In this YouTube video, Rob Moore warns viewers about three categories of investments that he believes are especially dangerous in the current economic climate of high inflation, high taxation, and massive government debt. First, he argues that any governmentābacked assets such as bonds are a "house of cards" because the state is heavily indebted and interest rates on those bonds are far below inflation, eroding real returns. Second, he claims that holding cash or savings is a losing proposition because inflation is projected to be doubleādigit while bank interest rates remain low, meaning the purchasing power of cash will decline sharply. Third, he cautions that most cryptocurrencies (aside from Bitcoin and, to a lesser extent, Ethereum) are speculative, often not truly decentralized, and can result in massive losses. Moore then pivots to what he considers safer, inflationābeating, decentralized assets: physical gold, collectible watches, real estate, owning a business, and building digital recurringārevenue streams such as membership sites. He uses the opportunity to promote his own membership platform, Rob.team, describing it as a lowācost, noācontract service that offers courses on membershipāsite mastery, subscription business models, socialāmedia monetisation, podcasting, and a 10āhour "How to Invest" series covering a range of asset classes. The video ends with a callātoāaction to join Rob.team, share the video, and a reminder that avoiding risk entirely is itself risky.
Chapters
The worst investments to stay away from right now. The world has changed. Inflation is huge, taxation is huge, government debt is huge. So assets and investments you might have thought are safe and secure are no longer. Now of course you want to avoid schemes and scams and get-rich-quicks. You want to avoid things that are too good to be true. And you want to avoid depreciating liabilities. So I would make the assumption that you know that. So let's just move that to the side. I'm now going to share with you the 3 worst investments you can make that you might be surprised about, that a lot of people are still making because they haven't changed their investment strategy according to how the world has changed. Okay, so the first worst investment I believe right now you should stay away from is anything backed by the fucking government. Anything that's supposed to be safe and secure backed by the government, such as bonds. I would stay away from anything backed by the government. Why? Because I don't believe that it's very secure right now. I believe we're moving towards a revolution. I don't think the banks are as secure as they were. I don't think the government is secure as it was. The government is 2.2 trillion in debt. They're just going to spend 150 billion on the energy cap. The interest on the government debt is billions. So I actually think if the government backs it, it's a bit of a house of cards. And by the way, inflation is so high and interest is so low. Oh, buy a government bond, get a 1% a year return, safe with the government. Except inflation is double-double digits. So I would notā I think one of the worst investments right now is anything government-backed. I would have, where you can, decentralized, you know, nice appreciating watches, gold that's physical, that is decentralized. It's backed by its own real hard asset. The second worst thing to invest in right now, and again, a lot of people don't know this, or 'Oh Rob, cash is king, cash is king.' No, no, no, cash is dead now because inflation in October, which is weeks away, it's going to be what, 13% plus? It could get to 15%, it could get to 20%. So your cash is going down 10, 15, 20%. And by cash I also mean savings. And even worse than the high inflation is the fact that the banks have got your money. And right now the banks are not doing as well as they used to, and they're not as secure as they used to be. And there's things like Bitcoin challenging them. So if you have cash, basic rule of money: if interest rates are more than inflation, as long as you get past all the interest, you will make money. If inflation is more than interest rates, you will lose money. Interest is how much your money goes up, inflation is how much your money goes down, and normally there's a little percent difference, and now it's way out of kilter where inflation is so high and interest rates are so low. You know, if I said to you, I've got this brilliant investment, you're going to earn a -15% a year return, would you invest? You'd be like, you're on crack. Well, that's what cash is, and that's what savings is. But people don't know this because the banks don't want you to know this, because it's not public knowledge and you're not taught this shit in school. All right, and then the third thing that's, I believe, the worst investment right now, and some of you are going to hate me for this, but everyone's entitled to my opinion. The third thing is most fucking cryptocurrencies. Look, I like Bitcoin, it's done really well. Ethereum seems to be fairly stable, but so many other of these coins, these altcoins, are shite coins. There's so many cryptos coming up every day which are not decentralized. Do you know that Ethereum isn't decentralized? Do you know that XRP and Ripple, they're not decentralized? The only decentralized crypto is Bitcoin. So be careful. Most cryptos are shite. Now, some of them might end up being good, but are you going to bet your kids' inheritance on them? So be very careful. Only invest money you can afford to lose. Risk capital. On these volatile altcoins. And you could go to the moon and win big, and you could lose big. But cash going down hard. Anything backed by the government, massive risk. So be careful about where you put your money. So some people say to me, well, Rob Moore, at least give me some