In this monologue, property expert Rob Moore declares that the UK house‑price crash has already begun, citing steep price declines in prime London districts (Mayfair –30%, Chelsea and Knightsbridge –40%). He explains that a "perfect storm" of relatively low mortgage rates, low property values and high rents creates a rare buying opportunity for investors and a risk for current homeowners. Moore outlines how rising mortgage rates have triggered repossessions, further depressing prices, but competition among lenders is now pulling rates back into the low‑4% range, making financing more accessible. He urges viewers—homeowners, first‑time buyers, renters, and entrepreneurs—to protect themselves or profit by learning to raise capital, use no‑money‑down techniques, and follow the strategies of billionaires who buy when others are fearful. To facilitate this, he promotes an upcoming live Zoom session (tiny.cc/newproof) where he and his business partner will discuss market dynamics, investor behavior, and practical methods for raising money and structuring deals. Throughout, Moore defends his track record of predicting the crash years earlier, rebuts critics, and repeatedly calls the audience to act now, emphasizing that inaction risks losing everything.
Chapters
The UK house price crash has started. In fact, it's been going for quite a while, and a lot of the posts I've been doing have been blowing up, and people have been discussing, debating, arguing, criticizing me, asking what to do. It's all kicking off. So I want to do a quick summary here. Um, so a few people have said, oh, here's Rob Moore again, he's been talking about the crash for 4 years. Yes, I have. And it's already started and it started a little while ago. And so the question is, what are you doing about it? Are you protecting yourself if you're a homeowner, home buyer, first-time buyer or renter? Are you cashing in and leveraging it and cashing in on the crash if you're an entrepreneur, an investor? Have you been learning and researching since I've been talking about this, that it's happening. And my content used to be house price crash warning. Now my content is house price crash has started and then house price crash proof. So I'm going to give you a few little tips in this video coming in a couple of moments. Hopefully I don't get accosted and stabbed in the ribs by a newspaper like I did yesterday. If you watch my life. Um, but Mayfair has dropped 30%. A friend of mine who's a billionaire is gobbling up properties in Mayfair right now as we speak because he sees it's a good time. So I don't know how you feel about economies, recessions, crashes, crises, depressions, but Warren Buffett said, be greedy when others are fearful. And fearful when others are greedy. Walt Disney, and then people who have been very successful like James Caan, have said, observe the masses, do the opposite. So in the 2008 crash, which was a bit scary and wobbly at first because I'd not seen one in my business career before, ended up being 2008 to 10, price-wise, cash flow-wise, and now capital growth-wise, with the best 2 years in the whole entire cycle that I bought in. And since lockdown, I've been saying it's coming, it's coming, it's coming. And if I'm saying now it started, it means it started a while ago. I read on, um, because I went through a lot of the comments yesterday, and someone said, well, a clock is right twice a day. I.e., well, Rob, you'll be right in the end if you're calling the crash. Now, probably— I was probably 2 years early. And actually, that's not too bad in an 18-year cycle. And when I was calling the crash 4 years ago, I wasn't saying it's going to happen now. I was saying there could be a 10-year impact— recession, depression, crash. And I was probably 2 years early. It's better to call it a little bit early than a little bit late. So actually, I have to give myself a little bit of credit there and poke it back to all the haters. So Mayfair has dropped 30%. No one thought London would drop that much. Chelsea and Knightsbridge have dropped 40%. No one in their right mind thought that. Everyone thought London would just keep going up. London's like a whole its own country in the UK. Why is it London keeps going up and other places don't go up like London goes up? And bang, it's down 30% Mayfair, 40% Chelsea, 40% Knightsbridge. So it is happening, it is real. I'm sorry, critics, but I did tell you and I did warn you. Now, what can you do about it then? Oh, by the way, in my area in Peterborough, which is what, 75-ish miles north of London, deals that didn't work last year, the year before because they were too expensive, you know, or the development costs were too high. They now work. We're putting a 450-apartment block deal together. It works on the right finance deal because also interest rates have dropped a bit. Mortgage companies are competing with each other. So you've got this bit of perfect storm at the moment because, look, if you want to cash in on the crash, make money in property, invest, if you want to own assets then you need the perfect storm. So in property, the perfect storm is relatively low rates, relatively low prices, relatively high rents. That's the perfect storm. Now, in any cycle, at the worst, you'll get really high rates, really high values, really low rents. And at best, you'll get really low rates, really low prices, really high rents, or relatively, of course. And it seems right now that we have a relatively perfect storm of relatively high rents, relatively low rates, relatively low values. So here's my question: if you've been watching any of my lives and you've been commenting on these videos about the crash and you've been waiting for it or discussing, debating, or arguing, have you been learning? Have you been researching? I wrote many property books— Property Investing Secrets, Cash in a Property Crash. Have you been reading those books? Have you been listening to property podcasts? Have you been researching your local area? Have you been learning how to raise money? Because if you haven't yet, you've been watching all this content— why? Observe the masses, do the opposite. Be greedy when others are fearful and fearful when others are greedy. So if you are ready to cash in on the crash because you can see or you believe me that it's now happening, um, and you'd like to buy properties at the lowest prices probably in an 18-year cycle, you'd like to protect yourself from high taxation and inflation, the central banks, um, and all the other nonsense that Labour are probably going to introduce in the budget, then I recommend you join my Zoom. It's coming in, what, less than 48 hours, so you need to be quick. And it's all about raising money to cash in on