Short video (Part 5) by Andy Neary arguing against the common belief that better health insurance requires higher premiums. He reframes the problem: instead of focusing on premiums, employers should focus on risk management—how employees access care, the costs of services, and medical/pharmacy claims—to deliver better benefits at lower cost. The clip ends with a call-to-action to schedule a 15-minute call for help implementing these ideas.
Chapters
Welcome back to striking out the status quo, where your health plan is just one mindset shift away from greatness. Alright, here we are. Part 5 of the mindset Shift series. The last part, but maybe the most important shift you need to make. You see, there's this myth out there that you can't have better health insurance coverage for less money. Over the years your broker has told you that if you want better health insurance coverage, you have to pay more. And if you want to lower your premium, well, you got to water down the benefits and and you've bought into the myth that the only way you can reduce your premium is by shopping the insurance companies, raising the deductibles and out of pocket limits every year, or just asking your employees to pay more. Therefore, you have come to believe that better benefits requires more premium. But here's the mindset shift I want you to make. Stop focusing on insurance premiums and start focusing on risk management. You see, when you effectively risk manage, when you focus on how your employees are accessing the health care system and you're focusing on the cost they're buying their health care services for, and you focus on the medical and pharmacy claims inside your plan, I promise you, you can give your employees better health insurance coverage at lower cost. So make today the day that you stop buying the myth that you can't have better health insurance for less money. And start buying into the fact that if you effectively manage the risk inside your plan, you can build a better health plan for your organization and take a better big chunk out of your health insurance. Bottom line, if you don't know where to start, click the link below. Let's jump on a 15 minute call and I'm happy to get you started. Until next time, bear down, focus on the target and strike out the status quo.
