are introduced, allowing authorities to fine, tax, or freeze accounts at will. He stresses that cash enables informal transactions, privacy, and personal autonomy, and urges viewers to continue using cash, boycott cash‑less merchants, and spread the message. The talk transitions into a promotion for his “Moneymaker Summit,” now re‑designed to teach decentralized finance, AI‑driven business models, tax reduction, and how to protect one’s money from a cashless future, offering limited‑time sponsorships and VIP upgrades. Throughout, Moore mixes urgent, alarmist rhetoric with a sales pitch, positioning cash usage as a form of resistance against an emerging dystopian financial system.
Chapters
New cashless society threat. There's a thread blowing up on LinkedIn about, uh, cashless society that I posted, and I think a lot of people are very naive about what's really going on. So I've got a couple of things to tell you about the new cashless society threat. The first thing, have you heard of ISO 20022? ISO 20022. We're going to come back to that in a moment. But I go to London a lot, and for some reason many of the taxi drivers really recognize me. They listen to my show when they're driving around, and it's very scary what's happening regarding cash, and the taxi driver situation is probably the case study for what's actually going on, probably globally. So taxi drivers are now not allowed to put up signs to say, you know, we would rather take cash, and they're essentially threatened that their license will be removed if they take cash. Now If it's not bad enough, Starbucks don't take cash. Tesco are now banning cash in some of their cafes. Asda doing the same. If you go to many massive chains, they are now starting the process of fully removing cash. Now some people say, but that's great for convenience. Well, it's just as convenient to buy in cash and receive change. No one ever moaned that that was inconvenient for the hundreds of years we've been using cash. So that's just lazy, you know. Do not be fooled by this convenience. People say about, you know, the theft— someone could just grab your phone, you know, on a scooter going past you, and they've got your bank accounts and access to your money and your cryptos and everything on your phone. So I think when it comes to security risk, digital and cashless is way worse than cash. Way worse. So people are being naive and they're just, they're being compliant. They're complying unknowingly. Oh, this is convenient to tip tap, tip tap. Oh, this is all very secure, all in one place. Yeah, then they nick your phone, you've lost everything. They can, you know, your identity can't be stolen in cash. Your identity can be stolen on your phone. So don't be naive about this. But the company that offers the license to all the taxi drivers, obviously— well, the taxi drivers say it's the London boroughs, the London council, the mayor of London. I don't know the exact structure, but basically it's coming from the top. In London that taxi drivers can't receive cash, and they're getting their license revoked if they take cash. I've been told this by many taxi drivers, by the way. Now, if there's no cash, you know, you don't have like birthday card gifts, you don't have car boot sales, you can't sell your secondhand stuff, you don't have privacy. Now of course they'll say, oh, we're going to bring out all the drug laundering money. The drug dealers will just use crypto accounts. Elon Musk said drug dealers, you know, are great entrepreneurs. Removing cash is not going to stop drugs or drug dealers. That's just more propaganda, a convenient story. So you have no cash, you have no privacy, No real freedom. But it gets worse because then you're in a central bank digital currency, then you're in a social credit system. Let's say they want to fine you, they'll just take it out of your bank. You'll have to prove to get your own money back. They'll start taxing you at source out of your bank account. At least now as an entrepreneur, you know, you receive VAT, you pay it in 3 months, you pay your tax in arrears, you can get your tax bill down. You know, if there's any discrepancy, you go through a proper arbitration legal process. With a digital currency, if they want fines, you could post on social media and they'll just fine you out of your bank. You could post on social media and you could be debanked and not have access to any of your money. They want to increase the tax, they'll increase it. You've got no choice. And then they'll just take it straight out of your bank account in advance if they want. They can hyperinflate your digital money if they want. They can stop you leaving the country by freezing your bank account if they want. They can stop you leaving the house if they want to lock you down. If they want. If they want. And people, like, I post about this and so many people are, "Ah, you know, this dystopian nightmare is not true. It's convenient to use cash. It's good for— we don't have theft with, you know, with online, no cash." Yes, we do! You have theft of your entire freedom! Wake up, people! Wake the fuck up! And this is scary, and you should be scared, and you should refuse to buy from places that don't take cash, and you should tip big, straight to the waiter and the waitress, not via the card machine. Here's a shocker: I was out for dinner with my dear friend Jake Wood from EastEnders, and they put a 15 or 20% tip— yeah, 15 to 20% now— tip on the bill. So we paid And then Jake said, "That does go to the waiter and waitress, doesn't it?" And he said, "No, no, no, no, no, that doesn't go to the waiter or the waitress." It's a tip! And they just took it off you. So then we ended up tipping twice because we gave the waiter and waitress cash. Without cash, all that shit dies. And people are just like, "Ahhhh!" Like an upturned sheep, just die on its back. "Ahhhh!" Wake up, people! Now if you agree with me on this, then here's what you should do, I believe. Number 1 is just keep using cash and keep refusing to spend money with people who refuse to take cash. Cash is legal tender, you're allowed to use it. They don't want to take cash, go and use it. A video went viral of a man who was like, "This is cash, this is legal tender, there's the money, I'm taking my shit!" And I love that