the crash and invest in property and business. So give me a yes if you'd like the link. Um, the Sunday Zooms that I do are mostly free but often only for Rob.team members. So this is an opportunity for you to get in, um, as any one of my followers. Um, so the link is tiny.cc/newproof. Tiny.cc/newproof. That's the link. So go register now, then come back because I've got a couple more things to say. But what we're doing on this Zoom, I'm going to do 15 to 20 minutes on the things I see happening in the market, um, what the big investors are doing, and if you know, how we can model what they're doing and what I believe the opportunity is right now. And then my business partner is going to be talking about raising money. So maybe you watch my content and think, but Rob, I couldn't be a property investor because I can't afford even the deposit, let alone the full amount. How can I cash in on a crash when I don't have any cash? So that's why we're doing this, to give you some opportunities to raise money, to open your mind and point you in the direction of where to find money and how to pitch, and why people would want to invest in properties and business with you even if you're a relative startup. So that's what we're going to be covering on this Zoom. No recordings, no replays. The link is tiny.cc/newproof. So yeah, deals at the moment are starting to get very, um, lucrative. Um, rents are still relatively high, prices have dropped quite a lot. There's this little bit of mortgage wars going on which probably will end soon, but mortgages have been coming down because there's a big competition in the mortgage marketplace. So you can now get mortgages in the 4s, 4%. So everyone was— most people, a lot of people were on a fixed rate, relative very low rates of 2, 3%. Because when interest rates were zero, just over zero, um, then, um, rates went up. People were coming up off the fixed rate. The banks were whacking their margin on top, taking the piss, and people were going from 2 to 3% mortgages. I know people who had a 1%, 1 point something percent mortgage, all of a sudden overnight they were going up to 6% or even 8%. The banks and mortgage companies were loving it and lapping it up. It was a piss take. They were making massive margin. And so that obviously causes repossessions. That filters back because the higher the cost to repay your property, the harder it is to keep your property, and the more repossessions because people can't afford to keep up their payments when they double and triple like they did overnight. So then repos hit the market, which are lower sale prices. Then there's, um, proof of lower sale prices. So then other properties sell for that lower price. Because it's like if you look, if you go and buy a car and you see a car that's sold for a lower price, that sets the low bar of the new low price. And so it becomes this kind of self-fulfilling prophecy and prices drop. But then what happened is mortgage companies started coming into the market and competing with each other. And when you have competition, it drops the rates down. So right now you can get a mortgage in the 4s percent. Which is actually quite— well, it's very low historically. It's not low compared to, um, what, the last 15 years since they started to go up, but it's low compared to the long-term average. I believe it's between 5 and 6%. So right now, rates still are relatively cheap. Get in, lock in a mortgage rate in the 4s, either buy your own home or start investing in assets. But you know what every billionaire has in common? It's not hard work, it's not hustle, um, it's not that they were born into wealth, it's not that they control the politicians, maybe, and it's actually that they know how to raise money. They learned how to raise money. And, um, maybe you've not started to invest yet, maybe you haven't started your business yet, or maybe you're not doing as well as you could because you just feel like you need more money and experience. The problem is you only gain more money and experience by getting good at raising money and getting experience. It's a paradox. So this is why we're doing this training on how to raise money, because raising money is easier than you think. Raising money is easier than finding a good deal. There's a hotel just there, um, it's almost finished, it's massive, and we tried to buy that price was too high. But getting that deal at the right money, uh, is a, is a lot harder than raising the money for it. And people don't understand that. That's just because they're not in it, so, so they don't know. Um, there's a much more finite amount of deals, much more infinite amounts of money. So raising money is easier than you think, but you just need to know how. And that's why we're doing this Zoom, and we're going to teach you how to do it. So the link is tiny.cc/newproof. I'll do the first 20. I'll talk about what's going on in the market. I'll talk about what the big players are doing, talk about what the big investors are doing, how they're all liquidating, how they're all like a crouching tiger ready to pounce. And one billionaire who shorted the market in 2008— actually, the film The Big Short was about him. He's cashed everything in, sold all of his assets, and just waiting with cash. I've been seeing Warren Buffett do the same, sold, what, $7-8 billion of Bank of America, for example. So, um, generally, if you want to know how to, how to be rich, watch what the rich are doing and copy them. That's generally a good strategy. Observe the masses, do the opposite. So we're going to cover all of this, and my business partner who's an expert in no money down. He's got— he's built a £16 million property portfolio all from minus £150 grand in debt with other people's money. He's become one of the UK's top no money down experts. So if you'd like a piece of that, just go to tiny.cc/newproof. Go register. You'll see the agenda on the link. No recordings, no replays. It's in the next 48 hours, so make sure you go do it now. London, London is burning in many ways. I mean, crime, I mean, all, all the, the real money and the big billionaires leaving, stay the police, um, the political landscape in London, that's all in a right mess. But the prices are even worse. Chelsea down 40% since peak, back to 2016 prices. So it's gone back in time nearly 9 years. 9 years. Um, Mayfair down 30%, Knightsbridge down 40%. So if, if now's not the best time to buy, when is? Because if you think about it, the best time to buy is low, the best time to sell is high. Now's the time. So, uh, the link for the Zoom, and we do Q&A as well, um, and it's live, it's not a recording. And I'll see you there. tiny.cc/newproof. And if you don't risk anything, you risk everything.
