In this video the speaker warns that consumer prices are rising at the fastest rate in three decades, pushing average purchasing power to its lowest level in 20â40 years. He attributes the surge to a combination of the COVIDâ19 pandemic, wars, lockdowns, and expansive monetary policy, noting that inflation figures often understate the true cost because they exclude food and energy, which have risen dramatically (e.g., energy bills up 400%). The core of the presentation is a sixâstep practical roadmap designed to help viewers not only survive but thrive during the looming costâofâliving crisis and an anticipated recession or market correction. The steps are: (1) eliminate debt, prioritising the highestâinterest balances; (2) reâevaluate and tighten livingâcost budgets, aiming to save 5â10 % of income; (3) never spend more than you earn; (4) build emergency and shockâfund reserves (1â3â6 months of expenses) and protect them from inflation by moving them into managed funds; (5) once a sufficient investable amount is accumulated, allocate capital across a ladder of low, medium, and highârisk assets (including equities, bonds, real estate, and cautiouslyâchosen crypto/NFTs) while conducting dueâdiligence; (6) diversify and develop recurringâincome assets or businesses to safeguard wealth for future downturns. The speaker emphasizes that wealth cannot be built by saving alone because inflation erodes cash holdings, and that the next recessionâpotentially within a few yearsâwill create opportunities to acquire distressed assets and launch businesses. He repeatedly urges viewers to share the message, engage in the comments, and follow his daily content on saving, earning, and protecting wealth. The tone oscillates between urgent warning, motivational coaching, and cautionary advice, concluding with a call to action to prepare for both the imminent crisis and longerâterm economic cycles.
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So this is an important warning. Prices are soaring the fastest they have in 30 years, and the average personâ your spending power is the lowest it's been in 40 years. This is important. So I'm going to do two things in this short video. One is I'm going to tell you where the prices are at and how bad things are getting. 2, I'm going to give you a 6-step solution so that you cannot just survive in this cost of living crisis, but you can actually thrive. It's also important we get this message out to the masses because right now people are struggling. The war, COVID, lockdownâ these are all having huge implications on our comfort and cost of living and freedom. And it's vital that you arm yourselves and we share with as many people as possible some practical solutions. So it is now official that prices are soaring the fastest in 30 years. Um, petrol, diesel, inflation, energy, student loans, real estate, travelâ these are all up. So spending power is at a 20-year low. I think I said 40, it's probably not far off. Inflation in the UK isâ I reckon it's over 10%. They say it's about 7, but they don't include certain things in the inflation figures. They don't, for example, include food, and food is where a lot of the increased cost of living is going. Do you know our energy bills are going to be 400% more? 400%! Diesel and petrol, way up. Student loans, you know student loans is now 12% a year to repay. House prices, material costs, these are all up and up and up and up. Now, that's the warning and you must know this. Don't think I'm being negative, I'm telling you how it is. And it's important that we are realistic with what's going on in the world. Please hit the share button right now as you watch, and let's let as many people know about this as possible. I am committing to doing daily content on saving money, making money, protecting your wealth in these disruptive and almost crisis times. If we move into what could be a World War III, it could get worse. It's likely to get worse before it gets better. And it's very likely, very likely, there's a big crash and recession and correction coming. It has to be coming. Some of you are saying it's by design, it's intentional, this New World Order, this Great Reset. I'm not as 100% convinced as you, but please do let me know what you think in the comments, what you think is really going on, because the more information we can share with each other, the more armed we can be. Now here's what you can do about it. Number 1 is you make sure you get out of debt. Even if you have to reduce your spending, get out of debt, because debt has interest and interest compounds. And if your cost of living and electricity and fuel and food is going up and you're in debt and your interest is going up, you're getting hit both ways. Cost of living up, debt up. So you need to pay off your debt as quick as you can. Quick tip on paying off debt: pay the highest debt first with the highest interest because you'll pay the least amount of debt. Step 2 is you need to rework out what your living costs are. Give me a yes in the comments if you make a proper budget and a proper plan. Give me a yes in the comments if you know exactly what you spend every month, you know the percentage of your earning that you save each month, because I know that 95% of the population, give or take, roughly speaking, do not do that. You cannot master what you do not measure. So step 2 is you've got to adjust your living costs. They've gone up, that's a fact. So adjust your living costs. Aim to save 5 or 10% of what you earn so that you can put that into, you know, an emergency fund and a regular shock fund, and then ultimately you can invest it. And if you need to earn more, do it. Get a side hustle, do a bit of overtime to to make up that difference, to save that 5% or 10%, by all means do. Step 3 then is you need to make sure you never spend more than you earn. Repeat after me, never spend more than you earn. And you're going to target that 5% and that 10% savings each month. That's step 3. And now you've probably got to readjust what you spend on. So I've been readjusting what I spend on, and not so much because I need to save a few hundred pounds a month, but you know, I want to make sure I am offsetting all my expenses so I can reduce my tax bill, and I want to make sure that I'm spending on the right things in the right areas because some things haven't gone up a lot and some things have gone up 400%, like, you know, bills, heating, electric. They're going to be going up 400% for us, and we have a load of multi-let rooms where people pay the rent and the bills inclusive. We're going to get hit hundreds of thousands a year across our whole real estate portfolio with this massive increase in energy. So it affects us all. It affects wealthy people as well as people on, on the line. So step 1, get out of debt. Step 2, cover your basic living costs and never spend more than you earn, and save 5 or 10% of what you earn each month. And then once you get to a certain investable amount in your savings, you've got to quickly put it into investing. You cannot save your way to wealth. People