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In this segment, the speaker outlines three core forms of capital—human, social, and financial—that act as major barriers to business growth, especially for entrepreneurs launching ventures with minimal savings. Acknowledging the pressure of low cash flow and delayed sales, the speaker advises founders to tighten their personal and business budgets, prioritize intense effort, and concentrate on sales and marketing activities to generate revenue quickly enough to sustain both the business and personal living expenses.

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