In this practical, fastāpaced video Rob Moore outlines the major forces that can erode personal wealth and offers a call to action to protect and grow money. He begins by warning that inflation is already near 9ā10% and could climb to 13ā15% within a year, making cash a losing asset unless it is moved into inflationābeating investments. He then explains how government quantitative easing ā the massive printing of money to reduce the real value of debt ā further devalues currency. Next, he critiques banks for offering historically low interest rates, for potentially failing to return deposits, and for leveraging deposits at high multiples, positioning banks themselves as a risk. He points to rising taxation, now approaching 1970s levels, as another drain on disposable income. Geopolitical instability ā wars and possible revolutions ā is flagged as a catalyst for higher taxes and economic disruption. He warns about scams and theft, urging vigilance and personal dueādiligence. Bad investment choices, stemming from lack of financial education, are highlighted as a selfāinflicted threat. Emotional biases ā greed, fear, imposter syndrome, sunkācost fallacy ā are described as internal forces that erode wealth if unmanaged. He adds personalālife risks such as divorce, costly legal battles, and familyārelated expenses as additional threats. Throughout, he emphasizes the need to become oneās own independent financial advisor, to learn asset classes, and to master money management. The video concludes with a promotion for Rob.team, a subscriptionābased platform offering courses, masterclasses, tools, and a community aimed at helping viewers āmake, manage, and masterā their money while defending against the eight (or more) identified threats.
Chapters
The biggest threats to you and your money. I believe there are 7 or 8 main threats to your money, to your wealth, to you not just surviving but thriving through these disruptive times. And I thought I'd do a practical video on talking you through the main things that are a great threat to your wealth and money so that you can combat them head-on, so that you can master them, and so that in this revolution, these disruptive times that we're in, maybe you won't just survive, but you might thrive, and you might even come out of this alive. So the first is inflation. Inflation is currently 9.3%. It's going up to 13.3% apparently. Um, by October and probably 15% by next year. I've done loads of videos on cash is trash and protecting your cash and getting it out of savings and into investments that beat inflation. So if you need more training on that, go and watch one or more of my videos on this page. The second thing is government printing of money or quantitative easing. The government reducing their own real value of debt. There's no real money in the world anymore. Well, there's no physical money. There's financial money, there's currency money, but there's no real physical money. So the banks just print a load more of it to pump money back into the economy or to reduce the value of their own debt. So the more the government print money the more they are reducing the value of your money, and that is a threat. The third big threat to you and your money is the banks, and that is very low interest rates historically, and even as they go up, not passing all of the interest on to you. The fact that they may lock the doors and not pay you your money back. The fact that there may be runs on the bank. The fact that They give you no interest, but they lend the money out $10 on the dollar, Ā£10 on the pound. The fact that they don't guarantee a huge amount of itā so I think the banks are actually now a threat to your money, and we would assume that they would be safe, wouldn't we? The fourth big threat to you and your money is taxation. So tax is going up and up and up. It's almost as high as it was in the '70s. And your spending power is as low as it's been since the Second World War. Which leads me to the fifth biggest threat to you and your money. It is war or some kind of revolution. Wars need funding. Usually it puts, puts tax up hugely, or governments fund wars and then pass it straight on to you in the form of taxation. I believe we're inā I don't know how close we are, but I believe we're pretty close to a revolution. Whether it's the Ukraine-Russia war might escalate, or whether it's we might get really just had enough with our government and, you know, some kind of overthrowing or changing of power. But there's definitely a revolution coming. It is palpable. The next biggest threat to your money are scams and theft. So beware of the scams online. Be vigilant. If it's too good to be true, maybe it is. Always do your due diligence and research. You are your best independent financial advisor. Educate yourself on making, managing, and mastering money. Nothing wrong with using advisors and mentors and people to help you invest. Make sure it's not all of your wealth and you're taking responsibility and education ultimately for the deployment of your investments. Which leads me to the next biggest threat to you and your money, which is bad investments. Which is why I believe you should be your own independent financial advisor. You should learn the asset classes that are out there. You should learn to invest and manage your own assets and invest in yourself because you are your best asset. Invest in yourself wisely because you pay yourself the best return. And then the final biggest threat to you and your money is your own emotions, your elation and your depression, your chasing of money, your greed, your shame, your guilt, your imposter syndrome, um, all these emotions that you experience, sunk cost fallacy of chasing bad money after bad money. These emotions, they erode your