Pay Your Mortgage Until You Die 🥵

Pay your mortgage until you die. So there's some new research that has come out that is showing that people, especially under 30, will be paying off their mortgage well into their retirement. Now, statistically, most people don't last that long after their retirement. Now I'm going to come back to this in a moment because to me this is shocking. Um, but do you know what mortgage actually means? Let me know in the comments if you know what mortgage actually means. Do you know the specific translation of, I believe, original French word mortgage? Well, mort. Um, Mortgage— actually, I'll share in a moment what mortgage actually means, but the normal average term for a mortgage is 25 years. But most people will end up remortgaging, which means they're extending the length of the mortgage. So actually, many people could have their mortgage for 30 or 35 or 40 years. Now, my American friends have already figured out that for many people, that is a massive financial noose around your neck that will have you working for the central banks and governments for the rest of your life. But in England, it always used to be that your home is your castle, and to own your own home, it gives you security and freedom. Actually, for many years, owning your own home and paying your mortgage down over time was a really good savings account, and it was actually a better savings account than savings. And I've been the greatest champion for many years for you to own your own home. Things are changing. So the new research is saying that because people can't afford homes anymore Do you know you used to, just 20 years ago, only need one income to be able to pay a mortgage and live comfortably? Now you need two incomes. But not only do you financially need two incomes, so the father and the mother, both caregivers to the children, have to work. I mean, how is this going to impact our children? What's going to happen to the next generation who don't have much time with their mother and/or father, because both of them are having to work. This is really going to affect our children, and people don't seem to be taking this seriously. But now, not only do you need two incomes to pay your fucking mortgage because house prices have gone through the roof because of inflation, because of the central banks and other underhanded financial levers, but now mortgage companies will often make you prove two incomes. I.e., you can't get a mortgage unless you show two incomes. So this has gone out of control, house prices. Now look, there are ways to benefit from this. Every downside has an upside. And if you're, if you're the investor or if you're the bank, you're going to win with this. I'm the investor, but I also want to help the average person. But I also want to help the average person become an investor so they can beat the banks at their own game. So now what's happening is not only do you need two incomes, not one, but you must You're forced to prove two incomes and not one just to get a mortgage. But now, because of the wild unaffordability, what's happening is people are getting longer mortgages. So 25-year mortgage terms are extending to 30 years and 35 and beyond. And so now even people under 30 are pledging until death to have a mortgage beyond retirement. This is madness. So, I don't know if any of you guessed what the word mortgage is. I actually just said it there. But mortgages are death pledges, or pledge until death. You take a mortgage, you pledge to be in debt until death. You pledge to make the banks profit until death. You pledge to struggle to pay to live until death. That's what a mortgage is. And 10, 20 years ago, I was like, nah, it's not that, because your house goes up in value more than the debt that you pay, and your home is your castle, um, and then you have— it's better than a savings account. Now, of course, interest rates have gone up, so mortgages and Rent have gone up, but now savings are looking a bit better. I mean, I can't even believe I'm saying this. By the way, there's much better savings account than your bank account. But things are changing, and it's, you know, important that I share with you these changes and evolutions. So now people are getting mortgages under 30 that they have to pay until they retire. But do you know the average amount of time that someone lives after retirement? Some research suggests that it's 3 years. So your goal is to have no debt and pay off your house until you retire so you can retire and live a great comfortable life. Oh, and by the way, you die 3 years afterwards. Oh, but now mortgages go beyond retirement, so now you're going to be dead before you paid off your mortgage. You are being sold a massive scam, and this is outrageous, and this is unsustainable, and this is caused by inflation, and this is caused by the The endless printing of money by our governments and central banks and the trillions of debt that they're in. And the massive outrageous profit they make from you on mortgages and loans. And the incentives they have to trap you. Oh, and then by the way, when you die they'll take 40% of most of what you leave in inheritance tax. And this is getting worse. It's not getting better. And yeah, Danny has said there's 100-year mortgages. This is, this is not good, and you need to be warned. So a couple of things. Number 1, do not get into debt unless it's for income-producing assets. Reassess if you really want to be paying a mortgage for the rest of your life, or maybe you want some freedom and autonomy. Don't be paying the banks for car loans and conservatory loans and houses you can't afford. Invest in houses that you can get income from, because a house can be a financial liability if you're