solutions. What do I do with my money? I get it. Well, I believe you need it out of government-backed and central bank-based investments and assets like the savings accounts and the checking accounts and the government bonds, and to move it into inflation-beating decentralized assets like property and real estate, like gold, like running your own business, like doingā building your own membership site. I'm actually live here in the studio doing the Membership Site Mastery Six Figure Subscription Secrets course. If you have a membership site, every time you get a new member, you create more recurring income. And that's an asset that you own that no one can take away from you. So if you'd like to learn how to build your own assets, your decentralized digital assets, online assets, you'd like to learn how to build multiple streams of recurring income, you'd like to beat inflation and the governments and the banks and actually have assets that you own and you control, You can learn to do this on a daily basis in Rob.team. So Rob.team is my, um, special members area. It's a digital online financial tool. It's an online platform. It's like Netflix but for entrepreneurs and people who want to, um, make more money and beat the system and beat inflation and beat taxation. You know, they want multiple streams of income and they want to have a side hustle. So if you'd like to make, manage, and master money, start and scale your business, get better financial education and knowledge, build assets, beat inflation, and be completely decentralized and have freedom, go join Rob.team. Now Rob.team, this platform, you can join anywhere in the world. Justā I was going to pick up my phone, but I'm doing the live on the phone from any device except the clicker. And it costs less than a large coffee. Like, a large Costa Coffee costs more than joining Rob.team. You can cancel any time with no ongoing contract, and there's hundreds of hours of courses, resources, and masterclasses. So to join, it's really easy, and you've got thousands of members already there. And I've got 206 people live right here now who are in Rob.team. Just open up a new page on the internet, type team into a new web page. So open up a new window, just however youā whatever, go Firefox or Google or whatever, and just go and directly type in rob.team. Rob.team. You can join for less than a large coffee, cancel any time with no ongoing contract. There is the Six Figure Subscription Secrets membership site mastery masterclass that you'll get in Rob.team, which is going to end up being probably a 4-hour course. Should have been 3 and a half, but I had a lot of content. I mean, that would cost you Ā£100 or $200 if you were buying that separately. There's the 21 Ways to Monetize Social Media Masterclass. There's the Get Paid for Podcasting 4-Day Challenge. All of these are recorded and immediately accessible in Rob.team for less than a large coffee. So go join right now. Don't wait because I've got to get back to my Membership Site Mastery course. I'm doing it live in the studio. I got two cameras, I got hundreds of people live with me, so I've got to get out of here. So you've got to be quick. So open up a new web page, type rob.team, go join. You can instantly gain online access anywhere in the world. There is no ongoing contract. It will cost you less than a large coffee, one-third of the price of Netflix. I do Sunday sessions every Sunday on making, managing, and mastering money, and starting and scaling your business, and building assets, and becoming an entrepreneur. I do masterclass deep dives probably 2 times a month, maybe. We've got a community of many, many thousands of members. I do live events like the Multiple Streams of Business Income Live and the Mindset and Money Live event. So it's a community, it's full of movers and shakers and change makers. Now here's the crazy thing, right? People will go to school and university and get 6 figures in debt learning from a tutor who's broke. They'll do business finance and economics learning from someone who's broken. It will cost them $100,000 and they'll be in debt for the rest of their life. Wow, that's fucked. Yet Rob.team costs you less than a large coffee. No ongoing contract. You can cancel anytime. So what are you waiting for? I'll see you in Rob.team. Just type Rob.team into a new window because you need to manage your investments well and you need to know what to invest in. In fact, the 9-module, 10-hour How to Invest series, that's probably the most relevant one to this content right now. Imagine learning 10 hours of deep dive investment strategiesā gold, classic cars, watches, businesses, digital assets, real estate, cryptos, stock marketā learning all about this, which again, a 10-hour course with me is probably going to cost you about a grand, maybe $500 if it's online. You get it completely for free in Rob.team. So you might want to join the How to Invest 10-hour series. So see you on rob.team. You can get that as well, all for the cost of a large coffee with no ongoing contract. So just open up a new web page, type rob.team. Rob.team. Stay away from anything that's backed by the government because I don't think it's secure. Stay away from anything that's cash-related because inflation's wiping it out. And stay away from most cryptos because they're too volatile and they're unproven and they're not decentralised. They're my 3 worst investments, other than obviously a scheme or a scam or a get-rich-quick or depreciating liability. That should be obvious. Thanks for tuning in. Also, I wonder if you wouldn't mind sharing this, because I think it's important to protect people and their money, especially right now, because a lot of people don't know what to do with it. See you later. Hit the share button. And remember, if you don't risk anything, you risk everything.