wealth. If you don't learn to manage your emotions, you'll never manage your money. So let me know what you think about this short and practical video in the comments on the biggest threats to you and your money. Inflation, super high right now. Quantitative easing and the printing of money into the system that isn't real, also relatively high right now. The banks and their low interest but lending out your money and not guaranteeing your money and possibly not being able to fulfill on all the obligations of paying all the money back. Tax nearly as high as the 1970s. War or revolution coming. Scams and theft. Bad investments that you need to take responsibility for. And your own emotions. So I'd love your thoughts. Have I missed any? Are there any other big threats to you or your money? A divorce. Should have mentioned that one. A divorce, that's a big threat to your money, so make sure you don't get divorced. Many people say, make sure you don't get married, but, um, you know, I am, and that's good, you know. Um, I believe in love. So if you would like to learn how to beat inflation, beat the government printing of money, beat the banks, beat the ridiculously high taxation, beat the scams and the bad investments by learning how to invest in good assets and manage and master your own money and manage and master your own emotions. If you'd love to learn how to do all of this, join Rob.team right now. Rob.team is a financial platform to help you start and scale a business, get better education and knowledge, to help you make, manage, and master money, to help you build assets, get multiple streams of income, build digital assets, and help you defend yourself from the 8 big threats to your money, which I just mentioned there. There are masterclasses, tools, courses, and resources on a weekly basis. There's also an entrepreneurs' community of approaching 6,000 people now, and it costs less than a large coffee. You can cancel anytime. In fact, it costs, um, one-third of the price of Netflix, and it's easy to join, and there's no contract. So just, um, open a new page on the internet right now and just type in rob.team. Rob.team. Rob.team. Go do that right now because I've got to get out of here. It was a quick one. I'm going to get an early night tonight. It's been a long day. I want to make sure you make, manage, and master your money. But importantly, to make money, you have to protect from losses. So you need to manage your own emotions and protect from your own losses. You have to protect your bad investments, whether you get schemed or scammed, or you just make bad investments because of a lack of knowledge and education. So the, you know, thisā the best way to do this is to learn how to be your own independent financial advisor, because no one cares about your money as much as you. And this is what Rob.team can teach you to do, and it will teach you for less than a large coffee a month. And you can cancel anytime with no contract. So there's virtually no risk to you there. So open a new window, a new page on the internet, and just type in rob.team, rob.team, where you can join for less than a large coffee. No contracts, can cancel anytime, and there are masterclasses on a weekly basis. There are money courses, mindset courses, practical and tactical courses on investment. I'll give you some examples. There is a 9-module, 10-hour course on how to invest. There is 21 ways to monetise social media. There are 5 ways to make the fastest Ā£100K that you can. These are all practical courses, online recorded in rob.team. So just go to get all of these for just the cost of a large cup of coffee per month. That's it. Just type rob.team, rob.team, into a new window. Go sign up right now. It's super easy. You can cancel anytime with no contract. Someone has put lawyers. Lawyers are a big threat to your money. Divorce is a big threat to your money. Yes, I agree with all of those. The main ones are inflation, the government printing of money called quantitative easing and reducing their own debt by reducing the value of your money. The banks and the scam of the banks, the taxation being super high, war and revolution, scams and thefts, bad investments, your own volatile emotions, divorce, lawyers, kids, holidays. Oh my goodness, where do we stop? But let me know what you think in the comments. I just wanted to do a quick practical and tactical video for you. I've got to get out of here, so hit the share button now so that we can help me fulfill my mission. My mission is to help as many people on this planet get better financial knowledge, to help you start and scale a business, to create a side hustle, to create multiple income streams, to make, manage, and master money. And I've been on this mission for 16 years, and I want to help as many people as possible. And you can help me by hitting the share button, if you wouldn't mind. And also, you can help you by joining rob.team, because it's a financial tool and resource platform to help you make, manage, and master money, invest, create passive income, recurring income, and multiple streams of income, progressively educate yourself on stuff they didn't teach you in school, on money content that your parents didn't teach you because they didn't know. The world is changing. We're in a revolution, and you must educate yourself because your education is your best weapon against what's going on in the world. So I'll see you in Rob.team. It's really easy to join. Cancel anytime, no contract, less than a large coffee content, virtually on a daily basis, an amazing community. Just type rob.team into a new window, new browser right now, and I will see you there. And I'll get in the comments as well, so let me know what you think. Oh, and if you don't risk anything, you risk everything.