kind of stuff. We've got to push back. You know, people say to me, "Oh, we have a democracy." No, we don't! And the only way to resist this stuff is to change the behaviour and change where you spend your money. Don't spend money with massive corporations. Don't leave a lot of your money in big centrally-based or monopoly-type banks. This is really important. And this is why I've completely redesigned the agenda for the Moneymaker Summit. Because my Moneymaker Summit, you know, I've been running events for nearly 20 years. I've got 3 million followers. I've helped millions of people start and scale their business, get better financial knowledge. And the Moneymaker Summit was, in a way, it was a bit easier back in the day. Here are the 5 best ways to make money in 2016, 2020, and then lockdown happened. And here's what you do. Here's how you start this business. Here's how you build this income stream. Here's how you build multiple streams of income. It was quite simple what we had to teach. Now I've got to teach you about protecting your money, being decentralized, controlling your own freedom, fighting for your own freedom, getting your tax bill down, using AI to avoid having to pay all these extra staff, um, increase minimum wage, increase National Insurance. So I've kind of radicalized the Moneymaker Summit based on the radical things that are going on in the world. And now a big section is on reducing your tax, a big section is on leveraging AI, a big section is on how to invest decentralized. So that you control your own money and you preserve your own freedom. So if you want to learn all this stuff, I recommend you type yes in the comments now. Give me a yes in the comments. Don't worry, typing yes doesn't charge any credit cards. I'm for cash, not cashless. But I've got a special deal for you because I've been celebrating the 7th anniversary of my globally best-selling book, Money. So 15 of you on this video, I'm going to sponsor you, going to pay for the whole event. The whole 3 days. You just have to get there, but it's got to be first 15 who register. And then leave your personal phone number because we need to confirm you. You might want to know dates, details, you might want the agenda, you might want more specifics because I'm just doing a live here. So be quick and go now. I can see people are typing in yes. Go to robmoore.live/money. That's robmoore.live/money. Go there now. Phyllis has typed yes, Baluta has typed yes, Nick has typed yes. Go now to robmoore.life/money. Register, make sure your proper phone number's in there. My team will call you up, we'll answer any questions about the agenda, the details, the logistics, what you need to know. We've only got 2 of these events planned. You know, they're in what, 6, 7, 8 weeks' time, so there's enough time to move your diary around. I've got 6 multimillionaires keynote speaking on the 6 best business models for 2025 and beyond. Beyond. Low cost, high speed, low friction, no stock, no overhead, no staff, no premises, no loans. Go! That's what we're going to teach you. Now it gets better, because imagine being able to have dinner with the multi-millionaires. Imagine being able to do private Q&A sessions with multi-millionaires. Um, imagine being able to do panel Q&A sessions, money mindset sessions with multi-millionaires. So we have a couple of special VIP upgrade options like big discounts, not a huge amount of money, less than £100 for a VIP ticket. There's two options. One of them, you get to have dinner with me and six multi-millionaires, and you also get fast entry access, front row seating. You get to have a panel Q&A session with all the millionaire speakers and money mindset bonus morning sessions with two multi-millionaires. So if you want to grab that option, Go to robmoore.live/money and upgrade. By the way, also generally on average 100,000-150,000 people per video that I usually get views depending on if Facebook are loving me or hating me. So if you, um, be quick and do it now, um, and if you're not in one of the first 15, don't worry, just, just pay the small upgrade. robmoore.live/money. Go there right now. Let me help you preserve your freedom. Let me help you escape this dystopian trap of a cashless society and control and most of your money paid in tax by teaching you how to get your tax bill down, teaching you how to be an entrepreneur, teaching you how to be decentralized, control your own money, make sure that, you know, your money is spread around in assets that you control. Because as soon as we've got a digital currency, as soon as we've got a cashless society, then they control your money, and that is not good. And even if they're not nefarious, they still have power because your money is your freedom, and you should be able to control your own money. Leanne has booked and is on the VIP tickets for the upcoming Moneymaker Summit. See you there, Leanne. Look forward to that. Some of you want me to hold events globally. That's coming soon off the back of my Rob.team relaunch, so watch this space. But for now, you need to come to Peterborough, London. I'll see you at the Moneymaker Summit Live. Let me know what you think about this cashless society threat and people naively just thinking that it's convenient not to have cash. And what will happen if there's a central bank digital currency and there is no cash? I shudder to think. I don't think I'm being sensationalist or, you know, fearmongering. I think we should be really aware of these things. And do you remember when social media came along and Facebook and Instagram and TikTok and all these, and they're like, oh, you can have this account for free, you can do this for free, just give us all your fucking data. And we gave them all of our fucking data completely naively so we could have a free account. And now look where we are. That did not work out well for us. We mustn't be naive. And if it doesn't go as badly as we think, at least we were planned. Maybe taxes won't go to 95%, maybe only 75%. Alright, so see you at the Moneymaker Summit. RobMoore.life/money. Go there now and let me know what you think about a cashless society. And go and check out ISO 20022. 0022. Go check that out and come back and let me know in the comments what you think about that. The main word: compliance.