paying the mortgage. A house can be an asset if you own it and you are an investor and you get rental income. And this is the reason why when lockdown happened, I dramatically reduced the price of rob.team to help you start and scale a business. Invest in assets and make recurring and passive income. And this is why I haven't put the price up since, because people are still really struggling financially, and I wanted to do my bit to help. So if you would like to learn how to invest in assets, take control of your financial future, beat the banks at their own game, create multiple streams of recurring income, then join rob.team right now. And I have still kept the dramatically discounted price that I did in lockdown to help support people struggling financially, because things have not got any better. So the great news is it's actually less than 20 pence a day. You can cancel anytime. There's no ongoing contract, and there's hundreds of hours of courses, resources, and masterclasses. It's really easy to join. I recommend you go and do it right now if you agree with me that the system has not got your back, if you agree with me that now mortgages are becoming a noose around your neck, if you agree with me that, um, you want to be producing income instead of making income for the bank. So to join, all you have to do is type that link into any web page. You just literally type in rob.team. Now, not only do I have hundreds of hours of courses, resources, and masterclasses to create multiple streams of income— passive income, recurring income— start your business, scale your business, get financial freedom and autonomy. There's a lot of content on investing in real estate, a lot of content on actually making money from property rather than, rather than losing money in your mortgages and you know, making the banks a load of money. Actually, we just did a live masterclass which will get put onto the platform just last night. Also, if you join now, I've got a special gift because I'm pissed off with this, by the way. I'm pissed off with how the system consumes from you and does not teach you this stuff. So instead of just moaning about it, I created my own school for this. So I've built a kind of university degree, degree, uh, I call it my Money Mastermind University, to actually teach what you should be taught in schools to actually teach what the banks don't want you to know about becoming financially free. And maybe even becoming a millionaire one day and taking control of your own finances. I'm never going to change the school system, so I created my own one. So if you would like my 12-hour, 6— no, my 12-module, 16-hour Money Mastermind University, instead of paying £700 when I launch it, it's all recorded, it's all in the platform, I'll give you free access to it right now if you join. How's that for fair? So type rob.moore TEAM to any web page and you can grab that bonus right now. Um, that won't be there for long. And also I will be banging up the price back to what the price was before lockdown. But people still need help, and I know that you're probably suffering, and I know that you're not getting good financial education. And you know, I became a millionaire age, what, 30 to 31, and a deca-millionaire age 35. So I've got this experience, I've been doing it for nearly 20 years, I've done $250 million in sales. I went to school and university and didn't really learn the skills required to be entrepreneurial. I started my own business, I struggled, I made mistakes, and I've come out the other side. And my mission is to help as many people on this planet get better financial knowledge. And I know you just need some help, I know you just need some guidance and support, and that's why I'm giving these bonuses and these resources for less than 20 pence a day. So join rob.team, type in rob.team. Let me know in the comments when you're in, I'll shout you out. Do not be a wage slave, do not be a mortgage slave, do not be a debt slave. Do not be a slave to the banks and the governments. Do not be a slave to ignorance. The more you learn, the more you earn. So quick summary while you're joining Rob.team. You might not be able to click the link, you might need to type it in, R-O-B dot T-E-A-M. But right now mortgages are getting longer and longer and longer and people under 30 are now having mortgages until beyond retirement. But the stats tell you from many sources and resources that you last about 3 years after retirement and then you die. So basically it's saying you're going to have the mortgage until you die, so you're never going to pay off your house. That's a trap. Do not get fooled and sucked into this trap. Also, if you think my content is useful, please share it. Sometimes when I speak out, some of these social platforms, they, um, restrict, uh, and shadow ban my content. Um, that is plain for there to see. Someone even just said, hey Rob, I finally caught one of your lives. So, you know, if you do like my content, please share it. Because it will help get the message out. I don't think anything I'm saying is unfair. I do believe what I'm saying is accurate, accurate. And I do believe that you need to observe the masses and do the opposite. And I do, however, still remain positive that you can be an entrepreneur, that you can beat the system, that you can make, manage, and multiply more money. And that's why, um, you know, I keep the price down of rob.team to less than 20 pence a day. No risk because you can cancel anytime. Hundreds of hours of courses, resources, masterclasses live waiting you. So type rob.team and don't become a trap— trapped into and a victim of the system. Thanks for tuning in, and remember, if you don't risk anything, you risk everything.