think you can. You can't. Inflation really is at 10%. If you have $100,000 in savings, that's costing you $10,000 a year in inflation. So savings will not make you rich, and the, you know, mainstream education will say that, but you cannot save your way to wealth. It takes too long. What you can do is save as a bridge and then invest your way to wealth. So you need to start making investments with your spare savings. Now you need an emergency fund and a regular shock fund. You need 1, then 3, then 6 months living expenses saved in the bank, but at least protect that from inflation by putting that into a a managed fund. Then once you've got some investments, then you can make some more speculative investments and take some slightly higher risk. Start your business, invest in, um, you know, invest in a business, or invest in cryptos or NFTs. Warning: always do your due diligence and, you know, be careful not to put too much money into investments you don't understand. And then step 6, once you've been saved, invested, speculated on higher risk, maybe started your own business, then you've got to diversify and protect yourself. So by the way, the next recession will come in 17 years' time, something like that. And imagine if you had tens or hundreds of thousands of pounds in recurring income from assets that you'd started to build now to protect yourself from the next recession or correction or depression. Okay, cool. So thanks for tuning in. Hit the share button right now. These 6 steps will guarantee to get you out of debt and into wealth. It might take 1, 3, 5, or 10 years. It's not really about how long. Um, it's about your behavior and setting the rules and the budgets and the targets. Quick summary: prices are soaring fastest for 30 years. This is driven by COVID lockdowns, um, wars, uh, the massive increase in petrol and diesel and fuel and energy. Inflation is nearing 7%. In reality, I think it's more than 10% because they don't put everything into inflation. In terms of their figures. And US inflation is the highest it's been for 40 years. Spending power is the lowest it's been for 20 years. House prices are way up. Travel and material costs are way up. Student loan rates are at 12% a year. A 700-a-year increase in energy bills took place from April the 1st. The cost of living is expected to rise even further, especially as the energy price cap gets Lifted up. This shit is real. We must warn our friends, our family, our loved ones, and our communities, and our followers, and our fans. Hit the share button. However, let me say this: with every downside, there's an upside. There's always an opportunity in challenge. So when there's a correction and asset prices come down and house prices come down and unfortunately businesses go under, there's going to be an opportunity to start and scale your business in you know, sort of a wiped-out landscape, you know, when soil is farmed and then it's essentially leveled flat so then you can start planting the seeds again. That was a bit of a shit analogy, but you know what I mean. But there will be rebuilding. More millionaires are made in a recession than at any other time in history. So there's opportunity to buy distressed businesses, to buy underpriced assets. To get into investing in, say for example, property. There'll be opportunities to build an online business quicker, easier, and cheaper than traditional businesses. So there is going to be big upside opportunity when the correction comes, but most people won't be ready for it, and you need to be ready for it. Now here's the thing: imagine if you get ready not just for the one that's coming in the next 1, 2, or 3 years, or however long. By the way, when do you think that a correction is coming? What year? When is the next recession and correction coming? But imagine if you got ready for the next one. Imagine if you had an 18-year plan. Ready for this one, maybe. Definitely ready for the next one. Invest in assets that produce recurring, recurring income. Get rid of your debt. Save 10% a month. Once that gets to an investable amount, invest it into low, then medium, and then high risk. And then start your business and your side hustle and build digital assets. You're going to be powerfully rich in the next, next recession or correction. And you're going to be protected from whatever goes on in the world. Because the only way you're protected from wars and COVIDs and lockdowns is to have digital assets that produce recurring income, or physical assets that are unbreakable in eventualities like war and lockdowns. So are you ready for it? Are you making a plan? Are you budgeting? Are you saving? Are you investing? Are you being careful where you spend? Are you getting ready for the, the recession? Are you building up that capital pot or theâ your ability to be investable by others, to raise money, to go and buy these depressed assets when they come. But make no mistake about it, the cost of living, um, is the worst it's been in decades, and it's going to get worse before it gets better. Hit the share button. I'm doing daily content on this. We need to help people because there's going to be so many people who struggle through this time because they're not ready. There are millions of people in this country that even a ÂŁ50 increase in their living costs a month hurts them and gets them into debt. What are they going to do if energy goes up 400% and inflation is 10% and food is up and all their loans are up and inflation is up? What are they going to do? They need our help. And then remember the 6 stages to: 1, get out of debt. 2, cover your basic living costs and and adjust your budget and make a budget. 3, never spend more than you earn and save a percentage of what you earn, 10% maybe. 4, once you've saved an investable amount, get it out into an asset class as quickly as possible. Protect it from inflation, get equity in capital and cash flow and income. Then step 5, once you've made some safer investments, you can make some higher speculations. Too many people going straight into cryptos or NFTs and they haven't even got a stock market portfolio or bonds or or real estate. They're taking too many risks too soon. But then when you've got some assets that are low risk, medium risk, and high risk, then you can ensure and diversify to protect your wealth for the next recession. Thanks for tuning in. I love you all. And remember, if you don't risk anything, you risk everything. We need to get this message out to the masses. These are disruptive times. There is going to be blood on the streets. The economy isâ it has been protecting itself from a recession for many years, you know, superficially keeping interest rates really low, smack, you know, printing money like it's going out of fashion, quantitative easing, to try and, you know, bolster the economy. It is built up, built up, built up, built up, built up, built up, and it's going to freaking crash. It has to. But there's upside opportunities if you're ready. Don't get ready, be ready. Thanks for tuning in. If you don't risk anything, you risk everything.
