James's 5-year-old daughter started kindergarten moving differently than her peers. Scans showed severe hip dysplasia: her hip socket never formed and her femur was partially dislocated. She needed surgery, and the experience forced him to actually use health insurance for the first time.
Chapters
I had a 5-year-old daughter, beautiful wife as always, and she was expecting what was to be our son. And my daughter had started kindergarten, noticed that she, she happened to not run or quite move the same as all the other kids. And I said, wait, we ought to get that looked at. Turns out, we go to have CT, X-rays, all that jazz done, and her hip socket never developed. Her femur was literally just kind of floating out there, bouncing in and out. And your body is so resilient, and especially a young body was able to control it where she could walk, but it was something that had to be fixed. And that was kind of my first use. You know, as a young guy, you don't use insurance. You hope to never use it. I used to tell people, only way I'm going to the doctor is if my wife takes me in the ambulance. But that was my first foray into insurance.