Andy NearyI help insurance professionals turn brand awareness into business growth.

What’s cheaper: using your health insurance or paying cash? Check out the full podcast conversation.

10 Nov 2025 · 1 min

Watch on YouTube

0:42

Excerpt from a podcast-style YouTube video (hosted/created by Andy Neary) discussing how patients misunderstand health insurance vs. cash pricing. The chunk contains an anecdote where a speaker contrasts patients who accept low out-of-pocket cash prices (~$350–$400) with others who insist on billing insurance despite high deductibles (example: $4,000 deductible, $1,200 bill), illustrating that billed price and patient cost are often different in healthcare.

Chapters

I've had people who've made decisions where I said, hey, you should get this. Mr. No, I can't afford it. Well, it's going to be between this amount. I don't know the exact price but it's going to be 350 to $400 for this. And they're like, oh, that's all. Yeah, I'll go ahead and get that. Where I've had plenty of other people who have said no, yeah, bill my insurance and they don't, they don't understand their own insurance product and they have a $4,000 deductible and they get a $1200 bill. They're like, well why this cost so much? And we'd had the conversation. I said, hey, I can do this direct at my rates. No, I want to use my insurance, I want to meet my deductible, I want to start adding towards that. And they just don't understand that price and cost have nothing to do with each other in healthcare.