12:15

In this informal YouTube segment, Realtor Tony Ray Baker and colleague Darren Jones host the weekly "Fun Day Monday" segment. They announce the quiz question (which item improves interview perception) and reveal the answer—glasses—selecting Paul Huxman as the $25 Amazon gift‑card winner. The duo promotes upcoming community gatherings: a monthly "Thirsty Third Thursday" wine tasting, a Halloween pumpkin festival in October, and a Thanksgiving fall festival. They encourage viewers to email Tony to join invitation lists. The conversation then shifts to a local real estate market update: inventory has risen from less than a month to roughly 1.5‑2 months, easing competition for buyers. Interest rates have dropped below 3%, making monthly payments lower despite higher home prices, and many buyers are unaware they can purchase with zero‑down or low‑down‑payment programs (including VA options). They advise buyers to understand their numbers and offer assistance, while noting sellers may see slightly less traffic and should be prepared for repairs. The video ends with a friendly sign‑off and reminder to watch next month’s Fun Day Monday.

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